Civic Intelligence

State Chartered Credit Unions in North Carolina

990 • Fiscal year 2020 • EIN 56-6043259

Jan 01, 2020 to Dec 31, 2020 • Filed on May 13, 2021

Organization Profilewww.memcu.com

View Organization Page

2098 Frontis Plaza BlvdWinston Salem, NC 27103

(336) 748-4800

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

39th percentile

0.89x

Higher debt load relative to assets than 39% of similar nonprofits.

2020 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2020

Liabilities / Revenue

71st percentile

21.56x

Higher debt load relative to revenue than 71% of similar nonprofits.

2020 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2020

Net Margin

48th percentile

11%

Higher net margin than 48% of similar nonprofits.

2020 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2020

Top Officer Pay

56th percentile

$443,068

Higher top officer pay than 56% of similar nonprofits.

Top officer pay equals 2.7% of source-year revenue.

2020 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2020

Asset Growth

71st percentile

21%

Faster asset growth than 71% of similar nonprofits.

2020 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2019 to 2020

Revenue Growth

42nd percentile

-1.9%

Faster revenue growth than 42% of similar nonprofits.

2020 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2019 to 2020

Balance Sheet
Liabilities / Assets39th percentile

Assets

Up

$393,966,694

Up $67,435,676 (+21%) from 2019

Net Assets

Up

$43,431,089

Up $1,944,986 (+4.7%) from 2019

Liabilities

Up

$350,535,605

Up $65,490,690 (+23%) from 2019

Revenue And Expenses
Liabilities / Revenue71st percentileNet Margin48th percentile

Revenue

Down

$16,257,917

Down $322,435 (-1.9%) from 2019

Expenses

Up

$14,447,894

Up $362,375 (+2.6%) from 2019

Net Income

Down

$1,810,023

Down $684,810 (-27%) from 2019

Historical Trend

Balance Sheet Trend

Asset Growth71st percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$600M$400M$200M$0Assets 2010: $233,315,673Liabilities 2010: $210,620,045Net Assets 2010: $22,695,6282010Assets 2011: $228,882,937Liabilities 2011: $204,553,160Net Assets 2011: $24,329,7772011Assets 2012: $242,778,294Liabilities 2012: $217,083,245Net Assets 2012: $25,695,0492012Assets 2013: $244,224,706Liabilities 2013: $222,814,477Net Assets 2013: $21,410,2292013Assets 2014: $254,555,183Liabilities 2014: $228,413,985Net Assets 2014: $26,141,1982014Assets 2015: $267,005,553Liabilities 2015: $239,927,736Net Assets 2015: $27,077,8172015Assets 2016: $275,117,566Liabilities 2016: $245,724,280Net Assets 2016: $29,393,2862016Assets 2017: $274,529,894Liabilities 2017: $243,304,111Net Assets 2017: $31,225,7832017Assets 2018: $278,055,913Liabilities 2018: $244,372,103Net Assets 2018: $33,683,8102018Assets 2019: $326,531,018Liabilities 2019: $285,044,915Net Assets 2019: $41,486,1032019Assets 2020: $393,966,694Liabilities 2020: $350,535,605Net Assets 2020: $43,431,0892020Assets 2021: $454,901,827Liabilities 2021: $408,280,777Net Assets 2021: $46,621,0502021Assets 2022: $463,047,549Liabilities 2022: $411,910,917Net Assets 2022: $51,136,6322022Assets 2023: $435,247,947Liabilities 2023: $377,962,209Net Assets 2023: $57,285,7382023Assets 2024: $438,433,803Liabilities 2024: $376,083,056Net Assets 2024: $62,350,7472024

Highlighted filing

2020

Assets$393,966,694
Liabilities$350,535,605
Net Assets$43,431,089
Open 2020 Filing

