Civic Intelligence

State Chartered Credit Unions in Florida

990 • Fiscal year 2016 • EIN 59-3204467

Jan 01, 2016 to Dec 31, 2016 • Filed on Mar 13, 2017

Organization Profilewww.gulfstatescu.org

View Organization Page

9405 S Highway 17-92Maitland, FL 32794-5110

(407) 831-8844

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

26th percentile

0.85x

Higher debt load relative to assets than 26% of similar nonprofits.

2016 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2016

Liabilities / Revenue

25th percentile

16.68x

Higher debt load relative to revenue than 25% of similar nonprofits.

2016 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2016

Net Margin

65th percentile

11%

Higher net margin than 65% of similar nonprofits.

2016 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2016

Top Officer Pay

46th percentile

$93,455

Higher top officer pay than 46% of similar nonprofits.

Top officer pay equals 6.4% of source-year revenue.

2016 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2016

Asset Growth

62nd percentile

4.3%

Faster asset growth than 62% of similar nonprofits.

2016 filings • 501(c)14 • $25M-$50M nonprofits • Annualized from 2015 to 2016

Revenue Growth

11th percentile

-3.1%

Faster revenue growth than 11% of similar nonprofits.

2016 filings • 501(c)14 • $25M-$50M nonprofits • Annualized from 2015 to 2016

Balance Sheet
Liabilities / Assets26th percentile

Assets

Up

$28,766,831

Up $1,184,753 (+4.3%) from 2015

Net Assets

Up

$4,368,883

Up $160,084 (+3.8%) from 2015

Liabilities

Up

$24,397,948

Up $1,024,669 (+4.4%) from 2015

Revenue And Expenses
Liabilities / Revenue25th percentileNet Margin65th percentile

Revenue

Down

$1,462,643

Down $46,288 (-3.1%) from 2015

Expenses

Down

$1,302,559

Down $17,278 (-1.3%) from 2015

Net Income

Down

$160,084

Down $29,010 (-15%) from 2015

Historical Trend

Balance Sheet Trend

Asset Growth62nd percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$40M$30M$20M$10M$0Assets 2010: $23,409,616Liabilities 2010: $19,747,456Net Assets 2010: $3,662,1602010Assets 2011: $23,753,253Liabilities 2011: $20,035,656Net Assets 2011: $3,717,5972011Assets 2012: $25,256,488Liabilities 2012: $21,468,313Net Assets 2012: $3,788,1752012Assets 2013: $25,701,261Liabilities 2013: $21,801,831Net Assets 2013: $3,899,4302013Assets 2014: $28,056,964Liabilities 2014: $24,037,259Net Assets 2014: $4,019,7052014Assets 2015: $27,582,078Liabilities 2015: $23,373,279Net Assets 2015: $4,208,7992015Assets 2016: $28,766,831Liabilities 2016: $24,397,948Net Assets 2016: $4,368,8832016Assets 2017: $29,658,716Liabilities 2017: $25,183,530Net Assets 2017: $4,475,1862017Assets 2018: $29,935,786Liabilities 2018: $25,259,412Net Assets 2018: $4,676,3742018Assets 2019: $29,111,849Liabilities 2019: $24,293,051Net Assets 2019: $4,818,7982019Assets 2020: $34,942,736Liabilities 2020: $30,034,957Net Assets 2020: $4,907,7792020Assets 2021: $37,338,630Liabilities 2021: $32,417,219Net Assets 2021: $4,921,4112021Assets 2022: $0Liabilities 2022: $0Net Assets 2022: $02022

