Civic Intelligence

Bloomington Postal Employees Credit Union

EIN 37-0765989 • 501(c)14 • Bloomington, IL

Profile

To assist our members in the management of their financial well- -being and provide savings accounts, checking accounts, credit card accounts, and loans to our members and their families

1511 E Empire St PO Box 82Bloomington, IL 61702-0082

www.bpecu.net

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

30th percentile

0.82x

Higher debt load relative to assets than 30% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Source year 2024

Liabilities / Revenue

85th percentile

24.33x

Higher debt load relative to revenue than 85% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Source year 2024

Net Margin

26th percentile

-2.8%

Higher net margin than 26% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Source year 2024

Top Officer Pay

56th percentile

$87,938

Higher top officer pay than 56% of similar nonprofits.

Top officer pay equals 12.2% of source-year revenue.

501(c)14 • $10M-$25M nonprofits • Source year 2024

Asset Growth

14th percentile

-7.1%

Faster asset growth than 14% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Annualized from 2023 to 2024

Revenue Growth

36th percentile

2.4%

Faster revenue growth than 36% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets30th percentile

Assets

Down

$21,328,946

Down $1,629,810 (-7.1%) from 2023

Liabilities

Down

$17,500,976

Down $1,609,757 (-8.4%) from 2023

Net Assets

Down

$3,827,970

Down $20,053 (-0.5%) from 2023

Operations
Liabilities / Revenue85th percentileNet Margin26th percentile

Revenue

Up

$719,446

Up $16,576 (+2.4%) from 2023

Expenses

Up

$739,499

Up $66,516 (+9.9%) from 2023

Net Income

Down

-$20,053

Down $49,940 (-167%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth14th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$30M$20M$10M$0Assets 2010: $19,014,645Liabilities 2010: $16,483,171Net Assets 2010: $2,531,4742010Assets 2011: $18,859,167Liabilities 2011: $16,150,711Net Assets 2011: $2,708,4562011Assets 2012: $19,875,573Liabilities 2012: $17,026,456Net Assets 2012: $2,849,1172012Assets 2013: $21,190,574Liabilities 2013: $18,218,728Net Assets 2013: $2,971,8462013Assets 2014: $20,413,116Liabilities 2014: $17,372,989Net Assets 2014: $3,040,1272014Assets 2015: $21,825,940Liabilities 2015: $18,707,074Net Assets 2015: $3,118,8662015Assets 2016: $22,245,388Liabilities 2016: $19,050,908Net Assets 2016: $3,194,4802016Assets 2017: $22,760,322Liabilities 2017: $19,501,144Net Assets 2017: $3,259,1782017Assets 2018: $23,940,865Liabilities 2018: $20,542,346Net Assets 2018: $3,398,5192018Assets 2019: $22,783,168Liabilities 2019: $19,242,716Net Assets 2019: $3,540,4522019Assets 2020: $25,005,788Liabilities 2020: $21,413,604Net Assets 2020: $3,592,1842020Assets 2021: $26,713,658Liabilities 2021: $23,041,734Net Assets 2021: $3,671,9242021Assets 2022: $26,182,974Liabilities 2022: $22,364,838Net Assets 2022: $3,818,1362022Assets 2023: $22,958,756Liabilities 2023: $19,110,733Net Assets 2023: $3,848,0232023Assets 2024: $21,328,946Liabilities 2024: $17,500,976Net Assets 2024: $3,827,9702024

