Civic Intelligence

Rome Kraft Employees Credit Union

EIN 58-6035584 • 501(c)14 • Coosa, GA

View Organization Page

Profile

Provide financial services to various members of the financial institution including loans and deposit accounts.

PO Box 387Coosa, GA 30129

www.romekraftcu.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

18th percentile

0.76x

Higher debt load relative to assets than 18% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Source year 2025

Liabilities / Revenue

26th percentile

12.45x

Higher debt load relative to revenue than 26% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Source year 2025

Net Margin

84th percentile

23%

Higher net margin than 84% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Source year 2025

Top Officer Pay

78th percentile

$107,691

Higher top officer pay than 78% of similar nonprofits.

Top officer pay equals 7.8% of source-year revenue.

501(c)14 • $10M-$25M nonprofits • Source year 2025

Asset Growth

83rd percentile

6.0%

Faster asset growth than 83% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Annualized from 2024 to 2025

Revenue Growth

51st percentile

6.7%

Faster revenue growth than 51% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets18th percentile

Assets

Down

$21,351,665

Down $169,420 (-0.8%) from 2023

Liabilities

Down

$16,212,925

Down $376,910 (-2.3%) from 2023

Net Assets

Up

$5,138,740

Up $207,490 (+4.2%) from 2023

Operations
Liabilities / Revenue26th percentileNet Margin84th percentile

Revenue

Up

$1,293,088

Up $228,066 (+21%) from 2023

Expenses

Up

$1,085,598

Up $291,983 (+37%) from 2023

Net Income

Down

$207,490

Down $63,917 (-24%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth83rd percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$30M$20M$10M$0Assets 2010: $17,517,338Liabilities 2010: $13,955,236Net Assets 2010: $3,562,1022010Assets 2011: $17,045,122Liabilities 2011: $13,560,607Net Assets 2011: $3,484,5152011Assets 2012: $16,733,060Liabilities 2012: $13,241,417Net Assets 2012: $3,491,6432012Assets 2013: $16,449,951Liabilities 2013: $12,952,394Net Assets 2013: $3,497,5572013Assets 2014: $15,986,221Liabilities 2014: $12,483,628Net Assets 2014: $3,502,5932014Assets 2015: $15,937,815Liabilities 2015: $12,498,848Net Assets 2015: $3,438,9672015Assets 2016: $15,811,257Liabilities 2016: $12,280,776Net Assets 2016: $3,530,4812016Assets 2017: $15,830,577Liabilities 2017: $12,107,906Net Assets 2017: $3,722,6712017Assets 2018: $16,146,236Liabilities 2018: $12,152,524Net Assets 2018: $3,993,7122018Assets 2020: $18,192,506Liabilities 2020: $13,890,332Net Assets 2020: $4,302,1742020Assets 2021: $18,918,144Liabilities 2021: $14,445,482Net Assets 2021: $4,472,6622021Assets 2022: $19,941,445Liabilities 2022: $15,281,602Net Assets 2022: $4,659,8432022Assets 2023: $21,521,085Liabilities 2023: $16,589,835Net Assets 2023: $4,931,2502023Assets 2024: $21,351,665Liabilities 2024: $16,212,925Net Assets 2024: $5,138,7402024

Highlighted filing

2024

Assets$21,351,665
Liabilities$16,212,925
Net Assets$5,138,740
Open 2024 Filing

Operations Trend

Revenue Growth51st percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$1.5M$1.0M$500K$0-$500KExpenses 2010: $616,2662010Revenue 2011: $511,591Expenses 2011: $589,429Net Income 2011: -$77,8382011Expenses 2012: $434,8462012Revenue 2013: $390,945Expenses 2013: $385,092Net Income 2013: $5,8532013Revenue 2014: $387,658Expenses 2014: $382,678Net Income 2014: $4,9802014Revenue 2015: $377,311Expenses 2015: $441,063Net Income 2015: -$63,7522015Revenue 2016: $432,514Expenses 2016: $396,139Net Income 2016: $36,3752016Revenue 2017: $617,500Expenses 2017: $425,310Net Income 2017: $192,1902017Revenue 2018: $756,805Expenses 2018: $485,764Net Income 2018: $271,0412018Revenue 2020: $729,739Expenses 2020: $591,931Net Income 2020: $137,8082020Revenue 2021: $699,846Expenses 2021: $529,358Net Income 2021: $170,4882021Revenue 2022: $825,277Expenses 2022: $596,595Net Income 2022: $228,6822022Revenue 2023: $1,065,022Expenses 2023: $793,615Net Income 2023: $271,4072023Revenue 2024: $1,293,088Expenses 2024: $1,085,598Net Income 2024: $207,4902024

