Civic Intelligence

Topline Federal Credit Union

EIN 41-0415960 • 501(c)14 • Maple Grove, MN

Profile

Dedicated to building life-long relationships to help you reach and manage your personal financial goals.

9353 Jefferson HighwayMaple Grove, MN 55369

www.toplinecu.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

52nd percentile

0.91x

Higher debt load relative to assets than 52% of similar nonprofits.

501(c)14 • $1B+ nonprofits • Source year 2024

Liabilities / Revenue

83rd percentile

18.11x

Higher debt load relative to revenue than 83% of similar nonprofits.

501(c)14 • $1B+ nonprofits • Source year 2024

Net Margin

64th percentile

12%

Higher net margin than 64% of similar nonprofits.

501(c)14 • $1B+ nonprofits • Source year 2024

Top Officer Pay

5th percentile

$490,607

Higher top officer pay than 5% of similar nonprofits.

Top officer pay equals 0.9% of source-year revenue.

501(c)14 • $1B+ nonprofits • Source year 2024

Asset Growth

99th percentile

38%

Faster asset growth than 99% of similar nonprofits.

501(c)14 • $1B+ nonprofits • Annualized from 2023 to 2024

Revenue Growth

93rd percentile

30%

Faster revenue growth than 93% of similar nonprofits.

501(c)14 • $1B+ nonprofits • Annualized from 2023 to 2024

Assets

Up

$1,107,207,561

Up $305,883,613 (+38%) from 2023

Liabilities

Up

$1,006,019,359

Up $273,502,025 (+37%) from 2023

Net Assets

Up

$101,188,202

Up $32,381,588 (+47%) from 2023

Revenue

Up

$55,551,236

Up $12,674,461 (+30%) from 2023

Expenses

Up

$49,143,543

Up $13,399,898 (+37%) from 2023

Net Income

Down

$6,407,693

Down $725,437 (-10%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$1.5B$1.0B$500M$0Assets 2023: $801,323,948Liabilities 2023: $732,517,334Net Assets 2023: $68,806,6142023Assets 2024: $1,107,207,561Liabilities 2024: $1,006,019,359Net Assets 2024: $101,188,2022024

Highlighted filing

2024

Assets$1,107,207,561
Liabilities$1,006,019,359
Net Assets$101,188,202

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$60M$40M$20M$0Revenue 2023: $42,876,775Expenses 2023: $35,743,645Net Income 2023: $7,133,1302023Revenue 2024: $55,551,236Expenses 2024: $49,143,543Net Income 2024: $6,407,6932024

Highlighted filing

2024

Revenue$55,551,236
Expenses$49,143,543
Net Income$6,407,693

Filings

Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 13, 2025
Return Version
2024v5.2
Gross Receipts
$55,854,823
Mission and Program Overview

Mission

Dedicated to building life-long relationships to help you reach and manage your personal financial goals.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$699,287,890$855,027,745▲ $155,739,855
Rtn Earn Endowment Incm Other Fnds$68,806,614$101,188,202▲ $32,381,588
Investments Program Related$35,541,881$84,507,991▲ $48,966,110
Savings and Temporary Cash Investments$13,625,547$61,464,504▲ $47,838,957
Land, Buildings, and Equipment, Net$13,080,831$22,134,172▲ $9,053,341
Intangible Assets$792,469$11,200,824▲ $10,408,355
Investments Other Securities-$10,001,624-
Cash and Non-Interest-Bearing Accounts$7,125,822$5,927,479▼ $1,198,343
Receivables From Officers Etc$5,391,025$4,814,707▼ $576,318
Prepaid Expenses and Deferred Charges$1,164,325$1,210,551▲ $46,226
Accounts Receivable$23,092$36,352▲ $13,260
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$801,323,948$1,107,207,561▲ $305,883,613
Other Assets Total$25,291,066$50,881,612▲ $25,590,546
Liabilities
Other Liabilities$647,957,694$922,314,032▲ $274,356,338
Mortgage Notes Payable Secured by Investment Property$59,169,790$68,305,791▲ $9,136,001
Accounts Payable and Accrued Expenses$25,389,850$15,399,536▼ $9,990,314
Total Liabilities$732,517,334$1,006,019,359▲ $273,502,025
Net Assets / Fund Balance
Total Net Assets Fund Balance$68,806,614$101,188,202▲ $32,381,588
Total Liabilities and Net Assets / Fund Balance$801,323,948$1,107,207,561▲ $305,883,613

