Civic Intelligence

Consumer Mortgage Coalition

990 • Fiscal year 2011 • EIN 52-1985066

Jan 01, 2011 to Dec 31, 2011 • Filed on Aug 22, 2012

600 Cameron Street 2nd Floor22314
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

96th percentile

0.99x

Higher debt load relative to assets than 96% of similar nonprofits.

2011 filings • 501(c)6 • $500k-$1M nonprofits • Source year 2011

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on this filing.

Source year 2011

Net Margin

Score unavailable

No value available

Net margin requires both revenue and expenses on this filing.

Source year 2011

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2011

Asset Growth

57th percentile

4.2%

Faster asset growth than 57% of similar nonprofits.

2011 filings • 501(c)6 • $500k-$1M nonprofits • Annualized from 2010 to 2011

Revenue Growth

Score unavailable

No value available

No valid filing value is available for this score.

Assets

Up

$325,391

Up $13,102 (+4.2%) from 2010

Net Assets

Up

$3,064

Up $3,029 (+8654%) from 2010

Liabilities

Up

$322,327

Up $10,073 (+3.2%) from 2010

Revenue

-

No earlier filing loaded for comparison.

Expenses

Up

$933,895

Up $104,686 (+13%) from 2010

Net Income

-

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$400K$300K$200K$100K$0-$100KAssets 2010: $312,289Liabilities 2010: $312,254Net Assets 2010: $352010Assets 2011: $325,391Liabilities 2011: $322,327Net Assets 2011: $3,0642011Assets 2012: $99,476Liabilities 2012: $96,533Net Assets 2012: $2,9432012Assets 2013: $250,340Liabilities 2013: $247,438Net Assets 2013: $2,9022013Assets 2014: $34,037Liabilities 2014: $32,746Net Assets 2014: $1,2912014Assets 2015: $59,394Liabilities 2015: $83,333Net Assets 2015: -$23,9392015Assets 2016: $56,473Liabilities 2016: $55,000Net Assets 2016: $1,4732016Assets 2017: $247Liabilities 2017: $3,000Net Assets 2017: -$2,7532017Assets 2018: $4,912Liabilities 2018: $0Net Assets 2018: $4,9122018

Highlighted filing

2011

Assets$325,391
Liabilities$322,327
Net Assets$3,064

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$1.0M$500K$0-$500KExpenses 2010: $829,2092010Expenses 2011: $933,8952011Expenses 2012: $907,2902012Revenue 2013: $805,882Expenses 2013: $805,923Net Income 2013: -$412013Revenue 2014: $602,890Expenses 2014: $604,501Net Income 2014: -$1,6112014Revenue 2015: $423,265Expenses 2015: $448,548Net Income 2015: -$25,2832015Revenue 2016: $433,765Expenses 2016: $408,353Net Income 2016: $25,4122016Revenue 2017: $120,000Expenses 2017: $124,227Net Income 2017: -$4,2272017Revenue 2018: $135,000Expenses 2018: $130,335Net Income 2018: $4,6652018

Highlighted filing

2011

Revenue-
Expenses$933,895
Net Income-
Jump To
Filing Snapshot
Filing Period
Jan 1, 2011 to Dec 31, 2011
Signed
Aug 22, 2012
Return Version
2011v1.2
Gross Receipts
$936,924
Mission and Program Overview

Mission

The coalition is a trade association of national mortgage lenders, servicers, and service providers. Membership includes national lenders and servicers that originate, fund and service loans, along with service providers that provide mortgage-related settlement services.

Major Activities

Activity 2
Pursuit of efforts to rationalize the regulations impacting the mortgage origination process.
Activity 3
Analysis of secondary market activities.
Filing and Contact Details

