Civic Intelligence

Retail Merchants Association

EIN 54-0354670 • 501(c)6 • Richmond, VA

Profile

To encourage, stimulate, extend, and promote all locally owned independent businesses in central virginia.

5101 Monument Avenue 202Richmond, VA 23230

www.inunison.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

9th percentile

0.01x

Higher debt load relative to assets than 9% of similar nonprofits.

501(c)6 • $10M-$25M nonprofits • Source year 2023

Liabilities / Revenue

14th percentile

0.07x

Higher debt load relative to revenue than 14% of similar nonprofits.

501(c)6 • $10M-$25M nonprofits • Source year 2023

Net Margin

95th percentile

45%

Higher net margin than 95% of similar nonprofits.

501(c)6 • $10M-$25M nonprofits • Source year 2023

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

57th percentile

7.6%

Faster asset growth than 57% of similar nonprofits.

501(c)6 • $10M-$25M nonprofits • Annualized from 2022 to 2023

Revenue Growth

Score unavailable

No value available

A valid growth rate could not be computed from the available filing history.

Annualized from 2022 to 2023

Assets

Up

$26,176,064

Up $2,946,346 (+13%) from 2024

Liabilities

Up

$630,903

Up $551,943 (+699%) from 2024

Net Assets

Up

$25,545,161

Up $2,394,403 (+10%) from 2024

Revenue

Up

$2,137,934

Up $728,335 (+52%) from 2024

Expenses

Down

$1,121,245

Down $81,933 (-6.8%) from 2024

Net Income

Up

$1,016,689

Up $810,268 (+393%) from 2024

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$30M$20M$10M$0Assets 2010: $17,037,809Liabilities 2010: $289,601Net Assets 2010: $16,748,2082010Assets 2011: $15,946,808Liabilities 2011: $350,860Net Assets 2011: $15,595,9482011Assets 2012: $16,675,318Liabilities 2012: $314,432Net Assets 2012: $16,360,8862012Assets 2013: $18,890,336Liabilities 2013: $274,545Net Assets 2013: $18,615,7912013Assets 2014: $18,431,451Liabilities 2014: $169,011Net Assets 2014: $18,262,4402014Assets 2015: $17,380,369Liabilities 2015: $201,002Net Assets 2015: $17,179,3672015Assets 2016: $17,094,528Liabilities 2016: $112,831Net Assets 2016: $16,981,6972016Assets 2017: $18,854,100Liabilities 2017: $47,768Net Assets 2017: $18,806,3322017Assets 2018: $17,491,720Liabilities 2018: $30,933Net Assets 2018: $17,460,7872018Assets 2019: $20,157,050Liabilities 2019: $120,888Net Assets 2019: $20,036,1622019Assets 2020: $22,079,708Liabilities 2020: $29,258Net Assets 2020: $22,050,4502020Assets 2021: $25,337,771Liabilities 2021: $119,493Net Assets 2021: $25,218,2782021Assets 2022: $20,537,693Liabilities 2022: $182,623Net Assets 2022: $20,355,0702022Assets 2023: $22,106,536Liabilities 2023: $153,126Net Assets 2023: $21,953,4102023Assets 2024: $23,229,718Liabilities 2024: $78,960Net Assets 2024: $23,150,7582024Assets 2025: $26,176,064Liabilities 2025: $630,903Net Assets 2025: $25,545,1612025

Highlighted filing

2025

Assets$26,176,064
Liabilities$630,903
Net Assets$25,545,161

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$5.0M$0-$5.0M-$10MExpenses 2010: $1,528,7102010Expenses 2011: $1,362,3352011Expenses 2012: $1,476,9452012Revenue 2013: $2,215,042Expenses 2013: $1,446,616Net Income 2013: $768,4262013Revenue 2014: $2,889,771Expenses 2014: $1,406,312Net Income 2014: $1,483,4592014Revenue 2015: $841,667Expenses 2015: $1,350,871Net Income 2015: -$509,2042015Revenue 2016: $506,668Expenses 2016: $1,079,860Net Income 2016: -$573,1922016Revenue 2017: $1,518,164Expenses 2017: $1,091,571Net Income 2017: $426,5932017Revenue 2018: $1,630,254Expenses 2018: $1,166,814Net Income 2018: $463,4402018Revenue 2019: $894,312Expenses 2019: $1,196,713Net Income 2019: -$302,4012019Revenue 2020: $818,223Expenses 2020: $1,226,557Net Income 2020: -$408,3342020Revenue 2021: $3,731,031Expenses 2021: $1,266,906Net Income 2021: $2,464,1252021Revenue 2022: -$4,175,501Expenses 2022: $1,035,809Net Income 2022: -$5,211,3102022Revenue 2023: $2,147,870Expenses 2023: $1,189,706Net Income 2023: $958,1642023Revenue 2024: $1,409,599Expenses 2024: $1,203,178Net Income 2024: $206,4212024Revenue 2025: $2,137,934Expenses 2025: $1,121,245Net Income 2025: $1,016,6892025