Highlighted filing

2016

Assets$28,766,831
Liabilities$24,397,948
Net Assets$4,368,883
Open 2016 Filing

Operations Trend

Revenue Growth11th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$2.0M$1.5M$1.0M$500K$0-$500KExpenses 2010: $1,361,7222010Revenue 2011: $1,375,880Expenses 2011: $1,320,443Net Income 2011: $55,4372011Expenses 2012: $1,343,3052012Revenue 2013: $1,386,866Expenses 2013: $1,275,611Net Income 2013: $111,2552013Revenue 2014: $1,397,106Expenses 2014: $1,276,831Net Income 2014: $120,2752014Revenue 2015: $1,508,931Expenses 2015: $1,319,837Net Income 2015: $189,0942015Revenue 2016: $1,462,643Expenses 2016: $1,302,559Net Income 2016: $160,0842016Revenue 2017: $1,423,140Expenses 2017: $1,316,837Net Income 2017: $106,3032017Revenue 2018: $1,556,277Expenses 2018: $1,355,089Net Income 2018: $201,1882018Revenue 2019: $1,500,785Expenses 2019: $1,358,361Net Income 2019: $142,4242019Revenue 2020: $1,331,163Expenses 2020: $1,242,182Net Income 2020: $88,9812020Revenue 2021: $1,084,018Expenses 2021: $1,070,386Net Income 2021: $13,6322021Revenue 2022: $78,492Expenses 2022: $81,746Net Income 2022: -$3,2542022

Highlighted filing

2016

Revenue$1,462,643
Expenses$1,302,559
Net Income$160,084
Open 2016 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2016 to Dec 31, 2016
Signed
Mar 13, 2017
Return Version
2016v3.0
Gross Receipts
$1,462,643
Mission and Program Overview

Mission

To provide financial education for members

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments Other Securities$12,320,842$13,825,120▲ $1,504,278
Other Notes and Loans Receivable, Net$13,241,618$13,079,857▼ $161,761
Rtn Earn Endowment Incm Other Fnds$4,208,799$4,368,883▲ $160,084
Land, Buildings, and Equipment, Net$727,191$815,044▲ $87,853
Cash and Non-Interest-Bearing Accounts$546,900$402,838▼ $144,062
Investments Program Related$290,951$313,571▲ $22,620
Receivables From Officers Etc$193,151$181,539▼ $11,612
Prepaid Expenses and Deferred Charges$37,991$50,210▲ $12,219
Savings and Temporary Cash Investments$0$0→ $0
Pledges and Grants Receivable$0$0→ $0
Receivable From Disqualified Prsn$0$0→ $0
Investments in Publicly Traded Securities$0$0→ $0
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Intangible Assets$0$0→ $0
Accounts Receivable$142,071$-5,447▼ $147,518
Total Assets$27,582,078$28,766,831▲ $1,184,753
Other Assets Total$81,363$104,099▲ $22,736
Liabilities
Other Liabilities$23,189,871$24,238,305▲ $1,048,434
Accounts Payable and Accrued Expenses$143,394$128,394▼ $15,000
Escrow Account Liability$40,014$31,249▼ $8,765
Grants Payable$0$0→ $0
Mortgage Notes Payable Secured by Investment Property$0--
Unsecured Notes Loans Payable$0--
Deferred Revenue$0$0→ $0
Tax Exempt Bond Liabilities$0$0→ $0
Total Liabilities$23,373,279$24,397,948▲ $1,024,669
Net Assets / Fund Balance
Total Net Assets Fund Balance$4,208,799$4,368,883▲ $160,084
Total Liabilities and Net Assets / Fund Balance$27,582,078$28,766,831▲ $1,184,753

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$326,014$446,123$0
Other Land Buildings$0$0$0
Land$458,000-$0
Equipment$31,030$329,485$0
Leasehold Improvements$0$0$0
Closely Held Equity Interests$13,825,120--
Compensation and Service Providers
Top Officer Pay46th percentile

Employees

NameTitleFull / Part TimeBaseTotal
Gary TeramaePresidentFT$93,455$93,455
Joan PowellVice PresidentFT$45,050$45,050
Iry SantiagoVice PresidentFT$42,301$42,301
Sandra GilkersonVice PresidentFT$40,052$40,052
Susan UflandVice PresidentFT$34,210$34,210

