Civic Intelligence

Association for Advanced Life Underwriting

990 • Fiscal year 2013 • EIN 52-2118793

Sep 01, 2012 to Aug 31, 2013 • Filed on Jul 09, 2014

11921 Freedom Drive No 110020190-5634
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

63rd percentile

0.40x

Higher debt load relative to assets than 63% of similar nonprofits.

2013 filings • 501(c)6 • $10M-$25M nonprofits • Source year 2013

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on this filing.

Source year 2013

Net Margin

Score unavailable

No value available

Net margin requires both revenue and expenses on this filing.

Source year 2013

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2013

Asset Growth

16th percentile

-3.7%

Faster asset growth than 16% of similar nonprofits.

2013 filings • 501(c)6 • $10M-$25M nonprofits • Annualized from 2012 to 2013

Revenue Growth

Score unavailable

No value available

No valid filing value is available for this score.

Assets

Down

$7,604,605

Down $291,052 (-3.7%) from 2012

Net Assets

Down

$4,598,730

Down $505,686 (-9.9%) from 2012

Liabilities

Up

$3,005,875

Up $214,634 (+7.7%) from 2012

Revenue

-

No earlier filing loaded for comparison.

Expenses

Up

$11,365,280

Up $254,906 (+2.3%) from 2012

Net Income

-

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$10M$5.0M$0Assets 2011: $8,949,719Liabilities 2011: $2,967,188Net Assets 2011: $5,982,5312011Assets 2012: $7,895,657Liabilities 2012: $2,791,241Net Assets 2012: $5,104,4162012Assets 2013: $7,604,605Liabilities 2013: $3,005,875Net Assets 2013: $4,598,7302013Assets 2014: $7,383,184Liabilities 2014: $3,035,263Net Assets 2014: $4,347,9212014Assets 2015: $7,180,258Liabilities 2015: $3,582,146Net Assets 2015: $3,598,1122015Assets 2016: $7,174,443Liabilities 2016: $3,716,489Net Assets 2016: $3,457,9542016Assets 2017: $7,332,210Liabilities 2017: $3,116,034Net Assets 2017: $4,216,1762017Assets 2018: $7,955,522Liabilities 2018: $4,489,198Net Assets 2018: $3,466,3242018Assets 2019: $6,084,182Liabilities 2019: $2,768,585Net Assets 2019: $3,315,5972019Assets 2020: $0Liabilities 2020: $0Net Assets 2020: $02020

Highlighted filing

2013

Assets$7,604,605
Liabilities$3,005,875
Net Assets$4,598,730

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$15M$10M$5.0M$0-$5.0MRevenue 2011: $10,411,474Expenses 2011: $10,469,572Net Income 2011: -$58,0982011Expenses 2012: $11,110,3742012Expenses 2013: $11,365,2802013Revenue 2014: $11,236,987Expenses 2014: $11,652,421Net Income 2014: -$415,4342014Revenue 2015: $11,343,438Expenses 2015: $11,456,948Net Income 2015: -$113,5102015Revenue 2016: $12,098,512Expenses 2016: $12,254,429Net Income 2016: -$155,9172016Revenue 2017: $12,667,136Expenses 2017: $12,231,467Net Income 2017: $435,6692017Revenue 2018: $11,940,041Expenses 2018: $12,591,416Net Income 2018: -$651,3752018Revenue 2019: $10,794,120Expenses 2019: $11,079,297Net Income 2019: -$285,1772019Revenue 2020: $7,824,367Expenses 2020: $6,782,459Net Income 2020: $1,041,9082020

Highlighted filing

2013

Revenue-
Expenses$11,365,280
Net Income-
Jump To
Filing Snapshot
Filing Period
Sep 1, 2012 to Aug 31, 2013
Signed
Jul 9, 2014
Return Version
2012v2.1
Gross Receipts
$10,945,878
Mission and Program Overview

Mission

To promote, preserve and protect advanced life insurance planning for the benefit of our members, their clients, the industry and the general public.

Major Activities

Activity 2
Campaign programs: the legislative circle program (lcp) - allows members to support the re-election efforts of selected lawmakers called endorsed candidates, who are on taxwriting committees, in leadership, and other key members of congress. Through their contributions, aalu members are eligible for the legislative circle designation, including contributing a minimum of $1,200 through the program to a combination of endorsed candidates and association for advanced life underwriting political action committee (aalu pac).
Activity 3
Communications: serves to keep aalu members up to date on legislative and regulatory issues affecting advanced life underwriting; to provide opportunities for member recognition and idea sharing; and, to keep members abreast of the latest programs and services provided by aalu. Furthermore, aalu's communications efforts help raise industry awareness of aalu's activities and help brand the organization. Aalu's communications programs include: the washington report, the washington report access program (wrap), aalu's web site (www.aalu.org), president's messages, aalu quarterly magazine, e-brief e-newsletter and aalu's educational webinar series.
Filing and Contact Details

Filer

EIN
52-2118793
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IRS990/Activity2/Description0CAMPAIGN PROGRAMS: THE LEGISLATIVE CIRCLE PROGRAM (LCP) - ALLOWS MEMBERS TO SUPPORT THE RE-ELECTION EFFORTS OF SELECTED LAWMAKERS CALLED ENDORSED CANDIDATES, WHO ARE ON TAXWRITING COMMITTEES, IN LEADERSHIP, AND OTHER KEY MEMBERS OF CONGRESS. THROUGH THEIR CONTRIBUTIONS, AALU MEMBERS ARE ELIGIBLE FOR THE LEGISLATIVE CIRCLE DESIGNATION, INCLUDING CONTRIBUTING A MINIMUM OF $1,200 THROUGH THE PROGRAM TO A COMBINATION OF ENDORSED CANDIDATES AND ASSOCIATION FOR ADVANCED LIFE UNDERWRITING POLITICAL ACTION COMMITTEE (AALU PAC).
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IRS990/Description0LEGISLATIVE AND REGULATORY AFFAIRS: THE PURPOSE OF AALU'S EFFORTS IN THE LEGISLATIVE AND REGULATORY AFFAIRS AREA IS TO PROTECT THE INTERESTS OF ITS MEMBERS, THEIR CLIENTS, THE INDUSTRY, AND THE GENERAL PUBLIC IN THE AREAS ASSOCIATED WITH ADVANCED USES OF LIFE INSURANCE FOR BUSINESS INSURANCE AND ESTATE PLANNING, NONQUALIFIED AND QUALIFIED RETIREMENT PLANNING. COMMITTEES IN EACH OF THESE AREAS WORK IN CONJUNCTION WITH AALU STAFF AND COUNSEL TO MONITOR DEVELOPMENTS AND RECOMMEND POLICIES AND ACTIONS TO THE AALU BOARD THAT ARE DESIGNED TO ACHIEVE THE MOST FAVORABLE LEGISLATIVE AND REGULATORY RESULTS. EXAMPLES OF SPECIFIC LEGISLATIVE, REGULATORY AND PUBLIC AFFAIRS ISSUES UNDERTAKEN BY AALU INCLUDE MATTERS AFFECTING ESTATE PLANNING, DEFERRED COMPENSATION, CORPORATE OWNED LIFE INSURANCE, LIFE INSURANCE ACCOUNTING, STRANGER ORIGINATED LIFE INSURANCE, SPLIT DOLLAR, QUALIFIED PLANS, THREATS TO THE TAX TREATMENT OF LIFE INSURANCE PRODUCTS, AND THE PERCEPTION OF LIFE INSURANCE BY CONGRESS AND THE GENERAL PUBLIC.
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