Civic Intelligence

Hampton Roads Educators' Credit Union Inc

990 • Fiscal year 2016 • EIN 54-0623257

Oct 01, 2015 to Sep 30, 2016 • Filed on Feb 13, 2017

Organization ProfileWWW.HRECU.ORG

View Organization Page

2130 Cunningham DriveHampton, VA 23666

(757) 838-0707

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

100th percentile

0.96x

Higher debt load relative to assets than 100% of similar nonprofits.

2016 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2016

Liabilities / Revenue

27th percentile

17.13x

Higher debt load relative to revenue than 27% of similar nonprofits.

2016 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2016

Net Margin

17th percentile

1.0%

Higher net margin than 17% of similar nonprofits.

2016 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2016

Top Officer Pay

21st percentile

$73,106

Higher top officer pay than 21% of similar nonprofits.

Top officer pay equals 4.3% of source-year revenue.

2016 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2016

Asset Growth

87th percentile

7.9%

Faster asset growth than 87% of similar nonprofits.

2016 filings • 501(c)14 • $25M-$50M nonprofits • Annualized from 2015 to 2016

Revenue Growth

3rd percentile

-8.6%

Faster revenue growth than 3% of similar nonprofits.

2016 filings • 501(c)14 • $25M-$50M nonprofits • Annualized from 2015 to 2016

Balance Sheet
Liabilities / Assets100th percentile

Assets

Up

$30,724,234

Up $2,240,722 (+7.9%) from 2015

Net Assets

Up

$1,259,549

Up $58,434 (+4.9%) from 2015

Liabilities

Up

$29,464,685

Up $2,182,288 (+8.0%) from 2015

Revenue And Expenses
Liabilities / Revenue27th percentileNet Margin17th percentile

Revenue

Down

$1,719,850

Down $161,271 (-8.6%) from 2015

Expenses

Down

$1,702,764

Down $121,319 (-6.7%) from 2015

Net Income

Down

$17,086

Down $39,952 (-70%) from 2015

Historical Trend

Balance Sheet Trend

Asset Growth87th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$60M$40M$20M$0Assets 2010: $28,381,524Liabilities 2010: $26,528,231Net Assets 2010: $1,853,2932010Assets 2011: $28,160,658Liabilities 2011: $26,568,454Net Assets 2011: $1,592,2042011Assets 2012: $28,721,199Liabilities 2012: $27,343,439Net Assets 2012: $1,377,7602012Assets 2013: $29,816,570Liabilities 2013: $28,073,450Net Assets 2013: $1,743,1202013Assets 2014: $29,293,884Liabilities 2014: $27,707,069Net Assets 2014: $1,586,8152014Assets 2015: $28,483,512Liabilities 2015: $27,282,397Net Assets 2015: $1,201,1152015Assets 2016: $30,724,234Liabilities 2016: $29,464,685Net Assets 2016: $1,259,5492016Assets 2017: $31,263,996Liabilities 2017: $29,646,467Net Assets 2017: $1,617,5292017Assets 2018: $31,679,689Liabilities 2018: $29,930,308Net Assets 2018: $1,749,3812018Assets 2019: $31,226,873Liabilities 2019: $29,852,404Net Assets 2019: $1,374,4692019Assets 2020: $35,162,377Liabilities 2020: $33,781,057Net Assets 2020: $1,381,3202020Assets 2021: $39,238,874Liabilities 2021: $37,094,815Net Assets 2021: $2,144,0592021Assets 2022: $41,695,486Liabilities 2022: $39,715,452Net Assets 2022: $1,980,0342022Assets 2023: $42,749,283Liabilities 2023: $39,893,798Net Assets 2023: $2,855,4852023Assets 2024: $42,629,409Liabilities 2024: $39,098,725Net Assets 2024: $3,530,6842024Assets 2025: $44,680,099Liabilities 2025: $40,390,107Net Assets 2025: $4,289,9922025

