Civic Intelligence

Pinnacle Credit Union

990 • Fiscal year 2014 • EIN 58-0147125

Jan 01, 2014 to Dec 31, 2014 • Filed on Nov 13, 2015

Organization ProfileWWW.PINNACLECU.ORG

View Organization Page

536 North AvenueAtlanta, GA 30308

(404) 888-1648

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

100th percentile

0.94x

Higher debt load relative to assets than 100% of similar nonprofits.

2014 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2014

Liabilities / Revenue

66th percentile

20.75x

Higher debt load relative to revenue than 66% of similar nonprofits.

2014 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2014

Net Margin

48th percentile

10%

Higher net margin than 48% of similar nonprofits.

2014 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2014

Top Officer Pay

13th percentile

$91,971

Higher top officer pay than 13% of similar nonprofits.

Top officer pay equals 2.6% of source-year revenue.

2014 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2014

Asset Growth

1st percentile

-5.3%

Faster asset growth than 1% of similar nonprofits.

2014 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2013 to 2014

Revenue Growth

20th percentile

-4.5%

Faster revenue growth than 20% of similar nonprofits.

2014 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2013 to 2014

Balance Sheet
Liabilities / Assets100th percentile

Assets

Down

$77,791,641

Down $4,353,137 (-5.3%) from 2013

Net Assets

Up

$4,805,151

Up $383,819 (+8.7%) from 2013

Liabilities

Down

$72,986,490

Down $4,736,956 (-6.1%) from 2013

Revenue And Expenses
Liabilities / Revenue66th percentileNet Margin48th percentile

Revenue

Down

$3,517,169

Down $164,517 (-4.5%) from 2013

Expenses

Down

$3,164,805

Down $732,681 (-19%) from 2013

Net Income

Up

$352,364

Up $568,164 (+263%) from 2013

Historical Trend

Balance Sheet Trend

Asset Growth1st percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$100M$50M$0Assets 2010: $86,513,929Liabilities 2010: $76,901,713Net Assets 2010: $9,612,2162010Assets 2011: $86,140,463Liabilities 2011: $80,004,609Net Assets 2011: $6,135,8542011Assets 2012: $86,280,568Liabilities 2012: $80,008,562Net Assets 2012: $6,272,0062012Assets 2013: $82,144,778Liabilities 2013: $77,723,446Net Assets 2013: $4,421,3322013Assets 2014: $77,791,641Liabilities 2014: $72,986,490Net Assets 2014: $4,805,1512014Assets 2015: $76,013,819Liabilities 2015: $70,938,626Net Assets 2015: $5,075,1932015Assets 2016: $71,183,035Liabilities 2016: $66,015,061Net Assets 2016: $5,167,9742016Assets 2017: $74,094,383Liabilities 2017: $68,366,648Net Assets 2017: $5,727,7352017Assets 2018: $72,216,019Liabilities 2018: $66,511,095Net Assets 2018: $5,704,9242018Assets 2019: $72,604,023Liabilities 2019: $65,858,416Net Assets 2019: $6,745,6072019Assets 2020: $81,661,087Liabilities 2020: $75,101,482Net Assets 2020: $6,559,6052020Assets 2021: $87,619,117Liabilities 2021: $81,411,656Net Assets 2021: $6,207,4612021Assets 2022: $92,125,054Liabilities 2022: $87,742,158Net Assets 2022: $4,382,8962022Assets 2023: $87,063,480Liabilities 2023: $82,100,225Net Assets 2023: $4,963,2552023Assets 2024: $0Liabilities 2024: $0Net Assets 2024: $02024

