Civic Intelligence

Unknown Organization

990 • Fiscal year 2011 • EIN 57-0470114

Jan 01, 2011 to Dec 31, 2011 • Filed on Apr 24, 2012

Post Office Box 532529502
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

52nd percentile

0.83x

Higher debt load relative to assets than 52% of similar nonprofits.

2011 filings • 501(c)14 • $1M-$5M nonprofits • Source year 2011

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on this filing.

Source year 2011

Net Margin

Score unavailable

No value available

Net margin requires both revenue and expenses on this filing.

Source year 2011

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2011

Asset Growth

37th percentile

-1.7%

Faster asset growth than 37% of similar nonprofits.

2011 filings • 501(c)14 • $1M-$5M nonprofits • Annualized from 2010 to 2011

Revenue Growth

Score unavailable

No value available

No valid filing value is available for this score.

Assets

Down

$1,404,192

Down $24,805 (-1.7%) from 2010

Net Assets

Down

$234,368

Down $1,140 (-0.5%) from 2010

Liabilities

Down

$1,169,824

Down $23,665 (-2.0%) from 2010

Revenue

-

No earlier filing loaded for comparison.

Expenses

Up

$94,085

Up $1,297 (+1.4%) from 2010

Net Income

-

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$1.5M$1.0M$500K$0Assets 2010: $1,428,997Liabilities 2010: $1,193,489Net Assets 2010: $235,5082010Assets 2011: $1,404,192Liabilities 2011: $1,169,824Net Assets 2011: $234,3682011Assets 2012: $1,395,248Liabilities 2012: $1,160,342Net Assets 2012: $234,9062012Assets 2013: $1,245,638Liabilities 2013: $1,011,152Net Assets 2013: $234,4862013

Highlighted filing

2011

Assets$1,404,192
Liabilities$1,169,824
Net Assets$234,368

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$100K$50K$0-$50KExpenses 2010: $92,7882010Expenses 2011: $94,0852011Expenses 2012: $97,5112012Revenue 2013: $81,551Expenses 2013: $81,933Net Income 2013: -$3822013

Highlighted filing

2011

Revenue-
Expenses$94,085
Net Income-
Jump To
Filing Snapshot
Filing Period
Jan 1, 2011 to Dec 31, 2011
Signed
Apr 24, 2012
Return Version
2011v1.2
Gross Receipts
$92,945
Mission and Program Overview

