Civic Intelligence

Cherokee Association of Realtors Inc

990 • Fiscal year 2017 • EIN 58-1446278

Jan 01, 2017 to Dec 31, 2017 • Filed on Jul 31, 2018

1600 River Park Boulevardsuite 104Woodstock, GA 30188

(770) 591-0004

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

92nd percentile

0.65x

Higher debt load relative to assets than 92% of similar nonprofits.

2017 filings • 501(c)6 • $500k-$1M nonprofits • Source year 2017

Liabilities / Revenue

98th percentile

1.64x

Higher debt load relative to revenue than 98% of similar nonprofits.

2017 filings • 501(c)6 • $500k-$1M nonprofits • Source year 2017

Net Margin

75th percentile

13%

Higher net margin than 75% of similar nonprofits.

2017 filings • 501(c)6 • $500k-$1M nonprofits • Source year 2017

Top Officer Pay

40th percentile

$0

Higher top officer pay than 40% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2017 filings • 501(c)6 • $500k-$1M nonprofits • Source year 2017

Asset Growth

48th percentile

4.1%

Faster asset growth than 48% of similar nonprofits.

2017 filings • 501(c)6 • $500k-$1M nonprofits • Annualized from 2016 to 2017

Revenue Growth

59th percentile

5.6%

Faster revenue growth than 59% of similar nonprofits.

2017 filings • 501(c)6 • $500k-$1M nonprofits • Annualized from 2016 to 2017

Assets

Up

$845,377

Up $33,128 (+4.1%) from 2016

Net Assets

Up

$293,772

Up $38,725 (+15%) from 2016

Liabilities

Down

$551,605

Down $5,597 (-1.0%) from 2016

Revenue

Up

$336,542

Up $17,728 (+5.6%) from 2016

Expenses

Up

$294,437

Up $17,485 (+6.3%) from 2016

Net Income

Up

$42,105

Up $243 (+0.6%) from 2016

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$1.5M$1.0M$500K$0Assets 2010: $763,057Liabilities 2010: $487,718Net Assets 2010: $275,3392010Assets 2011: $701,418Liabilities 2011: $457,200Net Assets 2011: $244,2182011Assets 2012: $720,360Liabilities 2012: $529,468Net Assets 2012: $190,8922012Assets 2013: $732,012Liabilities 2013: $457,605Net Assets 2013: $274,4072013Assets 2014: $762,276Liabilities 2014: $558,668Net Assets 2014: $203,6082014Assets 2015: $796,131Liabilities 2015: $582,314Net Assets 2015: $213,8172015Assets 2016: $812,249Liabilities 2016: $557,202Net Assets 2016: $255,0472016Assets 2017: $845,377Liabilities 2017: $551,605Net Assets 2017: $293,7722017Assets 2018: $941,872Liabilities 2018: $618,810Net Assets 2018: $323,0622018Assets 2019: $980,237Liabilities 2019: $600,191Net Assets 2019: $380,0462019Assets 2020: $959,903Liabilities 2020: $572,943Net Assets 2020: $386,9602020Assets 2021: $873,226Liabilities 2021: $278,896Net Assets 2021: $594,3302021Assets 2022: $773,402Liabilities 2022: $181,258Net Assets 2022: $592,1442022Assets 2023: $838,728Liabilities 2023: $244,196Net Assets 2023: $594,5322023Assets 2024: $1,223,623Liabilities 2024: $237,903Net Assets 2024: $985,7202024

Highlighted filing

2017

Assets$845,377
Liabilities$551,605
Net Assets$293,772

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$1.0M$500K$0-$500KExpenses 2010: $207,4512010Revenue 2011: $185,731Expenses 2011: $216,852Net Income 2011: -$31,1212011Revenue 2012: $186,688Expenses 2012: $181,428Net Income 2012: $5,2602012Revenue 2013: $271,935Expenses 2013: $188,420Net Income 2013: $83,5152013Revenue 2014: $195,372Expenses 2014: $216,490Net Income 2014: -$21,1182014Revenue 2015: $273,473Expenses 2015: $244,499Net Income 2015: $28,9742015Revenue 2016: $318,814Expenses 2016: $276,952Net Income 2016: $41,8622016Revenue 2017: $336,542Expenses 2017: $294,437Net Income 2017: $42,1052017Revenue 2018: $355,013Expenses 2018: $316,803Net Income 2018: $38,2102018Revenue 2019: $387,225Expenses 2019: $330,241Net Income 2019: $56,9842019Revenue 2020: $334,653Expenses 2020: $298,880Net Income 2020: $35,7732020Revenue 2021: $443,516Expenses 2021: $311,878Net Income 2021: $131,6382021Revenue 2022: $372,519Expenses 2022: $374,705Net Income 2022: -$2,1862022Revenue 2023: $373,505Expenses 2023: $371,117Net Income 2023: $2,3882023Revenue 2024: $836,530Expenses 2024: $448,847Net Income 2024: $387,6832024