Highlighted filing

2024

Assets$21,328,946
Liabilities$17,500,976
Net Assets$3,827,970
Open 2024 Filing

Operations Trend

Revenue Growth36th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$1.0M$500K$0-$500KExpenses 2010: $722,8122010Expenses 2011: $662,1832011Expenses 2012: $655,8032012Revenue 2013: $764,566Expenses 2013: $641,837Net Income 2013: $122,7292013Revenue 2014: $738,889Expenses 2014: $670,608Net Income 2014: $68,2812014Revenue 2015: $680,963Expenses 2015: $602,224Net Income 2015: $78,7392015Revenue 2016: $702,996Expenses 2016: $627,382Net Income 2016: $75,6142016Revenue 2017: $737,174Expenses 2017: $672,476Net Income 2017: $64,6982017Revenue 2018: $810,372Expenses 2018: $671,031Net Income 2018: $139,3412018Revenue 2019: $827,844Expenses 2019: $685,911Net Income 2019: $141,9332019Revenue 2020: $707,576Expenses 2020: $655,845Net Income 2020: $51,7312020Revenue 2021: $684,862Expenses 2021: $605,122Net Income 2021: $79,7402021Revenue 2022: $751,933Expenses 2022: $605,721Net Income 2022: $146,2122022Revenue 2023: $702,870Expenses 2023: $672,983Net Income 2023: $29,8872023Revenue 2024: $719,446Expenses 2024: $739,499Net Income 2024: -$20,0532024

Highlighted filing

2024

Revenue$719,446
Expenses$739,499
Net Income-$20,053
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$21,328,946
Liabilities
$17,500,976
Net assets
$3,827,970
Revenue
$719,446
Expenses
$739,499
Net income
-$20,053
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$21.3$17.5$3.83$0.72$0.74$0.02
2023Detailed filing. Detailed filing data is available for this year.$23.0$19.1$3.85$0.70$0.67$0.03
2022Detailed filing. Detailed filing data is available for this year.$26.2$22.4$3.82$0.75$0.61$0.15
2021Detailed filing. Detailed filing data is available for this year.$26.7$23.0$3.67$0.68$0.61$0.08
2020Detailed filing. Detailed filing data is available for this year.$25.0$21.4$3.59$0.71$0.66$0.05
2019Detailed filing. Detailed filing data is available for this year.$22.8$19.2$3.54$0.83$0.69$0.14
2018Detailed filing. Detailed filing data is available for this year.$23.9$20.5$3.40$0.81$0.67$0.14
2017Detailed filing. Detailed filing data is available for this year.$22.8$19.5$3.26$0.74$0.67$0.06
2016Detailed filing. Detailed filing data is available for this year.$22.2$19.1$3.19$0.70$0.63$0.08
2015Detailed filing. Detailed filing data is available for this year.$21.8$18.7$3.12$0.68$0.60$0.08
2014Detailed filing. Detailed filing data is available for this year.$20.4$17.4$3.04$0.74$0.67$0.07
2013Detailed filing. Detailed filing data is available for this year.$21.2$18.2$2.97$0.76$0.64$0.12
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$19.9$17.0$2.85$0.66
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$18.9$16.2$2.71$0.66
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$19.0$16.5$2.53$0.72
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
May 13, 2025
Return Version
2024v5.1
Gross Receipts
$719,446
Mission and Program Overview

Mission

To assist our members in the management of their financial well being and provide savings accounts checking accounts and loans to our members and their families in a professional and friendly manner

To assist our members in the management of their financial well- -being and provide savings accounts, checking accounts, credit card accounts, and loans to our members and their families

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments in Publicly Traded Securities$15,168,000$10,875,000▼ $4,293,000
Other Notes and Loans Receivable, Net$6,923,024$6,089,392▼ $833,632
Rtn Earn Endowment Incm Other Fnds$3,848,023$3,827,970▼ $20,053
Savings and Temporary Cash Investments$46,822$3,588,178▲ $3,541,356
Cash and Non-Interest-Bearing Accounts$284,860$464,455▲ $179,595
Land, Buildings, and Equipment, Net$53,674$51,497▼ $2,177
Prepaid Expenses and Deferred Charges$40,664$29,355▼ $11,309
Total Assets$22,958,756$21,328,946▼ $1,629,810
Other Assets Total$441,712$231,069▼ $210,643
Liabilities
Other Liabilities$19,494,602$17,448,652▼ $2,045,950
Accounts Payable and Accrued Expenses$-383,869$52,324▲ $436,193
Total Liabilities$19,110,733$17,500,976▼ $1,609,757
Net Assets / Fund Balance
Total Net Assets Fund Balance$3,848,023$3,827,970▼ $20,053
Total Liabilities and Net Assets / Fund Balance$22,958,756$21,328,946▼ $1,629,810

