Civic Intelligence

State Chartered Credit Unions in Florida

990 • Fiscal year 2020 • EIN 59-0968187

Jan 01, 2020 to Dec 31, 2020 • Filed on May 06, 2021

Organization ProfileWWW.COMMUNITYSOUTH.NET

View Organization Page

1044 Highway 90Chipley, FL 32428

(850) 638-8376

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

30th percentile

0.88x

Higher debt load relative to assets than 30% of similar nonprofits.

2020 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2020

Liabilities / Revenue

17th percentile

14.92x

Higher debt load relative to revenue than 17% of similar nonprofits.

2020 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2020

Net Margin

82nd percentile

19%

Higher net margin than 82% of similar nonprofits.

2020 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2020

Top Officer Pay

38th percentile

$191,422

Higher top officer pay than 38% of similar nonprofits.

Top officer pay equals 2.0% of source-year revenue.

2020 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2020

Asset Growth

73rd percentile

20%

Faster asset growth than 73% of similar nonprofits.

2020 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2019 to 2020

Revenue Growth

61st percentile

-0.3%

Faster revenue growth than 61% of similar nonprofits.

2020 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2019 to 2020

Balance Sheet
Liabilities / Assets30th percentile

Assets

Up

$161,931,375

Up $26,860,249 (+20%) from 2019

Net Assets

Up

$19,585,662

Up $1,416,010 (+7.8%) from 2019

Liabilities

Up

$142,345,713

Up $25,444,239 (+22%) from 2019

Revenue And Expenses
Liabilities / Revenue17th percentileNet Margin82nd percentile

Revenue

Down

$9,540,463

Down $27,463 (-0.3%) from 2019

Expenses

Down

$7,706,703

Down $217,631 (-2.7%) from 2019

Net Income

Up

$1,833,760

Up $190,168 (+12%) from 2019

Historical Trend

Balance Sheet Trend

Asset Growth73rd percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$300M$200M$100M$0Assets 2010: $84,998,223Liabilities 2010: $74,980,834Net Assets 2010: $10,017,3892010Assets 2011: $88,858,837Liabilities 2011: $78,701,106Net Assets 2011: $10,157,7312011Assets 2012: $92,019,806Liabilities 2012: $81,226,584Net Assets 2012: $10,793,2222012Assets 2013: $94,704,970Liabilities 2013: $83,689,197Net Assets 2013: $11,015,7732013Assets 2014: $98,833,550Liabilities 2014: $86,668,274Net Assets 2014: $12,165,2762014Assets 2015: $108,970,397Liabilities 2015: $95,418,069Net Assets 2015: $13,552,3282015Assets 2016: $110,840,622Liabilities 2016: $96,417,266Net Assets 2016: $14,423,3562016Assets 2017: $114,384,664Liabilities 2017: $99,445,604Net Assets 2017: $14,939,0602017Assets 2018: $128,994,985Liabilities 2018: $112,422,707Net Assets 2018: $16,572,2782018Assets 2019: $135,071,126Liabilities 2019: $116,901,474Net Assets 2019: $18,169,6522019Assets 2020: $161,931,375Liabilities 2020: $142,345,713Net Assets 2020: $19,585,6622020Assets 2021: $187,544,118Liabilities 2021: $166,192,745Net Assets 2021: $21,351,3732021Assets 2022: $199,432,607Liabilities 2022: $172,105,768Net Assets 2022: $27,326,8392022Assets 2023: $228,698,998Liabilities 2023: $181,393,342Net Assets 2023: $47,305,6562023Assets 2024: $234,175,641Liabilities 2024: $205,415,337Net Assets 2024: $28,760,3042024

Highlighted filing

2020

Assets$161,931,375
Liabilities$142,345,713
Net Assets$19,585,662
Open 2020 Filing

