Civic Intelligence

Griffin Area Habitat for Humanity International

EIN 58-1847984 • 501(c)3 • Griffin, GA

Profile

The Organization's mission is to provide affordable housing for low income families. The cost of construction is obtained through contributions, donatded material, donated real estte & volunteers.

1386 Carver RoadGriffin, GA 30224

www.griffinhabitat.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

60th percentile

0.13x

Higher debt load relative to assets than 60% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2025

Liabilities / Revenue

90th percentile

1.26x

Higher debt load relative to revenue than 90% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2025

Net Margin

82nd percentile

33%

Higher net margin than 82% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2025

Top Officer Pay

40th percentile

$0

Higher top officer pay than 40% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)3 • $1M-$5M nonprofits • Source year 2025

Asset Growth

73rd percentile

14%

Faster asset growth than 73% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Annualized from 2024 to 2025

Revenue Growth

95th percentile

188%

Faster revenue growth than 95% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Annualized from 2024 to 2025

Assets

Up

$1,263,139

Up $157,496 (+14%) from 2024

Liabilities

Up

$162,675

Up $115,344 (+244%) from 2024

Net Assets

Up

$1,100,464

Up $42,152 (+4.0%) from 2024

Revenue

Up

$128,802

Up $84,099 (+188%) from 2024

Expenses

Down

$86,650

Down $60,547 (-41%) from 2024

Net Income

Up

$42,152

Up $144,646 (+141%) from 2024

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$2.0M$1.5M$1.0M$500K$0Assets 2011: $1,804,594Liabilities 2011: $78,942Net Assets 2011: $1,725,6522011Assets 2012: $1,727,743Liabilities 2012: $77,170Net Assets 2012: $1,650,5732012Assets 2013: $1,134,729Liabilities 2013: $74,138Net Assets 2013: $1,060,5912013Assets 2014: $1,150,115Liabilities 2014: $69,040Net Assets 2014: $1,081,0752014Assets 2015: $1,080,321Liabilities 2015: $54,091Net Assets 2015: $1,026,2302015Assets 2016: $1,068,164Liabilities 2016: $59,677Net Assets 2016: $1,008,4872016Assets 2017: $1,119,019Liabilities 2017: $56,018Net Assets 2017: $1,063,0012017Assets 2018: $1,160,747Liabilities 2018: $55,787Net Assets 2018: $1,104,9602018Assets 2019: $1,197,750Liabilities 2019: $60,418Net Assets 2019: $1,137,3322019Assets 2020: $1,250,515Liabilities 2020: $100,344Net Assets 2020: $1,150,1712020Assets 2021: $1,241,266Liabilities 2021: $38,431Net Assets 2021: $1,202,8352021Assets 2022: $1,181,330Liabilities 2022: $36,533Net Assets 2022: $1,144,7972022Assets 2023: $1,211,786Liabilities 2023: $50,980Net Assets 2023: $1,160,8062023Assets 2024: $1,105,643Liabilities 2024: $47,331Net Assets 2024: $1,058,3122024Assets 2025: $1,263,139Liabilities 2025: $162,675Net Assets 2025: $1,100,4642025