Highlighted filing

2025

Revenue$2,137,934
Expenses$1,121,245
Net Income$1,016,689

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$26.2$0.63$25.5$2.14$1.12$1.02
2024Detailed filing. Detailed filing data is available for this year.$23.2$0.08$23.2$1.41$1.20$0.21
2023Detailed filing. Detailed filing data is available for this year.$22.1$0.15$22.0$2.15$1.19$0.96
2022Detailed filing. Detailed filing data is available for this year.$20.5$0.18$20.4$4.18$1.04$5.21
2021Detailed filing. Detailed filing data is available for this year.$25.3$0.12$25.2$3.73$1.27$2.46
2020Detailed filing. Detailed filing data is available for this year.$22.1$0.03$22.1$0.82$1.23$0.41
2019Detailed filing. Detailed filing data is available for this year.$20.2$0.12$20.0$0.89$1.20$0.30
2018Detailed filing. Detailed filing data is available for this year.$17.5$0.03$17.5$1.63$1.17$0.46
2017Detailed filing. Detailed filing data is available for this year.$18.9$0.05$18.8$1.52$1.09$0.43
2016Detailed filing. Detailed filing data is available for this year.$17.1$0.11$17.0$0.51$1.08$0.57
2015Detailed filing. Detailed filing data is available for this year.$17.4$0.20$17.2$0.84$1.35$0.51
2014Detailed filing. Detailed filing data is available for this year.$18.4$0.17$18.3$2.89$1.41$1.48
2013Detailed filing. Detailed filing data is available for this year.$18.9$0.27$18.6$2.22$1.45$0.77
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$16.7$0.31$16.4$1.48
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$15.9$0.35$15.6$1.36
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$17.0$0.29$16.7$1.53
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2025 to Dec 31, 2025
Signed
Mar 11, 2026
Return Version
2025v4.0
Gross Receipts
$2,137,934
Mission and Program Overview

Mission

To encourage, stimulate, extend and promote the business of retail merchants in the richmond trading area.

To encourage, stimulate, extend, and promote all locally owned independent businesses in central va.

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments Other Securities$22,845,116$25,170,557▲ $2,325,441
Intangible Assets$8,108$559,763▲ $551,655
Cash and Non-Interest-Bearing Accounts$150,550$147,125▼ $3,425
Land, Buildings, and Equipment, Net$49,712$73,512▲ $23,800
Prepaid Expenses and Deferred Charges$5,292$26,628▲ $21,336
Total Assets$23,229,718$26,176,064▲ $2,946,346
Other Assets Total$170,940$198,479▲ $27,539
Liabilities
Other Liabilities$8,108$565,256▲ $557,148
Accounts Payable and Accrued Expenses$70,852$65,647▼ $5,205
Total Liabilities$78,960$630,903▲ $551,943
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$23,150,758$25,545,161▲ $2,394,403
Total Net Assets Fund Balance$23,150,758$25,545,161▲ $2,394,403
Total Liabilities and Net Assets / Fund Balance$23,229,718$26,176,064▲ $2,946,346

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$23,985$157,293$181,278
Other Land Buildings$32,360$52,267$84,627
Leasehold Improvements$17,167$1,226$18,393
Other Securities$490,014--
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Nancy ThomasCEO/president/secretary/treasurerFT$190,000$22,279$212,279
Diana McmahonVice PresidentFT$102,018$9,899$111,917

