Civic Intelligence

Afsa Education Foundation

990 • Fiscal year 2015 • EIN 52-1673101

Jan 01, 2015 to Dec 31, 2015 • Filed on Nov 07, 2016

919 EIGHTEENTH STREET No 300Washington, DC 20006-5503

(202) 466-8611

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

40th percentile

0.11x

Higher debt load relative to assets than 40% of similar nonprofits.

2015 filings • 501(c)3 • $5M-$10M nonprofits • Source year 2015

Liabilities / Revenue

74th percentile

0.64x

Higher debt load relative to revenue than 74% of similar nonprofits.

2015 filings • 501(c)3 • $5M-$10M nonprofits • Source year 2015

Net Margin

82nd percentile

25%

Higher net margin than 82% of similar nonprofits.

2015 filings • 501(c)3 • $5M-$10M nonprofits • Source year 2015

Top Officer Pay

79th percentile

$211,922

Higher top officer pay than 79% of similar nonprofits.

Top officer pay equals 21.5% of source-year revenue.

2015 filings • 501(c)3 • $5M-$10M nonprofits • Source year 2015

Asset Growth

50th percentile

0.7%

Faster asset growth than 50% of similar nonprofits.

2015 filings • 501(c)3 • $5M-$10M nonprofits • Annualized from 2014 to 2015

Revenue Growth

13th percentile

-22%

Faster revenue growth than 13% of similar nonprofits.

2015 filings • 501(c)3 • $5M-$10M nonprofits • Annualized from 2014 to 2015

Assets

Up

$6,028,926

Up $43,508 (+0.7%) from 2014

Net Assets

Up

$5,394,579

Up $57,241 (+1.1%) from 2014

Liabilities

Down

$634,347

Down $13,733 (-2.1%) from 2014

Revenue

Down

$983,676

Down $271,021 (-22%) from 2014

Expenses

Up

$734,866

Up $30,649 (+4.4%) from 2014

Net Income

Down

$248,810

Down $301,670 (-55%) from 2014

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$15M$10M$5.0M$0Assets 2010: $1,933,259Liabilities 2010: $574,742Net Assets 2010: $1,358,5172010Assets 2011: $3,144,439Liabilities 2011: $646,995Net Assets 2011: $2,497,4442011Assets 2012: $4,883,276Liabilities 2012: $641,885Net Assets 2012: $4,241,3912012Assets 2013: $5,273,506Liabilities 2013: $670,017Net Assets 2013: $4,603,4892013Assets 2014: $5,985,418Liabilities 2014: $648,080Net Assets 2014: $5,337,3382014Assets 2015: $6,028,926Liabilities 2015: $634,347Net Assets 2015: $5,394,5792015Assets 2016: $6,488,251Liabilities 2016: $604,024Net Assets 2016: $5,884,2272016Assets 2017: $7,415,755Liabilities 2017: $604,380Net Assets 2017: $6,811,3752017Assets 2018: $6,885,311Liabilities 2018: $500,260Net Assets 2018: $6,385,0512018Assets 2019: $8,155,594Liabilities 2019: $492,475Net Assets 2019: $7,663,1192019Assets 2020: $9,086,459Liabilities 2020: $322,664Net Assets 2020: $8,763,7952020Assets 2021: $9,903,629Liabilities 2021: $179,353Net Assets 2021: $9,724,2762021Assets 2022: $8,421,256Liabilities 2022: $66,656Net Assets 2022: $8,354,6002022Assets 2023: $9,715,663Liabilities 2023: $44,973Net Assets 2023: $9,670,6902023Assets 2024: $11,006,431Liabilities 2024: $33,581Net Assets 2024: $10,972,8502024

