Civic Intelligence

Cgr Credit Union

990 • Fiscal year 2017 • EIN 58-1122970

Jan 01, 2017 to Dec 31, 2017 • Filed on Nov 15, 2018

2040 Ingleside AveMacon, GA 31204

(478) 745-0494

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

17th percentile

0.83x

Higher debt load relative to assets than 17% of similar nonprofits.

2017 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2017

Liabilities / Revenue

12th percentile

12.29x

Higher debt load relative to revenue than 12% of similar nonprofits.

2017 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2017

Net Margin

75th percentile

16%

Higher net margin than 75% of similar nonprofits.

2017 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2017

Top Officer Pay

95th percentile

$273,503

Higher top officer pay than 95% of similar nonprofits.

Top officer pay equals 4.7% of source-year revenue.

2017 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2017

Asset Growth

54th percentile

3.3%

Faster asset growth than 54% of similar nonprofits.

2017 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2016 to 2017

Revenue Growth

23rd percentile

1.5%

Faster revenue growth than 23% of similar nonprofits.

2017 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2016 to 2017

Assets

Up

$85,851,300

Up $2,765,003 (+3.3%) from 2016

Net Assets

Up

$14,236,354

Up $418,798 (+3.0%) from 2016

Liabilities

Up

$71,614,946

Up $2,346,205 (+3.4%) from 2016

Revenue

Up

$5,825,095

Up $83,261 (+1.5%) from 2016

Expenses

Up

$4,895,181

Up $229,150 (+4.9%) from 2016

Net Income

Down

$929,914

Down $145,889 (-14%) from 2016

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$150M$100M$50M$0Assets 2008: $33,866,925Liabilities 2008: $29,371,687Net Assets 2008: $4,495,2382008Assets 2009: $44,724,199Liabilities 2009: $39,884,920Net Assets 2009: $4,839,2792009Assets 2010: $45,951,319Liabilities 2010: $40,304,712Net Assets 2010: $5,646,6072010Assets 2015: $82,590,535Liabilities 2015: $69,782,688Net Assets 2015: $12,807,8472015Assets 2016: $83,086,297Liabilities 2016: $69,268,741Net Assets 2016: $13,817,5562016Assets 2017: $85,851,300Liabilities 2017: $71,614,946Net Assets 2017: $14,236,3542017Assets 2018: $90,489,769Liabilities 2018: $74,091,955Net Assets 2018: $16,397,8142018Assets 2019: $92,762,298Liabilities 2019: $75,031,198Net Assets 2019: $17,731,1002019Assets 2020: $109,579,321Liabilities 2020: $91,204,997Net Assets 2020: $18,374,3242020Assets 2021: $116,663,240Liabilities 2021: $97,610,738Net Assets 2021: $19,052,5022021Assets 2022: $113,701,166Liabilities 2022: $93,408,016Net Assets 2022: $20,293,1502022Assets 2023: $113,694,844Liabilities 2023: $91,997,721Net Assets 2023: $21,697,1232023Assets 2024: $112,331,366Liabilities 2024: $88,843,857Net Assets 2024: $23,487,5092024

Highlighted filing

2017

Assets$85,851,300
Liabilities$71,614,946
Net Assets$14,236,354

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$10M$5.0M$0-$5.0MRevenue 2008: $100,899Expenses 2008: $101,668Net Income 2008: -$7692008Revenue 2009: $63,478Expenses 2009: $110,397Net Income 2009: -$46,9192009Revenue 2010: $84,530Expenses 2010: $122,146Net Income 2010: -$37,6162010Revenue 2015: $5,523,033Expenses 2015: $4,427,368Net Income 2015: $1,095,6652015Revenue 2016: $5,741,834Expenses 2016: $4,666,031Net Income 2016: $1,075,8032016Revenue 2017: $5,825,095Expenses 2017: $4,895,181Net Income 2017: $929,9142017Revenue 2018: $6,522,109Expenses 2018: $5,231,032Net Income 2018: $1,291,0772018Revenue 2019: $6,731,698Expenses 2019: $5,376,273Net Income 2019: $1,355,4252019Revenue 2020: $5,614,753Expenses 2020: $4,971,530Net Income 2020: $643,2232020Revenue 2021: $5,356,650Expenses 2021: $4,678,472Net Income 2021: $678,1782021Revenue 2022: $6,221,996Expenses 2022: $4,981,348Net Income 2022: $1,240,6482022Revenue 2023: $7,339,107Expenses 2023: $5,935,134Net Income 2023: $1,403,9732023Revenue 2024: $8,246,945Expenses 2024: $6,456,559Net Income 2024: $1,790,3862024

Highlighted filing

2017

Revenue$5,825,095
Expenses$4,895,181
Net Income$929,914
Jump To
Filing Snapshot
Filing Period
Jan 1, 2017 to Dec 31, 2017
Signed
Nov 15, 2018
Return Version
2017v2.3
Gross Receipts
$5,827,353
Mission and Program Overview

Mission

Cgr credit union is a financial cooperative dedicated to providing savings and loans to our members utilizing safe business practices. Cgr credit union is here for our members who trust us with all their financial business and stay with us for life. The credit provides services for approximately 11,129 members in the form of loans, savings, and other financial services.

