Civic Intelligence

First Commerce Credit Union

EIN 59-0687423 • 501(c)14 • Tallahassee, FL

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Profile

To be our members financial partner for life.

2073 Summit Lake Drive 100Tallahassee, FL 32317

www.firstcommercecu.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

82nd percentile

0.92x

Higher debt load relative to assets than 82% of similar nonprofits.

501(c)14 • $1B+ nonprofits • Source year 2024

Liabilities / Revenue

32nd percentile

14.45x

Higher debt load relative to revenue than 32% of similar nonprofits.

501(c)14 • $1B+ nonprofits • Source year 2024

Net Margin

35th percentile

7.2%

Higher net margin than 35% of similar nonprofits.

501(c)14 • $1B+ nonprofits • Source year 2024

Top Officer Pay

53rd percentile

$1,222,123

Higher top officer pay than 53% of similar nonprofits.

Top officer pay equals 1.7% of source-year revenue.

$1B+ nonprofits • Source year 2024

Asset Growth

47th percentile

2.5%

Faster asset growth than 47% of similar nonprofits.

501(c)14 • $1B+ nonprofits • Annualized from 2023 to 2024

Revenue Growth

37th percentile

15%

Faster revenue growth than 37% of similar nonprofits.

501(c)14 • $1B+ nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets82nd percentile

Assets

Up

$1,096,207,913

Up $26,582,640 (+2.5%) from 2023

Liabilities

Up

$1,013,859,315

Up $21,567,577 (+2.2%) from 2023

Net Assets

Up

$82,348,598

Up $5,015,063 (+6.5%) from 2023

Operations
Liabilities / Revenue32nd percentileNet Margin35th percentile

Revenue

Up

$70,159,818

Up $9,202,880 (+15%) from 2023

Expenses

Up

$65,081,415

Up $10,011,458 (+18%) from 2023

Net Income

Down

$5,078,403

Down $808,578 (-14%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth47th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$1.5B$1.0B$500M$0Assets 2010: $332,506,216Liabilities 2010: $290,217,736Net Assets 2010: $42,288,4802010Assets 2011: $349,618,896Liabilities 2011: $305,005,445Net Assets 2011: $44,613,4512011Assets 2012: $354,673,140Liabilities 2012: $308,597,528Net Assets 2012: $46,075,6122012Assets 2013: $384,271,252Liabilities 2013: $335,395,283Net Assets 2013: $48,875,9692013Assets 2014: $435,709,840Liabilities 2014: $380,785,954Net Assets 2014: $54,923,8862014Assets 2015: $481,046,471Liabilities 2015: $421,967,094Net Assets 2015: $59,079,3772015Assets 2016: $512,717,232Liabilities 2016: $450,245,401Net Assets 2016: $62,471,8312016Assets 2017: $562,838,407Liabilities 2017: $496,529,236Net Assets 2017: $66,309,1712017Assets 2018: $606,327,093Liabilities 2018: $536,676,848Net Assets 2018: $69,650,2452018Assets 2019: $615,519,411Liabilities 2019: $540,670,655Net Assets 2019: $74,848,7562019Assets 2020: $919,350,223Liabilities 2020: $841,159,673Net Assets 2020: $78,190,5502020Assets 2021: $972,658,522Liabilities 2021: $889,433,748Net Assets 2021: $83,224,7742021Assets 2022: $1,014,264,212Liabilities 2022: $942,949,692Net Assets 2022: $71,314,5202022Assets 2023: $1,069,625,273Liabilities 2023: $992,291,738Net Assets 2023: $77,333,5352023Assets 2024: $1,096,207,913Liabilities 2024: $1,013,859,315Net Assets 2024: $82,348,5982024

Highlighted filing

2024

Assets$1,096,207,913
Liabilities$1,013,859,315
Net Assets$82,348,598
Open 2024 Filing

