Unknown Organization

990EZ • Fiscal year 2013 • EIN 59-3599181

Jan 01, 2013 to Dec 31, 2013 • Filed on Apr 18, 2014

Organization Profile WWW.LIFECHANGECONCEPTS.ORG

PO Box 118533595-1185

(813) 244-7042

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2013 filings • 501(c)3 • <$500k nonprofits • Source year 2013

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2013 filings • 501(c)3 • <$500k nonprofits • Source year 2013

-0.6%

Higher net margin than 40% of similar nonprofits.

2013 filings • 501(c)3 • <$500k nonprofits • Source year 2013

$20,197

Higher top officer pay than 82% of similar nonprofits.

Top officer pay equals 76.5% of source-year revenue.

2013 filings • 501(c)3 • <$500k nonprofits • Source year 2013

37%

Faster asset growth than 81% of similar nonprofits.

2013 filings • 501(c)3 • <$500k nonprofits • Annualized from 2012 to 2013

-7.6%

Faster revenue growth than 35% of similar nonprofits.

2013 filings • 501(c)3 • <$500k nonprofits • Annualized from 2012 to 2013

Balance Sheet

Liabilities / Assets55th percentile

Assets

$3,903

Up $1,052 (+37%) from 2012

Net Assets

$3,903

Up $1,052 (+37%) from 2012

Liabilities

No earlier filing loaded for comparison.

Revenue And Expenses

Liabilities / Revenue56th percentile Net Margin40th percentile

Revenue

Down

$26,416

Down $2,179 (-7.6%) from 2012

Expenses

Down

$26,564

Down $4,443 (-14%) from 2012

Net Income

-$148

Up $2,264 (+94%) from 2012

Historical Trend

Balance Sheet Trend

Asset Growth81st percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

Highlighted filing

2013

Assets$3,903

Liabilities$0

Net Assets$3,903

Open 2013 Filing

Operations Trend

Revenue Growth35th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

Highlighted filing

2013

Revenue$26,416

Expenses$26,564

Net Income-$148

Open 2013 Filing

Jump To

Filing Snapshot

Filing Period: Jan 1, 2013 to Dec 31, 2013
Signed: Apr 18, 2014
Return Version: 2013v3.1
Gross Receipts: $26,416

Mission and Program Overview

Mission

Teaching personal finance skills

Program Services

Description	Grants	Expenses
PROVIDED INDIVIDUAL PERSONAL FINANCE COUNSELING FOR 42 FAMILIES & INDIVIDUALS, SPOKE ON PERSONAL FINANCES AT SIX VENUES, WROTE A COLUMN FOR A MONTHLY NEWSPAPER, AND PRODUCED A WEEKLY RADIO MESSAGE	-	$25,832
SOLD BOOKS WITH ALL PROCEEDS GOING TO THE MINISTRY	-	$584

Compensation and Service Providers

Top Officer Pay82nd percentile

Employees

Name	Title	Full / Part Time	Base	Other	Total
RAYMOND E LYNCH	Pres/Treas/Director	FT	$18,096	$2,101	$20,197
RICH HARRIS	Director	-	$0	-	-
LORA WEIHE	Director	-	$0	-	-
ILENE STUBBS	Director	-	$0	-	-
JUDY LYNCH	Sec/Director	-	$0	-	-
CHRIS WEIHE	VP/Director	-	$0	-	-

Filing and Contact Details

Filer

EIN: 59-3599181
Phone: 8132447042

Signing Officer

Name: Raymond E Lynch
Title: President
Phone: 8132447042
Signed: 2014-04-18

Preparer

Preparer: Ray Lynch
Phone: 8132447042

Supplemental Narrative

Additional Explanations

Form 990EZ, Part I, Line 16

“Bank fees 33. Contributions/gifts 150. Corporate fees 212. Travel & entertainment 95. Insurance 885. Professional development 138. Sales tax 150. Advertising 210.”

Form 990EZ, Part I, Line 20

“$1200 received in 2012 not deposited until 2013 1200.”