Mission

State chartered credit union

Filing and Contact Details

Filer

EIN
57-0470114
Raw XML Appendix345 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990/ActivityOrMissionDescription0STATE CHARTERED CREDIT UNION
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IRS990/AddressPrincipalOfficerUS/State0SC
IRS990/AddressPrincipalOfficerUS/ZIPCode0295025325
IRS990/AllOtherExpenses/ProgramServices06366
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IRS990/CashNonInterestBearing/BOY074423
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IRS990/CompDisqualPersons/ManagementAndGeneral01700
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IRS990/Description0DURING THE YEAR, THE CREDIT UNION SERVED ITS' MEMBERS BY PROVIDING LOANS AT REASONABLE RATES. IT ALSO ACCEPTED DEPOSITS AND PAID REASONABLE RATES OF INTEREST ON THOSE DEPOSITS.
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IRS990/Form990PartVIISectionA/NamePerson6PAT MCCANTS
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IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs60
IRS990/Form990PartVIISectionA/Title0PRESIDENT
IRS990/Form990PartVIISectionA/Title1V. PRESIDENT
IRS990/Form990PartVIISectionA/Title2TREASURER
IRS990/Form990PartVIISectionA/Title3SECRETARY
IRS990/Form990PartVIISectionA/Title4BOARD MEMBER
IRS990/Form990PartVIISectionA/Title5MANAGER
IRS990/Form990PartVIISectionA/Title6MANAGER
IRS990/Form990ProvidedToGoverningBody0true
IRS990/FormersListed0true
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IRS990/Gaming0false
IRS990/GrantsAndSimilarAmntsCY00
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IRS990/GrantsToOrganizations0false
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IRS990/GrossReceipts092945
IRS990/GroupReturnForAffiliates0false
IRS990/Hospital0false
IRS990/IndependentAuditFinancialStmt0false
IRS990/IndoorTanningServices0false
IRS990/InfoInScheduleOPartVI0X
IRS990/Interest/ProgramServices08639
IRS990/Interest/Total08639
IRS990/InvestmentIncomeCurrentYear05668
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IRS990/InvestmentIncome/RelatedOrExemptFunctionIncome05668
IRS990/InvestmentIncome/TotalRevenueColumn05668
IRS990/InvestmentInJointVenture0false
IRS990/LandBldgEquipmentAccumDeprec0175353
IRS990/LandBuildingsEquipmentBasis0223065
IRS990/LandBuildingsEquipmentBasisNet/BOY052626
IRS990/LandBuildingsEquipmentBasisNet/EOY047712
IRS990/LoanToOfficerOrDQP0false
IRS990/LocalChapters0false
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IRS990/MethodOfAccountingAccrual0X
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IRS990/MissionDescription0STATE CHARTERED CREDIT UNION
IRS990/MoreThan5000KToIndividuals0false
IRS990/MoreThan5000KToOrganizations0false
IRS990/NameOfPrincipalOfficerPerson0PAT MCCANTS
IRS990/NbrIndependentVotingMembers05
IRS990/NbrVotingGoverningBodyMembers05
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IRS990/NonDeductibleContributions0false
IRS990/NumberFormsTransmittedWith1096092
IRS990/NumberIndependentVotingMembers05
IRS990/NumberOfEmployees03
IRS990/NumberW2GIncluded00
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IRS990/Occupancy/Total016285
IRS990/OfficerEntityWithBsnssRltnshp0false
IRS990/OfficerMailingAddress0false
IRS990/Organization501c0X
IRS990/OtherAssetsTotal/BOY06928
IRS990/OtherAssetsTotal/EOY07476
IRS990/OtherEmployeeBenefits/ManagementAndGeneral0460
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IRS990/OtherEmployeeBenefits/Total03065
IRS990/OtherExpensePriorYear054002
IRS990/OtherExpensesCurrentYear055106
IRS990/OtherExpenses/Description0OFFICE OPERATING EXPENSE
IRS990/OtherExpenses/Description1MEMBER INSURANCE
IRS990/OtherExpenses/Description2PROFESSIONAL & O/S SERVIC
IRS990/OtherExpenses/Description3NCUSIF ASSESSMENT
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IRS990/OtherExpenses/Total23142
IRS990/OtherExpenses/Total32979
IRS990/OtherLiabilities/BOY01193489
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IRS990/OtherNotesLoansReceivableNet/BOY0660239
IRS990/OtherNotesLoansReceivableNet/EOY0653946
IRS990/OtherRevenueCurrentYear09000
IRS990/OtherRevenueMisc/Description0OTHER NON OPERATING INCOME
IRS990/OtherRevenueMisc/RelatedOrExemptFunctionIncome09000
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IRS990/PartialLiquidation0false
IRS990/PoliticalActivities0false
IRS990/PremiumsPaid0false