Operations Trend

Revenue Growth37th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$80M$60M$40M$20M$0Expenses 2010: $27,578,9052010Revenue 2011: $27,148,084Expenses 2011: $24,766,674Net Income 2011: $2,381,4102011Revenue 2012: $27,169,851Expenses 2012: $25,806,016Net Income 2012: $1,363,8352012Revenue 2013: $27,052,884Expenses 2013: $24,113,988Net Income 2013: $2,938,8962013Revenue 2014: $28,904,782Expenses 2014: $22,884,761Net Income 2014: $6,020,0212014Revenue 2015: $29,191,947Expenses 2015: $25,035,168Net Income 2015: $4,156,7792015Revenue 2016: $29,823,726Expenses 2016: $26,301,448Net Income 2016: $3,522,2782016Revenue 2017: $33,363,330Expenses 2017: $29,417,906Net Income 2017: $3,945,4242017Revenue 2018: $36,489,769Expenses 2018: $32,657,054Net Income 2018: $3,832,7152018Revenue 2019: $39,613,609Expenses 2019: $35,355,027Net Income 2019: $4,258,5822019Revenue 2020: $47,845,792Expenses 2020: $44,728,914Net Income 2020: $3,116,8782020Revenue 2021: $46,857,921Expenses 2021: $39,411,572Net Income 2021: $7,446,3492021Revenue 2022: $49,452,473Expenses 2022: $41,095,263Net Income 2022: $8,357,2102022Revenue 2023: $60,956,938Expenses 2023: $55,069,957Net Income 2023: $5,886,9812023Revenue 2024: $70,159,818Expenses 2024: $65,081,415Net Income 2024: $5,078,4032024

Highlighted filing

2024

Revenue$70,159,818
Expenses$65,081,415
Net Income$5,078,403
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$1,096,207,913
Liabilities
$1,013,859,315
Net assets
$82,348,598
Revenue
$70,159,818
Expenses
$65,081,415
Net income
$5,078,403
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$1,096$1,014$82.3$70.2$65.1$5.08
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1,070$992$77.3$61.0$55.1$5.89
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$1,014$943$71.3$49.5$41.1$8.36
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$973$889$83.2$46.9$39.4$7.45
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$919$841$78.2$47.8$44.7$3.12
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$616$541$74.8$39.6$35.4$4.26
2018Facts available. Structured filing facts are available, but richer extracted sections are limited.$606$537$69.7$36.5$32.7$3.83
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$563$497$66.3$33.4$29.4$3.95
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$513$450$62.5$29.8$26.3$3.52
2015Detailed filing. Detailed filing data is available for this year.$481$422$59.1$29.2$25.0$4.16
2014Detailed filing. Detailed filing data is available for this year.$436$381$54.9$28.9$22.9$6.02
2013XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$384$335$48.9$27.1$24.1$2.94
2012Summary only. Only limited summary data is available for this year.$355$309$46.1$27.2$25.8$1.36
2011Summary only. Only limited summary data is available for this year.$350$305$44.6$27.1$24.8$2.38
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$333$290$42.3$27.6
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 17, 2025
Return Version
2024v5.2
Gross Receipts
$70,375,930
Mission and Program Overview

Mission

To be our members' financial partners for life.

To provide services and education to members in the framework of a financial cooperative.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$741,762,853$819,084,813▲ $77,321,960
Investments in Publicly Traded Securities$115,333,384$105,614,502▼ $9,718,882
Rtn Earn Endowment Incm Other Fnds$77,333,535$82,348,598▲ $5,015,063
Savings and Temporary Cash Investments$114,296,517$61,239,157▼ $53,057,360
Land, Buildings, and Equipment, Net$35,812,043$38,698,629▲ $2,886,586
Cash and Non-Interest-Bearing Accounts$21,266,241$16,021,903▼ $5,244,338
Accounts Receivable$9,158,063$12,854,408▲ $3,696,345
Receivables From Officers Etc$1,960,631$9,744,788▲ $7,784,157
Intangible Assets$7,885,943$7,885,943→ $0
Prepaid Expenses and Deferred Charges$2,912,579$3,554,767▲ $642,188
Investments Other Securities$875,608$1,304,325▲ $428,717
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$1,069,625,273$1,096,207,913▲ $26,582,640
Other Assets Total$18,361,411$20,204,678▲ $1,843,267
Liabilities
Other Liabilities$905,031,510$975,993,594▲ $70,962,084
Unsecured Notes Loans Payable$15,000,000$15,000,000→ $0
Accounts Payable and Accrued Expenses$16,206,826$12,201,724▼ $4,005,102
Mortgage Notes Payable Secured by Investment Property$55,633,333$10,033,333▼ $45,600,000
Escrow Account Liability$420,069$630,664▲ $210,595
Total Liabilities$992,291,738$1,013,859,315▲ $21,567,577
Net Assets / Fund Balance
Total Net Assets Fund Balance$77,333,535$82,348,598▲ $5,015,063
Total Liabilities and Net Assets / Fund Balance$1,069,625,273$1,096,207,913▲ $26,582,640