Cooperative provider of credit union financial services including savings and loans

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$41,321,741$43,326,080▲ $2,004,339
Other Notes and Loans Receivable, Net$35,115,292$35,486,162▲ $370,870
Rtn Earn Endowment Incm Other Fnds$13,817,556$14,236,354▲ $418,798
Cash and Non-Interest-Bearing Accounts$2,262,600$2,719,508▲ $456,908
Land, Buildings, and Equipment, Net$2,275,547$2,352,387▲ $76,840
Prepaid Expenses and Deferred Charges$122,569$110,637▼ $11,932
Accounts Receivable$-33,935$-814▲ $33,121
Total Assets$83,086,297$85,851,300▲ $2,765,003
Other Assets Total$2,022,483$1,857,340▼ $165,143
Liabilities
Other Liabilities$68,052,556$70,219,492▲ $2,166,936
Accounts Payable and Accrued Expenses$1,216,185$1,395,454▲ $179,269
Total Liabilities$69,268,741$71,614,946▲ $2,346,205
Net Assets / Fund Balance
Total Net Assets Fund Balance$13,817,556$14,236,354▲ $418,798
Total Liabilities and Net Assets / Fund Balance$83,086,297$85,851,300▲ $2,765,003

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$1,722,356$626,494$2,348,850
Land$364,200-$364,200
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Robert JordanPresident/ceFT$245,999$27,504$273,503
Robert JordanPresident/CEO-$245,999$27,504$273,503

Board Members and Trustees

NameTitle
Timothy SlocumChairman
Cathy PattersonVice Chairma
Clint HarperBoard Member
Doanld SmithBoard Member
Gina KeadleBoard Member
Karen FarrDirector
Quentin JudeScretary

Highest Paid Contractors

ContractorServicesLocationCompensation
Fis GlobalC.c. ProcessingPO BOX 4535, Carol Stream, IL 60197$380,517
Members Core AllianceCredit Un. Svcs6705 SUGARLOAF PARKWAY SUITE 200, Duluth, GA 30097$228,465
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$4,871,270
Investment Income
$-2,258
Other Revenue
$956,083
Change in Net Assets
$929,914
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$2,812,484
Salaries, Compensation, and Employee Benefits$2,082,697
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$1,320,645--$1,320,645
Fees for Services Management$958,831--$958,831
Office Expenses$534,175--$534,175
Interest$370,288--$370,288
Other Employee Benefits$315,561--$315,561
Current Officers, Directors, Trustees, and Key Employees$273,503--$273,503
Occupancy$224,897--$224,897
Fees for Service Investment Mgmnt Fees$176,254--$176,254
Other Expenses$159,464$8,393-$167,857
Payroll Taxes$118,797--$118,797
Advertising$96,301--$96,301
Pension Plan Contributions$54,191--$54,191
Conferences and Meetings$24,301--$24,301
Fees for Services Other$17,567--$17,567
Fees for Services Accounting$10,800--$10,800
Fees for Services Legal$7,158--$7,158
Total Functional Expenses$4,886,788$8,393$0$4,895,181
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Interested-Person Transactions

Interested PartyRelationshipDescriptionShared RevenueAmount
Dianne JordanPresident SpousJoint InvestmentNo-
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Total Shares$69,861,321
Total Accrued Expenses$358,171
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
Yes
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 7A

Election by members at the annual meeting of the membership is held the 2nd tuesday in february each year. Nominations are opened 45 days prior to the meeting and are submitted to the board appointed "nominating committee". Nominees are vetted to the extent that they are members in good standing and are financially responsible in their personal business. Nominations are also called for from the floor of the annual meeting and, should there be a nominee from the floor, the supervisory committee is positioned to do an on-the-spot review of the nominee's qualifications.

Form 990, Page 6, Part VI, Line 11B

Form 990 reviewed a regular bod meeting.

Form 990, Page 6, Part VI, Line 12C

We have a code of ethics that covers conflicts of interest as well as our employee handbook. All officials are required to sign "conflict of interest" statements.

