Liabilities / Assets
2nd percentile
Higher debt load relative to assets than 2% of similar nonprofits.
990 • Fiscal year 2012 • EIN 52-0905206
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
2nd percentile
Higher debt load relative to assets than 2% of similar nonprofits.
Liabilities / Revenue
Score unavailable
Liabilities-to-revenue requires both liabilities and revenue on this filing.
Net Margin
Score unavailable
Net margin requires both revenue and expenses on this filing.
Top Officer Pay
Score unavailable
This filing does not contain officer compensation rows.
Asset Growth
1st percentile
Faster asset growth than 1% of similar nonprofits.
Revenue Growth
Score unavailable
No valid filing value is available for this score.
Assets
Down$31,603,367
Down $3,284,456 (-9.4%) from 2011
Net Assets
Down$31,537,166
Down $3,253,542 (-9.4%) from 2011
Liabilities
Down$66,201
Down $30,914 (-32%) from 2011
Revenue
-
No earlier filing loaded for comparison.
Expenses
Down$1,423,675
Down $246,760 (-15%) from 2011
Net Income
-
No earlier filing loaded for comparison.
Our mission is to provide low cost, high yield financial services to our members.
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReview | 0 | 0 |
| IRS990/AccountsPayableAccruedExpenses/BOY | 0 | 89429 |
| IRS990/AccountsPayableAccruedExpenses/EOY | 0 | 60216 |
| IRS990/ActivitiesConductedPartnership | 0 | 0 |
| IRS990/ActivityOrMissionDescription | 0 | State chartered credit union |
| IRS990/AddressPrincipalOfficerUS/AddressLine1 | 0 | PO Box 8865 535 Dundalk Avenue |
| IRS990/AddressPrincipalOfficerUS/City | 0 | Baltimore |
| IRS990/AddressPrincipalOfficerUS/State | 0 | MD |
| IRS990/AddressPrincipalOfficerUS/ZIPCode | 0 | 21224 |
| IRS990/Advertising/Total | 0 | 350 |
| IRS990/AllOtherExpenses/Total | 0 | 33784 |
| IRS990/AnnualDisclosureCoveredPersons | 0 | 1 |
| IRS990/BenefitsPaidToMembersCY | 0 | 0 |
| IRS990/BenefitsPaidToMembersPriorYear | 0 | 0 |
| IRS990/BsnssRltnshpThruFamilyMember | 0 | 0 |
| IRS990/BsnssRltnshpWithOrganization | 0 | 0 |
| IRS990/CapStckTrstPrinCurrentFunds/BOY | 0 | 30730047 |
| IRS990/CapStckTrstPrinCurrentFunds/EOY | 0 | 27606383 |
| IRS990/CashNonInterestBearing/BOY | 0 | 656289 |
| IRS990/CashNonInterestBearing/EOY | 0 | 636120 |
| IRS990/ChangesToOrganizingDocs | 0 | 0 |
| IRS990/CollectionsOfArt | 0 | 0 |
| IRS990/CompCurrentOfficersDirectors/Total | 0 | 87441 |
| IRS990/CompensationFromOtherSources | 0 | 0 |
| IRS990/CompensationProcessCEO | 0 | 1 |
| IRS990/CompensationProcessOther | 0 | 1 |
| IRS990/ComplianceWithBackupWitholding | 0 | 1 |
| IRS990/ConferencesMeetings/Total | 0 | 1891 |
| IRS990/ConflictOfInterestPolicy | 0 | 1 |
| IRS990/ConservationEasements | 0 | 0 |
| IRS990/ConsolidatedAuditFinancialStmt | 0 | 0 |
| IRS990/ContributionsGrantsCurrentYear | 0 | 0 |
| IRS990/ContributionsGrantsPriorYear | 0 | 0 |
| IRS990/CreditCounseling | 0 | 0 |
| IRS990/DecisionsSubjectToApproval | 0 | 0 |
| IRS990/DeductibleContributionsOfArt | 0 | 0 |
| IRS990/DeductibleNonCashContributions | 0 | 0 |
| IRS990/DelegationOfManagementDuties | 0 | 0 |
| IRS990/DepreciationDepletion/Total | 0 | 91722 |
| IRS990/DescribedIn501C3 | 0 | 0 |
| IRS990/Description | 0 | The Credit Union provides financial services to 4,217 members. |
| IRS990/DisregardedEntity | 0 | 0 |
| IRS990/DocumentRetentionPolicy | 0 | 1 |