Operations Trend

Revenue Growth61st percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$20M$15M$10M$5.0M$0Expenses 2010: $5,408,5702010Expenses 2011: $5,467,4082011Expenses 2012: $5,357,6472012Revenue 2013: $6,014,667Expenses 2013: $5,594,202Net Income 2013: $420,4652013Revenue 2014: $6,904,586Expenses 2014: $5,767,438Net Income 2014: $1,137,1482014Revenue 2015: $8,232,757Expenses 2015: $6,790,338Net Income 2015: $1,442,4192015Revenue 2016: $9,235,671Expenses 2016: $8,272,310Net Income 2016: $963,3612016Revenue 2017: $9,558,280Expenses 2017: $8,882,472Net Income 2017: $675,8082017Revenue 2018: $9,038,857Expenses 2018: $7,150,134Net Income 2018: $1,888,7232018Revenue 2019: $9,567,926Expenses 2019: $7,924,334Net Income 2019: $1,643,5922019Revenue 2020: $9,540,463Expenses 2020: $7,706,703Net Income 2020: $1,833,7602020Revenue 2021: $10,136,574Expenses 2021: $8,009,845Net Income 2021: $2,126,7292021Revenue 2022: $10,944,013Expenses 2022: $7,786,574Net Income 2022: $3,157,4392022Revenue 2023: $13,820,741Expenses 2023: $12,010,181Net Income 2023: $1,810,5602023Revenue 2024: $15,593,971Expenses 2024: $14,133,784Net Income 2024: $1,460,1872024

Highlighted filing

2020

Revenue$9,540,463
Expenses$7,706,703
Net Income$1,833,760
Open 2020 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2020 to Dec 31, 2020
Signed
May 6, 2021
Return Version
2020v4.0
Gross Receipts
$9,540,463
Mission and Program Overview

Mission

Community South is COMMITTED to building better communities by CREATING lifelong relationships and INSPIRING the financial success our of our members.

State chartered credit union offering savings, checking, certificates of deposit and loans to its membership

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$98,567,552$112,894,531▲ $14,326,979
Investments in Publicly Traded Securities$17,777,316$19,492,461▲ $1,715,145
Rtn Earn Endowment Incm Other Fnds$16,915,026$18,331,036▲ $1,416,010
Savings and Temporary Cash Investments$4,489,447$12,682,932▲ $8,193,485
Land, Buildings, and Equipment, Net$5,868,974$5,730,205▼ $138,769
Cash and Non-Interest-Bearing Accounts$2,514,742$2,682,903▲ $168,161
Pd in Cap Srpls Land Bldg Eqp Fund$1,254,626$1,254,626→ $0
Accounts Receivable$0$0→ $0
Pledges and Grants Receivable$0$0→ $0
Receivable From Disqualified Prsn$0$0→ $0
Receivables From Officers Etc$0$0→ $0
Investments Other Securities$0$0→ $0
Investments Program Related$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Intangible Assets$0$0→ $0
Inventories for Sale or Use$0$0→ $0
Loans From Officers Directors$0$0→ $0
Prepaid Expenses and Deferred Charges$377,841$-304,783▼ $682,624
Total Assets$135,071,126$161,931,375▲ $26,860,249
Other Assets Total$5,475,254$8,753,126▲ $3,277,872
Liabilities
Other Liabilities$115,933,917$140,843,438▲ $24,909,521
Accounts Payable and Accrued Expenses$967,557$1,502,275▲ $534,718
Grants Payable$0$0→ $0
Mortgage Notes Payable Secured by Investment Property$0$0→ $0
Unsecured Notes Loans Payable$0$0→ $0
Deferred Revenue$0$0→ $0
Escrow Account Liability$0$0→ $0
Tax Exempt Bond Liabilities$0$0→ $0
Total Liabilities$116,901,474$142,345,713▲ $25,444,239
Net Assets / Fund Balance
Total Net Assets Fund Balance$18,169,652$19,585,662▲ $1,416,010
Total Liabilities and Net Assets / Fund Balance$135,071,126$161,931,375▲ $26,860,249

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$4,411,101$2,404,654$0
Other Land Buildings$16,667$243,180$0
Land$880,857-$0
Equipment$421,580$677,800$0
Leasehold Improvements$0$0$0
Other Assets Org$420,825--
Compensation and Service Providers
Top Officer Pay38th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Jan L PagePresident-CEOFT$157,373$34,049$191,422
Kenneth Ray MitchellExecutive Vice-president, CLOFT$125,670$20,478$146,148
Nina AdamsSenior Vice-president, CFOFT$99,650-$99,650
Rebecca SpencerVice President of Branch OperationsFT$76,692-$76,692
Ruth GouldVice-president, ComplianceFT$67,661-$67,661