Highlighted filing

2016

Assets$30,724,234
Liabilities$29,464,685
Net Assets$1,259,549
Open 2016 Filing

Operations Trend

Revenue Growth3rd percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$3.0M$2.0M$1.0M$0-$1.0MExpenses 2010: $2,074,9912010Revenue 2011: $1,440,944Expenses 2011: $1,482,668Net Income 2011: -$41,7242011Expenses 2012: $2,119,5552012Expenses 2013: $1,801,0722013Revenue 2014: $1,885,150Expenses 2014: $1,861,126Net Income 2014: $24,0242014Revenue 2015: $1,881,121Expenses 2015: $1,824,083Net Income 2015: $57,0382015Revenue 2016: $1,719,850Expenses 2016: $1,702,764Net Income 2016: $17,0862016Revenue 2017: $1,777,876Expenses 2017: $1,645,398Net Income 2017: $132,4782017Revenue 2018: $1,873,591Expenses 2018: $1,784,332Net Income 2018: $89,2592018Revenue 2019: $1,958,963Expenses 2019: $1,793,208Net Income 2019: $165,7552019Revenue 2020: $1,765,985Expenses 2020: $1,637,388Net Income 2020: $128,5972020Revenue 2021: $1,854,459Expenses 2021: $1,638,121Net Income 2021: $216,3382021Revenue 2022: $1,823,029Expenses 2022: $1,673,580Net Income 2022: $149,4492022Revenue 2023: $2,070,345Expenses 2023: $1,941,823Net Income 2023: $128,5222023Revenue 2024: $2,292,107Expenses 2024: $2,102,539Net Income 2024: $189,5682024Revenue 2025: $2,566,952Expenses 2025: $2,237,774Net Income 2025: $329,1782025

Highlighted filing

2016

Revenue$1,719,850
Expenses$1,702,764
Net Income$17,086
Open 2016 Filing
Jump To
Filing Snapshot
Filing Period
Oct 1, 2015 to Sep 30, 2016
Signed
Feb 13, 2017
Return Version
2015v3.0
Gross Receipts
$1,719,850
Mission and Program Overview

Mission

Credit unions are organized to provide financial services to members. Credit unions are exempt by federal tax.

Credit unions are organized to provide financial services to members. Credit unions are exempt by federal law.

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$12,895,030$14,147,642▲ $1,252,612
Other Notes and Loans Receivable, Net$13,140,567$13,443,053▲ $302,486
Rtn Earn Endowment Incm Other Fnds$1,201,115$1,259,549▲ $58,434
Cash and Non-Interest-Bearing Accounts$770,619$466,508▼ $304,111
Land, Buildings, and Equipment, Net$171,638$168,508▼ $3,130
Prepaid Expenses and Deferred Charges$148,020$120,197▼ $27,823
Investments Other Securities$74,667$60,000▼ $14,667
Accounts Receivable$37,286$44,677▲ $7,391
Total Assets$28,483,512$30,724,234▲ $2,240,722
Other Assets Total$1,245,685$2,273,649▲ $1,027,964
Liabilities
Other Liabilities$26,932,950$29,011,904▲ $2,078,954
Accounts Payable and Accrued Expenses$349,447$452,781▲ $103,334
Total Liabilities$27,282,397$29,464,685▲ $2,182,288
Net Assets / Fund Balance
Total Net Assets Fund Balance$1,201,115$1,259,549▲ $58,434
Total Liabilities and Net Assets / Fund Balance$28,483,512$30,724,234▲ $2,240,722

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$132,577$627,791$760,368
Equipment$35,931$199,079$235,010
Other Assets Org$11,667--
Compensation and Service Providers
Top Officer Pay21st percentile

Employees

NameTitleFull / Part TimeBaseTotal
Karen OrieManagerFT$73,106$73,106

Board Members and Trustees

NameTitle
William F Trimble JrBoard Chairm
Cornelius ChamblissBoard 1st Vi
James C WarrenBoard Secret
Donald SandridgeBoard Treasu
Anita R HolleyDirector
Gloria Winder-gilliamDirector
Jacqueline Smith-watsonDirector
Joressa ChappellDirector
Kelvin P Evans2nd Vice CHA