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$26,072,819$17,299,040$43,371,859
Equipment$3,813,694$12,497,830$16,311,524
Land$8,789,035-$8,789,035
Leasehold Improvements$23,081$1,099$24,180
Compensation and Service Providers
Top Officer Pay53rd percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Cecilia D HomisonCEOFT$553,486$668,637$1,222,123
Dennis G AdamsSenior Executive Vice PresidentFT$335,004$128,932$463,936
Kimberly S HowesChief Visionary OfficerFT$259,215$67,077$326,292
Justin HofChief Information & Lending OfficerFT$237,767$72,200$309,967
Angela TerhuneCFOFT$220,208$62,799$283,007
Barbara Williams-andersonThomas County Market ExecutiveFT$59,837$185,874$245,711
Joy SandersCOOFT$152,284$70,561$222,845
Amy K GroffChief People OfficerFT$127,659$77,185$204,844
Steven ReynoldsVice President of Business ServicesFT$157,085$22,248$179,333
Warren SumnerDirector of LendingFT$130,530$45,559$176,089
Christopher EppesDirector of ItFT$142,584$24,806$167,390
Allen BurkesDirector of Risk ManagementFT$130,213$25,452$155,665
Shonda KnightBod Director-$1,648-$1,648
Casey StoutamireBod Director-$1,240-$1,240

Board Members and Trustees

NameTitle
Alan NeubauerBod Chairperson
Canita PetersonBod Vice Chairperson
Jared RossBod Director
John GraysonBod Secretary
Kathy ArrantBod Treasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
Quality Data Systems INCAtm Hardware, Software, And Reporting Pr2108 CROWN VIEW DR, Charlotte, NC 28227$2,812,619
FiservDebit Card Processor/drive AtmsPO BOX 745148, Atlanta, GA 30374-5148$1,585,728
Braid Creative & Consulting LLCMarketing Services And Consulting607 NW 28TH SUITE G, Oklahoma City, OK 73103$1,289,859
MastercardCredit Card Processor2200 MASTERCARD BOULEVARD, Ofallon, MO 63368-7263$1,132,902
Q2 Software INCOnline Banking Provider10355 PECAN PARK BLVD, Austin, TX 78729$879,544
Revenue and Support

Revenue Composition

Contributions and Grants
$450,000
Program Service Revenue
$60,727,289
Investment Income
$8,006,228
Other Revenue
$976,301
Change in Net Assets
$5,078,403

Audited Revenue Reconciliation

Revenue per Audited Statements
$70,159,818
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Total Revenue per Audited Statements
$70,159,818
Total Revenue per Form 990
$70,159,818
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$47,733,841
Salaries, Compensation, and Employee Benefits$17,347,574
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Interest---$21,691,908
Other Salaries and Wages---$10,825,543
Current Officers, Directors, Trustees, and Key Employees---$3,035,902
Depreciation Depletion---$2,581,006
Office Expenses---$2,245,291
Advertising---$1,949,470
Other Employee Benefits---$1,884,231
All Other Expenses---$1,654,165
Other Expenses---$1,646,531
Fees for Services Other---$1,434,464
Payroll Taxes---$979,619
Occupancy---$916,799
Pension Plan Contributions---$622,279
Information Technology---$465,052
Insurance---$330,760
Fees for Services Accounting---$292,200
Travel---$220,364
Fees for Services Legal---$216,123
Fees for Services Management---$109,018
Payments to Affiliates---$98,682
Conferences and Meetings---$89,104
Total Functional Expenses$0$0$0$65,081,415

