Civic Intelligence

Jewish Social Service Agency

EIN 53-0196598 • 501(c)3 • Rockville, MD

Profile

For more than 120 years the jewish social service agency (jssa) has been helping individuals and families of all faiths across the metro dc area meet emotional, social, and physical challenges and promote resilience, preserve dignity and rekindle hope. Jssa provides services and support to more than 31,300 individuals annually through a wide range of counseling, educational, special needs services, in-home support, hospice and nursing care, and social services.

200 Wood Hill RoadRockville, MD 20850

www.jssa.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

30th percentile

0.08x

Higher debt load relative to assets than 30% of similar nonprofits.

501(c)3 • $50M-$100M nonprofits • Source year 2025

Liabilities / Revenue

25th percentile

0.13x

Higher debt load relative to revenue than 25% of similar nonprofits.

501(c)3 • $50M-$100M nonprofits • Source year 2025

Net Margin

65th percentile

11%

Higher net margin than 65% of similar nonprofits.

501(c)3 • $50M-$100M nonprofits • Source year 2025

Top Officer Pay

61st percentile

$434,074

Higher top officer pay than 61% of similar nonprofits.

Top officer pay equals 0.9% of source-year revenue.

501(c)3 • $50M-$100M nonprofits • Source year 2025

Asset Growth

51st percentile

6.2%

Faster asset growth than 51% of similar nonprofits.

501(c)3 • $50M-$100M nonprofits • Annualized from 2024 to 2025

Revenue Growth

82nd percentile

38%

Faster revenue growth than 82% of similar nonprofits.

501(c)3 • $50M-$100M nonprofits • Annualized from 2024 to 2025

Assets

Up

$72,266,215

Up $2,818,993 (+4.1%) from 2023

Liabilities

Up

$7,753,721

Up $758,708 (+11%) from 2023

Net Assets

Up

$64,512,494

Up $2,060,285 (+3.3%) from 2023

Revenue

Down

$36,578,433

Down $228,942 (-0.6%) from 2023

Expenses

Down

$39,034,244

Down $346,970 (-0.9%) from 2023

Net Income

Up

-$2,455,811

Up $118,028 (+4.6%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$80M$60M$40M$20M$0Assets 2010: $53,644,696Liabilities 2010: $5,544,661Net Assets 2010: $48,100,0352010Assets 2011: $58,719,516Liabilities 2011: $4,846,078Net Assets 2011: $53,873,4382011Assets 2012: $56,562,619Liabilities 2012: $3,948,881Net Assets 2012: $52,613,7382012Assets 2013: $58,156,923Liabilities 2013: $5,513,286Net Assets 2013: $52,643,6372013Assets 2014: $59,863,368Liabilities 2014: $5,584,302Net Assets 2014: $54,279,0662014Assets 2015: $58,596,212Liabilities 2015: $5,949,796Net Assets 2015: $52,646,4162015Assets 2016: $56,416,394Liabilities 2016: $7,878,904Net Assets 2016: $48,537,4902016Assets 2017: $60,070,521Liabilities 2017: $8,941,155Net Assets 2017: $51,129,3662017Assets 2018: $67,138,855Liabilities 2018: $12,142,407Net Assets 2018: $54,996,4482018Assets 2019: $65,891,216Liabilities 2019: $9,197,619Net Assets 2019: $56,693,5972019Assets 2020: $68,484,557Liabilities 2020: $13,592,579Net Assets 2020: $54,891,9782020Assets 2021: $78,004,250Liabilities 2021: $8,823,053Net Assets 2021: $69,181,1972021Assets 2022: $68,668,191Liabilities 2022: $6,541,463Net Assets 2022: $62,126,7282022Assets 2023: $69,447,222Liabilities 2023: $6,995,013Net Assets 2023: $62,452,2092023Assets 2024: $72,266,215Liabilities 2024: $7,753,721Net Assets 2024: $64,512,4942024