Highest Paid Contractors

ContractorServicesLocationCompensation
FiserveftData Processing255 FISERV DRIVE, Brookfield, WI 53045$151,154
Commercial Business SystemsIt ServicesPO BOX 2043, Goldsboro, NC 27533$111,605
FisatmVisa Processing601 RIVERSIDE AVENUE, Jacksonville, FL 32204$107,009
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$1,506,742
Investment Income
$197,658
Other Revenue
$15,450
Change in Net Assets
$17,086

Audited Revenue Reconciliation

Revenue per Audited Statements
$1,719,850
Revenue Not Reported on Form 990
$41,348
Total Revenue per Audited Statements
$1,761,198
Total Revenue per Form 990
$1,719,850
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$1,076,007
Salaries, Compensation, and Employee Benefits$621,491
Grants and Similar Amounts Paid$5,266
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$436,829
Office Expenses---$115,460
Fees for Services Other---$113,075
Other Expenses---$105,295
Current Officers, Directors, Trustees, and Key Employees---$85,452
Other Employee Benefits---$52,194
Advertising---$44,673
Depreciation Depletion---$42,438
Payroll Taxes---$41,388
Insurance---$30,153
Occupancy---$27,018
Conferences and Meetings---$21,348
Fees for Services Accounting---$19,614
All Other Expenses---$19,244
Interest---$11,613
Fees for Services Legal---$6,741
Pension Plan Contributions---$5,628
Information Technology---$5,167
Grants to Domestic Individuals---$4,000
Grants to Domestic Orgs---$1,266
Travel---$1,122
Total Functional Expenses$0$0$0$1,702,764

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$1,702,764
Total Expenses per Audited Statements$1,702,764
Total Expenses per Form 990$1,702,764
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
MEMBERS' DEPOSITS$29,011,904
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
No
Audit committee
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 7A

“The members annually elect the board of directors.”

Form 990, Page 6, Part VI, Line 7B

“By-law changes must be approved by the members.”

Form 990, Page 6, Part VI, Line 11B

“Copies of the form 990 are distributed to all board members as well as the chair of the supervisory committee for review and discussion. Board members will get a copy of the 990 before filing only if the board meeting is prior to the filing deadline. If not, they will get a copy at the next scheduled board meeting.”

Form 990, Page 6, Part VI, Line 12C

“Staff are required to report conflicts of interest to management and are required to sign a statement yearly. They are also required to report any outside employment to management.”

Form 990, Page 6, Part VI, Line 15A

“Salary survey information from cuna is used by the personnel policies committee in determining the salary to be presented to the board. The information from cuna includes comparability data. Ceo compensation is approved by the board of directors.”

Form 990, Page 6, Part VI, Line 15B

“Salary survey information from cuna is used by the personnel policies committee to determine salary recommendations. Other officers- and key employees' compensation are approved by the ceo.”

Form 990, Page 6, Part VI, Line 19

“Governing documents are made available upon request. The financial statements are posted in the lobby.”

Filing and Contact Details

Filer

Filer Name
HAMPTON ROADS EDUCATORS'
EIN
54-0623257
Phone
7578380707
Address
2130 CUNNINGHAM DRIVE, HAMPTON, VA 23666

Signing Officer

Name
Karen Orie
Title
Manager
Phone
7578380707
Signed
2017-02-13
Discuss with paid preparer
Yes

Organization Details

Principal Officer
William F Trimble Jr
Formed
1954
Legal Domicile
Va
Voting Board Members
9
Independent Board Members
9
Employees
16
Volunteers
25

Preparer

Firm
A Rohm Smith & Company
Address
11832 ROCK LANDING DR STE 101, NEWPORT NEWS, VA 23606-4277
Preparer
Diane Y Smith CPA
Phone
7572239602
Supplemental Narrative

Additional Explanations

Form 990, Page 1, Part I, Line 6

“Volunteers serve on the board of directors, the supervisory committee, the scholarship committee, and as teacher liaisons. Volunteers also work the student branches.”