Filer

EIN
52-1985066
Raw XML Appendix301 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReview00
IRS990/AccountsPayableAccruedExpenses/BOY0169394
IRS990/AccountsPayableAccruedExpenses/EOY0142327
IRS990/AccountsReceivable/BOY0246088
IRS990/AccountsReceivable/EOY0322943
IRS990/ActivitiesConductedPartnership00
IRS990/Activity2/Description0PURSUIT OF EFFORTS TO RATIONALIZE THE REGULATIONS IMPACTING THE MORTGAGE ORIGINATION PROCESS.
IRS990/Activity3/Description0ANALYSIS OF SECONDARY MARKET ACTIVITIES.
IRS990/ActivityOrMissionDescription0A TRADE ASSOCIATION OF NATIONAL MORTGAGE LENDERS, SERVICERS, AND SERVICE PROVIDERS.
IRS990/AddressPrincipalOfficerUS/AddressLine10600 CAMERON STREET 2ND FLOOR
IRS990/AddressPrincipalOfficerUS/City0ALEXANDRIA
IRS990/AddressPrincipalOfficerUS/State0VA
IRS990/AddressPrincipalOfficerUS/ZIPCode022314
IRS990/BenefitsPaidToMembersCY00
IRS990/BenefitsPaidToMembersPriorYear00
IRS990/BsnssRltnshpThruFamilyMember00
IRS990/BsnssRltnshpWithOrganization00
IRS990/CashNonInterestBearing/BOY066201
IRS990/CashNonInterestBearing/EOY0753
IRS990/ChangesToOrganizingDocs01
IRS990/CollectionsOfArt00
IRS990/CompensationFromOtherSources00
IRS990/CompensationProcessCEO00
IRS990/CompensationProcessOther00
IRS990/ComplianceWithBackupWitholding01
IRS990/ConflictOfInterestPolicy00
IRS990/ConservationEasements00
IRS990/ConsolidatedAuditFinancialStmt00
IRS990/ContractorCompensation/AddressOfContractor/AddressUS/AddressLine10600 CAMERON STREET 2ND FLOOR
IRS990/ContractorCompensation/AddressOfContractor/AddressUS/City0ALEXANDRIA
IRS990/ContractorCompensation/AddressOfContractor/AddressUS/State0VA
IRS990/ContractorCompensation/AddressOfContractor/AddressUS/ZIPCode022314
IRS990/ContractorCompensation/Compensation0847125
IRS990/ContractorCompensation/DescriptionOfServices0CONSULTING, RESEARCH, MANAGEMENT
IRS990/ContractorCompensation/NameOfContractor/NameBusiness/BusinessNameLine10CANFIELD & ASSOCIATES INC
IRS990/ContributionsGrantsCurrentYear00
IRS990/ContributionsGrantsPriorYear00
IRS990/CreditCounseling00
IRS990/DecisionsSubjectToApproval00
IRS990/DeductibleContributionsOfArt00
IRS990/DeductibleNonCashContributions00
IRS990/DeferredRevenue/BOY0142860
IRS990/DeferredRevenue/EOY0180000
IRS990/DelegationOfManagementDuties01
IRS990/DescribedIn501C300
IRS990/Description0ANALYSIS AND DISCUSSION OF EXISTING LAWS AND REGULATIONS AFFECTING THE MORTGAGE INDUSTRY, AND COMMENTS ON PROPOSED REGULATIONS.
IRS990/DisregardedEntity00
IRS990/DocumentRetentionPolicy00
IRS990/DonorAdvisedFunds00
IRS990/ElectionOfBoardMembers00
IRS990/FamilyOrBusinessRelationship00
IRS990/FederalGrantAuditRequired00
IRS990/FeesForServicesAccounting/Total02500
IRS990/FeesForServicesLegal/Total045957
IRS990/FeesForServicesLobbying/Total050000
IRS990/FeesForServicesManagement/Total0125000
IRS990/FeesForServicesOther/Total0672125
IRS990/FollowSFAS1170X
IRS990/ForeignActivities00
IRS990/ForeignFinancialAccount00
IRS990/ForeignOffice00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek01.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek11.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek21.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek31.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek41.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek51.00
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector0X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector1X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector2X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector3X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector4X
