Civic Intelligence

Kennard Educational Fund Inc C/O Atlantic Union Bank

990PF • Fiscal year 2016 • EIN 54-1157065

Oct 01, 2015 to Sep 30, 2016 • Filed on Nov 08, 2016

PO Box 1268Staunton, VA 24402-1268

(540) 213-7247

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

25th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2016 filings • $1M-$5M nonprofits • Source year 2016

Liabilities / Revenue

25th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2016 filings • $1M-$5M nonprofits • Source year 2016

Net Margin

90th percentile

51%

Higher net margin than 90% of similar nonprofits.

2016 filings • $1M-$5M nonprofits • Source year 2016

Top Officer Pay

42nd percentile

$0

Higher top officer pay than 42% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2016 filings • $1M-$5M nonprofits • Source year 2016

Asset Growth

55th percentile

1.9%

Faster asset growth than 55% of similar nonprofits.

2016 filings • $1M-$5M nonprofits • Annualized from 2015 to 2016

Revenue Growth

10th percentile

-46%

Faster revenue growth than 10% of similar nonprofits.

2016 filings • $1M-$5M nonprofits • Annualized from 2015 to 2016

Assets

Up

$1,021,228

Up $18,852 (+1.9%) from 2015

Net Assets

$1,021,228

No earlier filing loaded for comparison.

Liabilities

Flat

$0

Flat from 2015

Revenue

Down

$37,332

Down $32,098 (-46%) from 2015

Expenses

Up

$18,236

Up $424 (+2.4%) from 2015

Net Income

Down

$19,096

Down $32,522 (-63%) from 2015

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$1.5M$1.0M$500K$0Assets 2011: $847,939Liabilities 2011: $02011Assets 2012: $867,676Liabilities 2012: $02012Assets 2013: $902,527Liabilities 2013: $02013Assets 2014: $951,197Liabilities 2014: $02014Assets 2015: $1,002,376Liabilities 2015: $02015Assets 2016: $1,021,228Liabilities 2016: $0Net Assets 2016: $1,021,2282016Assets 2017: $1,065,507Liabilities 2017: $0Net Assets 2017: $1,065,5072017Assets 2018: $1,120,465Liabilities 2018: $0Net Assets 2018: $1,120,4652018Assets 2019: $1,147,866Liabilities 2019: $0Net Assets 2019: $1,147,8662019Assets 2020: $1,152,876Liabilities 2020: $0Net Assets 2020: $1,152,8762020Assets 2021: $1,173,079Liabilities 2021: $0Net Assets 2021: $1,173,0792021Assets 2022: $1,208,349Liabilities 2022: $0Net Assets 2022: $1,208,3492022Assets 2023: $1,238,453Liabilities 2023: $0Net Assets 2023: $1,238,4532023Assets 2024: $1,325,341Liabilities 2024: $0Net Assets 2024: $1,325,3412024Assets 2025: $1,430,880Liabilities 2025: $0Net Assets 2025: $1,430,8802025

Highlighted filing

2016

Assets$1,021,228
Liabilities$0
Net Assets$1,021,228

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$150K$100K$50K$0Revenue 2011: $72,748Expenses 2011: $23,344Net Income 2011: $49,4042011Revenue 2012: $36,335Expenses 2012: $16,387Net Income 2012: $19,9482012Revenue 2013: $52,571Expenses 2013: $17,418Net Income 2013: $35,1532013Revenue 2014: $66,974Expenses 2014: $18,012Net Income 2014: $48,9622014Revenue 2015: $69,430Expenses 2015: $17,812Net Income 2015: $51,6182015Revenue 2016: $37,332Expenses 2016: $18,236Net Income 2016: $19,0962016Revenue 2017: $60,929Expenses 2017: $16,473Net Income 2017: $44,4562017Revenue 2018: $74,196Expenses 2018: $19,066Net Income 2018: $55,1302018Revenue 2019: $46,080Expenses 2019: $18,382Net Income 2019: $27,6982019Revenue 2020: $23,848Expenses 2020: $18,380Net Income 2020: $5,4682020Revenue 2021: $40,467Expenses 2021: $19,973Net Income 2021: $20,4942021Revenue 2022: $53,921Expenses 2022: $19,667Net Income 2022: $34,2542022Revenue 2023: $48,933Expenses 2023: $18,625Net Income 2023: $30,3082023Revenue 2024: $106,841Expenses 2024: $20,295Net Income 2024: $86,5462024Revenue 2025: $128,275Expenses 2025: $21,373Net Income 2025: $106,9022025

Highlighted filing

2016

Revenue$37,332
Expenses$18,236
Net Income$19,096
Jump To
Filing Snapshot
Filing Period
Oct 1, 2015 to Sep 30, 2016
Signed
Nov 8, 2016
Return Version
2015v2.1
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
CARY ROBINSONChairperson-$0--
LINNEA SPRADLINSecretary-$0--
ANDREW LILLYTreasurer-$0--
Filing and Contact Details

