Civic Intelligence

Kennard Educational Fund Inc C/O Atlantic Union Bank

990PF • Fiscal year 2017 • EIN 54-1157065

Oct 01, 2016 to Sep 30, 2017 • Filed on Dec 07, 2017

PO Box 1268Staunton, VA 24402-1268

(540) 213-7247

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

25th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2017 filings • $1M-$5M nonprofits • Source year 2017

Liabilities / Revenue

25th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2017 filings • $1M-$5M nonprofits • Source year 2017

Net Margin

95th percentile

73%

Higher net margin than 95% of similar nonprofits.

2017 filings • $1M-$5M nonprofits • Source year 2017

Top Officer Pay

42nd percentile

$0

Higher top officer pay than 42% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2017 filings • $1M-$5M nonprofits • Source year 2017

Asset Growth

56th percentile

4.3%

Faster asset growth than 56% of similar nonprofits.

2017 filings • $1M-$5M nonprofits • Annualized from 2016 to 2017

Revenue Growth

86th percentile

63%

Faster revenue growth than 86% of similar nonprofits.

2017 filings • $1M-$5M nonprofits • Annualized from 2016 to 2017

Assets

Up

$1,065,507

Up $44,279 (+4.3%) from 2016

Net Assets

Up

$1,065,507

Up $44,279 (+4.3%) from 2016

Liabilities

Flat

$0

Flat from 2016

Revenue

Up

$60,929

Up $23,597 (+63%) from 2016

Expenses

Down

$16,473

Down $1,763 (-9.7%) from 2016

Net Income

Up

$44,456

Up $25,360 (+133%) from 2016

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$1.5M$1.0M$500K$0Assets 2011: $847,939Liabilities 2011: $02011Assets 2012: $867,676Liabilities 2012: $02012Assets 2013: $902,527Liabilities 2013: $02013Assets 2014: $951,197Liabilities 2014: $02014Assets 2015: $1,002,376Liabilities 2015: $02015Assets 2016: $1,021,228Liabilities 2016: $0Net Assets 2016: $1,021,2282016Assets 2017: $1,065,507Liabilities 2017: $0Net Assets 2017: $1,065,5072017Assets 2018: $1,120,465Liabilities 2018: $0Net Assets 2018: $1,120,4652018Assets 2019: $1,147,866Liabilities 2019: $0Net Assets 2019: $1,147,8662019Assets 2020: $1,152,876Liabilities 2020: $0Net Assets 2020: $1,152,8762020Assets 2021: $1,173,079Liabilities 2021: $0Net Assets 2021: $1,173,0792021Assets 2022: $1,208,349Liabilities 2022: $0Net Assets 2022: $1,208,3492022Assets 2023: $1,238,453Liabilities 2023: $0Net Assets 2023: $1,238,4532023Assets 2024: $1,325,341Liabilities 2024: $0Net Assets 2024: $1,325,3412024Assets 2025: $1,430,880Liabilities 2025: $0Net Assets 2025: $1,430,8802025

Highlighted filing

2017

Assets$1,065,507
Liabilities$0
Net Assets$1,065,507

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$150K$100K$50K$0Revenue 2011: $72,748Expenses 2011: $23,344Net Income 2011: $49,4042011Revenue 2012: $36,335Expenses 2012: $16,387Net Income 2012: $19,9482012Revenue 2013: $52,571Expenses 2013: $17,418Net Income 2013: $35,1532013Revenue 2014: $66,974Expenses 2014: $18,012Net Income 2014: $48,9622014Revenue 2015: $69,430Expenses 2015: $17,812Net Income 2015: $51,6182015Revenue 2016: $37,332Expenses 2016: $18,236Net Income 2016: $19,0962016Revenue 2017: $60,929Expenses 2017: $16,473Net Income 2017: $44,4562017Revenue 2018: $74,196Expenses 2018: $19,066Net Income 2018: $55,1302018Revenue 2019: $46,080Expenses 2019: $18,382Net Income 2019: $27,6982019Revenue 2020: $23,848Expenses 2020: $18,380Net Income 2020: $5,4682020Revenue 2021: $40,467Expenses 2021: $19,973Net Income 2021: $20,4942021Revenue 2022: $53,921Expenses 2022: $19,667Net Income 2022: $34,2542022Revenue 2023: $48,933Expenses 2023: $18,625Net Income 2023: $30,3082023Revenue 2024: $106,841Expenses 2024: $20,295Net Income 2024: $86,5462024Revenue 2025: $128,275Expenses 2025: $21,373Net Income 2025: $106,9022025

