Civic Intelligence

Unknown Organization

990EZ • Fiscal year 2014 • EIN 59-3599181

Jan 01, 2014 to Dec 31, 2014 • Filed on Mar 16, 2015

Organization ProfileWWW.LIFECHANGECONCEPTS.ORG
PO Box 342Milford, DE 19963

(813) 244-7042

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

Score unavailable

No value available

Liabilities-to-assets requires both liabilities and assets on this filing.

Source year 2014

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on this filing.

Source year 2014

Net Margin

16th percentile

-19%

Higher net margin than 16% of similar nonprofits.

2014 filings • 501(c)3 • <$500k nonprofits • Source year 2014

Top Officer Pay

90th percentile

$17,039

Higher top officer pay than 90% of similar nonprofits.

Top officer pay equals 82.4% of source-year revenue.

2014 filings • 501(c)3 • <$500k nonprofits • Source year 2014

Asset Growth

2nd percentile

-100%

Faster asset growth than 2% of similar nonprofits.

2014 filings • 501(c)3 • <$500k nonprofits • Annualized from 2013 to 2014

Revenue Growth

21st percentile

-22%

Faster revenue growth than 21% of similar nonprofits.

2014 filings • 501(c)3 • <$500k nonprofits • Annualized from 2013 to 2014

Balance Sheet
Liabilities / AssetsScore unavailable

Assets

Down

$0

Down $3,903 (-100%) from 2013

Net Assets

Down

$0

Down $3,903 (-100%) from 2013

Liabilities

-

No earlier filing loaded for comparison.

Revenue And Expenses
Liabilities / RevenueScore unavailableNet Margin16th percentile

Revenue

Down

$20,683

Down $5,733 (-22%) from 2013

Expenses

Down

$24,586

Down $1,978 (-7.4%) from 2013

Net Income

Down

-$3,903

Down $3,755 (-2537%) from 2013

Historical Trend

Balance Sheet Trend

Asset Growth2nd percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$10K$5.0K$0Assets 2010: $8,353Net Assets 2010: $8,3532010Assets 2011: $7,005Net Assets 2011: $7,0052011Assets 2012: $2,851Net Assets 2012: $2,8512012Assets 2013: $3,903Liabilities 2013: $0Net Assets 2013: $3,9032013Assets 2014: $0Net Assets 2014: $02014

Highlighted filing

2014

Assets$0
Liabilities-
Net Assets$0
Open 2014 Filing

Operations Trend

Revenue Growth21st percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$40K$30K$20K$10K$0-$10KRevenue 2010: $28,772Expenses 2010: $27,760Net Income 2010: $1,0122010Revenue 2011: $32,741Expenses 2011: $34,089Net Income 2011: -$1,3482011Revenue 2012: $28,595Expenses 2012: $31,007Net Income 2012: -$2,4122012Revenue 2013: $26,416Expenses 2013: $26,564Net Income 2013: -$1482013Revenue 2014: $20,683Expenses 2014: $24,586Net Income 2014: -$3,9032014

Highlighted filing

2014

Revenue$20,683
Expenses$24,586
Net Income-$3,903
Open 2014 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2014 to Dec 31, 2014
Signed
Mar 16, 2015
Return Version
2014v5.0
Gross Receipts
$21,133
Mission and Program Overview

Mission

Teaching personal finance skills

Program Services

DescriptionGrantsExpenses
PROVIDED INDIVIDUAL PERSONAL FINANCE COUNSELING FOR 42 FAMILIES & INDIVIDUALS, SPOKE ON PERSONAL FINANCES AT SIX VENUES, WROTE A COLUMN FOR A MONTHLY NEWSPAPER, AND PRODUCED A WEEKLY RADIO MESSAGE-$20,242
SOLD BOOKS WITH ALL PROCEEDS GOING TO THE MINISTRY-$891
Compensation and Service Providers
Top Officer Pay90th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
RAYMOND E LYNCHPres/Treas/DirectorFT$12,000$5,039$17,039
RICH HARRISDirector-$0--
LORA WEIHEDirector-$0--
ILENE STUBBSDirector-$0--
JUDY LYNCHSec/Director-$0--
CHRIS WEIHEVP/Director-$0--
Filing and Contact Details