IRS990/Form990PartVIISectionA/NamePerson0DAVID B LOWMAN
IRS990/Form990PartVIISectionA/NamePerson1WILLIAM DYSON
IRS990/Form990PartVIISectionA/NamePerson2JOSEPH REPPERT
IRS990/Form990PartVIISectionA/NamePerson3KATHRYN X MADISON
IRS990/Form990PartVIISectionA/NamePerson4WILLIAM BROWN
IRS990/Form990PartVIISectionA/NamePerson5ANNE C CANFIELD
IRS990/Form990PartVIISectionA/Officer0X
IRS990/Form990PartVIISectionA/Officer1X
IRS990/Form990PartVIISectionA/Officer2X
IRS990/Form990PartVIISectionA/OtherCompensation00
IRS990/Form990PartVIISectionA/OtherCompensation10
IRS990/Form990PartVIISectionA/OtherCompensation20
IRS990/Form990PartVIISectionA/OtherCompensation30
IRS990/Form990PartVIISectionA/OtherCompensation40
IRS990/Form990PartVIISectionA/OtherCompensation50
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization00
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization10
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization20
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization30
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization40
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization50
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs00
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs10
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs20
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs30
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs40
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs50
IRS990/Form990PartVIISectionA/Title0PRESIDENT
IRS990/Form990PartVIISectionA/Title1SECRETARY/TREASURER
IRS990/Form990PartVIISectionA/Title2DIRECTOR
IRS990/Form990PartVIISectionA/Title3DIRECTOR
IRS990/Form990PartVIISectionA/Title4DIRECTOR
IRS990/Form990PartVIISectionA/Title5EXECUTIVE DIRECTOR
IRS990/Form990ProvidedToGoverningBody00
IRS990/FormersListed00
IRS990/FSAudited00
IRS990/FundraisingActivities00
IRS990/Gaming00
IRS990/GrantsAndSimilarAmntsCY00
IRS990/GrantsAndSimilarAmntsPriorYear00
IRS990/GrantsToIndividuals00
IRS990/GrantsToOrganizations00
IRS990/GrantToRelatedPerson00
IRS990/GrossReceipts0936924
IRS990/GroupReturnForAffiliates00
IRS990/Hospital00
IRS990/IndependentAuditFinancialStmt00
IRS990/IndoorTanningServices00
IRS990/InfoInScheduleOPartVI0X
IRS990/InvestmentIncomeCurrentYear027
IRS990/InvestmentIncome/ExclusionAmount027
IRS990/InvestmentIncomePriorYear029
IRS990/InvestmentIncome/TotalRevenueColumn027
IRS990/InvestmentInJointVenture00
IRS990/LoanToOfficerOrDQP00
IRS990/LocalChapters00
IRS990/MaterialDiversionOrMisuse00
IRS990/MembersOrStockholders01
IRS990/MethodOfAccountingAccrual0X
IRS990/MinutesOfCommittees00
IRS990/MinutesOfGoverningBody01
IRS990/MissionDescription0THE COALITION IS A TRADE ASSOCIATION OF NATIONAL MORTGAGE LENDERS, SERVICERS, AND SERVICE PROVIDERS. MEMBERSHIP INCLUDES NATIONAL LENDERS AND SERVICERS THAT ORIGINATE, FUND AND SERVICE LOANS, ALONG WITH SERVICE PROVIDERS THAT PROVIDE MORTGAGE-RELATED SETTLEMENT SERVICES.
IRS990/MoreThan5000KToIndividuals00
IRS990/MoreThan5000KToOrganizations00
IRS990/NameOfPrincipalOfficerPerson0ANNE C CANFIELD
IRS990/NbrIndependentVotingMembers05
IRS990/NbrVotingGoverningBodyMembers05
IRS990/NbrVotingMembersGoverningBody05
IRS990/NetAssetsOrFundBalancesBOY035
IRS990/NetAssetsOrFundBalancesEOY03064
IRS990/NetUnrelatedBusinessTxblIncome00
IRS990/NoListedPersonsCompensated0X
IRS990/NonDeductibleContributions00
IRS990/NumberFormsTransmittedWith109604
IRS990/NumberIndependentVotingMembers05
IRS990/NumberIndividualsGT100K00
IRS990/NumberOfContractorsGT100K01
IRS990/NumberOfEmployees00