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$51,497$267,493$318,990
Land$0--
Compensation and Service Providers
Top Officer Pay56th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Shannon FritcherDirector/treasurer/presidentFT$81,988$5,950$87,938

Board Members and Trustees

NameTitle
Jeff GoekenChairman
Gary BartonVice Chairman
Charles McleanDirector
Denny MeeksDirector
Nikki GochanourDirector
Patricia CorteseDirector
Tim DefebaughDirector
William AdmorDirector
Linda WilsonSecretary
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$458,167
Investment Income
$261,022
Other Revenue
$257
Change in Net Assets
$-20,053
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$441,858
Salaries, Compensation, and Employee Benefits$297,641
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$0$0$0$202,675
Office Expenses$0$0$0$170,884
Fees for Services Other$0$0$0$133,491
Current Officers, Directors, Trustees, and Key Employees$0$0$0$87,938
Depreciation Depletion$0$0$0$14,930
All Other Expenses$0$0$0$13,950
Other Employee Benefits$0$0$0$7,028
Advertising$0$0$0$1,750
Conferences and Meetings$0$0$0$436
Other Expenses$0$0$0$-563
Total Functional Expenses$0$0$0$739,499
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Members Share and Savings Accounts$17,448,652
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No
Filing and Contact Details

Filer

Filer Name
Bloomington Postal Employees Credit Union
EIN
37-0765989
Phone
3096635841
Address
1511 E EMPIRE ST PO BOX 82, BLOOMINGTON, IL 61702-0082

Signing Officer

Name
Shannon Fritcher
Title
President/treasurer
Phone
3096635841
Signed
2025-05-13
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Shannon Fritcher
Formed
1933
Legal Domicile
Il
Voting Board Members
10
Independent Board Members
9
Employees
5
Volunteers
9

Preparer

Firm
Lmhn Ltd
Address
900 N Webster St PO Box 87, Taylorville, IL 62568
Preparer
Iris Noblet Crites CPA
Phone
2178249661
Supplemental Narrative

Additional Explanations

Pt VI, Line 11B

“The credit union president reviews”

Pt VI, Line 19

“The credit union provides such documents upon request”

Pt VI, Line 6

“The credit union consists of members”

Pt VI, Line 7A

“The governing body is elected by membership at the annual meeting”

Pt VI, Line 7B

“Certain decisions by the governing board must be approved by the members”

