Civic Intelligence

Foundation for Health Coverage Education

990EZ • Fiscal year 2016 • EIN 54-2139690

Jan 01, 2016 to Dec 31, 2016 • Filed on Mar 07, 2017

Organization Profilewww.coverageforall.org
307 Orchard City Dr 216Campbell, CA 95008

(408) 441-7800

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

68th percentile

0.03x

Higher debt load relative to assets than 68% of similar nonprofits.

2016 filings • 501(c)3 • <$500k nonprofits • Source year 2016

Liabilities / Revenue

100th percentile

97.00x

Higher debt load relative to revenue than 100% of similar nonprofits.

2016 filings • 501(c)3 • <$500k nonprofits • Source year 2016

Net Margin

1st percentile

-64550%

Higher net margin than 1% of similar nonprofits.

2016 filings • 501(c)3 • <$500k nonprofits • Source year 2016

Top Officer Pay

75th percentile

$0

Higher top officer pay than 75% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2016 filings • 501(c)3 • <$500k nonprofits • Source year 2016

Asset Growth

22nd percentile

-18%

Faster asset growth than 22% of similar nonprofits.

2016 filings • 501(c)3 • <$500k nonprofits • Annualized from 2015 to 2016

Revenue Growth

1st percentile

-100%

Faster revenue growth than 1% of similar nonprofits.

2016 filings • 501(c)3 • <$500k nonprofits • Annualized from 2015 to 2016

Balance Sheet
Liabilities / Assets68th percentile

Assets

Down

$54,733

Down $11,632 (-18%) from 2015

Net Assets

$53,181

No earlier filing loaded for comparison.

Liabilities

Down

$1,552

Down $1,304 (-46%) from 2015

Revenue And Expenses
Liabilities / Revenue100th percentileNet Margin1st percentile

Revenue

Down

$16

Down $5,003 (-100%) from 2015

Expenses

Down

$10,344

Down $8,097 (-44%) from 2015

Net Income

Up

-$10,328

Up $3,094 (+23%) from 2015

Historical Trend

Balance Sheet Trend

Asset Growth22nd percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$400K$300K$200K$100K$0Assets 2010: $392,105Liabilities 2010: $43,064Net Assets 2010: $349,0412010Assets 2011: $157,984Liabilities 2011: $31,374Net Assets 2011: $126,6102011Assets 2012: $201,706Liabilities 2012: $26,173Net Assets 2012: $175,5332012Assets 2013: $119,917Liabilities 2013: $4,436Net Assets 2013: $115,4812013Assets 2014: $80,387Liabilities 2014: $3,456Net Assets 2014: $76,9312014Assets 2015: $66,365Liabilities 2015: $2,8562015Assets 2016: $54,733Liabilities 2016: $1,552Net Assets 2016: $53,1812016Assets 2017: $36,154Net Assets 2017: $36,1542017Assets 2018: $0Net Assets 2018: $02018

Highlighted filing

2016

Assets$54,733
Liabilities$1,552
Net Assets$53,181
Open 2016 Filing

Operations Trend

Revenue Growth1st percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$1.0M$500K$0-$500KRevenue 2010: $691,054Expenses 2010: $488,817Net Income 2010: $202,2372010Revenue 2011: $280,853Expenses 2011: $503,284Net Income 2011: -$222,4312011Revenue 2012: $323,218Expenses 2012: $274,295Net Income 2012: $48,9232012Revenue 2013: $11,072Expenses 2013: $71,124Net Income 2013: -$60,0522013Revenue 2014: $5,020Expenses 2014: $43,570Net Income 2014: -$38,5502014Revenue 2015: $5,019Expenses 2015: $18,441Net Income 2015: -$13,4222015Revenue 2016: $16Expenses 2016: $10,344Net Income 2016: -$10,3282016Revenue 2017: $13Expenses 2017: $17,040Net Income 2017: -$17,0272017Revenue 2018: $7Expenses 2018: $36,161Net Income 2018: -$36,1542018

Highlighted filing

2016

Revenue$16
Expenses$10,344
Net Income-$10,328
Open 2016 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2016 to Dec 31, 2016
Signed
Mar 7, 2017
Return Version
2016v3.0
Gross Receipts
$16
Mission and Program Overview

Mission

The mission of the organization is to simplify public and private health insurance eligibility information in order to help more people access coverage.

