Civic Intelligence

Hampton Roads Educators' Credit Union Inc

990 • Fiscal year 2015 • EIN 54-0623257

Oct 01, 2014 to Sep 30, 2015 • Filed on Feb 05, 2016

Organization ProfileWWW.HRECU.ORG

View Organization Page

2130 Cunningham DriveHampton, VA 23666

(757) 838-0707

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

100th percentile

0.96x

Higher debt load relative to assets than 100% of similar nonprofits.

2015 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2015

Liabilities / Revenue

15th percentile

14.50x

Higher debt load relative to revenue than 15% of similar nonprofits.

2015 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2015

Net Margin

29th percentile

3.0%

Higher net margin than 29% of similar nonprofits.

2015 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2015

Top Officer Pay

20th percentile

$70,379

Higher top officer pay than 20% of similar nonprofits.

Top officer pay equals 3.7% of source-year revenue.

2015 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2015

Asset Growth

8th percentile

-2.8%

Faster asset growth than 8% of similar nonprofits.

2015 filings • 501(c)14 • $25M-$50M nonprofits • Annualized from 2014 to 2015

Revenue Growth

37th percentile

-0.2%

Faster revenue growth than 37% of similar nonprofits.

2015 filings • 501(c)14 • $25M-$50M nonprofits • Annualized from 2014 to 2015

Balance Sheet
Liabilities / Assets100th percentile

Assets

Down

$28,483,512

Down $810,372 (-2.8%) from 2014

Net Assets

Down

$1,201,115

Down $385,700 (-24%) from 2014

Liabilities

Down

$27,282,397

Down $424,672 (-1.5%) from 2014

Revenue And Expenses
Liabilities / Revenue15th percentileNet Margin29th percentile

Revenue

Down

$1,881,121

Down $4,029 (-0.2%) from 2014

Expenses

Down

$1,824,083

Down $37,043 (-2.0%) from 2014

Net Income

Up

$57,038

Up $33,014 (+137%) from 2014

Historical Trend

Balance Sheet Trend

Asset Growth8th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$60M$40M$20M$0Assets 2010: $28,381,524Liabilities 2010: $26,528,231Net Assets 2010: $1,853,2932010Assets 2011: $28,160,658Liabilities 2011: $26,568,454Net Assets 2011: $1,592,2042011Assets 2012: $28,721,199Liabilities 2012: $27,343,439Net Assets 2012: $1,377,7602012Assets 2013: $29,816,570Liabilities 2013: $28,073,450Net Assets 2013: $1,743,1202013Assets 2014: $29,293,884Liabilities 2014: $27,707,069Net Assets 2014: $1,586,8152014Assets 2015: $28,483,512Liabilities 2015: $27,282,397Net Assets 2015: $1,201,1152015Assets 2016: $30,724,234Liabilities 2016: $29,464,685Net Assets 2016: $1,259,5492016Assets 2017: $31,263,996Liabilities 2017: $29,646,467Net Assets 2017: $1,617,5292017Assets 2018: $31,679,689Liabilities 2018: $29,930,308Net Assets 2018: $1,749,3812018Assets 2019: $31,226,873Liabilities 2019: $29,852,404Net Assets 2019: $1,374,4692019Assets 2020: $35,162,377Liabilities 2020: $33,781,057Net Assets 2020: $1,381,3202020Assets 2021: $39,238,874Liabilities 2021: $37,094,815Net Assets 2021: $2,144,0592021Assets 2022: $41,695,486Liabilities 2022: $39,715,452Net Assets 2022: $1,980,0342022Assets 2023: $42,749,283Liabilities 2023: $39,893,798Net Assets 2023: $2,855,4852023Assets 2024: $42,629,409Liabilities 2024: $39,098,725Net Assets 2024: $3,530,6842024Assets 2025: $44,680,099Liabilities 2025: $40,390,107Net Assets 2025: $4,289,9922025

