Civic Intelligence

Ovibdc CDC Inc

990EZ • Fiscal year 2015 • EIN 55-0652955

Jul 01, 2014 to Jun 30, 2015 • Filed on May 11, 2016

1310 Market StreetWheeling, WV 26003

(304) 232-7722

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

74th percentile

0.11x

Higher debt load relative to assets than 74% of similar nonprofits.

2015 filings • 501(c)6 • <$500k nonprofits • Source year 2015

Liabilities / Revenue

80th percentile

0.13x

Higher debt load relative to revenue than 80% of similar nonprofits.

2015 filings • 501(c)6 • <$500k nonprofits • Source year 2015

Net Margin

30th percentile

-4.6%

Higher net margin than 30% of similar nonprofits.

2015 filings • 501(c)6 • <$500k nonprofits • Source year 2015

Top Officer Pay

69th percentile

$0

Higher top officer pay than 69% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2015 filings • 501(c)6 • <$500k nonprofits • Source year 2015

Asset Growth

12th percentile

-27%

Faster asset growth than 12% of similar nonprofits.

2015 filings • 501(c)6 • <$500k nonprofits • Annualized from 2014 to 2015

Revenue Growth

50th percentile

0.9%

Faster revenue growth than 50% of similar nonprofits.

2015 filings • 501(c)6 • <$500k nonprofits • Annualized from 2014 to 2015

Assets

Down

$126,408

Down $46,209 (-27%) from 2014

Net Assets

Down

$112,848

Down $4,652 (-4.0%) from 2014

Liabilities

Down

$13,560

Down $41,557 (-75%) from 2014

Revenue

Up

$101,120

Up $864 (+0.9%) from 2014

Expenses

Down

$105,772

Down $9,348 (-8.1%) from 2014

Net Income

Up

-$4,652

Up $10,212 (+69%) from 2014

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$300K$200K$100K$0Assets 2010: $170,595Liabilities 2010: $72,575Net Assets 2010: $98,0202010Assets 2011: $92,083Liabilities 2011: $12,379Net Assets 2011: $79,7042011Assets 2012: $184,615Liabilities 2012: $87,439Net Assets 2012: $97,1762012Assets 2013: $208,949Liabilities 2013: $76,585Net Assets 2013: $132,3642013Assets 2014: $172,617Liabilities 2014: $55,117Net Assets 2014: $117,5002014Assets 2015: $126,408Liabilities 2015: $13,560Net Assets 2015: $112,8482015Assets 2016: $137,858Liabilities 2016: $17,570Net Assets 2016: $120,2882016Assets 2017: $133,744Liabilities 2017: $19,305Net Assets 2017: $114,4392017Assets 2018: $111,927Liabilities 2018: $6,500Net Assets 2018: $105,4272018Assets 2019: $106,911Liabilities 2019: $3,500Net Assets 2019: $103,4112019Assets 2020: $0Liabilities 2020: $0Net Assets 2020: $02020

Highlighted filing

2015

Assets$126,408
Liabilities$13,560
Net Assets$112,848

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$300K$200K$100K$0-$100KRevenue 2010: $220,589Expenses 2010: $152,711Net Income 2010: $67,8782010Revenue 2011: $111,531Expenses 2011: $129,847Net Income 2011: -$18,3162011Revenue 2012: $129,660Expenses 2012: $122,188Net Income 2012: $7,4722012Revenue 2013: $131,698Expenses 2013: $96,510Net Income 2013: $35,1882013Revenue 2014: $100,256Expenses 2014: $115,120Net Income 2014: -$14,8642014Revenue 2015: $101,120Expenses 2015: $105,772Net Income 2015: -$4,6522015Revenue 2016: $101,566Expenses 2016: $94,126Net Income 2016: $7,4402016Revenue 2017: $40,758Expenses 2017: $46,607Net Income 2017: -$5,8492017Revenue 2018: $116Expenses 2018: $9,128Net Income 2018: -$9,0122018Revenue 2019: $594Expenses 2019: $2,610Net Income 2019: -$2,0162019Revenue 2020: $0Expenses 2020: $0Net Income 2020: $02020

Highlighted filing

2015

Revenue$101,120
Expenses$105,772
Net Income-$4,652
Jump To
Filing Snapshot
Filing Period
Jul 1, 2014 to Jun 30, 2015
Signed
May 11, 2016
Return Version
2014v6.0
Gross Receipts
$101,120
Mission and Program Overview

Mission

Administration of sba 503 & 504 loans.