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$8,843,833$4,586,808$13,430,641
Land$10,023,911-$10,023,911
Equipment$3,266,428$5,373,847$8,640,275
Leasehold Improvements$0$791,901$791,901
Investment Program Related Org$1,579,683--
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Mitchell OlsonCEOFT$349,189$141,418$490,607
Kent EnglerSVP Member Services & BranFT$132,675$353,390$486,065
Shawn GaustadSenior Investment RepresenFT$413,323$440,475$440,475
Vicki EricksonCMOFT$214,538$77,758$292,296
Jeremy EbertSVP Finance & CFOFT$213,385$63,094$276,479
Alan SonnenburgSVP Lending, CLOFT$193,839$67,296$261,135
Colleen JakesSVP Information ServicesFT$180,442$61,667$242,109

Board Members and Trustees

NameTitle
Paul JacobsonChair
Joan MolenaarVice Chair
David EnstenessDirector
Kelly BreitDirector
Pam Stegora AxbergDirector
Prabhakar KarriDirector
Therese KiefferDirector
John JacobsSecretary
Bill HnathTreasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
La Macchia GroupBuilding Construction157 NORTH MILWAUKEE ST, Milwaukee, WI 53202$8,750,993
FiservData Processing Hardware & SoftwarePO BOX 934057, Atlanta, GA 31193-4057$5,685,894
Alkami TechnologyData Processing Software5601 GRANITE PARKWAY STE 120, Plano, TX 75024$3,715,370
Nusource FinancialEquipment/tech Service9749 HAMILTON ROAD, Eden Prairie, MN 55344$2,454,312
Kare11comTv Advertising8811 OLSON MEMORIAL HWY, Minneapolis, MN 55427$1,590,791
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$51,375,433
Investment Income
$4,265,256
Other Revenue
$-89,453
Change in Net Assets
$6,407,693
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$20,711,767
Salaries, Compensation, and Employee Benefits$14,975,842
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Benefits to Members---$13,455,934
Other Salaries and Wages---$11,557,803
Fees for Services Other---$3,750,797
Interest---$3,672,631
Office Expenses---$3,653,835
Depreciation Depletion---$1,261,930
Occupancy---$1,175,695
Other Employee Benefits---$1,117,471
Advertising---$985,276
Payroll Taxes---$777,086
Current Officers, Directors, Trustees, and Key Employees---$767,086
Pension Plan Contributions---$756,396
Conferences and Meetings---$357,045
Other Expenses---$33,789
Total Functional Expenses$0$0$0$49,143,543
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$5,391,025$4,814,707▼ $576,318
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Deposits$922,314,032
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

Our members are composed of those who live, work, worship, volunteer, or attend school in the counties of anoka, benton, carver, chisago, dakota, hennepin, isanti, kanabec, mille lacs, pine, ramsey, scott, sherburne, washington or wright counties in minnesota and their immediate family members.

Form 990, Part VI, Section A, Line 7A

All primary members have the right to vote to elect members to our governing body.

Form 990, Part VI, Section A, Line 7B

All eligible members may vote on changes to the bylaws of topline financial credit union, approval of a director stipends, removal of directors and members.

Form 990, Part VI, Section B, Line 11B

The form 990 is reviewed by the ceo and cfo.

Form 990, Part VI, Section B, Line 12C

All policies are reviewed yearly by senior management and approved by the board of directors.

Form 990, Part VI, Section B, Line 15

The vice president of human resources uses an independent consultant, balance comp., to review and collect information from credit union executive society (cues) cuna and other out side agencies to formulate ranges for compensation. The process described here was last completed in 2024.

Form 990, Part VI, Section C, Line 19

Available upon request and included in annual report.

