Civic Intelligence

Small Business Access Partners Inc.

990 • Fiscal year 2019 • EIN 58-1496388

Oct 01, 2018 to Sep 30, 2019 • Filed on Feb 10, 2020

460 South Enota DriveGainesville, GA 30501

(770) 536-7839

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

76th percentile

0.38x

Higher debt load relative to assets than 76% of similar nonprofits.

2019 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2019

Liabilities / Revenue

88th percentile

1.21x

Higher debt load relative to revenue than 88% of similar nonprofits.

2019 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2019

Net Margin

65th percentile

10%

Higher net margin than 65% of similar nonprofits.

2019 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2019

Top Officer Pay

92nd percentile

$240,756

Higher top officer pay than 92% of similar nonprofits.

Top officer pay equals 19.1% of source-year revenue.

2019 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2019

Asset Growth

35th percentile

-1.1%

Faster asset growth than 35% of similar nonprofits.

2019 filings • 501(c)3 • $1M-$5M nonprofits • Annualized from 2018 to 2019

Revenue Growth

48th percentile

3.3%

Faster revenue growth than 48% of similar nonprofits.

2019 filings • 501(c)3 • $1M-$5M nonprofits • Annualized from 2018 to 2019

Assets

Down

$4,007,870

Down $44,514 (-1.1%) from 2018

Net Assets

Up

$2,484,811

Up $128,107 (+5.4%) from 2018

Liabilities

Down

$1,523,059

Down $172,621 (-10%) from 2018

Revenue

Up

$1,259,233

Up $40,595 (+3.3%) from 2018

Expenses

Down

$1,131,126

Down $22,734 (-2.0%) from 2018

Net Income

Up

$128,107

Up $63,329 (+98%) from 2018

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$6.0M$4.0M$2.0M$0Assets 2011: $3,471,297Liabilities 2011: $1,462,048Net Assets 2011: $2,009,2492011Assets 2012: $3,395,666Liabilities 2012: $1,381,609Net Assets 2012: $2,014,0572012Assets 2013: $3,289,701Liabilities 2013: $1,299,430Net Assets 2013: $1,990,2712013Assets 2014: $3,158,425Liabilities 2014: $1,174,497Net Assets 2014: $1,983,9282014Assets 2015: $3,149,783Liabilities 2015: $1,079,392Net Assets 2015: $2,070,3912015Assets 2016: $3,436,585Liabilities 2016: $1,258,815Net Assets 2016: $2,177,7702016Assets 2017: $3,633,845Liabilities 2017: $1,341,919Net Assets 2017: $2,291,9262017Assets 2018: $4,052,384Liabilities 2018: $1,695,680Net Assets 2018: $2,356,7042018Assets 2019: $4,007,870Liabilities 2019: $1,523,059Net Assets 2019: $2,484,8112019Assets 2020: $4,351,143Liabilities 2020: $1,716,923Net Assets 2020: $2,634,2202020Assets 2021: $5,124,326Liabilities 2021: $2,226,736Net Assets 2021: $2,897,5902021Assets 2022: $5,230,470Liabilities 2022: $2,284,434Net Assets 2022: $2,946,0362022Assets 2023: $5,248,236Liabilities 2023: $2,303,848Net Assets 2023: $2,944,3882023Assets 2024: $5,534,552Liabilities 2024: $2,308,731Net Assets 2024: $3,225,8212024Assets 2025: $5,771,557Liabilities 2025: $2,291,533Net Assets 2025: $3,480,0242025

