Civic Intelligence

State Chartered Credit Unions in Florida - Brightstar Credit Union

990 • Fiscal year 2014 • EIN 59-0653174

Jan 01, 2014 to Dec 31, 2014 • Filed on May 04, 2015

Organization Profilewww.bscu.org

View Organization Page

PO Box 8966Fort Lauderdale, FL 33310-8966

(954) 486-2728

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

81st percentile

0.91x

Higher debt load relative to assets than 81% of similar nonprofits.

2014 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2014

Liabilities / Revenue

14th percentile

13.55x

Higher debt load relative to revenue than 14% of similar nonprofits.

2014 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2014

Net Margin

1st percentile

-23%

Higher net margin than 1% of similar nonprofits.

2014 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2014

Top Officer Pay

96th percentile

$1,226,920

Higher top officer pay than 96% of similar nonprofits.

Top officer pay equals 4.2% of source-year revenue.

2014 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2014

Asset Growth

17th percentile

1.5%

Faster asset growth than 17% of similar nonprofits.

2014 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2013 to 2014

Revenue Growth

22nd percentile

-1.8%

Faster revenue growth than 22% of similar nonprofits.

2014 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2013 to 2014

Balance Sheet
Liabilities / Assets81st percentile

Assets

Up

$429,884,449

Up $6,239,870 (+1.5%) from 2013

Net Assets

Down

$37,872,409

Down $5,788,066 (-13%) from 2013

Liabilities

Up

$392,012,040

Up $12,027,936 (+3.2%) from 2013

Revenue And Expenses
Liabilities / Revenue14th percentileNet Margin1st percentile

Revenue

Down

$28,937,912

Down $527,370 (-1.8%) from 2013

Expenses

Up

$35,508,256

Up $10,290,557 (+41%) from 2013

Net Income

Down

-$6,570,344

Down $10,817,927 (-255%) from 2013

Historical Trend

Balance Sheet Trend

Asset Growth17th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$1.0B$500M$0Assets 2010: $334,348,070Liabilities 2010: $306,898,602Net Assets 2010: $27,449,4682010Assets 2011: $349,356,301Liabilities 2011: $318,744,107Net Assets 2011: $30,612,1942011Assets 2012: $382,217,389Liabilities 2012: $342,539,085Net Assets 2012: $39,678,3042012Assets 2013: $423,644,579Liabilities 2013: $379,984,104Net Assets 2013: $43,660,4752013Assets 2014: $429,884,449Liabilities 2014: $392,012,040Net Assets 2014: $37,872,4092014Assets 2015: $429,074,891Liabilities 2015: $387,588,465Net Assets 2015: $41,486,4262015Assets 2016: $439,904,621Liabilities 2016: $394,807,266Net Assets 2016: $45,097,3552016Assets 2017: $462,012,456Liabilities 2017: $413,467,687Net Assets 2017: $48,544,7692017Assets 2018: $481,736,746Liabilities 2018: $431,180,494Net Assets 2018: $50,556,2522018Assets 2019: $518,452,001Liabilities 2019: $466,022,859Net Assets 2019: $52,429,1422019Assets 2020: $606,968,904Liabilities 2020: $552,647,494Net Assets 2020: $54,321,4102020Assets 2021: $704,796,140Liabilities 2021: $641,822,244Net Assets 2021: $62,973,8962021Assets 2022: $765,497,639Liabilities 2022: $704,381,075Net Assets 2022: $61,116,5642022Assets 2023: $830,730,002Liabilities 2023: $764,446,358Net Assets 2023: $66,283,6442023Assets 2024: $907,260,002Liabilities 2024: $833,437,954Net Assets 2024: $73,822,0482024

Highlighted filing

2014

Assets$429,884,449
Liabilities$392,012,040
Net Assets$37,872,409
Open 2014 Filing