Form 990, Page 6, Part VI, Line 15A

We use hr performance solutions' product called compease as a benchmarking tool for all employees. The bod references this tool in their decisions for setting the ceo's salary. The board of directors reviews the ceo performance annually and consults with a third-party firm qualified to evaluate what is appropriate and competitive in both compensation and benefits.

Form 990, Page 6, Part VI, Line 15B

We use hr performance solutions product called compease as a benchmarking tool for all employees.

Form 990, Page 6, Part VI, Line 19

Governing documents that are not publically available online are available upon request at the credit union's ingleside ave branch. The conflict of interest policy would also be available upon request. Financial statements are posted in the lobby of each branch.

Filing and Contact Details

Filer

Filer Name
Cgr Credit Union
EIN
58-1122970
Phone
4787450494
Address
2040 INGLESIDE AVE, MACON, GA 31204

Signing Officer

Name
Robert Jordan
Title
President/CEO
Phone
4789607422
Signed
2018-11-15

Organization Details

Principal Officer
Robert Jordan
Formed
1971
Legal Domicile
Ga
Voting Board Members
7
Independent Board Members
7
Employees
46
Volunteers
4

Preparer

Firm
Schwartz Cole and Associates LLC
Address
11776 W SAMPLE RD STE 106, CORAL SPRINGS, FL 33065-3180
Preparer
Daniel J Cole
Phone
9547551760
Supplemental Narrative

Additional Explanations

FORM 990 - ORGANIZATION'S MISSION

Cgr credit union is a financial cooperative dedicated to providing savings and loans to our memebers utilizing safe business practices. Cgr credit union is here our members trust us with all their financial business and stay with us for life.

