Liabilities / Assets
97th percentile
Higher debt load relative to assets than 97% of similar nonprofits.
EIN 54-0623257 • 501(c)14 • Hampton, VA
Profile
Credit unions are organized to provide financial services to members. Credit unions are exempt by federal tax.
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
Liabilities / Assets
97th percentile
Higher debt load relative to assets than 97% of similar nonprofits.
Liabilities / Revenue
71st percentile
Higher debt load relative to revenue than 71% of similar nonprofits.
Net Margin
45th percentile
Higher net margin than 45% of similar nonprofits.
Top Officer Pay
Score unavailable
No filing with officer rows is available for this organization yet.
Asset Growth
87th percentile
Faster asset growth than 87% of similar nonprofits.
Revenue Growth
21st percentile
Faster revenue growth than 21% of similar nonprofits.
Assets
Up$44,680,099
Up $2,050,690 (+4.8%) from 2024
Liabilities
Up$40,390,107
Up $1,291,382 (+3.3%) from 2024
Net Assets
Up$4,289,992
Up $759,308 (+22%) from 2024
Revenue
Up$2,566,952
Up $274,845 (+12%) from 2024
Expenses
Up$2,237,774
Up $135,235 (+6.4%) from 2024
Net Income
Up$329,178
Up $139,610 (+74%) from 2024
Most recent year
2025 • Form 990Detailed filing. Detailed filing data is available for this year.
Credit unions are organized to provide financial services to members. Credit unions are exempt by federal law.
Credit unions are organized to provide financial services to members. Credit unions are exempt by federal tax.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Savings and Temporary Cash Investments | $19,730,956 | $21,395,064 | ▲ $1,664,108 |
| Other Notes and Loans Receivable, Net | $17,773,379 | $17,560,605 | ▼ $212,774 |
| Rtn Earn Endowment Incm Other Fnds | $3,530,684 | $4,289,992 | ▲ $759,308 |
| Cash and Non-Interest-Bearing Accounts | $768,046 | $677,893 | ▼ $90,153 |
| Land, Buildings, and Equipment, Net | $127,287 | $143,474 | ▲ $16,187 |
| Prepaid Expenses and Deferred Charges | $78,300 | $102,621 | ▲ $24,321 |
| Investments Other Securities | $40,000 | $40,000 | → $0 |
| Accounts Receivable | $8,947 | $8,845 | ▼ $102 |
| Total Assets | $42,629,409 | $44,680,099 | ▲ $2,050,690 |
| Other Assets Total | $4,102,494 | $4,751,597 | ▲ $649,103 |
| Liabilities | |||
| Other Liabilities | $38,721,584 | $40,009,073 | ▲ $1,287,489 |
| Accounts Payable and Accrued Expenses | $377,141 | $381,034 | ▲ $3,893 |
| Total Liabilities | $39,098,725 | $40,390,107 | ▲ $1,291,382 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $3,530,684 | $4,289,992 | ▲ $759,308 |
| Total Liabilities and Net Assets / Fund Balance | $42,629,409 | $44,680,099 | ▲ $2,050,690 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $70,936 | $720,664 | $791,600 |
| Equipment | $72,538 | $230,788 | $303,326 |
| Other Assets Org | $27,996 | - | - |
| Name | Title | Full / Part Time | Base | Total |
|---|---|---|---|---|
| Karen Orie | Manager/CEO | FT | $103,957 | $103,957 |
| Name | Title |
|---|---|
| Cornelious Chambliss | Board Chairm |
| Gloria Winder | Board 1st Vi |
| Jacqueline Smith-watson | Board 2nd Vi |
| Kimberly Sharpe | Board Secret |
| Lynda Burke | Board Treasu |
| Anita R Holley | Director |
| Donald Sandridge | Director |
| Dr Keisha Samuels | Director |
| Rita Raphael | Director |
| Contractor | Services | Location | Compensation |
|---|---|---|---|
| Fiserv- Atm & Debit Card | Card Services | PO BOX 934057, Atlanta, GA 31193-4057 | $281,562 |
| Fis - Credit Card | Card Services | PO BOX 4535, Carol Stream, IL 60197 | $205,419 |
| Cbs | Core Processor | PO BOX 2043, Goldsboro, NC 27533 | $110,101 |
| Line Item | Amount |
|---|---|
| Other Expenses | $1,387,566 |
| Salaries, Compensation, and Employee Benefits | $836,170 |
| Grants and Similar Amounts Paid | $14,038 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | $574,285 | - | - | $574,285 |
| Interest | $140,674 | - | - | $140,674 |
| Fees for Services Other | $121,397 | - | - | $121,397 |
| Current Officers, Directors, Trustees, and Key Employees | $112,564 | - | - | $112,564 |
| Office Expenses | $106,102 | - | - | $106,102 |
| Other Employee Benefits | $87,914 | - | - | $87,914 |
| Other Expenses | $76,725 | - | - | $76,725 |
| Advertising | $61,892 | - | - | $61,892 |
| Payroll Taxes | $50,259 | - | - | $50,259 |
| Insurance | $33,329 | - | - | $33,329 |
| Information Technology | $32,247 | - | - | $32,247 |
| Occupancy | $30,950 | - | - | $30,950 |
| Fees for Services Accounting | $27,187 | - | - | $27,187 |
| Depreciation Depletion | $24,568 | - | - | $24,568 |
| All Other Expenses | $21,783 | - | - | $21,783 |
| Conferences and Meetings | $13,576 | - | - | $13,576 |
| Pension Plan Contributions | $11,148 | - | - | $11,148 |
| Grants to Domestic Orgs | $9,040 | - | - | $9,040 |
| Fees for Services Legal | $7,627 | - | - | $7,627 |
| Grants to Domestic Individuals | $4,998 | - | - | $4,998 |
| Travel | $2,888 | - | - | $2,888 |
| Total Functional Expenses | $2,237,774 | $0 | $0 | $2,237,774 |
| Line Item | Amount |
|---|---|
| Total Expenses per Form 990 | $2,237,774 |
| Total Expenses per Audited Statements | $2,077,994 |
| Expenses per Audited Statements | $2,075,848 |
| Expenses Not Reported on Financial Statements | $161,926 |
| Other Expense Adjustments | $161,926 |
| Expenses Not Reported on Form 990 | $2,146 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| MEMBERS' DEPOSITS | $40,009,073 |
