Civic Intelligence

Hallco Community Credit Union

990 • Fiscal year 2015 • EIN 58-1232957

Jan 01, 2015 to Dec 31, 2015 • Filed on May 15, 2016

2601 Limestone ParkwayGainesville, GA 30501

(770) 534-4255

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

90th percentile

0.92x

Higher debt load relative to assets than 90% of similar nonprofits.

2015 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2015

Liabilities / Revenue

32nd percentile

16.33x

Higher debt load relative to revenue than 32% of similar nonprofits.

2015 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2015

Net Margin

88th percentile

21%

Higher net margin than 88% of similar nonprofits.

2015 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2015

Top Officer Pay

73rd percentile

$166,944

Higher top officer pay than 73% of similar nonprofits.

Top officer pay equals 4.3% of source-year revenue.

2015 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2015

Asset Growth

97th percentile

17%

Faster asset growth than 97% of similar nonprofits.

2015 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2014 to 2015

Revenue Growth

91st percentile

12%

Faster revenue growth than 91% of similar nonprofits.

2015 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2014 to 2015

Assets

Up

$69,069,699

Up $10,023,543 (+17%) from 2014

Net Assets

Up

$5,564,996

Up $802,730 (+17%) from 2014

Liabilities

Up

$63,504,703

Up $9,220,813 (+17%) from 2014

Revenue

Up

$3,889,821

Up $426,045 (+12%) from 2014

Expenses

Up

$3,087,091

Up $195,926 (+6.8%) from 2014

Net Income

Up

$802,730

Up $230,119 (+40%) from 2014

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$300M$200M$100M$0Assets 2011: $46,126,206Liabilities 2011: $42,489,670Net Assets 2011: $3,636,5362011Assets 2012: $48,756,658Liabilities 2012: $44,851,139Net Assets 2012: $3,905,5192012Assets 2013: $52,463,197Liabilities 2013: $48,273,542Net Assets 2013: $4,189,6552013Assets 2014: $59,046,156Liabilities 2014: $54,283,890Net Assets 2014: $4,762,2662014Assets 2015: $69,069,699Liabilities 2015: $63,504,703Net Assets 2015: $5,564,9962015Assets 2016: $76,180,408Liabilities 2016: $69,796,555Net Assets 2016: $6,383,8532016Assets 2017: $83,118,156Liabilities 2017: $75,970,587Net Assets 2017: $7,147,5692017Assets 2018: $86,164,588Liabilities 2018: $78,052,155Net Assets 2018: $8,112,4332018Assets 2020: $145,514,683Liabilities 2020: $132,421,594Net Assets 2020: $13,093,0892020Assets 2021: $203,116,911Liabilities 2021: $187,375,652Net Assets 2021: $15,741,2592021Assets 2022: $216,783,084Liabilities 2022: $198,412,224Net Assets 2022: $18,370,8602022Assets 2023: $208,508,556Liabilities 2023: $186,432,700Net Assets 2023: $22,075,8562023Assets 2024: $217,199,392Liabilities 2024: $192,633,825Net Assets 2024: $24,565,5672024

Highlighted filing

2015

Assets$69,069,699
Liabilities$63,504,703
Net Assets$5,564,996

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$20M$15M$10M$5.0M$0Expenses 2011: $2,754,5992011Expenses 2012: $2,735,0052012Revenue 2013: $3,062,955Expenses 2013: $2,778,819Net Income 2013: $284,1362013Revenue 2014: $3,463,776Expenses 2014: $2,891,165Net Income 2014: $572,6112014Revenue 2015: $3,889,821Expenses 2015: $3,087,091Net Income 2015: $802,7302015Revenue 2016: $4,119,340Expenses 2016: $3,300,483Net Income 2016: $818,8572016Revenue 2017: $4,315,315Expenses 2017: $3,551,601Net Income 2017: $763,7142017Revenue 2018: $4,927,158Expenses 2018: $3,962,294Net Income 2018: $964,8642018Revenue 2020: $6,645,965Expenses 2020: $6,110,173Net Income 2020: $535,7922020Revenue 2021: $7,452,149Expenses 2021: $6,363,188Net Income 2021: $1,088,9612021Revenue 2022: $10,094,883Expenses 2022: $7,465,282Net Income 2022: $2,629,6012022Revenue 2023: $13,588,268Expenses 2023: $9,796,563Net Income 2023: $3,791,7052023Revenue 2024: $15,003,309Expenses 2024: $12,208,649Net Income 2024: $2,794,6602024