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$65,081,415
Total Expenses per Audited Statements$65,081,415
Total Expenses per Form 990$65,081,415
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
Yes
Subject to proxy tax
No

Reported Spending and Taxes

Line ItemAmount
Political Expenditures$10,000
Total Exempt Function Spending$10,000

Section 527 Organizations

OrganizationLocationAmount
-Tallahassee, FL$10,000
Insider Transactions and Loans

Interested-Person Transactions

Interested PartyRelationshipDescriptionShared RevenueAmount
-Board of Directors - SecretaryFccu Entered Into a Month-to-month Lease Agreement With a Professional Association Entity in Which Fccu Rents Real Estate/office Space to a Professional Association Corporation. the Secretary of the Board of Directors for the Organization Is Also the President/owner of the Professional Association Corporation.No$8,813

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$1,960,631$9,744,788▲ $7,784,157
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Certificates$403,335,848
Share Drafts$260,427,590
Shares$198,948,417
Money Market$101,727,594
Ira Shares$11,554,145
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
Yes
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
Yes
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“The credit union has members. The credit union's members have rights to elect the members of the governing body. The credit union's members also receive a share of the organization's profits in the form of cash dividends.”

Form 990, Part VI, Section A, Line 7A

“Members of the credit union have the right to approve the governing body's election and removal of members of the credit union as they occur.”

Form 990, Part VI, Section A, Line 7B

“Members of the credit union have the right to approve the governing body's election and removal of members of the governing body, as well as other matters that are subject to the approval of the members of the credit union as they occur.”

Form 990, Part VI, Section B, Line 11B

“The accounting department does verify and tie out the figures to the financial statements. The report is reviewed by the controller and the cfo.”

Form 990, Part VI, Section B, Line 12C

“The external auditors perform an audit of employee accounts and their respective financial and general ledger transactions on a quarterly basis to monitor and verify that there are no transactions performed by the employee and/or on their respective account that are improper and/or conflict with their job responsibilities.”

Form 990, Part VI, Section B, Line 15

“A minimum of once a year, comparable compensation data is researched using multiple resources including compdatasurveys (banking and finance), cues surveys and cuna surveys. Using the ten point factors, all positions are evaluated for both internal and external equity to determine the appropriate salary range. This range is approved by the ceo and reviewed by the board of directors.”

Form 990, Part VI, Section C, Line 19

“Conflicts of interest policies are not publicly published. The call report is filed quarterly which is public information and our annual report, which includes financial statements, is available to all members. If requested, by-laws would be made available for viewing at the administrative offices.”

Filing and Contact Details

Filer

Filer Name
First Commerce Credit Union
EIN
59-0687423
Phone
8504880035
Address
2073 SUMMIT LAKE DRIVE 100, TALLAHASSEE, FL 32317

Signing Officer

Name
Angela Terhune
Title
CFO
Phone
8005335772
Signed
2025-11-17
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Cecilia Homison
Formed
1940
Legal Domicile
Fl
Voting Board Members
7
Independent Board Members
7
Employees
270
Volunteers
12

Preparer

Firm
Doeren Mayhew
Address
8785 SW 165TH AVENUE SUITE 303, MIAMI, FL 33193
Preparer
Aubrey Clegg
Phone
3052328272
Supplemental Narrative

Additional Explanations

Form 990, Part IX, Line 11G

“Armored car 729,970. Contract labor 69,495. Other professional services 553,645. Recruiting 81,354.”

Form 990, Part IX, Line 24E

“Bill pay/mobile banking 1,100,700. Miscellaneous 276,859. Government affairs/events 125,176. Training/education 109,123. Oreo maintenance 38,057. Atm expenses 4,250.”

Form 990, Part XII, Line 2C

“There were no changes in the process of the committee that assumes responsibility of the oversight of the audit and selection of the independent auditor.”

Financial Statement Notes

PART IV, LINE 2B:

“As a loan servicer, the credit union receives principal payments, interest payments, tax payments and insurance payments and then remits these funds to the applicable third parties on behalf of the borrowers.”