Board Members and Trustees

Revenue and Support

Revenue Composition

Contributions and Grants
$5,415
Program Service Revenue
$173,191
Investment Income
$1,920,328
Other Revenue
$39,000
All Other Contributions
$5,415
Change in Net Assets
$1,016,689
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$562,237
Other Expenses$559,008
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees---$324,195
Advertising---$227,779
Other Salaries and Wages---$166,515
Fees for Service Investment Mgmnt Fees---$79,364
Occupancy---$64,422
Fees for Services Accounting---$35,220
Payroll Taxes---$33,927
Depreciation Depletion---$31,956
Other Employee Benefits---$26,943
Fees for Services Lobbying---$25,000
Conferences and Meetings---$13,191
Insurance---$11,573
Pension Plan Contributions---$10,657
All Other Expenses---$5,867
Other Expenses---$5,115
Office Expenses---$5,113
Travel---$2,766
Fees for Services Other---$1,832
Total Functional Expenses$0$0$0$1,121,245
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
Yes
In-house lobbying only
No
Subject to proxy tax
Yes

Reported Spending and Taxes

Line ItemAmount
Political Expenditures$25,000
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Operating Lease Liability$565,256
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Annual disclosure for covered persons
Yes
Audit committee
No
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

The finance committee which consists of members of the board will review a draft of the 990 on behalf of the board. The tax return is also reviewed by the president and treasuer before filing with the irs.

Form 990, Part VI, Section B, Line 12C

This is done on a per vote basis. After a motion is seconded, anyone with a conflict of interest on the motion is requested to leave the room before the discussion starts.

Form 990, Part VI, Section B, Line 15

Process for determining compensation for officers and key employees is done by the board (for the president) and by the president for other key employees/staff.

Form 990, Part VI, Section C, Line 19

The organization makes its governing documents, conflict of interest policy and financial statement available to the public upon request.

Filing and Contact Details

Filer

Filer Name
Retail Merchants Association
EIN
54-0354670
Phone
8046625500
Address
5101 MONUMENT AVENUE 202, RICHMOND, VA 23230

Signing Officer

Name
Nancy Thomas
Title
Secretary & Treasurer
Phone
8046625500
Signed
2026-03-11
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Nancy Thomas
Formed
1906
Legal Domicile
Va
Voting Board Members
20
Independent Board Members
19
Employees
8
Volunteers
19

Preparer

Firm
Keiter Stephens Hurst Gary & Shreaves
Address
4401 DOMINION BLVD, GLEN ALLEN, VA 23060
Preparer
Jayme Mika
Phone
8047470000
Supplemental Narrative

Additional Explanations

FORM 990, PART XI, LINE 9:

Book/tax differences - loss on investment -27,018. Change in cash surrender value 4,565.

Financial Statement Notes

PART X, LINE 2:

Deferred taxes are provided on a liability method whereby deferred tax assets are recognized for deductible temporary differences and operating loss and tax credit carry forwards and deferred tax liabilities are recognized for taxable temporary differences. Deferred tax assets are reduced by a valuation allowance when, in the opinion of management, it is more-likely-than-not that some portion or all of the deferred tax assets will not be realized. Management has evaluated the effect of guidance surrounding uncertain income tax positions and concluded that the association has no significant financial statement exposure to uncertain income tax positions at december 31, 2025 and 2024. The association is not currently under audit by any tax jurisdiction.