Highlighted filing

2015

Assets$28,483,512
Liabilities$27,282,397
Net Assets$1,201,115
Open 2015 Filing

Operations Trend

Revenue Growth37th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$3.0M$2.0M$1.0M$0-$1.0MExpenses 2010: $2,074,9912010Revenue 2011: $1,440,944Expenses 2011: $1,482,668Net Income 2011: -$41,7242011Expenses 2012: $2,119,5552012Expenses 2013: $1,801,0722013Revenue 2014: $1,885,150Expenses 2014: $1,861,126Net Income 2014: $24,0242014Revenue 2015: $1,881,121Expenses 2015: $1,824,083Net Income 2015: $57,0382015Revenue 2016: $1,719,850Expenses 2016: $1,702,764Net Income 2016: $17,0862016Revenue 2017: $1,777,876Expenses 2017: $1,645,398Net Income 2017: $132,4782017Revenue 2018: $1,873,591Expenses 2018: $1,784,332Net Income 2018: $89,2592018Revenue 2019: $1,958,963Expenses 2019: $1,793,208Net Income 2019: $165,7552019Revenue 2020: $1,765,985Expenses 2020: $1,637,388Net Income 2020: $128,5972020Revenue 2021: $1,854,459Expenses 2021: $1,638,121Net Income 2021: $216,3382021Revenue 2022: $1,823,029Expenses 2022: $1,673,580Net Income 2022: $149,4492022Revenue 2023: $2,070,345Expenses 2023: $1,941,823Net Income 2023: $128,5222023Revenue 2024: $2,292,107Expenses 2024: $2,102,539Net Income 2024: $189,5682024Revenue 2025: $2,566,952Expenses 2025: $2,237,774Net Income 2025: $329,1782025

Highlighted filing

2015

Revenue$1,881,121
Expenses$1,824,083
Net Income$57,038
Open 2015 Filing
Jump To
Filing Snapshot
Filing Period
Oct 1, 2014 to Sep 30, 2015
Signed
Feb 5, 2016
Return Version
2014v6.0
Gross Receipts
$1,881,121
Mission and Program Overview

Mission

Credit unions are organized to provide financial services to members. Credit unions are exempt by federal tax.

Credit unions are organized to provide financial services to members. Credit unions are exempt by federal law.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$13,793,087$13,140,567▼ $652,520
Savings and Temporary Cash Investments$12,781,737$12,895,030▲ $113,293
Rtn Earn Endowment Incm Other Fnds$1,586,815$1,201,115▼ $385,700
Cash and Non-Interest-Bearing Accounts$587,690$770,619▲ $182,929
Land, Buildings, and Equipment, Net$191,114$171,638▼ $19,476
Prepaid Expenses and Deferred Charges$137,973$148,020▲ $10,047
Investments Other Securities$128,136$74,667▼ $53,469
Accounts Receivable$24,903$37,286▲ $12,383
Total Assets$29,293,884$28,483,512▼ $810,372
Other Assets Total$1,649,244$1,245,685▼ $403,559
Liabilities
Other Liabilities$27,455,043$26,932,950▼ $522,093
Accounts Payable and Accrued Expenses$252,026$349,447▲ $97,421
Total Liabilities$27,707,069$27,282,397▼ $424,672
Net Assets / Fund Balance
Total Net Assets Fund Balance$1,586,815$1,201,115▼ $385,700
Total Liabilities and Net Assets / Fund Balance$29,293,884$28,483,512▼ $810,372

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$111,516$588,554$700,070
Equipment$60,122$195,881$256,003
Compensation and Service Providers
Top Officer Pay20th percentile

Employees

NameTitleFull / Part TimeBaseTotal
Karen OrieManagerFT$70,379$70,379

Board Members and Trustees

NameTitle
William F Trimble JrBoard Chairm
Cornelius ChamblissBoard 1st Vi
James C WarrenBoard Secret
Donald SandridgeBoard Treasu
Anita R HolleyDirector
Gloria Winder-gilliamDirector
Jacqueline Smith-watsonDirector
Joressa ChappellDirector
Kelvin P Evans2nd Vice CHA
Gloria F PressleyFormer Direc
Naomi J ChadwickFormer Direc

Highest Paid Contractors

ContractorServicesLocationCompensation
FiservatmData Processing255 FISERV DRIVE, Brookfield, WI 53045$151,154
Commercial Business SystemsIt ServicesPO BOX 2043, Goldsboro, NC 27533$111,605
FisVisa Processing601 RIVERSIDE AVENUE, Jacksonville, FL 32204$107,019
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$1,588,824
Investment Income
$243,910
Other Revenue
$48,387
Change in Net Assets
$57,038

