Consumer Education Services Inc.

Filing Period

Jul 1, 2011 to Jun 30, 2012

Signed

Oct 29, 2012

Return Version

2011v1.2

Gross Receipts

$28,044,122

Mission

Major Activities

Activity 2

Community education outreach - cesi supports the advancement of financial literacy education within local and state communities through a strong community outreach program. Outreach efforts include group education programs, usually in partnership with local community agencies or educational institutions. The second part of the cesi outreach program effort is in the form of free individual financial counseling at the cesi center with an accredited cesi counselor.cesi offers numerous financial educational resources, which are easily accessed by all consumers and not just cesi customers. These resources are designed to help consumers better manage their finances and to achieve the goal of becoming debt free. In addition, consumers may participate in cesi's free online courses through cesi debt solutions university, which provides a comprehensive financial literacy curriculum that offers self-paced instructional sessions. This program assists consumers with the necessary skills to improve their financial management practices that include debt management, minimizing credit card spending and developing a budget. Cesi also offers a variety of educational resources that include personal financial calculators, a bi-monthly e-newsletter, educational blogs and on-line community message boards, as well as various e-learning resources such as video webcasts.

Activity 3

Client payment processing - this program provides services to its debt management participants with respect to processing payments, working with creditors to secure a reduction in interest rates, and educating and training clients to better manage their finances. The client payment processing is outsourced to a third-party service provider with cesi's final approval.

Filer

EIN

56-2106758