Operations Trend

Revenue Growth42nd percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$30M$20M$10M$0Expenses 2010: $15,093,4992010Expenses 2011: $14,485,1512011Expenses 2012: $13,039,4132012Revenue 2013: $13,440,714Expenses 2013: $12,554,292Net Income 2013: $886,4222013Revenue 2014: $13,272,683Expenses 2014: $12,253,085Net Income 2014: $1,019,5982014Revenue 2015: $13,369,250Expenses 2015: $12,174,959Net Income 2015: $1,194,2912015Revenue 2016: $13,800,690Expenses 2016: $12,309,308Net Income 2016: $1,491,3822016Revenue 2017: $14,576,973Expenses 2017: $12,519,158Net Income 2017: $2,057,8152017Revenue 2018: $15,894,984Expenses 2018: $13,208,215Net Income 2018: $2,686,7692018Revenue 2019: $16,580,352Expenses 2019: $14,085,519Net Income 2019: $2,494,8332019Revenue 2020: $16,257,917Expenses 2020: $14,447,894Net Income 2020: $1,810,0232020Revenue 2021: $18,489,124Expenses 2021: $14,683,534Net Income 2021: $3,805,5902021Revenue 2022: $22,460,729Expenses 2022: $16,270,011Net Income 2022: $6,190,7182022Revenue 2023: $26,897,077Expenses 2023: $20,074,354Net Income 2023: $6,822,7232023Revenue 2024: $27,410,451Expenses 2024: $22,657,073Net Income 2024: $4,753,3782024

Highlighted filing

2020

Revenue$16,257,917
Expenses$14,447,894
Net Income$1,810,023
Open 2020 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2020 to Dec 31, 2020
Signed
May 13, 2021
Return Version
2020v4.0
Gross Receipts
$16,257,917
Mission and Program Overview

Mission

To offer reasonable products and services to our members.

As a member owned cooperative, our primary responsibility is to contribute to the well being of our members who depend on us to provide a full range of diverse products so that we may be their primary financial institution.

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$142,141,736$204,143,508▲ $62,001,772
Other Notes and Loans Receivable, Net$149,184,346$164,291,849▲ $15,107,503
Rtn Earn Endowment Incm Other Fnds$41,486,103$43,431,089▲ $1,944,986
Land, Buildings, and Equipment, Net$9,138,903$9,133,308▼ $5,595
Cash and Non-Interest-Bearing Accounts$18,321,973$8,069,027▼ $10,252,946
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$326,531,018$393,966,694▲ $67,435,676
Other Assets Total$7,744,060$8,329,002▲ $584,942
Liabilities
Other Liabilities$282,301,925$347,538,903▲ $65,236,978
Accounts Payable and Accrued Expenses$2,742,990$2,996,702▲ $253,712
Total Liabilities$285,044,915$350,535,605▲ $65,490,690
Net Assets / Fund Balance
Total Net Assets Fund Balance$41,486,103$43,431,089▲ $1,944,986
Total Liabilities and Net Assets / Fund Balance$326,531,018$393,966,694▲ $67,435,676

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$4,474,412$2,295,789$6,770,201
Land$3,968,219-$3,968,219
Other Land Buildings$318,307$2,212,767$2,531,074
Equipment$256,768$1,266,360$1,523,128
Leasehold Improvements$115,602$258,364$373,966
Compensation and Service Providers
Top Officer Pay56th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Robert C DonleyPresident/CEOFT$361,253$81,815$443,068
Cindy J StiffCFO & TreasurerFT$132,743-$132,743
Melanie H HuffmanExecutive SecretaryPT$60,131-$60,131

Board Members and Trustees

NameTitle
William A TittsworthBoard Chairman
Delphine DennisDirector
Durham C White JrDirector
Jack V Braswell JrDirector
Jeff SeafordDirector
Jerry P ChurchDirector
Richard L TrotterDirector
Thomas RhooneyDirector
karen KellerDirector
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$13,842,594
Investment Income
$2,191,121
Other Revenue
$224,202
Change in Net Assets
$1,810,023