Highlighted filing

2019

Assets$4,007,870
Liabilities$1,523,059
Net Assets$2,484,811

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$2.0M$1.5M$1.0M$500K$0-$500KExpenses 2011: $998,2222011Expenses 2012: $868,4952012Revenue 2013: $905,121Expenses 2013: $928,905Net Income 2013: -$23,7842013Revenue 2014: $921,745Expenses 2014: $928,088Net Income 2014: -$6,3432014Revenue 2015: $989,844Expenses 2015: $903,381Net Income 2015: $86,4632015Revenue 2016: $1,026,760Expenses 2016: $919,381Net Income 2016: $107,3792016Revenue 2017: $1,116,975Expenses 2017: $1,002,820Net Income 2017: $114,1552017Revenue 2018: $1,218,638Expenses 2018: $1,153,860Net Income 2018: $64,7782018Revenue 2019: $1,259,233Expenses 2019: $1,131,126Net Income 2019: $128,1072019Revenue 2020: $1,374,106Expenses 2020: $1,224,697Net Income 2020: $149,4092020Revenue 2021: $1,570,027Expenses 2021: $1,306,657Net Income 2021: $263,3702021Revenue 2022: $1,254,670Expenses 2022: $1,206,224Net Income 2022: $48,4462022Revenue 2023: $1,238,565Expenses 2023: $1,240,213Net Income 2023: -$1,6482023Revenue 2024: $1,651,181Expenses 2024: $1,369,748Net Income 2024: $281,4332024Revenue 2025: $1,790,282Expenses 2025: $1,536,079Net Income 2025: $254,2032025

Highlighted filing

2019

Revenue$1,259,233
Expenses$1,131,126
Net Income$128,107
Jump To
Filing Snapshot
Filing Period
Oct 1, 2018 to Sep 30, 2019
Signed
Feb 10, 2020
Return Version
2018v3.1
Gross Receipts
$1,259,233
Mission and Program Overview

Mission

The mission of the organization is to solicit, under-write, facilitate and service loan programs under the small business administration and united states department of agriculture small business loan programs.

To make capital available to small businesses by working in conjunction with banks to provide sba loans and other economic development loans

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$2,370,553$2,444,531▲ $73,978
Savings and Temporary Cash Investments$1,303,888$1,175,560▼ $128,328
Land, Buildings, and Equipment, Net$161,800$197,531▲ $35,731
Cash and Non-Interest-Bearing Accounts$189,702$163,147▼ $26,555
Accounts Receivable$26,135$27,101▲ $966
Intangible Assets$306--
Total Assets$4,052,384$4,007,870▼ $44,514
Liabilities
Mortgage Notes Payable Secured by Investment Property$1,461,669$1,315,088▼ $146,581
Accounts Payable and Accrued Expenses$170,371$153,026▼ $17,345
Other Liabilities$63,640$54,945▼ $8,695
Total Liabilities$1,695,680$1,523,059▼ $172,621
Net Assets / Fund Balance
Temporarily Rstr Net Assets$1,485,118$1,550,302▲ $65,184
Unrestricted Net Assets$871,586$934,509▲ $62,923
Total Net Assets Fund Balance$2,356,704$2,484,811▲ $128,107
Total Liabilities and Net Assets / Fund Balance$4,052,384$4,007,870▼ $44,514

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$94,266$107,120-
Land$60,062--
Equipment$43,203$72,590-
Leasehold Improvements$0$40,368-
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Melinda CokerStaff, Senior VPFT$132,656$108,100$240,756
Lorra LeeStaff, PresidentFT$144,732$70,124$214,856
Matthew SchroederStaffFT$88,692$69,456$158,148
Kevin ThurmondStaffFT$80,960$76,508$157,468

Board Members and Trustees

NameTitle
Chris BraunBoard Member, Chairman
Noble JonesBoard Member, Vice Chairma
Allen JorgensenBoard Member
George EvansBoard Member
J Frayne BentleyBoard Member
Jack EdmundsBoard Member
Jb JonesBoard Member
Michael TeslerBoard Member
Rick WoodBoard Member
Robert H EvansBoard Member
Robert L HamrickBoard Member
Sam F Dayton PhdBoard Member, Emeritus
Jeff ForrestallBoard Member, Secretary
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$1,255,012
Investment Income
$4,221
Other Revenue
$0
Change in Net Assets
$128,107

