Civic Intelligence

State Chartered Credit Unions in Florida - Brightstar Credit Union

990 • Fiscal year 2017 • EIN 59-0653174

Jan 01, 2017 to Dec 31, 2017 • Filed on May 14, 2018

Organization Profilewww.bscu.org

View Organization Page

PO Box 8966Fort Lauderdale, FL 33310-8966

(954) 486-2728

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

53rd percentile

0.89x

Higher debt load relative to assets than 53% of similar nonprofits.

2017 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2017

Liabilities / Revenue

30th percentile

15.85x

Higher debt load relative to revenue than 30% of similar nonprofits.

2017 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2017

Net Margin

33rd percentile

9.7%

Higher net margin than 33% of similar nonprofits.

2017 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2017

Top Officer Pay

47th percentile

$389,718

Higher top officer pay than 47% of similar nonprofits.

Top officer pay equals 1.5% of source-year revenue.

2017 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2017

Asset Growth

48th percentile

5.0%

Faster asset growth than 48% of similar nonprofits.

2017 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2016 to 2017

Revenue Growth

1st percentile

-14%

Faster revenue growth than 1% of similar nonprofits.

2017 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2016 to 2017

Balance Sheet
Liabilities / Assets53rd percentile

Assets

Up

$462,012,456

Up $22,107,835 (+5.0%) from 2016

Net Assets

Up

$48,544,769

Up $3,447,414 (+7.6%) from 2016

Liabilities

Up

$413,467,687

Up $18,660,421 (+4.7%) from 2016

Revenue And Expenses
Liabilities / Revenue30th percentileNet Margin33rd percentile

Revenue

Down

$26,080,985

Down $4,245,909 (-14%) from 2016

Expenses

Down

$23,543,042

Down $2,114,028 (-8.2%) from 2016

Net Income

Down

$2,537,943

Down $2,131,881 (-46%) from 2016

Historical Trend

Balance Sheet Trend

Asset Growth48th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$1.0B$500M$0Assets 2010: $334,348,070Liabilities 2010: $306,898,602Net Assets 2010: $27,449,4682010Assets 2011: $349,356,301Liabilities 2011: $318,744,107Net Assets 2011: $30,612,1942011Assets 2012: $382,217,389Liabilities 2012: $342,539,085Net Assets 2012: $39,678,3042012Assets 2013: $423,644,579Liabilities 2013: $379,984,104Net Assets 2013: $43,660,4752013Assets 2014: $429,884,449Liabilities 2014: $392,012,040Net Assets 2014: $37,872,4092014Assets 2015: $429,074,891Liabilities 2015: $387,588,465Net Assets 2015: $41,486,4262015Assets 2016: $439,904,621Liabilities 2016: $394,807,266Net Assets 2016: $45,097,3552016Assets 2017: $462,012,456Liabilities 2017: $413,467,687Net Assets 2017: $48,544,7692017Assets 2018: $481,736,746Liabilities 2018: $431,180,494Net Assets 2018: $50,556,2522018Assets 2019: $518,452,001Liabilities 2019: $466,022,859Net Assets 2019: $52,429,1422019Assets 2020: $606,968,904Liabilities 2020: $552,647,494Net Assets 2020: $54,321,4102020Assets 2021: $704,796,140Liabilities 2021: $641,822,244Net Assets 2021: $62,973,8962021Assets 2022: $765,497,639Liabilities 2022: $704,381,075Net Assets 2022: $61,116,5642022Assets 2023: $830,730,002Liabilities 2023: $764,446,358Net Assets 2023: $66,283,6442023Assets 2024: $907,260,002Liabilities 2024: $833,437,954Net Assets 2024: $73,822,0482024

Highlighted filing

2017

Assets$462,012,456
Liabilities$413,467,687
Net Assets$48,544,769
Open 2017 Filing