Highlighted filing

2024

Assets$72,266,215
Liabilities$7,753,721
Net Assets$64,512,494

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$60M$40M$20M$0-$20MExpenses 2010: $14,490,1782010Expenses 2011: $16,036,4882011Expenses 2012: $16,292,9642012Expenses 2013: $17,493,6652013Revenue 2014: $18,981,490Expenses 2014: $18,560,878Net Income 2014: $420,6122014Revenue 2015: $22,238,972Expenses 2015: $24,720,566Net Income 2015: -$2,481,5942015Revenue 2016: $21,047,698Expenses 2016: $23,219,744Net Income 2016: -$2,172,0462016Revenue 2017: $25,314,569Expenses 2017: $24,638,639Net Income 2017: $675,9302017Revenue 2018: $29,595,233Expenses 2018: $27,066,516Net Income 2018: $2,528,7172018Revenue 2019: $28,435,726Expenses 2019: $27,805,822Net Income 2019: $629,9042019Revenue 2020: $30,956,791Expenses 2020: $32,553,470Net Income 2020: -$1,596,6792020Revenue 2021: $40,027,018Expenses 2021: $35,296,401Net Income 2021: $4,730,6172021Revenue 2022: $38,339,059Expenses 2022: $35,611,775Net Income 2022: $2,727,2842022Revenue 2023: $36,807,375Expenses 2023: $39,381,214Net Income 2023: -$2,573,8392023Revenue 2024: $36,578,433Expenses 2024: $39,034,244Net Income 2024: -$2,455,8112024

Highlighted filing

2024

Revenue$36,578,433
Expenses$39,034,244
Net Income-$2,455,811

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$72.3$7.75$64.5$36.6$39.0$2.46
2023Summary only. Only limited summary data is available for this year.$69.4$7.00$62.5$36.8$39.4$2.57
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$68.7$6.54$62.1$38.3$35.6$2.73
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$78.0$8.82$69.2$40.0$35.3$4.73
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$68.5$13.6$54.9$31.0$32.6$1.60
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$65.9$9.20$56.7$28.4$27.8$0.63
2018Facts available. Structured filing facts are available, but richer extracted sections are limited.$67.1$12.1$55.0$29.6$27.1$2.53
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$60.1$8.94$51.1$25.3$24.6$0.68
2016Detailed filing. Detailed filing data is available for this year.$56.4$7.88$48.5$21.0$23.2$2.17
2015Detailed filing. Detailed filing data is available for this year.$58.6$5.95$52.6$22.2$24.7$2.48
2014Detailed filing. Detailed filing data is available for this year.$59.9$5.58$54.3$19.0$18.6$0.42
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$58.2$5.51$52.6$17.5
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$56.6$3.95$52.6$16.3
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$58.7$4.85$53.9$16.0
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$53.6$5.54$48.1$14.5
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jul 1, 2023 to Jun 30, 2024
Signed
May 6, 2025
Return Version
2023v6.0
Gross Receipts
$43,437,846
Mission and Program Overview

Mission

Jssa empowers individuals and families to achieve well-being across their lifespan.