Form 990, Page 2, Part III, Line 4D

“To provide financial services to its members.”

Form 990, Part XI, Line 9

“Net change in pension asset 41,348 total 41,348”

Financial Statement Notes

Schedule D, Page 3, Part X

“The credit union has adopted the provisions of fasb asc 740-10-25, which require that a tax position be recognized or derecognized based on a "more likely than not" threshold. This applies to positions taken or expected to be taken in a tax return. The credit union does not believe its financial statements include any uncertain tax positions.”

Schedule D, Page 4, Part XI, Line 2D

“Net change in pension asset 41,348”

Raw XML AppendixShowing 400 of 404 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd0false
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt0349447
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt0452781
IRS990/AccountsReceivableGrp/BOYAmt037286
IRS990/AccountsReceivableGrp/EOYAmt044677
IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0CREDIT UNIONS ARE ORGANIZED TO PROVIDE FINANCIAL SERVICES TO MEMBERS. CREDIT UNIONS ARE EXEMPT BY FEDERAL LAW.
IRS990/AdvertisingGrp/TotalAmt044673
IRS990/AllOtherExpensesGrp/TotalAmt019244
IRS990/AnnualDisclosureCoveredPrsnInd0false
IRS990/AuditCommitteeInd0true
IRS990/BooksInCareOfDetail/PersonNm0KAREN ORIE
IRS990/BooksInCareOfDetail/PhoneNum07578380707
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt02130 CUNNINGHAM DRIVE
IRS990/BooksInCareOfDetail/USAddress/CityNm0HAMPTON
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0VA
IRS990/BooksInCareOfDetail/USAddress/ZIPCd023666
IRS990/BusinessRlnWithFamMemInd0false
IRS990/BusinessRlnWithOfficerEntInd0false
IRS990/BusinessRlnWithOrgMemInd0false
IRS990/CashNonInterestBearingGrp/BOYAmt0770619
IRS990/CashNonInterestBearingGrp/EOYAmt0466508
IRS990/ChangeToOrgDocumentsInd0false
IRS990/CntrctRcvdGreaterThan100KCnt03
IRS990/CollectionsOfArtInd0false
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt085452
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0true
IRS990/CompensationProcessOtherInd0true
IRS990/ConferencesMeetingsGrp/TotalAmt021348
IRS990/ConflictOfInterestPolicyInd0true
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/ContractorCompensationGrp/CompensationAmt0151154
IRS990/ContractorCompensationGrp/CompensationAmt1111605
IRS990/ContractorCompensationGrp/CompensationAmt2107009
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt0255 FISERV DRIVE
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt1PO BOX 2043
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt2601 RIVERSIDE AVENUE
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm0BROOKFIELD
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm1GOLDSBORO
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm2JACKSONVILLE
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd0WI
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd1NC
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd2FL
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd053045
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd127533
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd232204
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt0FISERVEFT
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt1COMMERCIAL BUSINESS SYSTEMS
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt2FISATM
IRS990/ContractorCompensationGrp/ServicesDesc0DATA PROCESSING
IRS990/ContractorCompensationGrp/ServicesDesc1IT SERVICES
IRS990/ContractorCompensationGrp/ServicesDesc2VISA PROCESSING
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt05266
IRS990/CYInvestmentIncomeAmt0197658
IRS990/CYOtherExpensesAmt01076007
IRS990/CYOtherRevenueAmt015450
IRS990/CYProgramServiceRevenueAmt01506742
IRS990/CYRevenuesLessExpensesAmt017086
IRS990/CYSalariesCompEmpBnftPaidAmt0621491
IRS990/CYTotalExpensesAmt01702764
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt01719850
IRS990/DecisionsSubjectToApprovaInd0true
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/DepreciationDepletionGrp/TotalAmt042438
IRS990/Desc0TO PROVIDE FINANCIAL SERVICES TO ITS MEMBERS.
IRS990/DescribedInSection501c3Ind0false
IRS990/DisregardedEntityInd0false
IRS990/DocumentRetentionPolicyInd0true
IRS990/DonorAdvisedFundInd0false
IRS990/ElectionOfBoardMembersInd0true
IRS990/EmployeeCnt016
IRS990/EmploymentTaxReturnsFiledInd0true
IRS990/FamilyOrBusinessRlnInd0false
IRS990/FederalGrantAuditRequiredInd0false
IRS990/FeesForServicesAccountingGrp/TotalAmt019614
IRS990/FeesForServicesLegalGrp/TotalAmt06741
IRS990/FeesForServicesOtherGrp/TotalAmt0113075