Operations Trend

Revenue Growth1st percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$60M$40M$20M$0-$20MExpenses 2010: $22,010,4922010Expenses 2011: $21,255,1622011Expenses 2012: $18,831,7622012Revenue 2013: $29,465,282Expenses 2013: $25,217,699Net Income 2013: $4,247,5832013Revenue 2014: $28,937,912Expenses 2014: $35,508,256Net Income 2014: -$6,570,3442014Revenue 2015: $25,094,768Expenses 2015: $19,205,647Net Income 2015: $5,889,1212015Revenue 2016: $30,326,894Expenses 2016: $25,657,070Net Income 2016: $4,669,8242016Revenue 2017: $26,080,985Expenses 2017: $23,543,042Net Income 2017: $2,537,9432017Revenue 2018: $29,699,941Expenses 2018: $26,690,502Net Income 2018: $3,009,4392018Revenue 2019: $33,169,539Expenses 2019: $31,882,706Net Income 2019: $1,286,8332019Revenue 2020: $29,625,913Expenses 2020: $28,300,926Net Income 2020: $1,324,9872020Revenue 2021: $31,011,229Expenses 2021: $24,475,223Net Income 2021: $6,536,0062021Revenue 2022: $37,021,233Expenses 2022: $30,244,931Net Income 2022: $6,776,3022022Revenue 2023: $47,253,853Expenses 2023: $39,969,439Net Income 2023: $7,284,4142023Revenue 2024: $57,338,057Expenses 2024: $50,461,031Net Income 2024: $6,877,0262024

Highlighted filing

2017

Revenue$26,080,985
Expenses$23,543,042
Net Income$2,537,943
Open 2017 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2017 to Dec 31, 2017
Signed
May 14, 2018
Return Version
2017v2.0
Gross Receipts
$38,037,997
Mission and Program Overview

Mission

Credit Union

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$251,937,049$302,895,496▲ $50,958,447
Investments in Publicly Traded Securities$159,677,967$126,093,937▼ $33,584,030
Rtn Earn Endowment Incm Other Fnds$45,097,355$48,544,769▲ $3,447,414
Land, Buildings, and Equipment, Net$10,831,233$12,986,964▲ $2,155,731
Prepaid Expenses and Deferred Charges$5,219,396$6,726,112▲ $1,506,716
Cash and Non-Interest-Bearing Accounts$4,332,982$4,201,283▼ $131,699
Accounts Receivable$696,266$1,295,260▲ $598,994
Receivables From Officers Etc$130,537$108,970▼ $21,567
Savings and Temporary Cash Investments$0$0→ $0
Pledges and Grants Receivable$0$0→ $0
Receivable From Disqualified Prsn$0$0→ $0
Investments Other Securities$0$0→ $0
Investments Program Related$0$0→ $0
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Intangible Assets$0$0→ $0
Inventories for Sale or Use$0$0→ $0
Loans From Officers Directors$0$0→ $0
Total Assets$439,904,621$462,012,456▲ $22,107,835
Other Assets Total$7,079,191$7,704,434▲ $625,243
Liabilities
Other Liabilities$389,968,505$407,962,592▲ $17,994,087
Accounts Payable and Accrued Expenses$4,522,047$5,123,381▲ $601,334
Escrow Account Liability$316,714$381,714▲ $65,000
Grants Payable$0$0→ $0
Mortgage Notes Payable Secured by Investment Property$0$0→ $0
Unsecured Notes Loans Payable$0$0→ $0
Deferred Revenue$0$0→ $0
Tax Exempt Bond Liabilities$0$0→ $0
Total Liabilities$394,807,266$413,467,687▲ $18,660,421
Net Assets / Fund Balance
Total Net Assets Fund Balance$45,097,355$48,544,769▲ $3,447,414
Total Liabilities and Net Assets / Fund Balance$439,904,621$462,012,456▲ $22,107,835

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$8,076,180$4,259,023$0
Other Land Buildings$0$0$0
Land$2,450,831-$0
Equipment$2,008,475$5,799,022$0
Leasehold Improvements$451,478$447,718$0
Compensation and Service Providers
Top Officer Pay47th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Michael TomkoPresident & CEOFT$308,318$81,400$389,718
Biana MurnaneEvp/CFOFT$217,200$52,198$269,398
Matt MeyerVP ItFT$149,516$32,705$182,221
David BirulinVP LendingFT$140,299$26,359$166,658
Panzina HillVP HrFT$110,467$45,974$156,441
Dennis LeivaVP OperationsFT$101,096$17,404$118,500
Dustin JacobsVP MarketingFT$105,082$12,295$117,377
Peter CaoIT ManagerFT$101,855$12,020$113,875

Board Members and Trustees

NameTitle
Colin BattleChairman
Brian SullivanBoard Member
James NotterBoard Member
John QuerciaBoard Member
Kevin CroninBoard Member
William HennesseyBoard Member

Highest Paid Contractors

ContractorServicesLocationCompensation
TruHome Solution LLCUnderwriting and Mortgage Services9601 Legler Rd, Lenexa, KS 66219$421,607
AGREST Services LLCConstruction & repair18228 SW 3rd Street, Pembroke Pines, FL 33029$206,083
Allied Barton SecuritySecurity161 Washington Street, Suite 600, Conshohocken, PA 19428$132,926
Gateway Sevicing GroupSoftware7600 E Orchard Rd, Suite 320N, Greenwood Village, CO 80111$115,824
CashTrans LLCATM equipment3286 Humphries Hill, Austell, GA 30106$114,527
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$13,647,675
Investment Income
$2,290,513
Other Revenue
$10,142,797
All Other Contributions
$0
Change in Net Assets
$2,537,943

