Civic Intelligence

Highland Mutual Fire Insurance Co Corp

990EZ • Fiscal year 2016 • EIN 54-0246727

Jan 01, 2016 to Dec 31, 2016 • Filed on May 15, 2017

Organization ProfileN/A
PO Box 213Monterey, VA 24465

(540) 468-1925

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

Score unavailable

No value available

Liabilities-to-assets requires both liabilities and assets on this filing.

Source year 2016

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on this filing.

Source year 2016

Net Margin

60th percentile

7.3%

Higher net margin than 60% of similar nonprofits.

2016 filings • <$500k nonprofits • Source year 2016

Top Officer Pay

80th percentile

$4,920

Higher top officer pay than 80% of similar nonprofits.

Top officer pay equals 5.6% of source-year revenue.

2016 filings • <$500k nonprofits • Source year 2016

Asset Growth

52nd percentile

1.4%

Faster asset growth than 52% of similar nonprofits.

2016 filings • <$500k nonprofits • Annualized from 2015 to 2016

Revenue Growth

55th percentile

2.5%

Faster revenue growth than 55% of similar nonprofits.

2016 filings • <$500k nonprofits • Annualized from 2015 to 2016

Balance Sheet
Liabilities / AssetsScore unavailable

Assets

Up

$448,209

Up $6,323 (+1.4%) from 2015

Net Assets

Up

$448,209

Up $6,323 (+1.4%) from 2015

Liabilities

-

No earlier filing loaded for comparison.

Revenue And Expenses
Liabilities / RevenueScore unavailableNet Margin60th percentile

Revenue

Up

$87,162

Up $2,113 (+2.5%) from 2015

Expenses

Up

$80,839

Up $15,326 (+23%) from 2015

Net Income

Down

$6,323

Down $13,213 (-68%) from 2015

Historical Trend

Balance Sheet Trend

Asset Growth52nd percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$600K$400K$200K$0Assets 2010: $385,572Liabilities 2010: $1,049Net Assets 2010: $384,5232010Assets 2011: $396,717Liabilities 2011: $0Net Assets 2011: $396,7172011Assets 2012: $388,303Liabilities 2012: $0Net Assets 2012: $388,3032012Assets 2013: $405,944Liabilities 2013: $0Net Assets 2013: $405,9442013Assets 2014: $422,350Net Assets 2014: $422,3502014Assets 2015: $441,886Net Assets 2015: $441,8862015Assets 2016: $448,209Net Assets 2016: $448,2092016Assets 2017: $513,306Liabilities 2017: $0Net Assets 2017: $513,3062017Assets 2018: $533,568Liabilities 2018: $0Net Assets 2018: $533,5682018Assets 2019: $531,267Liabilities 2019: $0Net Assets 2019: $531,2672019Assets 2020: $559,495Liabilities 2020: $0Net Assets 2020: $559,4952020Assets 2021: $567,251Liabilities 2021: $0Net Assets 2021: $567,2512021Assets 2022: $557,263Liabilities 2022: $0Net Assets 2022: $557,2632022Assets 2023: $587,276Liabilities 2023: $0Net Assets 2023: $587,2762023Assets 2024: $538,191Liabilities 2024: $0Net Assets 2024: $538,1912024

Highlighted filing

2016

Assets$448,209
Liabilities-
Net Assets$448,209
Open 2016 Filing

Operations Trend

Revenue Growth55th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$300K$200K$100K$0-$100KExpenses 2010: $71,7102010Expenses 2011: $23,7312011Expenses 2012: $45,1812012Revenue 2013: $35,495Expenses 2013: $17,854Net Income 2013: $17,6412013Revenue 2014: $80,921Expenses 2014: $64,515Net Income 2014: $16,4062014Revenue 2015: $85,049Expenses 2015: $65,513Net Income 2015: $19,5362015Revenue 2016: $87,162Expenses 2016: $80,839Net Income 2016: $6,3232016Revenue 2017: $134,933Expenses 2017: $69,836Net Income 2017: $65,0972017Revenue 2018: $91,942Expenses 2018: $71,680Net Income 2018: $20,2622018Revenue 2019: $93,898Expenses 2019: $96,199Net Income 2019: -$2,3012019Revenue 2020: $93,382Expenses 2020: $65,154Net Income 2020: $28,2282020Revenue 2021: $79,029Expenses 2021: $71,273Net Income 2021: $7,7562021Revenue 2022: $207,972Expenses 2022: $217,960Net Income 2022: -$9,9882022Revenue 2023: $100,392Expenses 2023: $70,379Net Income 2023: $30,0132023Revenue 2024: $109,715Expenses 2024: $158,800Net Income 2024: -$49,0852024

