Civic Intelligence

Community Trust Foundation Inc.

990 • Fiscal year 2017 • EIN 59-3745172

Jan 01, 2017 to Dec 31, 2017 • Filed on Jun 12, 2018

157 E New England AveWinter Park, FL 32789

(407) 733-4018

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

92nd percentile

0.93x

Higher debt load relative to assets than 92% of similar nonprofits.

2017 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2017

Liabilities / Revenue

99th percentile

11.01x

Higher debt load relative to revenue than 99% of similar nonprofits.

2017 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2017

Net Margin

18th percentile

-12%

Higher net margin than 18% of similar nonprofits.

2017 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2017

Top Officer Pay

49th percentile

$0

Higher top officer pay than 49% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2017 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2017

Asset Growth

90th percentile

57%

Faster asset growth than 90% of similar nonprofits.

2017 filings • 501(c)3 • $500k-$1M nonprofits • Annualized from 2016 to 2017

Revenue Growth

3rd percentile

-60%

Faster revenue growth than 3% of similar nonprofits.

2017 filings • 501(c)3 • $500k-$1M nonprofits • Annualized from 2016 to 2017

Assets

Up

$752,103

Up $273,303 (+57%) from 2016

Net Assets

Down

$52,443

Down $7,696 (-13%) from 2016

Liabilities

Up

$699,660

Up $280,999 (+67%) from 2016

Revenue

Down

$63,523

Down $94,860 (-60%) from 2016

Expenses

Down

$71,219

Down $29,298 (-29%) from 2016

Net Income

Down

-$7,696

Down $65,562 (-113%) from 2016

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$4.0M$3.0M$2.0M$1.0M$0Assets 2016: $478,800Liabilities 2016: $418,661Net Assets 2016: $60,1392016Assets 2017: $752,103Liabilities 2017: $699,660Net Assets 2017: $52,4432017Assets 2018: $705,280Liabilities 2018: $634,786Net Assets 2018: $70,4942018Assets 2019: $886,784Liabilities 2019: $776,845Net Assets 2019: $109,9392019Assets 2020: $859,474Liabilities 2020: $627,722Net Assets 2020: $231,7522020Assets 2021: $2,353,065Liabilities 2021: $2,116,493Net Assets 2021: $236,5722021Assets 2022: $3,125,449Liabilities 2022: $2,886,570Net Assets 2022: $238,8792022Assets 2023: $2,951,851Liabilities 2023: $2,720,710Net Assets 2023: $231,1412023Assets 2024: $2,933,078Liabilities 2024: $2,670,535Net Assets 2024: $262,5432024

Highlighted filing

2017

Assets$752,103
Liabilities$699,660
Net Assets$52,443

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$400K$300K$200K$100K$0-$100KRevenue 2016: $158,383Expenses 2016: $100,517Net Income 2016: $57,8662016Revenue 2017: $63,523Expenses 2017: $71,219Net Income 2017: -$7,6962017Revenue 2018: $117,422Expenses 2018: $99,371Net Income 2018: $18,0512018Revenue 2019: $152,604Expenses 2019: $113,159Net Income 2019: $39,4452019Revenue 2020: $308,135Expenses 2020: $186,322Net Income 2020: $121,8132020Revenue 2021: $188,728Expenses 2021: $183,908Net Income 2021: $4,8202021Revenue 2022: $270,007Expenses 2022: $267,700Net Income 2022: $2,3072022Revenue 2023: $282,803Expenses 2023: $290,541Net Income 2023: -$7,7382023Revenue 2024: $286,153Expenses 2024: $254,751Net Income 2024: $31,4022024

Highlighted filing

2017

Revenue$63,523
Expenses$71,219
Net Income-$7,696
Jump To
Filing Snapshot
Filing Period
Jan 1, 2017 to Dec 31, 2017
Signed
Jun 12, 2018
Return Version
2017v2.2
Gross Receipts
$63,523
Mission and Program Overview

Mission

Provide to support the fin literacy work

The foundation seeks the economic empowerment and self sufficiency of the low incomes families. Promote basic financial services. Credit counceling. Micro-enterprise.

Balance Sheet Detail
LineBeginningEndChange
Assets
Accounts Receivable$398,372$709,331▲ $310,959
Cash and Non-Interest-Bearing Accounts$80,428$38,647▼ $41,781
Total Assets$478,800$752,103▲ $273,303
Other Assets Total-$4,125-
Liabilities
Accounts Payable and Accrued Expenses$418,661$699,660▲ $280,999
Total Liabilities$418,661$699,660▲ $280,999
Net Assets / Fund Balance
Unrestricted Net Assets$60,139$52,443▼ $7,696
Total Net Assets Fund Balance$60,139$52,443▼ $7,696
Total Liabilities and Net Assets / Fund Balance$478,800$752,103▲ $273,303
Compensation and Service Providers

Board Members and Trustees

NameTitle
Cynthia StrolloChairman
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$63,523
Investment Income
$0
Other Revenue
$0
Change in Net Assets
$-7,696
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$71,219
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Expenses$25,500--$25,500
Office Expenses$23,626--$23,626
Interest$9,779--$9,779
Insurance$2,092--$2,092
Total Functional Expenses$71,219$0$0$71,219
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990 governing body review Part VI line 11

David Heileman - Treasurer - 157 E New England Avenue, Suite 250, Winter Park, FL 32789Gloria E Feliciano - Secretary - 157 E New England Avenue, Suite 250, Winter Park, FL 32789Cynthia Strollo - Chairman - 157 E New England Avenue, Suite 250, Winter Park, FL 32789Chary Gonzalez - Director - 157 E New England Avenue, Suite 250, Winter Park, FL 32789

Governing documents etc available to public Part VI line 19

Available upon request, financial statements, balance sheet and profit and loss statements

Filing and Contact Details

Filer

Filer Name
Community Trust Foundation Inc
EIN
59-3745172
Address
157 E New England Ave, Winter Park, FL 32789

Signing Officer

Name
Cynthia Strollo
Title
Chairman
Phone
4077334018
Signed
2018-06-12
Discuss with paid preparer
No

Organization Details

Formed
2001
Legal Domicile
Fl
Voting Board Members
4
Independent Board Members
4
Employees
0

Preparer

Firm
Angel J Agostini CPA
Address
9241 Telfer Run, Orlando, FL 32817
Preparer
Angel J Agostini CPA
Phone
4076722181
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This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings