Civic Intelligence

Habitat for Humanity of Jacksonville Inc

EIN 59-2880071 • 501(c)3 • Jacksonville, FL

View Organization Page

Profile

Provide affordable housing for low income families in the jacksonville, florida area who have demonstrated a housing need, have the ability to repay a non-interest bearing mortgage, and have the willingness to volunteer 300 hours of their time to the project. These houses are constructed with the assistance of volunteer labor.

40 E Adams St Ste 200Jacksonville, FL 32202

www.habijax.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

43rd percentile

0.15x

Higher debt load relative to assets than 43% of similar nonprofits.

501(c)3 • $25M-$50M nonprofits • Source year 2025

Liabilities / Revenue

63rd percentile

0.44x

Higher debt load relative to revenue than 63% of similar nonprofits.

501(c)3 • $25M-$50M nonprofits • Source year 2025

Net Margin

25th percentile

-3.8%

Higher net margin than 25% of similar nonprofits.

501(c)3 • $25M-$50M nonprofits • Source year 2025

Top Officer Pay

35th percentile

$208,247

Higher top officer pay than 35% of similar nonprofits.

Top officer pay equals 1.6% of source-year revenue.

501(c)3 • $25M-$50M nonprofits • Source year 2025

Asset Growth

50th percentile

5.1%

Faster asset growth than 50% of similar nonprofits.

501(c)3 • $25M-$50M nonprofits • Annualized from 2024 to 2025

Revenue Growth

16th percentile

-12%

Faster revenue growth than 16% of similar nonprofits.

501(c)3 • $25M-$50M nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets43rd percentile

Assets

Up

$38,066,358

Up $1,836,905 (+5.1%) from 2024

Liabilities

Down

$5,787,573

Down $1,588,328 (-22%) from 2024

Net Assets

Up

$32,278,785

Up $3,425,233 (+12%) from 2024

Operations
Liabilities / Revenue63rd percentileNet Margin25th percentile

Revenue

Down

$13,005,911

Down $1,793,285 (-12%) from 2024

Expenses

Down

$13,500,325

Down $380,842 (-2.7%) from 2024

Net Income

Down

-$494,414

Down $1,412,443 (-154%) from 2024

Trend Graphs

Balance Sheet Trend

Asset Growth50th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$40M$30M$20M$10M$0Assets 2010: $15,589,662Liabilities 2010: $2,557,526Net Assets 2010: $13,032,1362010Assets 2011: $14,304,029Liabilities 2011: $2,734,709Net Assets 2011: $11,569,3202011Assets 2012: $15,798,192Liabilities 2012: $2,919,273Net Assets 2012: $12,878,9192012Assets 2013: $16,890,947Liabilities 2013: $2,213,276Net Assets 2013: $14,677,6712013Assets 2014: $22,605,654Liabilities 2014: $3,546,226Net Assets 2014: $19,059,4282014Assets 2015: $21,989,690Liabilities 2015: $3,456,047Net Assets 2015: $18,533,6432015Assets 2016: $21,572,220Liabilities 2016: $3,548,456Net Assets 2016: $18,023,7642016Assets 2017: $22,148,001Liabilities 2017: $3,201,287Net Assets 2017: $18,946,7142017Assets 2018: $23,149,410Liabilities 2018: $4,248,399Net Assets 2018: $18,901,0112018Assets 2019: $22,000,504Liabilities 2019: $3,879,748Net Assets 2019: $18,120,7562019Assets 2020: $22,600,516Liabilities 2020: $3,246,913Net Assets 2020: $19,353,6032020Assets 2021: $26,227,920Liabilities 2021: $1,680,533Net Assets 2021: $24,547,3872021Assets 2022: $28,787,164Liabilities 2022: $1,894,138Net Assets 2022: $26,893,0262022Assets 2023: $29,752,654Liabilities 2023: $1,817,131Net Assets 2023: $27,935,5232023Assets 2024: $36,229,453Liabilities 2024: $7,375,901Net Assets 2024: $28,853,5522024Assets 2025: $38,066,358Liabilities 2025: $5,787,573Net Assets 2025: $32,278,7852025

