Civic Intelligence

State Chartered Credit Unions in Florida

990 • Fiscal year 2015 • EIN 59-0968187

Jan 01, 2015 to Dec 31, 2015 • Filed on Apr 28, 2016

Organization ProfileWWW.COMMUNITYSOUTH.NET

View Organization Page

1044 Highway 90 EastChipley, FL 32428

(850) 638-8376

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

29th percentile

0.88x

Higher debt load relative to assets than 29% of similar nonprofits.

2015 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2015

Liabilities / Revenue

9th percentile

11.59x

Higher debt load relative to revenue than 9% of similar nonprofits.

2015 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2015

Net Margin

79th percentile

18%

Higher net margin than 79% of similar nonprofits.

2015 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2015

Top Officer Pay

18th percentile

$143,763

Higher top officer pay than 18% of similar nonprofits.

Top officer pay equals 1.7% of source-year revenue.

2015 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2015

Asset Growth

85th percentile

10%

Faster asset growth than 85% of similar nonprofits.

2015 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2014 to 2015

Revenue Growth

94th percentile

19%

Faster revenue growth than 94% of similar nonprofits.

2015 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2014 to 2015

Balance Sheet
Liabilities / Assets29th percentile

Assets

Up

$108,970,397

Up $10,136,847 (+10%) from 2014

Net Assets

Up

$13,552,328

Up $1,387,052 (+11%) from 2014

Liabilities

Up

$95,418,069

Up $8,749,795 (+10%) from 2014

Revenue And Expenses
Liabilities / Revenue9th percentileNet Margin79th percentile

Revenue

Up

$8,232,757

Up $1,328,171 (+19%) from 2014

Expenses

Up

$6,790,338

Up $1,022,900 (+18%) from 2014

Net Income

Up

$1,442,419

Up $305,271 (+27%) from 2014

Historical Trend

Balance Sheet Trend

Asset Growth85th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$300M$200M$100M$0Assets 2010: $84,998,223Liabilities 2010: $74,980,834Net Assets 2010: $10,017,3892010Assets 2011: $88,858,837Liabilities 2011: $78,701,106Net Assets 2011: $10,157,7312011Assets 2012: $92,019,806Liabilities 2012: $81,226,584Net Assets 2012: $10,793,2222012Assets 2013: $94,704,970Liabilities 2013: $83,689,197Net Assets 2013: $11,015,7732013Assets 2014: $98,833,550Liabilities 2014: $86,668,274Net Assets 2014: $12,165,2762014Assets 2015: $108,970,397Liabilities 2015: $95,418,069Net Assets 2015: $13,552,3282015Assets 2016: $110,840,622Liabilities 2016: $96,417,266Net Assets 2016: $14,423,3562016Assets 2017: $114,384,664Liabilities 2017: $99,445,604Net Assets 2017: $14,939,0602017Assets 2018: $128,994,985Liabilities 2018: $112,422,707Net Assets 2018: $16,572,2782018Assets 2019: $135,071,126Liabilities 2019: $116,901,474Net Assets 2019: $18,169,6522019Assets 2020: $161,931,375Liabilities 2020: $142,345,713Net Assets 2020: $19,585,6622020Assets 2021: $187,544,118Liabilities 2021: $166,192,745Net Assets 2021: $21,351,3732021Assets 2022: $199,432,607Liabilities 2022: $172,105,768Net Assets 2022: $27,326,8392022Assets 2023: $228,698,998Liabilities 2023: $181,393,342Net Assets 2023: $47,305,6562023Assets 2024: $234,175,641Liabilities 2024: $205,415,337Net Assets 2024: $28,760,3042024