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignOfficeInd0false
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt00.62
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt10.62
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt20.62
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt30.62
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt40.62
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt50.62
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt60.62
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt70.62
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt80.62
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt940.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd8X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt90
IRS990/Form990PartVIISectionAGrp/PersonNm0WILLIAM F TRIMBLE JR
IRS990/Form990PartVIISectionAGrp/PersonNm1DONALD SANDRIDGE
IRS990/Form990PartVIISectionAGrp/PersonNm2JAMES C WARREN
IRS990/Form990PartVIISectionAGrp/PersonNm3CORNELIUS CHAMBLISS
IRS990/Form990PartVIISectionAGrp/PersonNm4JORESSA CHAPPELL
IRS990/Form990PartVIISectionAGrp/PersonNm5GLORIA WINDER-GILLIAM
IRS990/Form990PartVIISectionAGrp/PersonNm6KELVIN P EVANS
IRS990/Form990PartVIISectionAGrp/PersonNm7JACQUELINE SMITH-WATSON
IRS990/Form990PartVIISectionAGrp/PersonNm8ANITA R HOLLEY
IRS990/Form990PartVIISectionAGrp/PersonNm9KAREN ORIE
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt973106
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/TitleTxt0BOARD CHAIRM
IRS990/Form990PartVIISectionAGrp/TitleTxt1BOARD TREASU
IRS990/Form990PartVIISectionAGrp/TitleTxt2BOARD SECRET
IRS990/Form990PartVIISectionAGrp/TitleTxt3BOARD 1ST VI
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt62ND VICE CHA
IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt8DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt9MANAGER
IRS990/Form990ProvidedToGvrnBodyInd0false
IRS990/Form990TFiledInd0true
IRS990/FormationYr01954
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd0true
IRS990/FundraisingActivitiesInd0false
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt09
IRS990/GrantsToDomesticIndividualsGrp/TotalAmt04000
IRS990/GrantsToDomesticOrgsGrp/TotalAmt01266
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt01719850
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0true
IRS990/IndependentAuditFinclStmtInd0true
IRS990/IndependentVotingMemberCnt09
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartIIIInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/TotalAmt05167
IRS990/InsuranceGrp/TotalAmt030153
IRS990/InterestGrp/TotalAmt011613
IRS990/InvestmentIncomeGrp/ExclusionAmt0197658
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0197658
IRS990/InvestmentInJointVentureInd0false
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt074667
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt060000
IRS990/IRPDocumentCnt0273
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt0826870
IRS990/LandBldgEquipBasisNetGrp/BOYAmt0171638
IRS990/LandBldgEquipBasisNetGrp/EOYAmt0168508
IRS990/LandBldgEquipCostOrOtherBssAmt0995378
IRS990/LegalDomicileStateCd0VA
IRS990/LoanOutstandingInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0false
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0CREDIT UNIONS ARE ORGANIZED TO PROVIDE FINANCIAL SERVICES TO MEMBERS. CREDIT UNIONS ARE EXEMPT BY FEDERAL LAW.
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt01201115
IRS990/NetAssetsOrFundBalancesEOYAmt01259549
IRS990/NetUnrelatedBusTxblIncmAmt011055
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/TotalAmt027018
IRS990/OfficeExpensesGrp/TotalAmt0115460
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt01245685
IRS990/OtherAssetsTotalGrp/EOYAmt02273649
IRS990/OtherChangesInNetAssetsAmt041348
IRS990/OtherEmployeeBenefitsGrp/TotalAmt052194
IRS990/OtherExpensesGrp/Desc0PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/Desc1ATM EXPENSES
IRS990/OtherExpensesGrp/Desc2LOAN SERVICING COSTS
IRS990/OtherExpensesGrp/Desc3SHARE AND BANK COSTS
IRS990/OtherExpensesGrp/TotalAmt0187934
IRS990/OtherExpensesGrp/TotalAmt1171386
IRS990/OtherExpensesGrp/TotalAmt2153726
IRS990/OtherExpensesGrp/TotalAmt3105295
IRS990/OtherLiabilitiesGrp/BOYAmt026932950
IRS990/OtherLiabilitiesGrp/EOYAmt029011904
IRS990/OtherRevenueMiscGrp/BusinessCd0524298
IRS990/OtherRevenueMiscGrp/Desc0GAP INSURANCE COMMISSION
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt015450
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt015450
IRS990/OtherRevenueTotalAmt015450