IRS990/NumberW2GIncluded00
IRS990/OfficeExpenses/Total017016
IRS990/OfficerEntityWithBsnssRltnshp01
IRS990/OfficerMailingAddress00
IRS990/Organization501c0X
IRS990/OtherExpensePriorYear0829209
IRS990/OtherExpensesCurrentYear0933895
IRS990/OtherExpenses/Description0DUES & SUBSCRIPTION
IRS990/OtherExpenses/Total021297
IRS990/OtherRevenueCurrentYear089772
IRS990/OtherRevenueMisc/BusinessCode0900099
IRS990/OtherRevenueMisc/Description0OTHER INCOME
IRS990/OtherRevenueMisc/ExclusionAmount089772
IRS990/OtherRevenueMisc/TotalRevenueColumn089772
IRS990/OtherRevenuePriorYear049020
IRS990/PartialLiquidation00
IRS990/PoliticalActivities00
IRS990/PrepaidExpensesDeferredCharges/EOY01695
IRS990/ProfessionalFundraising00
IRS990/ProgramServiceRevenue/BusinessCode0900099
IRS990/ProgramServiceRevenueCY0847125
IRS990/ProgramServiceRevenue/Description0MEMBERSHIP DUES
IRS990/ProgramServiceRevenuePriorYear0780160
IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome0847125
IRS990/ProgramServiceRevenue/TotalRevenueColumn0847125
IRS990/ProhibitedTaxShelterTrans00
IRS990/ReconcilationOtherChanges00
IRS990/ReconcilationRevenueExpenses03029
IRS990/RelatedEntity00
IRS990/RelatedOrgControlledEntity00
IRS990/ReportFin48Footnote00
IRS990/ReportInvestOthSecurities00
IRS990/ReportLandBldgEquip00
IRS990/ReportOtherAssets00
IRS990/ReportOtherLiabilities00
IRS990/ReportProgRelInvest00
IRS990/RevenuesLessExpensesCY03029
IRS990/RevenuesLessExpensesPriorYear00
IRS990/SalariesEtcCurrentYear00
IRS990/SalariesEtcPriorYear00
IRS990/ScheduleBRequired00
IRS990ScheduleC/AggrAmtReportedInDuesNotices050000
IRS990ScheduleC/AgreeToCarryoverPriorYear00
IRS990ScheduleC/DuesAssessments0847125
IRS990ScheduleC/NonDedLobbyPoliticalCurrent050000
IRS990ScheduleC/NonDedLobbyPoliticalTotal050000
IRS990ScheduleC/OnlyInHouseLobbying00
IRS990ScheduleC/SubstantiallyAllDuesNondeduct00
IRS990/ScheduleJRequired00
IRS990ScheduleL/Form990ScheduleLPartIV/AmountOfTransaction0847125
IRS990ScheduleL/Form990ScheduleLPartIV/DescriptionOfTransaction0THE COALITION RETAINS CANFIELD & ASSOCIATES, INC. TO PROVIDE MANAGEMENT AND RESEARCH AND ANALYSIS SERVICES.
IRS990ScheduleL/Form990ScheduleLPartIV/NameOfInterestedPerson/NamePerson0ANNE C CANFIELD
IRS990ScheduleL/Form990ScheduleLPartIV/Relationship0ANNE C. CANFIELD, EXECUTIVE DIR, IS A SHAREHOLDER OF CANFIELD & ASSOCIATES
IRS990ScheduleL/Form990ScheduleLPartIV/SharingOfRevenues00
IRS990ScheduleO/GeneralExplanation/Explanation0THE ORGANIZATION DELEGATES CONTROL OVER MANAGEMENT DUTIES TO CANFIELD & ASSOCIATES, INC, WHICH PROVIDES MANAGEMENT AND RESEARCH AND ANALYSIS SERVICES.
IRS990ScheduleO/GeneralExplanation/Explanation1THE ORGANIZATION WAS DISSOLVED IN DC AND REINCORPORATED IN VA IN 2011.
IRS990ScheduleO/GeneralExplanation/Explanation2THERE WERE 5 REGULAR MEMBERS IN 2011.
IRS990ScheduleO/GeneralExplanation/Explanation3THE BOARD OF CONSUMER MORTGAGE COALITION HAD NO COMMITTEES.
IRS990ScheduleO/GeneralExplanation/Explanation4THE DRAFT 990 IS REVIEWED WITH BILL DYSON, THE SECRETARY-TREASURER, AND THEN FILED.
IRS990ScheduleO/GeneralExplanation/Explanation5UPON REQUEST.
IRS990ScheduleO/GeneralExplanation/ReturnReference0FORM 990, PART VI, SECTION A, LINE 3
IRS990ScheduleO/GeneralExplanation/ReturnReference1FORM 990, PART VI, SECTION A, LINE 4
IRS990ScheduleO/GeneralExplanation/ReturnReference2FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/GeneralExplanation/ReturnReference3FORM 990, PART VI, SECTION A, LINE 8B
IRS990ScheduleO/GeneralExplanation/ReturnReference4FORM 990, PART VI, SECTION B, LINE 11
IRS990ScheduleO/GeneralExplanation/ReturnReference5FORM 990, PART VI, SECTION C, LINE 19