Raw XML AppendixShowing 400 of 528 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd01
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt070852
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt065647
IRS990/AcctCompileOrReviewBasisGrp/ConsolidatedBasisFinclStmtInd0X
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0TO ENCOURAGE, STIMULATE, EXTEND, AND PROMOTE ALL LOCALLY OWNED INDEPENDENT BUSINESSES IN CENTRAL VA.
IRS990/AdvertisingGrp/TotalAmt0227779
IRS990/AllOtherContributionsAmt05415
IRS990/AllOtherExpensesGrp/TotalAmt05867
IRS990/AnnualDisclosureCoveredPrsnInd01
IRS990/AuditCommitteeInd00
IRS990/BackupWthldComplianceInd01
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0THE CORPORATION
IRS990/BooksInCareOfDetail/PhoneNum08046625500
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt05101 MONUMENT AVENUE SUITE 202
IRS990/BooksInCareOfDetail/USAddress/CityNm0RICHMOND
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0VA
IRS990/BooksInCareOfDetail/USAddress/ZIPCd023230
IRS990/BusinessRlnWith35CtrlEntInd00
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CashNonInterestBearingGrp/BOYAmt0150550
IRS990/CashNonInterestBearingGrp/EOYAmt0147125
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd00
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt0324195
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd01
IRS990/CompensationProcessOtherInd01
IRS990/ConferencesMeetingsGrp/TotalAmt013191
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt05415
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt01920328
IRS990/CYOtherExpensesAmt0559008
IRS990/CYOtherRevenueAmt039000
IRS990/CYProgramServiceRevenueAmt0173191
IRS990/CYRevenuesLessExpensesAmt01016689
IRS990/CYSalariesCompEmpBnftPaidAmt0562237
IRS990/CYTotalExpensesAmt01121245
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt02137934
IRS990/DecisionsSubjectToApprovaInd00
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DelegationOfMgmtDutiesInd00
IRS990/DepreciationDepletionGrp/TotalAmt031956
IRS990/Desc0PROMOTED THE RETAIL INDUSTRY IN THE CENTRAL VIRGINIA AREA THROUGH REPRESENTATION BEFORE LOCAL AND STATE GOVERNMENT ON BEHALF OF RETAIL AND SERVICE BUSINESS ISSUES, EDUCATIONAL PROGRAMS FOR MEMBERS AND THEIR EMPLOYEES, DEVELOPMENT OF SERVICES TO ASSIST MEMBERS, AND PROVIDING NETWORKING OPPORTUNITIES.
IRS990/DescribedInSection501c3Ind00
IRS990/DisregardedEntityInd00
IRS990/DocumentRetentionPolicyInd01
IRS990/DonorAdvisedFundInd00
IRS990/DonorRstrOrQuasiEndowmentsInd00
IRS990/ElectionOfBoardMembersInd00
IRS990/EmployeeCnt08
IRS990/EmploymentTaxReturnsFiledInd01
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditRequiredInd00
IRS990/FeesForServicesAccountingGrp/TotalAmt035220
IRS990/FeesForServicesLobbyingGrp/TotalAmt025000
IRS990/FeesForServicesOtherGrp/TotalAmt01832
IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt079364
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignOfficeInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt02.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt12.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt22.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt32.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt42.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt52.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt62.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt72.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt82.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt92.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt102.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt112.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt122.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt132.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt142.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt152.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt165.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt172.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1840.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1940.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd8X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd9X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd10X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd11X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd12X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd13X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd14X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd15X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd16X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd17X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd18X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt90
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt100
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt110
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt120
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt130
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt140
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt150
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt160
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt170
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1817023
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt199899
IRS990/Form990PartVIISectionAGrp/PersonNm0JOLINDA ANDERSON
IRS990/Form990PartVIISectionAGrp/PersonNm1SCOTT ARONSON
IRS990/Form990PartVIISectionAGrp/PersonNm2DOROTHYE BRODERSEN
IRS990/Form990PartVIISectionAGrp/PersonNm3CATHERINE CARY
IRS990/Form990PartVIISectionAGrp/PersonNm4DANIELLE FITZ-HUGH