Audited Revenue Reconciliation

Revenue per Audited Statements
$1,259,233
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Total Revenue per Audited Statements
$1,259,233
Total Revenue per Form 990
$1,259,233
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$876,321
Other Expenses$254,805
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$632,787$162,463-$795,250
Travel$27,699$27,698-$55,397
Payroll Taxes$37,615$8,112-$45,727
Pension Plan Contributions$27,889$7,455-$35,344
Fees for Services Other$2,593$23,620-$26,213
Advertising$21,390$2,377-$23,767
Occupancy$7,556$12,351-$19,907
All Other Expenses$8,697$9,793-$18,490
Interest$15,809--$15,809
Depreciation Depletion$10,980$1,220-$12,200
Office Expenses$9,362$1,040-$10,402
Other Expenses$8,170$5,808-$5,808
Total Functional Expenses$829,684$301,442$0$1,131,126

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$1,131,126
Total Expenses per Audited Statements$1,131,126
Total Expenses per Form 990$1,131,126
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Compensated Absences$54,945
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

All documents are available upon request from a potential client or the general public

Form 990, Part VI, Section B, Line 12C

The voting board members are to disclose any potential conflicts of interest on any issue requiring a vote. In the event of a conflict of interest, the board member in question is required to abstain from voting on the issue in question.

Form 990, Part VI, Section B, Line 15

The board of directors evaluates the performance of the employees of the agency annually and sets all annual compensation packages via board vote.

Form 990, Part VI, Section C, Line 19

All documents are available upon request from a potential client or the general public.

Filing and Contact Details

Filer

Filer Name
Small Business Access Partners Inc
EIN
58-1496388
Phone
7705367839
Address
460 SOUTH ENOTA DRIVE, GAINESVILLE, GA 30501

Signing Officer

Name
Lorra Lee
Title
President
Phone
7705367539
Signed
2020-02-10
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Lorra Lee
Formed
1982
Legal Domicile
Ga
Voting Board Members
13
Independent Board Members
13
Employees
5
Volunteers
0

Preparer

Firm
Alexander Almand & Bangs Llp
Address
P O DRAWER 289, GAINESVILLE, GA 30503
Preparer
James Abangs
Phone
7705360511
Supplemental Narrative

Additional Explanations

FORM 990, PART XII, LINE 2C:

The bod reviews and accepts the audited financials and 990.