Highlighted filing

2015

Assets$108,970,397
Liabilities$95,418,069
Net Assets$13,552,328
Open 2015 Filing

Operations Trend

Revenue Growth94th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$20M$15M$10M$5.0M$0Expenses 2010: $5,408,5702010Expenses 2011: $5,467,4082011Expenses 2012: $5,357,6472012Revenue 2013: $6,014,667Expenses 2013: $5,594,202Net Income 2013: $420,4652013Revenue 2014: $6,904,586Expenses 2014: $5,767,438Net Income 2014: $1,137,1482014Revenue 2015: $8,232,757Expenses 2015: $6,790,338Net Income 2015: $1,442,4192015Revenue 2016: $9,235,671Expenses 2016: $8,272,310Net Income 2016: $963,3612016Revenue 2017: $9,558,280Expenses 2017: $8,882,472Net Income 2017: $675,8082017Revenue 2018: $9,038,857Expenses 2018: $7,150,134Net Income 2018: $1,888,7232018Revenue 2019: $9,567,926Expenses 2019: $7,924,334Net Income 2019: $1,643,5922019Revenue 2020: $9,540,463Expenses 2020: $7,706,703Net Income 2020: $1,833,7602020Revenue 2021: $10,136,574Expenses 2021: $8,009,845Net Income 2021: $2,126,7292021Revenue 2022: $10,944,013Expenses 2022: $7,786,574Net Income 2022: $3,157,4392022Revenue 2023: $13,820,741Expenses 2023: $12,010,181Net Income 2023: $1,810,5602023Revenue 2024: $15,593,971Expenses 2024: $14,133,784Net Income 2024: $1,460,1872024

Highlighted filing

2015

Revenue$8,232,757
Expenses$6,790,338
Net Income$1,442,419
Open 2015 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2015 to Dec 31, 2015
Signed
Apr 28, 2016
Return Version
2015v2.1
Gross Receipts
$8,232,757
Mission and Program Overview

Mission

Community South is COMMITTED to building better communities by CREATING lifelong relationships and INSPIRING the financial success our of our members.

State chartered credit union

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$68,206,197$77,862,912▲ $9,656,715
Investments in Publicly Traded Securities$20,493,604$16,632,862▼ $3,860,742
Rtn Earn Endowment Incm Other Fnds$10,910,650$12,297,702▲ $1,387,052
Savings and Temporary Cash Investments$2,117,970$5,033,982▲ $2,916,012
Land, Buildings, and Equipment, Net$3,623,231$3,828,511▲ $205,280
Prepaid Expenses and Deferred Charges$1,440,670$1,365,384▼ $75,286
Cash and Non-Interest-Bearing Accounts$1,202,550$1,283,882▲ $81,332
Pd in Cap Srpls Land Bldg Eqp Fund$1,254,626$1,254,626→ $0
Accounts Receivable$0$0→ $0
Pledges and Grants Receivable$0$0→ $0
Receivable From Disqualified Prsn$0$0→ $0
Receivables From Officers Etc$0$0→ $0
Investments Other Securities$0$0→ $0
Investments Program Related$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Intangible Assets$0$0→ $0
Inventories for Sale or Use$0$0→ $0
Total Assets$98,833,550$108,970,397▲ $10,136,847
Other Assets Total$1,749,328$2,962,864▲ $1,213,536
Liabilities
Other Liabilities$86,155,542$92,733,939▲ $6,578,397
Unsecured Notes Loans Payable-$2,000,000-
Accounts Payable and Accrued Expenses$512,732$684,130▲ $171,398
Total Liabilities$86,668,274$95,418,069▲ $8,749,795
Net Assets / Fund Balance
Total Net Assets Fund Balance$12,165,276$13,552,328▲ $1,387,052
Total Liabilities and Net Assets / Fund Balance$98,833,550$108,970,397▲ $10,136,847

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$3,174,393$1,429,836$0
Other Land Buildings$16,890$250,501$0
Land$558,471-$0
Equipment$78,757$519,177$0
Leasehold Improvements$0$0$0
Compensation and Service Providers
Top Officer Pay18th percentile

Employees

NameTitleFull / Part TimeBaseTotal
Jan L PagePresident-CEOFT$143,763$143,763
Kenneth Ray MitchellVice-presidentFT$134,097$134,097
Nina AdamsVice-presidentFT$86,005$86,005