Form 990, Page 2, Part III, Line 4D

CREDIT UNION

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This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/OtherExpensesGrp/TotalAmt0224055
IRS990/OtherExpensesGrp/TotalAmt1167857
IRS990/OtherLiabilitiesGrp/BOYAmt068052556
IRS990/OtherLiabilitiesGrp/EOYAmt070219492
IRS990/OtherRevenueMiscGrp/BusinessCd0524298
IRS990/OtherRevenueMiscGrp/Desc0CARD FEES & OTHERS
IRS990/OtherRevenueMiscGrp/Desc1AUTO WARRANTY INS.
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt0952883
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt0952883
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt13200
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt03200
IRS990/OtherRevenueTotalAmt0956083
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt01320645
IRS990/OtherSalariesAndWagesGrp/TotalAmt01320645
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt035115292
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt035486162
IRS990/PartialLiquidationInd0false
IRS990/PayrollTaxesGrp/ProgramServicesAmt0118797
IRS990/PayrollTaxesGrp/TotalAmt0118797
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt054191
IRS990/PensionPlanContributionsGrp/TotalAmt054191
IRS990/PoliciesReferenceChaptersInd0true
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0122569
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0110637
IRS990/PrincipalOfficerNm0ROBERT JORDAN
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0522291
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2522291
IRS990/ProgramServiceRevenueGrp/BusinessCd3524298
IRS990/ProgramServiceRevenueGrp/BusinessCd4522200
IRS990/ProgramServiceRevenueGrp/Desc0FEE INCOME-PRODUCTS & SERVICE
IRS990/ProgramServiceRevenueGrp/Desc1INTERST INCOME ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc2INVESTMENT INCOME
IRS990/ProgramServiceRevenueGrp/Desc3INSURANCE PRODUCTS ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc4NON-MBR ATM FEES
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt02099919
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt12042721
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt2491225
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt3188013
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt02099919
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt12042721
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2491225
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt3188013
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt449392
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt049392
IRS990/ProgSrvcAccomActyOtherGrp/Desc0CREDIT UNION
IRS990/ProgSrvcAccomActyOtherGrp/ExpenseAmt03654454
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYInvestmentIncomeAmt0-20467
IRS990/PYOtherExpensesAmt02639505
IRS990/PYOtherRevenueAmt0925814
IRS990/PYProgramServiceRevenueAmt04836487
IRS990/PYRevenuesLessExpensesAmt01075803
IRS990/PYSalariesCompEmpBnftPaidAmt02026526
IRS990/PYTotalExpensesAmt04666031
IRS990/PYTotalRevenueAmt05741834
IRS990/ReconcilationRevenueExpnssAmt0929914
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt013817556
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt014236354
IRS990/SavingsAndTempCashInvstGrp/BOYAmt041321741
IRS990/SavingsAndTempCashInvstGrp/EOYAmt043326080
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt01722356
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0626494
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt02348850
IRS990ScheduleD/LandGrp/BookValueAmt0364200
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0364200
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt069861321
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt1358171
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0TOTAL SHARES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1TOTAL ACCRUED EXPENSES
IRS990ScheduleD/TotalBookValueLandBuildingsAmt02086556
IRS990ScheduleD/TotalLiabilityAmt070219492
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/ClubDuesOrFeesInd0X
IRS990ScheduleJ/CompensationSurveyInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd0false
IRS990ScheduleJ/IndependentConsultantInd0X
IRS990/ScheduleJRequiredInd0true
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0245999
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt027504
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0ROBERT JORDAN
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0PRESIDENT/CEO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0273503
IRS990ScheduleJ/SeverancePaymentInd0false
IRS990ScheduleJ/SubstantiationRequiredInd0false
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd0false
IRS990ScheduleJ/WrittenPolicyRefTAndEExpnssInd0true
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/NameOfInterested/PersonNm0DIANNE JORDAN
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/RelationshipDescriptionTxt0PRESIDENT SPOUS
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/SharingOfRevenuesInd0false
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/TransactionDesc0JOINT INVESTMENT
IRS990ScheduleL/SupplementalInformationDetail/ExplanationTxt0THE FIRST SPLIT DOLLAR 457F PLAN WITH PRESIDENT ROBERT JORDAN HAS BEEN IN PLACE SINCE 2009. A LOAN ADVANCE OF 39,999.99 IS POSTED YEARLY. THE LOAN ADVANCE IS NONRECOURSE SPLIT DOLLAR TO PAY PREMIUM THE SECOND SPLIT DOLLAR PLAN WITH PRESIDENT JORDAN IS A JOINT INVESTMENT WITH HIS SPOUSE IN A CASH VALUE INSURANCE POLICY TO PROVIDE REASONABLE RETIRMENT INCOME FOR THE INTERESTED PERSON AND INVESMENT RETURN AND INTEREST TO GCR CREDIT UNION.
IRS990ScheduleL/SupplementalInformationDetail/FormAndLineReferenceDesc0SCHEDULE L, PART V
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0CGR CREDIT UNION IS A FINANCIAL COOPERATIVE DEDICATED TO PROVIDING SAVINGS AND LOANS TO OUR MEMEBERS UTILIZING SAFE BUSINESS PRACTICES. CGR CREDIT UNION IS HERE OUR MEMBERS TRUST US WITH ALL THEIR FINANCIAL BUSINESS AND STAY WITH US FOR LIFE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1CREDIT UNION