Raw XML AppendixShowing 400 of 575 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt0170371
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt0153026
IRS990/AccountsReceivableGrp/BOYAmt026135
IRS990/AccountsReceivableGrp/EOYAmt027101
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0TO MAKE CAPITAL AVAILABLE TO SMALL BUSINESSES BY WORKING IN CONJUNCTION WITH BANKS TO PROVIDE SBA LOANS AND OTHER ECONOMIC DEVELOPMENT LOANS
IRS990/AdvertisingGrp/ManagementAndGeneralAmt02377
IRS990/AdvertisingGrp/ProgramServicesAmt021390
IRS990/AdvertisingGrp/TotalAmt023767
IRS990/AllOtherExpensesGrp/ManagementAndGeneralAmt09793
IRS990/AllOtherExpensesGrp/ProgramServicesAmt08697
IRS990/AllOtherExpensesGrp/TotalAmt018490
IRS990/AnnualDisclosureCoveredPrsnInd01
IRS990/AuditCommitteeInd01
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0LORRA LEE
IRS990/BooksInCareOfDetail/PhoneNum07705367839
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0460 SOUTH ENOTA DRIVE
IRS990/BooksInCareOfDetail/USAddress/CityNm0GAINESVILLE
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0GA
IRS990/BooksInCareOfDetail/USAddress/ZIPCd030503
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOfficerEntInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CashNonInterestBearingGrp/BOYAmt0189702
IRS990/CashNonInterestBearingGrp/EOYAmt0163147
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd00
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd01
IRS990/CompensationProcessOtherInd01
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt04221
IRS990/CYOtherExpensesAmt0254805
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt01255012
IRS990/CYRevenuesLessExpensesAmt0128107
IRS990/CYSalariesCompEmpBnftPaidAmt0876321
IRS990/CYTotalExpensesAmt01131126
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt01259233
IRS990/DecisionsSubjectToApprovaInd00
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DelegationOfMgmtDutiesInd00
IRS990/DepreciationDepletionGrp/ManagementAndGeneralAmt01220
IRS990/DepreciationDepletionGrp/ProgramServicesAmt010980
IRS990/DepreciationDepletionGrp/TotalAmt012200
IRS990/Desc0U.S. DEPARTMENT OF AGRICULTURE LOAN PROGRAM MAKES LOANS TO QUALIFYING BORROWERS TO ASSIST WITH CAPITAL FORMATION AND JOB CREATION
IRS990/DescribedInSection501c3Ind01
IRS990/DisregardedEntityInd00
IRS990/DocumentRetentionPolicyInd00
IRS990/DonorAdvisedFundInd00
IRS990/ElectionOfBoardMembersInd00
IRS990/EmployeeCnt05
IRS990/EmploymentTaxReturnsFiledInd00
IRS990/EngagedInExcessBenefitTransInd00
IRS990/ExpenseAmt014901
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditPerformedInd01
IRS990/FederalGrantAuditRequiredInd01
IRS990/FeesForServicesOtherGrp/ManagementAndGeneralAmt023620
IRS990/FeesForServicesOtherGrp/ProgramServicesAmt02593
IRS990/FeesForServicesOtherGrp/TotalAmt026213
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignOfficeInd00
IRS990/Form8282PropertyDisposedOfInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt01.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt11.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt21.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt31.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt41.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt51.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt61.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt71.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt81.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt91.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt101.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt111.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt121.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1340.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1440.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1540.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1640.00
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd0X
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd1X
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd8X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd9X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd10X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd11X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd12X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt90
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt100
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt110
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt120
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1331156
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1432100
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1526508
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1624856
IRS990/Form990PartVIISectionAGrp/PersonNm0J FRAYNE BENTLEY
IRS990/Form990PartVIISectionAGrp/PersonNm1CHRIS BRAUN
IRS990/Form990PartVIISectionAGrp/PersonNm2SAM F DAYTON PHD
IRS990/Form990PartVIISectionAGrp/PersonNm3JACK EDMUNDS
IRS990/Form990PartVIISectionAGrp/PersonNm4GEORGE EVANS
IRS990/Form990PartVIISectionAGrp/PersonNm5ROBERT H EVANS
IRS990/Form990PartVIISectionAGrp/PersonNm6JEFF FORRESTALL
IRS990/Form990PartVIISectionAGrp/PersonNm7ROBERT L HAMRICK
IRS990/Form990PartVIISectionAGrp/PersonNm8JB JONES
IRS990/Form990PartVIISectionAGrp/PersonNm9NOBLE JONES
IRS990/Form990PartVIISectionAGrp/PersonNm10ALLEN JORGENSEN
IRS990/Form990PartVIISectionAGrp/PersonNm11MICHAEL TESLER
IRS990/Form990PartVIISectionAGrp/PersonNm12RICK WOOD
IRS990/Form990PartVIISectionAGrp/PersonNm13LORRA LEE
IRS990/Form990PartVIISectionAGrp/PersonNm14MELINDA COKER
IRS990/Form990PartVIISectionAGrp/PersonNm15KEVIN THURMOND
IRS990/Form990PartVIISectionAGrp/PersonNm16MATTHEW SCHROEDER
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt13183700
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt14208656
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt15130960
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt16133292
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt160
IRS990/Form990PartVIISectionAGrp/TitleTxt0BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt1BOARD MEMBER, CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt2BOARD MEMBER, EMERITUS
IRS990/Form990PartVIISectionAGrp/TitleTxt3BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt4BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt5BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt6BOARD MEMBER, SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt7BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt8BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt9BOARD MEMBER, VICE CHAIRMA
IRS990/Form990PartVIISectionAGrp/TitleTxt10BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt11BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt12BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt13STAFF, PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt14STAFF, SENIOR VP
IRS990/Form990PartVIISectionAGrp/TitleTxt15STAFF
IRS990/Form990PartVIISectionAGrp/TitleTxt16STAFF
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/FormationYr01982
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt013
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt01259233
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IndependentAuditFinclStmtInd01
IRS990/IndependentVotingMemberCnt013
IRS990/IndivRcvdGreaterThan100KCnt04
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIIInd0X
IRS990/IntangibleAssetsGrp/BOYAmt0306
IRS990/InterestGrp/ProgramServicesAmt015809
IRS990/InterestGrp/TotalAmt015809
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt04221
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt04221
IRS990/InvestmentInJointVentureInd00
IRS990/IRPDocumentCnt00
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt0220078
IRS990/LandBldgEquipBasisNetGrp/BOYAmt0161800
IRS990/LandBldgEquipBasisNetGrp/EOYAmt0197531
IRS990/LandBldgEquipCostOrOtherBssAmt0417609