Highlighted filing

2015

Assets$6,028,926
Liabilities$634,347
Net Assets$5,394,579

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$2.0M$1.5M$1.0M$500K$0Revenue 2010: $1,764,509Expenses 2010: $671,371Net Income 2010: $1,093,1382010Revenue 2011: $1,657,966Expenses 2011: $644,255Net Income 2011: $1,013,7112011Expenses 2012: $534,0192012Revenue 2013: $780,494Expenses 2013: $667,223Net Income 2013: $113,2712013Revenue 2014: $1,254,697Expenses 2014: $704,217Net Income 2014: $550,4802014Revenue 2015: $983,676Expenses 2015: $734,866Net Income 2015: $248,8102015Revenue 2016: $920,410Expenses 2016: $720,326Net Income 2016: $200,0842016Revenue 2017: $1,059,814Expenses 2017: $733,647Net Income 2017: $326,1672017Revenue 2018: $1,076,495Expenses 2018: $901,477Net Income 2018: $175,0182018Revenue 2019: $867,052Expenses 2019: $707,337Net Income 2019: $159,7152019Revenue 2020: $633,542Expenses 2020: $488,629Net Income 2020: $144,9132020Revenue 2021: $1,711,456Expenses 2021: $765,102Net Income 2021: $946,3542021Revenue 2022: $1,338,350Expenses 2022: $913,594Net Income 2022: $424,7562022Revenue 2023: $1,385,918Expenses 2023: $912,858Net Income 2023: $473,0602023Revenue 2024: $1,311,398Expenses 2024: $850,586Net Income 2024: $460,8122024

Highlighted filing

2015

Revenue$983,676
Expenses$734,866
Net Income$248,810
Jump To
Filing Snapshot
Filing Period
Jan 1, 2015 to Dec 31, 2015
Signed
Nov 7, 2016
Return Version
2015v2.1
Gross Receipts
$1,696,757
Mission and Program Overview

Mission

To promote awareness of personal money management skills and knowledge that will help consumers realize the benefits of responsible money management and the credit process, and by providing personal finance cirricula to educate students in middle school, high school and college.

To educate the public on financial literacy.

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments in Publicly Traded Securities$4,729,171$5,171,084▲ $441,913
Pledges and Grants Receivable$1,177,298$756,867▼ $420,431
Cash and Non-Interest-Bearing Accounts$42,453$67,380▲ $24,927
Land, Buildings, and Equipment, Net$20,684$20,684→ $0
Accounts Receivable$10,111$12,911▲ $2,800
Prepaid Expenses and Deferred Charges$5,701$0▼ $5,701
Total Assets$5,985,418$6,028,926▲ $43,508
Liabilities
Other Liabilities$643,501$631,692▼ $11,809
Accounts Payable and Accrued Expenses$4,579$2,655▼ $1,924
Total Liabilities$648,080$634,347▼ $13,733
Net Assets / Fund Balance
Permanently Rstr Net Assets$4,411,612$4,575,365▲ $163,753
Unrestricted Net Assets$511,818$558,390▲ $46,572
Temporarily Rstr Net Assets$413,908$260,824▼ $153,084
Total Net Assets Fund Balance$5,337,338$5,394,579▲ $57,241
Total Liabilities and Net Assets / Fund Balance$5,985,418$6,028,926▲ $43,508

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$20,684$42,639$63,323

Endowment Activity

PeriodBeginningContrib.Gain/LossOther UsesEnd
2015$4,730,806$163,753▼ $14,262$89,474$4,772,153
2014$4,070,873$517,758▲ $225,699-$4,730,806
2013$3,656,360$237,494▲ $234,075-$4,070,873
2012$2,843,695$812,665▲ $111,724-$3,656,360
2011$2,026,411$817,284--$2,843,695
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
M Susie IrvinePresident & CEOFT$153,370$60,952$214,322

Board Members and Trustees

NameTitle
Virginia C HerringChair
Ann BybeeVice Chair
Andrew MorrisonDirector
Bradford D BorchersDirector
Charles D WaltersDirector
Chris S StinebertDirector
Frederick W GeissingerdirECTOR
James W SchneiderDirector
Mark KaczynskiDirector
Mary H McdowellDirector
Robert TrojanDirector
Tim HarrelsonDirector
Timothy L StanleyDirector
William C Dunkelberg PhddirECTOR
Elizabeth WebbDirECTOR (as OF OCT 2015)
Janet MatriccianiDirECTOR (as OF OCT 2015)
Joe H BurgamyDirector (as of Oct 2015)
Jonathon LevinDirECTOR (as OF OCT 2015)
Kathy RubleDirector (as of Oct 2015)
Marguerite WatanabeDirECTOR (as OF OCT 2015)
Martin LessDirECTOR (as OF OCT 2015)
Nathan BensonDirECTOR (as OF OCT 2015)
Phil E HitzDirector (as of Oct 2015)
Rex J EllisonDirector (as of Oct 2015)
Andrew StuartDirECTOR (UNTIL OCT 2015)
Gary L PhillipsDirector (until Oct 2015)
Harry GoffDirector (until Oct 2015)
Irwin B HolzmanDirector (until Oct 2015)
James F Smith PhdDirector (until Oct 2015)
Linda H WellsDirector (until Oct 2015)
Mary D CarolanDirector (until Oct 2015)
Sandy McleanDirector (until Oct 2015)
Joe MccawSecretary/treasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$282,978
Program Service Revenue
$534,925
Investment Income
$165,773
Other Revenue
$0
All Other Contributions
$282,978
Change in Net Assets
$248,810