Raw XML Appendix162 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path	#	Value
IRS990EZ/ActivitiesNotPreviouslyRptInd	0	false
IRS990EZ/BooksInCareOfDetail/PersonNm	0	RAYMOND LYNCH
IRS990EZ/BooksInCareOfDetail/PhoneNum	0	8132447042
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1	0	2017 ABBEY TRACE DRIVE
IRS990EZ/BooksInCareOfDetail/USAddress/City	0	DOVER
IRS990EZ/BooksInCareOfDetail/USAddress/State	0	FL
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCode	0	335276019
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt	0	2851
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt	0	3903
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd	0	false
IRS990EZ/ContributionsGiftsGrantsEtcAmt	0	20233
IRS990EZ/CostOfGoodsSoldAmt	0	0
IRS990EZ/CostOrOtherBasisExpenseSaleAmt	0	0
IRS990EZ/DonorAdvisedFndsInd	0	false
IRS990EZ/EngagedInExcessBenefitTransInd	0	false
IRS990EZ/ExcessOrDeficitForYearAmt	0	-148
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt	0	700
IRS990EZ/ForeignFinancialAccountInd	0	false
IRS990EZ/ForeignOfficeInd	0	false
IRS990EZ/Form1120PolFiledInd	0	false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt	0	2851
IRS990EZ/Form990TotalAssetsGrp/EOYAmt	0	3903
IRS990EZ/FundraisingGrossIncomeAmt	0	0
IRS990EZ/GainOrLossFromSaleOfAssetsAmt	0	0
IRS990EZ/GamingGrossIncomeAmt	0	0
IRS990EZ/GrossProfitLossSlsOfInvntryAmt	0	0
IRS990EZ/GrossReceiptsAmt	0	26416
IRS990EZ/InfoInScheduleOPartIInd	0	X
IRS990EZ/InvestmentIncomeAmt	0	0
IRS990EZ/LobbyingActivitiesInd	0	false
IRS990EZ/MadeLoansToFromOfficersInd	0	false
IRS990EZ/MembershipDuesAmt	0	0
IRS990EZ/MethodOfAccountingCashInd	0	X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt	0	2851
IRS990EZ/NetAssetsOrFundBalancesEOYAmt	0	3903
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt	0	2851
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt	0	3903
IRS990EZ/OccupancyRentUtltsAndMaintAmt	0	2047
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt	0	42.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt	1	1.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt	2	1.50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt	3	1.50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt	4	3.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt	5	1.50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt	0	18096
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt	1	0
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt	2	0
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt	3	0
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt	4	0
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt	5	0
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt	0	2101
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm	0	RAYMOND E LYNCH
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm	1	RICH HARRIS
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm	2	LORA WEIHE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm	3	ILENE STUBBS
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm	4	JUDY LYNCH
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm	5	CHRIS WEIHE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt	0	PRES/TREAS/DIR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt	1	DIR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt	2	DIR.
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt	3	DIR.
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt	4	SEC/DIR.
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt	5	VP/DIR.
IRS990EZ/OperateHospitalInd	0	false
IRS990EZ/Organization501c3Ind	0	X
IRS990EZ/OrganizationDissolvedEtcInd	0	false
IRS990EZ/OrganizationHadUBIInd	0	false
IRS990EZ/OtherChangesInNetAssetsAmt	0	1200
IRS990EZ/OtherExpensesTotalAmt	0	1873
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt	0	NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt	0	NONE
IRS990EZ/PoliticalCampaignActyInd	0	false
IRS990EZ/PrimaryExemptPurposeTxt	0	TEACHING PERSONAL FINANCE SKILLS
IRS990EZ/PrintingPublicationsPostageAmt	0	1746
IRS990EZ/ProgramServiceRevenueAmt	0	6183
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt	0	PROVIDED INDIVIDUAL PERSONAL FINANCE COUNSELING FOR 42 FAMILIES & INDIVIDUALS, SPOKE ON PERSONAL FINANCES AT SIX VENUES, WROTE A COLUMN FOR A MONTHLY NEWSPAPER, AND PRODUCED A WEEKLY RADIO MESSAGE
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt	1	SOLD BOOKS WITH ALL PROCEEDS GOING TO THE MINISTRY
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt	0	25832
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt	1	584
IRS990EZ/ProhibitedTaxShelterTransInd	0	false
IRS990EZ/RelatedOrganizationCtrlEntInd	0	false
IRS990EZ/SalariesOtherCompEmplBnftAmt	0	20198
IRS990EZ/SchoolOperatingInd	0	false
IRS990EZ/SpecialEventsDirectExpensesAmt	0	0
IRS990EZ/SpecialEventsNetIncomeLossAmt	0	0
IRS990EZ/SubjectToProxyTaxInd	0	false
IRS990EZ/TanningServicesProvidedInd	0	false
IRS990EZ/TotalExpensesAmt	0	26564
IRS990EZ/TotalProgramServiceExpensesAmt	0	26416
IRS990EZ/TotalRevenueAmt	0	26416
IRS990EZ/TransactionWithControlEntInd	0	false
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd	0	false