IRS990/Form990PartVIISectionAGrp/PersonNm5MELISSA GREENFIELD
IRS990/Form990PartVIISectionAGrp/PersonNm6LESTER JOHNSON
IRS990/Form990PartVIISectionAGrp/PersonNm7LISA MCSHERRY
IRS990/Form990PartVIISectionAGrp/PersonNm8AARON MONTGOMERY
IRS990/Form990PartVIISectionAGrp/PersonNm9LUCY O'SHIELDS
IRS990/Form990PartVIISectionAGrp/PersonNm10SARAH PAXTON
IRS990/Form990PartVIISectionAGrp/PersonNm11SALLY RADERER
IRS990/Form990PartVIISectionAGrp/PersonNm12STEVE ROSSER
IRS990/Form990PartVIISectionAGrp/PersonNm13MEGAN SCHULTZ
IRS990/Form990PartVIISectionAGrp/PersonNm14MICHAEL SIEWERS
IRS990/Form990PartVIISectionAGrp/PersonNm15DUNCAN THOMAS
IRS990/Form990PartVIISectionAGrp/PersonNm16KEVIN REARDON
IRS990/Form990PartVIISectionAGrp/PersonNm17PATRICK HEANEY
IRS990/Form990PartVIISectionAGrp/PersonNm18NANCY THOMAS
IRS990/Form990PartVIISectionAGrp/PersonNm19DIANA MCMAHON
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt160
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt170
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt18195256
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt19102018
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt160
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt170
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt180
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt190
IRS990/Form990PartVIISectionAGrp/TitleTxt0DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt1DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt2DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt3DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt8DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt9DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt10DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt11DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt12DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt13DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt14DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt15DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt16CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt17VICE CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt18CEO/PRESIDENT/SECRETARY/TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt19VICE PRESIDENT
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/FormationYr01906
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedInd00
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/OtherAmt015687
IRS990/GainOrLossGrp/SecuritiesAmt01215954
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt020
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossAmountSalesAssetsGrp/OtherAmt015687
IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt01215954
IRS990/GrossReceiptsAmt02137934
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd01
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt019
IRS990/IndivRcvdGreaterThan100KCnt02
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIInd0X
IRS990/InsuranceGrp/TotalAmt011573
IRS990/IntangibleAssetsGrp/BOYAmt08108
IRS990/IntangibleAssetsGrp/EOYAmt0559763
IRS990/InvestmentIncomeGrp/ExclusionAmt0688687
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0688687
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt022845116
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt025170557
IRS990/IRPDocumentCnt03
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt0210786
IRS990/LandBldgEquipBasisNetGrp/BOYAmt049712
IRS990/LandBldgEquipBasisNetGrp/EOYAmt073512
IRS990/LandBldgEquipCostOrOtherBssAmt0284298
IRS990/LegalDomicileStateCd0VA
IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt00
IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt00
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd00
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0TO ENCOURAGE, STIMULATE, EXTEND, AND PROMOTE ALL LOCALLY OWNED INDEPENDENT BUSINESSES IN CENTRAL VIRGINIA.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt023150758
IRS990/NetAssetsOrFundBalancesEOYAmt025545161
IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt01231641
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt01231641
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt01400167
IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt023150758
IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt025545161
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt064422
IRS990/OfficeExpensesGrp/TotalAmt05113
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrganizationFollowsFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0170940
IRS990/OtherAssetsTotalGrp/EOYAmt0198479
IRS990/OtherChangesInNetAssetsAmt0-22453
IRS990/OtherEmployeeBenefitsGrp/TotalAmt026943
IRS990/OtherExpensesGrp/Desc0SERVICE CONTRACTS
IRS990/OtherExpensesGrp/Desc1PUBLIC RELATIONS
IRS990/OtherExpensesGrp/Desc2TAXES AND LICENSES
IRS990/OtherExpensesGrp/Desc3TELEPHONE
IRS990/OtherExpensesGrp/TotalAmt030539
IRS990/OtherExpensesGrp/TotalAmt110444
IRS990/OtherExpensesGrp/TotalAmt28827
IRS990/OtherExpensesGrp/TotalAmt35115
IRS990/OtherLiabilitiesGrp/BOYAmt08108
IRS990/OtherLiabilitiesGrp/EOYAmt0565256
IRS990/OtherRevenueMiscGrp/BusinessCd0900099
IRS990/OtherRevenueMiscGrp/Desc0OTHER REVENUE
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt039000
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt039000
IRS990/OtherRevenueTotalAmt039000
IRS990/OtherSalariesAndWagesGrp/TotalAmt0166515
IRS990/OtherWebsiteInd0X
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt033927
IRS990/PensionPlanContributionsGrp/TotalAmt010657
IRS990/PoliticalCampaignActyInd01
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt05292
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt026628