IRS990/LegalDomicileStateCd0GA
IRS990/LoanOutstandingInd00
IRS990/LobbyingActivitiesInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd00
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0THE MISSION OF THE ORGANIZATION IS TO SOLICIT, UNDER-WRITE, FACILITATE AND SERVICE LOAN PROGRAMS UNDER THE SMALL BUSINESS ADMINISTRATION AND UNITED STATES DEPARTMENT OF AGRICULTURE SMALL BUSINESS LOAN PROGRAMS.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt01461669
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt01315088
IRS990/NetAssetsOrFundBalancesBOYAmt02356704
IRS990/NetAssetsOrFundBalancesEOYAmt02484811
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/ManagementAndGeneralAmt012351
IRS990/OccupancyGrp/ProgramServicesAmt07556
IRS990/OccupancyGrp/TotalAmt019907
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt01040
IRS990/OfficeExpensesGrp/ProgramServicesAmt09362
IRS990/OfficeExpensesGrp/TotalAmt010402
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501c3Ind0X
IRS990/OrganizationFollowsSFAS117Ind0X
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherExpensesGrp/Desc0REPAIRS AND MAINTENANCE
IRS990/OtherExpensesGrp/Desc1INSURANCE
IRS990/OtherExpensesGrp/Desc2MEMBERSHIPS AND SUBSCRI
IRS990/OtherExpensesGrp/Desc3BANK CHARGES
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt022073
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt116524
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt2908
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt35808
IRS990/OtherExpensesGrp/ProgramServicesAmt019137
IRS990/OtherExpensesGrp/ProgramServicesAmt18170
IRS990/OtherExpensesGrp/TotalAmt041210
IRS990/OtherExpensesGrp/TotalAmt116524
IRS990/OtherExpensesGrp/TotalAmt29078
IRS990/OtherExpensesGrp/TotalAmt35808
IRS990/OtherLiabilitiesGrp/BOYAmt063640
IRS990/OtherLiabilitiesGrp/EOYAmt054945
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt0162463
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt0632787
IRS990/OtherSalariesAndWagesGrp/TotalAmt0795250
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt02370553
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt02444531
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt08112
IRS990/PayrollTaxesGrp/ProgramServicesAmt037615
IRS990/PayrollTaxesGrp/TotalAmt045727
IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt07455
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt027889
IRS990/PensionPlanContributionsGrp/TotalAmt035344
IRS990/PoliticalCampaignActyInd00
IRS990/PrincipalOfficerNm0LORRA LEE
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0525990
IRS990/ProgramServiceRevenueGrp/Desc0PROGRAM SERVICE REVENU
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt01255012
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt01255012
IRS990/ProgSrvcAccomActy2Grp/Desc0SMALL BUSINESS ADMINISTRATION ISSUED DEBENTURES AND LOANS TO QUALIFYING BORROWERS AS PART OF THE SBA 504 PROGRAM
IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt0814783
IRS990/ProgSrvcAccomActy2Grp/RevenueAmt01123455
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYExcessBenefitTransInd00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt04079
IRS990/PYOtherExpensesAmt0298574
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt01214559
IRS990/PYRevenuesLessExpensesAmt064778
IRS990/PYSalariesCompEmpBnftPaidAmt0855286
IRS990/PYTotalExpensesAmt01153860
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt01218638
IRS990/QuidProQuoContributionsInd00
IRS990/ReconcilationRevenueExpnssAmt0128107
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RevenueAmt0135778
IRS990/SavingsAndTempCashInvstGrp/BOYAmt01303888
IRS990/SavingsAndTempCashInvstGrp/EOYAmt01175560
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/TotalAmt00
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearAmt04221
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus1YearAmt04079
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus2YearsAmt02950
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus3YearsAmt04976
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus4YearsAmt04197
IRS990ScheduleA/GrossInvestmentIncome509Grp/TotalAmt020423
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearAmt01255012
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus1YearAmt01214559
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus2YearsAmt01120263
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus3YearsAmt01021784
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus4YearsAmt0985647
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt05597265
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearAmt04221
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus1YearAmt04079
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus2YearsAmt02950
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus3YearsAmt04976
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus4YearsAmt04197
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/TotalAmt020423
IRS990ScheduleA/InvestmentIncomeCYPct00.00360
IRS990ScheduleA/InvestmentIncomePYPct00.00440
IRS990ScheduleA/PubliclySupportedOrg509a2Ind0X
IRS990ScheduleA/PublicSupportCY509Pct00.99640
IRS990ScheduleA/PublicSupportPY509Pct00.99560
IRS990ScheduleA/PublicSupportTotal509Amt05597265
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/TotalAmt00
IRS990ScheduleA/SubstantialContributorsAmtGrp/TotalAmt00
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind0X
IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt01255012
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt01214559
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt01120263
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt01021784
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt0985647
IRS990ScheduleA/Total509Grp/TotalAmt05597265
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt01259233
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt01218638
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt01123213
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt01026760
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt0989844
IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt05617688
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt094266
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0107120
IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt0201386
IRS990ScheduleD/EquipmentGrp/BookValueAmt043203
IRS990ScheduleD/EquipmentGrp/DepreciationAmt072590
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt0115793
IRS990ScheduleD/ExpensesNotReportedAmt00
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt00
IRS990ScheduleD/ExpensesSubtotalAmt01131126
IRS990ScheduleD/LandGrp/BookValueAmt060062
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt060062
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt040368
IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt040368
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt054945
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0COMPENSATED ABSENCES
IRS990ScheduleD/RevenueNotReportedAmt00
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt00
IRS990ScheduleD/RevenueSubtotalAmt01259233
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0197531
IRS990ScheduleD/TotalExpensesPerForm990Amt01131126
IRS990ScheduleD/TotalLiabilityAmt054945
IRS990ScheduleD/TotalRevenuePerForm990Amt01259233
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt01259233
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt01131126
IRS990ScheduleJ/AnyNonFixedPaymentsInd00
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/CompBasedOnRevenueOfFlngOrgInd01
IRS990ScheduleJ/CompBsdNetEarnsFlngOrgInd01
IRS990ScheduleJ/CompBsdNetEarnsRltdOrgsInd00
IRS990ScheduleJ/CompBsdOnRevRelatedOrgsInd00
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990ScheduleJ/InitialContractExceptionInd00
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0144732