Highlighted filing

2025

Assets$1,263,139
Liabilities$162,675
Net Assets$1,100,464

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$200K$100K$0-$100K-$200KRevenue 2011: $156,158Expenses 2011: $97,472Net Income 2011: $58,6862011Revenue 2012: $10,215Expenses 2012: $67,515Net Income 2012: -$57,3002012Expenses 2013: $101,1102013Revenue 2014: $193,049Expenses 2014: $172,565Net Income 2014: $20,4842014Revenue 2015: $126,715Expenses 2015: $140,252Net Income 2015: -$13,5372015Revenue 2016: $149,868Expenses 2016: $167,611Net Income 2016: -$17,7432016Revenue 2017: $116,121Expenses 2017: $61,607Net Income 2017: $54,5142017Revenue 2018: $96,063Expenses 2018: $54,104Net Income 2018: $41,9592018Revenue 2019: $66,687Expenses 2019: $27,815Net Income 2019: $38,8722019Revenue 2020: $64,532Expenses 2020: $51,693Net Income 2020: $12,8392020Revenue 2021: $26,131Expenses 2021: $57,779Net Income 2021: -$31,6482021Revenue 2022: $80,415Expenses 2022: $138,453Net Income 2022: -$58,0382022Revenue 2023: $98,980Expenses 2023: $82,971Net Income 2023: $16,0092023Revenue 2024: $44,703Expenses 2024: $147,197Net Income 2024: -$102,4942024Revenue 2025: $128,802Expenses 2025: $86,650Net Income 2025: $42,1522025

Highlighted filing

2025

Revenue$128,802
Expenses$86,650
Net Income$42,152

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.26$0.16$1.10$0.13$0.09$0.04
2024Summary only. Only limited summary data is available for this year.$1.11$0.05$1.06$0.04$0.15$0.10
2023Summary only. Only limited summary data is available for this year.$1.21$0.05$1.16$0.10$0.08$0.02
2022Summary only. Only limited summary data is available for this year.$1.18$0.04$1.14$0.08$0.14$0.06
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.24$0.04$1.20$0.03$0.06$0.03
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.25$0.10$1.15$0.06$0.05$0.01
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.20$0.06$1.14$0.07$0.03$0.04
2018Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.16$0.06$1.10$0.10$0.05$0.04
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.12$0.06$1.06$0.12$0.06$0.05
2016Detailed filing. Detailed filing data is available for this year.$1.07$0.06$1.01$0.15$0.17$0.02
2015Detailed filing. Detailed filing data is available for this year.$1.08$0.05$1.03$0.13$0.14$0.01
2014Detailed filing. Detailed filing data is available for this year.$1.15$0.07$1.08$0.19$0.17$0.02
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.13$0.07$1.06$0.10
2012Summary only. Only limited summary data is available for this year.$1.73$0.08$1.65$0.01$0.07$0.06
2011Summary only. Only limited summary data is available for this year.$1.80$0.08$1.73$0.16$0.10$0.06
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jul 1, 2024 to Jun 30, 2025
Signed
Jan 23, 2026
Return Version
2024v5.2
Gross Receipts
$128,802
Mission and Program Overview

Mission

To provide affordable housing for low income families.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$709,381$656,511▼ $52,870
Inventories for Sale or Use$223,729$395,254▲ $171,525
Cash and Non-Interest-Bearing Accounts$136,524$177,251▲ $40,727
Savings and Temporary Cash Investments$36,009$31,123▼ $4,886
Accounts Receivable-$3,000-
Total Assets$1,105,643$1,263,139▲ $157,496
Liabilities
Mortgage Notes Payable Secured by Investment Property-$132,483-
Accounts Payable and Accrued Expenses$47,331$30,192▼ $17,139
Total Liabilities$47,331$162,675▲ $115,344
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$1,058,312$1,100,464▲ $42,152
Total Net Assets Fund Balance$1,058,312$1,100,464▲ $42,152
Total Liabilities and Net Assets / Fund Balance$1,105,643$1,263,139▲ $157,496
Compensation and Service Providers

Board Members and Trustees

NameTitle
Kendra DriverChairman
Mark StaplesConstruction Director
Lynn RayExecutive Director
Candace ZackryMember
Corenza BarnesMember
Courtney WareMember
R Syntel BrownMember
Al MannoSecretary
Suzanne CummingTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$53,403
Program Service Revenue
$49,247
Investment Income
$584
Other Revenue
$25,568
All Other Contributions
$53,403
Change in Net Assets
$42,152
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$86,650
Total Fundraising Expense$5,367
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Fees for Services Accounting-$15,300-$15,300
All Other Expenses$12,762$317$316$13,395
Insurance$5,578$698$697$6,973
Other Expenses$6,699$263$263$6,699
Fees for Services Legal-$752-$752
Total Functional Expenses$59,864$21,419$5,367$86,650
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Federal income taxes-
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
No
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

Form 990 is reviewed by the Board prior to filing with the Internal Revenue Service.