Highlighted filing

2016

Revenue$87,162
Expenses$80,839
Net Income$6,323
Open 2016 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2016 to Dec 31, 2016
Signed
May 15, 2017
Return Version
2016v3.0
Gross Receipts
$87,162
Mission and Program Overview

Mission

Providing fire insurance to residents of Highland County, Virginia,

Providing fire insurance to residents of Bath and Highland Counties in Virginia

Program Services

DescriptionGrantsExpenses
PROVIDING FIRE INSURANCE TO RESIDENT OF HIGHLAND AND BATH COUNTIES IN VIRGINIA APPROXIMATELY 440 PERSONS BENEFITED--
Compensation and Service Providers
Top Officer Pay80th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
JOSEPH T NEILPast Secretary/ TreasurerPT$4,500$420$4,920
NANCY VANCEPresidentPT$2,400$300$2,700
JESSE SWECKERCurrent Secretary/Treasurer-$1,500$390$1,890
RICHARD BYRDDirector-$0$660$660
RONALD J WHITEVice President-$0$390$390
DARELD G PUFFENBARGERDirector-$0$390$390
ANGELA LINDSAYDirector-$0$360$360
ROY M GUTSHALLDirectorPT$0$180$180
Filing and Contact Details

Filer

Filer Name
Highland Mutual Fire Insurance
EIN
54-0246727
Phone
5404681925
Address
PO Box 213, Monterey, VA 24465

Signing Officer

Name
Nancy Vance
Title
President
Phone
5404681925
Signed
2017-05-15
Discuss with paid preparer
Yes

Preparer

Firm
Billingsley & Billingsley CPAs
Address
PO Box 523, Monterey, VA 24465-0523
Preparer
Kim W Billingsley
Phone
5404681150
Supplemental Narrative

Additional Explanations

Form 990EZ, Part I, Line 10

“charitable contributions; donations; : , , , ; , 1425.”

Form 990EZ, Part I, Line 16

“Office expenses 974.”

Form 990EZ, Part I, Line 16

“Travel expenses 702.”

Form 990EZ, Part I, Line 16

“Advertising 2316.”

Form 990EZ, Part I, Line 16

“Insurance assessments,commissions,bond and licences 52255.”

Form 990EZ, Part I, Line 16

“Dues and other expenses 981.”

Form 990EZ, Part I, Line 16

“Payroll taxes 655.”

