Civic Intelligence

Georgia Central University Inc.

990 • Fiscal year 2017 • EIN 58-2205600

Jan 01, 2017 to Dec 31, 2017 • Filed on Oct 09, 2018

6789 Peachtree Ind BlvdAtlanta, GA 30360

(770) 279-0507

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

80th percentile

0.50x

Higher debt load relative to assets than 80% of similar nonprofits.

2017 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2017

Liabilities / Revenue

86th percentile

1.04x

Higher debt load relative to revenue than 86% of similar nonprofits.

2017 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2017

Net Margin

64th percentile

8.7%

Higher net margin than 64% of similar nonprofits.

2017 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2017

Top Officer Pay

35th percentile

$0

Higher top officer pay than 35% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2017 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2017

Asset Growth

19th percentile

-5.3%

Faster asset growth than 19% of similar nonprofits.

2017 filings • 501(c)3 • $1M-$5M nonprofits • Annualized from 2016 to 2017

Revenue Growth

12th percentile

-22%

Faster revenue growth than 12% of similar nonprofits.

2017 filings • 501(c)3 • $1M-$5M nonprofits • Annualized from 2016 to 2017

Assets

Down

$4,392,764

Down $244,674 (-5.3%) from 2016

Net Assets

Up

$2,218,246

Up $183,310 (+9.0%) from 2016

Liabilities

Down

$2,174,518

Down $427,984 (-16%) from 2016

Revenue

Down

$2,096,515

Down $594,715 (-22%) from 2016

Expenses

Down

$1,913,204

Down $627,653 (-25%) from 2016

Net Income

Up

$183,311

Up $32,938 (+22%) from 2016

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$6.0M$4.0M$2.0M$0Assets 2010: $4,237,979Liabilities 2010: $3,536,999Net Assets 2010: $700,9802010Assets 2011: $4,071,489Liabilities 2011: $3,747,413Net Assets 2011: $324,0762011Assets 2012: $4,205,493Liabilities 2012: $3,191,694Net Assets 2012: $1,013,7992012Assets 2013: $4,262,666Liabilities 2013: $2,813,662Net Assets 2013: $1,449,0042013Assets 2014: $4,177,618Liabilities 2014: $2,515,881Net Assets 2014: $1,661,7372014Assets 2015: $4,611,209Liabilities 2015: $2,726,646Net Assets 2015: $1,884,5632015Assets 2016: $4,637,438Liabilities 2016: $2,602,502Net Assets 2016: $2,034,9362016Assets 2017: $4,392,764Liabilities 2017: $2,174,518Net Assets 2017: $2,218,2462017Assets 2018: $4,461,899Liabilities 2018: $2,026,156Net Assets 2018: $2,435,7432018Assets 2020: $3,512,435Liabilities 2020: $1,244,859Net Assets 2020: $2,267,5762020Assets 2021: $3,663,721Liabilities 2021: $1,189,634Net Assets 2021: $2,474,0872021Assets 2022: $3,632,254Liabilities 2022: $892,414Net Assets 2022: $2,739,8402022Assets 2023: $3,793,758Liabilities 2023: $824,517Net Assets 2023: $2,969,2412023Assets 2024: $4,784,150Liabilities 2024: $691,245Net Assets 2024: $4,092,9052024

Highlighted filing

2017

Assets$4,392,764
Liabilities$2,174,518
Net Assets$2,218,246

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$4.0M$3.0M$2.0M$1.0M$0-$1.0MRevenue 2010: $1,717,943Expenses 2010: $1,887,224Net Income 2010: -$169,2812010Revenue 2011: $1,616,217Expenses 2011: $1,467,054Net Income 2011: $149,1632011Revenue 2012: $2,104,055Expenses 2012: $1,392,114Net Income 2012: $711,9412012Revenue 2013: $2,280,243Expenses 2013: $1,845,038Net Income 2013: $435,2052013Revenue 2014: $2,404,881Expenses 2014: $2,192,148Net Income 2014: $212,7332014Revenue 2015: $2,653,951Expenses 2015: $2,431,596Net Income 2015: $222,3552015Revenue 2016: $2,691,230Expenses 2016: $2,540,857Net Income 2016: $150,3732016Revenue 2017: $2,096,515Expenses 2017: $1,913,204Net Income 2017: $183,3112017Revenue 2018: $1,571,993Expenses 2018: $1,353,895Net Income 2018: $218,0982018Revenue 2020: $1,746,652Expenses 2020: $1,522,908Net Income 2020: $223,7442020Revenue 2021: $1,835,630Expenses 2021: $1,629,118Net Income 2021: $206,5122021Revenue 2022: $1,955,200Expenses 2022: $1,689,447Net Income 2022: $265,7532022Revenue 2023: $2,045,960Expenses 2023: $1,866,559Net Income 2023: $179,4012023Revenue 2024: $3,341,696Expenses 2024: $2,218,032Net Income 2024: $1,123,6642024