Board Members and Trustees

NameTitle
Ira J CarterBoard Chairman
Thomas CookBoard Vice-chair
Derek ChadwellBoard Member
Howard Hodge IiiBoard Member
Jerry CampbellBoard Member
Steve WhittingtonBoard Member
Fred BuchananSecretary-treasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$9,180,959
Investment Income
$359,504
Other Revenue
$0
Change in Net Assets
$1,833,760

Audited Revenue Reconciliation

Revenue per Audited Statements
$9,540,463
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Other Revenue Adjustments
$0
Total Revenue per Audited Statements
$9,540,463
Total Revenue per Form 990
$9,540,463
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$4,680,732
Salaries, Compensation, and Employee Benefits$3,025,971
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Fees for Services Other---$2,131,181
Other Salaries and Wages---$1,361,852
Interest---$797,651
Office Expenses---$701,393
Other Employee Benefits---$636,006
Current Officers, Directors, Trustees, and Key Employees---$581,573
Occupancy---$500,643
Advertising---$267,280
Pension Plan Contributions---$265,663
Other Expenses---$185,934
Payroll Taxes---$180,877
All Other Expenses---$87,489
Travel---$9,161
Total Functional Expenses$0$0$0$7,706,703

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$7,706,703
Total Expenses per Audited Statements$7,706,703
Total Expenses per Form 990$7,706,703
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Other Expense Adjustments$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Loans from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Receivables from Disqualified Persons$0$0→ $0
Receivables from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Total Member Loans$140,843,438
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Annual disclosure for covered persons
No
Audit committee
Yes
Backup withholding compliance
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“The credit union has 12,333 members”

Form 990, Part VI, Section A, Line 7A

“All members are eligible to vote an annual meetings and special elections.”

Form 990, Part VI, Section B, Line 11B

“The form is prepared and reviewed by separate individuals to ensure accuracy.”

Form 990, Part VI, Section B, Line 15

“A compensation committee meets annually to approve all salaries, incentives and bonuses for credit union staff. President-ceo salary is determined by the entire board of directors.”

Form 990, Part VI, Section C, Line 19

“Credit union financials are provided upon request. No requests were received in 2020.”

Filing and Contact Details

Filer

Filer Name
State Chartered Credit Unions in Florida
EIN
59-0968187
Phone
8506388376
Address
1044 HIGHWAY 90, CHIPLEY, FL 32428
Doing Business As
Community South Credit Union

Signing Officer

Name
Jan Page
Title
President/CEO
Phone
8506388376
Signed
2021-05-06

Organization Details

Formed
1959
Legal Domicile
Fl
Voting Board Members
5
Independent Board Members
0
Employees
62
Volunteers
7
Supplemental Narrative

Additional Explanations

Form 990, Part IX, Line 11G

“Loan Services, Professional and Outside Services”

Form 990, Part XI, Line 9

“Annual adjustment to other comprehensive income”

