Spruance Cellophane Credit Union

990 • Fiscal year 2011 • EIN 54-0568480

Jan 01, 2011 to Dec 31, 2011 • Filed on Nov 15, 2012

Organization Profile www.spruancecu.org

7119 Jefferson Davis Hwy23237

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

0.89x

Higher debt load relative to assets than 66% of similar nonprofits.

2011 filings • 501(c)14 • $5M-$10M nonprofits • Source year 2011

No value available

Liabilities-to-revenue requires both liabilities and revenue on this filing.

Source year 2011

No value available

Net margin requires both revenue and expenses on this filing.

Source year 2011

No value available

This filing does not contain officer compensation rows.

Source year 2011

-0.1%

Faster asset growth than 35% of similar nonprofits.

2011 filings • 501(c)14 • $5M-$10M nonprofits • Annualized from 2010 to 2011

No value available

No valid filing value is available for this score.

Balance Sheet

Liabilities / Assets66th percentile

Assets

Down

$5,771,339

Down $3,756 (-0.1%) from 2010

Net Assets

Down

$653,555

Down $39,247 (-5.7%) from 2010

Liabilities

$5,117,784

Up $35,491 (+0.7%) from 2010

Revenue And Expenses

Liabilities / RevenueScore unavailable Net MarginScore unavailable

Revenue

No earlier filing loaded for comparison.

Expenses

Down

$358,344

Down $16,193 (-4.3%) from 2010

Net Income

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

Asset Growth35th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

Highlighted filing

2011

Assets$5,771,339

Liabilities$5,117,784

Net Assets$653,555

Open 2011 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income across loaded years, with this filing highlighted.

Highlighted filing

2011

Revenue-

Expenses$358,344

Net Income-

Open 2011 Filing

Jump To

Filing Snapshot

Filing Period: Jan 1, 2011 to Dec 31, 2011
Signed: Nov 15, 2012
Return Version: 2011v1.2
Gross Receipts: $319,097

Mission and Program Overview

Mission

To provide affordable financial services to its members, including loan relationships, depository services, credit cards and internet banking at convenient locations by professionals who provide excellent service.

Filing and Contact Details

Filer

EIN: 54-0568480

Raw XML Appendix383 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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ReturnHeader/BuildTS	0	2016-02-24 21:20:13Z
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ReturnHeader/Filer/NameControl	0	SPRU
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ReturnHeader/Officer/AuthorizeThirdParty	0	true
ReturnHeader/Officer/DateSigned	0	2012-11-15
ReturnHeader/Officer/Name	0	DOTTIE CONWELL
ReturnHeader/Officer/Title	0	CEO
ReturnHeader/PreparerFirm/PreparerFirmBusinessName/BusinessNameLine1	0	BOYCE SPADY & MOORE PLC
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/AddressLine1	0	1013 W Washington Street
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/City	0	Suffolk
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/State	0	VA
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/ZIPCode	0	23434
ReturnHeader/Preparer/Name	0	Robert M Moore Jr
ReturnHeader/Preparer/Phone	0	7575392953
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ReturnHeader/ReturnType	0	990
ReturnHeader/TaxPeriodBeginDate	0	2011-01-01
ReturnHeader/TaxPeriodEndDate	0	2011-12-31
ReturnHeader/TaxYear	0	2011
ReturnHeader/Timestamp	0	2012-11-15T06:51:38-08:00

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2011 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing

Assets: $5,771,339
Liabilities: $5,117,784
Net assets: $653,555
Revenue: -
Expenses: $358,344
Net income: -

	Balance Sheet			Operations
Year	Assets	Liabilities	Net Assets	Revenue	Expenses	Net Income
2017Detailed filing. Detailed filing data is available for this year.	$5.49	$5.18	$0.31	$0.22	$0.33	$0.11
2016Detailed filing. Detailed filing data is available for this year.	$5.76	$5.34	$0.42	$0.24	$0.32	$0.09
2015Detailed filing. Detailed filing data is available for this year.	$5.92	$5.42	$0.51	$0.27	$0.31	$0.04
2014Detailed filing. Detailed filing data is available for this year.	$5.70	$5.15	$0.55	$0.26	$0.35	$0.08
2013Detailed filing. Detailed filing data is available for this year.	$5.70	$5.18	$0.53	$0.26	$0.35	$0.08
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.	$5.75	$5.14	$0.61		$0.34
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.	$5.77	$5.12	$0.65		$0.36
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.	$5.78	$5.08	$0.69		$0.37