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments in Publicly Traded Securities$42,257,715$47,325,904▲ $5,068,189
Land, Buildings, and Equipment, Net$12,302,716$12,010,430▼ $292,286
Investments Other Securities$6,100,516$4,388,281▼ $1,712,235
Accounts Receivable$2,187,416$2,048,873▼ $138,543
Savings and Temporary Cash Investments$1,316,409$1,861,057▲ $544,648
Cash and Non-Interest-Bearing Accounts$1,578,553$1,547,839▼ $30,714
Pledges and Grants Receivable$1,565,110$824,677▼ $740,433
Intangible Assets$848,353$657,368▼ $190,985
Prepaid Expenses and Deferred Charges$298,797$310,937▲ $12,140
Total Assets$69,447,222$72,266,215▲ $2,818,993
Other Assets Total$991,637$1,290,849▲ $299,212
Liabilities
Accounts Payable and Accrued Expenses$2,109,260$3,454,626▲ $1,345,366
Other Liabilities$1,916,601$1,888,875▼ $27,726
Mortgage Notes Payable Secured by Investment Property$2,723,861$1,572,861▼ $1,151,000
Deferred Revenue$245,291$837,359▲ $592,068
Total Liabilities$6,995,013$7,753,721▲ $758,708
Net Assets / Fund Balance
Net Assets With Donor Restrictions$38,486,773$42,642,691▲ $4,155,918
Net Assets Without Donor Restrictions$23,965,436$21,869,803▼ $2,095,633
Total Net Assets Fund Balance$62,452,209$64,512,494▲ $2,060,285
Total Liabilities and Net Assets / Fund Balance$69,447,222$72,266,215▲ $2,818,993

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$6,170,952$3,422,149$9,593,101
Leasehold Improvements$2,628,349$1,803,192$4,431,541
Other Land Buildings$530,938$2,206,199$2,737,137
Land$2,512,911-$2,512,911
Equipment$167,280$2,032,545$2,199,825
Other Securities$2,270,489--

Endowment Activity

PeriodBeginningContrib.Gain/LossOther UsesEnd
2023$48,124,340$1,266,078▲ $6,202,783$4,000,972$51,592,229
2022$47,978,893$2,104,773▲ $5,037,202$6,996,528$48,124,340
2021$53,629,875$3,492,664▼ $6,654,499$2,489,147$47,978,893
2020$41,589,607$925,986▲ $13,475,504$2,361,222$53,629,875
2019$41,728,298$1,028,196▲ $1,250,797$2,417,684$41,589,607
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Todd SchenkChief Executive OfficerFT$414,741$17,640$432,381
Amy SchiffmanChief Medical OfficerFT$322,823$21,886$344,709
Kylie MccleafCOOFT$237,269$53,101$290,370
Daniel FischerAssociate Medical DirectorFT$232,032$13,737$245,769
Caroline ApplebyCFOFT$199,606$44,510$244,116
Deborah PeeplesChief Development OfficerFT$180,757$50,312$231,069
Jennifer RipkinChief Human Resources OffiFT$190,332$36,338$226,670
Amanda GoldfarbAssociate Medical DirectorFT$218,180$7,042$225,222

Board Members and Trustees

NameTitle
Ruth RuskinPresident
Robin ThomashauerVice President
Althea Lloyd-whiteBoard Member
Capt Solomon LevyBoard Member
Dorothy MatlisBoard Member
Erica StrudlerBoard Member
Esther NewmanBoard Member
Harold KrauthamerBoard Member
Jean MoiseBoard Member
Joel StillmanBoard Member
Jonathan HarrisBoard Member
Marcia NusgartBoard Member
Mitchell LahrBoard Member
Patricia GoldmanBoard Member
Patricia SilverBoard Member
Rebecca Murow KleinBoard Member
Rhonda BrandesBoard Member
Roberta HochbergBoard Member
Sarah KaplanBoard Member
Scott GreenBoard Member
Susan PlotnickBoard Member
Suzanne LevyBoard Member
Jeffrey KrauthamerOutgoing Board Member
Grant B OttensteinSecretary
Michael MaelTreasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
Circle Of Friends LLCHome Health Care Services17830 NEW HAMPSHIRE AVENUE SUITE 3, Ashton, MD 20861$1,048,380
Home Link Care LLCHome Health Care Services2110 GALLOWS RD SUITE C1, Vienna, VA 22182$641,772
Dme Express LLCDurable Medical Equipment4500 SOUTH GARNETT ROAD SUITE 230, Tulsa, OK 74146$579,841
S And S PropertiesDurable Medical Equipment25 HOOKS LANE SUITE 200, Baltimore, MD 21208$445,367
Homecare Of Baltimore LLCHome Health Care Services10 CROSSROADS DRIVE UNIT 117, Owings Mills, MD 21117$310,027
Revenue and Support

