Liabilities / Assets
35th percentile
Higher debt load relative to assets than 35% of similar nonprofits.
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
35th percentile
Higher debt load relative to assets than 35% of similar nonprofits.
Liabilities / Revenue
63rd percentile
Higher debt load relative to revenue than 63% of similar nonprofits.
Net Margin
84th percentile
Higher net margin than 84% of similar nonprofits.
Top Officer Pay
25th percentile
Higher top officer pay than 25% of similar nonprofits.
Top officer pay equals 11.8% of source-year revenue.
Asset Growth
68th percentile
Faster asset growth than 68% of similar nonprofits.
Revenue Growth
62nd percentile
Faster revenue growth than 62% of similar nonprofits.
Assets
Up$12,426,734
Up $643,588 (+5.5%) from 2014
Net Assets
Up$1,984,104
Up $76,590 (+4.0%) from 2014
Liabilities
Up$10,442,630
Up $566,998 (+5.7%) from 2014
Revenue
Up$458,653
Up $11,806 (+2.6%) from 2014
Expenses
Down$383,833
Down $10,633 (-2.7%) from 2014
Net Income
Up$74,820
Up $22,439 (+43%) from 2014
Credit union - to provide for approximately 1,804 members in the form of loans, savings, and other financial services.
State Chartered Member Served Credit union-Financial Institution
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Savings and Temporary Cash Investments | $6,239,530 | $6,766,767 | ▲ $527,237 |
| Other Notes and Loans Receivable, Net | $4,934,560 | $5,196,833 | ▲ $262,273 |
| Rtn Earn Endowment Incm Other Fnds | $1,508,656 | $1,585,246 | ▲ $76,590 |
| Pd in Cap Srpls Land Bldg Eqp Fund | $398,858 | $398,858 | → $0 |
| Land, Buildings, and Equipment, Net | $168,212 | $157,523 | ▼ $10,689 |
| Cash and Non-Interest-Bearing Accounts | $417,591 | $139,900 | ▼ $277,691 |
| Prepaid Expenses and Deferred Charges | $23,253 | $49,798 | ▲ $26,545 |
| Cap Stk Tr Prin Current Funds | $0 | $0 | → $0 |
| Total Assets | $11,783,146 | $12,426,734 | ▲ $643,588 |
| Other Assets Total | $0 | $115,913 | ▲ $115,913 |
| Liabilities | |||
| Other Liabilities | $9,840,131 | $10,403,510 | ▲ $563,379 |
| Accounts Payable and Accrued Expenses | $35,501 | $39,120 | ▲ $3,619 |
| Total Liabilities | $9,875,632 | $10,442,630 | ▲ $566,998 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $1,907,514 | $1,984,104 | ▲ $76,590 |
| Total Liabilities and Net Assets / Fund Balance | $11,783,146 | $12,426,734 | ▲ $643,588 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $125,579 | $137,164 | $0 |
| Other Land Buildings | $0 | $0 | $0 |
| Land | $25,000 | - | $0 |
| Equipment | $6,944 | $77,680 | $0 |
| Leasehold Improvements | $0 | $0 | $0 |
| Name | Title | Full / Part Time | Base | Total |
|---|---|---|---|---|
| Mary Ann Shirley | President | FT | $54,050 | $54,050 |
| Name | Title |
|---|---|
| Gail Jameson | Chairman of the Board |
| Kay Smith | Director- Chair of the Supervisory Committee |
| Cecil Swafford | Director/Chair of Credit Committee |
| LT Owen | Director |
| Betty Terrell | Director/Supervisory Committee |
| Robert Loudermilk | Director/Supervisory Committee |
| Mark Richardson | Credit Committee |
| Melissa Thomason | Secretary/Assistant Manager |
| Rick Addison | Supervisory Committee |
| Tyler Taylor | Supervisory Committee |
| Line Item | Amount |
|---|---|
| Other Expenses | $202,638 |
| Salaries, Compensation, and Employee Benefits | $181,195 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $127,145 |
| Occupancy | - | - | - | $72,059 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $54,050 |
| Fees for Services Accounting | - | - | - | $24,579 |
| Office Expenses | - | - | - | $21,204 |
| All Other Expenses | - | - | - | $17,199 |
| Travel | - | - | - | $8,140 |
| Advertising | - | - | - | $6,069 |
| Fees for Services Legal | - | - | - | $5,784 |
| Other Expenses | - | - | - | $2,500 |
| Interest | - | - | - | $17 |
| Total Functional Expenses | $0 | $0 | $0 | $383,833 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Membership Shares | $10,403,510 |
“This is a member served state chartered credit union, financial institution which provides financial and investment services to those member is the credit union. Each person who receives service is a member of the credit union.”