“The members annually elect the board of directors.”
“By-law changes must be approved by the members.”
“Copies of the form 990 are distributed to all board members as well as the chair of the supervisory committee for review and discussion. Board members will get a copy of the 990 before filing only if the board meeting is prior to the filing deadline. If not, they will get a copy at the next scheduled board meeting.”
“Staff are required to report conflicts of interest to management and are required to sign a statement yearly. They are also required to report any outside employment to management.”
“Salary survey information from cuna is used by the personnel policies committee in determining the salary to be presented to the board. The information from cuna includes comparability data. Ceo compensation is approved by the board of directors.”
“Salary survey information from cuna is used by the personnel policies committee to determine salary recommendations. Other officers- and key employees' compensation are approved by the ceo.”
“Governing documents are made available upon request. The financial statements are posted in the lobby.”
“Volunteers serve on the board of directors, the supervisory committee, the scholarship committee, and as teacher liaisons. Volunteers also work the student branches.”
“To provide financial services to its members.”
“Net change in pension asset 430,130”
“Loss netted with revenue on form 990 2,146”
“Refund netted with expense on financials 161,926”
“Loss netted with revenue on form 990 2,146”
“Refund netted with expense on financials 161,926”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 377141 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 381034 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 8947 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 8845 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | CREDIT UNIONS ARE ORGANIZED TO PROVIDE FINANCIAL SERVICES TO MEMBERS. CREDIT UNIONS ARE EXEMPT BY FEDERAL TAX. |
| IRS990/AdvertisingGrp/ProgramServicesAmt | 0 | 61892 |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 61892 |
| IRS990/AllOtherExpensesGrp/ProgramServicesAmt | 0 | 21783 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 21783 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | false |
| IRS990/AuditCommitteeInd | 0 | true |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | KAREN ORIE |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 7578380707 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 2130 CUNNINGHAM DRIVE |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | HAMPTON |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | VA |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 23666 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | false |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 768046 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 677893 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 3 |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt | 0 | 112564 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 112564 |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | true |
| IRS990/CompensationProcessOtherInd | 0 | true |
| IRS990/ConferencesMeetingsGrp/ProgramServicesAmt | 0 | 13576 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 13576 |
| IRS990/ConflictOfInterestPolicyInd | 0 | true |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/ContractorCompensationGrp/CompensationAmt | 0 | 281562 |
| IRS990/ContractorCompensationGrp/CompensationAmt | 1 | 205419 |
| IRS990/ContractorCompensationGrp/CompensationAmt | 2 | 110101 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 0 | PO BOX 934057 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 1 | PO BOX 4535 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 2 | PO BOX 2043 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 0 | ATLANTA |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 1 | CAROL STREAM |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 2 | GOLDSBORO |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 0 | GA |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 1 | IL |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 2 | NC |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd | 0 | 311934057 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd | 1 | 60197 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd | 2 | 27533 |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 0 | FISERV- ATM & DEBIT CARD |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 1 | FIS - CREDIT CARD |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 2 | CBS |
| IRS990/ContractorCompensationGrp/ServicesDesc | 0 | CARD SERVICES |
| IRS990/ContractorCompensationGrp/ServicesDesc | 1 | CARD SERVICES |
| IRS990/ContractorCompensationGrp/ServicesDesc | 2 | CORE PROCESSOR |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 14038 |
| IRS990/CYInvestmentIncomeAmt | 0 | 568471 |
| IRS990/CYOtherExpensesAmt | 0 | 1387566 |
| IRS990/CYOtherRevenueAmt | 0 | 161926 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 1836555 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 329178 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 836170 |