Operations Trend

Revenue Growth22nd percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$60M$40M$20M$0-$20MExpenses 2010: $22,010,4922010Expenses 2011: $21,255,1622011Expenses 2012: $18,831,7622012Revenue 2013: $29,465,282Expenses 2013: $25,217,699Net Income 2013: $4,247,5832013Revenue 2014: $28,937,912Expenses 2014: $35,508,256Net Income 2014: -$6,570,3442014Revenue 2015: $25,094,768Expenses 2015: $19,205,647Net Income 2015: $5,889,1212015Revenue 2016: $30,326,894Expenses 2016: $25,657,070Net Income 2016: $4,669,8242016Revenue 2017: $26,080,985Expenses 2017: $23,543,042Net Income 2017: $2,537,9432017Revenue 2018: $29,699,941Expenses 2018: $26,690,502Net Income 2018: $3,009,4392018Revenue 2019: $33,169,539Expenses 2019: $31,882,706Net Income 2019: $1,286,8332019Revenue 2020: $29,625,913Expenses 2020: $28,300,926Net Income 2020: $1,324,9872020Revenue 2021: $31,011,229Expenses 2021: $24,475,223Net Income 2021: $6,536,0062021Revenue 2022: $37,021,233Expenses 2022: $30,244,931Net Income 2022: $6,776,3022022Revenue 2023: $47,253,853Expenses 2023: $39,969,439Net Income 2023: $7,284,4142023Revenue 2024: $57,338,057Expenses 2024: $50,461,031Net Income 2024: $6,877,0262024

Highlighted filing

2014

Revenue$28,937,912
Expenses$35,508,256
Net Income-$6,570,344
Open 2014 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2014 to Dec 31, 2014
Signed
May 4, 2015
Return Version
2014v5.0
Gross Receipts
$35,935,934
Mission and Program Overview

Mission

Credit Union

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$313,126,231$265,302,695▼ $47,823,536
Investments in Publicly Traded Securities$74,400,629$128,015,698▲ $53,615,069
Rtn Earn Endowment Incm Other Fnds$43,660,475$37,872,409▼ $5,788,066
Land, Buildings, and Equipment, Net$11,647,353$11,772,877▲ $125,524
Cash and Non-Interest-Bearing Accounts$4,897,587$7,144,190▲ $2,246,603
Prepaid Expenses and Deferred Charges$5,206,369$5,611,514▲ $405,145
Accounts Receivable$341,650$1,610,383▲ $1,268,733
Receivables From Officers Etc$125,906$138,260▲ $12,354
Savings and Temporary Cash Investments$0$0→ $0
Pledges and Grants Receivable$0$0→ $0
Receivable From Disqualified Prsn$0$0→ $0
Investments Other Securities$0$0→ $0
Investments Program Related$0$0→ $0
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Intangible Assets$0$0→ $0
Inventories for Sale or Use$0$0→ $0
Loans From Officers Directors$0$0→ $0
Total Assets$423,644,579$429,884,449▲ $6,239,870
Other Assets Total$13,898,854$10,288,832▼ $3,610,022
Liabilities
Other Liabilities$376,110,339$388,235,613▲ $12,125,274
Accounts Payable and Accrued Expenses$3,633,037$3,526,203▼ $106,834
Escrow Account Liability$240,728$250,224▲ $9,496
Grants Payable$0$0→ $0
Mortgage Notes Payable Secured by Investment Property$0$0→ $0
Unsecured Notes Loans Payable$0$0→ $0
Deferred Revenue$0$0→ $0
Tax Exempt Bond Liabilities$0$0→ $0
Total Liabilities$379,984,104$392,012,040▲ $12,027,936
Net Assets / Fund Balance
Total Net Assets Fund Balance$43,660,475$37,872,409▼ $5,788,066
Total Liabilities and Net Assets / Fund Balance$423,644,579$429,884,449▲ $6,239,870

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$6,942,145$3,309,442$0
Other Land Buildings$0$0$0
Land$2,847,015-$0
Equipment$1,376,724$5,129,357$0
Leasehold Improvements$606,993$484,348$0
Compensation and Service Providers
Top Officer Pay96th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Ralph CrockettExec Director/CEOFT$285,592$941,328$1,226,920
Biana MurnaneVP Finance & CFOFT$150,077$17,847$167,924
Kevin RadtkeVP ItFT$133,470$18,978$152,448
Samuel ChesserVP MarketingFT$119,209$12,350$131,559
Vanessa GregoryVP HrFT$112,508$9,986$122,494
Michael MolakaVP OperationsFT$95,138$23,560$118,698
William HennesseyBoard Member-$10,079-$10,079
Kevin CroninBoard Member-$2,812-$2,812
George SellittoVP LendingFT$2,308-$2,308

Board Members and Trustees

NameTitle
Dorothy J OrrChairman
James NotterBoard Member
John QuerciaBoard Member
Colin BattleBoard Member & Interim CEO