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2ELECTION BY MEMBERS AT THE ANNUAL MEETING OF THE MEMBERSHIP IS HELD THE 2ND TUESDAY IN FEBRUARY EACH YEAR. NOMINATIONS ARE OPENED 45 DAYS PRIOR TO THE MEETING AND ARE SUBMITTED TO THE BOARD APPOINTED "NOMINATING COMMITTEE". NOMINEES ARE VETTED TO THE EXTENT THAT THEY ARE MEMBERS IN GOOD STANDING AND ARE FINANCIALLY RESPONSIBLE IN THEIR PERSONAL BUSINESS. NOMINATIONS ARE ALSO CALLED FOR FROM THE FLOOR OF THE ANNUAL MEETING AND, SHOULD THERE BE A NOMINEE FROM THE FLOOR, THE SUPERVISORY COMMITTEE IS POSITIONED TO DO AN ON-THE-SPOT REVIEW OF THE NOMINEE'S QUALIFICATIONS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3FORM 990 REVIEWED A REGULAR BOD MEETING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4WE HAVE A CODE OF ETHICS THAT COVERS CONFLICTS OF INTEREST AS WELL AS OUR EMPLOYEE HANDBOOK. ALL OFFICIALS ARE REQUIRED TO SIGN "CONFLICT OF INTEREST" STATEMENTS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5WE USE HR PERFORMANCE SOLUTIONS' PRODUCT CALLED COMPEASE AS A BENCHMARKING TOOL FOR ALL EMPLOYEES. THE BOD REFERENCES THIS TOOL IN THEIR DECISIONS FOR SETTING THE CEO'S SALARY. THE BOARD OF DIRECTORS REVIEWS THE CEO PERFORMANCE ANNUALLY AND CONSULTS WITH A THIRD-PARTY FIRM QUALIFIED TO EVALUATE WHAT IS APPROPRIATE AND COMPETITIVE IN BOTH COMPENSATION AND BENEFITS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6WE USE HR PERFORMANCE SOLUTIONS PRODUCT CALLED COMPEASE AS A BENCHMARKING TOOL FOR ALL EMPLOYEES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7GOVERNING DOCUMENTS THAT ARE NOT PUBLICALLY AVAILABLE ONLINE ARE AVAILABLE UPON REQUEST AT THE CREDIT UNION'S INGLESIDE AVE BRANCH. THE CONFLICT OF INTEREST POLICY WOULD ALSO BE AVAILABLE UPON REQUEST. FINANCIAL STATEMENTS ARE POSTED IN THE LOBBY OF EACH BRANCH.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990 - ORGANIZATION'S MISSION
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 2, PART III, LINE 4D
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PAGE 6, PART VI, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PAGE 6, PART VI, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PAGE 6, PART VI, LINE 15B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7FORM 990, PAGE 6, PART VI, LINE 19
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt083086297
IRS990/TotalAssetsEOYAmt085851300
IRS990/TotalAssetsGrp/BOYAmt083086297
IRS990/TotalAssetsGrp/EOYAmt085851300
IRS990/TotalCompGreaterThan150KInd0true
IRS990/TotalEmployeeCnt046
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt08393
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt04886788
IRS990/TotalFunctionalExpensesGrp/TotalAmt04895181
IRS990/TotalGrossUBIAmt052592
IRS990/TotalLiabilitiesBOYAmt069268741
IRS990/TotalLiabilitiesEOYAmt071614946
IRS990/TotalLiabilitiesGrp/BOYAmt069268741
IRS990/TotalLiabilitiesGrp/EOYAmt071614946
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt013817556
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt014236354
IRS990/TotalOtherCompensationAmt027504
IRS990/TotalOtherProgSrvcExpenseAmt03654454
IRS990/TotalProgramServiceExpensesAmt04886788
IRS990/TotalProgramServiceRevenueAmt04871270
IRS990/TotalReportableCompFromOrgAmt0245999
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt05772503
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt05825095
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt052592
IRS990/TotalVolunteersCnt04
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt083086297
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt085851300
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0true
IRS990/UponRequestInd0X
IRS990/VotingMembersGoverningBodyCnt07
IRS990/VotingMembersIndependentCnt07
IRS990/WebsiteAddressTxt0WWW.CGRCU.ORG
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02019-02-21 02:37:17Z
ReturnHeader/BusinessOfficerGrp/PersonNm0ROBERT JORDAN
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT/CEO
ReturnHeader/BusinessOfficerGrp/PhoneNum04789607422
ReturnHeader/BusinessOfficerGrp/SignatureDt02018-11-15
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0CGR CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0CGRC
ReturnHeader/Filer/EIN0581122970
ReturnHeader/Filer/PhoneNum04787450494
ReturnHeader/Filer/USAddress/AddressLine1Txt02040 INGLESIDE AVE
ReturnHeader/Filer/USAddress/CityNm0MACON
ReturnHeader/Filer/USAddress/StateAbbreviationCd0GA
ReturnHeader/Filer/USAddress/ZIPCd031204
ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId008BD273990EA01E5E38543C8FC488B7685EB5954
ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId0A42E0CF4B0CFABFAFDAD50D00CF409967B1ADB50
ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd0P
ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt0167.68.16.49
ReturnHeader/FilingSecurityInformation/IPDt02018-11-15
ReturnHeader/FilingSecurityInformation/IPTimezoneCd0CS
ReturnHeader/FilingSecurityInformation/IPTm019:37:36
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0261694946

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$112$88.8$23.5$8.25$6.46$1.79
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$114$92.0$21.7$7.34$5.94$1.40
2022Detailed filing. Detailed filing data is available for this year.$114$93.4$20.3$6.22$4.98$1.24
2021Detailed filing. Detailed filing data is available for this year.$117$97.6$19.1$5.36$4.68$0.68
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$110$91.2$18.4$5.61$4.97$0.64
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$92.8$75.0$17.7$6.73$5.38$1.36
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$90.5$74.1$16.4$6.52$5.23$1.29
2017Detailed filing. Detailed filing data is available for this year.$85.9$71.6$14.2$5.83$4.90$0.93
2016Detailed filing. Detailed filing data is available for this year.$83.1$69.3$13.8$5.74$4.67$1.08
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$82.6$69.8$12.8$5.52$4.43$1.10
2010Summary only. Only limited summary data is available for this year.$46.0$40.3$5.65$0.08$0.12$0.04
2009Summary only. Only limited summary data is available for this year.$44.7$39.9$4.84$0.06$0.11$0.05
2008Summary only. Only limited summary data is available for this year.$33.9$29.4$4.50$0.10$0.10$0.00