Highlighted filing

2014

Assets$77,791,641
Liabilities$72,986,490
Net Assets$4,805,151
Open 2014 Filing

Operations Trend

Revenue Growth20th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$6.0M$4.0M$2.0M$0-$2.0MExpenses 2010: $4,954,0892010Expenses 2011: $4,341,0052011Expenses 2012: $4,019,6542012Revenue 2013: $3,681,686Expenses 2013: $3,897,486Net Income 2013: -$215,8002013Revenue 2014: $3,517,169Expenses 2014: $3,164,805Net Income 2014: $352,3642014Revenue 2015: $3,904,578Expenses 2015: $3,518,999Net Income 2015: $385,5792015Revenue 2016: $3,751,059Expenses 2016: $3,378,325Net Income 2016: $372,7342016Revenue 2017: $3,807,149Expenses 2017: $3,306,313Net Income 2017: $500,8362017Revenue 2018: $3,572,157Expenses 2018: $3,440,768Net Income 2018: $131,3892018Revenue 2019: $4,081,488Expenses 2019: $3,705,095Net Income 2019: $376,3932019Revenue 2020: $3,448,471Expenses 2020: $3,642,841Net Income 2020: -$194,3702020Revenue 2021: $3,525,516Expenses 2021: $3,464,461Net Income 2021: $61,0552021Revenue 2022: $5,871,610Expenses 2022: $4,461,601Net Income 2022: $1,410,0092022Revenue 2023: $4,151,204Expenses 2023: $4,163,305Net Income 2023: -$12,1012023Revenue 2024: $2,544,785Expenses 2024: $4,058,167Net Income 2024: -$1,513,3822024

Highlighted filing

2014

Revenue$3,517,169
Expenses$3,164,805
Net Income$352,364
Open 2014 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2014 to Dec 31, 2014
Signed
Nov 13, 2015
Return Version
2014v5.0
Gross Receipts
$3,517,169
Mission and Program Overview

Mission

Provide financial services to the various members of the financial institution including loan and deposit accounts.

State chartered member served credit union.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$32,289,049$35,216,511▲ $2,927,462
Investments in Publicly Traded Securities$20,277,661$17,168,280▼ $3,109,381
Investments Other Securities$16,165,655$12,983,931▼ $3,181,724
Savings and Temporary Cash Investments$9,427,251$8,379,481▼ $1,047,770
Rtn Earn Endowment Incm Other Fnds$4,421,332$4,805,151▲ $383,819
Land, Buildings, and Equipment, Net$1,354,869$1,618,995▲ $264,126
Cash and Non-Interest-Bearing Accounts$548,211$423,523▼ $124,688
Accounts Receivable$194,067$217,115▲ $23,048
Prepaid Expenses and Deferred Charges$145,243$176,790▲ $31,547
Total Assets$82,144,778$77,791,641▼ $4,353,137
Other Assets Total$1,742,772$1,607,015▼ $135,757
Liabilities
Other Liabilities$77,606,398$72,577,960▼ $5,028,438
Accounts Payable and Accrued Expenses$117,048$408,530▲ $291,482
Total Liabilities$77,723,446$72,986,490▼ $4,736,956
Net Assets / Fund Balance
Total Net Assets Fund Balance$4,421,332$4,805,151▲ $383,819
Total Liabilities and Net Assets / Fund Balance$82,144,778$77,791,641▼ $4,353,137

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$1,106,982$1,258,120$2,013,933
Equipment$209,899$698,063$869,771
Land$300,564-$300,564
Other Land Buildings$1,550$12,785$14,335
Other Securities$596--
Compensation and Service Providers
Top Officer Pay13th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Diane MccoyExecutive Vice PresidentFT$85,000$6,971$91,971
Matthew SelkePresident/CEOFT$36,672-$36,672

Board Members and Trustees

NameTitle
Gene ChandlerDirector/chairman
James TaylorDirector/v.chairman
Anthony ScaleseBod
Jeanne IvoryBod
Willie LesterBod