Highlighted filing

2025

Assets$38,066,358
Liabilities$5,787,573
Net Assets$32,278,785
Open 2025 Filing

Operations Trend

Revenue Growth16th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$15M$10M$5.0M$0-$5.0MExpenses 2010: $11,259,0632010Expenses 2011: $7,981,2542011Expenses 2012: $5,629,4152012Revenue 2013: $8,168,187Expenses 2013: $6,369,435Net Income 2013: $1,798,7522013Revenue 2014: $13,771,232Expenses 2014: $9,389,475Net Income 2014: $4,381,7572014Revenue 2015: $7,918,121Expenses 2015: $8,443,906Net Income 2015: -$525,7852015Revenue 2016: $6,978,823Expenses 2016: $7,488,722Net Income 2016: -$509,8992016Revenue 2017: $8,614,955Expenses 2017: $7,692,005Net Income 2017: $922,9502017Revenue 2018: $9,098,278Expenses 2018: $9,143,984Net Income 2018: -$45,7062018Revenue 2019: $7,673,457Expenses 2019: $8,453,712Net Income 2019: -$780,2552019Revenue 2020: $9,138,959Expenses 2020: $7,906,112Net Income 2020: $1,232,8472020Revenue 2021: $12,923,898Expenses 2021: $7,730,114Net Income 2021: $5,193,7842021Revenue 2022: $11,299,089Expenses 2022: $8,953,450Net Income 2022: $2,345,6392022Revenue 2023: $9,352,583Expenses 2023: $8,310,086Net Income 2023: $1,042,4972023Revenue 2024: $14,799,196Expenses 2024: $13,881,167Net Income 2024: $918,0292024Revenue 2025: $13,005,911Expenses 2025: $13,500,325Net Income 2025: -$494,4142025

Highlighted filing

2025

Revenue$13,005,911
Expenses$13,500,325
Net Income-$494,414
Open 2025 Filing

Filings

Most recent year

2025 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$38,066,358
Liabilities
$5,787,573
Net assets
$32,278,785
Revenue
$13,005,911
Expenses
$13,500,325
Net income
-$494,414
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$38.1$5.79$32.3$13.0$13.5$0.49
2024Detailed filing. Detailed filing data is available for this year.$36.2$7.38$28.9$14.8$13.9$0.92
2023Detailed filing. Detailed filing data is available for this year.$29.8$1.82$27.9$9.35$8.31$1.04
2022Detailed filing. Detailed filing data is available for this year.$28.8$1.89$26.9$11.3$8.95$2.35
2021Detailed filing. Detailed filing data is available for this year.$26.2$1.68$24.5$12.9$7.73$5.19
2020Detailed filing. Detailed filing data is available for this year.$22.6$3.25$19.4$9.14$7.91$1.23
2019Detailed filing. Detailed filing data is available for this year.$22.0$3.88$18.1$7.67$8.45$0.78
2018Detailed filing. Detailed filing data is available for this year.$23.1$4.25$18.9$9.10$9.14$0.05
2017Detailed filing. Detailed filing data is available for this year.$22.1$3.20$18.9$8.61$7.69$0.92
2016Detailed filing. Detailed filing data is available for this year.$21.6$3.55$18.0$6.98$7.49$0.51
2015Detailed filing. Detailed filing data is available for this year.$22.0$3.46$18.5$7.92$8.44$0.53
2014Detailed filing. Detailed filing data is available for this year.$22.6$3.55$19.1$13.8$9.39$4.38
2013Summary only. Only limited summary data is available for this year.$16.9$2.21$14.7$8.17$6.37$1.80
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$15.8$2.92$12.9$5.63
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$14.3$2.73$11.6$7.98
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$15.6$2.56$13.0$11.3
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jul 1, 2024 to Jun 30, 2025
Signed
Dec 18, 2025
Return Version
2024v5.0
Gross Receipts
$14,446,029
Mission and Program Overview

Mission

Provide affordable housing for low income families in the jacksonville, florida area who have demonstrated a housing need, have the ability to repay a non-interest bearing mortgage, and have the willingness to volunteer 300 hours of their time to the project. These houses are constructed with the assistance of volunteer labor.

