Civic Intelligence

State Chartered Credit Unions in Florida

EIN 59-0968187 • 501(c)14 • Chipley, FL

View Organization Page

Profile

To encourage thrift among its members, create sources of credit at fair and reasonable prices and provide an opportunity for its members to use and control their resources on a democratic basis.

1044 Highway 90Chipley, FL 32428

www.communitysouth.net

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

34th percentile

0.88x

Higher debt load relative to assets than 34% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Source year 2024

Liabilities / Revenue

29th percentile

13.17x

Higher debt load relative to revenue than 29% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Source year 2024

Net Margin

39th percentile

9.4%

Higher net margin than 39% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Source year 2024

Top Officer Pay

73rd percentile

$298,532

Higher top officer pay than 73% of similar nonprofits.

Top officer pay equals 1.9% of source-year revenue.

501(c)14 • $100M-$250M nonprofits • Source year 2024

Asset Growth

48th percentile

2.4%

Faster asset growth than 48% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Annualized from 2023 to 2024

Revenue Growth

47th percentile

13%

Faster revenue growth than 47% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets34th percentile

Assets

Up

$234,175,641

Up $5,476,643 (+2.4%) from 2023

Liabilities

Up

$205,415,337

Up $24,021,995 (+13%) from 2023

Net Assets

Down

$28,760,304

Down $18,545,352 (-39%) from 2023

Operations
Liabilities / Revenue29th percentileNet Margin39th percentile

Revenue

Up

$15,593,971

Up $1,773,230 (+13%) from 2023

Expenses

Up

$14,133,784

Up $2,123,603 (+18%) from 2023

Net Income

Down

$1,460,187

Down $350,373 (-19%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth48th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$300M$200M$100M$0Assets 2010: $84,998,223Liabilities 2010: $74,980,834Net Assets 2010: $10,017,3892010Assets 2011: $88,858,837Liabilities 2011: $78,701,106Net Assets 2011: $10,157,7312011Assets 2012: $92,019,806Liabilities 2012: $81,226,584Net Assets 2012: $10,793,2222012Assets 2013: $94,704,970Liabilities 2013: $83,689,197Net Assets 2013: $11,015,7732013Assets 2014: $98,833,550Liabilities 2014: $86,668,274Net Assets 2014: $12,165,2762014Assets 2015: $108,970,397Liabilities 2015: $95,418,069Net Assets 2015: $13,552,3282015Assets 2016: $110,840,622Liabilities 2016: $96,417,266Net Assets 2016: $14,423,3562016Assets 2017: $114,384,664Liabilities 2017: $99,445,604Net Assets 2017: $14,939,0602017Assets 2018: $128,994,985Liabilities 2018: $112,422,707Net Assets 2018: $16,572,2782018Assets 2019: $135,071,126Liabilities 2019: $116,901,474Net Assets 2019: $18,169,6522019Assets 2020: $161,931,375Liabilities 2020: $142,345,713Net Assets 2020: $19,585,6622020Assets 2021: $187,544,118Liabilities 2021: $166,192,745Net Assets 2021: $21,351,3732021Assets 2022: $199,432,607Liabilities 2022: $172,105,768Net Assets 2022: $27,326,8392022Assets 2023: $228,698,998Liabilities 2023: $181,393,342Net Assets 2023: $47,305,6562023Assets 2024: $234,175,641Liabilities 2024: $205,415,337Net Assets 2024: $28,760,3042024

Highlighted filing

2024

Assets$234,175,641
Liabilities$205,415,337
Net Assets$28,760,304
Open 2024 Filing