| IRS990/DonorAdvisedFunds | 0 | 0 |
| IRS990/DoNotFollowSFAS117 | 0 | X |
| IRS990/ElectionOfBoardMembers | 0 | 1 |
| IRS990/EmploymentTaxReturnsFiled | 0 | 1 |
| IRS990/FamilyOrBusinessRelationship | 0 | 0 |
| IRS990/FederalGrantAuditRequired | 0 | 0 |
| IRS990/FeesForServicesAccounting/Total | 0 | 16800 |
| IRS990/FeesForServicesOther/Total | 0 | 27117 |
| IRS990/ForeignActivities | 0 | 0 |
| IRS990/ForeignFinancialAccount | 0 | 0 |
| IRS990/ForeignOffice | 0 | 0 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 0 | 2.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 1 | 2.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 2 | 2.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 3 | 2.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 4 | 1.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 5 | 1.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 6 | 1.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 7 | 1.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 8 | 1.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 9 | 40.00 |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 0 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 1 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 2 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 3 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 4 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 5 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 6 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 7 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 8 | X |
| IRS990/Form990PartVIISectionA/NamePerson | 0 | Jerry Ernest |
| IRS990/Form990PartVIISectionA/NamePerson | 1 | Joe Jackson |
| IRS990/Form990PartVIISectionA/NamePerson | 2 | Gordon Jakubowski |
| IRS990/Form990PartVIISectionA/NamePerson | 3 | Allan Pugh |
| IRS990/Form990PartVIISectionA/NamePerson | 4 | Ed Bartee Sr |
| IRS990/Form990PartVIISectionA/NamePerson | 5 | David Boyd |
| IRS990/Form990PartVIISectionA/NamePerson | 6 | Russell Lane |
| IRS990/Form990PartVIISectionA/NamePerson | 7 | Frank Mortis |
| IRS990/Form990PartVIISectionA/NamePerson | 8 | Sean Ritter |
| IRS990/Form990PartVIISectionA/NamePerson | 9 | Anthony McCollim |
| IRS990/Form990PartVIISectionA/Officer | 0 | X |
| IRS990/Form990PartVIISectionA/OtherCompensation | 0 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 1 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 2 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 3 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 4 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 5 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 6 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 7 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 8 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 9 | 1179 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 0 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 1 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 2 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 3 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 4 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 5 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 6 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 7 