Civic Intelligence

State Chartered Credit Unions in Florida - Brightstar Credit Union

990 • Fiscal year 2015 • EIN 59-0653174

Jan 01, 2015 to Dec 31, 2015 • Filed on May 06, 2016

Organization Profilewww.bscu.org

View Organization Page

PO Box 8966Fort Lauderdale, FL 33310-8966

(954) 486-2728

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

64th percentile

0.90x

Higher debt load relative to assets than 64% of similar nonprofits.

2015 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2015

Liabilities / Revenue

23rd percentile

15.44x

Higher debt load relative to revenue than 23% of similar nonprofits.

2015 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2015

Net Margin

89th percentile

23%

Higher net margin than 89% of similar nonprofits.

2015 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2015

Top Officer Pay

24th percentile

$294,743

Higher top officer pay than 24% of similar nonprofits.

Top officer pay equals 1.2% of source-year revenue.

2015 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2015

Asset Growth

4th percentile

-0.2%

Faster asset growth than 4% of similar nonprofits.

2015 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2014 to 2015

Revenue Growth

2nd percentile

-13%

Faster revenue growth than 2% of similar nonprofits.

2015 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2014 to 2015

Balance Sheet
Liabilities / Assets64th percentile

Assets

Down

$429,074,891

Down $809,558 (-0.2%) from 2014

Net Assets

Up

$41,486,426

Up $3,614,017 (+9.5%) from 2014

Liabilities

Down

$387,588,465

Down $4,423,575 (-1.1%) from 2014

Revenue And Expenses
Liabilities / Revenue23rd percentileNet Margin89th percentile

Revenue

Down

$25,094,768

Down $3,843,144 (-13%) from 2014

Expenses

Down

$19,205,647

Down $16,302,609 (-46%) from 2014

Net Income

Up

$5,889,121

Up $12,459,465 (+190%) from 2014

Historical Trend

Balance Sheet Trend

Asset Growth4th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$1.0B$500M$0Assets 2010: $334,348,070Liabilities 2010: $306,898,602Net Assets 2010: $27,449,4682010Assets 2011: $349,356,301Liabilities 2011: $318,744,107Net Assets 2011: $30,612,1942011Assets 2012: $382,217,389Liabilities 2012: $342,539,085Net Assets 2012: $39,678,3042012Assets 2013: $423,644,579Liabilities 2013: $379,984,104Net Assets 2013: $43,660,4752013Assets 2014: $429,884,449Liabilities 2014: $392,012,040Net Assets 2014: $37,872,4092014Assets 2015: $429,074,891Liabilities 2015: $387,588,465Net Assets 2015: $41,486,4262015Assets 2016: $439,904,621Liabilities 2016: $394,807,266Net Assets 2016: $45,097,3552016Assets 2017: $462,012,456Liabilities 2017: $413,467,687Net Assets 2017: $48,544,7692017Assets 2018: $481,736,746Liabilities 2018: $431,180,494Net Assets 2018: $50,556,2522018Assets 2019: $518,452,001Liabilities 2019: $466,022,859Net Assets 2019: $52,429,1422019Assets 2020: $606,968,904Liabilities 2020: $552,647,494Net Assets 2020: $54,321,4102020Assets 2021: $704,796,140Liabilities 2021: $641,822,244Net Assets 2021: $62,973,8962021Assets 2022: $765,497,639Liabilities 2022: $704,381,075Net Assets 2022: $61,116,5642022Assets 2023: $830,730,002Liabilities 2023: $764,446,358Net Assets 2023: $66,283,6442023Assets 2024: $907,260,002Liabilities 2024: $833,437,954Net Assets 2024: $73,822,0482024

Highlighted filing

2015

Assets$429,074,891
Liabilities$387,588,465
Net Assets$41,486,426
Open 2015 Filing

Operations Trend

Revenue Growth2nd percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$60M$40M$20M$0-$20MExpenses 2010: $22,010,4922010Expenses 2011: $21,255,1622011Expenses 2012: $18,831,7622012Revenue 2013: $29,465,282Expenses 2013: $25,217,699Net Income 2013: $4,247,5832013Revenue 2014: $28,937,912Expenses 2014: $35,508,256Net Income 2014: -$6,570,3442014Revenue 2015: $25,094,768Expenses 2015: $19,205,647Net Income 2015: $5,889,1212015Revenue 2016: $30,326,894Expenses 2016: $25,657,070Net Income 2016: $4,669,8242016Revenue 2017: $26,080,985Expenses 2017: $23,543,042Net Income 2017: $2,537,9432017Revenue 2018: $29,699,941Expenses 2018: $26,690,502Net Income 2018: $3,009,4392018Revenue 2019: $33,169,539Expenses 2019: $31,882,706Net Income 2019: $1,286,8332019Revenue 2020: $29,625,913Expenses 2020: $28,300,926Net Income 2020: $1,324,9872020Revenue 2021: $31,011,229Expenses 2021: $24,475,223Net Income 2021: $6,536,0062021Revenue 2022: $37,021,233Expenses 2022: $30,244,931Net Income 2022: $6,776,3022022Revenue 2023: $47,253,853Expenses 2023: $39,969,439Net Income 2023: $7,284,4142023Revenue 2024: $57,338,057Expenses 2024: $50,461,031Net Income 2024: $6,877,0262024