Provide affordable housing for low income families in the jacksonville, florida area who have demonstrated a housing need, have the ability to repay a mortgage, and have the willingness to volunteer their time to the project. These houses are constructed with the assistance of volunteer labor.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$8,734,011$9,305,449▲ $571,438
Inventories for Sale or Use$5,236,415$8,958,617▲ $3,722,202
Land, Buildings, and Equipment, Net$5,378,826$5,101,478▼ $277,348
Investments in Publicly Traded Securities$4,557,353$4,704,303▲ $146,950
Savings and Temporary Cash Investments$3,378,831$3,141,389▼ $237,442
Investments Other Securities$2,347,181$1,383,661▼ $963,520
Prepaid Expenses and Deferred Charges$333,296$279,843▼ $53,453
Accounts Receivable$29,790$251,285▲ $221,495
Pledges and Grants Receivable$93,000$194,000▲ $101,000
Cash and Non-Interest-Bearing Accounts$1,225,171$167,680▼ $1,057,491
Total Assets$36,229,453$38,066,358▲ $1,836,905
Other Assets Total$4,915,579$4,578,653▼ $336,926
Liabilities
Mortgage Notes Payable Secured by Investment Property$6,693,468$5,387,901▼ $1,305,567
Accounts Payable and Accrued Expenses$540,618$263,091▼ $277,527
Deferred Revenue$94,788$94,269▼ $519
Unsecured Notes Loans Payable$27,651$21,357▼ $6,294
Other Liabilities$19,376$20,955▲ $1,579
Total Liabilities$7,375,901$5,787,573▼ $1,588,328
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$28,793,581$32,154,435▲ $3,360,854
Net Assets With Donor Restrictions$59,971$124,350▲ $64,379
Total Net Assets Fund Balance$28,853,552$32,278,785▲ $3,425,233
Total Liabilities and Net Assets / Fund Balance$36,229,453$38,066,358▲ $1,836,905

Asset Categories

AssetBook ValueDepreciationBasis
Other Land Buildings$4,522,110$1,228,781$5,750,891
Land$577,878-$577,878
Equipment$1,490$39,276$40,766
Other Assets Org$1,860,688--
Compensation and Service Providers
Top Officer Pay35th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Monte WalkerPresident CeFT$183,126$25,121$208,247
Monte WalkerPresident CEO-$183,126$25,121$208,247
Adam J PogachnikVPFT$134,076$1,568$135,644
Quentrail O CarrVP of ConstrFT$118,609$10,199$128,808
Rodney BorumChief RetailFT$121,983$6,473$128,456
Jon GalbraithVP of TalentFT$120,076$1,450$121,526
Chris FoldsVPFT$112,650$8,296$120,946
Jennifer RadcliffCFOFT$115,676$4,476$120,152

Board Members and Trustees

NameTitle
Jim BranchChair
John B Duce IiiVice Chair
Barnes MooreBoard Member
Greg MatovinaBoard Member
Ian HollingsworthBoard Member
J Howard SheffieldBoard Member
J Malcolm Jones IiiBoard Member
Jason SorochinskyBoard Member
John-paul SaenzBoard Member
Lasonjia JackBoard Member
Majorie DennisBoard Member
Martin HarrellBoard Member
Meagan Hart Perkins JdBoard Member
Nemiah RutledgeBoard Member
Robert DiltsBoard Member
Robert LupoliBoard Member
Ryan TaylorBoard Member
Sheila CribbBoard Member
William HarrellDirector Eme
AMY D'OLIMPIOSecretary
Damon B OlintoTreasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
Childers Comm Property-4446-1A HENDRICKS AVE, SUITE 402, Jacksonville, FL 32207$508,620
Hart Properties Vi Ltd-4280 PROFIESSIONAL CTR DR 100, STE 300 F, Plam Beach Gardents, FL 33410$204,669
Tru Techmlogy-25 N MARKET ST, Jacksonville, FL 32202$151,778
The Sod Lot LLC-PO BOX 759, Hastings, FL 32145$125,628
Revenue and Support

Revenue Composition

Contributions and Grants
$3,783,460
Program Service Revenue
$7,176,970
Investment Income
$467,171
Other Revenue
$1,578,310
All Other Contributions
$3,772,333
Change in Net Assets
$-494,414