“The Membership elects the Board.”
“Membership votes on Mergers.”
“The manager and President check these forms for accuracy.”
“The parties regularly disclose potential conflicts of interest.”
“The credit union has a personnel committee who are members of the credit union. This committee reviews articles, salary surveys, produced by the association connected with the credit union and those surveys produced nationally for compensation paid for like or similar positions(tied to the local economy, years of experience, education, and training) and positions held within the financial institutions are also reviewed.”
“Documents supporting the financial well being of the state of Georgia member served credit union are posted in the lobby of the credit union on a monthly basis. No other documents are made available to the public, however, under the freedom of information act they are available to the members of the general public.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | 0 |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 35501 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 39120 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | State Chartered Member Served Credit union-Financial Institution |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 6069 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 17199 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | 1 |
| IRS990/AuditCommitteeInd | 0 | 1 |
| IRS990/BackupWthldComplianceInd | 0 | 1 |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | Mary Ann Shirley |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 7068862908 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 286 N Broad St |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | Toccoa |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | GA |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 30577 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 0 |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt | 0 | 0 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 417591 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 139900 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 54050 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 1 |
| IRS990/CompensationProcessOtherInd | 0 | 1 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 1 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 0 |
| IRS990/CreditCounselingInd | 0 | 0 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 41476 |
| IRS990/CYOtherExpensesAmt | 0 | 202638 |
| IRS990/CYOtherRevenueAmt | 0 | 66667 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 350510 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 74820 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 181195 |
| IRS990/CYTotalExpensesAmt | 0 | 383833 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 458653 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 1 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/Desc | 0 | n/a |
| IRS990/DescribedInSection501c3Ind | 0 | 0 |
| IRS990/DisregardedEntityInd | 0 | 0 |
| IRS990/DocumentRetentionPolicyInd | 0 | 1 |
| IRS990/DonatedServicesAndUseFcltsAmt | 0 | 0 |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 1 |
| IRS990/EmployeeCnt | 0 | 6 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | 1 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 0 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 24579 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 5784 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 5 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 5 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 5 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 5 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 40 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 5 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 5 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 5 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 5 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 5 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 10 | 5 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 9 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 10 | X |
| IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | LT Owen |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | Cecil Swafford |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | Gail Jameson |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | Kay Smith |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | Mary Ann Shirley |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | Robert Loudermilk |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | Betty Terrell |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | Rick Addison |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | Melissa Thomason |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | Mark Richardson |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 10 | Tyler Taylor |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 54050 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | Director/Chair of Credit Committee |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | Chairman of the Board |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | Director- Chair of the Supervisory Committee |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | President |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | Director/Supervisory Committee |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | Director/Supervisory Committee |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | Supervisory Committee |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | Secretary/Assistant Manager |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | Credit Committee |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 10 | Supervisory Committee |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 0 |
| IRS990/FormationYr | 0 | 1963 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedInd | 0 | 1 |
| IRS990/FundraisingActivitiesInd | 0 | 0 |
| IRS990/GainOrLossGrp/OtherAmt | 0 | 0 |
| IRS990/GainOrLossGrp/SecuritiesAmt | 0 | 0 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 7 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossReceiptsAmt | 0 | 458653 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 0 |