Highlighted filing

2015

Revenue$25,094,768
Expenses$19,205,647
Net Income$5,889,121
Open 2015 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2015 to Dec 31, 2015
Signed
May 6, 2016
Return Version
2015v2.1
Gross Receipts
$30,423,104
Mission and Program Overview

Mission

Credit Union

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$265,302,695$247,366,943▼ $17,935,752
Investments in Publicly Traded Securities$128,015,698$146,835,834▲ $18,820,136
Rtn Earn Endowment Incm Other Fnds$37,872,409$41,486,426▲ $3,614,017
Land, Buildings, and Equipment, Net$11,772,877$11,551,652▼ $221,225
Cash and Non-Interest-Bearing Accounts$7,144,190$8,308,141▲ $1,163,951
Prepaid Expenses and Deferred Charges$5,611,514$4,938,921▼ $672,593
Accounts Receivable$1,610,383$542,993▼ $1,067,390
Receivables From Officers Etc$138,260$118,230▼ $20,030
Savings and Temporary Cash Investments$0$0→ $0
Pledges and Grants Receivable$0$0→ $0
Receivable From Disqualified Prsn$0$0→ $0
Investments Other Securities$0$0→ $0
Investments Program Related$0$0→ $0
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Intangible Assets$0$0→ $0
Inventories for Sale or Use$0$0→ $0
Loans From Officers Directors$0$0→ $0
Total Assets$429,884,449$429,074,891▼ $809,558
Other Assets Total$10,288,832$9,412,177▼ $876,655
Liabilities
Other Liabilities$388,235,613$383,299,167▼ $4,936,446
Accounts Payable and Accrued Expenses$3,526,203$3,937,559▲ $411,356
Escrow Account Liability$250,224$351,739▲ $101,515
Grants Payable$0$0→ $0
Mortgage Notes Payable Secured by Investment Property$0$0→ $0
Unsecured Notes Loans Payable$0$0→ $0
Deferred Revenue$0$0→ $0
Tax Exempt Bond Liabilities$0$0→ $0
Total Liabilities$392,012,040$387,588,465▼ $4,423,575
Net Assets / Fund Balance
Total Net Assets Fund Balance$37,872,409$41,486,426▲ $3,614,017
Total Liabilities and Net Assets / Fund Balance$429,884,449$429,074,891▼ $809,558

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$6,720,641$3,533,819$0
Other Land Buildings$0$0$0
Land$2,847,015-$0
Equipment$1,416,428$5,472,989$0
Leasehold Improvements$567,568$547,709$0
Compensation and Service Providers
Top Officer Pay24th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Michael TomkoPresident & CEOFT$239,654$5,192$244,846
Biana MurnaneVP Finance & CFOFT$170,385$33,831$204,216
Ralph CrockettExec Director/CEO-$174,046$16,410$174,046
Kevin RadtkeVP ItFT$139,629$19,011$158,640
George SellittoVP LendingFT$130,785$20,308$151,093
Samuel ChesserVP MarketingFT$94,631$8,774$103,405
Michael MolakaVP OperationsFT$86,289$3,594$89,883
Vanessa GregoryVP HrFT$73,272$5,606$78,878
Panzina HillVP HrFT$68,483$4,625$73,108
Dennis LeivaVP OperationsFT$68,767$280$69,047

Board Members and Trustees

NameTitle
Dorothy J OrrChairman
Brian SullivanBoard Member
James NotterBoard Member
John QuerciaBoard Member
Kevin CroninBoard Member
William HennesseyBoard Member
Colin BattleBoard Member & Interim CEO

Highest Paid Contractors

ContractorServicesLocationCompensation
Martin & Bennis PAAttorneys319 SE 14 St, Suite 600, Ft Lauderdale, FL 33316$151,087
Williams Gautier Gwynn Deloach & Sorenson PAAttorneysPO Box 4128, Tallahassee, FL 32315-4128$141,509
Allied Barton SecuritySecurity161 Washington Street, Conshohocken, PA 19428$115,518
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$14,029,967
Investment Income
$1,496,298
Other Revenue
$9,568,503
Change in Net Assets
$5,889,121

