Civic Intelligence

State Chartered Credit Unions in Florida - Brightstar Credit Union

990 • Fiscal year 2016 • EIN 59-0653174

Jan 01, 2016 to Dec 31, 2016 • Filed on May 10, 2017

Organization Profilewww.bscu.org

View Organization Page

PO Box 8966Fort Lauderdale, FL 33310-8966

(954) 486-2728

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

52nd percentile

0.90x

Higher debt load relative to assets than 52% of similar nonprofits.

2016 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2016

Liabilities / Revenue

10th percentile

13.02x

Higher debt load relative to revenue than 10% of similar nonprofits.

2016 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2016

Net Margin

63rd percentile

15%

Higher net margin than 63% of similar nonprofits.

2016 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2016

Top Officer Pay

46th percentile

$376,599

Higher top officer pay than 46% of similar nonprofits.

Top officer pay equals 1.2% of source-year revenue.

2016 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2016

Asset Growth

14th percentile

2.5%

Faster asset growth than 14% of similar nonprofits.

2016 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2015 to 2016

Revenue Growth

96th percentile

21%

Faster revenue growth than 96% of similar nonprofits.

2016 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2015 to 2016

Balance Sheet
Liabilities / Assets52nd percentile

Assets

Up

$439,904,621

Up $10,829,730 (+2.5%) from 2015

Net Assets

Up

$45,097,355

Up $3,610,929 (+8.7%) from 2015

Liabilities

Up

$394,807,266

Up $7,218,801 (+1.9%) from 2015

Revenue And Expenses
Liabilities / Revenue10th percentileNet Margin63rd percentile

Revenue

Up

$30,326,894

Up $5,232,126 (+21%) from 2015

Expenses

Up

$25,657,070

Up $6,451,423 (+34%) from 2015

Net Income

Down

$4,669,824

Down $1,219,297 (-21%) from 2015

Historical Trend

Balance Sheet Trend

Asset Growth14th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$1.0B$500M$0Assets 2010: $334,348,070Liabilities 2010: $306,898,602Net Assets 2010: $27,449,4682010Assets 2011: $349,356,301Liabilities 2011: $318,744,107Net Assets 2011: $30,612,1942011Assets 2012: $382,217,389Liabilities 2012: $342,539,085Net Assets 2012: $39,678,3042012Assets 2013: $423,644,579Liabilities 2013: $379,984,104Net Assets 2013: $43,660,4752013Assets 2014: $429,884,449Liabilities 2014: $392,012,040Net Assets 2014: $37,872,4092014Assets 2015: $429,074,891Liabilities 2015: $387,588,465Net Assets 2015: $41,486,4262015Assets 2016: $439,904,621Liabilities 2016: $394,807,266Net Assets 2016: $45,097,3552016Assets 2017: $462,012,456Liabilities 2017: $413,467,687Net Assets 2017: $48,544,7692017Assets 2018: $481,736,746Liabilities 2018: $431,180,494Net Assets 2018: $50,556,2522018Assets 2019: $518,452,001Liabilities 2019: $466,022,859Net Assets 2019: $52,429,1422019Assets 2020: $606,968,904Liabilities 2020: $552,647,494Net Assets 2020: $54,321,4102020Assets 2021: $704,796,140Liabilities 2021: $641,822,244Net Assets 2021: $62,973,8962021Assets 2022: $765,497,639Liabilities 2022: $704,381,075Net Assets 2022: $61,116,5642022Assets 2023: $830,730,002Liabilities 2023: $764,446,358Net Assets 2023: $66,283,6442023Assets 2024: $907,260,002Liabilities 2024: $833,437,954Net Assets 2024: $73,822,0482024

Highlighted filing

2016

Assets$439,904,621
Liabilities$394,807,266
Net Assets$45,097,355
Open 2016 Filing

