Civic Intelligence

Ruskin-Zafren Foundation

EIN 54-1943881 • Pennington, NJ

Pub. 78 EligibleNTEE T20
PO Box 1532 AftPennington, NJ 08534
Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

83rd percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

NTEE T20 • $1M-$5M nonprofits • Source year 2025

Liabilities / Revenue

83rd percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

NTEE T20 • $1M-$5M nonprofits • Source year 2025

Net Margin

49th percentile

18%

Higher net margin than 49% of similar nonprofits.

NTEE T20 • $1M-$5M nonprofits • Source year 2025

Top Officer Pay

80th percentile

$0

Higher top officer pay than 80% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

NTEE T20 • $1M-$5M nonprofits • Source year 2025

Asset Growth

45th percentile

1.3%

Faster asset growth than 45% of similar nonprofits.

NTEE T20 • $1M-$5M nonprofits • Annualized from 2024 to 2025

Revenue Growth

23rd percentile

-23%

Faster revenue growth than 23% of similar nonprofits.

NTEE T20 • $1M-$5M nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets83rd percentile

Assets

Up

$4,688,647

Up $60,879 (+1.3%) from 2024

Liabilities

Flat

$0

Flat from 2024

Net Assets

Up

$4,688,647

Up $60,879 (+1.3%) from 2024

Operations
Liabilities / Revenue83rd percentileNet Margin49th percentile

Revenue

Down

$339,893

Down $102,273 (-23%) from 2024

Expenses

Up

$277,891

Up $20,837 (+8.1%) from 2024

Net Income

Down

$62,002

Down $123,110 (-67%) from 2024

Trend Graphs

Balance Sheet Trend

Asset Growth45th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$6.0M$4.0M$2.0M$0Assets 2012: $2,105,298Liabilities 2012: $02012Assets 2013: $2,307,053Liabilities 2013: $02013Assets 2014: $2,526,817Liabilities 2014: $02014Assets 2015: $2,876,337Liabilities 2015: $02015Assets 2019: $3,627,679Liabilities 2019: $0Net Assets 2019: $3,627,6792019Assets 2020: $3,833,942Liabilities 2020: $0Net Assets 2020: $3,833,9422020Assets 2021: $4,057,940Liabilities 2021: $0Net Assets 2021: $4,057,9402021Assets 2022: $4,456,344Liabilities 2022: $0Net Assets 2022: $4,456,3442022Assets 2023: $4,444,130Liabilities 2023: $0Net Assets 2023: $4,444,1302023Assets 2024: $4,627,768Liabilities 2024: $0Net Assets 2024: $4,627,7682024Assets 2025: $4,688,647Liabilities 2025: $0Net Assets 2025: $4,688,6472025

Highlighted filing

2025

Assets$4,688,647
Liabilities$0
Net Assets$4,688,647
Open 2025 Filing

Operations Trend

Revenue Growth23rd percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$800K$600K$400K$200K$0-$200KRevenue 2012: $313,556Expenses 2012: $102,651Net Income 2012: $210,9052012Revenue 2013: $317,821Expenses 2013: $113,739Net Income 2013: $204,0822013Revenue 2014: $359,036Expenses 2014: $142,364Net Income 2014: $216,6722014Revenue 2015: $529,275Expenses 2015: $166,128Net Income 2015: $363,1472015Revenue 2019: $333,589Expenses 2019: $219,906Net Income 2019: $113,6832019Revenue 2020: $425,604Expenses 2020: $220,047Net Income 2020: $205,5572020Revenue 2021: $459,020Expenses 2021: $235,884Net Income 2021: $223,1362021Revenue 2022: $661,897Expenses 2022: $253,543Net Income 2022: $408,3542022Revenue 2023: $276,566Expenses 2023: $295,962Net Income 2023: -$19,3962023Revenue 2024: $442,166Expenses 2024: $257,054Net Income 2024: $185,1122024Revenue 2025: $339,893Expenses 2025: $277,891Net Income 2025: $62,0022025

Highlighted filing

2025

Revenue$339,893
Expenses$277,891
Net Income$62,002
Open 2025 Filing

Filings

Most recent year

2025 • Form 990PFDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$4,688,647
Liabilities
$0
Net assets
$4,688,647
Revenue
$339,893
Expenses
$277,891
Net income
$62,002
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$4.69$0.00$4.69$0.34$0.28$0.06
2024Detailed filing. Detailed filing data is available for this year.$4.63$0.00$4.63$0.44$0.26$0.19
2023Detailed filing. Detailed filing data is available for this year.$4.44$0.00$4.44$0.28$0.30$0.02
2022Detailed filing. Detailed filing data is available for this year.$4.46$0.00$4.46$0.66$0.25$0.41
2021Detailed filing. Detailed filing data is available for this year.$4.06$0.00$4.06$0.46$0.24$0.22
2020Detailed filing. Detailed filing data is available for this year.$3.83$0.00$3.83$0.43$0.22$0.21
2019Detailed filing. Detailed filing data is available for this year.$3.63$0.00$3.63$0.33$0.22$0.11
2015Summary only. Only limited summary data is available for this year.$2.88$0.00$0.53$0.17$0.36
2014Summary only. Only limited summary data is available for this year.$2.53$0.00$0.36$0.14$0.22
2013Summary only. Only limited summary data is available for this year.$2.31$0.00$0.32$0.11$0.20
2012Summary only. Only limited summary data is available for this year.$2.11$0.00$0.31$0.10$0.21
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Mar 1, 2024 to Feb 28, 2025
Signed
Jun 24, 2025
Return Version
2024v5.1
Compensation and Service Providers
Top Officer Pay80th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
RUTH RUSKINPresident-$0--
JAMES H MALONEYTreasurer-$0--
Filing and Contact Details

Filer

Filer Name
Rz Foundation
EIN
54-1943881
Phone
8888663275
Address
PO BOX 1532 AFT, PENNINGTON, NJ 08534

Signing Officer

Name
Ruth Z Ruskin
Title
President
Phone
8888663275
Signed
2025-06-24
Discuss with paid preparer
Yes

Preparer

Firm
Bank of America
Address
PO BOX 1532 AFT, PENNINGTON, NJ 08534
Preparer
Karen J Kiser
Phone
8888663275
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