Highlighted filing

2015

Revenue$3,889,821
Expenses$3,087,091
Net Income$802,730
Jump To
Filing Snapshot
Filing Period
Jan 1, 2015 to Dec 31, 2015
Signed
May 15, 2016
Return Version
2015v2.1
Gross Receipts
$3,889,821
Mission and Program Overview

Mission

Credit union - to provide services to approximately 20,399 members int he form of loans, savings, and other financial services.

To provide thrift savings and borrowings to members of an owned cooperative.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$39,247,232$43,613,030▲ $4,365,798
Savings and Temporary Cash Investments$9,711,014$20,340,868▲ $10,629,854
Rtn Earn Endowment Incm Other Fnds$4,762,266$5,564,996▲ $802,730
Land, Buildings, and Equipment, Net$2,412,665$2,323,916▼ $88,749
Cash and Non-Interest-Bearing Accounts$1,128,279$1,224,434▲ $96,155
Investments in Publicly Traded Securities$5,500,000$513,180▼ $4,986,820
Prepaid Expenses and Deferred Charges$165,217$98,261▼ $66,956
Total Assets$59,046,156$69,069,699▲ $10,023,543
Other Assets Total$881,749$956,010▲ $74,261
Liabilities
Other Liabilities$53,478,232$62,351,326▲ $8,873,094
Accounts Payable and Accrued Expenses$805,658$1,153,377▲ $347,719
Total Liabilities$54,283,890$63,504,703▲ $9,220,813
Net Assets / Fund Balance
Total Net Assets Fund Balance$4,762,266$5,564,996▲ $802,730
Total Liabilities and Net Assets / Fund Balance$59,046,156$69,069,699▲ $10,023,543

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$1,568,248$751,803$2,320,051
Equipment$241,691$500,342$742,033
Land$513,977-$513,977
Compensation and Service Providers

Employees

NameTitleBaseOtherTotal
Joe FosterPresident/ce$166,944-$166,944
Joe FosterPresident/CEO$145,399$21,545$166,944

Board Members and Trustees

NameTitle
Lamar GaileyChairman of
Betty Jo WilsonVice Chairma
Claudine PittmanDirector
Diane GaddyDirector
Dustin HusleyDirector
Gary McglaunnDirector
Ravonne GreenDirector
Linda NicholsonSecretary
Erik PardueSupervisory
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$2,339,753
Investment Income
$102,458
Other Revenue
$1,447,610
Change in Net Assets
$802,730
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$1,500,159
Salaries, Compensation, and Employee Benefits$1,485,297
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$1,056,350--$1,056,350
Office Expenses$551,010--$551,010
Other Employee Benefits$211,639--$211,639
Occupancy$150,168--$150,168
Pension Plan Contributions$136,455--$136,455
Depreciation Depletion$124,243--$124,243
Benefits to Members$101,635--$101,635
Information Technology$93,749--$93,749
Payroll Taxes$80,853--$80,853
Advertising$70,184--$70,184
Fees for Services Other$69,020--$69,020
Insurance$41,698--$41,698
Conferences and Meetings$32,245--$32,245
Payments to Affiliates$30,646--$30,646
Fees for Services Accounting$25,768--$25,768
All Other Expenses$15,395--$15,395
Other Expenses$12,000--$12,000
Fees for Services Legal$312--$312
Total Functional Expenses$3,087,091$0$0$3,087,091
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Members Shares$62,351,326
Dividends Payable-
Taxes Payable-
Accrued Expenses-
Deferred Compensation-
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 6

ORGANIZED WITH MEMBERS

Form 990, Page 6, Part VI, Line 7A

Anyone who qualifies for membership in accordance with the credit union by-laws can become a member.

Form 990, Page 6, Part VI, Line 7B

The board of directors is elected by the membership.