PART X, LINE 2:

“The credit union is exempt from most federal, state and local income taxes under the provisions of the internal revenue code (irc) and state tax laws. However, irc section 511 imposes a tax on the unrelated business income derived by state-chartered credit unions. Generally, these taxes are insignificant to the credit union.”

Raw XML AppendixShowing 400 of 820 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt016206826
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt012201724
IRS990/AccountsReceivableGrp/BOYAmt09158063
IRS990/AccountsReceivableGrp/EOYAmt012854408
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0TO PROVIDE SERVICES AND EDUCATION TO MEMBERS IN THE FRAMEWORK OF A FINANCIAL COOPERATIVE.
IRS990/AdvertisingGrp/TotalAmt01949470
IRS990/AllOtherExpensesGrp/TotalAmt01654165
IRS990/AnnualDisclosureCoveredPrsnInd01
IRS990/AuditCommitteeInd01
IRS990/BackupWthldComplianceInd01
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0ANGELA TERHUNE CFO
IRS990/BooksInCareOfDetail/PhoneNum08504103540
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt02073 SUMMIT LAKE DRIVE SUITE 100
IRS990/BooksInCareOfDetail/USAddress/CityNm0TALLAHASSEE
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0FL
IRS990/BooksInCareOfDetail/USAddress/ZIPCd032317
IRS990/BusinessRlnWith35CtrlEntInd00
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOrgMemInd01
IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt00
IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt00
IRS990/CashNonInterestBearingGrp/BOYAmt021266241
IRS990/CashNonInterestBearingGrp/EOYAmt016021903
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt061
IRS990/CollectionsOfArtInd00
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt03035902
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd01
IRS990/CompensationProcessOtherInd01
IRS990/ConferencesMeetingsGrp/TotalAmt089104
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd01
IRS990/ContractorCompensationGrp/CompensationAmt02812619
IRS990/ContractorCompensationGrp/CompensationAmt11585728
IRS990/ContractorCompensationGrp/CompensationAmt21289859
IRS990/ContractorCompensationGrp/CompensationAmt31132902
IRS990/ContractorCompensationGrp/CompensationAmt4879544
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt02108 CROWN VIEW DR
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt1PO BOX 745148
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt2607 NW 28TH SUITE G
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt32200 MASTERCARD BOULEVARD
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt410355 PECAN PARK BLVD
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm0CHARLOTTE
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm1ATLANTA
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm2OKLAHOMA CITY
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm3OFALLON
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm4AUSTIN
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd0NC
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd1GA
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd2OK
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd3MO
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd4TX
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd028227
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd1303745148
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd273103
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd3633687263
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd478729
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt0QUALITY DATA SYSTEMS INC
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt1FISERV
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt2BRAID CREATIVE & CONSULTING LLC
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt3MASTERCARD
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt4Q2 SOFTWARE INC
IRS990/ContractorCompensationGrp/ServicesDesc0ATM HARDWARE, SOFTWARE, AND REPORTING PR
IRS990/ContractorCompensationGrp/ServicesDesc1DEBIT CARD PROCESSOR/DRIVE ATMS
IRS990/ContractorCompensationGrp/ServicesDesc2MARKETING SERVICES AND CONSULTING
IRS990/ContractorCompensationGrp/ServicesDesc3CREDIT CARD PROCESSOR
IRS990/ContractorCompensationGrp/ServicesDesc4ONLINE BANKING PROVIDER
IRS990/CreditCounselingInd01
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt0450000
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt08006228
IRS990/CYOtherExpensesAmt047733841
IRS990/CYOtherRevenueAmt0976301
IRS990/CYProgramServiceRevenueAmt060727289
IRS990/CYRevenuesLessExpensesAmt05078403
IRS990/CYSalariesCompEmpBnftPaidAmt017347574
IRS990/CYTotalExpensesAmt065081415
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt070159818
IRS990/DecisionsSubjectToApprovaInd01
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
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IRS990/Form990PartVIISectionAGrp/TitleTxt17DIRECTOR OF IT
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