Audited Revenue Reconciliation

Revenue per Audited Statements
$26,080,985
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Other Revenue Adjustments
$0
Total Revenue per Audited Statements
$26,080,985
Total Revenue per Form 990
$26,080,985
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$14,074,059
Salaries, Compensation, and Employee Benefits$9,468,983
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Comp Disqual Persons---$7,062,373
Office Expenses---$4,842,793
Other Expenses---$2,120,045
Occupancy---$1,518,443
Other Employee Benefits---$1,230,837
Depreciation Depletion---$914,738
Advertising---$834,661
Information Technology---$768,413
Payroll Taxes---$651,332
Current Officers, Directors, Trustees, and Key Employees---$618,625
Conferences and Meetings---$245,154
Fees for Services Accounting---$128,533
Fees for Services Legal---$90,290
Travel---$27,819
Interest---$6,974
Pension Plan Contributions---$-94,184
Total Functional Expenses$0$0$0$23,543,042

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$23,543,042
Total Expenses per Audited Statements$23,543,042
Total Expenses per Form 990$23,543,042
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Other Expense Adjustments$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Direct Expenses$0
Fundraising Gross Income$0
Gaming Direct Expenses$0
Gaming Gross Income$0
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$130,537$108,970▼ $21,567
Loans from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Receivables from Disqualified Persons$0$0→ $0
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Accounts$407,962,592
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“Credit Union is members driven.”

Form 990, Part VI, Section A, Line 7A

“Members elect Board Members.”

Form 990, Part VI, Section B, Line 11B

“Form 990 is reviewed and approved by the CFO before being submitted.”

Form 990, Part VI, Section B, Line 12C

“Policies and procedures and compliance to these are subject to audits by internal/external auditors.”

Form 990, Part VI, Section B, Line 15

“All salaries are approved by the Board.”

Form 990, Part VI, Section C, Line 19

“Upon request.”

Filing and Contact Details

Filer

Filer Name
State Chartered Credit Unions in Florida - Brightstar Credit Union
EIN
59-0653174
Phone
9544862728
Address
PO Box 8966, Fort Lauderdale, FL 33310-8966

Signing Officer

Name
Biana Murnane
Title
Evp/CFO
Phone
9548095185
Signed
2018-05-14

Organization Details

Principal Officer
Mike Tomko
Formed
1946
Legal Domicile
Fl
Voting Board Members
6
Independent Board Members
6
Employees
228
Volunteers
9
Supplemental Narrative

Additional Explanations

Form 990, Part XI, Line 9

“Unrealized Defined Benefit Pension Costs.”

Financial Statement Notes

Schedule D, Part IV, Line 2B

“Funds held in escrow for members with mortgage loans to make home owner tax and insurance payments on their behalf.”