Revenue Composition

Contributions and Grants
$17,279,393
Program Service Revenue
$17,420,861
Investment Income
$1,878,179
Other Revenue
$0
All Other Contributions
$6,433,150
Change in Net Assets
$-2,455,811

Noncash Contribution Practices

Property subject to holding requirements
No
Reviewed unusual noncash gifts
Yes
Third parties used for noncash contributions
Yes

Noncash Contributions

Contribution TypeContribution CountReported AmountValuation Method
Securities Publicly Traded18$89,048Fair Market Value (FMV)
Cars and Other Vehicles5$24,200Fair Market Value (FMV)
Total Noncash Contributions23$113,248-

Audited Revenue Reconciliation

Revenue per Audited Statements
$36,488,762
Revenue Not Reported on Financial Statements
$89,671
Revenue Not Reported on Form 990
$4,647,302
Total Revenue per Audited Statements
$41,136,064
Total Revenue per Form 990
$36,578,433
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$24,075,591
Other Expenses$14,422,070
Total Fundraising Expense$1,593,278
Grants and Similar Amounts Paid$536,583
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$16,966,372$2,251,334$747,689$19,965,395
Fees for Services Other$7,156,805$376,429$300,723$7,833,957
Payroll Taxes$1,292,311$149,439$54,334$1,496,084
Other Employee Benefits$1,210,542$193,743$65,161$1,469,446
Information Technology$750,298$162,633$83,712$996,643
Current Officers, Directors, Trustees, and Key Employees$816,097$109,858$36,524$962,479
Depreciation Depletion$593,562$100,033$23,466$717,061
Occupancy$583,267$41,597$8,367$633,231
Office Expenses$459,666$62,338$106,103$628,107
Grants to Domestic Individuals$536,583--$536,583
All Other Expenses$263,730$82,285$127,275$473,290
Advertising$307,690$81,848$13,268$402,806
Insurance$255,173$18,511$8,385$282,069
Pension Plan Contributions$150,087$24,021$8,079$182,187
Interest-$167,491-$167,491
Fees for Services Accounting$23,264$75,137-$98,401
Fees for Service Investment Mgmnt Fees-$89,671-$89,671
Conferences and Meetings$41,519$31,650$6,988$80,157
Other Expenses$66,752$8,752$3,204$78,708
Fees for Services Legal$2,980$56,985-$59,965
Travel$20,682--$20,682
Total Functional Expenses$33,357,211$4,083,755$1,593,278$39,034,244

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Audited Statements$39,159,392
Total Expenses per Form 990$39,034,244
Expenses per Audited Statements$38,944,573
Expenses Not Reported on Form 990$214,819
Expenses Not Reported on Financial Statements$89,671
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Deferred Comp Plan Liability$1,141,991
Lease Liability$746,884
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
Yes
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 2

Board members solomon levy and suzanne levy have a family relationship. Board members harold krauthamer and jeffery krauthamer have a family relationship.

Form 990, Part VI, Section B, Line 11B

The board of directors reviews form 990 before it is filed.

Form 990, Part VI, Section B, Line 12C

The conflict of interest policy is distributed to board members at new board member orientation and again annually. An acknowledgement is received. Similarly, the organization asks officers and key employees to acknowledge the conflict of interest policy on an annual basis.

Form 990, Part VI, Section B, Line 15

The compensation committee (a sub-committee of the board) gathers comparative data, performs compensation studies and approves the compensation. None of these compensated employees are on the board or compensation committee.

Form 990, Part VI, Section C, Line 19

The organization's governing documents are made available to the public upon request. The organization's conflict of interest policy and financial statements are available on their website and are also made available to the public upon request.