Form 990, Page 6, Part VI, Line 10B

Credit union has branch locations and has policies and procedures in place regarding these branches

Form 990, Page 6, Part VI, Line 11B

The ceo presents the 990 and 990t returns to the board of directors.

Form 990, Page 6, Part VI, Line 15A

Ceo's salary is subject to the approval of the board of directors.

Form 990, Page 6, Part VI, Line 15B

Officers and key employee's compensation is subject to the approval of the board of directors.

Form 990, Page 6, Part VI, Line 19

Form 990 and 990t is pubished on guidestar.org.

Filing and Contact Details

Filer

Filer Name
Hallco Community Credit Union
EIN
58-1232957
Phone
7705344255
Address
2601 LIMESTONE PARKWAY, GAINESVILLE, GA 30501

Signing Officer

Name
Joe Foster
Title
President/CEO
Phone
7705344255
Signed
2016-05-15
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Joe Foster
Formed
1973
Legal Domicile
Ga
Voting Board Members
8
Independent Board Members
8
Employees
32

Preparer

Firm
Cynthia L Coleman
Address
610 BRIDGEWATER DR, ATLANTA, GA 30328
Preparer
Cynthia L Coleman CPA
Phone
6784819034
Supplemental Narrative

Additional Explanations

Form 990, Page 2, Part III, Line 4D

To provide thrift savings and borrowings for its members.