IRS990EZ/TypeOfOrganizationCorpInd	0	X
IRS990EZ/WebsiteAddressTxt	0	WWW.LIFECHANGECONCEPTS.ORG
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearAmt	0	20233
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus1YearAmt	0	17463
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus2YearsAmt	0	19437
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus3YearsAmt	0	19205
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus4YearsAmt	0	27540
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt	0	103878
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt	0	0
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearAmt	0	6183
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus1YearAmt	0	11132
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus2YearsAmt	0	13304
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus3YearsAmt	0	9567
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus4YearsAmt	0	10082
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt	0	50268
IRS990ScheduleA/InvestmentIncomeCYPct	0	0
IRS990ScheduleA/InvestmentIncomePYPct	0	0.00000
IRS990ScheduleA/PubliclySupportedOrg509a2Ind	0	X
IRS990ScheduleA/PublicSupportCY170Pct	0	0
IRS990ScheduleA/PublicSupportCY509Pct	0	1.00000
IRS990ScheduleA/PublicSupportPY509Pct	0	0.99410
IRS990ScheduleA/PublicSupportTotal170Amt	0	0
IRS990ScheduleA/PublicSupportTotal509Amt	0	154146
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind	0	X
IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt	0	26416
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt	0	28595
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt	0	32741
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt	0	28772
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt	0	37622
IRS990ScheduleA/Total509Grp/TotalAmt	0	154146
IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt	0	154146
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine1	0	RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum	0	RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine1	0	RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine2	0	RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City	0	RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State	0	RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode	0	RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt	0	RESTRICTED
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt	0	BANK FEES 33. CONTRIBUTIONS/GIFTS 150. CORPORATE FEES 212. TRAVEL & ENTERTAINMENT 95. INSURANCE 885. PROFESSIONAL DEVELOPMENT 138. SALES TAX 150. ADVERTISING 210.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt	1	$1200 RECEIVED IN 2012 NOT DEPOSITED UNTIL 2013 1200.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc	0	Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc	1	Form 990EZ, Part I, Line 20
ReturnHeader/BuildTS	0	2015-11-30 17:44:51Z
ReturnHeader/BusinessOfficerGrp/PersonNm	0	RAYMOND E LYNCH
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt	0	PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum	0	8132447042
ReturnHeader/BusinessOfficerGrp/SignatureDt	0	2014-04-18
ReturnHeader/Filer/BusinessName/BusinessNameLine1	0	LIFECHANGE CONCEPTS INC
ReturnHeader/Filer/BusinessNameControlTxt	0	LIFE
ReturnHeader/Filer/EIN	0	593599181
ReturnHeader/Filer/PhoneNum	0	8132447042
ReturnHeader/Filer/USAddress/AddressLine1	0	PO BOX 1185
ReturnHeader/Filer/USAddress/City	0	VALRICO
ReturnHeader/Filer/USAddress/State	0	FL
ReturnHeader/Filer/USAddress/ZIPCode	0	335951185
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1	0	RAYMOND LYNCH SERVICES
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1	0	2017 ABBEY TRACE DR
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/City	0	DOVER
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/State	0	FL
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCode	0	335276019
ReturnHeader/PreparerPersonGrp/PhoneNum	0	8132447042
ReturnHeader/PreparerPersonGrp/PreparationDt	0	2014-04-18
ReturnHeader/PreparerPersonGrp/PreparerPersonNm	0	RAY LYNCH
ReturnHeader/PreparerPersonGrp/SelfEmployedInd	0	X
ReturnHeader/ReturnTs	0	2014-04-18T11:52:15-07:00
ReturnHeader/ReturnTypeCd	0	990EZ
ReturnHeader/TaxPeriodBeginDt	0	2013-01-01
ReturnHeader/TaxPeriodEndDt	0	2013-12-31
ReturnHeader/TaxYr	0	2013

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2013 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing

Assets: $3,903
Liabilities: $0
Net assets: $3,903
Revenue: $26,416
Expenses: $26,564
Net income: -$148

	Balance Sheet			Operations
Year	Assets	Liabilities	Net Assets	Revenue	Expenses	Net Income
2014Detailed filing. Detailed filing data is available for this year.	$0.00		$0.00	$20.7	$24.6	$3.90
2013Detailed filing. Detailed filing data is available for this year.	$3.90	$0.00	$3.90	$26.4	$26.6	$0.15
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.	$2.85		$2.85	$28.6	$31.0	$2.41
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.	$7.01		$7.01	$32.7	$34.1	$1.35
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.	$8.35		$8.35	$28.8	$27.8	$1.01