Highest Paid Contractors

ContractorServicesLocationCompensation
Xp SystemsData Processing75 REMITTANCE DRIVE SUITE 6963, Chicago, IL 60675$203,568
At&tTelephone Internet ServicesPO BOX 535120, Atlanta, GA 30353$140,971
-Home Banking Bill Pay ServicesPO BOX 535120, Atlanta, GA 30353$126,819
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$3,223,262
Investment Income
$293,907
Other Revenue
$0
Change in Net Assets
$352,364
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$1,831,796
Salaries, Compensation, and Employee Benefits$1,333,009
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$987,200--$987,200
Office Expenses$405,515--$405,515
Information Technology$391,969--$391,969
Occupancy$177,816--$177,816
Other Expenses$165,814--$165,814
Fees for Services Other$141,009--$141,009
Interest$135,776--$135,776
Current Officers, Directors, Trustees, and Key Employees$128,643--$128,643
Depreciation Depletion$125,235--$125,235
Advertising$111,374--$111,374
Other Employee Benefits$88,359--$88,359
Payroll Taxes$83,029--$83,029
Insurance$58,247--$58,247
Payments to Affiliates$50,291--$50,291
Pension Plan Contributions$45,778--$45,778
Fees for Services Accounting$32,787--$32,787
Conferences and Meetings$22,275--$22,275
Fees for Services Management$7,673--$7,673
Fees for Services Legal$6,015--$6,015
Total Functional Expenses$3,164,805$0$0$3,164,805
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Federal income taxes$28,374,150
Certificates of Deposit$17,872,830
Share Draft$12,623,433
Regular Shares$8,255,915
Ira Certificates$3,466,570
Money Market$1,778,436
Ira Shares$204,488
Business Shares$2,138
Other-
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
No
Audit committee
No
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“The organization has members.”

Form 990, Part VI, Section A, Line 7A

“Members elect the board of directors.”

Form 990, Part VI, Section A, Line 7B

“Members of the credit union have the right to approve the governing bodys election and removal of members of the governing body, as well as other matters that are subject to the approval of members of the credit union as they occur.”

Form 990, Part VI, Section B, Line 11B

“President/ceo will provide a copy of the filed form 990 to the full board of directors during a scheduled board meeting.”

Form 990, Part VI, Section B, Line 12C

“Annual disclosures are required.”

Form 990, Part VI, Section B, Line 15

“Determined by industry standards, education, and experience.”

Form 990, Part VI, Section C, Line 19

“Governing documents and conflict of interest policy are available upon request. Financial statements are posted.”

Filing and Contact Details

Filer

Filer Name
Pinnacle Credit Union
EIN
58-0147125
Phone
4048881648
Address
536 NORTH AVENUE, ATLANTA, GA 30308

Signing Officer

Name
Lindsay Knodel
Title
Controller
Signed
2015-11-13
Discuss with paid preparer
Yes

Organization Details

Formed
1926
Legal Domicile
Ga
Voting Board Members
5
Independent Board Members
5
Employees
31
Volunteers
5