Raw XML Appendix386 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd0true
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt0805658
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt01153377
IRS990/AcctCompileOrReviewBasisGrp/ConsolidatedBasisFinclStmtInd0X
IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0TO PROVIDE THRIFT SAVINGS AND BORROWINGS TO MEMBERS OF AN OWNED COOPERATIVE.
IRS990/AdvertisingGrp/ProgramServicesAmt070184
IRS990/AdvertisingGrp/TotalAmt070184
IRS990/AllOtherExpensesGrp/ProgramServicesAmt015395
IRS990/AllOtherExpensesGrp/TotalAmt015395
IRS990/AnnualDisclosureCoveredPrsnInd0true
IRS990/AuditCommitteeInd0true
IRS990/BackupWthldComplianceInd0true
IRS990/BenefitsToMembersGrp/ProgramServicesAmt0101635
IRS990/BenefitsToMembersGrp/TotalAmt0101635
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0HALLCO COMMUNITY CREDIT UNION
IRS990/BooksInCareOfDetail/PhoneNum07705344255
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt02601 LIMESTONE PARKWAY
IRS990/BooksInCareOfDetail/USAddress/CityNm0GAINESVILLE
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0GA
IRS990/BooksInCareOfDetail/USAddress/ZIPCd030501
IRS990/BusinessRlnWithFamMemInd0false
IRS990/BusinessRlnWithOfficerEntInd0false
IRS990/BusinessRlnWithOrgMemInd0false
IRS990/CashNonInterestBearingGrp/BOYAmt01128279
IRS990/CashNonInterestBearingGrp/EOYAmt01224434
IRS990/ChangeToOrgDocumentsInd0false
IRS990/CollectionsOfArtInd0false
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0true
IRS990/CompensationProcessOtherInd0true
IRS990/ConferencesMeetingsGrp/ProgramServicesAmt032245
IRS990/ConferencesMeetingsGrp/TotalAmt032245
IRS990/ConflictOfInterestPolicyInd0true
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt0101635
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt0102458
IRS990/CYOtherExpensesAmt01500159
IRS990/CYOtherRevenueAmt01447610
IRS990/CYProgramServiceRevenueAmt02339753
IRS990/CYRevenuesLessExpensesAmt0802730
IRS990/CYSalariesCompEmpBnftPaidAmt01485297
IRS990/CYTotalExpensesAmt03087091
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt03889821
IRS990/DecisionsSubjectToApprovaInd0true
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/DepreciationDepletionGrp/ProgramServicesAmt0124243
IRS990/DepreciationDepletionGrp/TotalAmt0124243
IRS990/Desc0TO PROVIDE THRIFT SAVINGS AND BORROWINGS TO 10,000 MEMBERS.
IRS990/DescribedInSection501c3Ind0false
IRS990/DisregardedEntityInd0false
IRS990/DocumentRetentionPolicyInd0true
IRS990/DonorAdvisedFundInd0false
IRS990/ElectionOfBoardMembersInd0true
IRS990/EmployeeCnt032
IRS990/EmploymentTaxReturnsFiledInd0true
IRS990/FamilyOrBusinessRlnInd0false
IRS990/FederalGrantAuditRequiredInd0false
IRS990/FeesForServicesAccountingGrp/ProgramServicesAmt025768
IRS990/FeesForServicesAccountingGrp/TotalAmt025768
IRS990/FeesForServicesLegalGrp/ProgramServicesAmt0312
IRS990/FeesForServicesLegalGrp/TotalAmt0312
IRS990/FeesForServicesOtherGrp/ProgramServicesAmt069020
IRS990/FeesForServicesOtherGrp/TotalAmt069020
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignOfficeInd0false
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt040.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd8X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt90
IRS990/Form990PartVIISectionAGrp/PersonNm0GARY MCGLAUNN
IRS990/Form990PartVIISectionAGrp/PersonNm1LAMAR GAILEY
IRS990/Form990PartVIISectionAGrp/PersonNm2BETTY JO WILSON
IRS990/Form990PartVIISectionAGrp/PersonNm3LINDA NICHOLSON
IRS990/Form990PartVIISectionAGrp/PersonNm4ERIK PARDUE
IRS990/Form990PartVIISectionAGrp/PersonNm5DUSTIN HUSLEY
IRS990/Form990PartVIISectionAGrp/PersonNm6RAVONNE GREEN
IRS990/Form990PartVIISectionAGrp/PersonNm7CLAUDINE PITTMAN
IRS990/Form990PartVIISectionAGrp/PersonNm8DIANE GADDY
IRS990/Form990PartVIISectionAGrp/PersonNm9JOE FOSTER
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt9166944
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/TitleTxt0DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt1CHAIRMAN OF
IRS990/Form990PartVIISectionAGrp/TitleTxt2VICE CHAIRMA
IRS990/Form990PartVIISectionAGrp/TitleTxt3SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt4SUPERVISORY
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt8DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt9PRESIDENT/CE
IRS990/Form990ProvidedToGvrnBodyInd0true
IRS990/Form990TFiledInd0true
IRS990/FormationYr01973
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedBasisGrp/ConsolidatedBasisFinclStmtInd0X
IRS990/FSAuditedInd0true
IRS990/FundraisingActivitiesInd0false
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt08
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt03889821
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IndependentAuditFinclStmtInd0false
IRS990/IndependentVotingMemberCnt08
IRS990/IndivRcvdGreaterThan100KCnt01
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartIIIInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/ProgramServicesAmt093749
IRS990/InformationTechnologyGrp/TotalAmt093749
IRS990/InsuranceGrp/ProgramServicesAmt041698
IRS990/InsuranceGrp/TotalAmt041698
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt0102458
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0102458