Filing and Contact Details

Filer

Filer Name
Topline Financial Credit Union
EIN
41-0415960
Phone
7633919494
Address
9353 JEFFERSON HIGHWAY, MAPLE GROVE, MN 55369

Signing Officer

Name
Mitchell Olson
Title
President and CEO
Phone
7633919494
Signed
2025-11-13
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Mitchell Olson
Formed
1996
Legal Domicile
Mn
Voting Board Members
11
Independent Board Members
9
Employees
207
Volunteers
14

Preparer

Firm
Cliftonlarsonallen Llp
Address
109 N MAIN STREET SUITE 200, AUSTIN, MN 55912
Preparer
Tanya Medgaarden
Phone
5074347000
Supplemental Narrative

Additional Explanations

FORM 990, PART XI, LINE 9:

Equity acquired in merger 26,788,700. Change in oci -431,111. Fair value adjustment due to merger -787,353.

Financial Statement Notes

PART X, LINE 2:

The credit union is exempt, under internal revenue code (irc) 501(c)(14), from federal and state income taxes. The credit union has filed tax returns in the past for actvities it has deemed taxable. The credit union evaluated its tax positions and determined no uncertain tax positions exit as of june 30, 2024 and 2023. The credit union's 2021 through 2023 tax years are open for examination by federal state taxing authorities.