Audited Revenue Reconciliation

Revenue per Audited Statements
$1,842,084
Revenue Not Reported on Financial Statements
$39,037
Revenue Not Reported on Form 990
$-442,738
Other Revenue Adjustments
$39,037
Total Revenue per Audited Statements
$1,399,346
Total Revenue per Form 990
$1,881,121
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$1,197,382
Salaries, Compensation, and Employee Benefits$623,861
Grants and Similar Amounts Paid$2,840
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$446,663
Fees for Services Other---$141,111
Other Expenses---$106,823
Office Expenses---$106,169
Current Officers, Directors, Trustees, and Key Employees---$77,655
Other Employee Benefits---$55,820
Advertising---$44,712
Payroll Taxes---$43,723
Depreciation Depletion---$39,348
Occupancy---$32,030
Insurance---$31,348
Fees for Services Accounting---$21,203
All Other Expenses---$18,910
Conferences and Meetings---$18,489
Interest---$11,519
Information Technology---$8,177
Fees for Services Legal---$6,604
Grants to Domestic Individuals---$2,000
Travel---$1,261
Grants to Domestic Orgs---$840
Total Functional Expenses$0$0$0$1,824,083

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Form 990$1,824,083
Expenses per Audited Statements$1,785,046
Total Expenses per Audited Statements$1,785,046
Expenses Not Reported on Financial Statements$39,037
Other Expense Adjustments$39,037
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
MEMBERS' DEPOSITS$26,932,950
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
No
Audit committee
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 7A

“The members annually elect the board of directors.”

Form 990, Page 6, Part VI, Line 7B

“By-law changes must be approved by the members.”

Form 990, Page 6, Part VI, Line 11B

“Copies of the form 990 are distributed to all board members as well as the chair of the supervisory committee for review and discussion. Board members will get a copy of the 990 before filing only if the board meeting is prior to the filing deadline. If not, they will get a copy at the next scheduled board meeting.”

Form 990, Page 6, Part VI, Line 12C

“Staff are required to report conflicts of interest to management.”

Form 990, Page 6, Part VI, Line 15A

“Salary survey information from cuna is used by the personnel policies committee in determining the salary to be presented to the board. The information from cuna includes comparability data. Ceo compensation is approved by the board of directors.”

Form 990, Page 6, Part VI, Line 15B

“Salary survey information from cuna is used by the personnel policies committee to determine salary recommendations. Other officers- and key employees' compensation are approved by the ceo.”

Form 990, Page 6, Part VI, Line 19

“Governing documents are made available upon request. The financial statements are posted in the lobby.”

Filing and Contact Details

Filer

Filer Name
HAMPTON ROADS EDUCATORS'
EIN
54-0623257
Phone
7578380707
Address
2130 CUNNINGHAM DRIVE, HAMPTON, VA 23666

Signing Officer

Name
Karen Orie
Title
Manager/CEO
Phone
7578380707
Signed
2016-02-05
Discuss with paid preparer
Yes

Organization Details

Principal Officer
William Trimble
Formed
1954
Legal Domicile
Va
Voting Board Members
9
Independent Board Members
9
Employees
16
Volunteers
32

Preparer

Firm
Diane Y Smith CPA Pc
Address
11832 ROCK LANDING DR STE 101, NEWPORT NEWS, VA 23606
Preparer
Diane Y Smith CPA
Phone
7572239602
Supplemental Narrative

Additional Explanations

Form 990, Page 1, Part I, Line 6

“Volunteers serve on the board of directors, the supervisory committee, the scholarship committee, and as teacher liaisons. Volunteers also work the student branches.”

Form 990, Page 2, Part III, Line 4D

“To provide financial services to its members.”

Form 990, Part XI, Line 9

“Net change in pension asset -442,738 income items netted with expenses on f/s -39,037 income items netted with expenses on f/s 39,037”

Financial Statement Notes

Schedule D, Page 3, Part X

“While it seems likely that certain income streams of state chartered credit unions will be subject to unrelated income tax (ubit), the issue remains open.”