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 8 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 9 | 86262 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 0 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 1 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 2 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 3 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 4 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 5 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 6 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 7 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 8 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 9 | 0 |
| IRS990/Form990PartVIISectionA/Title | 0 | Chairman |
| IRS990/Form990PartVIISectionA/Title | 1 | Vice-Chairman |
| IRS990/Form990PartVIISectionA/Title | 2 | Treasurer |
| IRS990/Form990PartVIISectionA/Title | 3 | Secretary |
| IRS990/Form990PartVIISectionA/Title | 4 | Director |
| IRS990/Form990PartVIISectionA/Title | 5 | Director |
| IRS990/Form990PartVIISectionA/Title | 6 | Director |
| IRS990/Form990PartVIISectionA/Title | 7 | Director |
| IRS990/Form990PartVIISectionA/Title | 8 | Director |
| IRS990/Form990PartVIISectionA/Title | 9 | CEO |
| IRS990/Form990ProvidedToGoverningBody | 0 | 0 |
| IRS990/FormersListed | 0 | 0 |
| IRS990/FSAudited | 0 | 0 |
| IRS990/FundraisingActivities | 0 | 0 |
| IRS990/Gaming | 0 | 0 |
| IRS990/GrantsAndSimilarAmntsCY | 0 | 0 |
| IRS990/GrantsAndSimilarAmntsPriorYear | 0 | 0 |
| IRS990/GrantsToIndividuals | 0 | 0 |
| IRS990/GrantsToOrganizations | 0 | 0 |
| IRS990/GrantToRelatedPerson | 0 | 0 |
| IRS990/GrossReceipts | 0 | 1337118 |
| IRS990/GrossRents/Real | 0 | 14614 |
| IRS990/GroupReturnForAffiliates | 0 | 0 |
| IRS990/Hospital | 0 | 0 |
| IRS990/IndependentAuditFinancialStmt | 0 | 0 |
| IRS990/IndoorTanningServices | 0 | 0 |
| IRS990/InfoInScheduleOPartVI | 0 | X |
| IRS990/InfoInScheduleOPartXI | 0 | X |
| IRS990/InformationTechnology/Total | 0 | 49282 |
| IRS990/Insurance/Total | 0 | 29654 |
| IRS990/Interest/Total | 0 | 149298 |
| IRS990/InvestmentIncomeCurrentYear | 0 | 416365 |
| IRS990/InvestmentIncome/ExclusionAmount | 0 | 416365 |
| IRS990/InvestmentIncomePriorYear | 0 | 625000 |
| IRS990/InvestmentIncome/TotalRevenueColumn | 0 | 416365 |
| IRS990/InvestmentInJointVenture | 0 | 0 |
| IRS990/InvestmentsPubTradedSecurities/BOY | 0 | 23690833 |
| IRS990/InvestmentsPubTradedSecurities/EOY | 0 | 20621318 |
| IRS990/LandBldgEquipmentAccumDeprec | 0 | 1740811 |
| IRS990/LandBuildingsEquipmentBasis | 0 | 2105754 |
| IRS990/LandBuildingsEquipmentBasisNet/BOY | 0 | 456665 |
| IRS990/LandBuildingsEquipmentBasisNet/EOY | 0 | 364943 |
| IRS990/LessRentalExpenses/Real | 0 | 0 |
| IRS990/LoanToOfficerOrDQP | 0 | 1 |
| IRS990/LocalChapters | 0 | 0 |
| IRS990/MaterialDiversionOrMisuse | 0 | 0 |
| IRS990/MembersOrStockholders | 0 | 1 |
| IRS990/MethodOfAccountingAccrual | 0 | X |
| IRS990/MinutesOfCommittees | 0 | 1 |
| IRS990/MinutesOfGoverningBody | 0 | 1 |
| IRS990/MissionDescription | 0 | Our mission is to provide low cost, high yield financial services to our members. |
| IRS990/MoreThan5000KToIndividuals | 0 | 0 |
| IRS990/MoreThan5000KToOrganizations | 0 | 0 |
| IRS990/NameOfPrincipalOfficerPerson | 0 | Anthony McCollim |
| IRS990/NbrIndependentVotingMembers | 0 | 9 |