IRS990/InvestmentInJointVentureInd0false
IRS990/InvestmentsPubTradedSecGrp/BOYAmt05500000
IRS990/InvestmentsPubTradedSecGrp/EOYAmt0513180
IRS990/IRPDocumentCnt01203
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt01252145
IRS990/LandBldgEquipBasisNetGrp/BOYAmt02412665
IRS990/LandBldgEquipBasisNetGrp/EOYAmt02323916
IRS990/LandBldgEquipCostOrOtherBssAmt03576061
IRS990/LegalDomicileStateCd0GA
IRS990/LoanOutstandingInd0false
IRS990/LocalChaptersInd0true
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0true
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MiscellaneousRevenueGrp/TotalRevenueColumnAmt08514
IRS990/MiscellaneousRevenueGrp/UnrelatedBusinessRevenueAmt08514
IRS990/MissionDesc0TO PROVIDE THRIFT SAVINGS AND BORROWINGS TO MEMBERS OF AN OWNED COOPERATIVE.
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt04762266
IRS990/NetAssetsOrFundBalancesEOYAmt05564996
IRS990/NetUnrelatedBusTxblIncmAmt0-516
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/ProgramServicesAmt0150168
IRS990/OccupancyGrp/TotalAmt0150168
IRS990/OfficeExpensesGrp/ProgramServicesAmt0551010
IRS990/OfficeExpensesGrp/TotalAmt0551010
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0881749
IRS990/OtherAssetsTotalGrp/EOYAmt0956010
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt0211639
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0211639
IRS990/OtherExpensesGrp/Desc0LOAN SERVICING EXPENSE
IRS990/OtherExpensesGrp/Desc1PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/Desc2GAIN ON DISP OF ASSET
IRS990/OtherExpensesGrp/Desc3REGULATORY FEES
IRS990/OtherExpensesGrp/ProgramServicesAmt0138788
IRS990/OtherExpensesGrp/ProgramServicesAmt1124500
IRS990/OtherExpensesGrp/ProgramServicesAmt220433
IRS990/OtherExpensesGrp/ProgramServicesAmt312000
IRS990/OtherExpensesGrp/TotalAmt0138788
IRS990/OtherExpensesGrp/TotalAmt1124500
IRS990/OtherExpensesGrp/TotalAmt220433
IRS990/OtherExpensesGrp/TotalAmt312000
IRS990/OtherLiabilitiesGrp/BOYAmt053478232
IRS990/OtherLiabilitiesGrp/EOYAmt062351326
IRS990/OtherRevenueMiscGrp/Desc0FEES FOR SERVICES RENDERED
IRS990/OtherRevenueMiscGrp/Desc1ATM NETWORK FEES
IRS990/OtherRevenueMiscGrp/Desc2MISCELLANEOUS INCOME
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt0778888
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt1481121
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt2179087
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt0778888
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt1481121
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt2179087
IRS990/OtherRevenueTotalAmt01447610
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt01056350
IRS990/OtherSalariesAndWagesGrp/TotalAmt01056350
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt039247232
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt043613030
IRS990/PartialLiquidationInd0false
IRS990/PaymentsToAffiliatesGrp/ProgramServicesAmt030646
IRS990/PaymentsToAffiliatesGrp/TotalAmt030646
IRS990/PayrollTaxesGrp/ProgramServicesAmt080853
IRS990/PayrollTaxesGrp/TotalAmt080853
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt0136455
IRS990/PensionPlanContributionsGrp/TotalAmt0136455
IRS990/PoliciesReferenceChaptersInd0false
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0165217
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt098261
IRS990/PrincipalOfficerNm0JOE FOSTER
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS TO MEMBERS
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt02339753
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt02339753
IRS990/ProgSrvcAccomActyOtherGrp/Desc0TO PROVIDE THRIFT SAVINGS AND BORROWINGS FOR ITS MEMBERS.
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYBenefitsPaidToMembersAmt073823
IRS990/PYInvestmentIncomeAmt0103945
IRS990/PYOtherExpensesAmt01362998
IRS990/PYOtherRevenueAmt01332587
IRS990/PYProgramServiceRevenueAmt02027244
IRS990/PYRevenuesLessExpensesAmt0572611
IRS990/PYSalariesCompEmpBnftPaidAmt01454344
IRS990/PYTotalExpensesAmt02891165
IRS990/PYTotalRevenueAmt03463776
IRS990/ReconcilationRevenueExpnssAmt0802730
IRS990/RegularMonitoringEnfrcInd0false
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt04762266
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt05564996
IRS990/SavingsAndTempCashInvstGrp/BOYAmt09711014
IRS990/SavingsAndTempCashInvstGrp/EOYAmt020340868
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt01568248
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0751803
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt02320051
IRS990ScheduleD/EquipmentGrp/BookValueAmt0241691
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0500342
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0742033
IRS990ScheduleD/LandGrp/BookValueAmt0513977
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0513977
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt062351326
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBERS SHARES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1DIVIDENDS PAYABLE
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc2TAXES PAYABLE
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc3ACCRUED EXPENSES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc4DEFERRED COMPENSATION