Highlighted filing

2017

Revenue$336,542
Expenses$294,437
Net Income$42,105
Jump To
Filing Snapshot
Filing Period
Jan 1, 2017 to Dec 31, 2017
Signed
Jul 31, 2018
Return Version
2017v2.3
Gross Receipts
$336,542
Mission and Program Overview

Mission

To promote the highest ethical standards in real estate through education and meetings.

Balance Sheet Detail
LineBeginningEndChange
Assets
Land, Buildings, and Equipment, Net$399,937$394,394▼ $5,543
Cash and Non-Interest-Bearing Accounts$202,757$207,572▲ $4,815
Savings and Temporary Cash Investments$169,481$193,783▲ $24,302
Accounts Receivable$34,422$44,668▲ $10,246
Intangible Assets$5,652$4,960▼ $692
Total Assets$812,249$845,377▲ $33,128
Liabilities
Mortgage Notes Payable Secured by Investment Property$302,905$273,362▼ $29,543
Accounts Payable and Accrued Expenses$131,564$148,600▲ $17,036
Deferred Revenue$121,031$127,673▲ $6,642
Other Liabilities$1,702$1,970▲ $268
Total Liabilities$557,202$551,605▼ $5,597
Net Assets / Fund Balance
Unrestricted Net Assets$255,047$293,772▲ $38,725
Total Net Assets Fund Balance$255,047$293,772▲ $38,725
Total Liabilities and Net Assets / Fund Balance$812,249$845,377▲ $33,128

Asset Categories

AssetBook ValueDepreciationBasis
Other Land Buildings$394,394$221,461$615,855
Equipment-$750$750
Compensation and Service Providers

Board Members and Trustees

NameTitle
Camille GardPresident
James PaynePresident- E
Karen CunninghamAssociatione
Ellen Nardiello-eltzLocal Direct
Karen LanceLocal Direct
Robert WilliamsonLocal Direct
Zerah WilsonLocal Direct
Brent EllisPast Preside
Barbara YoungState Direct
Brandi ClotfelterState Direct
Carole PaulState Direct
Dolores WahlState Direct
Earl PilcherState Direct
Iva Rebecca ButlerState Direct
Tony StephensState Direct
Jeff LittleTreasurer
Cammy StricklandTreasurer-el
Diane GalvinVP of Govt S
John HaasVP of Member
Revenue and Support

Revenue Composition

Contributions and Grants
$263,902
Program Service Revenue
$71,040
Investment Income
$1,600
Other Revenue
$0
Change in Net Assets
$42,105
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$215,715
Salaries, Compensation, and Employee Benefits$78,722
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages-$71,228-$71,228
Conferences and Meetings$38,873$4,142-$43,015
Occupancy-$35,212-$35,212
All Other Expenses$19,656$9,739-$29,395
Depreciation Depletion$15,430--$15,430
Office Expenses-$14,939-$14,939
Interest-$12,956-$12,956
Payroll Taxes-$7,135-$7,135
Fees for Services Accounting-$6,554-$6,554
Other Expenses$5,366--$5,366
Information Technology-$2,465-$2,465
Insurance-$428-$428
Other Employee Benefits-$359-$359
Total Functional Expenses$129,280$165,157$0$294,437
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Payroll Liabilities$1,970
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Backup withholding compliance
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 11B

No review was or will be conducted.

