Association of Home Office Underwriters

“Section b, line 15: the organization has no paid staff or employees. Contracts with association management strategies for services are reviewed and approved by the executive council.”

“Association management strategies, inc. Provides administrative, membership, conference, financial, program and executive council support.”

“There is only one class of members and the members of ahou elect the governing body.”

“Election of the governing body occurs on an annual basis by the members of ahou.”

“Members must vote on any changes to ahou's bylaws.”

“The organization does not have any committees with the authority to act on behalf of the governing body.”

“The president, vice-president and treasurer are provided a copy of the 990 return for review. The 990s are available for the executive council to review prior to filing the return with the internal revenue service.”

“The conflict of interest policy found in the "fiduciary obligations/conflicts of interest policy of ahou executive council", is reviewed, signed and dated annually by all council members. Compliance with this policy is monitored consistent with the policy.”

“Bylaws are available publicly on the website. Other policies are available upon request to members.”

“Ahou is an association dedicated to advancing the underwriting profession, the education that helps support it, as well as the careers of those who work within our industry. Ahou believes in helping underwriters further their understanding of mortality, morbidity and risk management in order to advance their careers. Ahou is a group of insurance professionals associated with risk selection in the life, health and living benefits insurance industries. Ahou exists to promote knowledge of mortality, morbidity and risk management through networking and educational opportunities. Purpose: to promote and encourage networking, continued education and professional development. Ahou shall exercise leadership in underwriting practices and protocol by addressing relevant issues whether they arise in the media, the government, or other industry associations or groups. All ideas, opinions and suggestions shall be those of the individual members and no action shall be taken or recommendations made by the association that will in any way be binding on a member of his/her company. The association does not intend to formulate or recommend underwriting procedures or practices to any member or company.”