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IRS990/ProgramServiceRevenue/Description0INTEREST ON LOANS
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IRS990/ReconcilationRevenueExpenses0-1140
IRS990/RelatedEntity0false
IRS990/RelatedOrgControlledEntity0false
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IRS990/RetainedEarningsEndowmentEtc/BOY0235508
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IRS990/RevenuesLessExpensesCY0-1140
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IRS990ScheduleD/OtherLiabilities/Description2OTHER LIABILITIES
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IRS990ScheduleO/GeneralExplanation/Explanation0SIXTH POSTAL CREDIT UNION'S MEMBER BASE IS MADE UP OF POST OFFICE EMPLOYEES AND IMMEDIATE FAMILES.
IRS990ScheduleO/GeneralExplanation/Explanation1AT THE CREDIT UNION'S ANNUAL MEETINGS, THE MEMBERSHIP ELECTS THE BOARD OF DIRECTORS.
IRS990ScheduleO/GeneralExplanation/Explanation2THE ORGANIZATION REVIEWS THE FORM 990 TO ENSURE THAT THERE ARE NO OMISSIONS OR MISSTATEMENTS.
IRS990ScheduleO/GeneralExplanation/Explanation3THE BOARD OF DIRECTORS APPROVES THE MANAGER'S SALARY.
IRS990ScheduleO/GeneralExplanation/Explanation4THE BOARD OF DIRECTORS APPROVES THE CUSTOMER SERVICE REPRESENTATIVE'S SALARY.
IRS990ScheduleO/GeneralExplanation/Explanation5GOVERNING DOCUMENTS ARE AVAILABLE TO THE PUBLIC UPON REQUEST. PERSONS MAY COME INTO THE CREDIT UNION AND REQUEST A COPY OF ANY OF OUR GOVERNING DOCUMENTS. SOME DOCUMENTS ARE POSTED IN THE CREDIT UNION LOBBY.
IRS990ScheduleO/GeneralExplanation/Identifier0CLASSES OF MEMBERS OR STOCKHOLDERS
IRS990ScheduleO/GeneralExplanation/Identifier1ELECTION OF MEMBERS AND THEIR RIGHTS
IRS990ScheduleO/GeneralExplanation/Identifier2ORGANIZATION'S PROCESS USED TO REVIEW FORM 990
IRS990ScheduleO/GeneralExplanation/Identifier3COMPENSATION PROCESS FOR TOP OFFICIAL
IRS990ScheduleO/GeneralExplanation/Identifier4COMPENSATION PROCESS FOR OFFICERS
IRS990ScheduleO/GeneralExplanation/Identifier5GOVERNING DOCUMENTS DISCLOSURE EXPLANATION
IRS990ScheduleO/GeneralExplanation/ReturnReference0FORM 990, PAGE 6, PART VI, LINE 6
IRS990ScheduleO/GeneralExplanation/ReturnReference1FORM 990, PAGE 6, PART VI, LINE 7A
IRS990ScheduleO/GeneralExplanation/ReturnReference2FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/GeneralExplanation/ReturnReference3FORM 990, PAGE 6, PART VI, LINE 15A
IRS990ScheduleO/GeneralExplanation/ReturnReference4FORM 990, PAGE 6, PART VI, LINE 15B
IRS990ScheduleO/GeneralExplanation/ReturnReference5FORM 990, PAGE 6, PART VI, LINE 19
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IRS990/TheBooksAreInCareOf/AddressUS/ZIPCode029501
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IRS990/TotalOtherRevenue09000
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IRS990/TotalRevenuePriorYear092482
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IRS990/TransactionRelatedEntity0false
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IRS990/UponRequest0X
IRS990/WhistleblowerPolicy0false
IRS990/YearFormation01963
ReturnHeader/BuildTS02016-02-24 21:20:13Z
ReturnHeader/Filer/EIN0570470114
ReturnHeader/Filer/Name/BusinessNameLine10SIXTH POSTAL CREDIT UNION
ReturnHeader/Filer/NameControl0CRED
ReturnHeader/Filer/Phone08436691300
ReturnHeader/Filer/USAddress/AddressLine10POST OFFICE BOX 5325
ReturnHeader/Filer/USAddress/City0FLORENCE
ReturnHeader/Filer/USAddress/State0SC
ReturnHeader/Filer/USAddress/ZIPCode029502
ReturnHeader/Officer/AuthorizeThirdParty0true
ReturnHeader/Officer/DateSigned02012-04-24
ReturnHeader/Officer/Name0WENDY COWARD
ReturnHeader/Officer/Phone08436691300
ReturnHeader/Officer/Title0MANAGER
ReturnHeader/Preparer/DatePrepared02012-05-11
ReturnHeader/PreparerFirm/PreparerFirmBusinessName/BusinessNameLine10CANTEY TILLER PIERCE & GREEN LLP
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/AddressLine10PO BOX 862
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/City0CAMDEN
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/State0SC
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/ZIPCode029021
ReturnHeader/Preparer/Name0JANET M PIERCE
ReturnHeader/Preparer/Phone08034321436
ReturnHeader/ReturnType0990
ReturnHeader/TaxPeriodBeginDate02011-01-01
ReturnHeader/TaxPeriodEndDate02011-12-31
ReturnHeader/TaxYear02011
ReturnHeader/Timestamp02012-05-11T11:24:01-05:00

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