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$5.77$2.29$3.48$1.79$1.54$0.25
2024Detailed filing. Detailed filing data is available for this year.$5.53$2.31$3.23$1.65$1.37$0.28
2023Detailed filing. Detailed filing data is available for this year.$5.25$2.30$2.94$1.24$1.24$0.00
2022Detailed filing. Detailed filing data is available for this year.$5.23$2.28$2.95$1.25$1.21$0.05
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$5.12$2.23$2.90$1.57$1.31$0.26
2020Detailed filing. Detailed filing data is available for this year.$4.35$1.72$2.63$1.37$1.22$0.15
2019Detailed filing. Detailed filing data is available for this year.$4.01$1.52$2.48$1.26$1.13$0.13
2018Detailed filing. Detailed filing data is available for this year.$4.05$1.70$2.36$1.22$1.15$0.06
2017Detailed filing. Detailed filing data is available for this year.$3.63$1.34$2.29$1.12$1.00$0.11
2016Detailed filing. Detailed filing data is available for this year.$3.44$1.26$2.18$1.03$0.92$0.11
2015Detailed filing. Detailed filing data is available for this year.$3.15$1.08$2.07$0.99$0.90$0.09
2014Detailed filing. Detailed filing data is available for this year.$3.16$1.17$1.98$0.92$0.93$0.01
2013Summary only. Only limited summary data is available for this year.$3.29$1.30$1.99$0.91$0.93$0.02
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.40$1.38$2.01$0.87
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.47$1.46$2.01$1.00