Operations Trend

Revenue Growth47th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$20M$15M$10M$5.0M$0Expenses 2010: $5,408,5702010Expenses 2011: $5,467,4082011Expenses 2012: $5,357,6472012Revenue 2013: $6,014,667Expenses 2013: $5,594,202Net Income 2013: $420,4652013Revenue 2014: $6,904,586Expenses 2014: $5,767,438Net Income 2014: $1,137,1482014Revenue 2015: $8,232,757Expenses 2015: $6,790,338Net Income 2015: $1,442,4192015Revenue 2016: $9,235,671Expenses 2016: $8,272,310Net Income 2016: $963,3612016Revenue 2017: $9,558,280Expenses 2017: $8,882,472Net Income 2017: $675,8082017Revenue 2018: $9,038,857Expenses 2018: $7,150,134Net Income 2018: $1,888,7232018Revenue 2019: $9,567,926Expenses 2019: $7,924,334Net Income 2019: $1,643,5922019Revenue 2020: $9,540,463Expenses 2020: $7,706,703Net Income 2020: $1,833,7602020Revenue 2021: $10,136,574Expenses 2021: $8,009,845Net Income 2021: $2,126,7292021Revenue 2022: $10,944,013Expenses 2022: $7,786,574Net Income 2022: $3,157,4392022Revenue 2023: $13,820,741Expenses 2023: $12,010,181Net Income 2023: $1,810,5602023Revenue 2024: $15,593,971Expenses 2024: $14,133,784Net Income 2024: $1,460,1872024

Highlighted filing

2024

Revenue$15,593,971
Expenses$14,133,784
Net Income$1,460,187
Open 2024 Filing

Filings

Most recent year

2024 • Form 990XML pending. An XML filing is linked for this year, but detailed extraction is still pending.

Open filing
Assets
$234,175,641
Liabilities
$205,415,337
Net assets
$28,760,304
Revenue
$15,593,971
Expenses
$14,133,784
Net income
$1,460,187
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$234$205$28.8$15.6$14.1$1.46
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$229$181$47.3$13.8$12.0$1.81
2022Detailed filing. Detailed filing data is available for this year.$199$172$27.3$10.9$7.79$3.16
2021Detailed filing. Detailed filing data is available for this year.$188$166$21.4$10.1$8.01$2.13
2020Detailed filing. Detailed filing data is available for this year.$162$142$19.6$9.54$7.71$1.83
2019Detailed filing. Detailed filing data is available for this year.$135$117$18.2$9.57$7.92$1.64
2018Detailed filing. Detailed filing data is available for this year.$129$112$16.6$9.04$7.15$1.89
2017Detailed filing. Detailed filing data is available for this year.$114$99.4$14.9$9.56$8.88$0.68
2016Detailed filing. Detailed filing data is available for this year.$111$96.4$14.4$9.24$8.27$0.96
2015Detailed filing. Detailed filing data is available for this year.$109$95.4$13.6$8.23$6.79$1.44
2014Detailed filing. Detailed filing data is available for this year.$98.8$86.7$12.2$6.90$5.77$1.14
2013Detailed filing. Detailed filing data is available for this year.$94.7$83.7$11.0$6.01$5.59$0.42
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$92.0$81.2$10.8$5.36
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$88.9$78.7$10.2$5.47
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$85.0$75.0$10.0$5.41
Latest Detailed Filing

The latest 2024 filing currently has linked XML that has not been fully parsed yet. Showing the latest detailed filing from 2022 below.

Jump To
Filing Snapshot
Filing Period
Jan 1, 2022 to Dec 31, 2022
Signed
May 12, 2023
Return Version
2022v5.0
Gross Receipts
$10,944,013
Mission and Program Overview

Mission

Community South is COMMITTED to building better communities by CREATING lifelong relationships and INSPIRING the financial success our of our members.

State chartered credit union offering savings, checking, certificates of deposit and loans to its membership

