Liabilities / Assets
76th percentile
Higher debt load relative to assets than 76% of similar nonprofits.
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
76th percentile
Higher debt load relative to assets than 76% of similar nonprofits.
Liabilities / Revenue
83rd percentile
Higher debt load relative to revenue than 83% of similar nonprofits.
Net Margin
63rd percentile
Higher net margin than 63% of similar nonprofits.
Top Officer Pay
69th percentile
Higher top officer pay than 69% of similar nonprofits.
Top officer pay equals 0.0% of source-year revenue.
Asset Growth
63rd percentile
Faster asset growth than 63% of similar nonprofits.
Revenue Growth
49th percentile
Faster revenue growth than 49% of similar nonprofits.
Assets
Up$137,858
Up $11,450 (+9.1%) from 2015
Net Assets
Up$120,288
Up $7,440 (+6.6%) from 2015
Liabilities
Up$17,570
Up $4,010 (+30%) from 2015
Revenue
Up$101,566
Up $446 (+0.4%) from 2015
Expenses
Down$94,126
Down $11,646 (-11%) from 2015
Net Income
Up$7,440
Up $12,092 (+260%) from 2015
Administration of sba 503 & 504 loans.
| Description | Grants | Expenses |
|---|---|---|
| EXPENSES ARE INCURRED IN SUPPORTING ECONOMIC GROWTHIN THE LOCAL AREA BY HELPING BUSINESSES OBTAIN LONG-TERM FINANCING THROUGH SBA LOAN PROGRAMS. | $0 | $5,545 |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| BERNIE TWIG | Director | - | $0 | - | - |
| WILL TURANI | Director | - | $0 | - | - |
| BRAD BLAIR | Director | - | $0 | - | - |
| DON RIGBY | Secretary | - | $0 | - | - |
| BRIAN KOMOROWSKI | Asst. Secretary | PT | $0 | - | - |
| TONY GENTILE | 2nd Vice-President | - | $0 | - | - |
| JOHN CULLER | 1st Vice-President | - | $0 | - | - |
| RICH LUCAS | President | - | $0 | - | - |
| TIM MCCORMICK | Director | - | $0 | - | - |
| CJ KAISER | Director | - | $0 | - | - |
| ARCH RILEY JR | Director | - | $0 | - | - |
| BILL WILMOTH | Director | - | $0 | - | - |
“Description: interest. Amount: 11,492.”
“Description: insurance. Amount: 2,516. Description: travel & training. Amount: 2,845. Description: equipment maintenance. Amount: 1,625. Description: filing fees. Amount: 128. Description: administrative fees. Amount: 73,100. Description: miscellaneous. Amount: 120. Total to form 990-ez, line 16: 80,334.”
“Description: prepaid expense. Beg. Of year amount: 22,008. End of year amount: 2,126. Description: accounts receivable. Beg. Of year amount: 1,893. End of year amount: 1,898.”
“Description: accounts payable - other. Beg. Of year amount: 13,560. End of year amount: 17,570.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990EZ/ActivitiesNotPreviouslyRptInd | 0 | 0 |
| IRS990EZ/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt | 0 | BRIAN KOMOROWSKI |
| IRS990EZ/BooksInCareOfDetail/PhoneNum | 0 | 3042327722 |
| IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 1310 MARKET STREET |
| IRS990EZ/BooksInCareOfDetail/USAddress/CityNm | 0 | WHEELING |
| IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | WV |
| IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 26003 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt | 0 | 102507 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt | 0 | 133834 |
| IRS990EZ/ChgMadeToOrgnzngDocNotRptInd | 0 | 0 |
| IRS990EZ/DirectIndirectPltclExpendAmt | 0 | 0 |
| IRS990EZ/DonorAdvisedFndsInd | 0 | 0 |
| IRS990EZ/ExcessOrDeficitForYearAmt | 0 | 7440 |
| IRS990EZ/FeesAndOtherPymtToIndCntrctAmt | 0 | 13733 |
| IRS990EZ/ForeignFinancialAccountInd | 0 | 0 |
| IRS990EZ/ForeignOfficeInd | 0 | 0 |
| IRS990EZ/Form990TotalAssetsGrp/BOYAmt | 0 | 126408 |
| IRS990EZ/Form990TotalAssetsGrp/EOYAmt | 0 | 137858 |
| IRS990EZ/GrossReceiptsAmt | 0 | 101566 |
| IRS990EZ/InfoInScheduleOPartIIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartIVInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartVInd | 0 | X |
| IRS990EZ/MadeLoansToFromOfficersInd | 0 | 0 |
| IRS990EZ/MethodOfAccountingAccrualInd | 0 | X |
| IRS990EZ/NetAssetsOrFundBalancesBOYAmt | 0 | 112848 |
| IRS990EZ/NetAssetsOrFundBalancesEOYAmt | 0 | 120288 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt | 0 | 112848 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt | 0 | 120288 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 0 | 0.10 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 1 | 0.10 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 2 | 0.10 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 3 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 4 | 5.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 5 | 0.10 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 6 | 0.10 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 7 | 0.10 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 8 | 0.10 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 9 | 0.10 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 10 | 0.10 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 11 | 0.10 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 3 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 4 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 5 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 6 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 7 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 8 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 9 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 10 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 11 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 3 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 4 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 5 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 6 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 7 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 8 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 9 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 10 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 11 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 3 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 4 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 5 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 6 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 7 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 8 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 9 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 10 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 11 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 0 | BERNIE TWIG |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 