Audited Revenue Reconciliation

Revenue per Audited Statements
$14,468,855
Revenue Not Reported on Financial Statements
$1,789,062
Revenue Not Reported on Form 990
$0
Other Revenue Adjustments
$1,789,062
Total Revenue per Audited Statements
$14,468,855
Total Revenue per Form 990
$16,257,917
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$7,410,858
Salaries, Compensation, and Employee Benefits$6,802,840
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$4,533,924
Office Expenses---$1,123,623
Occupancy---$1,062,839
Other Employee Benefits---$1,009,494
Interest---$757,840
Information Technology---$744,052
Current Officers, Directors, Trustees, and Key Employees---$635,942
Payroll Taxes---$346,245
Depreciation Depletion---$310,974
All Other Expenses---$309,822
Pension Plan Contributions---$277,235
Advertising---$250,222
Benefits to Members---$234,196
Other Expenses---$96,240
Travel---$55,945
Fees for Services Accounting---$34,140
Conferences and Meetings---$7,495
Fees for Services Legal---$3,500
Total Functional Expenses$0$0$0$14,447,894

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Form 990$14,447,894
Expenses per Audited Statements$12,658,832
Total Expenses per Audited Statements$12,658,832
Expenses Not Reported on Financial Statements$1,789,062
Other Expense Adjustments$1,789,062
Expenses Not Reported on Form 990$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Deposits$347,538,903
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“The credit union has members”

Form 990, Part VI, Section A, Line 7A

“Members vote to elect the members of the governing body”

Form 990, Part VI, Section B, Line 11B

“Form 990 is reviewed by the President of the Credit Union. The form and all subsequent schedules are are reviewed prior to submission to the IRS.”

Form 990, Part VI, Section B, Line 12C

“Written reports are submitted monthly to the board of directors.”

Form 990, Part VI, Section B, Line 15

“There is a board approved salary plan for all non exempt employees of the credit union. This plan is reviewed annually by the board of directors. The board uses industry survey data as a major component for any changes to the plan and in determining salaries of all non exempt employees.”

Form 990, Part VI, Section C, Line 19

“The governing documents of the organization are made available to the public upon request. Additionally, financial statements are posted in the common areas of credit union branches.”

Filing and Contact Details

Filer

Filer Name
Members Credit Union
EIN
56-6043259
Phone
3367484800
Address
2098 Frontis Plaza Blvd, Winston Salem, NC 27103

Signing Officer

Name
Robert C Donley
Title
President/CEO
Phone
3367484800
Signed
2021-05-13

Organization Details

Principal Officer
Robert C Donley
Formed
1953
Legal Domicile
Nc
Voting Board Members
11
Independent Board Members
9
Employees
121
Volunteers
0
Supplemental Narrative

Financial Statement Notes

Schedule D, Part XI, Line 4B

“Schedule D - Part XI, Line 4B - ATM and Visa expenses are offset against income”

Schedule D, Part XII, Line 4B

“Schedule D Part XII - Line 4B ATM and Visa expenses are offset against income.”