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IRS990/Form990PartVIISectionAGrp/TitleTxt1SVP FINANCE & CFO
IRS990/Form990PartVIISectionAGrp/TitleTxt2CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt3VICE CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt4TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt5SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt8DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt9DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt10DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt11SVP MEMBER SERVICES & BRAN
IRS990/Form990PartVIISectionAGrp/TitleTxt12SENIOR INVESTMENT REPRESEN
IRS990/Form990PartVIISectionAGrp/TitleTxt13CMO
IRS990/Form990PartVIISectionAGrp/TitleTxt14SVP LENDING, CLO
IRS990/Form990PartVIISectionAGrp/TitleTxt15SVP INFORMATION SERVICES
IRS990/Form990ProvidedToGvrnBodyInd00
IRS990/Form990TFiledInd01
IRS990/FormationYr01996
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedInd00
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/OtherAmt0-67777
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt011
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossAmountSalesAssetsGrp/OtherAmt0235810
IRS990/GrossReceiptsAmt055854823
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd01
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt09
IRS990/IndivRcvdGreaterThan100KCnt021
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIInd0X
IRS990/IntangibleAssetsGrp/BOYAmt0792469
IRS990/IntangibleAssetsGrp/EOYAmt011200824
IRS990/InterestGrp/TotalAmt03672631
IRS990/InvestmentIncomeGrp/ExclusionAmt04333033
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt04333033
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt010001624
IRS990/InvestmentsProgramRelatedGrp/BOYAmt035541881
IRS990/InvestmentsProgramRelatedGrp/EOYAmt084507991
IRS990/IRPDocumentCnt020033
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt010752556
IRS990/LandBldgEquipBasisNetGrp/BOYAmt013080831
IRS990/LandBldgEquipBasisNetGrp/EOYAmt022134172
IRS990/LandBldgEquipCostOrOtherBssAmt032886728
IRS990/LegalDomicileStateCd0MN
IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt0303587
IRS990/LoanOutstandingInd01
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0DEDICATED TO BUILDING LIFE-LONG RELATIONSHIPS TO HELP YOU REACH AND MANAGE YOUR PERSONAL FINANCIAL GOALS.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt059169790
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt068305791
IRS990/NetAssetsOrFundBalancesBOYAmt068806614
IRS990/NetAssetsOrFundBalancesEOYAmt0101188202
IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt0-67777
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt0-67777
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt0403659
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt01175695
IRS990/OfficeExpensesGrp/TotalAmt03653835
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt025291066
IRS990/OtherAssetsTotalGrp/EOYAmt050881612
IRS990/OtherChangesInNetAssetsAmt025570236
IRS990/OtherEmployeeBenefitsGrp/TotalAmt01117471
IRS990/OtherExpensesGrp/Desc0PROVISION FOR CREDIT LO
IRS990/OtherExpensesGrp/Desc1LOAN SERVICING EXPENSE
IRS990/OtherExpensesGrp/Desc2MISCELLANEOUS
IRS990/OtherExpensesGrp/Desc3OPERATING FEES
IRS990/OtherExpensesGrp/TotalAmt02390161
IRS990/OtherExpensesGrp/TotalAmt12172867
IRS990/OtherExpensesGrp/TotalAmt21257741
IRS990/OtherExpensesGrp/TotalAmt333789
IRS990/OtherLiabilitiesGrp/BOYAmt0647957694
IRS990/OtherLiabilitiesGrp/EOYAmt0922314032
IRS990/OtherOrganizationDsc0CREDIT UNION
IRS990/OtherRevenueMiscGrp/BusinessCd0522100
IRS990/OtherRevenueMiscGrp/Desc0OTHER NON-INTEREST INCOME
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt0-89453
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt0-89453
IRS990/OtherRevenueTotalAmt0-89453
IRS990/OtherSalariesAndWagesGrp/TotalAmt011557803
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0699287890
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0855027745
IRS990/PartialLiquidationInd00
IRS990/PayPremiumsPrsnlBnftCntrctInd00
IRS990/PayrollTaxesGrp/TotalAmt0777086
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt0756396
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt01164325
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt01210551
IRS990/PrincipalOfficerNm0MITCHELL OLSON
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2522100
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST INCOME
IRS990/ProgramServiceRevenueGrp/Desc1OTHER INCOME
IRS990/ProgramServiceRevenueGrp/Desc2FEE INCOME
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt041333025
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt17370526
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt22616973
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt041333025
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt17370526
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt22671882
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt054909
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt07714729
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt01455997
IRS990/PYOtherExpensesAmt015103018
IRS990/PYOtherRevenueAmt0513754
IRS990/PYProgramServiceRevenueAmt040907024
IRS990/PYRevenuesLessExpensesAmt07133130
IRS990/PYSalariesCompEmpBnftPaidAmt012925898
IRS990/PYTotalExpensesAmt035743645
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt042876775
IRS990/RcvFndsToPayPrsnlBnftCntrctInd00
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt05391025
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt04814707
IRS990/ReconcilationRevenueExpnssAmt06407693
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd01
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt068806614
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt0101188202
IRS990/SavingsAndTempCashInvstGrp/BOYAmt013625547
IRS990/SavingsAndTempCashInvstGrp/EOYAmt061464504
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt08843833
IRS990ScheduleD/BuildingsGrp/DepreciationAmt04586808
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt013430641
IRS990ScheduleD/EquipmentGrp/BookValueAmt03266428
IRS990ScheduleD/EquipmentGrp/DepreciationAmt05373847
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt08640275
IRS990ScheduleD/FootnoteTextInd0X
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt027675396
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt13135800
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt252117112
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt31579683
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc0AVAILABLE FOR SALE
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc1FHLB STOCK
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc2HELD TO MATURITY
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc3EQUITY SECURITIES
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd0F
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd1C
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd2C
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd3F
IRS990ScheduleD/LandGrp/BookValueAmt010023911
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt010023911
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt0791901
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt0791901
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0922314032
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0DEPOSITS
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0THE CREDIT UNION IS EXEMPT, UNDER INTERNAL REVENUE CODE (IRC) 501(C)(14), FROM FEDERAL AND STATE INCOME TAXES. THE CREDIT UNION HAS FILED TAX RETURNS IN THE PAST FOR ACTVITIES IT HAS DEEMED TAXABLE. THE CREDIT UNION EVALUATED ITS TAX POSITIONS AND DETERMINED NO UNCERTAIN TAX POSITIONS EXIT AS OF JUNE 30, 2024 AND 2023. THE CREDIT UNION'S 2021 THROUGH 2023 TAX YEARS ARE OPEN FOR EXAMINATION BY FEDERAL STATE TAXING AUTHORITIES.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0PART X, LINE 2:
IRS990ScheduleD/TotalBookValueLandBuildingsAmt022134172
IRS990ScheduleD/TotalBookValueProgramRltdAmt084507991
IRS990ScheduleD/TotalLiabilityAmt0922314032
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/CompensationSurveyInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990ScheduleJ/IndependentConsultantInd0X
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0349189

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