Filer

Filer Name
Kennard Educational Fund Inc
EIN
54-1157065
Address
PO BOX 1268, STAUNTON, VA 24402-1268

Signing Officer

Name
Cary Robinson
Title
Chairperson
Signed
2016-11-08
Discuss with paid preparer
Yes

Preparer

Firm
White Withers Masincup & Cannaday Pc
Address
PO BOX 1048, STAUNTON, VA 24402-1048
Preparer
John W Withers
Phone
5408858123
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InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/EOYBookValueAmt546988
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InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/EOYFMVAmt5227055
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/EOYFMVAmt535487
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/EOYFMVAmt547433
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/EOYFMVAmt555101
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InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/EOYFMVAmt574782
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/EOYFMVAmt586254
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InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm1ACCENTURE PLC IRELANDSHS CLASS
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm2AMERICAN EXPRESS
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm3APPLE INC
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm4AT&T INC
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm5BB&T CORP
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm6BCE INC
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm7BECTON DICKINSON & CO
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm8CATALYST HEDGED FUTURES STRAT
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm9CHEVRON CORP
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm10CISCO SYSTEMS INC
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm11COCA COLA CO COM
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm12COLGATE PALMOLIVE CO
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm13CORNING INC COM
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm14DEERE & CO COM
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm15DEUTSCHE GLOBAL
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm16DIAGO PLC SPON ADR
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm17DISNEY WALT CO COM
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm18DUKE ENERGY CORP NEW
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm19EMERSON ELEC CO COM
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm20EVERSOURCE ENERGY COM
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm21EXXON MOBILE
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm22FIDELITY LOW PRICED STOCK FUND
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm23FIDELITY SELECT BIOTECH
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm24FIDELITY STRATEGIC INCOME FUND
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InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm26GENERAL ELECTRIC CO
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm27GENERAL MLS INC
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm28GENUINE PARTS CO
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm29GOLDMAN SACHS GROWTH
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm30IBM
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm31ILLINOIS TOOL WKS INC
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm32INTEL CORP
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm33J P MORGAN CHASE & CO
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm34JOHN HANCOCK FUNDS
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm35JOHNSON & JOHNSON
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm36LAZARD EMERGING MARKETS
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm37LEGG MASON BW ALTERNATIVE CREDIT
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm38LEGGETT & PLATT INC
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm39LOCKHEED MARTIN CORP
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm40LOCORR LONG/SHORT COMMODIES
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm41LOWES COS INC
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm42MICROSOFT CORP
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm43NESTLE A SPONSORED ADR
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm44NOVARTIS A G SPONSORED
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm45OCCIDENTAL PETE CORP
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm46OMNICOM GROUP INC
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm47ORACLE CORP
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm48PARKER HANNIFIN CORP
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm49PFIZER INC
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm50PHILIP MORRIS INTL INC
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm51PRICE T ROWE GROUP INC
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm52PPG INDS INC
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm53PROCTER & GAMBLE
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm54PUBLIC STORAGE COM
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm55QUALCOMM INC
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm56RAYTHEON CO
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm57SIEMENS A G SPONSORED ADR
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm583M CO
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm59TOTAL S A SPONSORED
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm60TWEEDY BROWNE GLOBAL VALUE FD
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm61UNITED TECHNOLOGIES
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm62VERIZON COMMUNICATIONS INC
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm63VF CORPORATION
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm64WALGREEN CO
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm65WASTE MGMT INC
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm66WELLS FARGO & CO
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm67WESTROCK CO
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IRS990PF/AnalysisIncomeProducingActyGrp/DivAndIntFromSecPartVIIGrp/ExclusionCd014
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IRS990PF/AnalysisIncomeProducingActyGrp/SubtotalsIncmProducingActyGrp/ExclusionAmt02513
IRS990PF/AnalysisIncomeProducingActyGrp/SubtotalsIncmProducingActyGrp/RelatedOrExemptFunctionIncmAmt034819
IRS990PF/AnalysisIncomeProducingActyGrp/TotalIncomeProducingActyAmt037332
IRS990PF/AnalysisOfRevenueAndExpenses/AccountingFeesAdjNetIncmAmt02880
IRS990PF/AnalysisOfRevenueAndExpenses/AccountingFeesNetInvstIncmAmt02880
IRS990PF/AnalysisOfRevenueAndExpenses/AccountingFeesRevAndExpnssAmt02880
IRS990PF/AnalysisOfRevenueAndExpenses/AdjustedNetIncomeAmt011929
IRS990PF/AnalysisOfRevenueAndExpenses/CapGainNetIncmNetInvstIncmAmt08300
IRS990PF/AnalysisOfRevenueAndExpenses/ContriPaidDsbrsChrtblAmt00
IRS990PF/AnalysisOfRevenueAndExpenses/ContriPaidRevAndExpnssAmt00
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IRS990PF/AnalysisOfRevenueAndExpenses/DividendsNetInvstIncmAmt027652
IRS990PF/AnalysisOfRevenueAndExpenses/DividendsRevAndExpnssAmt030165
IRS990PF/AnalysisOfRevenueAndExpenses/ExcessRevenueOverExpensesAmt019096
IRS990PF/AnalysisOfRevenueAndExpenses/GrossSalesPriceAmt0137386
IRS990PF/AnalysisOfRevenueAndExpenses/NetGainSaleAstRevAndExpnssAmt07167
IRS990PF/AnalysisOfRevenueAndExpenses/NetInvestmentIncomeAmt017716
IRS990PF/AnalysisOfRevenueAndExpenses/OtherExpensesAdjNetIncmAmt01792
IRS990PF/AnalysisOfRevenueAndExpenses/OtherExpensesNetInvstIncmAmt01792
IRS990PF/AnalysisOfRevenueAndExpenses/OtherExpensesRevAndExpnssAmt01792
IRS990PF/AnalysisOfRevenueAndExpenses/OtherProfFeesAdjNetIncmAmt013539
IRS990PF/AnalysisOfRevenueAndExpenses/OtherProfFeesNetInvstIncmAmt013539
IRS990PF/AnalysisOfRevenueAndExpenses/OtherProfFeesRevAndExpnssAmt013539
IRS990PF/AnalysisOfRevenueAndExpenses/ScheduleBNotRequiredInd0X
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IRS990PF/AnalysisOfRevenueAndExpenses/TaxesNetInvstIncmAmt025
IRS990PF/AnalysisOfRevenueAndExpenses/TaxesRevAndExpnssAmt025
IRS990PF/AnalysisOfRevenueAndExpenses/TotalAdjNetIncmAmt030165
IRS990PF/AnalysisOfRevenueAndExpenses/TotalExpensesAdjNetIncmAmt018236
IRS990PF/AnalysisOfRevenueAndExpenses/TotalExpensesDsbrsChrtblAmt00
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IRS990PF/AnalysisOfRevenueAndExpenses/TotalExpensesRevAndExpnssAmt018236
IRS990PF/AnalysisOfRevenueAndExpenses/TotalNetInvstIncmAmt035952
IRS990PF/AnalysisOfRevenueAndExpenses/TotalRevAndExpnssAmt037332
IRS990PF/AnalysisOfRevenueAndExpenses/TotOprExpensesAdjNetIncmAmt018236
IRS990PF/AnalysisOfRevenueAndExpenses/TotOprExpensesDsbrsChrtblAmt00
IRS990PF/AnalysisOfRevenueAndExpenses/TotOprExpensesNetInvstIncmAmt018236
IRS990PF/AnalysisOfRevenueAndExpenses/TotOprExpensesRevAndExpnssAmt018236
IRS990PF/CapGainsLossTxInvstIncmDetail/CapitalGainNetIncomeAmt08300
IRS990PF/ChgInNetAssetsFundBalancesGrp/ExcessRevenueOverExpensesAmt019096
IRS990PF/ChgInNetAssetsFundBalancesGrp/OtherDecreasesAmt0244
IRS990PF/ChgInNetAssetsFundBalancesGrp/SubtotalAmt01021472