Board Members and Trustees

NameTitle
Ira J CarterBoard Chairman
Thomas CookBoard Vice-chairman
Edward ChadwellBoard Member
Fred BuchananBoard Member
Jerry CampbellBoard Member
Steve WhittingtonBoard Member
William Calvin StevensonBoard Member
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$7,861,478
Investment Income
$371,279
Other Revenue
$0
Change in Net Assets
$1,442,419

Audited Revenue Reconciliation

Revenue per Audited Statements
$8,232,757
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Other Revenue Adjustments
$0
Total Revenue per Audited Statements
$8,232,757
Total Revenue per Form 990
$8,232,757
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$4,692,301
Salaries, Compensation, and Employee Benefits$2,098,037
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$994,852
Other Employee Benefits---$618,158
Interest---$585,519
Office Expenses---$549,688
Current Officers, Directors, Trustees, and Key Employees---$363,865
Occupancy---$302,963
Other Expenses---$226,921
Advertising---$128,137
Pension Plan Contributions---$121,162
Travel---$74,258
All Other Expenses---$42,195
Conferences and Meetings---$25,139
Total Functional Expenses$0$0$0$6,790,338

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$6,790,338
Total Expenses per Audited Statements$6,790,338
Total Expenses per Form 990$6,790,338
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Other Expense Adjustments$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Disqualified Persons$0$0→ $0
Receivables from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Total Member Shares$92,733,939
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Annual disclosure for covered persons
No
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“The credit union serves 9,648 members.”

Form 990, Part VI, Section A, Line 7A

“All members are eligible to vote at annual meetings and special elections.”

Form 990, Part VI, Section B, Line 11B

“This form is prepared and reviewed by separate individuals to ensure accuracy.”

Form 990, Part VI, Section B, Line 15

“A compensation committee meets annually to approve all salaries, incentives and bonuses for credit union staff. President-ceo salary is determined by the entire board of directors.”

Form 990, Part VI, Section C, Line 19

“Credit union financial are provided upon request to the vice-president of finance and accounting.”

Filing and Contact Details

Filer

Filer Name
State Chartered Credit Unions in Florida
EIN
59-0968187
Phone
8506388376
Address
1044 HIGHWAY 90 EAST, CHIPLEY, FL 32428
Doing Business As
Community South Credit Union

Signing Officer

Name
Jan Page
Title
President/CEO
Phone
8505476644
Signed
2016-04-28

Organization Details

Formed
1959
Legal Domicile
Fl
Voting Board Members
7
Independent Board Members
0
Employees
33
Volunteers
7
Supplemental Narrative

Additional Explanations

Form 990, Part XI, Line 9

“Annual adjustment to other comprehensive income”