Schedule D, Page 4, Part XI, Line 2D

“Net change in pension asset -442,738”

Schedule D, Page 4, Part XI, Line 4B

“Income items netted with expenses on f/s 39,037”

Schedule D, Page 4, Part XII, Line 4B

“Income items netted with expenses on f/s 39,037”

Raw XML AppendixShowing 400 of 425 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/GoverningBodyVotingMembersCnt09
IRS990/GrantsToDomesticIndividualsGrp/TotalAmt02000
IRS990/GrantsToDomesticOrgsGrp/TotalAmt0840
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossAmountSalesAssetsGrp/OtherAmt01000
IRS990/GrossReceiptsAmt01881121
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0true
IRS990/IndependentAuditFinclStmtInd0true
IRS990/IndependentVotingMemberCnt09
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartIIIInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/TotalAmt08177
IRS990/InsuranceGrp/TotalAmt031348
IRS990/InterestGrp/TotalAmt011519
IRS990/InvestmentIncomeGrp/ExclusionAmt0242910
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0242910
IRS990/InvestmentInJointVentureInd0false
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt0128136
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt074667
IRS990/IRPDocumentCnt0273
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt0784435
IRS990/LandBldgEquipBasisNetGrp/BOYAmt0191114
IRS990/LandBldgEquipBasisNetGrp/EOYAmt0171638
IRS990/LandBldgEquipCostOrOtherBssAmt0956073
IRS990/LegalDomicileStateCd0VA
IRS990/LoanOutstandingInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0false
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0CREDIT UNIONS ARE ORGANIZED TO PROVIDE FINANCIAL SERVICES TO MEMBERS. CREDIT UNIONS ARE EXEMPT BY FEDERAL LAW.
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt01586815
IRS990/NetAssetsOrFundBalancesEOYAmt01201115
IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt01000
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt01000
IRS990/NetUnrelatedBusTxblIncmAmt07625
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/TotalAmt032030
IRS990/OfficeExpensesGrp/TotalAmt0106169
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt01649244
IRS990/OtherAssetsTotalGrp/EOYAmt01245685
IRS990/OtherChangesInNetAssetsAmt0-442738
IRS990/OtherEmployeeBenefitsGrp/TotalAmt055820
IRS990/OtherExpensesGrp/Desc0PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/Desc1LOAN SERVICING COSTS
IRS990/OtherExpensesGrp/Desc2ATM EXPENSES
IRS990/OtherExpensesGrp/Desc3SHARE AND BANK COSTS
IRS990/OtherExpensesGrp/TotalAmt0257275
IRS990/OtherExpensesGrp/TotalAmt1188311
IRS990/OtherExpensesGrp/TotalAmt2164092
IRS990/OtherExpensesGrp/TotalAmt3106823
IRS990/OtherLiabilitiesGrp/BOYAmt027455043
IRS990/OtherLiabilitiesGrp/EOYAmt026932950
IRS990/OtherRevenueMiscGrp/BusinessCd0524298
IRS990/OtherRevenueMiscGrp/Desc0REFUND OF PENSION EXPENSE
IRS990/OtherRevenueMiscGrp/Desc1GAP INSURANCE COMMISSION
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt038037
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt038037
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt110350
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt010350
IRS990/OtherRevenueTotalAmt048387
IRS990/OtherSalariesAndWagesGrp/TotalAmt0446663
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt013793087
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt013140567
IRS990/PartialLiquidationInd0false
IRS990/PayrollTaxesGrp/TotalAmt043723
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0137973
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0148020
IRS990/PrincipalOfficerNm0WILLIAM TRIMBLE
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON MEMBER LOANS
IRS990/ProgramServiceRevenueGrp/Desc1MEMBER SERVICE FEES
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt01134641
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1454183
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt01134641
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1454183
IRS990/ProgSrvcAccomActyOtherGrp/Desc0TO PROVIDE FINANCIAL SERVICES TO ITS MEMBERS.
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYGrantsAndSimilarPaidAmt07016
IRS990/PYInvestmentIncomeAmt0170727
IRS990/PYOtherExpensesAmt01282170
IRS990/PYOtherRevenueAmt073234
IRS990/PYProgramServiceRevenueAmt01641189
IRS990/PYRevenuesLessExpensesAmt024024
IRS990/PYSalariesCompEmpBnftPaidAmt0571940
IRS990/PYTotalExpensesAmt01861126
IRS990/PYTotalRevenueAmt01885150
IRS990/ReconcilationRevenueExpnssAmt057038
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt01586815
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt01201115
IRS990/SavingsAndTempCashInvstGrp/BOYAmt012781737
IRS990/SavingsAndTempCashInvstGrp/EOYAmt012895030
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt0111516
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0588554
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt0700070
IRS990ScheduleD/EquipmentGrp/BookValueAmt060122
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0195881
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0256003
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt039037
IRS990ScheduleD/ExpensesSubtotalAmt01785046
IRS990ScheduleD/FootnoteTextInd0X
IRS990ScheduleD/OtherExpensesNotIncludedAmt039037
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt026932950
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBERS' DEPOSITS
IRS990ScheduleD/OtherRevenueAmt0-442738
IRS990ScheduleD/OtherRevenuesNotIncludedAmt039037