Filing and Contact Details

Filer

Filer Name
Jewish Social Service Agency
EIN
53-0196598
Phone
3018162602
Address
200 WOOD HILL ROAD, ROCKVILLE, MD 20850

Signing Officer

Name
Caroline Appleby
Title
CFO
Phone
3018162602
Signed
2025-05-06
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Todd Schenk
Formed
1933
Legal Domicile
Dc
Voting Board Members
24
Independent Board Members
24
Employees
335
Volunteers
266

Preparer

Firm
Cohnreznick Advisory LLC
Address
7501 WISCONSIN AVENUE SUITE 400E, BETHESDA, MD 20814
Preparer
Laura Kielczewski
Phone
3016529100
Supplemental Narrative

Additional Explanations

FORM 990, PART III, LINE 1, ORGANIZATION'S MISSION:

Jssa (jewish social service agency) is a trusted health and social wellness agency that empowers individuals and families to enhance well-being at every age and stage of life. We focus on four areas of care: supporting people's mental health, helping people with disabilities find meaningful jobs, caring for older adults so they can safely age at home, and offering dignity and comfort to hospice patients. In fy 2024, jssa served and supported 19,236 numbers of individuals across the national capital region.

Form 990, Part IX, Line 11G

Other professional fees: program service expenses 781,141. Management and general expenses 294,086. Fundraising expenses 280,036. Total expenses 1,355,263. Payroll fees: program service expenses 172,853. Management and general expenses 12,894. Fundraising expenses 6,627. Total expenses 192,374. Custodial: program service expenses 113,530. Management and general expenses 3,286. Fundraising expenses 14,060. Total expenses 130,876. Interpreter: program service expenses 10,508. Management and general expenses 0. Fundraising expenses 0. Total expenses 10,508. Temporary staff: program service expenses 73,545. Management and general expenses 66,163. Fundraising expenses 0. Total expenses 139,708. Medical providers: program service expenses 6,005,228. Management and general expenses 0. Fundraising expenses 0. Total expenses 6,005,228.

Financial Statement Notes

PART V, LINE 4:

Jssa's endowments were established to support a variety of programs and consist of donor-restricted endowment funds and a board-designated endowment fund.

PART X, LINE 2:

Jssa believes that it has appropriate support for any tax positions taken, and, as such, does not have any uncertain tax positions that are material to the consolidated financial statements. Jssa recognizes penalties and interest related to income taxes on uncertain tax positions in accounts payable, accrued expenses and other liabilities on the consolidated statements of financial position and management and administrative expenses on the consolidated statements of activities and change in net assets. Jssa did not have any unrelated business income for the year ended june 30, 2024. Tax years prior to 2021 are no longer subject to examination by the internal revenue service or the state tax jurisdictions of maryland, virginia and the district of columbia.

PART XII, LINE 2D - OTHER ADJUSTMENTS:

Expenses of affiliate included in consolidated financial statements 80,208.

Raw XML AppendixShowing 400 of 1,010 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
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IRS990/AccountsPayableAccrExpnssGrp/EOYAmt03454626
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IRS990/AccountsReceivableGrp/EOYAmt02048873
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0JSSA EMPOWERS INDIVIDUALS AND FAMILIES TO ACHIEVE WELL-BEING ACROSS THEIR LIFESPAN.
IRS990/AdvertisingGrp/FundraisingAmt013268
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IRS990/BooksInCareOfDetail/PhoneNum03018162602
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0200 WOOD HILL ROAD
IRS990/BooksInCareOfDetail/USAddress/CityNm0ROCKVILLE
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MD
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IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt12110 GALLOWS RD SUITE C1
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt24500 SOUTH GARNETT ROAD SUITE 230
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt325 HOOKS LANE SUITE 200
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt410 CROSSROADS DRIVE UNIT 117
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IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm2TULSA
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm3BALTIMORE
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm4OWINGS MILLS
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd0MD
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IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt0CIRCLE OF FRIENDS LLC
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt1HOME LINK CARE LLC
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt2DME EXPRESS LLC
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt3S AND S PROPERTIES
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