Raw XML AppendixShowing 400 of 487 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/TitleTxt4BOARD MEMBER
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IRS990/LegalDomicileStateCd0FL
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd01
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0TO ENCOURAGE THRIFT AMONG ITS MEMBERS, CREATE SOURCES OF CREDIT AT FAIR AND REASONABLE PRICES AND PROVIDE AN OPPORTUNITY FOR ITS MEMBERS TO USE AND CONTROL THEIR RESOURCES ON A DEMOCRATIC BASIS.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt012165276
IRS990/NetAssetsOrFundBalancesEOYAmt013552328
IRS990/NetUnrelatedBusTxblIncmAmt0398
IRS990/NetUnrlzdGainsLossesInvstAmt00
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt0302963
IRS990/OfficeExpensesGrp/TotalAmt0549688
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt01749328
IRS990/OtherAssetsTotalGrp/EOYAmt02962864
IRS990/OtherChangesInNetAssetsAmt0-55367
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0618158
IRS990/OtherExpensesGrp/Desc0Provision for Loan Loss
IRS990/OtherExpensesGrp/Desc1Loan Services
IRS990/OtherExpensesGrp/Desc2Professional and Outside Services
IRS990/OtherExpensesGrp/Desc3Loss on Disposition of Assets
IRS990/OtherExpensesGrp/TotalAmt01019612
IRS990/OtherExpensesGrp/TotalAmt1801155
IRS990/OtherExpensesGrp/TotalAmt2936714
IRS990/OtherExpensesGrp/TotalAmt3226921
IRS990/OtherLiabilitiesGrp/BOYAmt086155542
IRS990/OtherLiabilitiesGrp/EOYAmt092733939
IRS990/OtherOrganizationDsc0STATE CHARTERED CREDIT UNION
IRS990/OtherRevenueTotalAmt00
IRS990/OtherSalariesAndWagesGrp/TotalAmt0994852
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt068206197
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt077862912
IRS990/PartialLiquidationInd00
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayrollTaxesGrp/TotalAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt01254626
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt01254626
IRS990/PensionPlanContributionsGrp/TotalAmt0121162
IRS990/PledgesAndGrantsReceivableGrp/BOYAmt00
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
IRS990/PoliciesReferenceChaptersInd01
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt01440670
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt01365384
IRS990/PrincipalOfcrBusinessName/BusinessNameLine1Txt0Community South Credit Union
IRS990/PriorPeriodAdjustmentsAmt00
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522130
IRS990/ProgramServiceRevenueGrp/BusinessCd1522130
IRS990/ProgramServiceRevenueGrp/BusinessCd2522130
IRS990/ProgramServiceRevenueGrp/BusinessCd3522130
IRS990/ProgramServiceRevenueGrp/BusinessCd4522130
IRS990/ProgramServiceRevenueGrp/Desc0Interest from Loans
IRS990/ProgramServiceRevenueGrp/Desc1Brokerage Referral Fees
IRS990/ProgramServiceRevenueGrp/Desc2Share Draft Fees
IRS990/ProgramServiceRevenueGrp/Desc3Consumer Loan Product Income
IRS990/ProgramServiceRevenueGrp/Desc4Interchange Income
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/ExclusionAmt10
IRS990/ProgramServiceRevenueGrp/ExclusionAmt20
IRS990/ProgramServiceRevenueGrp/ExclusionAmt30
IRS990/ProgramServiceRevenueGrp/ExclusionAmt40
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt05796502
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1141157
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt2703440
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt3321951
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt4499978
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt05796502
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1141157
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2703440
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt3321951
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt4499978
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt10
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt20
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt30
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt40
IRS990/ProgSrvcAccomActy2Grp/Desc0THE CREDIT UNION OFFERS CONSUMER, REAL ESTATE AND BUSINESS LOANS TO OUR MEMBERS. IT ALSO OFFERS SECURED AND UNSECURED CREDIT CARDS.
IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt01820766
IRS990/ProgSrvcAccomActy2Grp/GrantAmt00
IRS990/ProgSrvcAccomActy2Grp/RevenueAmt05796502
IRS990/ProgSrvcAccomActy3Grp/Desc0THE CREDIT UNION MAINTAINS THREE OFFICES WITH 33 EMPLOYEES TO SERVE OUR MEMBERS.
IRS990/ProgSrvcAccomActy3Grp/ExpenseAmt02197434
IRS990/ProgSrvcAccomActy3Grp/GrantAmt00
IRS990/ProgSrvcAccomActy3Grp/RevenueAmt00
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0439224
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt04048510
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt06465362
IRS990/PYRevenuesLessExpensesAmt01137148
IRS990/PYSalariesCompEmpBnftPaidAmt01718928
IRS990/PYTotalExpensesAmt05767438
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt06904586
IRS990/RcvblFromDisqualifiedPrsnGrp/BOYAmt00
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt00
IRS990/ReconcilationRevenueExpnssAmt01442419
IRS990/RegularMonitoringEnfrcInd00
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RentalIncomeOrLossGrp/PersonalAmt00
IRS990/RentalIncomeOrLossGrp/RealAmt00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RevenueAmt02436255
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RoyaltiesRevenueGrp/ExclusionAmt00
IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RoyaltiesRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt010910650
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt012297702
IRS990/SavingsAndTempCashInvstGrp/BOYAmt02117970
IRS990/SavingsAndTempCashInvstGrp/EOYAmt05033982
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt03174393
IRS990ScheduleD/BuildingsGrp/DepreciationAmt01429836
IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt04604229
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/DonatedServicesAndUseFcltsAmt00
IRS990ScheduleD/DonatedServicesUseFcltsAmt00
IRS990ScheduleD/EquipmentGrp/BookValueAmt078757
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0519177
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt0597934
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/ExpensesNotReportedAmt00
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt00
IRS990ScheduleD/ExpensesSubtotalAmt06790338
IRS990ScheduleD/FederalIncomeTaxLiabilityAmt00
IRS990ScheduleD/InvestmentExpensesNotIncld2Amt00
IRS990ScheduleD/InvestmentExpensesNotIncldAmt00
IRS990ScheduleD/LandGrp/BookValueAmt0558471
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt0558471
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/LossesReportedAmt00
IRS990ScheduleD/NetUnrealizedGainsInvstAmt00
IRS990ScheduleD/OtherExpensesIncludedAmt00
IRS990ScheduleD/OtherExpensesNotIncludedAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt016890
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt0250501
IRS990ScheduleD/OtherLandBuildingsGrp/InvestmentCostOrOtherBasisAmt0267391
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt092733939
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Total Member Shares
IRS990ScheduleD/OtherRevenueAmt00
IRS990ScheduleD/OtherRevenuesNotIncludedAmt00
IRS990ScheduleD/PriorYearAdjustmentsAmt00
IRS990ScheduleD/RecoveriesPriorYearGrantsAmt00
IRS990ScheduleD/RevenueNotReportedAmt00
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt00
IRS990ScheduleD/RevenueSubtotalAmt08232757
IRS990ScheduleD/TotalBookValueLandBuildingsAmt03828511
IRS990ScheduleD/TotalExpensesPerForm990Amt06790338
IRS990ScheduleD/TotalLiabilityAmt092733939
IRS990ScheduleD/TotalRevenuePerForm990Amt08232757
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt08232757
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt06790338
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE CREDIT UNION SERVES 9,648 MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1ALL MEMBERS ARE ELIGIBLE TO VOTE AT ANNUAL MEETINGS AND SPECIAL ELECTIONS.