Highest Paid Contractors

ContractorServicesLocationCompensation
Williams Gautier Gwynn Deloach & Sorenson PAAttorneysPO Box 4128, Tallahassee, FL 32315-4128$189,583
Allied Barton SecuritySecurity161 Washington Street, Conshohocken, PA 19428$132,381
Martin & Bennis PAAttorneys319 SE 14 St, Suite 600, Ft Lauderdale, FL 33316$110,317
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$17,601,178
Investment Income
$1,591,204
Other Revenue
$9,745,530
Change in Net Assets
$-6,570,344

Audited Revenue Reconciliation

Revenue per Audited Statements
$28,937,912
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Other Revenue Adjustments
$0
Total Revenue per Audited Statements
$28,937,912
Total Revenue per Form 990
$28,937,912
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$28,142,474
Salaries, Compensation, and Employee Benefits$7,365,782
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Comp Disqual Persons---$5,527,745
Office Expenses---$4,339,819
Other Expenses---$2,256,402
Occupancy---$1,142,739
Other Employee Benefits---$1,011,010
Advertising---$995,671
Depreciation Depletion---$657,141
Information Technology---$654,511
Payroll Taxes---$557,710
Current Officers, Directors, Trustees, and Key Employees---$435,669
Fees for Services Legal---$197,560
Conferences and Meetings---$186,229
Fees for Services Accounting---$172,967
Travel---$44,018
Interest---$405
Pension Plan Contributions---$-166,352
Total Functional Expenses$0$0$0$35,508,256

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$35,508,256
Total Expenses per Audited Statements$35,508,256
Total Expenses per Form 990$35,508,256
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Other Expense Adjustments$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$125,906$138,260▲ $12,354
Loans from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Receivables from Disqualified Persons$0$0→ $0
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member's accounts$388,235,613
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“Credit Union is members driven.”

Form 990, Part VI, Section A, Line 7A

“Members elect board members.”

Form 990, Part VI, Section B, Line 11B

“Form 990 is reviewed and approved by the CFO before being submitted.”

Form 990, Part VI, Section B, Line 12C

“Policies and procedures and compliance to these are subject to audits by internal/external auditors.”

Form 990, Part VI, Section B, Line 15

“All salaries are approved by the Board.”

Form 990, Part VI, Section C, Line 19

“Upon request.”

Filing and Contact Details

Filer

Filer Name
State Chartered Credit Unions in Florida -
EIN
59-0653174
Phone
9544862728
Address
PO Box 8966, Fort Lauderdale, FL 33310-8966

Signing Officer

Name
Biana Murnane
Title
CFO/VP
Phone
9548095185
Signed
2015-05-04

Organization Details

Principal Officer
Mike Tomko
Formed
1946
Legal Domicile
Fl
Voting Board Members
6
Independent Board Members
6
Employees
179
Volunteers
9
Supplemental Narrative

Additional Explanations

Form 990, Part XI, Line 9

“Unrealized Defined Benefit Pension Costs.”

Financial Statement Notes

Schedule D, Part IV, Line 2B

“Funds held in escrow for members with mortgage loans to make the home owner tax and insurance payments on their behalf.”