Program Services

DescriptionGrantsExpenses
EXPENSES ARE INCURRED IN SUPPORTING ECONOMIC GROWTHIN THE LOCAL AREA BY HELPING BUSINESSES OBTAIN LONG-TERM FINANCING THROUGH SBA LOAN PROGRAMS.$0$6,604
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
BERNIE TWIGDirector-$0--
WILL TURANIDirector-$0--
BRAD BLAIRPresident-$0--
DON RIGBYSecretary-$0--
BRIAN KOMOROWSKIAsst. SecretaryPT$0--
TONY GENTILETreasurer-$0--
DOUG DALBYDirector-$0--
JOHN CULLER2nd Vice-President-$0--
RICH LUCAS1st Vice-President-$0--
TIM MCCORMICKDirector-$0--
CJ KAISERDirector-$0--
DONALD K MASONDirector-$0--
Filing and Contact Details

Filer

Filer Name
Ovibdc Cdc Inc
EIN
55-0652955
Phone
3042327722
Address
1310 MARKET STREET, WHEELING, WV 26003

Signing Officer

Name
Brian Komorowski
Title
Asst Secretary
Phone
3042327722
Signed
2016-05-11
Discuss with paid preparer
Yes

Preparer

Firm
Zeno Pockl Lilly and Copeland Ac
Address
980 NATIONAL ROAD, WHEELING, WV 26003
Preparer
Julie L Ryan CPA
Phone
3042335030
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 8 - Other Revenue

Description: interest. Amount: 11,213.

Form 990-ez, Part I, Line 16 - Other Expenses

Description: insurance. Amount: 2,192. Description: travel & training. Amount: 2,261. Description: equipment maintenance. Amount: 1,500. Description: filing fees. Amount: 581. Description: administrative fees. Amount: 83,195. Description: miscellaneous. Amount: 120. Description: dues & subscriptions. Amount: 1,750. Total to form 990-ez, line 16: 91,599.

Form 990-ez, Part II, Line 24 - Other Assets

Description: prepaid expense. Beg. Of year amount: 11,672. End of year amount: 22,008. Description: accounts receivable. Beg. Of year amount: 0. End of year amount: 1,893.

Form 990-ez, Part II, Line 26 - Other Liabilities

Description: accounts payable - other. Beg. Of year amount: 10,900. End of year amount: 13,560. Description: management fee payable. Beg. Of year amount: 44,217. End of year amount: 0.