| IRS990/NbrVotingGoverningBodyMembers | 0 | 9 |
| IRS990/NbrVotingMembersGoverningBody | 0 | 9 |
| IRS990/NetAssetsOrFundBalancesBOY | 0 | 34790708 |
| IRS990/NetAssetsOrFundBalancesEOY | 0 | 31537166 |
| IRS990/NetRentalIncomeOrLoss/ExclusionAmount | 0 | 14614 |
| IRS990/NetRentalIncomeOrLoss/TotalRevenueColumn | 0 | 14614 |
| IRS990/NetUnrelatedBusinessTxblIncome | 0 | 0 |
| IRS990/NonDeductibleContributions | 0 | 0 |
| IRS990/NumberFormsTransmittedWith1096 | 0 | 844 |
| IRS990/NumberIndependentVotingMembers | 0 | 9 |
| IRS990/NumberIndividualsGT100K | 0 | 0 |
| IRS990/NumberOfContractorsGT100K | 0 | 0 |
| IRS990/NumberOfEmployees | 0 | 22 |
| IRS990/NumberW2GIncluded | 0 | 0 |
| IRS990/Occupancy/Total | 0 | 119934 |
| IRS990/OfficeExpenses/Total | 0 | 16663 |
| IRS990/OfficerEntityWithBsnssRltnshp | 0 | 0 |
| IRS990/OfficerMailingAddress | 0 | 0 |
| IRS990/Organization501c | 0 | X |
| IRS990/OtherAssetsTotal/BOY | 0 | 123926 |
| IRS990/OtherAssetsTotal/EOY | 0 | 75855 |
| IRS990/OtherEmployeeBenefits/Total | 0 | 81883 |
| IRS990/OtherExpensePriorYear | 0 | 812913 |
| IRS990/OtherExpensesCurrentYear | 0 | 699808 |
| IRS990/OtherExpenses/Description | 0 | Bank and ATM Charges |
| IRS990/OtherExpenses/Description | 1 | Loan Servicing |
| IRS990/OtherExpenses/Description | 2 | Member Share Insurance |
| IRS990/OtherExpenses/Description | 3 | Loan Loss Provision |
| IRS990/OtherExpenses/Total | 0 | 92549 |
| IRS990/OtherExpenses/Total | 1 | 80636 |
| IRS990/OtherExpenses/Total | 2 | 29044 |
| IRS990/OtherExpenses/Total | 3 | -40710 |
| IRS990/OtherLiabilities/BOY | 0 | 7686 |
| IRS990/OtherLiabilities/EOY | 0 | 5985 |
| IRS990/OtherNotesLoansReceivableNet/BOY | 0 | 8132033 |
| IRS990/OtherNotesLoansReceivableNet/EOY | 0 | 7473604 |
| IRS990/OtherRevenueCurrentYear | 0 | 14614 |
| IRS990/OtherRevenuePriorYear | 0 | 11700 |
| IRS990/OtherSalariesAndWages/Total | 0 | 494607 |
| IRS990/PaidInCapSrplsLandBldgEqpFund/BOY | 0 | 1315796 |
| IRS990/PaidInCapSrplsLandBldgEqpFund/EOY | 0 | 1315796 |
| IRS990/PartialLiquidation | 0 | 0 |
| IRS990/PayrollTaxes/Total | 0 | 60020 |
| IRS990/PensionPlanContributions/Total | 0 | -84 |
| IRS990/PoliticalActivities | 0 | 0 |
| IRS990/PrepaidExpensesDeferredCharges/BOY | 0 | 60286 |
| IRS990/PrepaidExpensesDeferredCharges/EOY | 0 | 52469 |
| IRS990/ProfessionalFundraising | 0 | 0 |
| IRS990/ProgramServiceRevenue/BusinessCode | 0 | 522100 |
| IRS990/ProgramServiceRevenue/BusinessCode | 1 | 525990 |
| IRS990/ProgramServiceRevenueCY | 0 | 906139 |
| IRS990/ProgramServiceRevenue/Description | 0 | Interest-Member Loans |
| IRS990/ProgramServiceRevenue/Description | 1 | Service Charges-Shares |
| IRS990/ProgramServiceRevenuePriorYear | 0 | 933973 |
| IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome | 0 | 579406 |
| IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome | 1 | 326733 |
| IRS990/ProgramServiceRevenue/TotalRevenueColumn | 0 | 579406 |
| IRS990/ProgramServiceRevenue/TotalRevenueColumn | 1 | 326733 |
| IRS990/ProhibitedTaxShelterTrans | 0 | 0 |
| IRS990/ReceivablesFromOfficersEtc/BOY | 0 | 7045 |
| IRS990/ReceivablesFromOfficersEtc/EOY | 0 | 3086 |
| IRS990/ReconcilationOtherChanges | 0 | -3123664 |
| IRS990/ReconcilationRevenueExpenses | 0 | -86557 |
| IRS990/ReconciliationUnrealizedInvest | 0 | -43321 |
| IRS990/RegularMonitoringEnforcement | 0 | 1 |