Operations Trend

Revenue Growth96th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$60M$40M$20M$0-$20MExpenses 2010: $22,010,4922010Expenses 2011: $21,255,1622011Expenses 2012: $18,831,7622012Revenue 2013: $29,465,282Expenses 2013: $25,217,699Net Income 2013: $4,247,5832013Revenue 2014: $28,937,912Expenses 2014: $35,508,256Net Income 2014: -$6,570,3442014Revenue 2015: $25,094,768Expenses 2015: $19,205,647Net Income 2015: $5,889,1212015Revenue 2016: $30,326,894Expenses 2016: $25,657,070Net Income 2016: $4,669,8242016Revenue 2017: $26,080,985Expenses 2017: $23,543,042Net Income 2017: $2,537,9432017Revenue 2018: $29,699,941Expenses 2018: $26,690,502Net Income 2018: $3,009,4392018Revenue 2019: $33,169,539Expenses 2019: $31,882,706Net Income 2019: $1,286,8332019Revenue 2020: $29,625,913Expenses 2020: $28,300,926Net Income 2020: $1,324,9872020Revenue 2021: $31,011,229Expenses 2021: $24,475,223Net Income 2021: $6,536,0062021Revenue 2022: $37,021,233Expenses 2022: $30,244,931Net Income 2022: $6,776,3022022Revenue 2023: $47,253,853Expenses 2023: $39,969,439Net Income 2023: $7,284,4142023Revenue 2024: $57,338,057Expenses 2024: $50,461,031Net Income 2024: $6,877,0262024

Highlighted filing

2016

Revenue$30,326,894
Expenses$25,657,070
Net Income$4,669,824
Open 2016 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2016 to Dec 31, 2016
Signed
May 10, 2017
Return Version
2016v3.0
Gross Receipts
$33,986,725
Mission and Program Overview

Mission

Credit Union

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$247,366,943$251,937,049▲ $4,570,106
Investments in Publicly Traded Securities$146,835,834$159,677,967▲ $12,842,133
Rtn Earn Endowment Incm Other Fnds$41,486,426$45,097,355▲ $3,610,929
Land, Buildings, and Equipment, Net$11,551,652$10,831,233▼ $720,419
Prepaid Expenses and Deferred Charges$4,938,921$5,219,396▲ $280,475
Cash and Non-Interest-Bearing Accounts$8,308,141$4,332,982▼ $3,975,159
Accounts Receivable$542,993$696,266▲ $153,273
Receivables From Officers Etc$118,230$130,537▲ $12,307
Savings and Temporary Cash Investments$0$0→ $0
Pledges and Grants Receivable$0$0→ $0
Receivable From Disqualified Prsn$0$0→ $0
Investments Other Securities$0$0→ $0
Investments Program Related$0$0→ $0
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Intangible Assets$0$0→ $0
Inventories for Sale or Use$0$0→ $0
Loans From Officers Directors$0--
Total Assets$429,074,891$439,904,621▲ $10,829,730
Other Assets Total$9,412,177$7,079,191▼ $2,332,986
Liabilities
Other Liabilities$383,299,167$389,968,505▲ $6,669,338
Accounts Payable and Accrued Expenses$3,937,559$4,522,047▲ $584,488
Escrow Account Liability$351,739$316,714▼ $35,025
Grants Payable$0--
Mortgage Notes Payable Secured by Investment Property$0$0→ $0
Unsecured Notes Loans Payable$0$0→ $0
Deferred Revenue$0--
Tax Exempt Bond Liabilities$0--
Total Liabilities$387,588,465$394,807,266▲ $7,218,801
Net Assets / Fund Balance
Total Net Assets Fund Balance$41,486,426$45,097,355▲ $3,610,929
Total Liabilities and Net Assets / Fund Balance$429,074,891$439,904,621▲ $10,829,730

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$6,662,105$3,702,011$0
Other Land Buildings$0$0$0
Land$1,882,081-$0
Equipment$1,780,081$5,341,202$0
Leasehold Improvements$506,966$613,023$0
Compensation and Service Providers
Top Officer Pay46th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Michael TomkoPresident & CEOFT$288,877$87,722$376,599
Biana MurnaneEvp/CFOFT$197,411$16,358$213,769
Biana MurnaneVP Finance & CFO-$168,911$34,746$203,657
Dennis LeivaVP OperationsFT$133,367$840$134,207
Panzina HillVP HrFT$116,506$12,604$129,110
Matt MeyerVP ItFT$102,045$4,074$106,119
Dustin JacobsVP MarketingFT$96,631$8,748$105,379
David BirulinVP LendingFT$42,575$2,854$45,429

Board Members and Trustees

NameTitle
Colin BattleChairman
Brian SullivanBoard Member
Dorothy J OrrBoard Member
James NotterBoard Member
John QuerciaBoard Member
Kevin CroninBoard Member
William HennesseyBoard Member

Highest Paid Contractors

ContractorServicesLocationCompensation
AGREST Services LLCConstruction & repair18228 SW 3rd Street, Pembroke Pines, FL 33029$159,468
Connect Financial Software SolutionsFinancial Software64 East Winchester Street, Murray, UT 84107$143,646
Allied Barton SecuritySecurity161 Washington Street, Suite 600, Conshohocken, PA 19428$136,090
Williams Gautier Gwynn Deloach & Sorenson PAAttorneysPO Box 4128, Suite 230, Tallahassee, FL 32315-4128$132,990
CashTrans LLCATM equipment3286 Humphries Hill, Austell, GA 30106$124,132
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$13,348,754
Investment Income
$2,129,368
Other Revenue
$14,848,772
Change in Net Assets
$4,669,824