Noncash Contribution Practices

Property subject to holding requirements
No
Reviewed unusual noncash gifts
Yes
Third parties used for noncash contributions
No

Noncash Contributions

Contribution TypeContribution CountReported AmountValuation Method
Other Non Cash Contri Table1$1,207,370Resale Value
Total Noncash Contributions1$1,207,370-

Audited Revenue Reconciliation

Revenue per Audited Statements
$13,005,911
Total Revenue per Audited Statements
$13,005,911
Total Revenue per Form 990
$13,005,911
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$9,339,015
Salaries, Compensation, and Employee Benefits$4,161,310
Total Fundraising Expense$741,607
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$2,386,959$560,934$439,790$3,387,683
Occupancy$773,336$55,548$8,230$837,114
Other Employee Benefits$360,739$88,679$50,380$499,798
Office Expenses$292,178$157,837$36,961$486,976
Depreciation Depletion$323,756$16,777$2,485$343,018
Payroll Taxes$195,380$43,152$35,297$273,829
All Other Expenses$120,320$8,916$40,980$170,216
Fees for Services Other$86,913$57,486$18,452$162,851
Insurance$123,762$11,824$1,751$137,337
Advertising$38,364$41,587$10,524$90,475
Other Expenses$986$31$81,762$82,779
Fees for Services Accounting$22,415$14,826$4,759$42,000
Fees for Services Legal$11,699$7,738$2,484$21,921
Interest$20,396--$20,396
Total Functional Expenses$11,680,622$1,078,096$741,607$13,500,325

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$13,500,325
Total Expenses per Audited Statements$13,500,325
Total Expenses per Form 990$13,500,325
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Family Services$10,600
Tenant Security Deposits$10,355
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 11B

“The organization's form 990 is prepared by the organization's independent auditor. Management is afforded the opportunity to ask and answer questions. Prior to filing the information return, the form is reviewed and approved for filing by the board finance committee.”

Form 990, Page 6, Part VI, Line 15A

“Executive director salary reviewed and set by board of directors.”

Form 990, Page 6, Part VI, Line 15B

“Set by the executive director with departmental input and information is provided to the board.”

Form 990, Page 6, Part VI, Line 18

“The organization's audited financial statements and its form 990 are posted on its website at www.habijax.org”

Form 990, Page 6, Part VI, Line 19

“No documents available to the public”

Filing and Contact Details

Filer

Filer Name
Habitat for Humanity
EIN
59-2880071
Phone
9042086669
Address
40 E ADAMS ST STE 200, JACKSONVILLE, FL 32202
Doing Business As
First Coast Habitat for Humanity

Signing Officer

Name
Jennifer Radcliff
Title
CFO
Phone
9042086669
Signed
2025-12-18
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Chris Folds
Formed
1988
Legal Domicile
Fl
Voting Board Members
21
Independent Board Members
21
Employees
73
Volunteers
1,865

Preparer

Firm
Ralston & Company Pa CPA
Address
8777 SAN JOSE BLVD BLDG E, JACKSONVILLE, FL 32217-4213
Preparer
Kevin M Fritz
Phone
9047300440
Supplemental Narrative

Additional Explanations

FORM 990 - ORGANIZATION'S MISSION

“Provide affordable housing for low income families in the jacksonville, florida area who have demonstrated a housing need, have the ability to repay a mortgage, and have the willingness to volunteer their time to the project. These houses are constructed with the assistance of volunteer labor.”

Form 990, Page 1, Part I, Line 6

“Voulunteers assist in building qualified low income homes.”

Form 990, Part XI, Line 9

“Net assets aquired from merger 3,919,647”

Raw XML AppendixShowing 400 of 711 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/MissionDesc0PROVIDE AFFORDABLE HOUSING FOR LOW INCOME FAMILIES IN THE JACKSONVILLE, FLORIDA AREA WHO HAVE DEMONSTRATED A HOUSING NEED, HAVE THE ABILITY TO REPAY A MORTGAGE, AND HAVE THE WILLINGNESS TO VOLUNTEER THEIR TIME TO THE PROJECT. THESE HOUSES ARE CONSTRUCTED WITH THE ASSISTANCE OF VOLUNTEER LABOR.
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