Filer

Filer Name
Lifechange Concepts Inc
EIN
59-3599181
Phone
8132447042
Address
PO BOX 342, MILFORD, DE 19963

Signing Officer

Name
Raymond E Lynch
Title
President
Phone
8132447042
Signed
2015-03-16

Preparer

Firm
Raymond Lynch Services
Address
3702 H S SAGAMORE DRIVE, MILFORD, DE 19963
Preparer
Ray Lynch
Phone
8132447042
Supplemental Narrative

Additional Explanations

Form 990EZ, Part I, Line 16

“Bank fees 52. Contributions/gifts 605. Corporate fees 179. Travel & entertainment 3139. Insurance 913. Professional development 40. Sales tax 14. Advertising 7. Farewwell dinner 300.”

Raw XML Appendix174 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0RAYMOND LYNCH
IRS990EZ/BooksInCareOfDetail/PhoneNum08132447042
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt02017 ABBEY TRACE DRIVE
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0DOVER
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0FL
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd0335276019
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt03903
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt015890
IRS990EZ/CostOfGoodsSoldAmt0450
IRS990EZ/CostOrOtherBasisExpenseSaleAmt00
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/EngagedInExcessBenefitTransInd0false
IRS990EZ/ExcessOrDeficitForYearAmt0-3903
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt0700
IRS990EZ/FinalReturnInd0X
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt03903
IRS990EZ/Form990TotalAssetsGrp/EOYAmt00
IRS990EZ/FundraisingGrossIncomeAmt00
IRS990EZ/GainOrLossFromSaleOfAssetsAmt00
IRS990EZ/GamingGrossIncomeAmt00
IRS990EZ/GrossProfitLossSlsOfInvntryAmt0111
IRS990EZ/GrossReceiptsAmt021133
IRS990EZ/GrossSalesOfInventoryAmt0561
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InvestmentIncomeAmt00
IRS990EZ/LobbyingActivitiesInd0false
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MembershipDuesAmt00
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt03903
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt03903
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt00
IRS990EZ/OccupancyRentUtltsAndMaintAmt01102
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt042.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt11.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt21.50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt31.50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt43.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt51.50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt012000
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt05039
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0RAYMOND E LYNCH
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1RICH HARRIS
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2LORA WEIHE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3ILENE STUBBS
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4JUDY LYNCH
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5CHRIS WEIHE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0PRES/TREAS/DIR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1DIR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2DIR.
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3DIR.
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4SEC/DIR.
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5VP/DIR.
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd0true
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherExpensesTotalAmt05249
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0TEACHING PERSONAL FINANCE SKILLS
IRS990EZ/PrintingPublicationsPostageAmt0496
IRS990EZ/ProgramServiceRevenueAmt04682
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0PROVIDED INDIVIDUAL PERSONAL FINANCE COUNSELING FOR 42 FAMILIES & INDIVIDUALS, SPOKE ON PERSONAL FINANCES AT SIX VENUES, WROTE A COLUMN FOR A MONTHLY NEWSPAPER, AND PRODUCED A WEEKLY RADIO MESSAGE
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt1SOLD BOOKS WITH ALL PROCEEDS GOING TO THE MINISTRY
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt020242
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt1891
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SalariesOtherCompEmplBnftAmt017039
IRS990EZ/SchoolOperatingInd0false
IRS990EZ/SpecialEventsDirectExpensesAmt00
IRS990EZ/SpecialEventsNetIncomeLossAmt00
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt024586
IRS990EZ/TotalProgramServiceExpensesAmt021133
IRS990EZ/TotalRevenueAmt020683
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0WWW.LIFECHANGECONCEPTS.ORG
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearAmt015890
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus1YearAmt020233
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus2YearsAmt017463
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus3YearsAmt019437
