Civic Intelligence

North Main Credit Union

990 • Fiscal year 2012 • EIN 58-1354498

Jan 01, 2012 to Dec 31, 2012

Organization Profilenorthmaincu.org
Cornelia, GA
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

20th percentile

0.80x

Higher debt load relative to assets than 20% of similar nonprofits.

2012 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2012

Liabilities / Revenue

97th percentile

12.85x

Higher debt load relative to revenue than 97% of similar nonprofits.

2012 filings • $10M-$25M nonprofits • Source year 2012

Net Margin

69th percentile

15%

Higher net margin than 69% of similar nonprofits.

2012 filings • $10M-$25M nonprofits • Source year 2012

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2012

Asset Growth

82nd percentile

9.1%

Faster asset growth than 82% of similar nonprofits.

2012 filings • 501(c)14 • $10M-$25M nonprofits • Annualized from 2011 to 2012

Revenue Growth

44th percentile

0.9%

Faster revenue growth than 44% of similar nonprofits.

2012 filings • $10M-$25M nonprofits • Annualized from 2011 to 2012

Balance Sheet
Liabilities / Assets20th percentile

Assets

Up

$10,964,835

Up $910,179 (+9.1%) from 2011

Net Assets

Up

$2,219,723

Up $101,617 (+4.8%) from 2011

Liabilities

Up

$8,745,112

Up $808,562 (+10%) from 2011

Revenue And Expenses
Liabilities / Revenue97th percentileNet Margin69th percentile

Revenue

Up

$680,522

Up $5,971 (+0.9%) from 2011

Expenses

Up

$578,976

Up $12,647 (+2.2%) from 2011

Net Income

Down

$101,546

Down $6,676 (-6.2%) from 2011

Historical Trend

Balance Sheet Trend

Asset Growth82nd percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$30M$20M$10M$0Assets 2011: $10,054,656Liabilities 2011: $7,936,550Net Assets 2011: $2,118,1062011Assets 2012: $10,964,835Liabilities 2012: $8,745,112Net Assets 2012: $2,219,7232012Assets 2013: $11,219,819Liabilities 2013: $8,892,483Net Assets 2013: $2,327,3362013Assets 2014: $11,165,320Liabilities 2014: $8,759,736Net Assets 2014: $2,405,5842014Assets 2015: $11,963,067Liabilities 2015: $9,555,877Net Assets 2015: $2,407,1902015Assets 2016: $12,883,786Liabilities 2016: $10,474,977Net Assets 2016: $2,408,8092016Assets 2017: $13,858,793Liabilities 2017: $11,433,984Net Assets 2017: $2,424,8092017Assets 2018: $14,732,812Liabilities 2018: $12,284,233Net Assets 2018: $2,448,5792018Assets 2019: $15,588,586Liabilities 2019: $13,102,741Net Assets 2019: $2,485,8452019Assets 2021: $20,141,320Liabilities 2021: $17,440,891Net Assets 2021: $2,700,4292021Assets 2022: $29,981,369Liabilities 2022: $25,625,947Net Assets 2022: $4,355,4222022

Highlighted filing

2012

Assets$10,964,835
Liabilities$8,745,112
Net Assets$2,219,723
Open 2012 Filing

Operations Trend

Revenue Growth44th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$2.0M$1.5M$1.0M$500K$0Revenue 2011: $674,551Expenses 2011: $566,329Net Income 2011: $108,2222011Revenue 2012: $680,522Expenses 2012: $578,976Net Income 2012: $101,5462012Revenue 2013: $722,287Expenses 2013: $614,737Net Income 2013: $107,5502013Revenue 2014: $702,718Expenses 2014: $624,533Net Income 2014: $78,1852014Revenue 2015: $663,109Expenses 2015: $633,874Net Income 2015: $29,2352015Revenue 2016: $687,996Expenses 2016: $686,517Net Income 2016: $1,4792016Revenue 2017: $801,767Expenses 2017: $785,767Net Income 2017: $16,0002017Revenue 2018: $992,853Expenses 2018: $969,083Net Income 2018: $23,7702018Revenue 2019: $1,189,334Expenses 2019: $1,152,068Net Income 2019: $37,2662019Revenue 2021: $1,297,238Expenses 2021: $1,143,792Net Income 2021: $153,4462021Revenue 2022: $1,711,537Expenses 2022: $1,399,686Net Income 2022: $311,8512022

Highlighted filing

2012

Revenue$680,522
Expenses$578,976
Net Income$101,546
Open 2012 Filing
Filing Detail Status

This 2012 filing currently has summary financial data only. Detailed schedules, leadership, and program rows are not available for this filing yet.

View Latest Detailed Filing (2022)
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Filing Snapshot
Filing Period
Jan 1, 2012 to Dec 31, 2012
Mission and Program Overview

Mission

Provide financial services to the various members of the financial institution including loan and deposit accounts.

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2012 • Form 990Summary only. Only limited summary data is available for this year.

Open filing
Assets
$10,964,835
Liabilities
$8,745,112
Net assets
$2,219,723
Revenue
$680,522
Expenses
$578,976
Net income
$101,546
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2022Detailed filing. Detailed filing data is available for this year.$30.0$25.6$4.36$1.71$1.40$0.31
2021Detailed filing. Detailed filing data is available for this year.$20.1$17.4$2.70$1.30$1.14$0.15
2019Detailed filing. Detailed filing data is available for this year.$15.6$13.1$2.49$1.19$1.15$0.04
2018Detailed filing. Detailed filing data is available for this year.$14.7$12.3$2.45$0.99$0.97$0.02
2017Detailed filing. Detailed filing data is available for this year.$13.9$11.4$2.42$0.80$0.79$0.02
2016Summary only. Only limited summary data is available for this year.$12.9$10.5$2.41$0.69$0.69$0.00
2015Detailed filing. Detailed filing data is available for this year.$12.0$9.56$2.41$0.66$0.63$0.03
2014Detailed filing. Detailed filing data is available for this year.$11.2$8.76$2.41$0.70$0.62$0.08
2013Detailed filing. Detailed filing data is available for this year.$11.2$8.89$2.33$0.72$0.61$0.11
2012Summary only. Only limited summary data is available for this year.$11.0$8.75$2.22$0.68$0.58$0.10
2011Summary only. Only limited summary data is available for this year.$10.1$7.94$2.12$0.67$0.57$0.11
Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 2012 filings • 501(c)14 • $10M-$25M nonprofits