Raw XML Appendix149 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/AddressChangeInd0X
IRS990EZ/BenefitsPaidToOrForMembersAmt010000
IRS990EZ/BooksInCareOfDetail/PersonNm0JESSE J SWECKER
IRS990EZ/BooksInCareOfDetail/PhoneNum05404681925
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0PO Box 213
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0Monterey
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0VA
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd024465
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt0441886
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt0448209
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt00
IRS990EZ/CostOfGoodsSoldAmt00
IRS990EZ/CostOrOtherBasisExpenseSaleAmt00
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/ExcessOrDeficitForYearAmt06323
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt0636
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt0441886
IRS990EZ/Form990TotalAssetsGrp/EOYAmt0448209
IRS990EZ/FundraisingGrossIncomeAmt00
IRS990EZ/GainOrLossFromSaleOfAssetsAmt00
IRS990EZ/GamingGrossIncomeAmt00
IRS990EZ/GrantsAndSimilarAmountsPaidAmt01425
IRS990EZ/GrossProfitLossSlsOfInvntryAmt00
IRS990EZ/GrossReceiptsAmt087162
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InvestmentIncomeAmt01486
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MembershipDuesAmt00
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt0441886
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0448209
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt0441886
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0448209
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt05.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt10.50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt25.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt30.50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt40.50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt55.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt60.50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt70.50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt02400
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt24500
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt61500
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt70
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt0300
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt1390
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt2420
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt3390
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt4660
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt5180
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt6390
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt7360
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0NANCY VANCE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1RONALD J WHITE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2JOSEPH T NEIL
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3DARELD G PUFFENBARGER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4RICHARD BYRD
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5ROY M GUTSHALL
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm6JESSE SWECKER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm7ANGELA LINDSAY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1Vice President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2Past Secretary/ Treasurer
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6Current Secretary/Treasurer
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt7Director
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherExpensesTotalAmt057883
IRS990EZ/PrimaryExemptPurposeTxt0Providing fire insurance to residents of Bath and Highland Counties in Virginia
IRS990EZ/PrintingPublicationsPostageAmt0245
IRS990EZ/ProgramServiceRevenueAmt085676
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0PROVIDING FIRE INSURANCE TO RESIDENT OF HIGHLAND AND BATH COUNTIES IN VIRGINIA APPROXIMATELY 440 PERSONS BENEFITED
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SalariesOtherCompEmplBnftAmt010650
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SpecialEventsDirectExpensesAmt00
IRS990EZ/SpecialEventsNetIncomeLossAmt00
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt080839
IRS990EZ/TotalRevenueAmt087162
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0charitable contributions; donations; : , , , ; , 1425.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Office expenses 974.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Travel expenses 702.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Advertising 2316.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4Insurance assessments,commissions,bond and licences 52255.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5Dues and other expenses 981.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6Payroll taxes 655.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990EZ, Part I, Line 10
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Form 990EZ, Part I, Line 16
ReturnHeader/BuildTS02017-02-10 21:41:12Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0NANCY VANCE
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum05404681925
ReturnHeader/BusinessOfficerGrp/SignatureDt02017-05-15
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0Highland Mutual Fire Insurance
ReturnHeader/Filer/BusinessNameControlTxt0HIGH
ReturnHeader/Filer/EIN0540246727
ReturnHeader/Filer/PhoneNum05404681925
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO Box 213
ReturnHeader/Filer/USAddress/CityNm0Monterey
ReturnHeader/Filer/USAddress/StateAbbreviationCd0VA
ReturnHeader/Filer/USAddress/ZIPCd024465
ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId0B860755E4DE905D97FC461471661EC22FE0CA98E
ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId0B860755E4DE905D97FC461471661EC22FE0CA98E
ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd0P
ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt0137.118.145.98
ReturnHeader/FilingSecurityInformation/IPDt02017-05-15
ReturnHeader/FilingSecurityInformation/IPTimezoneCd0PD
ReturnHeader/FilingSecurityInformation/IPTm009:28:53
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0Billingsley & Billingsley CPAs
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0PO Box 523
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Monterey
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0VA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0244650523
ReturnHeader/PreparerPersonGrp/PhoneNum05404681150
ReturnHeader/PreparerPersonGrp/PreparationDt02017-05-15
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0KIM W BILLINGSLEY
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
ReturnHeader/ReturnTs02017-05-15T09:29:02-07:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02016-01-01
ReturnHeader/TaxPeriodEndDt02016-12-31
ReturnHeader/TaxYr02016

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2016 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$448,209
Liabilities
-
Net assets
$448,209
Revenue
$87,162
Expenses
$80,839
Net income
$6,323
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$5.38$0.00$5.38$1.10$1.59$0.49
2023Detailed filing. Detailed filing data is available for this year.$5.87$0.00$5.87$1.00$0.70$0.30
2022Detailed filing. Detailed filing data is available for this year.$5.57$0.00$5.57$2.08$2.18$0.10
2021Detailed filing. Detailed filing data is available for this year.$5.67$0.00$5.67$0.79$0.71$0.08
2020Detailed filing. Detailed filing data is available for this year.$5.59$0.00$5.59$0.93$0.65$0.28
2019Detailed filing. Detailed filing data is available for this year.$5.31$0.00$5.31$0.94$0.96$0.02
2018Detailed filing. Detailed filing data is available for this year.$5.34$0.00$5.34$0.92$0.72$0.20
2017Detailed filing. Detailed filing data is available for this year.$5.13$0.00$5.13$1.35$0.70$0.65
2016Detailed filing. Detailed filing data is available for this year.$4.48$4.48$0.87$0.81$0.06
2015Detailed filing. Detailed filing data is available for this year.$4.42$4.42$0.85$0.66$0.20
2014Detailed filing. Detailed filing data is available for this year.$4.22$4.22$0.81$0.65$0.16
2013Detailed filing. Detailed filing data is available for this year.$4.06$0.00$4.06$0.35$0.18$0.18
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.88$0.00$3.88$0.45
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.97$0.00$3.97$0.24
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.86$0.01$3.85$0.72