Board Members and Trustees

NameTitle
Richard FerlazzoChairman
Colin Galloway1st Vice Chair
E Daniel Swanson2nd Vice Chair
Alice WatsonDirector
H Hunt EmoryDirector
Mike KesseeDirector
Philip C GordonDirector
King W HalikmanSecretary
David CaylorTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$934,256
Investment Income
$128,335
Other Revenue
$400,052
Change in Net Assets
$160,084
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$694,347
Salaries, Compensation, and Employee Benefits$608,212
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees$0$257,532$0$257,532
Other Salaries and Wages$0$209,395$0$209,395
Office Expenses$0$126,059$0$126,059
Occupancy$0$110,287$0$110,287
Fees for Services Accounting$0$98,409$0$98,409
Fees for Services Other$0$65,783$0$65,783
Other Employee Benefits$0$63,717$0$63,717
Pension Plan Contributions$0$41,725$0$41,725
Payroll Taxes$0$35,843$0$35,843
Depreciation Depletion$0$35,124$0$35,124
Advertising$0$24,000$0$24,000
Insurance$0$20,869$0$20,869
Other Expenses$0$13,200$0$13,200
Conferences and Meetings$0$7,645$0$7,645
Fees for Services Legal$0$3,249$0$3,249
Total Functional Expenses$0$1,302,559$0$1,302,559
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$193,151$181,539▼ $11,612
Receivables from Disqualified Persons$0$0→ $0
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Shares and Deposits$24,238,305
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“Any Person that opens an account with the credit union becomes a member”

Form 990, Part VI, Section A, Line 7A

“Members can vote to elect Board Members”

Form 990, Part VI, Section B, Line 11B

“Form 990 is reviewed by the President”

Form 990, Part VI, Section B, Line 15

“Board of Directors decides compensation for the President”

Form 990, Part VI, Section C, Line 19

“Upon Request”

Filing and Contact Details

Filer

Filer Name
State Chartered Credit Unions in Florida
EIN
59-3204467
Phone
4078318844
Address
9405 S HIGHWAY 17-92, MAITLAND, FL 32794-5110
Doing Business As
Gulf States Credit Union

Signing Officer

Name
Iry Santiago
Title
Controller
Phone
4078318844
Signed
2017-03-13

Organization Details

Principal Officer
Gary Teramae
Formed
1960
Legal Domicile
Fl
Voting Board Members
9
Independent Board Members
9
Employees
13
Volunteers
13
Supplemental Narrative

Financial Statement Notes

Schedule D, Part IV, Line 1B

“Escrow Accounts for the payments of taxes and insurance for mortgages”

Schedule D, Part IV, Line 2B

“Escrow accounts for the payment of taxes and insurance for mortgages”