Audited Revenue Reconciliation

Revenue per Audited Statements
$30,326,894
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Other Revenue Adjustments
$0
Total Revenue per Audited Statements
$30,326,894
Total Revenue per Form 990
$30,326,894
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$16,606,507
Salaries, Compensation, and Employee Benefits$9,050,563
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Comp Disqual Persons---$6,936,993
Office Expenses---$4,553,403
Other Expenses---$2,119,634
Occupancy---$1,529,764
Advertising---$1,000,501
Other Employee Benefits---$986,394
Information Technology---$755,385
Depreciation Depletion---$755,086
Payroll Taxes---$636,501
Current Officers, Directors, Trustees, and Key Employees---$545,584
Conferences and Meetings---$224,328
Fees for Services Accounting---$133,628
Fees for Services Legal---$129,202
Travel---$43,263
Interest---$2,193
Pension Plan Contributions---$-54,909
Total Functional Expenses$0$0$0$25,657,070

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$25,657,070
Total Expenses per Audited Statements$25,657,070
Total Expenses per Form 990$25,657,070
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Other Expense Adjustments$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Direct Expenses$0
Fundraising Gross Income$0
Gaming Direct Expenses$0
Gaming Gross Income$0
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$118,230$130,537▲ $12,307
Loans from Officers, Directors, Trustees, and Key Employees$0--
Receivables from Disqualified Persons$0$0→ $0
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Accounts$389,968,505
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“Credit Union is members driven.”

Form 990, Part VI, Section A, Line 7A

“Members elect Board Members.”

Form 990, Part VI, Section B, Line 11B

“Form 990 is reviewed and approved by the CFO before being submitted.”

Form 990, Part VI, Section B, Line 12C

“Policies and procedures and compliance to these are subject to audits by internal/external auditors.”

Form 990, Part VI, Section B, Line 15

“All salaries are approved by the Board.”

Form 990, Part VI, Section C, Line 19

“Upon request.”

Filing and Contact Details

Filer

Filer Name
State Chartered Credit Unions in Florida - Brightstar Credit Union
EIN
59-0653174
Phone
9544862728
Address
PO Box 8966, Fort Lauderdale, FL 33310-8966

Signing Officer

Name
Biana Murnane
Title
Evp/CFO
Phone
9548095185
Signed
2017-05-10

Organization Details

Principal Officer
Mike Tomko
Formed
1946
Legal Domicile
Fl
Voting Board Members
7
Independent Board Members
7
Employees
209
Volunteers
10
Supplemental Narrative

Additional Explanations

Form 990, Part XI, Line 9

“Unrealized Defined Benefit Pension Costs.”

Financial Statement Notes

Schedule D, Part IV, Line 2B

“Funds held in escrow for members with mortgage loans to make home owner tax and insurance payments on their behalf.”