Highlighted filing

2024

Revenue$1,293,088
Expenses$1,085,598
Net Income$207,490
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$21,351,665
Liabilities
$16,212,925
Net assets
$5,138,740
Revenue
$1,293,088
Expenses
$1,085,598
Net income
$207,490
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$21.4$16.2$5.14$1.29$1.09$0.21
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$21.5$16.6$4.93$1.07$0.79$0.27
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$19.9$15.3$4.66$0.83$0.60$0.23
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$18.9$14.4$4.47$0.70$0.53$0.17
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$18.2$13.9$4.30$0.73$0.59$0.14
2018Summary only. Only limited summary data is available for this year.$16.1$12.2$3.99$0.76$0.49$0.27
2017Summary only. Only limited summary data is available for this year.$15.8$12.1$3.72$0.62$0.43$0.19
2016Summary only. Only limited summary data is available for this year.$15.8$12.3$3.53$0.43$0.40$0.04
2015Detailed filing. Detailed filing data is available for this year.$15.9$12.5$3.44$0.38$0.44$0.06
2014XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$16.0$12.5$3.50$0.39$0.38$0.00
2013Detailed filing. Detailed filing data is available for this year.$16.4$13.0$3.50$0.39$0.39$0.01
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$16.7$13.2$3.49$0.43
2011Summary only. Only limited summary data is available for this year.$17.0$13.6$3.48$0.51$0.59$0.08
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$17.5$14.0$3.56$0.62
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
May 14, 2025
Return Version
2024v5.0
Gross Receipts
$1,293,088
Mission and Program Overview

Mission

Credit union - to provide services for approximately 1,744 members in the form of loans, savings, and other financial services.

Credit union - to provide financial services for its members.

Balance Sheet Detail
LineBeginningEndChange
Assets
Accounts Receivable$15,323,803$15,586,953▲ $263,150
Rtn Earn Endowment Incm Other Fnds$4,470,157$4,677,647▲ $207,490
Savings and Temporary Cash Investments$3,482,000$3,472,000▼ $10,000
Cash and Non-Interest-Bearing Accounts$2,369,805$1,907,922▼ $461,883
Cap Stk Tr Prin Current Funds$461,093$461,093→ $0
Land, Buildings, and Equipment, Net$85,409$110,640▲ $25,231
Prepaid Expenses and Deferred Charges$17,226$20,793▲ $3,567
Investments Other Securities$15,348$13,430▼ $1,918
Total Assets$21,521,085$21,351,665▼ $169,420
Other Assets Total$227,494$239,927▲ $12,433
Liabilities
Other Liabilities$16,561,752$16,187,357▼ $374,395
Accounts Payable and Accrued Expenses$28,083$25,568▼ $2,515
Total Liabilities$16,589,835$16,212,925▼ $376,910
Net Assets / Fund Balance
Total Net Assets Fund Balance$4,931,250$5,138,740▲ $207,490
Total Liabilities and Net Assets / Fund Balance$21,521,085$21,351,665▼ $169,420

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$85,430$199,094$284,524
Land$17,909-$17,909
Compensation and Service Providers
Top Officer Pay78th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Diane MccoyPresident/ceFT$112,000$7,546$119,546
Tiffany HowertonPresident/ceFT$93,000$5,239$98,239

Board Members and Trustees

NameTitle
Patricia ThompsonBoard Chairp
Dennis SlomanVice Chair/i
Kevin EvansBod and Cred
Harry RayBod/aud COM
Stephen PaytonBod/aud Comm
Mac WilsonBod/credit C
Judy BowlesBod/inv/aud
Chuck EvansCredit Comm
Brad KohlCredit Commi
Brenda TrappCredit Commi
Heather HallCredit Commi
Marshall BaileyCredit Commi
Robert WilliamsonCredit Commi
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$959,988
Investment Income
$273,156
Other Revenue
$59,944
Change in Net Assets
$207,490
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$727,783
Salaries, Compensation, and Employee Benefits$357,815
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Interest-$472,108-$472,108
Other Salaries and Wages-$311,891-$311,891
Office Expenses-$76,132-$76,132
Occupancy-$40,660-$40,660
Payroll Taxes-$24,052-$24,052
Travel-$23,608-$23,608
Other Employee Benefits-$21,872-$21,872
Other Expenses-$12,525-$12,525
All Other Expenses-$7,236-$7,236
Total Functional Expenses$0$1,085,598$0$1,085,598
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Regular Drafts$8,726,078
All Other Shares$6,263,279
Nonmember Deposits$1,198,000
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 6

“The credit union is owned by the members.”

Form 990, Page 6, Part VI, Line 7A

“The board of directors is elected by the membership (one member, one vote). All duties, powers, and responsibilities are controlled by the board of directors. The members elect the board of directors at the annual meeting every year.”

Form 990, Page 6, Part VI, Line 7B

“Some decisions made by the board of directors are affirmed by the members.”

Form 990, Page 6, Part VI, Line 11B

“The form 990 is reviewed by the manager. The form 990 is available for review by the baord of directors upon request.”

Form 990, Page 6, Part VI, Line 15A

“The board of directors determines the compensation for the ceo.”

Form 990, Page 6, Part VI, Line 19

“Financial documents are posted in the credit union lobby by the 15th of the subsequent month.”

Filing and Contact Details

Filer

Filer Name
Rome Kraft Employees Credit Union
EIN
58-6035584
Phone
7062959027
Address
PO BOX 387, COOSA, GA 30129

Signing Officer

Name
Tiffany Howerton
Title
President/CEO
Phone
7062959027
Signed
2025-05-14
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Tiffany Howerton
Formed
1955
Legal Domicile
Ga
Voting Board Members
7
Independent Board Members
7
Employees
5
Volunteers
7

Preparer

Firm
Cu Audit & Compliance Group
Address
3692 COOLIDGE CT, TALLAHASSEE, FL 32311-7890
Preparer
Amanda Onkst
Phone
2054372176
Supplemental Narrative

Additional Explanations

Form 990, Page 1, Part I, Line 6

“Hours of service are related to duties of the board of directors, supervisory committee, and creditn committee without compensation.”

Form 990, Page 5, Part V, Line 3B

“The credit union had no unrelated business income.”

Form 990, Part XI, Line 9

“One time adjustment for cecl 0 due to rounding 0”