Raw XML AppendixShowing 400 of 580 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/TitleTxt0PRESIDENT-CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt1EXECUTIVE VICE-PRESIDENT, CLO
IRS990/Form990PartVIISectionAGrp/TitleTxt2SENIOR VICE-PRESIDENT, CFO
IRS990/Form990PartVIISectionAGrp/TitleTxt3VICE PRESIDENT OF BRANCH OPERATIONS
IRS990/Form990PartVIISectionAGrp/TitleTxt4VICE-PRESIDENT, COMPLIANCE
IRS990/Form990PartVIISectionAGrp/TitleTxt5BOARD CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt6BOARD VICE-CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt7BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt8SECRETARY-TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt9BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt10BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt11BOARD MEMBER
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IRS990/GrantsPayableGrp/BOYAmt00
IRS990/GrantsPayableGrp/EOYAmt00
IRS990/GrantsToDomesticIndividualsGrp/TotalAmt00
IRS990/GrantsToDomesticOrgsGrp/TotalAmt00
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt09540463
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IncmFromInvestBondProceedsGrp/ExclusionAmt00
IRS990/IncmFromInvestBondProceedsGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt00
IRS990/IncmFromInvestBondProceedsGrp/UnrelatedBusinessRevenueAmt00
IRS990/IndependentAuditFinclStmtInd01
IRS990/IndependentVotingMemberCnt00
IRS990/IndivRcvdGreaterThan100KCnt02
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartIXInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIInd0X
IRS990/InformationTechnologyGrp/TotalAmt00
IRS990/InsuranceGrp/TotalAmt00
IRS990/IntangibleAssetsGrp/BOYAmt00
IRS990/IntangibleAssetsGrp/EOYAmt00
IRS990/InterestGrp/TotalAmt0797651
IRS990/InventoriesForSaleOrUseGrp/BOYAmt00
IRS990/InventoriesForSaleOrUseGrp/EOYAmt00
IRS990/InvestmentExpenseAmt00
IRS990/InvestmentIncomeGrp/ExclusionAmt00
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt0359504
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0359504
IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt00
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt00
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt00
IRS990/InvestmentsProgramRelatedGrp/BOYAmt00
IRS990/InvestmentsProgramRelatedGrp/EOYAmt00
IRS990/InvestmentsPubTradedSecGrp/BOYAmt017777316
IRS990/InvestmentsPubTradedSecGrp/EOYAmt019492461
IRS990/IRPDocumentCnt062
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt03325634
IRS990/LandBldgEquipBasisNetGrp/BOYAmt05868974
IRS990/LandBldgEquipBasisNetGrp/EOYAmt05730205
IRS990/LandBldgEquipCostOrOtherBssAmt09055839
IRS990/LegalDomicileStateCd0FL
IRS990/LoanOutstandingInd00
IRS990/LoansFromOfficersDirectorsGrp/BOYAmt00
IRS990/LoansFromOfficersDirectorsGrp/EOYAmt00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0Community South is COMMITTED to building better communities by CREATING lifelong relationships and INSPIRING the financial success our of our members.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt00
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt00
IRS990/NetAssetsOrFundBalancesBOYAmt018169652
IRS990/NetAssetsOrFundBalancesEOYAmt019585662
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt00
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt0500643
IRS990/OfficeExpensesGrp/TotalAmt0701393
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt05475254
IRS990/OtherAssetsTotalGrp/EOYAmt08753126
IRS990/OtherChangesInNetAssetsAmt0-417750
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0636006
IRS990/OtherExpensesGrp/Desc0PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/TotalAmt0185934
IRS990/OtherLiabilitiesGrp/BOYAmt0115933917
IRS990/OtherLiabilitiesGrp/EOYAmt0140843438
IRS990/OtherOrganizationDsc0CREDIT UNIOM
IRS990/OtherRevenueTotalAmt00
IRS990/OtherSalariesAndWagesGrp/TotalAmt01361852
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt098567552
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0112894531
IRS990/PartialLiquidationInd00
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayrollTaxesGrp/TotalAmt0180877
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt01254626
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt01254626
IRS990/PensionPlanContributionsGrp/TotalAmt0265663
IRS990/PledgesAndGrantsReceivableGrp/BOYAmt00
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0377841
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0-304783
IRS990/PrincipalOfcrBusinessName/BusinessNameLine1Txt0Community South Credit Union
IRS990/PriorPeriodAdjustmentsAmt00
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522130
IRS990/ProgramServiceRevenueGrp/BusinessCd1522130
IRS990/ProgramServiceRevenueGrp/BusinessCd2522130
IRS990/ProgramServiceRevenueGrp/BusinessCd3522130
IRS990/ProgramServiceRevenueGrp/BusinessCd4522130
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST FROM LOANS
IRS990/ProgramServiceRevenueGrp/Desc1BROKERAGE REFERRAL FEE
IRS990/ProgramServiceRevenueGrp/Desc2SHARE DRAFT FEES
IRS990/ProgramServiceRevenueGrp/Desc3CONSUMER LOAN PRODUCTS
IRS990/ProgramServiceRevenueGrp/Desc4ATM FEES
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/ExclusionAmt10
IRS990/ProgramServiceRevenueGrp/ExclusionAmt20
IRS990/ProgramServiceRevenueGrp/ExclusionAmt30
IRS990/ProgramServiceRevenueGrp/ExclusionAmt40
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt06314378
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1395849
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt2679633
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt3228328
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt4898188
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt06314378
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1395849
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2679633
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt3228328
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt4898188
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt10
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt20
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt30
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt40
IRS990/ProgSrvcAccomActy2Grp/Desc0THE CREDIT UNION OFFERS CONSUMER, REAL ESTATE AND BUSINESS LOANS TO OUR MEMBERS. IT ALSO OFFERS SECURED AND UNSECURED CREDIT CARDS.
IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt0914202
IRS990/ProgSrvcAccomActy2Grp/RevenueAmt06314378
IRS990/ProgSrvcAccomActy3Grp/Desc0THE CREDIT UNION MAINTAINS FOUR OFFICES WITH 50 EMPLPOYEES TO SERVE OUR MEMBERS.
IRS990/ProgSrvcAccomActy3Grp/ExpenseAmt03035132
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0471758
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt05100747
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt09096168
IRS990/PYRevenuesLessExpensesAmt01643592
IRS990/PYSalariesCompEmpBnftPaidAmt02823587
IRS990/PYTotalExpensesAmt07924334
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt09567926
IRS990/RcvblFromDisqualifiedPrsnGrp/BOYAmt00
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt00
IRS990/ReconcilationRevenueExpnssAmt01833760
IRS990/RegularMonitoringEnfrcInd00
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RentalIncomeOrLossGrp/PersonalAmt00
IRS990/RentalIncomeOrLossGrp/RealAmt00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd01
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RevenueAmt03226084
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RoyaltiesRevenueGrp/ExclusionAmt00
IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RoyaltiesRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt016915026
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt018331036
IRS990/SavingsAndTempCashInvstGrp/BOYAmt04489447
IRS990/SavingsAndTempCashInvstGrp/EOYAmt012682932
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt04411101
IRS990ScheduleD/BuildingsGrp/DepreciationAmt02404654
IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt06815755
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/DonatedServicesAndUseFcltsAmt00
IRS990ScheduleD/DonatedServicesUseFcltsAmt00
IRS990ScheduleD/EquipmentGrp/BookValueAmt0421580
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0677800
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt01099380
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/ExpensesNotReportedAmt00
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt00
IRS990ScheduleD/ExpensesSubtotalAmt07706703
IRS990ScheduleD/FederalIncomeTaxLiabilityAmt00
IRS990ScheduleD/InvestmentExpensesNotIncld2Amt00
IRS990ScheduleD/InvestmentExpensesNotIncldAmt00
IRS990ScheduleD/LandGrp/BookValueAmt0880857
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt0880857
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/LossesReportedAmt00
IRS990ScheduleD/NetUnrealizedGainsInvstAmt00
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt02395338
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt129799
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt215985
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt314427
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt447159
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt5200000
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt61244079
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt7418300