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$129,415,149$156,413,704▲ $26,998,555
Rtn Earn Endowment Incm Other Fnds$20,096,747$26,072,213▲ $5,975,466
Investments in Publicly Traded Securities$19,814,690$18,834,194▼ $980,496
Land, Buildings, and Equipment, Net$7,365,263$11,773,748▲ $4,408,485
Cash and Non-Interest-Bearing Accounts$1,704,199$3,996,944▲ $2,292,745
Savings and Temporary Cash Investments$23,515,634$2,445,148▼ $21,070,486
Pd in Cap Srpls Land Bldg Eqp Fund$1,254,626$1,254,626→ $0
Accounts Receivable$0$0→ $0
Pledges and Grants Receivable$0$0→ $0
Receivable From Disqualified Prsn$0$0→ $0
Receivables From Officers Etc$0$0→ $0
Investments Other Securities$0--
Investments Program Related$0--
Cap Stk Tr Prin Current Funds$0$0→ $0
Intangible Assets$0--
Inventories for Sale or Use$0$0→ $0
Loans From Officers Directors$0$0→ $0
Prepaid Expenses and Deferred Charges$-895,992$-264,758▲ $631,234
Total Assets$187,544,118$199,432,607▲ $11,888,489
Other Assets Total$6,625,175$6,233,627▼ $391,548
Liabilities
Other Liabilities$162,284,830$173,495,588▲ $11,210,758
Grants Payable$0$0→ $0
Mortgage Notes Payable Secured by Investment Property$0$0→ $0
Unsecured Notes Loans Payable$0$0→ $0
Deferred Revenue$0$0→ $0
Escrow Account Liability$0$0→ $0
Tax Exempt Bond Liabilities$0$0→ $0
Accounts Payable and Accrued Expenses$3,907,915$-1,389,820▼ $5,297,735
Total Liabilities$166,192,745$172,105,768▲ $5,913,023
Net Assets / Fund Balance
Total Net Assets Fund Balance$21,351,373$27,326,839▲ $5,975,466
Total Liabilities and Net Assets / Fund Balance$187,544,118$199,432,607▲ $11,888,489

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$8,867,760$2,696,890$0
Other Land Buildings$27,132$275,318$0
Land$1,296,713-$0
Equipment$1,582,143$864,491$0
Leasehold Improvements$0$0$0
Compensation and Service Providers
Top Officer Pay73rd percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Jan L PagePresident-CEOFT$238,825$24,661$263,486
Kenneth Ray MitchellExecutive Vice-president, CLOFT$158,721$23,760$182,481
Nina AdamsSenior Vice-president, CFOFT$158,641$12,433$171,074
Rebecca SpencerVice President of Branch OperationsFT$123,255-$123,255
Summer ForehandAvp, MortgageFT$93,863-$93,863
Wayland FulfordSenior Vice President / CLOFT$25,058-$25,058

Board Members and Trustees

NameTitle
Ira J CarterBoard Chairman
Thomas CookBoard Vice-chair
Derek ChadwellBoard Member
Howard Hodge IiiBoard Member
Jerry CampbellBoard Member
Steve WhittingtonBoard Member
Fred BuchananSecretary-treasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$10,719,243
Investment Income
$224,770
Other Revenue
$0
Change in Net Assets
$3,157,439

Audited Revenue Reconciliation

Revenue per Audited Statements
$10,944,013
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Other Revenue Adjustments
$0
Total Revenue per Audited Statements
$10,944,013
Total Revenue per Form 990
$10,944,013
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$4,006,007
Other Expenses$3,780,567
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Fees for Services Other---$2,798,411
Other Salaries and Wages---$1,907,863
Other Expenses---$813,633
Office Expenses---$811,575
Current Officers, Directors, Trustees, and Key Employees---$798,363
Pension Plan Contributions---$727,613
Interest---$633,105
Occupancy---$529,400
Other Employee Benefits---$363,564
Advertising---$346,693
Payroll Taxes---$208,604
Travel---$51,663
Conferences and Meetings---$13,726
All Other Expenses---$-2,217,639
Total Functional Expenses$0$0$0$7,786,574

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$7,786,574
Total Expenses per Audited Statements$7,786,574
Total Expenses per Form 990$7,786,574
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Other Expense Adjustments$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Loans from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Receivables from Disqualified Persons$0$0→ $0
Receivables from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Total Shares & Svgs of Members$173,495,588
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“Form 990, Part VI, Section A, Line 6 - THE CREIDT UNION HAS 13,460 MEMBERS.”

Form 990, Part VI, Section A, Line 7A

“Form 990, Part VI, Section A, Line 7a - ALL MEMBERS ARE ELIGIBLE TO VOTE AT ANNUAL MEETINGS AND SPECIAL ELECTIONS.”