Raw XML AppendixShowing 400 of 403 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990/ElectionOfBoardMembersInd0true
IRS990/EmployeeCnt05
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IRS990/ExpenseAmt0613490
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IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignOfficeInd0false
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IRS990/Form990PartVIISectionAGrp/TitleTxt2BOD/INV/AUD
IRS990/Form990PartVIISectionAGrp/TitleTxt3BOD AND CRED
IRS990/Form990PartVIISectionAGrp/TitleTxt4BOD/AUD COMM
IRS990/Form990PartVIISectionAGrp/TitleTxt5BOD/AUD COM
IRS990/Form990PartVIISectionAGrp/TitleTxt6VICE CHAIR/I
IRS990/Form990PartVIISectionAGrp/TitleTxt7BOARD CHAIRP
IRS990/Form990PartVIISectionAGrp/TitleTxt8BOD/CREDIT C
IRS990/Form990PartVIISectionAGrp/TitleTxt9CREDIT COMMI
IRS990/Form990PartVIISectionAGrp/TitleTxt10CREDIT COMM
IRS990/Form990PartVIISectionAGrp/TitleTxt11CREDIT COMMI
IRS990/Form990PartVIISectionAGrp/TitleTxt12CREDIT COMMI
IRS990/Form990PartVIISectionAGrp/TitleTxt13CREDIT COMMI
IRS990/Form990PartVIISectionAGrp/TitleTxt14CREDIT COMMI
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IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0true
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0CREDIT UNION - TO PROVIDE SERVICES FOR APPROXIMATELY 1,690 MEMBERS IN THE FORM OF LOANS, SAVINGS, AND OTHER FINANCIAL SERVICES.
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IRS990/MoreThan5000KToOrgInd0false
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IRS990/OccupancyGrp/TotalAmt040660
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt076132
IRS990/OfficeExpensesGrp/TotalAmt076132
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0227494
IRS990/OtherAssetsTotalGrp/EOYAmt0239927
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt021872
IRS990/OtherEmployeeBenefitsGrp/TotalAmt021872
IRS990/OtherExpensesGrp/Desc0MISC OPERATING EXPENSE
IRS990/OtherExpensesGrp/Desc1PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/Desc2PROFESSIONAL & OUTSIDE
IRS990/OtherExpensesGrp/Desc3EDUCATIONAL & PROMOTIONAL
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt034207
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt133000
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt228307
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt312525
IRS990/OtherExpensesGrp/TotalAmt034207
IRS990/OtherExpensesGrp/TotalAmt133000
IRS990/OtherExpensesGrp/TotalAmt228307
IRS990/OtherExpensesGrp/TotalAmt312525
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IRS990/OtherLiabilitiesGrp/EOYAmt016187357
IRS990/OtherRevenueMiscGrp/BusinessCd0525990
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IRS990/OtherRevenueTotalAmt059944
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt0311891
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IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt024052
IRS990/PayrollTaxesGrp/TotalAmt024052
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IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt017226
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt020793
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IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
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IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt125648
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0934340
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt125648
IRS990/ProgSrvcAccomActy2Grp/Desc0THE CREDIT UNION PROVIDED A VARIETY OF DEPOSIT SERVICES FOR ITS MEMBERS.
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IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYInvestmentIncomeAmt0193538
IRS990/PYOtherExpensesAmt0480279
IRS990/PYOtherRevenueAmt060779
IRS990/PYProgramServiceRevenueAmt0810705
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IRS990/PYTotalExpensesAmt0793615
IRS990/PYTotalRevenueAmt01065022
IRS990/ReconcilationRevenueExpnssAmt0207490
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IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt04470157
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt04677647
IRS990/SavingsAndTempCashInvstGrp/BOYAmt03482000
IRS990/SavingsAndTempCashInvstGrp/EOYAmt03472000
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IRS990ScheduleD/BuildingsGrp/BookValueAmt085430
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0199094
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt0284524
IRS990ScheduleD/LandGrp/BookValueAmt017909
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt017909
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt08726078
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt16263279
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt21198000
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IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1ALL OTHER SHARES
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IRS990ScheduleD/TotalLiabilityAmt016187357
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0HOURS OF SERVICE ARE RELATED TO DUTIES OF THE BOARD OF DIRECTORS, SUPERVISORY COMMITTEE, AND CREDITN COMMITTEE WITHOUT COMPENSATION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE CREDIT UNION HAD NO UNRELATED BUSINESS INCOME.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE CREDIT UNION IS OWNED BY THE MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE BOARD OF DIRECTORS IS ELECTED BY THE MEMBERSHIP (ONE MEMBER, ONE VOTE). ALL DUTIES, POWERS, AND RESPONSIBILITIES ARE CONTROLLED BY THE BOARD OF DIRECTORS. THE MEMBERS ELECT THE BOARD OF DIRECTORS AT THE ANNUAL MEETING EVERY YEAR.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4SOME DECISIONS MADE BY THE BOARD OF DIRECTORS ARE AFFIRMED BY THE MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5THE FORM 990 IS REVIEWED BY THE MANAGER. THE FORM 990 IS AVAILABLE FOR REVIEW BY THE BAORD OF DIRECTORS UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6THE BOARD OF DIRECTORS DETERMINES THE COMPENSATION FOR THE CEO.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7FINANCIAL DOCUMENTS ARE POSTED IN THE CREDIT UNION LOBBY BY THE 15TH OF THE SUBSEQUENT MONTH.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8ONE TIME ADJUSTMENT FOR CECL 0 DUE TO ROUNDING 0
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PAGE 1, PART I, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 5, PART V, LINE 3B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PAGE 6, PART VI, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PAGE 6, PART VI, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7FORM 990, PAGE 6, PART VI, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8FORM 990, PART XI, LINE 9
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IRS990/SubjectToExcsTaxNetInvstIncInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt021521085
IRS990/TotalAssetsEOYAmt021351665
IRS990/TotalAssetsGrp/BOYAmt021521085
IRS990/TotalAssetsGrp/EOYAmt021351665
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalEmployeeCnt05
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt01085598
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt01085598
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt016589835
IRS990/TotalLiabilitiesEOYAmt016212925
IRS990/TotalLiabilitiesGrp/BOYAmt016589835
IRS990/TotalLiabilitiesGrp/EOYAmt016212925
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt04931250
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt05138740
IRS990/TotalOtherCompensationAmt012785
IRS990/TotalProgramServiceExpensesAmt01085598
IRS990/TotalProgramServiceRevenueAmt0959988
IRS990/TotalReportableCompFromOrgAmt0205000
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt01293088
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt01293088
IRS990/TotalVolunteersCnt07
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt021521085
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt021351665
IRS990/TravelGrp/ManagementAndGeneralAmt023608
IRS990/TravelGrp/TotalAmt023608
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0PO BOX 387
IRS990/USAddress/CityNm0COOSA
IRS990/USAddress/StateAbbreviationCd0GA
IRS990/USAddress/ZIPCd030129
IRS990/VotingMembersGoverningBodyCnt07
IRS990/VotingMembersIndependentCnt07
IRS990/WebsiteAddressTxt0WWW.ROMEKRAFTCU.COM
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0TIFFANY HOWERTON
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT/CEO
ReturnHeader/BusinessOfficerGrp/PhoneNum07062959027
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-05-14
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0ROME KRAFT EMPLOYEES CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0ROME
ReturnHeader/Filer/EIN0586035584
ReturnHeader/Filer/PhoneNum07062959027
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO BOX 387
ReturnHeader/Filer/USAddress/CityNm0COOSA
ReturnHeader/Filer/USAddress/StateAbbreviationCd0GA
ReturnHeader/Filer/USAddress/ZIPCd030129
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0false
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0202711127
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0CU AUDIT & COMPLIANCE GROUP
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt03692 COOLIDGE CT
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0TALLAHASSEE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0FL
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0323117890
ReturnHeader/PreparerPersonGrp/PhoneNum02054372176
ReturnHeader/PreparerPersonGrp/PreparationDt02025-05-15
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0AMANDA ONKST
ReturnHeader/ReturnTs02025-05-15T11:09:54-04:00
ReturnHeader/ReturnTypeCd0990

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