Civic Intelligence

Brightstar Credit Union

EIN 59-0653174 • 501(c)14 • Cooper City, FL

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Profile

Credit Union

3400 N University DrCooper City, FL 33024

www.bscu.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

77th percentile

0.92x

Higher debt load relative to assets than 77% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Source year 2024

Liabilities / Revenue

43rd percentile

14.54x

Higher debt load relative to revenue than 43% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Source year 2024

Net Margin

64th percentile

12%

Higher net margin than 64% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Source year 2024

Top Officer Pay

97th percentile

$1,094,340

Higher top officer pay than 97% of similar nonprofits.

Top officer pay equals 1.9% of source-year revenue.

501(c)14 • $250M-$1B nonprofits • Source year 2024

Asset Growth

90th percentile

9.2%

Faster asset growth than 90% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Annualized from 2023 to 2024

Revenue Growth

82nd percentile

21%

Faster revenue growth than 82% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets77th percentile

Assets

Up

$907,260,002

Up $76,530,000 (+9.2%) from 2023

Liabilities

Up

$833,437,954

Up $68,991,596 (+9.0%) from 2023

Net Assets

Up

$73,822,048

Up $7,538,404 (+11%) from 2023

Operations
Liabilities / Revenue43rd percentileNet Margin64th percentile

Revenue

Up

$57,338,057

Up $10,084,204 (+21%) from 2023

Expenses

Up

$50,461,031

Up $10,491,592 (+26%) from 2023

Net Income

Down

$6,877,026

Down $407,388 (-5.6%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth90th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$1.0B$500M$0Assets 2010: $334,348,070Liabilities 2010: $306,898,602Net Assets 2010: $27,449,4682010Assets 2011: $349,356,301Liabilities 2011: $318,744,107Net Assets 2011: $30,612,1942011Assets 2012: $382,217,389Liabilities 2012: $342,539,085Net Assets 2012: $39,678,3042012Assets 2013: $423,644,579Liabilities 2013: $379,984,104Net Assets 2013: $43,660,4752013Assets 2014: $429,884,449Liabilities 2014: $392,012,040Net Assets 2014: $37,872,4092014Assets 2015: $429,074,891Liabilities 2015: $387,588,465Net Assets 2015: $41,486,4262015Assets 2016: $439,904,621Liabilities 2016: $394,807,266Net Assets 2016: $45,097,3552016Assets 2017: $462,012,456Liabilities 2017: $413,467,687Net Assets 2017: $48,544,7692017Assets 2018: $481,736,746Liabilities 2018: $431,180,494Net Assets 2018: $50,556,2522018Assets 2019: $518,452,001Liabilities 2019: $466,022,859Net Assets 2019: $52,429,1422019Assets 2020: $606,968,904Liabilities 2020: $552,647,494Net Assets 2020: $54,321,4102020Assets 2021: $704,796,140Liabilities 2021: $641,822,244Net Assets 2021: $62,973,8962021Assets 2022: $765,497,639Liabilities 2022: $704,381,075Net Assets 2022: $61,116,5642022Assets 2023: $830,730,002Liabilities 2023: $764,446,358Net Assets 2023: $66,283,6442023Assets 2024: $907,260,002Liabilities 2024: $833,437,954Net Assets 2024: $73,822,0482024

Highlighted filing

2024

Assets$907,260,002
Liabilities$833,437,954
Net Assets$73,822,048
Open 2024 Filing

Operations Trend

Revenue Growth82nd percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$60M$40M$20M$0-$20MExpenses 2010: $22,010,4922010Expenses 2011: $21,255,1622011Expenses 2012: $18,831,7622012Revenue 2013: $29,465,282Expenses 2013: $25,217,699Net Income 2013: $4,247,5832013Revenue 2014: $28,937,912Expenses 2014: $35,508,256Net Income 2014: -$6,570,3442014Revenue 2015: $25,094,768Expenses 2015: $19,205,647Net Income 2015: $5,889,1212015Revenue 2016: $30,326,894Expenses 2016: $25,657,070Net Income 2016: $4,669,8242016Revenue 2017: $26,080,985Expenses 2017: $23,543,042Net Income 2017: $2,537,9432017Revenue 2018: $29,699,941Expenses 2018: $26,690,502Net Income 2018: $3,009,4392018Revenue 2019: $33,169,539Expenses 2019: $31,882,706Net Income 2019: $1,286,8332019Revenue 2020: $29,625,913Expenses 2020: $28,300,926Net Income 2020: $1,324,9872020Revenue 2021: $31,011,229Expenses 2021: $24,475,223Net Income 2021: $6,536,0062021Revenue 2022: $37,021,233Expenses 2022: $30,244,931Net Income 2022: $6,776,3022022Revenue 2023: $47,253,853Expenses 2023: $39,969,439Net Income 2023: $7,284,4142023Revenue 2024: $57,338,057Expenses 2024: $50,461,031Net Income 2024: $6,877,0262024

Highlighted filing

2024

Revenue$57,338,057
Expenses$50,461,031
Net Income$6,877,026
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$907,260,002
Liabilities
$833,437,954
Net assets
$73,822,048
Revenue
$57,338,057
Expenses
$50,461,031
Net income
$6,877,026
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$907$833$73.8$57.3$50.5$6.88
2023Detailed filing. Detailed filing data is available for this year.$831$764$66.3$47.3$40.0$7.28
2022Detailed filing. Detailed filing data is available for this year.$765$704$61.1$37.0$30.2$6.78
2021Detailed filing. Detailed filing data is available for this year.$705$642$63.0$31.0$24.5$6.54
2020Detailed filing. Detailed filing data is available for this year.$607$553$54.3$29.6$28.3$1.32
2019Detailed filing. Detailed filing data is available for this year.$518$466$52.4$33.2$31.9$1.29
2018Detailed filing. Detailed filing data is available for this year.$482$431$50.6$29.7$26.7$3.01
2017Detailed filing. Detailed filing data is available for this year.$462$413$48.5$26.1$23.5$2.54
2016Detailed filing. Detailed filing data is available for this year.$440$395$45.1$30.3$25.7$4.67
2015Detailed filing. Detailed filing data is available for this year.$429$388$41.5$25.1$19.2$5.89
2014Detailed filing. Detailed filing data is available for this year.$430$392$37.9$28.9$35.5$6.57
2013Detailed filing. Detailed filing data is available for this year.$424$380$43.7$29.5$25.2$4.25
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$382$343$39.7$18.8
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$349$319$30.6$21.3
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$334$307$27.4$22.0