IRS990/OtherSalariesAndWagesGrp/TotalAmt0436829
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt013140567
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt013443053
IRS990/PartialLiquidationInd0false
IRS990/PayrollTaxesGrp/TotalAmt041388
IRS990/PensionPlanContributionsGrp/TotalAmt05628
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0148020
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0120197
IRS990/PrincipalOfficerNm0WILLIAM F TRIMBLE JR
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON MEMBER LOANS
IRS990/ProgramServiceRevenueGrp/Desc1MEMBER SERVICE FEES
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt01080660
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1426082
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt01080660
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1426082
IRS990/ProgSrvcAccomActyOtherGrp/Desc0TO PROVIDE FINANCIAL SERVICES TO ITS MEMBERS.
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYGrantsAndSimilarPaidAmt02840
IRS990/PYInvestmentIncomeAmt0243910
IRS990/PYOtherExpensesAmt01197382
IRS990/PYOtherRevenueAmt048387
IRS990/PYProgramServiceRevenueAmt01588824
IRS990/PYRevenuesLessExpensesAmt057038
IRS990/PYSalariesCompEmpBnftPaidAmt0623861
IRS990/PYTotalExpensesAmt01824083
IRS990/PYTotalRevenueAmt01881121
IRS990/ReconcilationRevenueExpnssAmt017086
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0true
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt01201115
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt01259549
IRS990/SavingsAndTempCashInvstGrp/BOYAmt012895030
IRS990/SavingsAndTempCashInvstGrp/EOYAmt014147642
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt0132577
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0627791
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt0760368
IRS990ScheduleD/EquipmentGrp/BookValueAmt035931
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0199079
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0235010
IRS990ScheduleD/ExpensesSubtotalAmt01702764
IRS990ScheduleD/FootnoteTextInd0X
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt01824913
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt1286246
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt282000
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt368823
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt411667
IRS990ScheduleD/OtherAssetsOrgGrp/Desc0PREPAID PENSION PLAN
IRS990ScheduleD/OtherAssetsOrgGrp/Desc1NUSIF DEPOSIT
IRS990ScheduleD/OtherAssetsOrgGrp/Desc2FISERV EFT SETTLEMENT
IRS990ScheduleD/OtherAssetsOrgGrp/Desc3ACCRUED INTEREST RECEIVABLE
IRS990ScheduleD/OtherAssetsOrgGrp/Desc4OTHER ASSETS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt029011904
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBERS' DEPOSITS
IRS990ScheduleD/OtherRevenueAmt041348
IRS990ScheduleD/RevenueNotReportedAmt041348
IRS990ScheduleD/RevenueSubtotalAmt01719850
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0THE CREDIT UNION HAS ADOPTED THE PROVISIONS OF FASB ASC 740-10-25, WHICH REQUIRE THAT A TAX POSITION BE RECOGNIZED OR DERECOGNIZED BASED ON A "MORE LIKELY THAN NOT" THRESHOLD. THIS APPLIES TO POSITIONS TAKEN OR EXPECTED TO BE TAKEN IN A TAX RETURN. THE CREDIT UNION DOES NOT BELIEVE ITS FINANCIAL STATEMENTS INCLUDE ANY UNCERTAIN TAX POSITIONS.
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt1NET CHANGE IN PENSION ASSET 41,348
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0SCHEDULE D, PAGE 3, PART X
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc1SCHEDULE D, PAGE 4, PART XI, LINE 2D
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0168508
IRS990ScheduleD/TotalBookValueOtherAssetsAmt02273649
IRS990ScheduleD/TotalExpensesPerForm990Amt01702764
IRS990ScheduleD/TotalLiabilityAmt029011904
IRS990ScheduleD/TotalRevenuePerForm990Amt01719850
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt01761198
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt01702764