Raw XML AppendixShowing 400 of 626 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/PersonNm0William Hennessey
IRS990/Form990PartVIISectionAGrp/PersonNm1Kevin Cronin
IRS990/Form990PartVIISectionAGrp/PersonNm2Dorothy J Orr
IRS990/Form990PartVIISectionAGrp/PersonNm3John Quercia
IRS990/Form990PartVIISectionAGrp/PersonNm4Colin Battle
IRS990/Form990PartVIISectionAGrp/PersonNm5James Notter
IRS990/Form990PartVIISectionAGrp/PersonNm6Vanessa Gregory
IRS990/Form990PartVIISectionAGrp/PersonNm7Kevin Radtke
IRS990/Form990PartVIISectionAGrp/PersonNm8Ralph Crockett
IRS990/Form990PartVIISectionAGrp/PersonNm9Biana Murnane
IRS990/Form990PartVIISectionAGrp/PersonNm10Samuel Chesser
IRS990/Form990PartVIISectionAGrp/PersonNm11Michael Molaka
IRS990/Form990PartVIISectionAGrp/PersonNm12George Sellitto
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt122308
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/TitleTxt0Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt1Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt2Chairman
IRS990/Form990PartVIISectionAGrp/TitleTxt3Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt4Board Member & Interim CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt5Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt6VP HR
IRS990/Form990PartVIISectionAGrp/TitleTxt7VP IT
IRS990/Form990PartVIISectionAGrp/TitleTxt8Exec Director/CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt9VP Finance & CFO
IRS990/Form990PartVIISectionAGrp/TitleTxt10VP Marketing
IRS990/Form990PartVIISectionAGrp/TitleTxt11VP Operations
IRS990/Form990PartVIISectionAGrp/TitleTxt12VP Lending
IRS990/Form990ProvidedToGvrnBodyInd00
IRS990/Form990TFiledInd01
IRS990/FormationYr01946
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/OtherAmt0-215471
IRS990/GainOrLossGrp/SecuritiesAmt00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt06
IRS990/GrantAmt00
IRS990/GrantsPayableGrp/BOYAmt00
IRS990/GrantsPayableGrp/EOYAmt00
IRS990/GrantsToDomesticIndividualsGrp/TotalAmt00
IRS990/GrantsToDomesticOrgsGrp/TotalAmt00
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossAmountSalesAssetsGrp/OtherAmt06782551
IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt00
IRS990/GrossReceiptsAmt035935934
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IncmFromInvestBondProceedsGrp/ExclusionAmt00
IRS990/IncmFromInvestBondProceedsGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt00
IRS990/IncmFromInvestBondProceedsGrp/UnrelatedBusinessRevenueAmt00
IRS990/IndependentAuditFinclStmtInd01
IRS990/IndependentVotingMemberCnt06
IRS990/IndivRcvdGreaterThan100KCnt05
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIInd0X
IRS990/InformationTechnologyGrp/TotalAmt0654511
IRS990/InsuranceGrp/TotalAmt00
IRS990/IntangibleAssetsGrp/BOYAmt00
IRS990/IntangibleAssetsGrp/EOYAmt00
IRS990/InterestGrp/TotalAmt0405
IRS990/InventoriesForSaleOrUseGrp/BOYAmt00
IRS990/InventoriesForSaleOrUseGrp/EOYAmt00
IRS990/InvestmentExpenseAmt00
IRS990/InvestmentIncomeGrp/ExclusionAmt00
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt01806675
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt01806675
IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt00
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt00
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt00
IRS990/InvestmentsProgramRelatedGrp/BOYAmt00
IRS990/InvestmentsProgramRelatedGrp/EOYAmt00
IRS990/InvestmentsPubTradedSecGrp/BOYAmt074400629
IRS990/InvestmentsPubTradedSecGrp/EOYAmt0128015698
IRS990/IRPDocumentCnt07901
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt08923147
IRS990/LandBldgEquipBasisNetGrp/BOYAmt011647353
IRS990/LandBldgEquipBasisNetGrp/EOYAmt011772877
IRS990/LandBldgEquipCostOrOtherBssAmt020696024
IRS990/LegalDomicileStateCd0FL
IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt06998022
IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt00
IRS990/LoanOutstandingInd01
IRS990/LoansFromOfficersDirectorsGrp/BOYAmt00
IRS990/LoansFromOfficersDirectorsGrp/EOYAmt00
IRS990/LocalChaptersInd01
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MiscellaneousRevenueGrp/ExclusionAmt00
IRS990/MiscellaneousRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/MiscellaneousRevenueGrp/TotalRevenueColumnAmt00
IRS990/MiscellaneousRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/MissionDesc0Credit Union
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt00
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt00
IRS990/NetAssetsOrFundBalancesBOYAmt043660475
IRS990/NetAssetsOrFundBalancesEOYAmt037872409
IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt00
IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt0-215471
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt0-215471
IRS990/NetGainOrLossInvestmentsGrp/UnrelatedBusinessRevenueAmt00
IRS990/NetUnrelatedBusTxblIncmAmt0-20329
IRS990/NetUnrlzdGainsLossesInvstAmt0752381
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt01142739
IRS990/OfficeExpensesGrp/TotalAmt04339819
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt013898854
IRS990/OtherAssetsTotalGrp/EOYAmt010288832
IRS990/OtherChangesInNetAssetsAmt029897
IRS990/OtherEmployeeBenefitsGrp/TotalAmt01011010
IRS990/OtherExpensesGrp/Desc0Interest on member's account
IRS990/OtherExpensesGrp/Desc1Provision for loan losses
IRS990/OtherExpensesGrp/Desc2Loan Servicing Expense
IRS990/OtherExpensesGrp/TotalAmt01850894
IRS990/OtherExpensesGrp/TotalAmt115644118
IRS990/OtherExpensesGrp/TotalAmt22256402
IRS990/OtherLiabilitiesGrp/BOYAmt0376110339
IRS990/OtherLiabilitiesGrp/EOYAmt0388235613
IRS990/OtherOrganizationDsc0Credit Union
IRS990/OtherRevenueMiscGrp/BusinessCd0522130
IRS990/OtherRevenueMiscGrp/BusinessCd1522130
IRS990/OtherRevenueMiscGrp/Desc0Member fees and charges
IRS990/OtherRevenueMiscGrp/Desc1Other Operating Income
IRS990/OtherRevenueMiscGrp/ExclusionAmt00
IRS990/OtherRevenueMiscGrp/ExclusionAmt10
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt06068195
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt13631954
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt06068195
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt13677335
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt00
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt145381
IRS990/OtherRevenueTotalAmt09745530
IRS990/OtherSalariesAndWagesGrp/TotalAmt00
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0313126231
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0265302695
IRS990/PartialLiquidationInd00
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayrollTaxesGrp/TotalAmt0557710
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt0-166352
IRS990/PledgesAndGrantsReceivableGrp/BOYAmt00
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
IRS990/PoliciesReferenceChaptersInd01
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt05206369
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt05611514
IRS990/PrincipalOfficerNm0Mike Tomko
IRS990/PriorPeriodAdjustmentsAmt00
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522130
IRS990/ProgramServiceRevenueGrp/Desc0Member loan interest income
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt017601178
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt017601178
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0-1282266
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt017883312
IRS990/PYOtherRevenueAmt010154196
IRS990/PYProgramServiceRevenueAmt020593352
IRS990/PYRevenuesLessExpensesAmt04247583
IRS990/PYSalariesCompEmpBnftPaidAmt07334387
IRS990/PYTotalExpensesAmt025217699
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt029465282
IRS990/RcvblFromDisqualifiedPrsnGrp/BOYAmt00
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt0125906
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt0138260
IRS990/ReconcilationRevenueExpnssAmt0-6570344
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RentalIncomeOrLossGrp/PersonalAmt00
IRS990/RentalIncomeOrLossGrp/RealAmt00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RevenueAmt028937912
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RoyaltiesRevenueGrp/ExclusionAmt00
IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RoyaltiesRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt043660475
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt037872409
IRS990/SavingsAndTempCashInvstGrp/BOYAmt00
IRS990/SavingsAndTempCashInvstGrp/EOYAmt00
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/AgentTrusteeEtcInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt06942145
IRS990ScheduleD/BuildingsGrp/DepreciationAmt03309442
IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt010251587