Highlighted filing

2017

Revenue$60,929
Expenses$16,473
Net Income$44,456
Jump To
Filing Snapshot
Filing Period
Oct 1, 2016 to Sep 30, 2017
Signed
Dec 7, 2017
Return Version
2016v3.0
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
CARY ROBINSONChairperson-$0--
LINNEA SPRADLINSecretary-$0--
ANDREW LILLYTreasurer-$0--
Filing and Contact Details

Filer

Filer Name
Kennard Educational Fund Inc
EIN
54-1157065
Address
PO BOX 1268, STAUNTON, VA 24402-1268

Signing Officer

Name
Cary Robinson
Title
Chairperson
Signed
2017-12-07
Discuss with paid preparer
Yes

Preparer

Firm
White Withers Masincup & Cannaday Pc
Address
PO BOX 1048, STAUNTON, VA 24402-1048
Preparer
John W Withers
Phone
5408858123
Raw XML AppendixShowing 400 of 726 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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InvestmentsCorpBondsSchedule/InvestmentsCorporateBondsGrp/EOYFMVAmt915860
InvestmentsCorpBondsSchedule/InvestmentsCorporateBondsGrp/EOYFMVAmt1025016
InvestmentsCorpBondsSchedule/InvestmentsCorporateBondsGrp/EOYFMVAmt1110024
InvestmentsCorpBondsSchedule/InvestmentsCorporateBondsGrp/EOYFMVAmt1221085
InvestmentsCorpBondsSchedule/InvestmentsCorporateBondsGrp/EOYFMVAmt1314881
InvestmentsCorpBondsSchedule/InvestmentsCorporateBondsGrp/EOYFMVAmt1425571
InvestmentsCorpBondsSchedule/InvestmentsCorporateBondsGrp/EOYFMVAmt1547451
InvestmentsCorpBondsSchedule/InvestmentsCorporateBondsGrp/EOYFMVAmt1626441
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InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/EOYBookValueAmt13535
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/EOYBookValueAmt22959
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/EOYBookValueAmt34338
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/EOYBookValueAmt45211
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/EOYBookValueAmt55057
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/EOYBookValueAmt68988
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/EOYBookValueAmt73314
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/EOYBookValueAmt85174
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/EOYBookValueAmt97264
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/EOYBookValueAmt106083
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/EOYBookValueAmt115180
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/EOYBookValueAmt127450
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/EOYBookValueAmt135672
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/EOYBookValueAmt145965
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/EOYBookValueAmt154730
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/EOYBookValueAmt166854
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/EOYBookValueAmt175816
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/EOYBookValueAmt186184
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/EOYBookValueAmt198625
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/EOYBookValueAmt2035171
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InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/EOYBookValueAmt342194
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InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/EOYBookValueAmt415567
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InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/EOYBookValueAmt455067
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InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/EOYBookValueAmt475707
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/EOYBookValueAmt483299
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/EOYBookValueAmt492952
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/EOYBookValueAmt507681
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/EOYBookValueAmt5132323
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/EOYBookValueAmt524199
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InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/EOYBookValueAmt545504
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InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/EOYFMVAmt22884
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/EOYFMVAmt37599
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/EOYFMVAmt47090
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InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/EOYFMVAmt611219
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/EOYFMVAmt78034
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InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/EOYFMVAmt116031
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InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/EOYFMVAmt2038025
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InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/EOYFMVAmt225779
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/EOYFMVAmt236696
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/EOYFMVAmt244933
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/EOYFMVAmt259026
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/EOYFMVAmt266740
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/EOYFMVAmt2713562
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/EOYFMVAmt2875926
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/EOYFMVAmt2949074
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/EOYFMVAmt308191
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/EOYFMVAmt3134246
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InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/EOYFMVAmt357449
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/EOYFMVAmt365248
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InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/EOYFMVAmt386740
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/EOYFMVAmt397639
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/EOYFMVAmt407701
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/EOYFMVAmt416319
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/EOYFMVAmt427549
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InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/EOYFMVAmt446846
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/EOYFMVAmt457369
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/EOYFMVAmt469590
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/EOYFMVAmt4710448
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/EOYFMVAmt483223
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/EOYFMVAmt497347
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/EOYFMVAmt508887
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/EOYFMVAmt5133133
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/EOYFMVAmt526268
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/EOYFMVAmt537077
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/EOYFMVAmt547318
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm0ABBOTT LABS
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm1ACCENTURE PLC IRELANDSHS CLASS
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm2AMAZON.COM INC
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm3AMERICAN EXPRESS
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm4APPLE INC
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm5AT&T INC
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm6BB&T CORP
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm7BCE INC
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm8BECTON DICKINSON & CO
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm9BROADCOM LTD
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm10CATALYST HEDGED FUTURES STRAT
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm11CHEVRON CORP
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm12CISCO SYSTEMS INC
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm13COCA COLA CO COM
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm14COLGATE PALMOLIVE CO
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm15CORNING INC COM
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm16CROWN CASTLE INTL CORP
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm17CVS HEALTH CORP
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm18DIAGO PLC SPON ADR
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm19DISNEY WALT CO COM
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm20DUKE ENERGY CORP NEW
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm21EVERSOURCE ENERGY COM
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm22EXXON MOBILE
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm23FIDELITY LOW PRICED STOCK FUND
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm24FIDELITY SELECT BIOTECH
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm25GALLAGHER ARTHUR J & CO
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm26GENERAL ELECTRIC CO
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm27GENUINE PARTS CO
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm28GOLDMAN SACHS GROWTH
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm29IBM
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm30ILLINOIS TOOL WKS INC
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm31INTEL CORP
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm32J P MORGAN CHASE & CO
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm33JP MORGAN SMALL CAP EQUITY FUND
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm34JOHN HANCOCK FUNDS
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm35JOHNSON & JOHNSON
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm36LAZARD EMERGING MARKETS
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm37LEGGETT & PLATT INC
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm38LOCKHEED MARTIN CORP
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm39LOCORR LONG/SHORT COMMODIES
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm40LOWES COS INC
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm41MICROSOFT CORP
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm42NESTLE A SPONSORED ADR
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm43NEWELL BRANDS INC
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm44NOVARTIS A G SPONSORED
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm45OCCIDENTAL PETE CORP
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm46OMNICOM GROUP INC
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm47ORACLE CORP
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm48PARKER HANNIFIN CORP
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm49PFIZER INC
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm50PHILIP MORRIS INTL INC
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm51PNC FINAL SVCS GROUP INC
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm52PRICE T ROWE GROUP INC
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm53PPG INDS INC
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm54PROCTER & GAMBLE
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm55PUBLIC STORAGE COM
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm56QUALCOMM INC
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm57RAYTHEON CO
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm58STARBUCKS CORP COM
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm593M CO
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm60TE CONNECTIVITY LTD
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm61TWEEDY BROWNE GLOBAL VALUE FD
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm62UNITED TECHNOLOGIES
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm63VERIZON COMMUNICATIONS INC
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm64VF CORPORATION
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm65WALGREEN CO
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm66WELLS FARGO & CO
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm67WESTROCK CO
InvestmentsGovtObligationsSch/StateLocalSecBookVlEOYAmt054060
InvestmentsGovtObligationsSch/StateLocalSecEOYFMVAmt053721
IRS990PF/AnalysisIncomeProducingActyGrp/DivAndIntFromSecPartVIIGrp/ExclusionAmt02513
IRS990PF/AnalysisIncomeProducingActyGrp/DivAndIntFromSecPartVIIGrp/ExclusionCd014
IRS990PF/AnalysisIncomeProducingActyGrp/DivAndIntFromSecPartVIIGrp/RelatedOrExemptFunctionIncmAmt030036
IRS990PF/AnalysisIncomeProducingActyGrp/GainSalesAstOthThanInvntryGrp/RelatedOrExemptFunctionIncmAmt028380