Raw XML AppendixShowing 400 of 692 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt134074
IRS990/Form990PartVIISectionAGrp/PersonNm0William Hennessey
IRS990/Form990PartVIISectionAGrp/PersonNm1Kevin Cronin
IRS990/Form990PartVIISectionAGrp/PersonNm2Dorothy J Orr
IRS990/Form990PartVIISectionAGrp/PersonNm3John Quercia
IRS990/Form990PartVIISectionAGrp/PersonNm4Colin Battle
IRS990/Form990PartVIISectionAGrp/PersonNm5James Notter
IRS990/Form990PartVIISectionAGrp/PersonNm6Brian Sullivan
IRS990/Form990PartVIISectionAGrp/PersonNm7Biana Murnane
IRS990/Form990PartVIISectionAGrp/PersonNm8David Birulin
IRS990/Form990PartVIISectionAGrp/PersonNm9Panzina Hill
IRS990/Form990PartVIISectionAGrp/PersonNm10Dennis Leiva
IRS990/Form990PartVIISectionAGrp/PersonNm11Michael Tomko
IRS990/Form990PartVIISectionAGrp/PersonNm12Dustin Jacobs
IRS990/Form990PartVIISectionAGrp/PersonNm13Matt Meyer
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt7197411
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt842575
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt9116506
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10133367
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt11348173
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt1296631
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt13102045
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/TitleTxt0Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt1Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt2Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt3Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt4Chairman
IRS990/Form990PartVIISectionAGrp/TitleTxt5Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt6Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt7EVP/CFO
IRS990/Form990PartVIISectionAGrp/TitleTxt8VP Lending
IRS990/Form990PartVIISectionAGrp/TitleTxt9VP HR
IRS990/Form990PartVIISectionAGrp/TitleTxt10VP Operations
IRS990/Form990PartVIISectionAGrp/TitleTxt11President & CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt12VP Marketing
IRS990/Form990PartVIISectionAGrp/TitleTxt13VP IT
IRS990/Form990ProvidedToGvrnBodyInd00
IRS990/Form990TFiledInd01
IRS990/FormationYr01946
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/FundraisingDirectExpensesAmt00
IRS990/FundraisingGrossIncomeAmt00
IRS990/GainOrLossGrp/OtherAmt0-158897
IRS990/GainOrLossGrp/SecuritiesAmt00
IRS990/GamingActivitiesInd00
IRS990/GamingDirectExpensesAmt00
IRS990/GamingGrossIncomeAmt00
IRS990/GoverningBodyVotingMembersCnt07
IRS990/GrantAmt00
IRS990/GrantsPayableGrp/BOYAmt00
IRS990/GrantsToDomesticIndividualsGrp/TotalAmt00
IRS990/GrantsToDomesticOrgsGrp/TotalAmt00
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossAmountSalesAssetsGrp/OtherAmt03500934
IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt00
IRS990/GrossReceiptsAmt033986725
IRS990/GrossRentsGrp/PersonalAmt00
IRS990/GrossRentsGrp/RealAmt00
IRS990/GrossSalesOfInventoryAmt00
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IncmFromInvestBondProceedsGrp/ExclusionAmt00
IRS990/IncmFromInvestBondProceedsGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt00
IRS990/IncmFromInvestBondProceedsGrp/UnrelatedBusinessRevenueAmt00
IRS990/IndependentAuditFinclStmtInd01
IRS990/IndependentVotingMemberCnt07
IRS990/IndivRcvdGreaterThan100KCnt04
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIInd0X
IRS990/InformationTechnologyGrp/TotalAmt0755385
IRS990/IntangibleAssetsGrp/BOYAmt00
IRS990/IntangibleAssetsGrp/EOYAmt00
IRS990/InterestGrp/TotalAmt02193
IRS990/InventoriesForSaleOrUseGrp/BOYAmt00
IRS990/InventoriesForSaleOrUseGrp/EOYAmt00
IRS990/InvestmentExpenseAmt00
IRS990/InvestmentIncomeGrp/ExclusionAmt00
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt02288265
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt02288265
IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt00
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt00
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt00
IRS990/InvestmentsProgramRelatedGrp/BOYAmt00
IRS990/InvestmentsProgramRelatedGrp/EOYAmt00
IRS990/InvestmentsPubTradedSecGrp/BOYAmt0146835834
IRS990/InvestmentsPubTradedSecGrp/EOYAmt0159677967
IRS990/IRPDocumentCnt05553
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt09656236
IRS990/LandBldgEquipBasisNetGrp/BOYAmt011551652
IRS990/LandBldgEquipBasisNetGrp/EOYAmt010831233
IRS990/LandBldgEquipCostOrOtherBssAmt020487469
IRS990/LegalDomicileStateCd0FL
IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt03659831
IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt00
IRS990/LessRentalExpensesGrp/PersonalAmt00
IRS990/LessRentalExpensesGrp/RealAmt00
IRS990/LoanOutstandingInd01
IRS990/LoansFromOfficersDirectorsGrp/BOYAmt00
IRS990/LocalChaptersInd01
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MiscellaneousRevenueGrp/ExclusionAmt00
IRS990/MiscellaneousRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/MiscellaneousRevenueGrp/TotalRevenueColumnAmt00
IRS990/MiscellaneousRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/MissionDesc0Credit Union
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt00
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt00
IRS990/NetAssetsOrFundBalancesBOYAmt041486426
IRS990/NetAssetsOrFundBalancesEOYAmt045097355
IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt00
IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt0-158897
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt0-158897
IRS990/NetGainOrLossInvestmentsGrp/UnrelatedBusinessRevenueAmt00
IRS990/NetIncmFromFundraisingEvtGrp/ExclusionAmt00
IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt00
IRS990/NetIncmFromFundraisingEvtGrp/UnrelatedBusinessRevenueAmt00
IRS990/NetIncomeFromGamingGrp/ExclusionAmt00
IRS990/NetIncomeFromGamingGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/NetIncomeFromGamingGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeFromGamingGrp/UnrelatedBusinessRevenueAmt00
IRS990/NetIncomeOrLossGrp/ExclusionAmt00
IRS990/NetIncomeOrLossGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/NetIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeOrLossGrp/UnrelatedBusinessRevenueAmt00
IRS990/NetRentalIncomeOrLossGrp/ExclusionAmt00
IRS990/NetRentalIncomeOrLossGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NetRentalIncomeOrLossGrp/UnrelatedBusinessRevenueAmt00
IRS990/NetUnrelatedBusTxblIncmAmt0-24183
IRS990/NetUnrlzdGainsLossesInvstAmt0-973990
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt01529764
IRS990/OfficeExpensesGrp/TotalAmt04553403
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt09412177
IRS990/OtherAssetsTotalGrp/EOYAmt07079191
IRS990/OtherChangesInNetAssetsAmt0-84905
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0986394
IRS990/OtherExpensesGrp/Desc0Interest on member's accounts
IRS990/OtherExpensesGrp/Desc1Provision for loan losses
IRS990/OtherExpensesGrp/Desc2Loan Servicing Expense
IRS990/OtherExpensesGrp/TotalAmt0869864
IRS990/OtherExpensesGrp/TotalAmt14490256
IRS990/OtherExpensesGrp/TotalAmt22119634
IRS990/OtherLiabilitiesGrp/BOYAmt0383299167
IRS990/OtherLiabilitiesGrp/EOYAmt0389968505
IRS990/OtherOrganizationDsc0Credit Union
IRS990/OtherRevenueMiscGrp/BusinessCd0522130
IRS990/OtherRevenueMiscGrp/BusinessCd1522130
IRS990/OtherRevenueMiscGrp/BusinessCd2522130
IRS990/OtherRevenueMiscGrp/Desc0Member fees and charges
IRS990/OtherRevenueMiscGrp/Desc1Other Operating Income
IRS990/OtherRevenueMiscGrp/Desc2Insurance Payment for Loan Losses
IRS990/OtherRevenueMiscGrp/ExclusionAmt00
IRS990/OtherRevenueMiscGrp/ExclusionAmt10
IRS990/OtherRevenueMiscGrp/ExclusionAmt20
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt05489053
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt14264293
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt25050000
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt05534479
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt14264293
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt25050000
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt045426
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt10
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt20
IRS990/OtherRevenueTotalAmt014848772
IRS990/OtherSalariesAndWagesGrp/TotalAmt00
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0247366943
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0251937049
IRS990/PartialLiquidationInd00
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayrollTaxesGrp/TotalAmt0636501
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt0-54909
IRS990/PledgesAndGrantsReceivableGrp/BOYAmt00
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
IRS990/PoliciesReferenceChaptersInd01
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt04938921
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt05219396
IRS990/PrincipalOfficerNm0Mike Tomko
IRS990/PriorPeriodAdjustmentsAmt00
IRS990/ProfessionalFundraisingInd00