Form 990, Part VI, Section B, Line 11B

“Form 990, Part VI, Section B, Line 11b - THE FORM IS PREPARED AND REVIEWED BY SEPARATE INDIVIDUALS TO ENSURE ACCURACY.”

Form 990, Part VI, Section C, Line 19

“Form 990, Part VI, Section C, Line 19 - Credit Union financials are provided upon request. No request were received in 2022.”

Filing and Contact Details

Filer

Filer Name
State Chartered Credit Unions in Florida
EIN
59-0968187
Phone
8506388376
Address
1044 HIGHWAY 90, CHIPLEY, FL 32428
Doing Business As
Community South Credit Union

Signing Officer

Name
Nina Adams
Title
VP of Finance and Accounting
Phone
8506388376
Signed
2023-05-12

Organization Details

Formed
1959
Legal Domicile
Fl
Voting Board Members
7
Independent Board Members
0
Employees
66
Volunteers
7
Supplemental Narrative

Additional Explanations

Form 990, Part III, Line 2

“The credit union implemented 10 Interactive Teller Machines (ITM). The ITMs allow member to make deposits, loan payments, and cash withdrawals 24/7.”

Form 990, Part IX, Line 11G

“Form 990 Part IX, Line 11g - LOAN SERVICES, PROFESSIONAL AND OUTSIDE SERVICES”

Form 990, Part XI, Line 9

“Form 990, Part XI, Line 9 - ANNUAL ADJUSTMENT TO OTHER COMPREHENSIVE INCOME & NONMEMBER CDs”