Raw XML AppendixShowing 400 of 755 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1112295
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1213843
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1312020
IRS990/Form990PartVIISectionAGrp/PersonNm0William Hennessey
IRS990/Form990PartVIISectionAGrp/PersonNm1Kevin Cronin
IRS990/Form990PartVIISectionAGrp/PersonNm2John Quercia
IRS990/Form990PartVIISectionAGrp/PersonNm3Colin Battle
IRS990/Form990PartVIISectionAGrp/PersonNm4James Notter
IRS990/Form990PartVIISectionAGrp/PersonNm5Brian Sullivan
IRS990/Form990PartVIISectionAGrp/PersonNm6Biana Murnane
IRS990/Form990PartVIISectionAGrp/PersonNm7David Birulin
IRS990/Form990PartVIISectionAGrp/PersonNm8Panzina Hill
IRS990/Form990PartVIISectionAGrp/PersonNm9Dennis Leiva
IRS990/Form990PartVIISectionAGrp/PersonNm10Michael Tomko
IRS990/Form990PartVIISectionAGrp/PersonNm11Dustin Jacobs
IRS990/Form990PartVIISectionAGrp/PersonNm12Matt Meyer
IRS990/Form990PartVIISectionAGrp/PersonNm13Peter Cao
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt6249719
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt7148724
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt8127418
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt9117008
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10368906
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt11105082
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt12165690
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt13101855
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/TitleTxt0Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt1Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt2Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt3Chairman
IRS990/Form990PartVIISectionAGrp/TitleTxt4Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt5Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt6EVP/CFO
IRS990/Form990PartVIISectionAGrp/TitleTxt7VP Lending
IRS990/Form990PartVIISectionAGrp/TitleTxt8VP HR
IRS990/Form990PartVIISectionAGrp/TitleTxt9VP Operations
IRS990/Form990PartVIISectionAGrp/TitleTxt10President & CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt11VP Marketing
IRS990/Form990PartVIISectionAGrp/TitleTxt12VP IT
IRS990/Form990PartVIISectionAGrp/TitleTxt13IT Manager
IRS990/Form990ProvidedToGvrnBodyInd00
IRS990/Form990TFiledInd01
IRS990/FormationYr01946
IRS990/FormerOfcrEmployeesListedInd01
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/FundraisingAmt00
IRS990/FundraisingDirectExpensesAmt00
IRS990/FundraisingGrossIncomeAmt00
IRS990/GainOrLossGrp/OtherAmt0-277950
IRS990/GainOrLossGrp/SecuritiesAmt014151
IRS990/GamingActivitiesInd00
IRS990/GamingDirectExpensesAmt00
IRS990/GamingGrossIncomeAmt00
IRS990/GoverningBodyVotingMembersCnt06
IRS990/GovernmentGrantsAmt00
IRS990/GrantsPayableGrp/BOYAmt00
IRS990/GrantsPayableGrp/EOYAmt00
IRS990/GrantsToDomesticIndividualsGrp/TotalAmt00
IRS990/GrantsToDomesticOrgsGrp/TotalAmt00
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossAmountSalesAssetsGrp/OtherAmt01139612
IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt010553601
IRS990/GrossReceiptsAmt038037997
IRS990/GrossRentsGrp/PersonalAmt00
IRS990/GrossRentsGrp/RealAmt00
IRS990/GrossSalesOfInventoryAmt00
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IncmFromInvestBondProceedsGrp/ExclusionAmt00
IRS990/IncmFromInvestBondProceedsGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt00
IRS990/IncmFromInvestBondProceedsGrp/UnrelatedBusinessRevenueAmt00
IRS990/IndependentAuditFinclStmtInd01
IRS990/IndependentVotingMemberCnt06
IRS990/IndivRcvdGreaterThan100KCnt08
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIInd0X
IRS990/InformationTechnologyGrp/TotalAmt0768413
IRS990/InsuranceGrp/TotalAmt00
IRS990/IntangibleAssetsGrp/BOYAmt00
IRS990/IntangibleAssetsGrp/EOYAmt00
IRS990/InterestGrp/TotalAmt06974
IRS990/InventoriesForSaleOrUseGrp/BOYAmt00
IRS990/InventoriesForSaleOrUseGrp/EOYAmt00
IRS990/InvestmentExpenseAmt00
IRS990/InvestmentIncomeGrp/ExclusionAmt00
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt02554312
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt02554312
IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt00
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt00
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt00
IRS990/InvestmentsProgramRelatedGrp/BOYAmt00
IRS990/InvestmentsProgramRelatedGrp/EOYAmt00
IRS990/InvestmentsPubTradedSecGrp/BOYAmt0159677967
IRS990/InvestmentsPubTradedSecGrp/EOYAmt0126093937
IRS990/IRPDocumentCnt05729
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt010505763
IRS990/LandBldgEquipBasisNetGrp/BOYAmt010831233
IRS990/LandBldgEquipBasisNetGrp/EOYAmt012986964
IRS990/LandBldgEquipCostOrOtherBssAmt023492727
IRS990/LegalDomicileStateCd0FL
IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt01417562
IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt010539450
IRS990/LessRentalExpensesGrp/PersonalAmt00
IRS990/LessRentalExpensesGrp/RealAmt00
IRS990/LoanOutstandingInd01
IRS990/LoansFromOfficersDirectorsGrp/BOYAmt00
IRS990/LoansFromOfficersDirectorsGrp/EOYAmt00
IRS990/LocalChaptersInd01
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembershipDuesAmt00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MiscellaneousRevenueGrp/ExclusionAmt00
IRS990/MiscellaneousRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/MiscellaneousRevenueGrp/TotalRevenueColumnAmt00
IRS990/MiscellaneousRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/MissionDesc0Credit Union
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt00
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt00
IRS990/NetAssetsOrFundBalancesBOYAmt045097355
IRS990/NetAssetsOrFundBalancesEOYAmt048544769
IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt00
IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt0-263799
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt0-263799
IRS990/NetGainOrLossInvestmentsGrp/UnrelatedBusinessRevenueAmt00
IRS990/NetIncmFromFundraisingEvtGrp/ExclusionAmt00
IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt00
IRS990/NetIncmFromFundraisingEvtGrp/UnrelatedBusinessRevenueAmt00
IRS990/NetIncomeFromGamingGrp/ExclusionAmt00
IRS990/NetIncomeFromGamingGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/NetIncomeFromGamingGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeFromGamingGrp/UnrelatedBusinessRevenueAmt00
IRS990/NetIncomeOrLossGrp/ExclusionAmt00
IRS990/NetIncomeOrLossGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/NetIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeOrLossGrp/UnrelatedBusinessRevenueAmt00
IRS990/NetRentalIncomeOrLossGrp/ExclusionAmt00
IRS990/NetRentalIncomeOrLossGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NetRentalIncomeOrLossGrp/UnrelatedBusinessRevenueAmt00
IRS990/NetUnrelatedBusTxblIncmAmt0-29539
IRS990/NetUnrlzdGainsLossesInvstAmt0-97942
IRS990/NoncashContributionsAmt00
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt01518443
IRS990/OfficeExpensesGrp/TotalAmt04842793
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt07079191
IRS990/OtherAssetsTotalGrp/EOYAmt07704434
IRS990/OtherChangesInNetAssetsAmt01007413
IRS990/OtherEmployeeBenefitsGrp/TotalAmt01230837
IRS990/OtherExpensesGrp/Desc0Interest on member's accounts
IRS990/OtherExpensesGrp/Desc1Provision for Loan Losses
IRS990/OtherExpensesGrp/Desc2Loan Servicing Expense
IRS990/OtherExpensesGrp/TotalAmt0798841
IRS990/OtherExpensesGrp/TotalAmt11777355
IRS990/OtherExpensesGrp/TotalAmt22120045
IRS990/OtherLiabilitiesGrp/BOYAmt0389968505
IRS990/OtherLiabilitiesGrp/EOYAmt0407962592
IRS990/OtherOrganizationDsc0Credit Union
IRS990/OtherRevenueMiscGrp/BusinessCd0522130
IRS990/OtherRevenueMiscGrp/BusinessCd1522130
IRS990/OtherRevenueMiscGrp/Desc0Member fee and charges
IRS990/OtherRevenueMiscGrp/Desc1Other Operating Income
IRS990/OtherRevenueMiscGrp/ExclusionAmt00
IRS990/OtherRevenueMiscGrp/ExclusionAmt10
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt05458006
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt14643571
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt05499226
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt14643571
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt041220
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt10
IRS990/OtherRevenueTotalAmt010142797
IRS990/OtherSalariesAndWagesGrp/TotalAmt00
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0251937049
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0302895496
IRS990/PartialLiquidationInd00
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayrollTaxesGrp/TotalAmt0651332
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt0-94184
IRS990/PledgesAndGrantsReceivableGrp/BOYAmt00
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
IRS990/PoliciesReferenceChaptersInd01
IRS990/PoliticalCampaignActyInd00