| IRS990/CYTotalExpensesAmt | 0 | 2237774 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 2566952 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | true |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/DepreciationDepletionGrp/ProgramServicesAmt | 0 | 24568 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 24568 |
| IRS990/Desc | 0 | TO PROVIDE FINANCIAL SERVICES TO ITS MEMBERS. |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | true |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | true |
| IRS990/EmployeeCnt | 0 | 18 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/FederalGrantAuditRequiredInd | 0 | false |
| IRS990/FeesForServicesAccountingGrp/ProgramServicesAmt | 0 | 27187 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 27187 |
| IRS990/FeesForServicesLegalGrp/ProgramServicesAmt | 0 | 7627 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 7627 |
| IRS990/FeesForServicesOtherGrp/ProgramServicesAmt | 0 | 121397 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 121397 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 0.88 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | KAREN ORIE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | LYNDA BURKE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | CORNELIOUS CHAMBLISS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | ANITA R HOLLEY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | RITA RAPHAEL |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | DR KEISHA SAMUELS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | DONALD SANDRIDGE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | KIMBERLY SHARPE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | JACQUELINE SMITH-WATSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | GLORIA WINDER |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 103957 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | MANAGER/CEO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | BOARD TREASU |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | BOARD CHAIRM |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | BOARD SECRET |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | BOARD 2ND VI |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | BOARD 1ST VI |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | true |
| IRS990/FormationYr | 0 | 1954 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd | 0 | X |
| IRS990/FSAuditedInd | 0 | true |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GainOrLossGrp/OtherAmt | 0 | -2146 |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 9 |
| IRS990/GrantsToDomesticIndividualsGrp/ProgramServicesAmt | 0 | 4998 |
| IRS990/GrantsToDomesticIndividualsGrp/TotalAmt | 0 | 4998 |
| IRS990/GrantsToDomesticOrgsGrp/ProgramServicesAmt | 0 | 9040 |
| IRS990/GrantsToDomesticOrgsGrp/TotalAmt | 0 | 9040 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 2569098 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IndependentAuditFinclStmtInd | 0 | true |
| IRS990/IndependentVotingMemberCnt | 0 | 9 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 1 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartIIIInd | 0 | X |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InfoInScheduleOPartXIInd | 0 | X |
| IRS990/InformationTechnologyGrp/ProgramServicesAmt | 0 | 32247 |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 32247 |
| IRS990/InsuranceGrp/ProgramServicesAmt | 0 | 33329 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 33329 |
| IRS990/InterestGrp/ProgramServicesAmt | 0 | 140674 |
| IRS990/InterestGrp/TotalAmt | 0 | 140674 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 570617 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 570617 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt | 0 | 40000 |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 40000 |
| IRS990/IRPDocumentCnt | 0 | 422 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 951452 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 127287 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 143474 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 1094926 |
| IRS990/LegalDomicileStateCd | 0 | VA |
| IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt | 0 | 2146 |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | false |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | CREDIT UNIONS ARE ORGANIZED TO PROVIDE FINANCIAL SERVICES TO MEMBERS. CREDIT UNIONS ARE EXEMPT BY FEDERAL TAX. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 3530684 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 4289992 |
| IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt | 0 | -2146 |
| IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt | 0 | -2146 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/ProgramServicesAmt | 0 | 30950 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 30950 |
| IRS990/OfficeExpensesGrp/ProgramServicesAmt | 0 | 106102 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 106102 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowFASB117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 4102494 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 4751597 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 430130 |
| IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt | 0 | 87914 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 87914 |
| IRS990/OtherExpensesGrp/Desc | 0 | LOAN SERVICING COSTS |