Program Services

DescriptionGrantsExpenses
THE MISSION OF THE ORGANIZATION IS TO SIMPLIFY PUBLIC AND PRIVATE HEALTH INSURANCE ELIGIBILITY INFORMATION IN ORDER TO HELP MORE PEOPLE ACCESS COVERAGE.THROUGH THE CREATION OF SPECIALLY TARGETED COMMUNICATIONS, THE ORGANIZATION WILL MAKE PEOPLE AWARE OF THE VAST ARRAY OF PUBLIC AND PRIVATE HEALTH COVERAGE OPTIONS WHICH ARE AVAILABLE TO THEM, REGARDLESS OF PRE-EXISTING HEALTH CONDITIONS AND INCOME STATUE. ADDITIONAL DOCUMENTS ARE BEING CREATED.THE ORGANIZATION'S WEBSITE FEATURES BASIC INFORMATION ABOUT THE ORGANIZATION, ITS SERVICES AND ALL US HEALTH COVERAGE OPTIONS BY STATE. ADDITIONAL INFORMATION IS CONTINUOUSLY BEING ADDED.INFORMATIONAL WORKSHOPS AND EDUCATION ARE BEING PROVIDED BY VOLUNTARY STAFF. CUSTOMIZED CLASSES, WORKSHOPS, AND CONTINUING EDUCATION COURSES ARE BEING OFFERED TO MEET THE NEEDS OF VARIOUS AUDIENCES: HEALTH CARE PROFESSIONALS, BUSINESS OWNERS, ASSOCIATIONS, COMMUNITY GROUPS, ETC.$105-
Compensation and Service Providers
Top Officer Pay75th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
PHILIP E LEBHERZPresident & CEO-$0--
DEAN R WESTLYDirector-$0--
RENUKA PATELDirector-$0--
REGAN MUSGRAVETreasurer/CFO-$0--
ELIZABETH LEBHERZSecretary-$0--
Filing and Contact Details

Filer

Filer Name
Foundation for Health Coverage Education
EIN
54-2139690
Phone
4084417800
Address
307 Orchard City Dr 216, Campbell, CA 95008

Signing Officer

Name
Philip E Lebherz
Title
Executive Director
Signed
2017-03-07
Discuss with paid preparer
Yes

Preparer

Firm
McFarlane Cazale & Associates
Address
1631 Willow Street Suite 200, San Jose, CA 95125-5108
Preparer
Robert D Cazale
Phone
4082652950
Supplemental Narrative

Additional Explanations

Other Expenses.1012

“Insurance $3346”

Other Expenses.1

“WEBSITE $444”

Other Expenses.2

“Dues & subscriptions $105”

Other Expenses.3

“BANK CHARGES $38”

Total Liabilities.1001

“Accounts Payable and Accrued Expenses - Beginning $2856 Accounts Payable and Accrued Expenses - Ending $1552”

Raw XML Appendix152 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990ScheduleA/Form990ScheduleAPartVIGrp/FormAndLineReferenceDesc0Part I: Additional Information
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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Insurance $3346
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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2DUES & SUBSCRIPTIONS $105
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3BANK CHARGES $38
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ReturnHeader/BuildTS02017-02-10 21:41:12Z
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ReturnHeader/BusinessOfficerGrp/PersonNm0PHILIP E LEBHERZ
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Executive Director
ReturnHeader/BusinessOfficerGrp/SignatureDt02017-03-07
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0FOUNDATION FOR HEALTH COVERAGE EDUCATION
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ReturnHeader/Filer/EIN0542139690
ReturnHeader/Filer/PhoneNum04084417800
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ReturnHeader/Filer/USAddress/StateAbbreviationCd0CA
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ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt01631 Willow Street Suite 200
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0San Jose
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0CA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0951255108
ReturnHeader/PreparerPersonGrp/PhoneNum04082652950
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Robert D Cazale
ReturnHeader/ReturnTs02017-03-07T13:09:16-08:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02016-01-01
ReturnHeader/TaxPeriodEndDt02016-12-31
ReturnHeader/TaxYr02016

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2016 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$54,733
Liabilities
$1,552
Net assets
$53,181
Revenue
$16
Expenses
$10,344
Net income
-$10,328
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2018Detailed filing. Detailed filing data is available for this year.$0.00$0.00$0.00$0.36$0.36
2017Detailed filing. Detailed filing data is available for this year.$0.36$0.36$0.00$0.17$0.17
2016Detailed filing. Detailed filing data is available for this year.$0.55$0.02$0.53$0.00$0.10$0.10
2015Summary only. Only limited summary data is available for this year.$0.66$0.03$0.05$0.18$0.13
2014Detailed filing. Detailed filing data is available for this year.$0.80$0.03$0.77$0.05$0.44$0.39
2013Detailed filing. Detailed filing data is available for this year.$1.20$0.04$1.15$0.11$0.71$0.60
2012Summary only. Only limited summary data is available for this year.$2.02$0.26$1.76$3.23$2.74$0.49
2011Summary only. Only limited summary data is available for this year.$1.58$0.31$1.27$2.81$5.03$2.22
2010Summary only. Only limited summary data is available for this year.$3.92$0.43$3.49$6.91$4.89$2.02