Raw XML AppendixShowing 400 of 509 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/TitleTxt0President/CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt1CFO & Treasurer
IRS990/Form990PartVIISectionAGrp/TitleTxt2Executive Secretary
IRS990/Form990PartVIISectionAGrp/TitleTxt3Director
IRS990/Form990PartVIISectionAGrp/TitleTxt4Director
IRS990/Form990PartVIISectionAGrp/TitleTxt5Director
IRS990/Form990PartVIISectionAGrp/TitleTxt6Board Chairman
IRS990/Form990PartVIISectionAGrp/TitleTxt7Director
IRS990/Form990PartVIISectionAGrp/TitleTxt8Director
IRS990/Form990PartVIISectionAGrp/TitleTxt9Director
IRS990/Form990PartVIISectionAGrp/TitleTxt10Director
IRS990/Form990PartVIISectionAGrp/TitleTxt11Director
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IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/TotalAmt0744052
IRS990/InsuranceGrp/TotalAmt00
IRS990/InterestGrp/TotalAmt0757840
IRS990/InvestmentExpenseAmt00
IRS990/InvestmentIncomeGrp/ExclusionAmt00
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt02191121
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt02191121
IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt00
IRS990/InvestmentInJointVentureInd00
IRS990/IRPDocumentCnt07395
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt06033280
IRS990/LandBldgEquipBasisNetGrp/BOYAmt09138903
IRS990/LandBldgEquipBasisNetGrp/EOYAmt09133308
IRS990/LandBldgEquipCostOrOtherBssAmt015166588
IRS990/LegalDomicileStateCd0NC
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd01
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MiscellaneousRevenueGrp/ExclusionAmt00
IRS990/MiscellaneousRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/MiscellaneousRevenueGrp/TotalRevenueColumnAmt00
IRS990/MiscellaneousRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/MissionDesc0To offer reasonable products and services to our members.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt041486103
IRS990/NetAssetsOrFundBalancesEOYAmt043431089
IRS990/NetIncomeOrLossGrp/ExclusionAmt00
IRS990/NetIncomeOrLossGrp/RelatedOrExemptFuncIncomeAmt025
IRS990/NetIncomeOrLossGrp/TotalRevenueColumnAmt025
IRS990/NetIncomeOrLossGrp/UnrelatedBusinessRevenueAmt00
IRS990/NetUnrelatedBusTxblIncmAmt013172
IRS990/NetUnrlzdGainsLossesInvstAmt0134963
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt01062839
IRS990/OfficeExpensesGrp/TotalAmt01123623
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt07744060
IRS990/OtherAssetsTotalGrp/EOYAmt08329002
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt01009494
IRS990/OtherExpensesGrp/Desc0ATM and Visa Expenses
IRS990/OtherExpensesGrp/Desc1Provision for Loan Loss
IRS990/OtherExpensesGrp/Desc2Supervisory and Exam Fees
IRS990/OtherExpensesGrp/TotalAmt01789062
IRS990/OtherExpensesGrp/TotalAmt1865104
IRS990/OtherExpensesGrp/TotalAmt296240
IRS990/OtherLiabilitiesGrp/BOYAmt0282301925
IRS990/OtherLiabilitiesGrp/EOYAmt0347538903
IRS990/OtherRevenueMiscGrp/BusinessCd0522130
IRS990/OtherRevenueMiscGrp/Desc0Non Operating Income
IRS990/OtherRevenueMiscGrp/ExclusionAmt00
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt0224177
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt0224177
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt00
IRS990/OtherRevenueTotalAmt0224177
IRS990/OtherSalariesAndWagesGrp/TotalAmt04533924
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0149184346
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0164291849
IRS990/PartialLiquidationInd00
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayrollTaxesGrp/TotalAmt0346245
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt0277235
IRS990/PoliciesReferenceChaptersInd01
IRS990/PoliticalCampaignActyInd00
IRS990/PrincipalOfficerNm0Robert C Donley
IRS990/PriorPeriodAdjustmentsAmt00
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522130
IRS990/ProgramServiceRevenueGrp/BusinessCd1522130
IRS990/ProgramServiceRevenueGrp/Desc0Interest On Loans
IRS990/ProgramServiceRevenueGrp/Desc1Fees
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/ExclusionAmt10
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt08594451
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt15248143
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt08594451
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt15248143
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt10
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt0197171
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt03433156
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt07820778
IRS990/PYOtherRevenueAmt0213039
IRS990/PYProgramServiceRevenueAmt012934157
IRS990/PYRevenuesLessExpensesAmt02494833
IRS990/PYSalariesCompEmpBnftPaidAmt06067570
IRS990/PYTotalExpensesAmt014085519
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt016580352
IRS990/ReconcilationRevenueExpnssAmt01810023
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RentalIncomeOrLossGrp/PersonalAmt00