IRS990ScheduleD/RevenueNotReportedAmt0-442738
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt039037
IRS990ScheduleD/RevenueSubtotalAmt01842084
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0WHILE IT SEEMS LIKELY THAT CERTAIN INCOME STREAMS OF STATE CHARTERED CREDIT UNIONS WILL BE SUBJECT TO UNRELATED INCOME TAX (UBIT), THE ISSUE REMAINS OPEN.
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt1NET CHANGE IN PENSION ASSET -442,738
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt2INCOME ITEMS NETTED WITH EXPENSES ON F/S 39,037
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt3INCOME ITEMS NETTED WITH EXPENSES ON F/S 39,037
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0SCHEDULE D, PAGE 3, PART X
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc1SCHEDULE D, PAGE 4, PART XI, LINE 2D
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc2SCHEDULE D, PAGE 4, PART XI, LINE 4B
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc3SCHEDULE D, PAGE 4, PART XII, LINE 4B
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0171638
IRS990ScheduleD/TotalExpensesPerForm990Amt01824083
IRS990ScheduleD/TotalLiabilityAmt026932950
IRS990ScheduleD/TotalRevenuePerForm990Amt01881121
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt01399346
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt01785046
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0VOLUNTEERS SERVE ON THE BOARD OF DIRECTORS, THE SUPERVISORY COMMITTEE, THE SCHOLARSHIP COMMITTEE, AND AS TEACHER LIAISONS. VOLUNTEERS ALSO WORK THE STUDENT BRANCHES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1TO PROVIDE FINANCIAL SERVICES TO ITS MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE MEMBERS ANNUALLY ELECT THE BOARD OF DIRECTORS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3BY-LAW CHANGES MUST BE APPROVED BY THE MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4COPIES OF THE FORM 990 ARE DISTRIBUTED TO ALL BOARD MEMBERS AS WELL AS THE CHAIR OF THE SUPERVISORY COMMITTEE FOR REVIEW AND DISCUSSION. BOARD MEMBERS WILL GET A COPY OF THE 990 BEFORE FILING ONLY IF THE BOARD MEETING IS PRIOR TO THE FILING DEADLINE. IF NOT, THEY WILL GET A COPY AT THE NEXT SCHEDULED BOARD MEETING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5STAFF ARE REQUIRED TO REPORT CONFLICTS OF INTEREST TO MANAGEMENT.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6SALARY SURVEY INFORMATION FROM CUNA IS USED BY THE PERSONNEL POLICIES COMMITTEE IN DETERMINING THE SALARY TO BE PRESENTED TO THE BOARD. THE INFORMATION FROM CUNA INCLUDES COMPARABILITY DATA. CEO COMPENSATION IS APPROVED BY THE BOARD OF DIRECTORS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7SALARY SURVEY INFORMATION FROM CUNA IS USED BY THE PERSONNEL POLICIES COMMITTEE TO DETERMINE SALARY RECOMMENDATIONS. OTHER OFFICERS- AND KEY EMPLOYEES' COMPENSATION ARE APPROVED BY THE CEO.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8GOVERNING DOCUMENTS ARE MADE AVAILABLE UPON REQUEST. THE FINANCIAL STATEMENTS ARE POSTED IN THE LOBBY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt9NET CHANGE IN PENSION ASSET -442,738 INCOME ITEMS NETTED WITH EXPENSES ON F/S -39,037 INCOME ITEMS NETTED WITH EXPENSES ON F/S 39,037
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PAGE 1, PART I, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 2, PART III, LINE 4D
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PAGE 6, PART VI, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PAGE 6, PART VI, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7FORM 990, PAGE 6, PART VI, LINE 15B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8FORM 990, PAGE 6, PART VI, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc9FORM 990, PART XI, LINE 9
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt029293884
IRS990/TotalAssetsEOYAmt028483512
IRS990/TotalAssetsGrp/BOYAmt029293884
IRS990/TotalAssetsGrp/EOYAmt028483512
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalEmployeeCnt016
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt01824083
IRS990/TotalGrossUBIAmt010350
IRS990/TotalLiabilitiesBOYAmt027707069
IRS990/TotalLiabilitiesEOYAmt027282397
IRS990/TotalLiabilitiesGrp/BOYAmt027707069
IRS990/TotalLiabilitiesGrp/EOYAmt027282397
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt01586815
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt01201115
IRS990/TotalProgramServiceRevenueAmt01588824
IRS990/TotalReportableCompFromOrgAmt070379
IRS990/TotalRevenueGrp/ExclusionAmt0242910
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt01627861
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt01881121
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt010350
IRS990/TotalVolunteersCnt032
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt029293884
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt028483512
IRS990/TravelGrp/TotalAmt01261
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0true
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt02310 CUNNINGHAM DRIVE
IRS990/USAddress/CityNm0HAMPTON
IRS990/USAddress/StateAbbreviationCd0VA
IRS990/USAddress/ZIPCd023666
IRS990/VotingMembersGoverningBodyCnt09
IRS990/VotingMembersIndependentCnt09
IRS990/WebsiteAddressTxt0WWW.HRECU.ORG
IRS990/WhistleblowerPolicyInd0true
ReturnHeader/BuildTS02016-08-17 19:52:53Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0KAREN ORIE
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0MANAGER/CEO