Audited Revenue Reconciliation

Revenue per Audited Statements
$25,094,768
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Other Revenue Adjustments
$0
Total Revenue per Audited Statements
$25,094,768
Total Revenue per Form 990
$25,094,768
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$11,569,153
Salaries, Compensation, and Employee Benefits$7,636,494
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Comp Disqual Persons---$6,282,524
Office Expenses---$4,247,722
Other Expenses---$2,533,974
Occupancy---$1,373,341
Advertising---$1,033,621
Depreciation Depletion---$723,546
Information Technology---$673,236
Other Employee Benefits---$639,082
Payroll Taxes---$617,894
Current Officers, Directors, Trustees, and Key Employees---$437,513
Conferences and Meetings---$145,370
Fees for Services Legal---$125,866
Fees for Services Accounting---$86,764
Travel---$21,887
Pension Plan Contributions---$-340,519
Total Functional Expenses$0$0$0$19,205,647

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$19,205,647
Total Expenses per Audited Statements$19,205,647
Total Expenses per Form 990$19,205,647
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Other Expense Adjustments$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Direct Expenses$0
Fundraising Gross Income$0
Gaming Direct Expenses$0
Gaming Gross Income$0
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$138,260$118,230▼ $20,030
Loans from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Receivables from Disqualified Persons$0$0→ $0
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member's accounts$383,299,167
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“Credit Union is members driven.”

Form 990, Part VI, Section A, Line 7A

“Members elect board members.”

Form 990, Part VI, Section B, Line 11B

“Form 990 is reviewed and approved by the CFO before being submitted.”

Form 990, Part VI, Section B, Line 12C

“Policies and procedures and compliance to these are subject to audits by internal/external auditors.”

Form 990, Part VI, Section B, Line 15

“All salaries are approved by the Board.”

Form 990, Part VI, Section C, Line 19

“Upon request.”

Filing and Contact Details

Filer

Filer Name
State Chartered Credit Unions in Florida -
EIN
59-0653174
Phone
9544862728
Address
PO Box 8966, Fort Lauderdale, FL 33310-8966

Signing Officer

Name
Biana Murnane
Title
CFO/VP
Phone
9548095185
Signed
2016-05-06

Organization Details

Principal Officer
Mike Tomko
Formed
1946
Legal Domicile
Fl
Voting Board Members
7
Independent Board Members
7
Employees
203
Volunteers
10
Supplemental Narrative

Additional Explanations

Form 990, Part XI, Line 9

“Unrealized Defined Benefit Pension Costs.”

Financial Statement Notes

Schedule D, Part IV, Line 2B

“Funds held in escrow for members with mortgage loans to make home owner tax and insurance payments on their behalf.”