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0VOLUNTEERS SERVE ON THE BOARD OF DIRECTORS, THE SUPERVISORY COMMITTEE, THE SCHOLARSHIP COMMITTEE, AND AS TEACHER LIAISONS. VOLUNTEERS ALSO WORK THE STUDENT BRANCHES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1TO PROVIDE FINANCIAL SERVICES TO ITS MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE MEMBERS ANNUALLY ELECT THE BOARD OF DIRECTORS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3BY-LAW CHANGES MUST BE APPROVED BY THE MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4COPIES OF THE FORM 990 ARE DISTRIBUTED TO ALL BOARD MEMBERS AS WELL AS THE CHAIR OF THE SUPERVISORY COMMITTEE FOR REVIEW AND DISCUSSION. BOARD MEMBERS WILL GET A COPY OF THE 990 BEFORE FILING ONLY IF THE BOARD MEETING IS PRIOR TO THE FILING DEADLINE. IF NOT, THEY WILL GET A COPY AT THE NEXT SCHEDULED BOARD MEETING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5STAFF ARE REQUIRED TO REPORT CONFLICTS OF INTEREST TO MANAGEMENT AND ARE REQUIRED TO SIGN A STATEMENT YEARLY. THEY ARE ALSO REQUIRED TO REPORT ANY OUTSIDE EMPLOYMENT TO MANAGEMENT.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6SALARY SURVEY INFORMATION FROM CUNA IS USED BY THE PERSONNEL POLICIES COMMITTEE IN DETERMINING THE SALARY TO BE PRESENTED TO THE BOARD. THE INFORMATION FROM CUNA INCLUDES COMPARABILITY DATA. CEO COMPENSATION IS APPROVED BY THE BOARD OF DIRECTORS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7SALARY SURVEY INFORMATION FROM CUNA IS USED BY THE PERSONNEL POLICIES COMMITTEE TO DETERMINE SALARY RECOMMENDATIONS. OTHER OFFICERS- AND KEY EMPLOYEES' COMPENSATION ARE APPROVED BY THE CEO.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8GOVERNING DOCUMENTS ARE MADE AVAILABLE UPON REQUEST. THE FINANCIAL STATEMENTS ARE POSTED IN THE LOBBY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt9NET CHANGE IN PENSION ASSET 41,348 TOTAL 41,348
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PAGE 1, PART I, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 2, PART III, LINE 4D
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PAGE 6, PART VI, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PAGE 6, PART VI, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7FORM 990, PAGE 6, PART VI, LINE 15B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8FORM 990, PAGE 6, PART VI, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc9FORM 990, PART XI, LINE 9
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt028483512
IRS990/TotalAssetsEOYAmt030724234
IRS990/TotalAssetsGrp/BOYAmt028483512
IRS990/TotalAssetsGrp/EOYAmt030724234
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalEmployeeCnt016
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt01702764
IRS990/TotalGrossUBIAmt015450
IRS990/TotalLiabilitiesBOYAmt027282397
IRS990/TotalLiabilitiesEOYAmt029464685
IRS990/TotalLiabilitiesGrp/BOYAmt027282397
IRS990/TotalLiabilitiesGrp/EOYAmt029464685
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt01201115
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt01259549
IRS990/TotalProgramServiceRevenueAmt01506742
IRS990/TotalReportableCompFromOrgAmt073106
IRS990/TotalRevenueGrp/ExclusionAmt0197658
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt01506742
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt01719850
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt015450
IRS990/TotalVolunteersCnt025
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt028483512
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt030724234
IRS990/TravelGrp/TotalAmt01122
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0true
IRS990/UponRequestInd0X
IRS990/VotingMembersGoverningBodyCnt09
IRS990/VotingMembersIndependentCnt09
IRS990/WebsiteAddressTxt0WWW.HRECU.ORG
IRS990/WhistleblowerPolicyInd0true
ReturnHeader/BuildTS02017-02-10 21:41:12Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0KAREN ORIE
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0MANAGER
ReturnHeader/BusinessOfficerGrp/PhoneNum07578380707
ReturnHeader/BusinessOfficerGrp/SignatureDt02017-02-13
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0HAMPTON ROADS EDUCATORS'
ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt0CREDIT UNION INC
ReturnHeader/Filer/BusinessNameControlTxt0HAMP
ReturnHeader/Filer/EIN0540623257
ReturnHeader/Filer/PhoneNum07578380707
ReturnHeader/Filer/USAddress/AddressLine1Txt02130 CUNNINGHAM DRIVE
ReturnHeader/Filer/USAddress/CityNm0HAMPTON
ReturnHeader/Filer/USAddress/StateAbbreviationCd0VA
ReturnHeader/Filer/USAddress/ZIPCd023666
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0813356257
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0A ROHM SMITH & COMPANY
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt011832 ROCK LANDING DR STE 101
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0NEWPORT NEWS
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0VA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0236064277
ReturnHeader/PreparerPersonGrp/PhoneNum07572239602
ReturnHeader/PreparerPersonGrp/PreparationDt02017-02-13
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0DIANE Y SMITH CPA
ReturnHeader/ReturnTs02017-02-14T11:47:21-05:00