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Filings

Displayed year

2015 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$108,970,397
Liabilities
$95,418,069
Net assets
$13,552,328
Revenue
$8,232,757
Expenses
$6,790,338
Net income
$1,442,419
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$234$205$28.8$15.6$14.1$1.46
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$229$181$47.3$13.8$12.0$1.81
2022Detailed filing. Detailed filing data is available for this year.$199$172$27.3$10.9$7.79$3.16
2021Detailed filing. Detailed filing data is available for this year.$188$166$21.4$10.1$8.01$2.13
2020Detailed filing. Detailed filing data is available for this year.$162$142$19.6$9.54$7.71$1.83
2019Detailed filing. Detailed filing data is available for this year.$135$117$18.2$9.57$7.92$1.64
2018Detailed filing. Detailed filing data is available for this year.$129$112$16.6$9.04$7.15$1.89
2017Detailed filing. Detailed filing data is available for this year.$114$99.4$14.9$9.56$8.88$0.68
2016Detailed filing. Detailed filing data is available for this year.$111$96.4$14.4$9.24$8.27$0.96
2015Detailed filing. Detailed filing data is available for this year.$109$95.4$13.6$8.23$6.79$1.44
2014Detailed filing. Detailed filing data is available for this year.$98.8$86.7$12.2$6.90$5.77$1.14
2013Detailed filing. Detailed filing data is available for this year.$94.7$83.7$11.0$6.01$5.59$0.42
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$92.0$81.2$10.8$5.36
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$88.9$78.7$10.2$5.47
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$85.0$75.0$10.0$5.41