Raw XML AppendixShowing 400 of 725 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/PersonNm0William Hennessey
IRS990/Form990PartVIISectionAGrp/PersonNm1Kevin Cronin
IRS990/Form990PartVIISectionAGrp/PersonNm2Dorothy J Orr
IRS990/Form990PartVIISectionAGrp/PersonNm3John Quercia
IRS990/Form990PartVIISectionAGrp/PersonNm4Colin Battle
IRS990/Form990PartVIISectionAGrp/PersonNm5James Notter
IRS990/Form990PartVIISectionAGrp/PersonNm6Brian Sullivan
IRS990/Form990PartVIISectionAGrp/PersonNm7Vanessa Gregory
IRS990/Form990PartVIISectionAGrp/PersonNm8Kevin Radtke
IRS990/Form990PartVIISectionAGrp/PersonNm9Biana Murnane
IRS990/Form990PartVIISectionAGrp/PersonNm10George Sellitto
IRS990/Form990PartVIISectionAGrp/PersonNm11Panzina Hill
IRS990/Form990PartVIISectionAGrp/PersonNm12Dennis Leiva
IRS990/Form990PartVIISectionAGrp/PersonNm13Michael Tomko
IRS990/Form990PartVIISectionAGrp/PersonNm14Samuel Chesser
IRS990/Form990PartVIISectionAGrp/PersonNm15Michael Molaka
IRS990/Form990PartVIISectionAGrp/PersonNm16Ralph Crockett
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt773272
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt8139629
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt9197859
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10151093
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt1168483
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt1268767
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt13239654
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt1494631
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt1586289
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt16174046
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt160
IRS990/Form990PartVIISectionAGrp/TitleTxt0Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt1Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt2Chairman
IRS990/Form990PartVIISectionAGrp/TitleTxt3Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt4Board Member & Interim CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt5Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt6Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt7VP HR
IRS990/Form990PartVIISectionAGrp/TitleTxt8VP IT
IRS990/Form990PartVIISectionAGrp/TitleTxt9VP Finance & CFO
IRS990/Form990PartVIISectionAGrp/TitleTxt10VP Lending
IRS990/Form990PartVIISectionAGrp/TitleTxt11VP HR
IRS990/Form990PartVIISectionAGrp/TitleTxt12VP Operations
IRS990/Form990PartVIISectionAGrp/TitleTxt13President & CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt14VP Marketing
IRS990/Form990PartVIISectionAGrp/TitleTxt15VP Operations
IRS990/Form990PartVIISectionAGrp/TitleTxt16Exec Director/CEO
IRS990/Form990ProvidedToGvrnBodyInd00
IRS990/Form990TFiledInd01
IRS990/FormationYr01946
IRS990/FormerOfcrEmployeesListedInd01
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/FundraisingDirectExpensesAmt00
IRS990/FundraisingGrossIncomeAmt00
IRS990/GainOrLossGrp/OtherAmt0-874213
IRS990/GainOrLossGrp/SecuritiesAmt00
IRS990/GamingActivitiesInd00
IRS990/GamingDirectExpensesAmt00
IRS990/GamingGrossIncomeAmt00
IRS990/GoverningBodyVotingMembersCnt07
IRS990/GrantAmt00
IRS990/GrantsPayableGrp/BOYAmt00
IRS990/GrantsPayableGrp/EOYAmt00
IRS990/GrantsToDomesticIndividualsGrp/TotalAmt00
IRS990/GrantsToDomesticOrgsGrp/TotalAmt00
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossAmountSalesAssetsGrp/OtherAmt04454123
IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt00
IRS990/GrossReceiptsAmt030423104
IRS990/GrossRentsGrp/PersonalAmt00
IRS990/GrossRentsGrp/RealAmt00
IRS990/GrossSalesOfInventoryAmt00
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IncmFromInvestBondProceedsGrp/ExclusionAmt00
IRS990/IncmFromInvestBondProceedsGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt00
IRS990/IncmFromInvestBondProceedsGrp/UnrelatedBusinessRevenueAmt00
IRS990/IndependentAuditFinclStmtInd01
IRS990/IndependentVotingMemberCnt07
IRS990/IndivRcvdGreaterThan100KCnt05
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIInd0X
IRS990/InformationTechnologyGrp/TotalAmt0673236
IRS990/InsuranceGrp/TotalAmt00
IRS990/IntangibleAssetsGrp/BOYAmt00
IRS990/IntangibleAssetsGrp/EOYAmt00
IRS990/InterestGrp/TotalAmt00
IRS990/InventoriesForSaleOrUseGrp/BOYAmt00
IRS990/InventoriesForSaleOrUseGrp/EOYAmt00
IRS990/InvestmentExpenseAmt00
IRS990/InvestmentIncomeGrp/ExclusionAmt00
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt02370511
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt02370511
IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt00
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt00
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt00
IRS990/InvestmentsProgramRelatedGrp/BOYAmt00
IRS990/InvestmentsProgramRelatedGrp/EOYAmt00
IRS990/InvestmentsPubTradedSecGrp/BOYAmt0128015698
IRS990/InvestmentsPubTradedSecGrp/EOYAmt0146835834
IRS990/IRPDocumentCnt05538
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt09554517
IRS990/LandBldgEquipBasisNetGrp/BOYAmt011772877
IRS990/LandBldgEquipBasisNetGrp/EOYAmt011551652
IRS990/LandBldgEquipCostOrOtherBssAmt021106169
IRS990/LegalDomicileStateCd0FL
IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt05328336
IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt00
IRS990/LessRentalExpensesGrp/PersonalAmt00
IRS990/LessRentalExpensesGrp/RealAmt00
IRS990/LoanOutstandingInd01
IRS990/LoansFromOfficersDirectorsGrp/BOYAmt00
IRS990/LoansFromOfficersDirectorsGrp/EOYAmt00
IRS990/LocalChaptersInd01
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MiscellaneousRevenueGrp/ExclusionAmt00
IRS990/MiscellaneousRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/MiscellaneousRevenueGrp/TotalRevenueColumnAmt00
IRS990/MiscellaneousRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/MissionDesc0Credit Union
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt00
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt00
IRS990/NetAssetsOrFundBalancesBOYAmt037872409
IRS990/NetAssetsOrFundBalancesEOYAmt041486426
IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt00
IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt0-874213
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt0-874213
IRS990/NetGainOrLossInvestmentsGrp/UnrelatedBusinessRevenueAmt00
IRS990/NetIncmFromFundraisingEvtGrp/ExclusionAmt00
IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt00
IRS990/NetIncmFromFundraisingEvtGrp/UnrelatedBusinessRevenueAmt00
IRS990/NetIncomeFromGamingGrp/ExclusionAmt00
IRS990/NetIncomeFromGamingGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/NetIncomeFromGamingGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeFromGamingGrp/UnrelatedBusinessRevenueAmt00
IRS990/NetIncomeOrLossGrp/ExclusionAmt00
IRS990/NetIncomeOrLossGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/NetIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeOrLossGrp/UnrelatedBusinessRevenueAmt00
IRS990/NetRentalIncomeOrLossGrp/ExclusionAmt00
IRS990/NetRentalIncomeOrLossGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NetRentalIncomeOrLossGrp/UnrelatedBusinessRevenueAmt00
IRS990/NetUnrelatedBusTxblIncmAmt0-18844
IRS990/NetUnrlzdGainsLossesInvstAmt0-1093868
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt01373341
IRS990/OfficeExpensesGrp/TotalAmt04247722
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt010288832
IRS990/OtherAssetsTotalGrp/EOYAmt09412177
IRS990/OtherChangesInNetAssetsAmt0-1181236
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0639082
IRS990/OtherExpensesGrp/Desc0Interest on member's account
IRS990/OtherExpensesGrp/Desc1Provision for loan losses
IRS990/OtherExpensesGrp/Desc2Loan Servicing Expense
IRS990/OtherExpensesGrp/TotalAmt01278592
IRS990/OtherExpensesGrp/TotalAmt1-674766
IRS990/OtherExpensesGrp/TotalAmt22533974
IRS990/OtherLiabilitiesGrp/BOYAmt0388235613
IRS990/OtherLiabilitiesGrp/EOYAmt0383299167
IRS990/OtherOrganizationDsc0Credit Union
IRS990/OtherRevenueMiscGrp/BusinessCd0522130
IRS990/OtherRevenueMiscGrp/BusinessCd1522130
IRS990/OtherRevenueMiscGrp/Desc0Member fees and charges
IRS990/OtherRevenueMiscGrp/Desc1Other Operating Income
IRS990/OtherRevenueMiscGrp/ExclusionAmt00
IRS990/OtherRevenueMiscGrp/ExclusionAmt10
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt05581718
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt13939694
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt05581718
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt13986785
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt00
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt147091
IRS990/OtherRevenueTotalAmt09568503
IRS990/OtherSalariesAndWagesGrp/TotalAmt00
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0265302695
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0247366943
IRS990/PartialLiquidationInd00
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayrollTaxesGrp/TotalAmt0617894
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt0-340519
IRS990/PledgesAndGrantsReceivableGrp/BOYAmt00