IRS990/ScheduleORequired01
IRS990/School00
IRS990/SignificantChange00
IRS990/SignificantNewProgramServices00
IRS990/StateLegalDomicile0VA
IRS990/SubjectToProxyTax01
IRS990/TaxablePartyNotification00
IRS990/TaxExemptBonds00
IRS990/Terminated00
IRS990/TermOrPermanentEndowments00
IRS990/TheBooksAreInCareOf/AddressUS/AddressLine10600 CAMERON STREET 2ND FLOOR
IRS990/TheBooksAreInCareOf/AddressUS/City0ALEXANDRIA
IRS990/TheBooksAreInCareOf/AddressUS/State0VA
IRS990/TheBooksAreInCareOf/AddressUS/ZIPCode022314
IRS990/TheBooksAreInCareOf/NameBusiness/BusinessNameLine10CANFIELD & ASSOCIATES
IRS990/TheBooksAreInCareOf/TelephoneNumber02026172101
IRS990/TotalAssets/BOY0312289
IRS990/TotalAssetsBOY0312289
IRS990/TotalAssets/EOY0325391
IRS990/TotalAssetsEOY0325391
IRS990/TotalCompGT150K00
IRS990/TotalExpensesCurrentYear0933895
IRS990/TotalExpensesPriorYear0829209
IRS990/TotalFunctionalExpenses/Total0933895
IRS990/TotalFundrsngExpCurrentYear00
IRS990/TotalGrossUBI00
IRS990/TotalLiabilities/BOY0312254
IRS990/TotalLiabilitiesBOY0312254
IRS990/TotalLiabilities/EOY0322327
IRS990/TotalLiabilitiesEOY0322327
IRS990/TotalLiabNetAssetsFundBalances/BOY0312289
IRS990/TotalLiabNetAssetsFundBalances/EOY0325391
IRS990/TotalNbrEmployees00
IRS990/TotalNbrVolunteers00
IRS990/TotalNetAssetsFundBalances/BOY035
IRS990/TotalNetAssetsFundBalances/EOY03064
IRS990/TotalOtherCompensation00
IRS990/TotalOtherRevenue089772
IRS990/TotalProfFundrsngExpCY00
IRS990/TotalProfFundrsngExpPriorYear00
IRS990/TotalProgramServiceRevenue0847125
IRS990/TotalReportableCompFrmRltdOrgs00
IRS990/TotalReportableCompFromOrg00
IRS990/TotalRevenueCurrentYear0936924
IRS990/TotalRevenue/ExclusionAmount089799
IRS990/TotalRevenuePriorYear0829209
IRS990/TotalRevenue/RelatedOrExemptFunctionIncome0847125
IRS990/TotalRevenue/TotalRevenueColumn0936924
IRS990/TotalRevenue/UnrelatedBusinessRevenue00
IRS990/TransactionRelatedEntity00
IRS990/TypeOfOrganizationCorporation0X
IRS990/UnrelatedBusinessIncome00
IRS990/UnrestrictedNetAssets/BOY035
IRS990/UnrestrictedNetAssets/EOY03064
IRS990/UponRequest0X
IRS990/WebSite0N/A
IRS990/WhistleblowerPolicy00
IRS990/YearFormation02011
ReturnHeader/BuildTS02016-02-24 21:20:13Z
ReturnHeader/Filer/EIN0521985066
ReturnHeader/Filer/Name/BusinessNameLine10CONSUMER MORTGAGE COALITION
ReturnHeader/Filer/NameControl0CONS
ReturnHeader/Filer/Phone02026172101
ReturnHeader/Filer/USAddress/AddressLine10600 CAMERON STREET 2ND FLOOR
ReturnHeader/Filer/USAddress/City0ALEXANDRIA
ReturnHeader/Filer/USAddress/State0VA
ReturnHeader/Filer/USAddress/ZIPCode022314
ReturnHeader/Officer/AuthorizeThirdParty01
ReturnHeader/Officer/DateSigned02012-08-22
ReturnHeader/Officer/Name0ANNE C CANFIELD
ReturnHeader/Officer/Phone02026172101
ReturnHeader/Officer/Title0EXECUTIVE DIRECTOR
ReturnHeader/PreparerFirm/EIN0420714325
ReturnHeader/PreparerFirm/PreparerFirmBusinessName/BusinessNameLine10MCGLADREY LLP
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/AddressLine108000 TOWERS CRESCENT DR STE 500
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/City0VIENNA
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/State0VA
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/ZIPCode0221826205
ReturnHeader/Preparer/Name0YONG ZHANG CPA
ReturnHeader/Preparer/Phone07033366400
ReturnHeader/ReturnType0990
ReturnHeader/TaxPeriodBeginDate02011-01-01
ReturnHeader/TaxPeriodEndDate02011-12-31
ReturnHeader/TaxYear02011
ReturnHeader/Timestamp02012-08-22T15:50:55-05:00

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 2011 filings • 501(c)6 • $500k-$1M nonprofits