Civic Intelligence

State Chartered Credit Union

990 • Fiscal year 2010 • EIN 56-6055648

Jan 01, 2010 to Dec 31, 2010 • Filed on Apr 21, 2011

Organization Profile
591 Brevard Road28806
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

90th percentile

0.91x

Higher debt load relative to assets than 90% of similar nonprofits.

2010 filings • $1M-$5M nonprofits • Source year 2010

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on this filing.

Source year 2010

Net Margin

Score unavailable

No value available

Net margin requires both revenue and expenses on this filing.

Source year 2010

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2010

Asset Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2010

Revenue Growth

Score unavailable

No value available

No valid filing value is available for this score.

Balance Sheet
Liabilities / Assets90th percentile

Assets

$4,154,327

No earlier filing loaded for comparison.

Net Assets

$378,954

No earlier filing loaded for comparison.

Liabilities

$3,775,373

No earlier filing loaded for comparison.

Revenue And Expenses
Liabilities / RevenueScore unavailableNet MarginScore unavailable

Revenue

-

No earlier filing loaded for comparison.

Expenses

$231,029

No earlier filing loaded for comparison.

Net Income

-

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

Asset GrowthScore unavailable

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$6.0M$4.0M$2.0M$0Assets 2010: $4,154,327Liabilities 2010: $3,775,373Net Assets 2010: $378,9542010Assets 2011: $4,288,500Liabilities 2011: $3,980,639Net Assets 2011: $307,8612011Assets 2012: $4,126,433Liabilities 2012: $3,811,844Net Assets 2012: $314,5892012

Highlighted filing

2010

Assets$4,154,327
Liabilities$3,775,373
Net Assets$378,954
Open 2010 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$300K$200K$100K$0Expenses 2010: $231,0292010Expenses 2011: $289,8842011Expenses 2012: $211,0422012

Highlighted filing

2010

Revenue-
Expenses$231,029
Net Income-
Open 2010 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2010 to Dec 31, 2010
Signed
Apr 21, 2011
Return Version
2010v3.2
Gross Receipts
$218,064
Filing and Contact Details

Filer

EIN
56-6055648
Raw XML Appendix335 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionA/Title0152 STRADLEY MOUNTAIN ROAD ASHEVILLE NC 28806
IRS990/Form990PartVIISectionA/Title1PO BOX 17611 ASHEVILLE NC 28816
IRS990/Form990PartVIISectionA/Title2152 STRDLEY MOUNTAIN ROAD ASHEVILLE NC NC 28806
IRS990/Form990PartVIISectionA/Title3PO BOX 1085 ENKA NC 28728
IRS990/Form990PartVIISectionA/Title4PO BOX 235 SWANNANOA, NC 28778
IRS990/Form990PartVIISectionA/Title55 CHAZ LANE CANDLER NC 28715
IRS990/Form990PartVIISectionA/Title6118 BARTKLETTE ROAD WEAVERVILLE NC 28787
IRS990/Form990PartVIISectionA/Title7176 CLARAS TRAIL MILLS RIVER NC 28759
IRS990/Form990PartVIISectionA/Title824 LAUREK PARK DRIVE ARDEN NC 28704
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IRS990/MoreThan5000KToIndividuals0false
IRS990/MoreThan5000KToOrganizations0false
IRS990/NameOfPrincipalOfficerPerson0MARLENE CLINARD
IRS990/NbrIndependentVotingMembers06
IRS990/NbrVotingGoverningBodyMembers07
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IRS990/OtherExpenses/Description1DIVIDEND EXPENSE
IRS990/OtherExpenses/Description2STABILIZATION EXPENSE
IRS990/OtherExpenses/Description3LEAGUE/CHAPTER DUES
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IRS990/PayrollTaxes/Total04272
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IRS990/ProgramServiceRevenue/Description1FEE INCOME
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IRS990ScheduleD/OtherAssets/Description0NCUA SHARE INSURANCE CAPITALIZATION DEPOSIT
IRS990ScheduleD/OtherAssets/Description1ALL OTHER ASSETS
IRS990ScheduleD/OtherLiabilities/Amount03771669
IRS990ScheduleD/OtherLiabilities/Description0SHARES
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IRS990ScheduleO/GeneralExplanation/Explanation2YES, MEMBERS
IRS990ScheduleO/GeneralExplanation/Explanation3SENT TO MANAGER FOR REVIEW AND SIGNATURE
IRS990ScheduleO/GeneralExplanation/Explanation4UPON REQUEST
IRS990ScheduleO/GeneralExplanation/Explanation5TWO BOARD MEMBERS:DOUG AND TERESE HUGHLEY ARE MARRIED
IRS990ScheduleO/GeneralExplanation/Explanation6INCLUDES ADJUSTMENTS PER EXAMINER AND AUDITORS AND DIFFERENCES IN GL DUE TO SYSTEM SOFTWARE COMPANY
IRS990ScheduleO/GeneralExplanation/Identifier0Pt VI-A, Line 6
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IRS990ScheduleO/GeneralExplanation/Identifier2Pt VI-A, Line 7b
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IRS990ScheduleO/GeneralExplanation/Identifier4Pt VI-C, Line 19
IRS990ScheduleO/GeneralExplanation/Identifier5Pt VI-A, Line 2
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IRS990/TotalNbrVolunteers016
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IRS990/YearFormation01928
ReturnHeader/BuildTS02016-02-24 21:20:13Z
ReturnHeader/Filer/EIN0566055648
ReturnHeader/Filer/Name/BusinessNameLine10STATE CHARTERED CREDIT UNION
ReturnHeader/Filer/NameControl0STAT
ReturnHeader/Filer/Phone08282589845
ReturnHeader/Filer/USAddress/AddressLine10591 BREVARD ROAD
ReturnHeader/Filer/USAddress/City0ASHEVILLE
ReturnHeader/Filer/USAddress/State0NC
ReturnHeader/Filer/USAddress/ZIPCode028806
ReturnHeader/Officer/DateSigned02011-04-21
ReturnHeader/Officer/Name0MARLENE CLINARD
ReturnHeader/Officer/Phone08282589845
ReturnHeader/Officer/Title0MANAGER
ReturnHeader/Preparer/DatePrepared02011-04-21
ReturnHeader/PreparerFirm/PreparerFirmBusinessName/BusinessNameLine10NORTH CAROLINA CREDIT UNION LEAGUE
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/AddressLine104160 PIEDMONT PKWY
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/City0GREENSBORO
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/State0NC
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/ZIPCode0274108109
ReturnHeader/Preparer/Name0LADAWN ATKINSON
ReturnHeader/Preparer/Phone03362996286
ReturnHeader/ReturnType0990
ReturnHeader/TaxPeriodBeginDate02010-01-01
ReturnHeader/TaxPeriodEndDate02010-12-31
ReturnHeader/TaxYear02010
ReturnHeader/Timestamp02011-04-21T13:22:28-07:00

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2010 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$4,154,327
Liabilities
$3,775,373
Net assets
$378,954
Revenue
-
Expenses
$231,029
Net income
-
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.13$3.81$0.31$0.21
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.29$3.98$0.31$0.29
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.15$3.78$0.38$0.23