Preparer

Firm
ORTH CHAKLER MURNANE AND CO CPAs
Address
12060 SW 129 COURT SUITE 201, MIAMI, FL 33186
Preparer
Douglas Orth
Phone
3052328272
Raw XML AppendixShowing 400 of 419 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/OccupancyGrp/TotalAmt0177816
IRS990/OfficeExpensesGrp/ProgramServicesAmt0405515
IRS990/OfficeExpensesGrp/TotalAmt0405515
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt01742772
IRS990/OtherAssetsTotalGrp/EOYAmt01607015
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt088359
IRS990/OtherEmployeeBenefitsGrp/TotalAmt088359
IRS990/OtherExpensesGrp/Desc0SEE ATTACHED SCHEDULE
IRS990/OtherExpensesGrp/ProgramServicesAmt0165814
IRS990/OtherExpensesGrp/TotalAmt0165814
IRS990/OtherLiabilitiesGrp/BOYAmt077606398
IRS990/OtherLiabilitiesGrp/EOYAmt072577960
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt0987200
IRS990/OtherSalariesAndWagesGrp/TotalAmt0987200
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt032289049
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt035216511
IRS990/PartialLiquidationInd0false
IRS990/PaymentsToAffiliatesGrp/ProgramServicesAmt050291
IRS990/PaymentsToAffiliatesGrp/TotalAmt050291
IRS990/PayrollTaxesGrp/ProgramServicesAmt083029
IRS990/PayrollTaxesGrp/TotalAmt083029
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt045778
IRS990/PensionPlanContributionsGrp/TotalAmt045778
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0145243
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0176790
IRS990/PrincipalOfcrBusinessName/BusinessNameLine1Txt0MATTHEW SELKE
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2900099
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1FEES/CHARGES/OTHER
IRS990/ProgramServiceRevenueGrp/Desc2UNRELATED BUSINESS INCOME
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt02323404
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1896218
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt02323404
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1896218
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt23640
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt03640
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYInvestmentIncomeAmt0230781
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt02371148
IRS990/PYProgramServiceRevenueAmt03450905
IRS990/PYRevenuesLessExpensesAmt0-215800
IRS990/PYSalariesCompEmpBnftPaidAmt01526338
IRS990/PYTotalExpensesAmt03897486
IRS990/PYTotalRevenueAmt03681686
IRS990/ReconcilationRevenueExpnssAmt0352364
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0true
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt04421332
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt04805151
IRS990/SavingsAndTempCashInvstGrp/BOYAmt09427251
IRS990/SavingsAndTempCashInvstGrp/EOYAmt08379481
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt01106982
IRS990ScheduleD/BuildingsGrp/DepreciationAmt01258120
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt02013933
IRS990ScheduleD/EquipmentGrp/BookValueAmt0209899
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0698063
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0869771
IRS990ScheduleD/InclEscrowCustodialAcctLiabInd0false
IRS990ScheduleD/LandGrp/BookValueAmt0300564
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0300564
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt01550
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt012785
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt014335
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt028374150
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt18255915
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt212623433
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt317872830
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt41778436
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt53466570
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt6204488
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt72138
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Federal income taxes
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1REGULAR SHARES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc2SHARE DRAFT
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc3CERTIFICATES OF DEPOSIT
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc4MONEY MARKET
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc5IRA CERTIFICATES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc6IRA SHARES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc7BUSINESS SHARES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc8OTHER
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt09276000
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt1216285
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt23491050
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt3596
IRS990ScheduleD/OtherSecuritiesGrp/Desc0Financial derivatives and other financial products
IRS990ScheduleD/OtherSecuritiesGrp/Desc1Closely-held equity interests
IRS990ScheduleD/OtherSecuritiesGrp/Desc2LONG TERM CERTIFICATES OF DEPOSIT
IRS990ScheduleD/OtherSecuritiesGrp/Desc3CATALYST CORPORATE PERPETUAL CONTRIBUTED CAPITAL
IRS990ScheduleD/OtherSecuritiesGrp/Desc4CATALYST CORPORATE MEMBERSHIP CAPITAL SHARES
IRS990ScheduleD/OtherSecuritiesGrp/Desc5FIRST EMPIRE SECURITIES
IRS990ScheduleD/OtherSecuritiesGrp/Desc6CORPORATE AMERICA CU INVESTMENT
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd1C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd2C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd3C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd4C
IRS990ScheduleD/TotalBookValueLandBuildingsAmt01618995
IRS990ScheduleD/TotalBookValueSecuritiesAmt012983931
IRS990ScheduleD/TotalLiabilityAmt072577960
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE ORGANIZATION HAS MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1MEMBERS ELECT THE BOARD OF DIRECTORS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2MEMBERS OF THE CREDIT UNION HAVE THE RIGHT TO APPROVE THE GOVERNING BODYS ELECTION AND REMOVAL OF MEMBERS OF THE GOVERNING BODY, AS WELL AS OTHER MATTERS THAT ARE SUBJECT TO THE APPROVAL OF MEMBERS OF THE CREDIT UNION AS THEY OCCUR.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3PRESIDENT/CEO WILL PROVIDE A COPY OF THE FILED FORM 990 TO THE FULL BOARD OF DIRECTORS DURING A SCHEDULED BOARD MEETING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4ANNUAL DISCLOSURES ARE REQUIRED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5DETERMINED BY INDUSTRY STANDARDS, EDUCATION, AND EXPERIENCE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6GOVERNING DOCUMENTS AND CONFLICT OF INTEREST POLICY ARE AVAILABLE UPON REQUEST. FINANCIAL STATEMENTS ARE POSTED.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Section A, Line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Section A, Line 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Section A, Line 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part VI, Section B, Line 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990, Part VI, Section B, Line 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990, Part VI, Section B, Line 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Form 990, Part VI, Section C, Line 19
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt082144778
IRS990/TotalAssetsEOYAmt077791641
IRS990/TotalAssetsGrp/BOYAmt082144778
IRS990/TotalAssetsGrp/EOYAmt077791641
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalEmployeeCnt031
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt03164805
IRS990/TotalFunctionalExpensesGrp/TotalAmt03164805
IRS990/TotalGrossUBIAmt03640
IRS990/TotalLiabilitiesBOYAmt077723446
IRS990/TotalLiabilitiesEOYAmt072986490
IRS990/TotalLiabilitiesGrp/BOYAmt077723446
IRS990/TotalLiabilitiesGrp/EOYAmt072986490
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt04421332
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt04805151
IRS990/TotalOtherCompensationAmt06971
IRS990/TotalProgramServiceRevenueAmt03223262
IRS990/TotalReportableCompFromOrgAmt0121672
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt03513529
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt03517169
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt03640
IRS990/TotalVolunteersCnt05
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt082144778
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt077791641
IRS990/TravelGrp/TotalAmt00
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0true
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0536 NORTH AVENUE
IRS990/USAddress/CityNm0ATLANTA
IRS990/USAddress/StateAbbreviationCd0GA
IRS990/USAddress/ZIPCd030308
IRS990/VotingMembersGoverningBodyCnt05
IRS990/VotingMembersIndependentCnt05
IRS990/WebsiteAddressTxt0WWW.PINNACLECU.ORG
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02016-03-07 17:11:31Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0LINDSAY KNODEL
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0CONTROLLER
ReturnHeader/BusinessOfficerGrp/SignatureDt02015-11-13
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0PINNACLE CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0PINN