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2016 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$30,724,234
Liabilities
$29,464,685
Net assets
$1,259,549
Revenue
$1,719,850
Expenses
$1,702,764
Net income
$17,086
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$44.7$40.4$4.29$2.57$2.24$0.33
2024Detailed filing. Detailed filing data is available for this year.$42.6$39.1$3.53$2.29$2.10$0.19
2023Detailed filing. Detailed filing data is available for this year.$42.7$39.9$2.86$2.07$1.94$0.13
2022Detailed filing. Detailed filing data is available for this year.$41.7$39.7$1.98$1.82$1.67$0.15
2021Detailed filing. Detailed filing data is available for this year.$39.2$37.1$2.14$1.85$1.64$0.22
2020Detailed filing. Detailed filing data is available for this year.$35.2$33.8$1.38$1.77$1.64$0.13
2019Detailed filing. Detailed filing data is available for this year.$31.2$29.9$1.37$1.96$1.79$0.17
2018Detailed filing. Detailed filing data is available for this year.$31.7$29.9$1.75$1.87$1.78$0.09
2017Detailed filing. Detailed filing data is available for this year.$31.3$29.6$1.62$1.78$1.65$0.13
2016Detailed filing. Detailed filing data is available for this year.$30.7$29.5$1.26$1.72$1.70$0.02
2015Detailed filing. Detailed filing data is available for this year.$28.5$27.3$1.20$1.88$1.82$0.06
2014Detailed filing. Detailed filing data is available for this year.$29.3$27.7$1.59$1.89$1.86$0.02
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$29.8$28.1$1.74$1.80
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$28.7$27.3$1.38$2.12
2011Summary only. Only limited summary data is available for this year.$28.2$26.6$1.59$1.44$1.48$0.04
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$28.4$26.5$1.85$2.07