Document Assets

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Filings

Displayed year

2015 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$28,483,512
Liabilities
$27,282,397
Net assets
$1,201,115
Revenue
$1,881,121
Expenses
$1,824,083
Net income
$57,038
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$44.7$40.4$4.29$2.57$2.24$0.33
2024Detailed filing. Detailed filing data is available for this year.$42.6$39.1$3.53$2.29$2.10$0.19
2023Detailed filing. Detailed filing data is available for this year.$42.7$39.9$2.86$2.07$1.94$0.13
2022Detailed filing. Detailed filing data is available for this year.$41.7$39.7$1.98$1.82$1.67$0.15
2021Detailed filing. Detailed filing data is available for this year.$39.2$37.1$2.14$1.85$1.64$0.22
2020Detailed filing. Detailed filing data is available for this year.$35.2$33.8$1.38$1.77$1.64$0.13
2019Detailed filing. Detailed filing data is available for this year.$31.2$29.9$1.37$1.96$1.79$0.17
2018Detailed filing. Detailed filing data is available for this year.$31.7$29.9$1.75$1.87$1.78$0.09
2017Detailed filing. Detailed filing data is available for this year.$31.3$29.6$1.62$1.78$1.65$0.13
2016Detailed filing. Detailed filing data is available for this year.$30.7$29.5$1.26$1.72$1.70$0.02
2015Detailed filing. Detailed filing data is available for this year.$28.5$27.3$1.20$1.88$1.82$0.06
2014Detailed filing. Detailed filing data is available for this year.$29.3$27.7$1.59$1.89$1.86$0.02
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$29.8$28.1$1.74$1.80
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$28.7$27.3$1.38$2.12
2011Summary only. Only limited summary data is available for this year.$28.2$26.6$1.59$1.44$1.48$0.04
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$28.4$26.5$1.85$2.07