IRS990ScheduleD/TotalBookValueLandBuildingsAmt02323916
IRS990ScheduleD/TotalLiabilityAmt062351326
IRS990ScheduleJ/EquityBasedCompArrngmInd0false
IRS990/ScheduleJRequiredInd0true
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0145399
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt021545
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0JOE FOSTER
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0PRESIDENT/CEO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0166944
IRS990ScheduleJ/SeverancePaymentInd0false
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0TO PROVIDE THRIFT SAVINGS AND BORROWINGS FOR ITS MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1ORGANIZED WITH MEMBERS
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2ANYONE WHO QUALIFIES FOR MEMBERSHIP IN ACCORDANCE WITH THE CREDIT UNION BY-LAWS CAN BECOME A MEMBER.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE BOARD OF DIRECTORS IS ELECTED BY THE MEMBERSHIP.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4CREDIT UNION HAS BRANCH LOCATIONS AND HAS POLICIES AND PROCEDURES IN PLACE REGARDING THESE BRANCHES
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5THE CEO PRESENTS THE 990 AND 990T RETURNS TO THE BOARD OF DIRECTORS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6CEO'S SALARY IS SUBJECT TO THE APPROVAL OF THE BOARD OF DIRECTORS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7OFFICERS AND KEY EMPLOYEE'S COMPENSATION IS SUBJECT TO THE APPROVAL OF THE BOARD OF DIRECTORS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8FORM 990 AND 990T IS PUBISHED ON GUIDESTAR.ORG.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PAGE 2, PART III, LINE 4D
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 6, PART VI, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PAGE 6, PART VI, LINE 10B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PAGE 6, PART VI, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7FORM 990, PAGE 6, PART VI, LINE 15B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8FORM 990, PAGE 6, PART VI, LINE 19
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/StatesWhereCopyOfReturnIsFldCd0GA
IRS990/SubjectToProxyTaxInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt059046156
IRS990/TotalAssetsEOYAmt069069699
IRS990/TotalAssetsGrp/BOYAmt059046156
IRS990/TotalAssetsGrp/EOYAmt069069699
IRS990/TotalCompGreaterThan150KInd0true
IRS990/TotalEmployeeCnt032
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt03087091
IRS990/TotalFunctionalExpensesGrp/TotalAmt03087091
IRS990/TotalGrossUBIAmt08514
IRS990/TotalLiabilitiesBOYAmt054283890
IRS990/TotalLiabilitiesEOYAmt063504703
IRS990/TotalLiabilitiesGrp/BOYAmt054283890
IRS990/TotalLiabilitiesGrp/EOYAmt063504703
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt04762266
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt05564996
IRS990/TotalProgramServiceRevenueAmt02339753
IRS990/TotalReportableCompFromOrgAmt0166944
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt03881307
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt03889821
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt08514
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt059046156
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt069069699
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0true
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt02601 LIMESTONE PARKWAY
IRS990/USAddress/CityNm0GAINESVILLE
IRS990/USAddress/StateAbbreviationCd0GA
IRS990/USAddress/ZIPCd030501
IRS990/VotingMembersGoverningBodyCnt08
IRS990/VotingMembersIndependentCnt08
IRS990/WebsiteAddressTxt0WWW.HALLCOCU.ORG
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02016-09-27 15:27:22Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0JOE FOSTER
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT/CEO
ReturnHeader/BusinessOfficerGrp/PhoneNum07705344255
ReturnHeader/BusinessOfficerGrp/SignatureDt02016-05-15
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0HALLCO COMMUNITY CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0HALL
ReturnHeader/Filer/EIN0581232957
ReturnHeader/Filer/PhoneNum07705344255
ReturnHeader/Filer/USAddress/AddressLine1Txt02601 LIMESTONE PARKWAY
ReturnHeader/Filer/USAddress/CityNm0GAINESVILLE
ReturnHeader/Filer/USAddress/StateAbbreviationCd0GA
ReturnHeader/Filer/USAddress/ZIPCd030501
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0582169999
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0CYNTHIA L COLEMAN
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0610 BRIDGEWATER DR
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0ATLANTA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0GA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd030328
ReturnHeader/PreparerPersonGrp/PhoneNum06784819034
ReturnHeader/PreparerPersonGrp/PreparationDt02016-06-20
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0CYNTHIA L COLEMAN CPA
ReturnHeader/ReturnTs02016-06-20T11:49:22-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02015-01-01
ReturnHeader/TaxPeriodEndDt02015-12-31
ReturnHeader/TaxYr02015

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings