Civic Intelligence

Stable Value Investment Association Inc

990 • Fiscal year 2012 • EIN 52-1695387

Jan 01, 2012 to Dec 31, 2012 • Filed on Mar 12, 2013

1025 Connecticut Avenue NW No 100020036
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

85th percentile

0.59x

Higher debt load relative to assets than 85% of similar nonprofits.

2012 filings • 501(c)6 • $1M-$5M nonprofits • Source year 2012

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on this filing.

Source year 2012

Net Margin

Score unavailable

No value available

Net margin requires both revenue and expenses on this filing.

Source year 2012

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2012

Asset Growth

91st percentile

30%

Faster asset growth than 91% of similar nonprofits.

2012 filings • 501(c)6 • $1M-$5M nonprofits • Annualized from 2011 to 2012

Revenue Growth

Score unavailable

No value available

No valid filing value is available for this score.

Assets

Up

$819,923

Up $188,385 (+30%) from 2011

Net Assets

Up

$335,305

Up $103,790 (+45%) from 2011

Liabilities

Up

$484,618

Up $84,595 (+21%) from 2011

Revenue

-

No earlier filing loaded for comparison.

Expenses

Down

$951,423

Down $52,964 (-5.3%) from 2011

Net Income

-

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$2.0M$1.5M$1.0M$500K$0Assets 2010: $421,904Liabilities 2010: $227,110Net Assets 2010: $194,7942010Assets 2011: $631,538Liabilities 2011: $400,023Net Assets 2011: $231,5152011Assets 2012: $819,923Liabilities 2012: $484,618Net Assets 2012: $335,3052012Assets 2013: $1,008,504Liabilities 2013: $569,887Net Assets 2013: $438,6172013Assets 2014: $1,204,368Liabilities 2014: $675,146Net Assets 2014: $529,2222014Assets 2015: $1,021,288Liabilities 2015: $538,662Net Assets 2015: $482,6262015Assets 2016: $1,013,703Liabilities 2016: $503,518Net Assets 2016: $510,1852016Assets 2017: $1,148,273Liabilities 2017: $534,712Net Assets 2017: $613,5612017Assets 2018: $1,138,809Liabilities 2018: $486,055Net Assets 2018: $652,7542018Assets 2019: $1,103,865Liabilities 2019: $398,263Net Assets 2019: $705,6022019Assets 2020: $1,031,789Liabilities 2020: $412,863Net Assets 2020: $618,9262020Assets 2021: $1,094,024Liabilities 2021: $478,367Net Assets 2021: $615,6572021Assets 2022: $1,038,178Liabilities 2022: $421,711Net Assets 2022: $616,4672022Assets 2023: $1,214,333Liabilities 2023: $367,925Net Assets 2023: $846,4082023Assets 2024: $1,553,494Liabilities 2024: $442,122Net Assets 2024: $1,111,3722024

Highlighted filing

2012

Assets$819,923
Liabilities$484,618
Net Assets$335,305

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$1.5M$1.0M$500K$0-$500KExpenses 2010: $897,9292010Revenue 2011: $1,041,108Expenses 2011: $1,004,387Net Income 2011: $36,7212011Expenses 2012: $951,4232012Revenue 2013: $1,099,433Expenses 2013: $996,121Net Income 2013: $103,3122013Revenue 2014: $1,131,067Expenses 2014: $1,040,462Net Income 2014: $90,6052014Revenue 2015: $1,117,827Expenses 2015: $1,164,423Net Income 2015: -$46,5962015Revenue 2016: $1,099,226Expenses 2016: $1,071,667Net Income 2016: $27,5592016Revenue 2017: $1,110,062Expenses 2017: $1,006,687Net Income 2017: $103,3752017Revenue 2018: $1,171,307Expenses 2018: $1,132,114Net Income 2018: $39,1932018Revenue 2019: $1,122,414Expenses 2019: $1,069,566Net Income 2019: $52,8482019Revenue 2020: $772,888Expenses 2020: $859,564Net Income 2020: -$86,6762020Revenue 2021: $905,032Expenses 2021: $908,301Net Income 2021: -$3,2692021Revenue 2022: $1,018,983Expenses 2022: $1,018,173Net Income 2022: $8102022Revenue 2023: $1,218,527Expenses 2023: $988,374Net Income 2023: $230,1532023Revenue 2024: $1,330,649Expenses 2024: $1,065,897Net Income 2024: $264,7522024

Highlighted filing

2012

Revenue-
Expenses$951,423
Net Income-
Jump To
Filing Snapshot
Filing Period
Jan 1, 2012 to Dec 31, 2012
Signed
Mar 12, 2013
Return Version
2012v2.1
Gross Receipts
$1,055,213
Mission and Program Overview

Mission

The svia is dedicated to educating the public and policy makers on the need to save and invest for retirement and the role that stable value can play in achieving a financially secure retirement.

Major Activities

Activity 2
National forum: annual membership and national forum meeting that focuses on policy initiatives affecting defined contribution plan retirement savings and stable value funds as a vehicle in defined contribution plans. The fall forum focuses on policy and regulatory issues that affect retirement savings and investing as well as stable value funds.
Activity 3
Stable times: educate policymakers on the importance of retirement savings and the role that stable value plays in achieving retirement income security goals for plan participants and their beneficiaries. This included partnering with the dol, cftc, sec, relevant congressional committees on a host of retirement/investment including implementation of dol's 401(a)(b)(3) regulations governing participant disclosure and provider disclosure to sponsors of fees to ensure comparability of stable value funds with each other and with other 401(k) asset classes.
Filing and Contact Details

Filer

EIN
52-1695387
Raw XML AppendixShowing 400 of 425 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Activity2/Description0NATIONAL FORUM: ANNUAL MEMBERSHIP AND NATIONAL FORUM MEETING THAT FOCUSES ON POLICY INITIATIVES AFFECTING DEFINED CONTRIBUTION PLAN RETIREMENT SAVINGS AND STABLE VALUE FUNDS AS A VEHICLE IN DEFINED CONTRIBUTION PLANS. THE FALL FORUM FOCUSES ON POLICY AND REGULATORY ISSUES THAT AFFECT RETIREMENT SAVINGS AND INVESTING AS WELL AS STABLE VALUE FUNDS.
IRS990/Activity3/Description0STABLE TIMES: EDUCATE POLICYMAKERS ON THE IMPORTANCE OF RETIREMENT SAVINGS AND THE ROLE THAT STABLE VALUE PLAYS IN ACHIEVING RETIREMENT INCOME SECURITY GOALS FOR PLAN PARTICIPANTS AND THEIR BENEFICIARIES. THIS INCLUDED PARTNERING WITH THE DOL, CFTC, SEC, RELEVANT CONGRESSIONAL COMMITTEES ON A HOST OF RETIREMENT/INVESTMENT INCLUDING IMPLEMENTATION OF DOL'S 401(A)(B)(3) REGULATIONS GOVERNING PARTICIPANT DISCLOSURE AND PROVIDER DISCLOSURE TO SPONSORS OF FEES TO ENSURE COMPARABILITY OF STABLE VALUE FUNDS WITH EACH OTHER AND WITH OTHER 401(K) ASSET CLASSES.
IRS990/ActivityOrMissionDescription0THE SVIA IS DEDICATED TO EDUCATING THE PUBLIC AND POLICYMAKERS ON THE NEED TO SAVE AND INVEST FOR RETIREMENT AND THE ROLE THAT STABLE VALUE CAN PLAY IN ACHIEVING A FINANCIALLY SECURE RETIREMENT.
IRS990/ActivityOther/Description0PUBLIC RELATIONS: GENERAL EDUCATION, MEETINGS, MATERIALS, AND WEBSITE THAT PROVIDE INFORMATION ON CURRENT ISSUES IN STABLE VALUE FUNDS AND HOW STABLE VALUE FUNDS CAN BE USED TO BETTER SAVE AND INVEST FOR RETIREMENT. SVIA ALSO EXPLAINED HOW STABLE VALUE CAN BE USED DURING RETIREMENT TO PROVIDE ANNUITY LIKE INCOME.
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IRS990ScheduleD/Form990ScheduleDPartXIII/Explanation0WHILE GENERALLY EXEMPT FROM TAX, THE ASSOCIATION IS SUBJECT TO TAX ON NET INCOME GENERATED BY UNRELATED BUSINESS INCOME ACTIVITIES AS PROVIDED FOR UNDER APPLICABLE INCOME TAX LAW. THE ASSOCIATION IS NOT AWARE OF ANY ACTIVITIES THAT ARE SUBJECT TO TAX ON UNRELATED BUSINESS INCOME OR EXCISE OR OTHER TAXES. THE TAX RETURNS FOR THE FISCAL YEARS ENDED 2009 THROUGH 2011 ARE OPEN TO EXAMINATION BY FEDERAL AND STATE AUTHORITIES.
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IRS990ScheduleO/GeneralExplanation/Explanation0EXECUTIVE COMMITTEE - THE DIRECTORS MAY ELECT OR APPOINT AN EXECUTIVE COMMITTEE. EXCEPT FOR THE POWER TO AMEND THE ARTICLES OF INCORPORATION AND BYLAWS, THE EXECUTIVE COMMITTEE SHALL HAVE ALL THE POWERS AND AUTHORITY OF THE BOARD OF DIRECTORS IN THE INTERVALS BETWEEN MEETINGS OF THE BOARD OF DIRECTORS, AND IS SUBJECT TO THE DIRECTION AND CONTROL OF THE BOARD.
IRS990ScheduleO/GeneralExplanation/Explanation1THERE ARE THREE TYPES OF MEMBERS: PLAN SPONSORS, INDIVIDUALS REPRESENTING EMPLOYERS SPONSORING A DEFINED CONTRIBUTION PLAN; SERVICE FIRM MEMBERS, INDIVIDUALS FROM COMPANIES THAT PROVIDE SERVICES TO PLAN SPONSORS; VALUE PROGRAM MEMBERS ARE INDIVIDUALS FROM COMPANIES THAT CONTRIBUTE UP TO $15,000 FOR MORE VISIBILITY IN THE ASSOCIATION AND/OR SPONSORSHIP OF SPECIFIC ASSOCIATION INITIATIVES.
IRS990ScheduleO/GeneralExplanation/Explanation2EACH FIRM HAS ONE VOTING MEMBER WHO VOTES ON BEHALF OF THE FIRM FOR CANDIDATES FOR THE BOARD OF DIRECTORS AND/OR POLICY POSITIONS.
IRS990ScheduleO/GeneralExplanation/Explanation3MEMBERS MUST VOTE/ELECT THE BOARD OF DIRECTORS. EVERY YEAR ONE THIRD OF THE BOARD IS UP FOR ELECTION SINCE BOARD MEMBERS SERVE STAGGERED, THREE-YEAR TERMS. ADDITIONALLY, ANY CHANGE TO THE ASSOCIATION BYLAWS REQUIRES A FORMAL VOTE BY THE MEMBERS.
IRS990ScheduleO/GeneralExplanation/Explanation4FORM 990 IS PREPARED BY AN ACCOUNTING FIRM AND THE DRAFT RETURN IS REVIEWED BY MANAGEMENT. AFTER MANAGEMENT REVIEW, DRAFT FORM 990 IS REVIEWED BY TREASURER AND COMMITTEE ON MEMBERSHIP AND BUDGET. THE COMMITTEE MAKES A RECOMMENDATION FOR THE BOARD TO APPROVE THE FILING. THE BOARD VOTES ON THIS RECOMMENDATION. IF 2/3 OF THE BOARD VOTES IN FAVOR OF THE RECOMMENDATION/RESOLUTION, THEN THE 990 TAX FILING IS APPROVED AND SUBSEQUENTLY FILED WITH THE IRS.
IRS990ScheduleO/GeneralExplanation/Explanation5MEMBERS OF THE BOARD HAVE A DUTY TO DISCLOSE TO THE BOARD THE PRESENCE OF ANY CONFLICTS THAT HAVE ARISEN OR THAT THEY REASONABLY BELIEVE MIGHT ARISE BETWEEN THEIR RESPONSIBILITIES AS BOARD MEMBERS OF THE ASSOCIATION AND THEIR CORPORATE OR PERSONAL INTERESTS. SIMILARLY, DIRECTORS HAVE A DUTY TO DISCLOSE TO THE BOARD THE APPEARANCE OF A CONFLICT OF INTEREST. THE BOARD MEMBER MUST DISCLOSE THE PRESENCE OF SUCH CONFLICT OF INTEREST, OR APPEARANCE OF CONFLICT OF INTEREST, TO THE CHAIRPERSON OF THE BOARD, THE SECRETARY, AND ASSOCIATION PRESIDENT AS SOON AS HE OR SHE HAS REASON TO BELIEVE THAT SUCH A CIRCUMSTANCE EXISTS. THE DISCLOSURE OF THE PRESENCE OF SUCH CONFLICT OF INTEREST, OR APPEARANCE OF CONFLICT OF INTEREST, SHALL BE RECORDED IN THE BOARD'S MINUTES. MEMBERS HAVE A DUTY TO RECUSE THEMSELVES FROM PARTICIPATING IN DISCUSSION OR DECISION-MAKING ON MATTERS IN WHICH THEY ARE CONFLICTED AS DESCRIBED ABOVE. ANY DIRECTOR OR ASSOCIATION MEMBER WITH A CONCERN OR QUESTION ABOUT THE APPLICABLE PROVISIONS OF THE CODE OF CONDUCT (WHICH HOUSES THE CONFLICT OF INTEREST POLICY) SHOULD CONTACT THE CHAIRPERSON OF THE BOARD, THE SECRETARY, OR PRESIDENT OF THE ASSOCIATION. SUCH PERSONS SHALL ALSO BE RESPONSIBLE FOR PUTTING THE CONCERN OR QUESTION TO THE BOARD. THE BOARD OF DIRECTORS IS RESPONSIBLE FOR ENFORCING THE APPLICABLE PROVISIONS OF THE CODE. VIOLATION OF SVIA'S CODE OF CONDUCT CAN RESULT IN REMOVAL FROM THE ASSOCIATION'S BOARD OF DIRECTORS UNDER THE TERMS AND CONDITIONS SET FORTH IN THE ASSOCIATION'S BY-LAWS.
IRS990ScheduleO/GeneralExplanation/Explanation6THE EXECUTIVE COMMMITTEE DOES AN ANNUAL EVALUATION OF THE PRESIDENT'S COMPENSATION, WHICH IS BASED ON THE ACHIEVEMENT OF THE ASSOCIATION'S YEARLY GOALS AND OBJECTIVES. THESE GOALS ARE RANKED AND THE INDIVIDUAL IS RATED BY THE COMMITTEE. COMPENSATION IS DETERMINED BASED ON THIS RATING AND/OR RANKING. THE ORGANIZATION ALSO CONSULTS WITH COMPENSATION SURVEYS AND REVIEWS 990S COMPENSATION FOR SIMILAR ORGANIZATIONS WHEN EVALUTATING AND DETERMINING COMPENSATION. IN 2012, THE EXECUTIVE COMMITTEE REVIEWED COMPENSATION FROM 10 ORGANIZATIONS OF KEY EMPLOYEES FROM NINE ORGANIZATIONS THAT ARE SIMILAR IN PURPOSE AND/OR SIZE TO SVIA.
IRS990ScheduleO/GeneralExplanation/Explanation7GOVERNING DOCUMENTS AND CONFLICT OF INTEREST POLICY ARE POSTED ON THE ASSOCIATION'S WEBSITE. FINANCIAL STATEMENTS ARE AVAILABLE UPON REQUEST.
IRS990ScheduleO/GeneralExplanation/Explanation8CONTRACT SERVICES AND FEES: TOTAL EXPENSES 105,368.
IRS990ScheduleO/GeneralExplanation/Identifier0OTHER FEES
IRS990ScheduleO/GeneralExplanation/ReturnReference0FORM 990, PART VI, SECTION A, LINE 1
IRS990ScheduleO/GeneralExplanation/ReturnReference1FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/GeneralExplanation/ReturnReference2FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/GeneralExplanation/ReturnReference3FORM 990, PART VI, SECTION A, LINE 7B
IRS990ScheduleO/GeneralExplanation/ReturnReference4FORM 990, PART VI, SECTION B, LINE 11
IRS990ScheduleO/GeneralExplanation/ReturnReference5FORM 990, PART VI, SECTION B, LINE 12C
IRS990ScheduleO/GeneralExplanation/ReturnReference6FORM 990, PART VI, SECTION B, LINE 15
IRS990ScheduleO/GeneralExplanation/ReturnReference7FORM 990, PART VI, SECTION C, LINE 19
IRS990ScheduleO/GeneralExplanation/ReturnReference8FORM 990, PART IX, LINE 11G
IRS990/ScheduleORequired01
IRS990/School00
IRS990/SignificantChange00
IRS990/SignificantNewProgramServices00
IRS990/StateLegalDomicile0VA
IRS990/SubjectToProxyTax01
IRS990/TaxablePartyNotification00
IRS990/TaxExemptBonds00
IRS990/Terminated00
IRS990/TermOrPermanentEndowments00
IRS990/TheBooksAreInCareOf/AddressUS/AddressLine101025 CONNECTICUT AVENUE NW NO 1000
IRS990/TheBooksAreInCareOf/AddressUS/City0WASHINGTON
IRS990/TheBooksAreInCareOf/AddressUS/State0DC
IRS990/TheBooksAreInCareOf/AddressUS/ZIPCode020036
IRS990/TheBooksAreInCareOf/NameBusiness/BusinessNameLine10THE ORGANIZATION
IRS990/TheBooksAreInCareOf/TelephoneNumber02025807620
IRS990/TotalAssets/BOY0631538
IRS990/TotalAssetsBOY0631538
IRS990/TotalAssets/EOY0819923
IRS990/TotalAssetsEOY0819923
IRS990/TotalCompGT150K01
IRS990/TotalExpensesCurrentYear0951423
IRS990/TotalExpensesPriorYear01004387
IRS990/TotalFunctionalExpenses/Total0951423
IRS990/TotalFundrsngExpCurrentYear00
IRS990/TotalGrossUBI00
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IRS990/TotalLiabilitiesBOY0400023
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IRS990/TotalLiabilitiesEOY0484618
IRS990/TotalLiabNetAssetsFundBalances/BOY0631538
IRS990/TotalLiabNetAssetsFundBalances/EOY0819923
IRS990/TotalNbrEmployees02
IRS990/TotalNbrVolunteers0575
IRS990/TotalNetAssetsFundBalances/BOY0231515
IRS990/TotalNetAssetsFundBalances/EOY0335305
IRS990/TotalOtherCompensation052184
IRS990/TotalProfFundrsngExpCY00
IRS990/TotalProfFundrsngExpPriorYear00
IRS990/TotalProgramServiceRevenue01055110
IRS990/TotalReportableCompFrmRltdOrgs00
IRS990/TotalReportableCompFromOrg0335000
IRS990/TotalRevenueCurrentYear01055213
IRS990/TotalRevenue/ExclusionAmount0103
IRS990/TotalRevenuePriorYear01041108
IRS990/TotalRevenue/RelatedOrExemptFunctionIncome01055110
IRS990/TotalRevenue/TotalRevenueColumn01055213
IRS990/TotalRevenue/UnrelatedBusinessRevenue00
IRS990/Travel/Total06175
IRS990/TypeOfOrganizationAssociation0X
IRS990/UnrelatedBusinessIncome00
IRS990/UnrestrictedNetAssets/BOY0231515
IRS990/UnrestrictedNetAssets/EOY0335305
IRS990/UponRequest0X
IRS990/WebSite0WWW.STABLEVALUE.ORG
IRS990/WhistleblowerPolicy01
IRS990/YearFormation01990
ReturnHeader/BuildTS02016-03-07 17:11:31Z
ReturnHeader/Filer/EIN0521695387

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.55$0.44$1.11$1.33$1.07$0.26
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.21$0.37$0.85$1.22$0.99$0.23
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.04$0.42$0.62$1.02$1.02$0.00
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.09$0.48$0.62$0.91$0.91$0.00
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.03$0.41$0.62$0.77$0.86$0.09
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.10$0.40$0.71$1.12$1.07$0.05
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.14$0.49$0.65$1.17$1.13$0.04
2017Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.15$0.53$0.61$1.11$1.01$0.10
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.01$0.50$0.51$1.10$1.07$0.03
2015Detailed filing. Detailed filing data is available for this year.$1.02$0.54$0.48$1.12$1.16$0.05
2014Detailed filing. Detailed filing data is available for this year.$1.20$0.68$0.53$1.13$1.04$0.09
2013Detailed filing. Detailed filing data is available for this year.$1.01$0.57$0.44$1.10$1.00$0.10
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.82$0.48$0.34$0.95
2011Summary only. Only limited summary data is available for this year.$0.63$0.40$0.23$1.04$1.00$0.04
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.42$0.23$0.19$0.90