| IRS990/OtherExpensesGrp/Desc | 1 | ATM EXPENSES |
| IRS990/OtherExpensesGrp/Desc | 2 | PROVISION FOR LOAN LOSS |
| IRS990/OtherExpensesGrp/Desc | 3 | SHARE AND BANK COSTS |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 0 | 275526 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 1 | 234300 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 2 | 176795 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 3 | 76725 |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 275526 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 234300 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 176795 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 76725 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 38721584 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 40009073 |
| IRS990/OtherRevenueMiscGrp/Desc | 0 | REFUND OF PENSION EXPENSE |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 0 | 161926 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 0 | 161926 |
| IRS990/OtherRevenueTotalAmt | 0 | 161926 |
| IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt | 0 | 574285 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 574285 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 17773379 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 17560605 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PayrollTaxesGrp/ProgramServicesAmt | 0 | 50259 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 50259 |
| IRS990/PensionPlanContributionsGrp/ProgramServicesAmt | 0 | 11148 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 11148 |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 78300 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 102621 |
| IRS990/PrincipalOfficerNm | 0 | CORNELIOUS CHAMBLISS |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | INTEREST ON MEMBER LOANS |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | MEMBER SERVICE FEES |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 1325933 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 510622 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 1325933 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 510622 |
| IRS990/ProgSrvcAccomActyOtherGrp/Desc | 0 | TO PROVIDE FINANCIAL SERVICES TO ITS MEMBERS. |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 13241 |
| IRS990/PYInvestmentIncomeAmt | 0 | 433422 |
| IRS990/PYOtherExpensesAmt | 0 | 1274785 |
| IRS990/PYOtherRevenueAmt | 0 | 106321 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 1752364 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 189568 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 814513 |
| IRS990/PYTotalExpensesAmt | 0 | 2102539 |
| IRS990/PYTotalRevenueAmt | 0 | 2292107 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 329178 |
| IRS990/RegularMonitoringEnfrcInd | 0 | true |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | false |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | true |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 3530684 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 4289992 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 19730956 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 21395064 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 70936 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 720664 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 791600 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 72538 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 230788 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 303326 |
| IRS990ScheduleD/ExpensesNotReportedAmt | 0 | 2146 |
| IRS990ScheduleD/ExpensesNotRptFinclStmtAmt | 0 | 161926 |
| IRS990ScheduleD/ExpensesSubtotalAmt | 0 | 2075848 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 0 | 4080787 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 1 | 390121 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 2 | 141000 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 3 | 111693 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 4 | 27996 |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 0 | PREPAID PENSION PLAN |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 1 | NUSIF DEPOSIT |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 2 | FISERV EFT SETTLEMENT |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 3 | ACCRUED INTEREST RECEIVABLE |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 4 | OTHER ASSETS |
| IRS990ScheduleD/OtherExpensesIncludedAmt | 0 | 2146 |
| IRS990ScheduleD/OtherExpensesNotIncludedAmt | 0 | 161926 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 40009073 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | MEMBERS' DEPOSITS |
| IRS990ScheduleD/OtherRevenueAmt | 0 | 2146 |
| IRS990ScheduleD/OtherRevenuesNotIncludedAmt | 0 | 161926 |
| IRS990ScheduleD/RevenueNotReportedAmt | 0 | 2146 |
| IRS990ScheduleD/RevenueNotReportedFinclStmtAmt | 0 | 161926 |
| IRS990ScheduleD/RevenueSubtotalAmt | 0 | 2405026 |
| IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt | 0 | LOSS NETTED WITH REVENUE ON FORM 990 2,146 |
| IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt | 1 | REFUND NETTED WITH EXPENSE ON FINANCIALS 161,926 |
| IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt | 2 | LOSS NETTED WITH REVENUE ON FORM 990 2,146 |
| IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt | 3 | REFUND NETTED WITH EXPENSE ON FINANCIALS 161,926 |
| IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | SCHEDULE D, PAGE 4, PART XI, LINE 2D |
| IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | SCHEDULE D, PAGE 4, PART XI, LINE 4B |
| IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | SCHEDULE D, PAGE 4, PART XII, LINE 2D |
| IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | SCHEDULE D, PAGE 4, PART XII, LINE 4B |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 143474 |
| IRS990ScheduleD/TotalBookValueOtherAssetsAmt | 0 | 4751597 |
| IRS990ScheduleD/TotalExpensesPerForm990Amt | 0 | 2237774 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 40009073 |
| IRS990ScheduleD/TotalRevenuePerForm990Amt | 0 | 2566952 |
| IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt | 0 | 2407172 |
| IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt | 0 | 2077994 |
| IRS990/ScheduleJRequiredInd | 0 | false |
| IRS990/ScheduleORequiredInd | 0 | true |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | VOLUNTEERS SERVE ON THE BOARD OF DIRECTORS, THE SUPERVISORY COMMITTEE, THE SCHOLARSHIP COMMITTEE, AND AS TEACHER LIAISONS. VOLUNTEERS ALSO WORK THE STUDENT BRANCHES. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | TO PROVIDE FINANCIAL SERVICES TO ITS MEMBERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | THE MEMBERS ANNUALLY ELECT THE BOARD OF DIRECTORS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | BY-LAW CHANGES MUST BE APPROVED BY THE MEMBERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | COPIES OF THE FORM 990 ARE DISTRIBUTED TO ALL BOARD MEMBERS AS WELL AS THE CHAIR OF THE SUPERVISORY COMMITTEE FOR REVIEW AND DISCUSSION. BOARD MEMBERS WILL GET A COPY OF THE 990 BEFORE FILING ONLY IF THE BOARD MEETING IS PRIOR TO THE FILING DEADLINE. IF NOT, THEY WILL GET A COPY AT THE NEXT SCHEDULED BOARD MEETING. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | STAFF ARE REQUIRED TO REPORT CONFLICTS OF INTEREST TO MANAGEMENT AND ARE REQUIRED TO SIGN A STATEMENT YEARLY. THEY ARE ALSO REQUIRED TO REPORT ANY OUTSIDE EMPLOYMENT TO MANAGEMENT. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | SALARY SURVEY INFORMATION FROM CUNA IS USED BY THE PERSONNEL POLICIES COMMITTEE IN DETERMINING THE SALARY TO BE PRESENTED TO THE BOARD. THE INFORMATION FROM CUNA INCLUDES COMPARABILITY DATA. CEO COMPENSATION IS APPROVED BY THE BOARD OF DIRECTORS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | SALARY SURVEY INFORMATION FROM CUNA IS USED BY THE PERSONNEL POLICIES COMMITTEE TO DETERMINE SALARY RECOMMENDATIONS. OTHER OFFICERS- AND KEY EMPLOYEES' COMPENSATION ARE APPROVED BY THE CEO. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 8 | GOVERNING DOCUMENTS ARE MADE AVAILABLE UPON REQUEST. THE FINANCIAL STATEMENTS ARE POSTED IN THE LOBBY. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 9 | NET CHANGE IN PENSION ASSET 430,130 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PAGE 1, PART I, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PAGE 2, PART III, LINE 4D |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PAGE 6, PART VI, LINE 7A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PAGE 6, PART VI, LINE 7B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PAGE 6, PART VI, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PAGE 6, PART VI, LINE 12C |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | FORM 990, PAGE 6, PART VI, LINE 15A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | FORM 990, PAGE 6, PART VI, LINE 15B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 8 | FORM 990, PAGE 6, PART VI, LINE 19 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 9 | FORM 990, PART XI, LINE 9 |
| IRS990/SchoolOperatingInd | 0 | false |
| IRS990/SignificantChangeInd | 0 | false |
| IRS990/SignificantNewProgramSrvcInd | 0 | false |
| IRS990/SubjectToExcsTaxNetInvstIncInd | 0 | false |
| IRS990/SubjectToProxyTaxInd | 0 | false |
| IRS990/SubjToTaxRmnrtnExPrchtPymtInd | 0 | false |
| IRS990/TaxablePartyNotificationInd | 0 | false |
| IRS990/TaxExemptBondsInd | 0 | false |
| IRS990/TerminateOperationsInd | 0 | false |
| IRS990/TotalAssetsBOYAmt | 0 | 42629409 |
| IRS990/TotalAssetsEOYAmt | 0 | 44680099 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 42629409 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 44680099 |
| IRS990/TotalCompGreaterThan150KInd | 0 | false |
| IRS990/TotalEmployeeCnt | 0 | 18 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 2237774 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 2237774 |
| IRS990/TotalGrossUBIAmt | 0 | 0 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 39098725 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 40390107 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 39098725 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 40390107 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 3530684 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 4289992 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 1836555 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 103957 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 570617 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 1996335 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 2566952 |
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