Raw XML Appendix165 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990EZ/BooksInCareOfDetail/PhoneNum03042327722
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IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0WHEELING
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0WV
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0BERNIE TWIG
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3DON RIGBY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4BRIAN KOMOROWSKI
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm6DOUG DALBY
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm9TIM MCCORMICK
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm10CJ KAISER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm11DONALD K MASON
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3SECRETARY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4ASST. SECRETARY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5TREASURER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6DIRECTOR
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt9DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt10DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt11DIRECTOR
IRS990EZ/OperateHospitalInd00
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IRS990EZ/OrganizationDissolvedEtcInd00
IRS990EZ/OrganizationHadUBIInd00
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IRS990EZ/OtherChangesInNetAssetsAmt00
IRS990EZ/OtherExpensesTotalAmt091599
IRS990EZ/OtherRevenueTotalAmt011213
IRS990EZ/PoliticalCampaignActyInd00
IRS990EZ/PrimaryExemptPurposeTxt0ADMINISTRATION OF SBA 503 & 504 LOANS.
IRS990EZ/PrintingPublicationsPostageAmt063
IRS990EZ/ProgramServiceRevenueAmt089907
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0EXPENSES ARE INCURRED IN SUPPORTING ECONOMIC GROWTHIN THE LOCAL AREA BY HELPING BUSINESSES OBTAIN LONG-TERM FINANCING THROUGH SBA LOAN PROGRAMS.
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt06604
IRS990EZ/ProhibitedTaxShelterTransInd00
IRS990EZ/RelatedOrganizationCtrlEntInd00
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SubjectToProxyTaxInd00
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IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt013560
IRS990EZ/TanningServicesProvidedInd00
IRS990EZ/TotalExpensesAmt0105772
IRS990EZ/TotalProgramServiceExpensesAmt06604
IRS990EZ/TotalRevenueAmt0101120
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0DESCRIPTION: INTEREST. AMOUNT: 11,213.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1DESCRIPTION: INSURANCE. AMOUNT: 2,192. DESCRIPTION: TRAVEL & TRAINING. AMOUNT: 2,261. DESCRIPTION: EQUIPMENT MAINTENANCE. AMOUNT: 1,500. DESCRIPTION: FILING FEES. AMOUNT: 581. DESCRIPTION: ADMINISTRATIVE FEES. AMOUNT: 83,195. DESCRIPTION: MISCELLANEOUS. AMOUNT: 120. DESCRIPTION: DUES & SUBSCRIPTIONS. AMOUNT: 1,750. TOTAL TO FORM 990-EZ, LINE 16: 91,599.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2DESCRIPTION: PREPAID EXPENSE. BEG. OF YEAR AMOUNT: 11,672. END OF YEAR AMOUNT: 22,008. DESCRIPTION: ACCOUNTS RECEIVABLE. BEG. OF YEAR AMOUNT: 0. END OF YEAR AMOUNT: 1,893.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3DESCRIPTION: ACCOUNTS PAYABLE - OTHER. BEG. OF YEAR AMOUNT: 10,900. END OF YEAR AMOUNT: 13,560. DESCRIPTION: MANAGEMENT FEE PAYABLE. BEG. OF YEAR AMOUNT: 44,217. END OF YEAR AMOUNT: 0.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 8 - OTHER REVENUE
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART I, LINE 16 - OTHER EXPENSES
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990-EZ, PART II, LINE 24 - OTHER ASSETS
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990-EZ, PART II, LINE 26 - OTHER LIABILITIES
TransferPrsnlBnftContractsDecl/DeclarationDesc0THE ORGANIZATION DID NOT, DURING THE YEAR, RECEIVE ANY FUNDS, DIRECTLY,OR INDIRECTLY, TO PAY PREMIUMS ON A PERSONAL BENEFIT CONTRACT.THE ORGANIZATION, DID NOT, DURING THE YEAR, PAY ANY PREMIUMS, DIRECTLY,OR INDIRECTLY, ON A PERSONAL BENEFIT CONTRACT.
ReturnHeader/BuildTS02016-08-17 19:52:53Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0BRIAN KOMOROWSKI
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0ASST SECRETARY
ReturnHeader/BusinessOfficerGrp/PhoneNum03042327722
ReturnHeader/BusinessOfficerGrp/SignatureDt02016-05-11
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0OVIBDC CDC INC
ReturnHeader/Filer/BusinessNameControlTxt0OVIB
ReturnHeader/Filer/EIN0550652955
ReturnHeader/Filer/PhoneNum03042327722
ReturnHeader/Filer/USAddress/AddressLine1Txt01310 MARKET STREET
ReturnHeader/Filer/USAddress/CityNm0WHEELING
ReturnHeader/Filer/USAddress/StateAbbreviationCd0WV
ReturnHeader/Filer/USAddress/ZIPCd026003
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0463686044
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0ZENO POCKL LILLY AND COPELAND AC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0980 NATIONAL ROAD
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0WHEELING
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0WV
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd026003
ReturnHeader/PreparerPersonGrp/PhoneNum03042335030
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0JULIE L RYAN CPA
ReturnHeader/ReturnTs02016-05-16T11:35:26-05:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02014-07-01
ReturnHeader/TaxPeriodEndDt02015-06-30
ReturnHeader/TaxYr02014

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Filings