Highlighted filing

2017

Revenue$2,096,515
Expenses$1,913,204
Net Income$183,311
Jump To
Filing Snapshot
Filing Period
Jan 1, 2017 to Dec 31, 2017
Signed
Oct 9, 2018
Return Version
2017v2.2
Gross Receipts
$2,096,515
Mission and Program Overview

Mission

Provides education in theology, divinity, religious education, andministrial training

Balance Sheet Detail
LineBeginningEndChange
Assets
Land, Buildings, and Equipment, Net$3,384,249$3,248,986▼ $135,263
Pledges and Grants Receivable$480,000$524,927▲ $44,927
Accounts Receivable$479,544$301,678▼ $177,866
Cash and Non-Interest-Bearing Accounts$258,964$278,317▲ $19,353
Total Assets$4,637,438$4,392,764▼ $244,674
Other Assets Total$34,681$38,856▲ $4,175
Liabilities
Mortgage Notes Payable Secured by Investment Property$1,839,844$1,795,123▼ $44,721
Unsecured Notes Loans Payable$191,201$237,307▲ $46,106
Other Liabilities$571,457$142,088▼ $429,369
Total Liabilities$2,602,502$2,174,518▼ $427,984
Net Assets / Fund Balance
Unrestricted Net Assets$2,034,936$2,218,246▲ $183,310
Total Net Assets Fund Balance$2,034,936$2,218,246▲ $183,310
Total Liabilities and Net Assets / Fund Balance$4,637,438$4,392,764▼ $244,674

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$1,596,173$452,112-
Land$1,490,250--
Equipment$132,968$483,463-
Leasehold Improvements$29,595$32,433-
Other Assets Org$38,856--
Compensation and Service Providers

Board Members and Trustees

NameTitle
Paul C KimPresident
Hee S SongDirector
Hyun S ChoDirector
Young J KimDirector
Revenue and Support

Revenue Composition

Contributions and Grants
$531,674
Program Service Revenue
$1,527,920
Investment Income
$11,121
Other Revenue
$25,800
All Other Contributions
$531,674
Change in Net Assets
$183,311

Audited Revenue Reconciliation

Revenue per Audited Statements
$2,096,515
Total Revenue per Audited Statements
$2,096,515
Total Revenue per Form 990
$2,096,515
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$1,506,503
Salaries, Compensation, and Employee Benefits$406,701
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Fees for Services Other$467,650--$467,650
Other Salaries and Wages$217,430$38,750-$256,180
Occupancy$189,216$21,024-$210,240
Depreciation Depletion$141,116--$141,116
Advertising$121,893--$121,893
Current Officers, Directors, Trustees, and Key Employees$120,000--$120,000
Office Expenses$96,178$10,687-$106,865
Interest$89,193$9,910-$99,103
All Other Expenses$82,307--$82,307
Insurance$46,201$5,134-$51,335
Conferences and Meetings$37,864--$37,864
Fees for Services Management$35,719--$35,719
Payroll Taxes$27,044$3,477-$30,521
Travel$27,287--$27,287
Information Technology$19,697$2,189-$21,886
Fees for Services Legal$13,917--$13,917
Other Expenses$10,579$684-$10,579
Fees for Services Accounting$6,573$730-$7,303
Total Functional Expenses$1,815,818$97,386$0$1,913,204

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$1,913,204
Total Expenses per Audited Statements$1,913,204
Total Expenses per Form 990$1,913,204
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Payroll Tax Liabilities$72,582
Credit Card Payable$39,640
Line of Credit$29,866
Wage Payable-
Unearned Tuition-
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990 governing body review Part VI line 11

No review was or will be conducted.

Conflict of interest policy compliance Part VI line 12C

Based on written policies, significant decisions are made in compliance with the related policies and all other decisions are monitored in quarterly basis.