Audited Revenue Reconciliation

Revenue per Audited Statements
$983,676
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$42,302
Total Revenue per Audited Statements
$1,025,978
Total Revenue per Form 990
$983,676
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$621,659
Salaries, Compensation, and Employee Benefits$113,207
Total Fundraising Expense$2,178
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Conferences and Meetings$229,518$13,682$1,740$244,940
Other Expenses$239,568--$239,568
Current Officers, Directors, Trustees, and Key Employees$106,175$1,072-$107,247
Fees for Services Other$28,524$13,015-$41,539
Office Expenses$26,547$6,087$438$33,072
Fees for Service Investment Mgmnt Fees-$23,117-$23,117
Fees for Services Accounting$12,017$5,483-$17,500
Travel$6,889$7,104-$13,993
Payroll Taxes$5,900$60-$5,960
Insurance-$5,701-$5,701
Information Technology$1,140--$1,140
Fees for Services Legal$748$341-$1,089
Total Functional Expenses$657,026$75,662$2,178$734,866

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Audited Statements$968,737
Expenses per Audited Statements$734,866
Total Expenses per Form 990$734,866
Expenses Not Reported on Form 990$233,871
Expenses Not Reported on Financial Statements$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Due to AFSA$631,692
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
No
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
Yes
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, line 11

The form 990 is reviewed by the president prior to filing.

Form 990, Part VI, Section B, line 12C

The board members must complete and file a conflict of interest form each year. Any potential conflicts are reviewed by the board. Affected board members are prohibited from participating in discussions or voting on issues where a conflict might exist.

Form 990, Part VI, Section B, line 15

American Financial Services Association, an affiliated entity, reviews suggested compensation for AFSA Foundation President, using comparability data where available. The AFSA Foundation board of directors has final approval authority over the President's compensation, but does not have an internal process to determine compensation.

Form 990, Part VI, Section C, line 19

The organization makes copies of its governing documents, conflict of interest policy and financial statements available to the public upon request.

Filing and Contact Details

Filer

Filer Name
Afsa Education Foundation
EIN
52-1673101
Phone
2024668611
Address
919 EIGHTEENTH STREET No 300, WASHINGTON, DC 20006-5503

Signing Officer

Name
Margaret S Irvine
Title
President
Phone
2024668611
Signed
2016-11-07
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Margaret S Irvine
Formed
1990
Legal Domicile
Dc
Voting Board Members
25
Independent Board Members
25
Employees
0
Volunteers
25

Preparer

Firm
Tate and Tryon
Address
2021 L Street NW Suite 400, Washington, DC 20036
Preparer
R Michael Sorrells
Phone
2022932200
Supplemental Narrative

Financial Statement Notes

Part V, Line 4:

The foundation's endowment consists of a traditional donor-restricted endowment fund, the purpose of which is to support operations. The central objective of the foundation's spending policy is to preserve the purchasing power of the assets while simultaneously providing program support and keeping up with inflation. In no event will expenditure be made in such a way as to deplete the endowment fund below the contributed corpus. Each year, the spending policy allows appropriations from the endowment fund equal to ninety percent (90%) of interest and dividends.