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Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$1.43$0.00$1.43$0.13$0.02$0.11
2024Detailed filing. Detailed filing data is available for this year.$1.33$0.00$1.33$0.11$0.02$0.09
2023Detailed filing. Detailed filing data is available for this year.$1.24$0.00$1.24$0.05$0.02$0.03
2022Detailed filing. Detailed filing data is available for this year.$1.21$0.00$1.21$0.05$0.02$0.03
2021Detailed filing. Detailed filing data is available for this year.$1.17$0.00$1.17$0.04$0.02$0.02
2020Detailed filing. Detailed filing data is available for this year.$1.15$0.00$1.15$0.02$0.02$0.01
2019Detailed filing. Detailed filing data is available for this year.$1.15$0.00$1.15$0.05$0.02$0.03
2018Detailed filing. Detailed filing data is available for this year.$1.12$0.00$1.12$0.07$0.02$0.06
2017Detailed filing. Detailed filing data is available for this year.$1.07$0.00$1.07$0.06$0.02$0.04
2016Detailed filing. Detailed filing data is available for this year.$1.02$0.00$1.02$0.04$0.02$0.02
2015Summary only. Only limited summary data is available for this year.$1.00$0.00$0.07$0.02$0.05
2014Summary only. Only limited summary data is available for this year.$0.95$0.00$0.07$0.02$0.05
2013Summary only. Only limited summary data is available for this year.$0.90$0.00$0.05$0.02$0.04
2012Summary only. Only limited summary data is available for this year.$0.87$0.00$0.04$0.02$0.02
2011Summary only. Only limited summary data is available for this year.$0.85$0.00$0.07$0.02$0.05