Raw XML AppendixShowing 400 of 620 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/PersonNm0David Caylor
IRS990/Form990PartVIISectionAGrp/PersonNm1King W Halikman
IRS990/Form990PartVIISectionAGrp/PersonNm2H Hunt Emory
IRS990/Form990PartVIISectionAGrp/PersonNm3Philip C Gordon
IRS990/Form990PartVIISectionAGrp/PersonNm4Alice Watson
IRS990/Form990PartVIISectionAGrp/PersonNm5Richard Ferlazzo
IRS990/Form990PartVIISectionAGrp/PersonNm6E Daniel Swanson
IRS990/Form990PartVIISectionAGrp/PersonNm7Colin Galloway
IRS990/Form990PartVIISectionAGrp/PersonNm8Mike Kessee
IRS990/Form990PartVIISectionAGrp/PersonNm9Gary Teramae
IRS990/Form990PartVIISectionAGrp/PersonNm10Sandra Gilkerson
IRS990/Form990PartVIISectionAGrp/PersonNm11Iry Santiago
IRS990/Form990PartVIISectionAGrp/PersonNm12Joan Powell
IRS990/Form990PartVIISectionAGrp/PersonNm13Susan Ufland
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IRS990/Form990PartVIISectionAGrp/TitleTxt0Treasurer
IRS990/Form990PartVIISectionAGrp/TitleTxt1Secretary
IRS990/Form990PartVIISectionAGrp/TitleTxt2Director
IRS990/Form990PartVIISectionAGrp/TitleTxt3Director
IRS990/Form990PartVIISectionAGrp/TitleTxt4Director
IRS990/Form990PartVIISectionAGrp/TitleTxt5Chairman
IRS990/Form990PartVIISectionAGrp/TitleTxt62nd Vice Chair
IRS990/Form990PartVIISectionAGrp/TitleTxt71st Vice Chair
IRS990/Form990PartVIISectionAGrp/TitleTxt8Director
IRS990/Form990PartVIISectionAGrp/TitleTxt9President
IRS990/Form990PartVIISectionAGrp/TitleTxt10Vice President
IRS990/Form990PartVIISectionAGrp/TitleTxt11Vice President
IRS990/Form990PartVIISectionAGrp/TitleTxt12Vice President
IRS990/Form990PartVIISectionAGrp/TitleTxt13Vice President
IRS990/Form990ProvidedToGvrnBodyInd00
IRS990/FormationYr01960
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/ConsolidatedBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/OtherAmt0-19555
IRS990/GainOrLossGrp/SecuritiesAmt00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt09
IRS990/GrantsPayableGrp/BOYAmt00
IRS990/GrantsPayableGrp/EOYAmt00
IRS990/GrantsToDomesticIndividualsGrp/ProgramServicesAmt00
IRS990/GrantsToDomesticIndividualsGrp/TotalAmt00
IRS990/GrantsToDomesticOrgsGrp/ProgramServicesAmt00
IRS990/GrantsToDomesticOrgsGrp/TotalAmt00
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossAmountSalesAssetsGrp/OtherAmt0-19555
IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt00
IRS990/GrossReceiptsAmt01462643
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IncmFromInvestBondProceedsGrp/ExclusionAmt00
IRS990/IncmFromInvestBondProceedsGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt00
IRS990/IncmFromInvestBondProceedsGrp/UnrelatedBusinessRevenueAmt00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt09
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/FundraisingAmt00
IRS990/InformationTechnologyGrp/ManagementAndGeneralAmt00
IRS990/InformationTechnologyGrp/ProgramServicesAmt00
IRS990/InformationTechnologyGrp/TotalAmt00
IRS990/InsuranceGrp/FundraisingAmt00
IRS990/InsuranceGrp/ManagementAndGeneralAmt020869
IRS990/InsuranceGrp/ProgramServicesAmt00
IRS990/InsuranceGrp/TotalAmt020869
IRS990/IntangibleAssetsGrp/BOYAmt00
IRS990/IntangibleAssetsGrp/EOYAmt00
IRS990/InterestGrp/FundraisingAmt00
IRS990/InterestGrp/ManagementAndGeneralAmt00
IRS990/InterestGrp/ProgramServicesAmt00
IRS990/InterestGrp/TotalAmt00
IRS990/InvestmentExpenseAmt00
IRS990/InvestmentIncomeGrp/ExclusionAmt00
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt0147890
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0147890
IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt00
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt012320842
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt013825120
IRS990/InvestmentsProgramRelatedGrp/BOYAmt0290951
IRS990/InvestmentsProgramRelatedGrp/EOYAmt0313571
IRS990/InvestmentsPubTradedSecGrp/BOYAmt00
IRS990/InvestmentsPubTradedSecGrp/EOYAmt00
IRS990/IRPDocumentCnt02
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt0775608
IRS990/LandBldgEquipBasisNetGrp/BOYAmt0727191
IRS990/LandBldgEquipBasisNetGrp/EOYAmt0815044
IRS990/LandBldgEquipCostOrOtherBssAmt01590652
IRS990/LegalDomicileStateCd0FL
IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt00
IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt00
IRS990/LoanOutstandingInd01
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MiscellaneousRevenueGrp/ExclusionAmt00
IRS990/MiscellaneousRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/MiscellaneousRevenueGrp/TotalRevenueColumnAmt00
IRS990/MiscellaneousRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/MissionDesc0To provide financial education for members
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt00
IRS990/NetAssetsOrFundBalancesBOYAmt04208799
IRS990/NetAssetsOrFundBalancesEOYAmt04368883
IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt00
IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt0-19555
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt0-19555
IRS990/NetGainOrLossInvestmentsGrp/UnrelatedBusinessRevenueAmt00
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt00
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/FundraisingAmt00
IRS990/OccupancyGrp/ManagementAndGeneralAmt0110287
IRS990/OccupancyGrp/ProgramServicesAmt00
IRS990/OccupancyGrp/TotalAmt0110287
IRS990/OfficeExpensesGrp/FundraisingAmt00
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt0126059
IRS990/OfficeExpensesGrp/ProgramServicesAmt00
IRS990/OfficeExpensesGrp/TotalAmt0126059
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt081363
IRS990/OtherAssetsTotalGrp/EOYAmt0104099
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/FundraisingAmt00
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt063717
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt063717
IRS990/OtherExpensesGrp/Desc0Member Dividends
IRS990/OtherExpensesGrp/Desc1Loan Services
IRS990/OtherExpensesGrp/Desc2Provision for Loan Loss
IRS990/OtherExpensesGrp/FundraisingAmt00
IRS990/OtherExpensesGrp/FundraisingAmt10
IRS990/OtherExpensesGrp/FundraisingAmt20
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt041012
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt1148710
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt213200
IRS990/OtherExpensesGrp/ProgramServicesAmt00
IRS990/OtherExpensesGrp/ProgramServicesAmt10
IRS990/OtherExpensesGrp/ProgramServicesAmt20
IRS990/OtherExpensesGrp/TotalAmt041012
IRS990/OtherExpensesGrp/TotalAmt1148710
IRS990/OtherExpensesGrp/TotalAmt213200
IRS990/OtherLiabilitiesGrp/BOYAmt023189871
IRS990/OtherLiabilitiesGrp/EOYAmt024238305
IRS990/OtherRevenueMiscGrp/BusinessCd0522130
IRS990/OtherRevenueMiscGrp/Desc0Fees and Charges
IRS990/OtherRevenueMiscGrp/ExclusionAmt00
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt0400052
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt0400052
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt00
IRS990/OtherRevenueTotalAmt0400052
IRS990/OtherSalariesAndWagesGrp/FundraisingAmt00
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt0209395
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt00
IRS990/OtherSalariesAndWagesGrp/TotalAmt0209395
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt013241618
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt013079857
IRS990/PartialLiquidationInd00
IRS990/PaymentsToAffiliatesGrp/FundraisingAmt00
IRS990/PaymentsToAffiliatesGrp/ManagementAndGeneralAmt00
IRS990/PaymentsToAffiliatesGrp/ProgramServicesAmt00
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayrollTaxesGrp/FundraisingAmt00
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt035843
IRS990/PayrollTaxesGrp/ProgramServicesAmt00
IRS990/PayrollTaxesGrp/TotalAmt035843
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/FundraisingAmt00
IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt041725
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt041725
IRS990/PledgesAndGrantsReceivableGrp/BOYAmt00
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt037991
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt050210
IRS990/PrincipalOfficerNm0Gary Teramae
IRS990/PriorPeriodAdjustmentsAmt00
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522130
IRS990/ProgramServiceRevenueGrp/Desc0Interest on Loans
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0934256
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0934256
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProgSrvcAccomActy2Grp/Desc0To Provide Financial Education for Members
IRS990/ProgSrvcAccomActy3Grp/Desc0To Provide Financial Education for Members
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00