IRS990/RentalIncomeOrLossGrp/RealAmt00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RoyaltiesRevenueGrp/ExclusionAmt00
IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RoyaltiesRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt041486103
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt043431089
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0142141736
IRS990/SavingsAndTempCashInvstGrp/EOYAmt0204143508
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt04474412
IRS990ScheduleD/BuildingsGrp/DepreciationAmt02295789
IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt06770201
IRS990ScheduleD/DonatedServicesAndUseFcltsAmt00
IRS990ScheduleD/DonatedServicesUseFcltsAmt00
IRS990ScheduleD/EquipmentGrp/BookValueAmt0256768
IRS990ScheduleD/EquipmentGrp/DepreciationAmt01266360
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt01523128
IRS990ScheduleD/ExpensesNotReportedAmt00
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt01789062
IRS990ScheduleD/ExpensesSubtotalAmt012658832
IRS990ScheduleD/InvestmentExpensesNotIncld2Amt00
IRS990ScheduleD/InvestmentExpensesNotIncldAmt00
IRS990ScheduleD/LandGrp/BookValueAmt03968219
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt03968219
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt0115602
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt0258364
IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt0373966
IRS990ScheduleD/LossesReportedAmt00
IRS990ScheduleD/NetUnrealizedGainsInvstAmt00
IRS990ScheduleD/OtherExpensesIncludedAmt00
IRS990ScheduleD/OtherExpensesNotIncludedAmt01789062
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt0318307
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt02212767
IRS990ScheduleD/OtherLandBuildingsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt02531074
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0347538903
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Member Deposits
IRS990ScheduleD/OtherRevenueAmt00
IRS990ScheduleD/OtherRevenuesNotIncludedAmt01789062
IRS990ScheduleD/PriorYearAdjustmentsAmt00
IRS990ScheduleD/RecoveriesPriorYearGrantsAmt00
IRS990ScheduleD/RevenueNotReportedAmt00
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt01789062
IRS990ScheduleD/RevenueSubtotalAmt014468855
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0Schedule D - Part XI, Line 4B - ATM and Visa expenses are offset against income
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt1Schedule D Part XII - Line 4B ATM and Visa expenses are offset against income.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0Schedule D, Part XI, Line 4b
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc1Schedule D, Part XII, Line 4b
IRS990ScheduleD/TotalBookValueLandBuildingsAmt09133308
IRS990ScheduleD/TotalExpensesPerForm990Amt014447894
IRS990ScheduleD/TotalLiabilityAmt0347538903
IRS990ScheduleD/TotalRevenuePerForm990Amt016257917
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt014468855
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt012658832
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0361253
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount066667
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt015148
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0Robert C Donley

Document Assets

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Filings

Displayed year

2020 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$393,966,694
Liabilities
$350,535,605
Net assets
$43,431,089
Revenue
$16,257,917
Expenses
$14,447,894
Net income
$1,810,023
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$438$376$62.4$27.4$22.7$4.75
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$435$378$57.3$26.9$20.1$6.82
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$463$412$51.1$22.5$16.3$6.19
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$455$408$46.6$18.5$14.7$3.81
2020Detailed filing. Detailed filing data is available for this year.$394$351$43.4$16.3$14.4$1.81
2019Facts available. Structured filing facts are available, but richer extracted sections are limited.$327$285$41.5$16.6$14.1$2.49
2018Facts available. Structured filing facts are available, but richer extracted sections are limited.$278$244$33.7$15.9$13.2$2.69
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$275$243$31.2$14.6$12.5$2.06
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$275$246$29.4$13.8$12.3$1.49
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$267$240$27.1$13.4$12.2$1.19
2014XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$255$228$26.1$13.3$12.3$1.02
2013Detailed filing. Detailed filing data is available for this year.$244$223$21.4$13.4$12.6$0.89
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$243$217$25.7$13.0
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$229$205$24.3$14.5
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$233$211$22.7$15.1