Governing documents etc available to public Part VI line 19

No document available to the public

Filing and Contact Details

Filer

Filer Name
Georgia Central University Inc
EIN
58-2205600
Address
6789 Peachtree Ind Blvd, Atlanta, GA 30360

Signing Officer

Name
Paul C Kim
Title
President
Phone
6783610575
Signed
2018-10-09
Discuss with paid preparer
No

Organization Details

Formed
1995
Legal Domicile
Ga
Voting Board Members
13
Independent Board Members
12
Employees
15

Preparer

Firm
Taxwise Services Inc
Address
3575 KOGER BLVD STE 100, Duluth, GA 30096
Preparer
Hyong Kim
Phone
7704521041
Supplemental Narrative

Additional Explanations

Explanation of other changes in net assets or fund balances Part XI line 9

Some adjustments were recommended by AUDITOR for assets and expenses.

List of other fees for services expenses Part IX line 11G

Some teaching staffs and administrative staffs were outsourced. Form 1099-Misc were issued to the service providers.

Raw XML AppendixShowing 400 of 407 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt02048285
IRS990ScheduleD/EquipmentGrp/BookValueAmt0132968
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0483463
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt0616431
IRS990ScheduleD/ExpensesSubtotalAmt01913204
IRS990ScheduleD/LandGrp/BookValueAmt01490250
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt01490250
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt029595
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt032433
IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt062028
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt038856
IRS990ScheduleD/OtherAssetsOrgGrp/Desc0SECURITY DEPOSIT
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt072582
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt139640
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt229866
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0PAYROLL TAX LIABILITIES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1CREDIT CARD PAYABLE
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc2LINE OF CREDIT
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc3WAGE PAYABLE
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc4UNEARNED TUITION
IRS990ScheduleD/RevenueSubtotalAmt02096515
IRS990ScheduleD/TotalBookValueLandBuildingsAmt03248986
IRS990ScheduleD/TotalBookValueOtherAssetsAmt038856
IRS990ScheduleD/TotalExpensesPerForm990Amt01913204
IRS990ScheduleD/TotalLiabilityAmt0142088
IRS990ScheduleD/TotalRevenuePerForm990Amt02096515
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt02096515
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt01913204
IRS990ScheduleE/ComplianceWithRevProc7550Ind0true
IRS990ScheduleE/DiscriminateRaceAdmissPlcyInd0false
IRS990ScheduleE/DiscriminateRaceAthltProgInd0false
IRS990ScheduleE/DiscriminateRaceEducPlcyInd0false
IRS990ScheduleE/DiscriminateRaceEmplmFcultyInd0false
IRS990ScheduleE/DiscriminateRaceOtherActyInd0false
IRS990ScheduleE/DiscriminateRaceSchsInd0false
IRS990ScheduleE/DiscriminateRaceStdntsRghtsInd0false
IRS990ScheduleE/DiscriminateRaceUseOfFcltsInd0false
IRS990ScheduleE/GovernmentFinancialAidRcvdInd0false
IRS990ScheduleE/GovernmentFinancialAidRvkdInd0false
IRS990ScheduleE/MaintainCpyOfAllSolInd0true
IRS990ScheduleE/MaintainCpyOfBrochuresEtcInd0true
IRS990ScheduleE/MaintainRacialCompRecsInd0true
IRS990ScheduleE/MaintainScholarshipsRecsInd0true
IRS990ScheduleE/NondiscriminatoryPolicyStmtInd0true
IRS990ScheduleE/PlcyPblczdViaBroadcastMediaInd0true
IRS990ScheduleE/PolicyStmtInBrochuresEtcInd0true
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0NO REVIEW WAS OR WILL BE CONDUCTED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1BASED ON WRITTEN POLICIES, SIGNIFICANT DECISIONS ARE MADE IN COMPLIANCE WITH THE RELATED POLICIES AND ALL OTHER DECISIONS ARE MONITORED IN QUARTERLY BASIS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2NO DOCUMENT AVAILABLE TO THE PUBLIC
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Some adjustments were recommended by AUDITOR for assets and expenses.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4Some teaching staffs and administrative staffs were outsourced. Form 1099-Misc were issued to the service providers.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990 governing body review Part VI line 11
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Conflict of interest policy compliance Part VI line 12c
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Governing documents etc available to public Part VI line 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Explanation of other changes in net assets or fund balances Part XI line 9
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4List of other fees for services expenses Part IX line 11g
IRS990/SchoolOperatingInd0true