Form 990, Part VI, Section B, Line 12C

All transactions are reviewed by the executive director and the board treasurer to ensure compliance throughout the year. Board members recuse themselves from any board votes or activity where conflict or potential conflict has been identified.

Form 990, Part VI, Section C, Line 19

The organization makes its governing documents, conflict of interest policy and financial statements available to the public upon request.

Filing and Contact Details

Filer

Filer Name
Griffin Area Habitat for Humanity International
EIN
58-1847984
In Care Of
% Elizabeth L Ray
Phone
4703575449
Address
1386 Carver Road, Griffin, GA 30224

Signing Officer

Name
Elizabeth L Ray
Title
Executive Director
Phone
4703575449
Signed
2026-01-23
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Elizabeth L Ray
Formed
1989
Legal Domicile
Ga
Voting Board Members
8
Independent Board Members
8
Employees
0

Preparer

Firm
Brewer Management
Address
1407 MacArthur Drive, Griffin, GA 30224
Preparer
Judith J Brewer
Phone
7704685129
Supplemental Narrative

Additional Explanations

Form 990, Part XII, Line 2C

The organization has not changed its process for oversight or selection of the audit or auditors.

Raw XML Appendix380 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990/AddressChangeInd0X
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IRS990/BooksInCareOfDetail/PhoneNum07704684431
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IRS990/BooksInCareOfDetail/USAddress/CityNm0Griffin
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0GA
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IRS990/BusinessRlnWithFamMemInd0false
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IRS990/CashNonInterestBearingGrp/BOYAmt0136524
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IRS990/ChangeToOrgDocumentsInd0false
IRS990/CollectionsOfArtInd0false
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt00
IRS990/CompDisqualPersonsGrp/TotalAmt00
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0false
IRS990/CompensationProcessOtherInd0false
IRS990/ConferencesMeetingsGrp/TotalAmt00
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IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
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IRS990/CYBenefitsPaidToMembersAmt00
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IRS990/CYGrantsAndSimilarPaidAmt00
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IRS990/DelegationOfMgmtDutiesInd0false
IRS990/DepreciationDepletionGrp/TotalAmt00
IRS990/Desc0We work to build decent affordable housing for individuals and families who demonstrate they have a housing need., their current housing is substandard or lacks accessibility they have the ability to pay. We do not give away houses. A monthly mortgage payment incuding taxes and insurance is required and they are willing to partner with us. The homeowner must agree to put in at least 300 hours of sweat equity. Griffin Area Habitat provides a hand-up and not a hand-out.
IRS990/DescribedInSection501c3Ind0true
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IRS990/ElectionOfBoardMembersInd0false
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IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt00
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
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IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt4040.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt5035.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt6003.00
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IRS990/Form990PartVIISectionAGrp/OfficerInd0X
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IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
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IRS990/Form990PartVIISectionAGrp/PersonNm0Corenza Barnes
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IRS990/Form990PartVIISectionAGrp/TitleTxt1Member
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IRS990/Form990PartVIISectionAGrp/TitleTxt3Member
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IRS990/Form990PartVIISectionAGrp/TitleTxt5Executive Director
IRS990/Form990PartVIISectionAGrp/TitleTxt6Chairman
IRS990/Form990PartVIISectionAGrp/TitleTxt7Treasurer
IRS990/Form990PartVIISectionAGrp/TitleTxt8Secretary
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IRS990/ProgramServiceRevenueGrp/Desc0Mortage Amortization
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IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt049247
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYContributionsGrantsAmt051514
IRS990/PYExcessBenefitTransInd0false
IRS990/PYInvestmentIncomeAmt0-68892
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt0147197
IRS990/PYOtherRevenueAmt012633
IRS990/PYProgramServiceRevenueAmt049448
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IRS990/PYTotalRevenueAmt044703
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IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0false
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0false
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RoyaltiesGrp/TotalAmt00
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IRS990/SavingsAndTempCashInvstGrp/EOYAmt031123