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IRS990/Desc0MANAGEMENT DEVELOPMENT PROGRAMS: THE AFSAEF LEADERSHIP DEVELOPMENT PROGRAM WAS HELD AT THE UNIVERSITY OF NORTH CAROLINA CHAPEL HILL WITH 36 PARTICIPANTS FROM 11 AFSA MEMBER COMPANIES. SESSIONS ADDRESSED LEADERSHIP, STRATEGIC THINKING, NEGOTIATIONS, PRESENTATION SKILLs, ETHICS, & TEAM BUILDING EXERCISES.
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IRS990/Form990PartVIISectionAGrp/PersonNm6WILLIAM C DUNKELBERG PHD
IRS990/Form990PartVIISectionAGrp/PersonNm7Rex J Ellison
IRS990/Form990PartVIISectionAGrp/PersonNm8FREDERICK W GEISSINGER
IRS990/Form990PartVIISectionAGrp/PersonNm9TIM HARRELSON
IRS990/Form990PartVIISectionAGrp/PersonNm10Phil E Hitz
IRS990/Form990PartVIISectionAGrp/PersonNm11MARK KACZYNSKI
IRS990/Form990PartVIISectionAGrp/PersonNm12Martin Less
IRS990/Form990PartVIISectionAGrp/PersonNm13Jonathon Levin
IRS990/Form990PartVIISectionAGrp/PersonNm14Janet Matricciani
IRS990/Form990PartVIISectionAGrp/PersonNm15MARY H MCDOWELL
IRS990/Form990PartVIISectionAGrp/PersonNm16ANDREW MORRISON
IRS990/Form990PartVIISectionAGrp/PersonNm17Kathy Ruble
IRS990/Form990PartVIISectionAGrp/PersonNm18James W Schneider
IRS990/Form990PartVIISectionAGrp/PersonNm19TIMOTHY L STANLEY
IRS990/Form990PartVIISectionAGrp/PersonNm20CHRIS S STINEBERT
IRS990/Form990PartVIISectionAGrp/PersonNm21ROBERT TROJAN
IRS990/Form990PartVIISectionAGrp/PersonNm22CHARLES D WALTERS
IRS990/Form990PartVIISectionAGrp/PersonNm23Marguerite Watanabe
IRS990/Form990PartVIISectionAGrp/PersonNm24Elizabeth Webb
IRS990/Form990PartVIISectionAGrp/PersonNm25MARY D CAROLAN
IRS990/Form990PartVIISectionAGrp/PersonNm26HARRY GOFF
IRS990/Form990PartVIISectionAGrp/PersonNm27IRWIN B HOLZMAN
IRS990/Form990PartVIISectionAGrp/PersonNm28SANDY MCLEAN
IRS990/Form990PartVIISectionAGrp/PersonNm29Gary L Phillips
IRS990/Form990PartVIISectionAGrp/PersonNm30JAMES F SMITH PHD
IRS990/Form990PartVIISectionAGrp/PersonNm31Andrew Stuart
IRS990/Form990PartVIISectionAGrp/PersonNm32LINDA H WELLS
IRS990/Form990PartVIISectionAGrp/PersonNm33M SUSIE IRVINE
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt160
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt170
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt180
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt190
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt200
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt210
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt220
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt230
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt240
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt250
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt260
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt270
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt280
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt290
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt300
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt310
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt320
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt33153370
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt160
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt170
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt180
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt190
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt200
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt210
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt220
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt230
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt240
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt250
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt260
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt270
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt280
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt290
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt300
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt310
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt320
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt330
IRS990/Form990PartVIISectionAGrp/TitleTxt0Chair
IRS990/Form990PartVIISectionAGrp/TitleTxt1VICE CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt2SECRETARY/TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt3DirECTOR (as OF OCT 2015)
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5Director (as of Oct 2015)
IRS990/Form990PartVIISectionAGrp/TitleTxt6dirECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7Director (as of Oct 2015)
IRS990/Form990PartVIISectionAGrp/TitleTxt8dirECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt9DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt10Director (as of Oct 2015)
IRS990/Form990PartVIISectionAGrp/TitleTxt11DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt12DirECTOR (as OF OCT 2015)
IRS990/Form990PartVIISectionAGrp/TitleTxt13DirECTOR (as OF OCT 2015)
IRS990/Form990PartVIISectionAGrp/TitleTxt14DirECTOR (as OF OCT 2015)
IRS990/Form990PartVIISectionAGrp/TitleTxt15DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt16DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt17Director (as of Oct 2015)