Document Assets

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Filings

Displayed year

2016 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$28,766,831
Liabilities
$24,397,948
Net assets
$4,368,883
Revenue
$1,462,643
Expenses
$1,302,559
Net income
$160,084
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.00$0.00$0.00$0.08$0.08$0.00
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$37.3$32.4$4.92$1.08$1.07$0.01
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$34.9$30.0$4.91$1.33$1.24$0.09
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$29.1$24.3$4.82$1.50$1.36$0.14
2018Facts available. Structured filing facts are available, but richer extracted sections are limited.$29.9$25.3$4.68$1.56$1.36$0.20
2017Facts available. Structured filing facts are available, but richer extracted sections are limited.$29.7$25.2$4.48$1.42$1.32$0.11
2016Detailed filing. Detailed filing data is available for this year.$28.8$24.4$4.37$1.46$1.30$0.16
2015Detailed filing. Detailed filing data is available for this year.$27.6$23.4$4.21$1.51$1.32$0.19
2014Detailed filing. Detailed filing data is available for this year.$28.1$24.0$4.02$1.40$1.28$0.12
2013XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$25.7$21.8$3.90$1.39$1.28$0.11
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$25.3$21.5$3.79$1.34
2011Summary only. Only limited summary data is available for this year.$23.8$20.0$3.72$1.38$1.32$0.06
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$23.4$19.7$3.66$1.36