1 | WILL TURANI |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 2 | BRAD BLAIR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 3 | DON RIGBY |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 4 | BRIAN KOMOROWSKI |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 5 | TONY GENTILE |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 6 | JOHN CULLER |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 7 | RICH LUCAS |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 8 | TIM MCCORMICK |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 9 | CJ KAISER |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 10 | ARCH RILEY JR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 11 | BILL WILMOTH |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 0 | DIRECTOR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 1 | DIRECTOR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 2 | DIRECTOR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 3 | SECRETARY |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 4 | ASST. SECRETARY |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 5 | 2ND VICE-PRESIDENT |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 6 | 1ST VICE-PRESIDENT |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 7 | PRESIDENT |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 8 | DIRECTOR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 9 | DIRECTOR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 10 | DIRECTOR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 11 | DIRECTOR |
| IRS990EZ/OperateHospitalInd | 0 | 0 |
| IRS990EZ/Organization501cInd | 0 | X |
| IRS990EZ/OrganizationDissolvedEtcInd | 0 | 0 |
| IRS990EZ/OrganizationHadUBIInd | 0 | 0 |
| IRS990EZ/OtherAssetsTotalDetail/BOYAmt | 0 | 23901 |
| IRS990EZ/OtherAssetsTotalDetail/EOYAmt | 0 | 4024 |
| IRS990EZ/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990EZ/OtherExpensesTotalAmt | 0 | 80334 |
| IRS990EZ/OtherRevenueTotalAmt | 0 | 11492 |
| IRS990EZ/PoliticalCampaignActyInd | 0 | 0 |
| IRS990EZ/PrimaryExemptPurposeTxt | 0 | ADMINISTRATION OF SBA 503 & 504 LOANS. |
| IRS990EZ/PrintingPublicationsPostageAmt | 0 | 59 |
| IRS990EZ/ProgramServiceRevenueAmt | 0 | 90074 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 0 | EXPENSES ARE INCURRED IN SUPPORTING ECONOMIC GROWTHIN THE LOCAL AREA BY HELPING BUSINESSES OBTAIN LONG-TERM FINANCING THROUGH SBA LOAN PROGRAMS. |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt | 0 | 0 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt | 0 | 5545 |
| IRS990EZ/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990EZ/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990EZ/ScheduleBNotRequiredInd | 0 | X |
| IRS990EZ/SubjectToProxyTaxInd | 0 | 0 |
| IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt | 0 | 13560 |
| IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt | 0 | 17570 |
| IRS990EZ/TanningServicesProvidedInd | 0 | 0 |
| IRS990EZ/TotalExpensesAmt | 0 | 94126 |
| IRS990EZ/TotalProgramServiceExpensesAmt | 0 | 5545 |
| IRS990EZ/TotalRevenueAmt | 0 | 101566 |
| IRS990EZ/TypeOfOrganizationCorpInd | 0 | X |
| IRS990EZ/WebsiteAddressTxt | 0 | N/A |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | DESCRIPTION: INTEREST. AMOUNT: 11,492. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | DESCRIPTION: INSURANCE. AMOUNT: 2,516. DESCRIPTION: TRAVEL & TRAINING. AMOUNT: 2,845. DESCRIPTION: EQUIPMENT MAINTENANCE. AMOUNT: 1,625. DESCRIPTION: FILING FEES. AMOUNT: 128. DESCRIPTION: ADMINISTRATIVE FEES. AMOUNT: 73,100. DESCRIPTION: MISCELLANEOUS. AMOUNT: 120. TOTAL TO FORM 990-EZ, LINE 16: 80,334. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | DESCRIPTION: PREPAID EXPENSE. BEG. OF YEAR AMOUNT: 22,008. END OF YEAR AMOUNT: 2,126. DESCRIPTION: ACCOUNTS RECEIVABLE. BEG. OF YEAR AMOUNT: 1,893. END OF YEAR AMOUNT: 1,898. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | DESCRIPTION: ACCOUNTS PAYABLE - OTHER. BEG. OF YEAR AMOUNT: 13,560. END OF YEAR AMOUNT: 17,570. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990-EZ, PART I, LINE 8 - OTHER REVENUE |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990-EZ, PART I, LINE 16 - OTHER EXPENSES |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990-EZ, PART II, LINE 24 - OTHER ASSETS |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990-EZ, PART II, LINE 26 - OTHER LIABILITIES |
| TransferPrsnlBnftContractsDecl/DeclarationDesc | 0 | THE ORGANIZATION DID NOT, DURING THE YEAR, RECEIVE ANY FUNDS, DIRECTLY,OR INDIRECTLY, TO PAY PREMIUMS ON A PERSONAL BENEFIT CONTRACT.THE ORGANIZATION, DID NOT, DURING THE YEAR, PAY ANY PREMIUMS, DIRECTLY,OR INDIRECTLY, ON A PERSONAL BENEFIT CONTRACT. |
| ReturnHeader/BuildTS | 0 | 2017-02-10 21:41:12Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | 1 |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | BRIAN KOMOROWSKI |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | ASST. SECRETARY |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 3042327722 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2017-04-26 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | OVIBDC CDC INC |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | OVIB |
| ReturnHeader/Filer/EIN | 0 | 550652955 |
| ReturnHeader/Filer/PhoneNum | 0 | 3042327722 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 1310 MARKET STREET |
| ReturnHeader/Filer/USAddress/CityNm | 0 | WHEELING |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | WV |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 26003 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 463686044 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | ZENO POCKL LILLY AND COPELAND AC |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 980 NATIONAL ROAD |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | WHEELING |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | WV |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 26003 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 3042335030 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | JULIE L RYAN CPA |
| ReturnHeader/ReturnTs | 0 | 2017-04-26T07:53:54-05:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990EZ |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2015-07-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2016-06-30 |
| ReturnHeader/TaxYr | 0 | 2015 |
No mirrored PDF or thumbnail assets are attached yet.
Displayed year
2016 • Form 990EZDetailed filing. Detailed filing data is available for this year.