Form 990, Page 6, Part VI, Line 19

No documents available to the public

Filing and Contact Details

Filer

Filer Name
Cherokee Association of
EIN
58-1446278
Phone
7705910004
Address
1600 RIVER PARK BOULEVARDSUITE 104, WOODSTOCK, GA 30188

Signing Officer

Name
Karen Cunningham
Title
Associationexecutive
Phone
7705910004
Signed
2018-07-31
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Karen Cunningham
Legal Domicile
Ga
Voting Board Members
16
Independent Board Members
16
Employees
2

Preparer

Firm
Diluzio & Henssler Inc
Address
5565 GLENRIDGE CONNECTOR STE 200, ATLANTA, GA 30342
Preparer
Marian Macleod-elliott CPA
Phone
7706689000
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IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt0273362
IRS990/NetAssetsOrFundBalancesBOYAmt0255047
IRS990/NetAssetsOrFundBalancesEOYAmt0293772
IRS990/NoListedPersonsCompensatedInd0X
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/ManagementAndGeneralAmt035212
IRS990/OccupancyGrp/TotalAmt035212
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt014939
IRS990/OfficeExpensesGrp/TotalAmt014939
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrganizationFollowsSFAS117Ind0X
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt0359
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0359
IRS990/OtherExpensesGrp/Desc0BAD DEBT EXPENSE
IRS990/OtherExpensesGrp/Desc1RPAC
IRS990/OtherExpensesGrp/Desc2FOOD
IRS990/OtherExpensesGrp/Desc3GREENS AND COURSE FEES
IRS990/OtherExpensesGrp/ProgramServicesAmt037079
IRS990/OtherExpensesGrp/ProgramServicesAmt17084
IRS990/OtherExpensesGrp/ProgramServicesAmt25792
IRS990/OtherExpensesGrp/ProgramServicesAmt35366
IRS990/OtherExpensesGrp/TotalAmt037079
IRS990/OtherExpensesGrp/TotalAmt17084
IRS990/OtherExpensesGrp/TotalAmt25792
IRS990/OtherExpensesGrp/TotalAmt35366
IRS990/OtherLiabilitiesGrp/BOYAmt01702
IRS990/OtherLiabilitiesGrp/EOYAmt01970
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt071228
IRS990/OtherSalariesAndWagesGrp/TotalAmt071228
IRS990/PartialLiquidationInd0false
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt07135
IRS990/PayrollTaxesGrp/TotalAmt07135
IRS990/PoliticalCampaignActyInd0false
IRS990/PrincipalOfficerNm0KAREN CUNNINGHAM
IRS990/PriorPeriodAdjustmentsAmt0-3380
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/Desc0PROGRAM SERVICE REVENUES
IRS990/ProgramServiceRevenueGrp/Desc1GOLF TOURNAMENT
IRS990/ProgramServiceRevenueGrp/Desc2TOP ACHIEVERS
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt026419
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt123861
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt220760
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt026419
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt123861
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt220760
IRS990/ProgSrvcAccomActy2Grp/Desc0THE ASSOCIATION CONDUCTS FUNDRAISING MEMBER EVENTS FOR COMMUNITY SERVICE/OUTREACH AND ADVOCACY PROGRAMS WITHIN CHEROKEE COUNTY. BUILDING RELATIONSHIPS BETWEEN OUR MEMBERSHIP AND MEMBERS OF OUR COMMUNITY TO PROMOTE STRATEGIC GROWTH, COMMUNITY SERVICE AND OUTREACH TO MAINTAIN A STRONG COMMUNITY IN WHICH MEMBERSHIP AND RESIDENTS OF CHEROKEE COUNTY CAN THRIVE.
IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt08766
IRS990/ProgSrvcAccomActy2Grp/RevenueAmt020760
IRS990/ProgSrvcAccomActy3Grp/Desc0THE ASSOCIATION PROVIDES EDUCATIONAL AND PROFESSIONAL DEVELOPMENT OPPORTUNITIES FROM CONTINUING EDUCATION CLASSES REQUIRED BY THE STATE REAL ESTATE COMMISSION. ADDITIONAL EDUCATION THROUGH SEMINARS AND MEMBERSHIP MEETINGS WITH QUALITY, REAL ESTATE AND COUNTY FOCUSED SPEAKERS. PROVIDING AMPLE EDUCATIONAL RESOURCES ALLOWS FOR OUR MEMBERSHIP TO MAINTAIN A STRONG LEVEL OF PROFESSIONALISM WHICH MAINTAINS THE INTEGRITY OF THE REAL ESTATE INDUSTRY.
IRS990/ProgSrvcAccomActy3Grp/ExpenseAmt0103677
IRS990/ProgSrvcAccomActy3Grp/RevenueAmt023861
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYContributionsGrantsAmt0253723
IRS990/PYInvestmentIncomeAmt0788
IRS990/PYOtherExpensesAmt0213174
IRS990/PYProgramServiceRevenueAmt064303
IRS990/PYRevenuesLessExpensesAmt041862
IRS990/PYSalariesCompEmpBnftPaidAmt063778
IRS990/PYTotalExpensesAmt0276952
IRS990/PYTotalRevenueAmt0318814
IRS990/ReconcilationRevenueExpnssAmt042105
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RevenueAmt018240
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0169481
IRS990/SavingsAndTempCashInvstGrp/EOYAmt0193783
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0750
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0750
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt0394394
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt0221461
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt0615855
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt01970
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0PAYROLL LIABILITIES
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0394394
IRS990ScheduleD/TotalLiabilityAmt01970
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0false
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0NO REVIEW WAS OR WILL BE CONDUCTED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1NO DOCUMENTS AVAILABLE TO THE PUBLIC
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 6, PART VI, LINE 19
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/StatesWhereCopyOfReturnIsFldCd0GA
IRS990/SubjectToProxyTaxInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt0812249
IRS990/TotalAssetsEOYAmt0845377
IRS990/TotalAssetsGrp/BOYAmt0812249
IRS990/TotalAssetsGrp/EOYAmt0845377
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalContributionsAmt0263902
IRS990/TotalEmployeeCnt02
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt0165157
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0129280
IRS990/TotalFunctionalExpensesGrp/TotalAmt0294437
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt0557202
IRS990/TotalLiabilitiesEOYAmt0551605
IRS990/TotalLiabilitiesGrp/BOYAmt0557202
IRS990/TotalLiabilitiesGrp/EOYAmt0551605
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0255047
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0293772
IRS990/TotalProgramServiceExpensesAmt0129280
IRS990/TotalProgramServiceRevenueAmt071040
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt072640
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0336542
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0812249
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0845377
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UnrestrictedNetAssetsGrp/BOYAmt0255047
IRS990/UnrestrictedNetAssetsGrp/EOYAmt0293772
IRS990/USAddress/AddressLine1Txt01600 RIVER PARK BLVD 104
IRS990/USAddress/CityNm0WOODSTOCK
IRS990/USAddress/StateAbbreviationCd0GA
IRS990/USAddress/ZIPCd030188
IRS990/VotingMembersGoverningBodyCnt016
IRS990/VotingMembersIndependentCnt016
IRS990/WebsiteAddressTxt0WWW.CAOR.INFO
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02018-06-14 16:35:46Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0KAREN CUNNINGHAM
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0ASSOCIATIONEXECUTIVE
ReturnHeader/BusinessOfficerGrp/PhoneNum07705910004
ReturnHeader/BusinessOfficerGrp/SignatureDt02018-07-31
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0CHEROKEE ASSOCIATION OF
ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt0REALTORS INC
ReturnHeader/Filer/BusinessNameControlTxt0CHER
ReturnHeader/Filer/EIN0581446278
ReturnHeader/Filer/PhoneNum07705910004
ReturnHeader/Filer/USAddress/AddressLine1Txt01600 RIVER PARK BOULEVARDSUITE 104
ReturnHeader/Filer/USAddress/CityNm0WOODSTOCK
ReturnHeader/Filer/USAddress/StateAbbreviationCd0GA
ReturnHeader/Filer/USAddress/ZIPCd030188
ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId005F306D322AA9CE035320F44B16AA575BAA07600