Document Assets

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Filings

Displayed year

2017 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$462,012,456
Liabilities
$413,467,687
Net assets
$48,544,769
Revenue
$26,080,985
Expenses
$23,543,042
Net income
$2,537,943
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$907$833$73.8$57.3$50.5$6.88
2023Detailed filing. Detailed filing data is available for this year.$831$764$66.3$47.3$40.0$7.28
2022Detailed filing. Detailed filing data is available for this year.$765$704$61.1$37.0$30.2$6.78
2021Detailed filing. Detailed filing data is available for this year.$705$642$63.0$31.0$24.5$6.54
2020Detailed filing. Detailed filing data is available for this year.$607$553$54.3$29.6$28.3$1.32
2019Detailed filing. Detailed filing data is available for this year.$518$466$52.4$33.2$31.9$1.29
2018Detailed filing. Detailed filing data is available for this year.$482$431$50.6$29.7$26.7$3.01
2017Detailed filing. Detailed filing data is available for this year.$462$413$48.5$26.1$23.5$2.54
2016Detailed filing. Detailed filing data is available for this year.$440$395$45.1$30.3$25.7$4.67
2015Detailed filing. Detailed filing data is available for this year.$429$388$41.5$25.1$19.2$5.89
2014Detailed filing. Detailed filing data is available for this year.$430$392$37.9$28.9$35.5$6.57
2013Detailed filing. Detailed filing data is available for this year.$424$380$43.7$29.5$25.2$4.25
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$382$343$39.7$18.8
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$349$319$30.6$21.3
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$334$307$27.4$22.0