Raw XML Appendix379 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd0false
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt0-383869
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt052324
IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0TO ASSIST OUR MEMBERS IN THE MANAGEMENT OF THEIR FINANCIAL WELL- -BEING AND PROVIDE SAVINGS ACCOUNTS, CHECKING ACCOUNTS, CREDIT CARD ACCOUNTS, AND LOANS TO OUR MEMBERS AND THEIR FAMILIES
IRS990/AdvertisingGrp/FundraisingAmt00
IRS990/AdvertisingGrp/ManagementAndGeneralAmt00
IRS990/AdvertisingGrp/ProgramServicesAmt00
IRS990/AdvertisingGrp/TotalAmt01750
IRS990/AllOtherExpensesGrp/FundraisingAmt00
IRS990/AllOtherExpensesGrp/ManagementAndGeneralAmt00
IRS990/AllOtherExpensesGrp/ProgramServicesAmt00
IRS990/AllOtherExpensesGrp/TotalAmt013950
IRS990/BooksInCareOfDetail/PersonNm0SHANNON FRITCHER
IRS990/BooksInCareOfDetail/PhoneNum03096635841
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt01511 E EMPIRE ST
IRS990/BooksInCareOfDetail/USAddress/CityNm0BLOOMINGTON
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0IL
IRS990/BooksInCareOfDetail/USAddress/ZIPCd061702
IRS990/BusinessRlnWith35CtrlEntInd0false
IRS990/BusinessRlnWithFamMemInd0false
IRS990/BusinessRlnWithOrgMemInd0false
IRS990/CashNonInterestBearingGrp/BOYAmt0284860
IRS990/CashNonInterestBearingGrp/EOYAmt0464455
IRS990/ChangeToOrgDocumentsInd0false
IRS990/CollectionsOfArtInd0false
IRS990/CompCurrentOfcrDirectorsGrp/FundraisingAmt00
IRS990/CompCurrentOfcrDirectorsGrp/ManagementAndGeneralAmt00
IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt00
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt087938
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0false
IRS990/CompensationProcessOtherInd0false
IRS990/ConferencesMeetingsGrp/FundraisingAmt00
IRS990/ConferencesMeetingsGrp/ManagementAndGeneralAmt00
IRS990/ConferencesMeetingsGrp/ProgramServicesAmt00
IRS990/ConferencesMeetingsGrp/TotalAmt0436
IRS990/ConflictOfInterestPolicyInd0false
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt0261022
IRS990/CYOtherExpensesAmt0441858
IRS990/CYOtherRevenueAmt0257
IRS990/CYProgramServiceRevenueAmt0458167
IRS990/CYRevenuesLessExpensesAmt0-20053
IRS990/CYSalariesCompEmpBnftPaidAmt0297641
IRS990/CYTotalExpensesAmt0739499
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt0719446
IRS990/DecisionsSubjectToApprovaInd0true
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/DepreciationDepletionGrp/FundraisingAmt00
IRS990/DepreciationDepletionGrp/ManagementAndGeneralAmt00
IRS990/DepreciationDepletionGrp/ProgramServicesAmt00
IRS990/DepreciationDepletionGrp/TotalAmt014930
IRS990/Desc0PROVIDED CONSUMER LENDING AND RECEIVED DEPOSITS FROM THE CREDIT UNION MEMBERSHIP. THE CREDIT UNION SERVICES IN EXCESS OF 2300 MEMBER SHARE ACCOUNTS AND 900 LOAN ACCOUNTS, INCLUDING VISA CARDS.
IRS990/DescribedInSection501c3Ind0false
IRS990/DisregardedEntityInd0false
IRS990/DocumentRetentionPolicyInd0true
IRS990/DonorAdvisedFundInd0false
IRS990/DonorRstrOrQuasiEndowmentsInd0false
IRS990/ElectionOfBoardMembersInd0true
IRS990/EmployeeCnt05
IRS990/EmploymentTaxReturnsFiledInd0true
IRS990/FamilyOrBusinessRlnInd0false
IRS990/FederalGrantAuditRequiredInd0false
IRS990/FeesForServicesOtherGrp/FundraisingAmt00
IRS990/FeesForServicesOtherGrp/ManagementAndGeneralAmt00
IRS990/FeesForServicesOtherGrp/ProgramServicesAmt00
IRS990/FeesForServicesOtherGrp/TotalAmt0133491
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignOfficeInd0false
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt02.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt12.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt22.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt32.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt42.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt52.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt62.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt740.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt82.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt92.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd8X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd9X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt75950
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt90
IRS990/Form990PartVIISectionAGrp/PersonNm0WILLIAM ADMOR
IRS990/Form990PartVIISectionAGrp/PersonNm1GARY BARTON
IRS990/Form990PartVIISectionAGrp/PersonNm2LINDA WILSON
IRS990/Form990PartVIISectionAGrp/PersonNm3PATRICIA CORTESE
IRS990/Form990PartVIISectionAGrp/PersonNm4TIM DEFEBAUGH
IRS990/Form990PartVIISectionAGrp/PersonNm5JEFF GOEKEN
IRS990/Form990PartVIISectionAGrp/PersonNm6CHARLES MCLEAN
IRS990/Form990PartVIISectionAGrp/PersonNm7SHANNON FRITCHER
IRS990/Form990PartVIISectionAGrp/PersonNm8DENNY MEEKS