Document Assets

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Filings

Displayed year

2014 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$429,884,449
Liabilities
$392,012,040
Net assets
$37,872,409
Revenue
$28,937,912
Expenses
$35,508,256
Net income
-$6,570,344
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$907$833$73.8$57.3$50.5$6.88
2023Detailed filing. Detailed filing data is available for this year.$831$764$66.3$47.3$40.0$7.28
2022Detailed filing. Detailed filing data is available for this year.$765$704$61.1$37.0$30.2$6.78
2021Detailed filing. Detailed filing data is available for this year.$705$642$63.0$31.0$24.5$6.54
2020Detailed filing. Detailed filing data is available for this year.$607$553$54.3$29.6$28.3$1.32
2019Detailed filing. Detailed filing data is available for this year.$518$466$52.4$33.2$31.9$1.29
2018Detailed filing. Detailed filing data is available for this year.$482$431$50.6$29.7$26.7$3.01
2017Detailed filing. Detailed filing data is available for this year.$462$413$48.5$26.1$23.5$2.54
2016Detailed filing. Detailed filing data is available for this year.$440$395$45.1$30.3$25.7$4.67
2015Detailed filing. Detailed filing data is available for this year.$429$388$41.5$25.1$19.2$5.89
2014Detailed filing. Detailed filing data is available for this year.$430$392$37.9$28.9$35.5$6.57
2013Detailed filing. Detailed filing data is available for this year.$424$380$43.7$29.5$25.2$4.25
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$382$343$39.7$18.8
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$349$319$30.6$21.3
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$334$307$27.4$22.0