Raw XML AppendixShowing 400 of 579 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt03907915
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt0-1389820
IRS990/AccountsReceivableGrp/BOYAmt00
IRS990/AccountsReceivableGrp/EOYAmt00
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0STATE CHARTERED CREDIT UNION OFFERING SAVINGS, CHECKING, CERTIFICATES OF DEPOSIT AND LOANS TO ITS MEMBERSHIP
IRS990/AdvertisingGrp/TotalAmt0346693
IRS990/AllOtherExpensesGrp/TotalAmt0-2217639
IRS990/AnnualDisclosureCoveredPrsnInd00
IRS990/BenefitsToMembersGrp/TotalAmt00
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0COMMUNITY SOUTH CREDIT UNION
IRS990/BooksInCareOfDetail/PhoneNum08506388376
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt01044 HIGHWAY 90
IRS990/BooksInCareOfDetail/USAddress/CityNm0CHIPLEY
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0FL
IRS990/BooksInCareOfDetail/USAddress/ZIPCd032428
IRS990/BusinessRlnWith35CtrlEntInd00
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt00
IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt00
IRS990/CashNonInterestBearingGrp/BOYAmt01704199
IRS990/CashNonInterestBearingGrp/EOYAmt03996944
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd00
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt0798363
IRS990/CompDisqualPersonsGrp/TotalAmt00
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd00
IRS990/CompensationProcessOtherInd00
IRS990/ConferencesMeetingsGrp/TotalAmt013726
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt0224770
IRS990/CYOtherExpensesAmt03780567
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt010719243
IRS990/CYRevenuesLessExpensesAmt03157439
IRS990/CYSalariesCompEmpBnftPaidAmt04006007
IRS990/CYTotalExpensesAmt07786574
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt010944013
IRS990/DecisionsSubjectToApprovaInd00
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DeferredRevenueGrp/BOYAmt00
IRS990/DeferredRevenueGrp/EOYAmt00
IRS990/DelegationOfMgmtDutiesInd00
IRS990/DepreciationDepletionGrp/TotalAmt00
IRS990/Desc0THE CREDIT UNION OFFERS SHARE SAVINGS, SHARE DRAFT AND SHARE CERTIFICATE ACCOUNTS. THE CREDIT UNION ALSO PROVIDES DEBIT CARDS, HOME AND MOBILE BANKING, BILL PAYER AND REMOTE DEPOSIT SERVICES TO OUR MEMBERS.
IRS990/DescribedInSection501c3Ind00
IRS990/DisregardedEntityInd00
IRS990/DocumentRetentionPolicyInd01
IRS990/DoingBusinessAsName/BusinessNameLine1Txt0COMMUNITY SOUTH CREDIT UNION
IRS990/DonatedServicesAndUseFcltsAmt00
IRS990/DonorAdvisedFundInd00
IRS990/DonorRstrOrQuasiEndowmentsInd00
IRS990/ElectionOfBoardMembersInd01
IRS990/EmployeeCnt066
IRS990/EmploymentTaxReturnsFiledInd00
IRS990/EscrowAccountLiabilityGrp/BOYAmt00
IRS990/EscrowAccountLiabilityGrp/EOYAmt00
IRS990/ExpenseAmt01699309
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditRequiredInd00
IRS990/FeesForServicesAccountingGrp/TotalAmt00
IRS990/FeesForServicesLegalGrp/TotalAmt00
IRS990/FeesForServicesLobbyingGrp/TotalAmt00
IRS990/FeesForServicesManagementGrp/TotalAmt00
IRS990/FeesForServicesOtherGrp/TotalAmt02798411
IRS990/FeesForServicesProfFundraising/TotalAmt00
IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt00
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignGrantsGrp/TotalAmt00
IRS990/ForeignOfficeInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt00
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IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt100
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt110
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt120
IRS990/Form990PartVIISectionAGrp/FormerOfcrDirectorTrusteeInd0X
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
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IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
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IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt90
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt100
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt110
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt120
IRS990/Form990PartVIISectionAGrp/PersonNm0JAN L PAGE
IRS990/Form990PartVIISectionAGrp/PersonNm1KENNETH RAY MITCHELL
IRS990/Form990PartVIISectionAGrp/PersonNm2NINA ADAMS
IRS990/Form990PartVIISectionAGrp/PersonNm3REBECCA SPENCER
IRS990/Form990PartVIISectionAGrp/PersonNm4SUMMER FOREHAND
IRS990/Form990PartVIISectionAGrp/PersonNm5WAYLAND FULFORD
IRS990/Form990PartVIISectionAGrp/PersonNm6IRA J CARTER
IRS990/Form990PartVIISectionAGrp/PersonNm7THOMAS COOK
IRS990/Form990PartVIISectionAGrp/PersonNm8JERRY CAMPBELL
IRS990/Form990PartVIISectionAGrp/PersonNm9FRED BUCHANAN
IRS990/Form990PartVIISectionAGrp/PersonNm10STEVE WHITTINGTON
IRS990/Form990PartVIISectionAGrp/PersonNm11DEREK CHADWELL
IRS990/Form990PartVIISectionAGrp/PersonNm12HOWARD HODGE III
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt0238825
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IRS990/Form990PartVIISectionAGrp/TitleTxt0PRESIDENT-CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt1EXECUTIVE VICE-PRESIDENT, CLO
IRS990/Form990PartVIISectionAGrp/TitleTxt2SENIOR VICE-PRESIDENT, CFO
IRS990/Form990PartVIISectionAGrp/TitleTxt3VICE PRESIDENT OF BRANCH OPERATIONS
IRS990/Form990PartVIISectionAGrp/TitleTxt4AVP, MORTGAGE
IRS990/Form990PartVIISectionAGrp/TitleTxt5SENIOR VICE PRESIDENT / CLO
IRS990/Form990PartVIISectionAGrp/TitleTxt6BOARD CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt7BOARD VICE-CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt8BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt9SECRETARY-TREASURER
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IRS990/MissionDesc0Community South is COMMITTED to building better communities by CREATING lifelong relationships and INSPIRING the financial success our of our members.
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IRS990/ProgSrvcAccomActy2Grp/Desc0THE CREDIT UNION OFFERS CONSUMER, REAL ESTATE AND BUSINESS LOANS TO OUR MEMBERS. IT ALSO OFFERS SECURED AND UNSECURED CREDIT CARDS.
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IRS990/ProgSrvcAccomActy3Grp/Desc0THE CREDIT UNION MAINTAINS FIVE OFFICES WITH 49 EMPLOYEES TO SERVE OUR MEMBERS.
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