IRS990/PrincipalOfficerNm0NANCY THOMAS
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0541900
IRS990/ProgramServiceRevenueGrp/BusinessCd1541900
IRS990/ProgramServiceRevenueGrp/Desc0ADMINISTRATION FEES
IRS990/ProgramServiceRevenueGrp/Desc1MEMBERSHIP DUES
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0115000
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt158191
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0115000
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt158191
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt03210
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt01226724
IRS990/PYOtherExpensesAmt0575912
IRS990/PYOtherRevenueAmt019007
IRS990/PYProgramServiceRevenueAmt0160658
IRS990/PYRevenuesLessExpensesAmt0206421
IRS990/PYSalariesCompEmpBnftPaidAmt0627266
IRS990/PYTotalExpensesAmt01203178
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt01409599
IRS990/ReconcilationRevenueExpnssAmt01016689
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd01
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd01
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/ScheduleBRequiredInd00
IRS990ScheduleC/AgreeCarryoverPriorYearInd00
IRS990ScheduleC/DuesAssessmentsAmt058191
IRS990ScheduleC/OnlyInHouseLobbyingInd00
IRS990ScheduleC/PoliticalExpendituresAmt025000
IRS990ScheduleC/SubstantiallyAllDuesNondedInd00
IRS990ScheduleC/SupplementalInformationDetail/ExplanationTxt0INDIRECT AND DIRECT SUPPORT OF PUBLIC CANDIDATES FOR ELECTIVE OFFICES.
IRS990ScheduleC/SupplementalInformationDetail/FormAndLineReferenceDesc0PART I-A, LINE 1
IRS990ScheduleD/EquipmentGrp/BookValueAmt023985
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0157293
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0181278
IRS990ScheduleD/FootnoteTextInd0X
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt017167
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt01226
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt018393
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt032360
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt052267
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt084627
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0565256
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0OPERATING LEASE LIABILITY
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt024602639
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt177904
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt2490014
IRS990ScheduleD/OtherSecuritiesGrp/Desc0MUTUAL FUNDS
IRS990ScheduleD/OtherSecuritiesGrp/Desc1HEDGE FUND
IRS990ScheduleD/OtherSecuritiesGrp/Desc2MERCHANT SERVICES, INC.
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0F
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd1F
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd2F
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0DEFERRED TAXES ARE PROVIDED ON A LIABILITY METHOD WHEREBY DEFERRED TAX ASSETS ARE RECOGNIZED FOR DEDUCTIBLE TEMPORARY DIFFERENCES AND OPERATING LOSS AND TAX CREDIT CARRY FORWARDS AND DEFERRED TAX LIABILITIES ARE RECOGNIZED FOR TAXABLE TEMPORARY DIFFERENCES. DEFERRED TAX ASSETS ARE REDUCED BY A VALUATION ALLOWANCE WHEN, IN THE OPINION OF MANAGEMENT, IT IS MORE-LIKELY-THAN-NOT THAT SOME PORTION OR ALL OF THE DEFERRED TAX ASSETS WILL NOT BE REALIZED. MANAGEMENT HAS EVALUATED THE EFFECT OF GUIDANCE SURROUNDING UNCERTAIN INCOME TAX POSITIONS AND CONCLUDED THAT THE ASSOCIATION HAS NO SIGNIFICANT FINANCIAL STATEMENT EXPOSURE TO UNCERTAIN INCOME TAX POSITIONS AT DECEMBER 31, 2025 AND 2024. THE ASSOCIATION IS NOT CURRENTLY UNDER AUDIT BY ANY TAX JURISDICTION.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0PART X, LINE 2:
IRS990ScheduleD/TotalBookValueLandBuildingsAmt073512
IRS990ScheduleD/TotalBookValueSecuritiesAmt025170557
IRS990ScheduleD/TotalLiabilityAmt0565256
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0190000
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt015200
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt01823
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt05256
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0NANCY THOMAS
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0CEO/PRESIDENT/SECRETARY/TREASURER
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0212279
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt00
IRS990ScheduleJ/SeverancePaymentInd00
IRS990ScheduleJ/SupplementalInformationDetail/ExplanationTxt0THE EXECUTIVE COMMITTEE OF THE BOARD OF DIRECTORS REVIEWS AND ISSUES AUTHORIZATION FOR COMPENSATION FOR THE PRESIDENT/CEO.
IRS990ScheduleJ/SupplementalInformationDetail/FormAndLineReferenceDesc0PART I, LINE 3
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE FINANCE COMMITTEE WHICH CONSISTS OF MEMBERS OF THE BOARD WILL REVIEW A DRAFT OF THE 990 ON BEHALF OF THE BOARD. THE TAX RETURN IS ALSO REVIEWED BY THE PRESIDENT AND TREASUER BEFORE FILING WITH THE IRS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THIS IS DONE ON A PER VOTE BASIS. AFTER A MOTION IS SECONDED, ANYONE WITH A CONFLICT OF INTEREST ON THE MOTION IS REQUESTED TO LEAVE THE ROOM BEFORE THE DISCUSSION STARTS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2PROCESS FOR DETERMINING COMPENSATION FOR OFFICERS AND KEY EMPLOYEES IS DONE BY THE BOARD (FOR THE PRESIDENT) AND BY THE PRESIDENT FOR OTHER KEY EMPLOYEES/STAFF.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE ORGANIZATION MAKES ITS GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY AND FINANCIAL STATEMENT AVAILABLE TO THE PUBLIC UPON REQUEST.

Document Assets

No mirrored PDF or thumbnail assets are attached yet.