Document Assets

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Filings

Displayed year

2016 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$439,904,621
Liabilities
$394,807,266
Net assets
$45,097,355
Revenue
$30,326,894
Expenses
$25,657,070
Net income
$4,669,824
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$907$833$73.8$57.3$50.5$6.88
2023Detailed filing. Detailed filing data is available for this year.$831$764$66.3$47.3$40.0$7.28
2022Detailed filing. Detailed filing data is available for this year.$765$704$61.1$37.0$30.2$6.78
2021Detailed filing. Detailed filing data is available for this year.$705$642$63.0$31.0$24.5$6.54
2020Detailed filing. Detailed filing data is available for this year.$607$553$54.3$29.6$28.3$1.32
2019Detailed filing. Detailed filing data is available for this year.$518$466$52.4$33.2$31.9$1.29
2018Detailed filing. Detailed filing data is available for this year.$482$431$50.6$29.7$26.7$3.01
2017Detailed filing. Detailed filing data is available for this year.$462$413$48.5$26.1$23.5$2.54
2016Detailed filing. Detailed filing data is available for this year.$440$395$45.1$30.3$25.7$4.67
2015Detailed filing. Detailed filing data is available for this year.$429$388$41.5$25.1$19.2$5.89
2014Detailed filing. Detailed filing data is available for this year.$430$392$37.9$28.9$35.5$6.57
2013Detailed filing. Detailed filing data is available for this year.$424$380$43.7$29.5$25.2$4.25
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$382$343$39.7$18.8
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$349$319$30.6$21.3
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$334$307$27.4$22.0