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus4YearsAmt019205
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt092228
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt00
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearAmt05243
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus1YearAmt06183
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus2YearsAmt011132
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus3YearsAmt013304
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus4YearsAmt09567
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt045429
IRS990ScheduleA/InvestmentIncomeCYPct00
IRS990ScheduleA/InvestmentIncomePYPct00.00000
IRS990ScheduleA/PubliclySupportedOrg509a2Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00
IRS990ScheduleA/PublicSupportCY509Pct01.00000
IRS990ScheduleA/PublicSupportPY509Pct01.00000
IRS990ScheduleA/PublicSupportTotal170Amt00
IRS990ScheduleA/PublicSupportTotal509Amt0137657
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind0X
IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt021133
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt026416
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt028595
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt032741
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt028772
IRS990ScheduleA/Total509Grp/TotalAmt0137657
IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt0137657
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990ScheduleN/AssetsDistributedInd0true
IRS990ScheduleN/AttorneyGeneralNotifiedInd0true
IRS990ScheduleN/BondsOutstandingInd0false
IRS990ScheduleN/LiabilitiesPaidInd0true
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/AssetsDistriOrExpnssPaidDesc040 FINANCE BOOKS
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/DistributionDt02014-12-31
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/FairMarketValueOfAssetAmt0205
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/IRCSectionTxt0INDIVIDUAL
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/MethodOfFMVDeterminationTxt0RETAIL
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/PersonNm0RAY LYNCH
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/USAddress/AddressLine1Txt03702H S SAGAMORE DR
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/USAddress/CityNm0MILFORD
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/USAddress/StateAbbreviationCd0DE
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/USAddress/ZIPCd019963
IRS990ScheduleN/RequiredToNotifyAGInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0BANK FEES 52. CONTRIBUTIONS/GIFTS 605. CORPORATE FEES 179. TRAVEL & ENTERTAINMENT 3139. INSURANCE 913. PROFESSIONAL DEVELOPMENT 40. SALES TAX 14. ADVERTISING 7. FAREWWELL DINNER 300.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990EZ, Part I, Line 16
ReturnHeader/BuildTS02016-03-07 17:11:31Z
ReturnHeader/BusinessOfficerGrp/PersonNm0RAYMOND E LYNCH
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum08132447042
ReturnHeader/BusinessOfficerGrp/SignatureDt02015-03-16
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0LIFECHANGE CONCEPTS INC
ReturnHeader/Filer/BusinessNameControlTxt0LIFE
ReturnHeader/Filer/EIN0593599181
ReturnHeader/Filer/PhoneNum08132447042
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO BOX 342
ReturnHeader/Filer/USAddress/CityNm0MILFORD
ReturnHeader/Filer/USAddress/StateAbbreviationCd0DE
ReturnHeader/Filer/USAddress/ZIPCd019963
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0RAYMOND LYNCH SERVICES
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt03702 H S SAGAMORE DRIVE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0MILFORD
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0DE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd019963
ReturnHeader/PreparerPersonGrp/PhoneNum08132447042
ReturnHeader/PreparerPersonGrp/PreparationDt02015-03-23
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0RAY LYNCH
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
ReturnHeader/ReturnTs02015-03-23T06:15:39-07:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02014-01-01
ReturnHeader/TaxPeriodEndDt02014-12-31
ReturnHeader/TaxYr02014

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2014 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$0
Liabilities
-
Net assets
$0
Revenue
$20,683
Expenses
$24,586
Net income
-$3,903
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2014Detailed filing. Detailed filing data is available for this year.$0.00$0.00$20.7$24.6$3.90
2013Detailed filing. Detailed filing data is available for this year.$3.90$0.00$3.90$26.4$26.6$0.15
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.85$2.85$28.6$31.0$2.41
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$7.01$7.01$32.7$34.1$1.35
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$8.35$8.35$28.8$27.8$1.01