| IRS990/IncmFromInvestBondProceedsGrp/ExclusionAmt | 0 | 0 |
| IRS990/IncmFromInvestBondProceedsGrp/RelatedOrExemptFuncIncomeAmt | 0 | 0 |
| IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/IncmFromInvestBondProceedsGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 0 |
| IRS990/IndependentVotingMemberCnt | 0 | 7 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InterestGrp/TotalAmt | 0 | 17 |
| IRS990/InvestmentExpenseAmt | 0 | 0 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 0 |
| IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt | 0 | 41476 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 41476 |
| IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
| IRS990/IRPDocumentCnt | 0 | 0 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 214844 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 168212 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 157523 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 372367 |
| IRS990/LegalDomicileStateCd | 0 | GA |
| IRS990/LoanOutstandingInd | 0 | 0 |
| IRS990/LocalChaptersInd | 0 | 0 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 1 |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MiscellaneousRevenueGrp/ExclusionAmt | 0 | 0 |
| IRS990/MiscellaneousRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 8127 |
| IRS990/MiscellaneousRevenueGrp/TotalRevenueColumnAmt | 0 | 8127 |
| IRS990/MiscellaneousRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/MissionDesc | 0 | To meet the needs of our members by providing the best financial products and servces whereby they might save and borrow for today and the future. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 1907514 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 1984104 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 0 |
| IRS990/NetUnrlzdGainsLossesInvstAmt | 0 | 0 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 72059 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 21204 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowSFAS117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 0 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 115913 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990/OtherExpensesGrp/Desc | 0 | Regulatory Examination Assesment |
| IRS990/OtherExpensesGrp/Desc | 1 | Dividends |
| IRS990/OtherExpensesGrp/Desc | 2 | Provision for Loan Loss |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 12795 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 32292 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 2500 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 9840131 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 10403510 |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 0 | 522130 |
| IRS990/OtherRevenueMiscGrp/Desc | 0 | Fees and Charges |
| IRS990/OtherRevenueMiscGrp/ExclusionAmt | 0 | 0 |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 0 | 58540 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 0 | 58540 |
| IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/OtherRevenueTotalAmt | 0 | 66667 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 127145 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 4934560 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 5196833 |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt | 0 | 398858 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt | 0 | 398858 |
| IRS990/PoliticalCampaignActyInd | 0 | 0 |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 23253 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 49798 |
| IRS990/PrincipalOfficerNm | 0 | Mary Ann Shirley |
| IRS990/PriorPeriodAdjustmentsAmt | 0 | 1770 |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522130 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | Interest on Loans |
| IRS990/ProgramServiceRevenueGrp/ExclusionAmt | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 350510 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 350510 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/PYContributionsGrantsAmt | 0 | 0 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/PYInvestmentIncomeAmt | 0 | 35644 |
| IRS990/PYOtherExpensesAmt | 0 | 200754 |
| IRS990/PYOtherRevenueAmt | 0 | 69619 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 341584 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 52381 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 193712 |
| IRS990/PYTotalExpensesAmt | 0 | 394466 |
| IRS990/PYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/PYTotalRevenueAmt | 0 | 446847 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 74820 |
| IRS990/RegularMonitoringEnfrcInd | 0 | 1 |
| IRS990/RelatedEntityInd | 0 | 0 |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990/RentalIncomeOrLossGrp/PersonalAmt | 0 | 0 |
| IRS990/RentalIncomeOrLossGrp/RealAmt | 0 | 0 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | 0 |
| IRS990/ReportLandBuildingEquipmentInd | 0 | 1 |
| IRS990/ReportOtherAssetsInd | 0 | 0 |
| IRS990/ReportOtherLiabilitiesInd | 0 | 1 |
| IRS990/ReportProgramRelatedInvstInd | 0 | 0 |
| IRS990/RoyaltiesRevenueGrp/ExclusionAmt | 0 | 0 |
| IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 0 |
| IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/RoyaltiesRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 1508656 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 1585246 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 6239530 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 6766767 |
| IRS990/ScheduleBRequiredInd | 0 | 0 |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 125579 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 137164 |
| IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt | 0 | 262743 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 6944 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 77680 |
| IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt | 0 | 84624 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/FederalIncomeTaxLiabilityAmt | 0 | 0 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 25000 |
| IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt | 0 | 25000 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt | 0 | 0 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt | 0 | 0 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt | 0 | 0 |
| IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt | 0 | 0 |
| IRS990ScheduleD/OtherLandBuildingsGrp/InvestmentCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 10403510 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | Membership Shares |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 157523 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 10403510 |
| IRS990/ScheduleJRequiredInd | 0 | 0 |
| IRS990/ScheduleORequiredInd | 0 | 1 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | This is a member served state chartered credit union, financial institution which provides financial and investment services to those member is the credit union. Each person who receives service is a member of the credit union. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | The Membership elects the Board. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | Membership votes on Mergers. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | The manager and President check these forms for accuracy. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | The parties regularly disclose potential conflicts of interest. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | The credit union has a personnel committee who are members of the credit union. This committee reviews articles, salary surveys, produced by the association connected with the credit union and those surveys produced nationally for compensation paid for like or similar positions(tied to the local economy, years of experience, education, and training) and positions held within the financial institutions are also reviewed. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | Documents supporting the financial well being of the state of Georgia member served credit union are posted in the lobby of the credit union on a monthly basis. No other documents are made available to the public, however, under the freedom of information act they are available to the members of the general public. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Form 990, Part VI, Section A, Line 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | Form 990, Part VI, Section A, Line 7a |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | Form 990, Part VI, Section A, Line 7b |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | Form 990, Part VI, Section B, Line 11b |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | Form 990, Part VI, Section B, Line 12c |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | Form 990, Part VI, Section B, Line 15 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | Form 990, Part VI, Section C, Line 19 |
| IRS990/SchoolOperatingInd | 0 | 0 |
| IRS990/SignificantChangeInd | 0 | 0 |
| IRS990/SignificantNewProgramSrvcInd | 0 | 0 |
| IRS990/StatesWhereCopyOfReturnIsFldCd | 0 | GA |
| IRS990/SubjectToProxyTaxInd | 0 | 0 |
| IRS990/TaxablePartyNotificationInd | 0 | 0 |
| IRS990/TaxExemptBondsInd | 0 | 0 |
| IRS990/TempOrPermanentEndowmentsInd | 0 | 0 |
| IRS990/TerminateOperationsInd | 0 | 0 |
| IRS990/TotalAssetsBOYAmt | 0 | 11783146 |
| IRS990/TotalAssetsEOYAmt | 0 | 12426734 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 11783146 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 12426734 |
| IRS990/TotalCompGreaterThan150KInd | 0 | 0 |
| IRS990/TotalContributionsAmt | 0 | 0 |
| IRS990/TotalEmployeeCnt | 0 | 6 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 383833 |
| IRS990/TotalGrossUBIAmt | 0 | 0 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 9875632 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 10442630 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 9875632 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 10442630 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 1907514 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 1984104 |
| IRS990/TotalOtherCompensationAmt | 0 | 0 |
| IRS990/TotalOtherProgSrvcExpenseAmt | 0 | 0 |
| IRS990/TotalOtherProgSrvcGrantAmt | 0 | 0 |
| IRS990/TotalOtherProgSrvcRevenueAmt | 0 | 0 |
| IRS990/TotalOthProgramServiceRevGrp/ExclusionAmt | 0 | 0 |
| IRS990/TotalOthProgramServiceRevGrp/RelatedOrExemptFuncIncomeAmt | 0 | 0 |
| IRS990/TotalOthProgramServiceRevGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/TotalOthProgramServiceRevGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/TotalProgramServiceExpensesAmt | 0 | 0 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 350510 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 54050 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 0 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 458653 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 458653 |
| IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/TotalVolunteersCnt | 0 | 0 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 11783146 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 12426734 |
| IRS990/TotReportableCompRltdOrgAmt | 0 | 0 |
| IRS990/TravelGrp/TotalAmt | 0 | 8140 |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | 0 |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | PO Box 238 |
| IRS990/USAddress/CityNm | 0 | Toccoa |
| IRS990/USAddress/StateAbbreviationCd | 0 | GA |
| IRS990/USAddress/ZIPCd | 0 | 30577 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 7 |
| IRS990/VotingMembersIndependentCnt | 0 | 7 |
| IRS990/WebsiteAddressTxt | 0 | thewrightcu.org |
| IRS990/WhistleblowerPolicyInd | 0 | 1 |
| ReturnHeader/BuildTS | 0 | 2016-09-27 15:27:22Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | 1 |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | Mary Ann Shirley |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | CEO |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 7068862908 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2016-05-10 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | The Wright Credit Union |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | WRIG |
| ReturnHeader/Filer/EIN | 0 | 586040949 |
| ReturnHeader/Filer/PhoneNum | 0 | 7068862908 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | PO Box 238 |
| ReturnHeader/Filer/USAddress/CityNm | 0 | Toccoa |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | GA |
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Displayed year
2015 • Form 990Detailed filing. Detailed filing data is available for this year.