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Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$1.43$0.00$1.43$0.13$0.02$0.11
2024Detailed filing. Detailed filing data is available for this year.$1.33$0.00$1.33$0.11$0.02$0.09
2023Detailed filing. Detailed filing data is available for this year.$1.24$0.00$1.24$0.05$0.02$0.03
2022Detailed filing. Detailed filing data is available for this year.$1.21$0.00$1.21$0.05$0.02$0.03
2021Detailed filing. Detailed filing data is available for this year.$1.17$0.00$1.17$0.04$0.02$0.02
2020Detailed filing. Detailed filing data is available for this year.$1.15$0.00$1.15$0.02$0.02$0.01
2019Detailed filing. Detailed filing data is available for this year.$1.15$0.00$1.15$0.05$0.02$0.03
2018Detailed filing. Detailed filing data is available for this year.$1.12$0.00$1.12$0.07$0.02$0.06
2017Detailed filing. Detailed filing data is available for this year.$1.07$0.00$1.07$0.06$0.02$0.04
2016Detailed filing. Detailed filing data is available for this year.$1.02$0.00$1.02$0.04$0.02$0.02
2015Summary only. Only limited summary data is available for this year.$1.00$0.00$0.07$0.02$0.05
2014Summary only. Only limited summary data is available for this year.$0.95$0.00$0.07$0.02$0.05
2013Summary only. Only limited summary data is available for this year.$0.90$0.00$0.05$0.02$0.04
2012Summary only. Only limited summary data is available for this year.$0.87$0.00$0.04$0.02$0.02
2011Summary only. Only limited summary data is available for this year.$0.85$0.00$0.07$0.02$0.05