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IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt037089
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt047916
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt038485
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IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt051514
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt037089
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt047916
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt038485
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt0228407
IRS990ScheduleA/TotalSupportAmt0228407
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/InclEscrowCustodialAcctLiabInd0false
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Federal income taxes
IRS990ScheduleD/OtherSecuritiesGrp/Desc0Financial derivatives and other financial products
IRS990ScheduleD/OtherSecuritiesGrp/Desc1Closely-held equity interests
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Form 990 is reviewed by the Board prior to filing with the Internal Revenue Service.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1All transactions are reviewed by the executive director and the board treasurer to ensure compliance throughout the year. Board members recuse themselves from any board votes or activity where conflict or potential conflict has been identified.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2The organization makes its governing documents, conflict of interest policy and financial statements available to the public upon request.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3The organization has not changed its process for oversight or selection of the audit or auditors.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Section B, Line 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Section B, Line 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Section C, Line 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part XII, Line 2C
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IRS990/SignificantNewProgramSrvcInd0false
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IRS990/SubjectToProxyTaxInd0false
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IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt01105643
IRS990/TotalAssetsEOYAmt01263139
IRS990/TotalAssetsGrp/BOYAmt01105643
IRS990/TotalAssetsGrp/EOYAmt01263139
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalContributionsAmt053403
IRS990/TotalEmployeeCnt00
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt05367
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt021419
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt059864
IRS990/TotalFunctionalExpensesGrp/TotalAmt086650
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt047331
IRS990/TotalLiabilitiesEOYAmt0162675
IRS990/TotalLiabilitiesGrp/BOYAmt047331
IRS990/TotalLiabilitiesGrp/EOYAmt0162675
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IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt01100464
IRS990/TotalProgramServiceExpensesAmt059864
IRS990/TotalProgramServiceRevenueAmt049247
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt075399
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0128802
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt01105643
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt01263139
IRS990/TravelGrp/TotalAmt00
IRS990/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt01386 Carver Road
IRS990/USAddress/CityNm0Griffin
IRS990/USAddress/StateAbbreviationCd0GA
IRS990/USAddress/ZIPCd030224
IRS990/VotingMembersGoverningBodyCnt08
IRS990/VotingMembersIndependentCnt08
IRS990/WebsiteAddressTxt0www.Griffinhabitat.com
IRS990/WhistleblowerPolicyInd0true
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0Elizabeth L Ray
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Executive Director
ReturnHeader/BusinessOfficerGrp/PhoneNum04703575449
ReturnHeader/BusinessOfficerGrp/SignatureDt02026-01-23
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0Griffin Area Habitat for Humanity International
ReturnHeader/Filer/BusinessNameControlTxt0GRIF
ReturnHeader/Filer/EIN0581847984
ReturnHeader/Filer/InCareOfNm0% Elizabeth L Ray
ReturnHeader/Filer/PhoneNum04703575449
ReturnHeader/Filer/USAddress/AddressLine1Txt01386 Carver Road
ReturnHeader/Filer/USAddress/CityNm0Griffin
ReturnHeader/Filer/USAddress/StateAbbreviationCd0GA
ReturnHeader/Filer/USAddress/ZIPCd030224
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0273902729
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0Brewer Management
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt01407 MacArthur Drive
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Griffin
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0GA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd030224
ReturnHeader/PreparerPersonGrp/PhoneNum07704685129
ReturnHeader/PreparerPersonGrp/PreparationDt02026-01-23
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Judith J Brewer
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
ReturnHeader/ReturnTs02026-01-23T06:41:07-00:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02024-07-01
ReturnHeader/TaxPeriodEndDt02025-06-30
ReturnHeader/TaxYr02024

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