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/StatesWhereCopyOfReturnIsFldCd0GA
IRS990/SubjectToProxyTaxInd0false
IRS990/TaxableDistributionsInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt04637438
IRS990/TotalAssetsEOYAmt04392764
IRS990/TotalAssetsGrp/BOYAmt04637438
IRS990/TotalAssetsGrp/EOYAmt04392764
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalContributionsAmt0531674
IRS990/TotalEmployeeCnt015
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt097386
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt01815818
IRS990/TotalFunctionalExpensesGrp/TotalAmt01913204
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt02602502
IRS990/TotalLiabilitiesEOYAmt02174518
IRS990/TotalLiabilitiesGrp/BOYAmt02602502
IRS990/TotalLiabilitiesGrp/EOYAmt02174518
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt02034936
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt02218246
IRS990/TotalOtherCompensationAmt00
IRS990/TotalProgramServiceExpensesAmt01815818
IRS990/TotalProgramServiceRevenueAmt01527920
IRS990/TotalReportableCompFromOrgAmt00
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt01564841
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt02096515
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt04637438
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt04392764
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TravelGrp/ProgramServicesAmt027287
IRS990/TravelGrp/TotalAmt027287
IRS990/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UnrestrictedNetAssetsGrp/BOYAmt02034936
IRS990/UnrestrictedNetAssetsGrp/EOYAmt02218246
IRS990/UnsecuredNotesLoansPayableGrp/BOYAmt0191201
IRS990/UnsecuredNotesLoansPayableGrp/EOYAmt0237307
IRS990/UponRequestInd0X
IRS990/VotingMembersGoverningBodyCnt013
IRS990/VotingMembersIndependentCnt012
IRS990/WebsiteAddressTxt0WWW.GCUNIV.EDU
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02018-06-14 16:35:46Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0false
ReturnHeader/BusinessOfficerGrp/PersonNm0PAUL C KIM
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum06783610575
ReturnHeader/BusinessOfficerGrp/SignatureDt02018-10-09
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0GEORGIA CENTRAL UNIVERSITY INC
ReturnHeader/Filer/BusinessNameControlTxt0GEOR
ReturnHeader/Filer/EIN0582205600
ReturnHeader/Filer/USAddress/AddressLine1Txt06789 Peachtree Ind Blvd
ReturnHeader/Filer/USAddress/CityNm0Atlanta
ReturnHeader/Filer/USAddress/StateAbbreviationCd0GA
ReturnHeader/Filer/USAddress/ZIPCd030360
ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId0F6B3C11BBD1C29B570B73F77FE8F4F2B874096A2
ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId0F6B3C11BBD1C29B570B73F77FE8F4F2B874096A2
ReturnHeader/FilingSecurityInformation/FederalOriginalSubmissionId06725602018282phfewoj
ReturnHeader/FilingSecurityInformation/FederalOriginalSubmissionIdDt02018-10-09
ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd0P
ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt073.137.53.177
ReturnHeader/FilingSecurityInformation/IPDt02018-10-09
ReturnHeader/FilingSecurityInformation/IPTm016:49:47
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0581964055
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0TAXWISE SERVICES INC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt03575 KOGER BLVD STE 100
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Duluth
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0GA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd030096
ReturnHeader/PreparerPersonGrp/PhoneNum07704521041

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.78$0.69$4.09$3.34$2.22$1.12
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.79$0.82$2.97$2.05$1.87$0.18
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.63$0.89$2.74$1.96$1.69$0.27
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.66$1.19$2.47$1.84$1.63$0.21
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.51$1.24$2.27$1.75$1.52$0.22
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.46$2.03$2.44$1.57$1.35$0.22
2017Detailed filing. Detailed filing data is available for this year.$4.39$2.17$2.22$2.10$1.91$0.18
2016Summary only. Only limited summary data is available for this year.$4.64$2.60$2.03$2.69$2.54$0.15
2015Summary only. Only limited summary data is available for this year.$4.61$2.73$1.88$2.65$2.43$0.22
2014Summary only. Only limited summary data is available for this year.$4.18$2.52$1.66$2.40$2.19$0.21
2013Summary only. Only limited summary data is available for this year.$4.26$2.81$1.45$2.28$1.85$0.44
2012Summary only. Only limited summary data is available for this year.$4.21$3.19$1.01$2.10$1.39$0.71
2011Summary only. Only limited summary data is available for this year.$4.07$3.75$0.32$1.62$1.47$0.15
2010Summary only. Only limited summary data is available for this year.$4.24$3.54$0.70$1.72$1.89$0.17