IRS990/Form990PartVIISectionAGrp/TitleTxt18DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt19DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt20DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt21DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt22DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt23DirECTOR (as OF OCT 2015)
IRS990/Form990PartVIISectionAGrp/TitleTxt24DirECTOR (as OF OCT 2015)
IRS990/Form990PartVIISectionAGrp/TitleTxt25DIRECTOR (UNTIL OCT 2015)
IRS990/Form990PartVIISectionAGrp/TitleTxt26DIRECTOR (UNTIL OCT 2015)
IRS990/Form990PartVIISectionAGrp/TitleTxt27DIRECTOR (UNTIL OCT 2015)
IRS990/Form990PartVIISectionAGrp/TitleTxt28DIRECTOR (UNTIL OCT 2015)
IRS990/Form990PartVIISectionAGrp/TitleTxt29DIRECTOR (UNTIL OCT 2015)
IRS990/Form990PartVIISectionAGrp/TitleTxt30DIRECTOR (UNTIL OCT 2015)
IRS990/Form990PartVIISectionAGrp/TitleTxt31DirECTOR (UNTIL OCT 2015)
IRS990/Form990PartVIISectionAGrp/TitleTxt32DIRECTOR (UNTIL OCT 2015)
IRS990/Form990PartVIISectionAGrp/TitleTxt33President & CEO
IRS990/Form990ProvidedToGvrnBodyInd00
IRS990/FormationYr01990
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/SecuritiesAmt031061
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt025
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt0744142
IRS990/GrossReceiptsAmt01696757
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IndependentAuditFinclStmtInd01
IRS990/IndependentVotingMemberCnt025
IRS990/IndivRcvdGreaterThan100KCnt01
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartIIIInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/ProgramServicesAmt01140
IRS990/InformationTechnologyGrp/TotalAmt01140
IRS990/InsuranceGrp/ManagementAndGeneralAmt05701
IRS990/InsuranceGrp/TotalAmt05701
IRS990/InvestmentIncomeGrp/ExclusionAmt0134712
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0134712
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsPubTradedSecGrp/BOYAmt04729171
IRS990/InvestmentsPubTradedSecGrp/EOYAmt05171084
IRS990/IRPDocumentCnt02
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt042639
IRS990/LandBldgEquipBasisNetGrp/BOYAmt020684
IRS990/LandBldgEquipBasisNetGrp/EOYAmt020684
IRS990/LandBldgEquipCostOrOtherBssAmt063323
IRS990/LegalDomicileStateCd0DC
IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt0713081
IRS990/LoanOutstandingInd00
IRS990/LobbyingActivitiesInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd00
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0TO PROMOTE AWARENESS OF PERSONAL MONEY MANAGEMENT SKILLS AND KNOWLEDGE THAT WILL HELP CONSUMERS REALIZE THE BENEFITS OF RESPONSIBLE MONEY MANAGEMENT AND THE CREDIT PROCESS, AND BY PROVIDING PERSONAL FINANCE CuRRICULA TO EDUCATE STUDENTS IN MIDDLE SCHOOL, HIGH SCHOOL AND COLLEGE.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt05337338
IRS990/NetAssetsOrFundBalancesEOYAmt05394579
IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt031061
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt031061
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt0-191569
IRS990/NoncashContributionsAmt05144
IRS990/NondeductibleContributionsInd00
IRS990/OfficeExpensesGrp/FundraisingAmt0438
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt06087
IRS990/OfficeExpensesGrp/ProgramServicesAmt026547
IRS990/OfficeExpensesGrp/TotalAmt033072
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501c3Ind0X
IRS990/OrganizationFollowsSFAS117Ind0X
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherExpensesGrp/Desc0Education & training
IRS990/OtherExpensesGrp/ProgramServicesAmt0239568
IRS990/OtherExpensesGrp/TotalAmt0239568
IRS990/OtherLiabilitiesGrp/BOYAmt0643501
IRS990/OtherLiabilitiesGrp/EOYAmt0631692
IRS990/PartialLiquidationInd00
IRS990/PayPremiumsPrsnlBnftCntrctInd00
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt060
IRS990/PayrollTaxesGrp/ProgramServicesAmt05900
IRS990/PayrollTaxesGrp/TotalAmt05960

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$11.0$0.03$11.0$1.31$0.85$0.46
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$9.72$0.04$9.67$1.39$0.91$0.47
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$8.42$0.07$8.35$1.34$0.91$0.42
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$9.90$0.18$9.72$1.71$0.77$0.95
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$9.09$0.32$8.76$0.63$0.49$0.14
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$8.16$0.49$7.66$0.87$0.71$0.16
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$6.89$0.50$6.39$1.08$0.90$0.18
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$7.42$0.60$6.81$1.06$0.73$0.33
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$6.49$0.60$5.88$0.92$0.72$0.20
2015Detailed filing. Detailed filing data is available for this year.$6.03$0.63$5.39$0.98$0.73$0.25
2014Detailed filing. Detailed filing data is available for this year.$5.99$0.65$5.34$1.25$0.70$0.55
2013XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$5.27$0.67$4.60$0.78$0.67$0.11
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.88$0.64$4.24$0.53
2011Summary only. Only limited summary data is available for this year.$3.14$0.65$2.50$1.66$0.64$1.01
2010Summary only. Only limited summary data is available for this year.$1.93$0.57$1.36$1.76$0.67$1.09