Document Assets

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Filings

Displayed year

2014 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$77,791,641
Liabilities
$72,986,490
Net assets
$4,805,151
Revenue
$3,517,169
Expenses
$3,164,805
Net income
$352,364
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.00$0.00$0.00$2.54$4.06$1.51
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$87.1$82.1$4.96$4.15$4.16$0.01
2022Detailed filing. Detailed filing data is available for this year.$92.1$87.7$4.38$5.87$4.46$1.41
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$87.6$81.4$6.21$3.53$3.46$0.06
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$81.7$75.1$6.56$3.45$3.64$0.19
2019Detailed filing. Detailed filing data is available for this year.$72.6$65.9$6.75$4.08$3.71$0.38
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$72.2$66.5$5.70$3.57$3.44$0.13
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$74.1$68.4$5.73$3.81$3.31$0.50
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$71.2$66.0$5.17$3.75$3.38$0.37
2015Detailed filing. Detailed filing data is available for this year.$76.0$70.9$5.08$3.90$3.52$0.39
2014Detailed filing. Detailed filing data is available for this year.$77.8$73.0$4.81$3.52$3.16$0.35
2013Detailed filing. Detailed filing data is available for this year.$82.1$77.7$4.42$3.68$3.90$0.22
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$86.3$80.0$6.27$4.02
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$86.1$80.0$6.14$4.34
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$86.5$76.9$9.61$4.95