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Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.22$0.24$0.99$0.84$0.45$0.39
2023Summary only. Only limited summary data is available for this year.$0.84$0.24$0.59$0.37$0.37$0.00
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.77$0.18$0.59$0.37$0.37$0.00
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.87$0.28$0.59$0.44$0.31$0.13
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.96$0.57$0.39$0.33$0.30$0.04
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.98$0.60$0.38$0.39$0.33$0.06
2018Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.94$0.62$0.32$0.36$0.32$0.04
2017Detailed filing. Detailed filing data is available for this year.$0.85$0.55$0.29$0.34$0.29$0.04
2016Summary only. Only limited summary data is available for this year.$0.81$0.56$0.26$0.32$0.28$0.04
2015Summary only. Only limited summary data is available for this year.$0.80$0.58$0.21$0.27$0.24$0.03
2014Detailed filing. Detailed filing data is available for this year.$0.76$0.56$0.20$0.20$0.22$0.02
2013Summary only. Only limited summary data is available for this year.$0.73$0.46$0.27$0.27$0.19$0.08
2012Summary only. Only limited summary data is available for this year.$0.72$0.53$0.19$0.19$0.18$0.01
2011Summary only. Only limited summary data is available for this year.$0.70$0.46$0.24$0.19$0.22$0.03
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.76$0.49$0.28$0.21
Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 2017 filings • 501(c)6 • $500k-$1M nonprofits