Document Assets

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Filings

Displayed year

2015 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$429,074,891
Liabilities
$387,588,465
Net assets
$41,486,426
Revenue
$25,094,768
Expenses
$19,205,647
Net income
$5,889,121
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$907$833$73.8$57.3$50.5$6.88
2023Detailed filing. Detailed filing data is available for this year.$831$764$66.3$47.3$40.0$7.28
2022Detailed filing. Detailed filing data is available for this year.$765$704$61.1$37.0$30.2$6.78
2021Detailed filing. Detailed filing data is available for this year.$705$642$63.0$31.0$24.5$6.54
2020Detailed filing. Detailed filing data is available for this year.$607$553$54.3$29.6$28.3$1.32
2019Detailed filing. Detailed filing data is available for this year.$518$466$52.4$33.2$31.9$1.29
2018Detailed filing. Detailed filing data is available for this year.$482$431$50.6$29.7$26.7$3.01
2017Detailed filing. Detailed filing data is available for this year.$462$413$48.5$26.1$23.5$2.54
2016Detailed filing. Detailed filing data is available for this year.$440$395$45.1$30.3$25.7$4.67
2015Detailed filing. Detailed filing data is available for this year.$429$388$41.5$25.1$19.2$5.89
2014Detailed filing. Detailed filing data is available for this year.$430$392$37.9$28.9$35.5$6.57
2013Detailed filing. Detailed filing data is available for this year.$424$380$43.7$29.5$25.2$4.25
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$382$343$39.7$18.8
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$349$319$30.6$21.3
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$334$307$27.4$22.0