Document Assets

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Filings

Displayed year

2020 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$161,931,375
Liabilities
$142,345,713
Net assets
$19,585,662
Revenue
$9,540,463
Expenses
$7,706,703
Net income
$1,833,760
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$234$205$28.8$15.6$14.1$1.46
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$229$181$47.3$13.8$12.0$1.81
2022Detailed filing. Detailed filing data is available for this year.$199$172$27.3$10.9$7.79$3.16
2021Detailed filing. Detailed filing data is available for this year.$188$166$21.4$10.1$8.01$2.13
2020Detailed filing. Detailed filing data is available for this year.$162$142$19.6$9.54$7.71$1.83
2019Detailed filing. Detailed filing data is available for this year.$135$117$18.2$9.57$7.92$1.64
2018Detailed filing. Detailed filing data is available for this year.$129$112$16.6$9.04$7.15$1.89
2017Detailed filing. Detailed filing data is available for this year.$114$99.4$14.9$9.56$8.88$0.68
2016Detailed filing. Detailed filing data is available for this year.$111$96.4$14.4$9.24$8.27$0.96
2015Detailed filing. Detailed filing data is available for this year.$109$95.4$13.6$8.23$6.79$1.44
2014Detailed filing. Detailed filing data is available for this year.$98.8$86.7$12.2$6.90$5.77$1.14
2013Detailed filing. Detailed filing data is available for this year.$94.7$83.7$11.0$6.01$5.59$0.42
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$92.0$81.2$10.8$5.36
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$88.9$78.7$10.2$5.47
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$85.0$75.0$10.0$5.41
Peer Organizations

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