IRS990/Form990PartVIISectionAGrp/PersonNm9NIKKI GOCHANOUR
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt781988
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/TitleTxt0DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt1VICE CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt2SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt3DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR/TREASURER/PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt8DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt9DIRECTOR
IRS990/Form990ProvidedToGvrnBodyInd0true
IRS990/FormationYr01933
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedInd0false
IRS990/FundraisingActivitiesInd0false
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt010
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt0719446
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IndependentAuditFinclStmtInd0false
IRS990/IndependentVotingMemberCnt09
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InvestmentIncomeGrp/ExclusionAmt00
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0261022
IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt00
IRS990/InvestmentInJointVentureInd0false
IRS990/InvestmentsPubTradedSecGrp/BOYAmt015168000
IRS990/InvestmentsPubTradedSecGrp/EOYAmt010875000
IRS990/IRPDocumentCnt0479
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt0267493
IRS990/LandBldgEquipBasisNetGrp/BOYAmt053674
IRS990/LandBldgEquipBasisNetGrp/EOYAmt051497
IRS990/LandBldgEquipCostOrOtherBssAmt0318990
IRS990/LegalDomicileStateCd0IL
IRS990/LoanOutstandingInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0true
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MiscellaneousRevenueGrp/ExclusionAmt00
IRS990/MiscellaneousRevenueGrp/RelatedOrExemptFuncIncomeAmt0257
IRS990/MiscellaneousRevenueGrp/TotalRevenueColumnAmt0257
IRS990/MiscellaneousRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/MissionDesc0TO ASSIST OUR MEMBERS IN THE MANAGEMENT OF THEIR FINANCIAL WELL- -BEING AND PROVIDE SAVINGS ACCOUNTS, CHECKING ACCOUNTS, CREDIT CARD ACCOUNTS, AND LOANS TO OUR MEMBERS AND THEIR FAMILIES
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt03848023
IRS990/NetAssetsOrFundBalancesEOYAmt03827970
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NondeductibleContributionsInd0false
IRS990/OfficeExpensesGrp/FundraisingAmt00
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt00
IRS990/OfficeExpensesGrp/ProgramServicesAmt00
IRS990/OfficeExpensesGrp/TotalAmt0170884
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0441712
IRS990/OtherAssetsTotalGrp/EOYAmt0231069
IRS990/OtherEmployeeBenefitsGrp/FundraisingAmt00
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt00
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt07028
IRS990/OtherExpensesGrp/Desc0DIVIDENDS PAID TO MEMBERS
IRS990/OtherExpensesGrp/Desc1LOAN SERVICING
IRS990/OtherExpensesGrp/Desc2ASSOCIATION DUES
IRS990/OtherExpensesGrp/Desc3CASH OVER AND SHORT
IRS990/OtherExpensesGrp/FundraisingAmt00
IRS990/OtherExpensesGrp/FundraisingAmt10
IRS990/OtherExpensesGrp/FundraisingAmt20
IRS990/OtherExpensesGrp/FundraisingAmt30
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt00
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt10
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt20
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt30
IRS990/OtherExpensesGrp/ProgramServicesAmt00
IRS990/OtherExpensesGrp/ProgramServicesAmt10
IRS990/OtherExpensesGrp/ProgramServicesAmt20
IRS990/OtherExpensesGrp/ProgramServicesAmt30
IRS990/OtherExpensesGrp/TotalAmt064424
IRS990/OtherExpensesGrp/TotalAmt132788
IRS990/OtherExpensesGrp/TotalAmt29768
IRS990/OtherExpensesGrp/TotalAmt3-563
IRS990/OtherLiabilitiesGrp/BOYAmt019494602
IRS990/OtherLiabilitiesGrp/EOYAmt017448652
IRS990/OtherRevenueTotalAmt0257
IRS990/OtherSalariesAndWagesGrp/FundraisingAmt00
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt00
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt00
IRS990/OtherSalariesAndWagesGrp/TotalAmt0202675
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt06923024
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt06089392
IRS990/PartialLiquidationInd0false
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt040664
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt029355
IRS990/PrincipalOfficerNm0SHANNON FRITCHER
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0900099
IRS990/ProgramServiceRevenueGrp/BusinessCd1900099
IRS990/ProgramServiceRevenueGrp/Desc0LOAN INTEREST
IRS990/ProgramServiceRevenueGrp/Desc1FEES AND CHARGES
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/ExclusionAmt10
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0329318
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1128849
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt10
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYInvestmentIncomeAmt0268106
IRS990/PYOtherExpensesAmt0414872
IRS990/PYOtherRevenueAmt028159
IRS990/PYProgramServiceRevenueAmt0406605
IRS990/PYRevenuesLessExpensesAmt029887
IRS990/PYSalariesCompEmpBnftPaidAmt0258111
IRS990/PYTotalExpensesAmt0672983
IRS990/PYTotalRevenueAmt0702870
IRS990/ReconcilationRevenueExpnssAmt0-20053
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt03848023
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt03827970
IRS990/SavingsAndTempCashInvstGrp/BOYAmt046822
IRS990/SavingsAndTempCashInvstGrp/EOYAmt03588178
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt051497
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0267493
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt0318990
IRS990ScheduleD/LandGrp/BookValueAmt00
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt017448652
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBERS SHARE AND SAVINGS ACCOUNTS
IRS990ScheduleD/TotalBookValueLandBuildingsAmt051497
IRS990ScheduleD/TotalLiabilityAmt017448652
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE CREDIT UNION PRESIDENT REVIEWS
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE CREDIT UNION PROVIDES SUCH DOCUMENTS UPON REQUEST
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE CREDIT UNION CONSISTS OF MEMBERS
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE GOVERNING BODY IS ELECTED BY MEMBERSHIP AT THE ANNUAL MEETING
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4CERTAIN DECISIONS BY THE GOVERNING BOARD MUST BE APPROVED BY THE MEMBERS
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Pt VI, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Pt VI, Line 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Pt VI, Line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Pt VI, Line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Pt VI, Line 7b
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt022958756
IRS990/TotalAssetsEOYAmt021328946
IRS990/TotalAssetsGrp/BOYAmt022958756
IRS990/TotalAssetsGrp/EOYAmt021328946
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalEmployeeCnt05
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt0739499
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt019110733
IRS990/TotalLiabilitiesEOYAmt017500976
IRS990/TotalLiabilitiesGrp/BOYAmt019110733
IRS990/TotalLiabilitiesGrp/EOYAmt017500976
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt03848023
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt03827970
IRS990/TotalOtherCompensationAmt05950
IRS990/TotalProgramServiceRevenueAmt0458167
IRS990/TotalReportableCompFromOrgAmt081988
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0719446
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0719446
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt09
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt022958756
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt021328946
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt01511 E EMPIRE ST PO BOX 82
IRS990/USAddress/CityNm0BLOOMINGTON
IRS990/USAddress/StateAbbreviationCd0IL
IRS990/USAddress/ZIPCd0617020082
IRS990/VotingMembersGoverningBodyCnt010
IRS990/VotingMembersIndependentCnt09
IRS990/WebsiteAddressTxt0www.bpecu.net
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0SHANNON FRITCHER
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT/TREASURER
ReturnHeader/BusinessOfficerGrp/PhoneNum03096635841
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-05-13
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0BLOOMINGTON POSTAL EMPLOYEES CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0BLOO
ReturnHeader/Filer/EIN0370765989
ReturnHeader/Filer/PhoneNum03096635841
ReturnHeader/Filer/USAddress/AddressLine1Txt01511 E EMPIRE ST PO BOX 82
ReturnHeader/Filer/USAddress/CityNm0BLOOMINGTON
ReturnHeader/Filer/USAddress/StateAbbreviationCd0IL
ReturnHeader/Filer/USAddress/ZIPCd0617020082
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0371410049
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0LMHN LTD
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0900 N Webster St PO Box 87
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Taylorville
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0IL
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd062568
ReturnHeader/PreparerPersonGrp/PhoneNum02178249661
ReturnHeader/PreparerPersonGrp/PreparationDt02025-05-15
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Iris Noblet Crites CPA
ReturnHeader/ReturnTs02025-05-15T12:53:03-07:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

Document Assets

No mirrored PDF or thumbnail assets are attached yet.