| IRS990/RelatedEntity | 0 | 0 |
| IRS990/RelatedOrgControlledEntity | 0 | 0 |
| IRS990/RentalIncomeOrLoss/Real | 0 | 14614 |
| IRS990/ReportFin48Footnote | 0 | 0 |
| IRS990/ReportInvestOthSecurities | 0 | 0 |
| IRS990/ReportLandBldgEquip | 0 | 1 |
| IRS990/ReportOtherAssets | 0 | 0 |
| IRS990/ReportOtherLiabilities | 0 | 1 |
| IRS990/ReportProgRelInvest | 0 | 0 |
| IRS990/RetainedEarningsEndowmentEtc/BOY | 0 | 2744865 |
| IRS990/RetainedEarningsEndowmentEtc/EOY | 0 | 2614987 |
| IRS990/RevenuesLessExpensesCY | 0 | -86557 |
| IRS990/RevenuesLessExpensesPriorYear | 0 | -99762 |
| IRS990/SalariesEtcCurrentYear | 0 | 723867 |
| IRS990/SalariesEtcPriorYear | 0 | 857522 |
| IRS990/SavingsAndTempCashInvestments/BOY | 0 | 1760746 |
| IRS990/SavingsAndTempCashInvestments/EOY | 0 | 2375972 |
| IRS990/ScheduleBRequired | 0 | 0 |
| IRS990ScheduleD/Buildings/BookValue | 0 | 95241 |
| IRS990ScheduleD/Buildings/Depreciation | 0 | 1142694 |
| IRS990ScheduleD/Buildings/OtherCostOrOtherBasis | 0 | 1237935 |
| IRS990ScheduleD/Equipment/BookValue | 0 | 95267 |
| IRS990ScheduleD/Equipment/Depreciation | 0 | 386093 |
| IRS990ScheduleD/Equipment/OtherCostOrOtherBasis | 0 | 481360 |
| IRS990ScheduleD/Land/BookValue | 0 | 171950 |
| IRS990ScheduleD/Land/OtherCostOrOtherBasis | 0 | 171950 |
| IRS990ScheduleD/OtherLandBuildings/BookValue | 0 | 2485 |
| IRS990ScheduleD/OtherLandBuildings/Depreciation | 0 | 212024 |
| IRS990ScheduleD/OtherLandBuildings/OtherCostOrOtherBasis | 0 | 214509 |
| IRS990ScheduleD/OtherLiabilities/Amount | 0 | 859 |
| IRS990ScheduleD/OtherLiabilities/Amount | 1 | 5126 |
| IRS990ScheduleD/OtherLiabilities/Description | 0 | Dividends Payable |
| IRS990ScheduleD/OtherLiabilities/Description | 1 | Other Liabilities |
| IRS990ScheduleD/TotalOfAmounts | 0 | 5985 |
| IRS990ScheduleD/TotalOfBookValueLandBuildings | 0 | 364943 |
| IRS990ScheduleJ/BoardOrCommitteeApproval | 0 | X |
| IRS990ScheduleJ/CompensationCommittee | 0 | X |
| IRS990ScheduleJ/EquityBasedCompArrangement | 0 | 0 |
| IRS990/ScheduleJRequired | 0 | 0 |
| IRS990ScheduleJ/SeverancePayment | 0 | 0 |
| IRS990ScheduleJ/SupplementalNonqualRetirePlan | 0 | 0 |
| IRS990ScheduleL/LoanTable/ApprovedByBoard | 0 | 1 |
| IRS990ScheduleL/LoanTable/BalanceDue | 0 | 3086 |
| IRS990ScheduleL/LoanTable/Default | 0 | 0 |
| IRS990ScheduleL/LoanTable/LoanFromOrganization | 0 | X |
| IRS990ScheduleL/LoanTable/NamePerson | 0 | Russell Lane |
| IRS990ScheduleL/LoanTable/OriginalPrincipalAmount | 0 | 10000 |
| IRS990ScheduleL/LoanTable/PurposeOfLoan | 0 | Car Loan |
| IRS990ScheduleL/LoanTable/RelationshipWithOrganization | 0 | Director |
| IRS990ScheduleL/LoanTable/WrittenAgreement | 0 | 1 |
| IRS990ScheduleL/TotalBalanceDue | 0 | 3086 |
| IRS990ScheduleO/GeneralExplanation/Explanation | 0 | The Credit Union has 4,217 members. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 1 | Credit Union members elect the board of directors. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 2 | The CEO and accounting department review Form 990 for accuracy. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 3 | The Credit Union reviews compliance with the conflict of interest policy throughout the year. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 4 | The compensation committee of the board reviews the financial performance of the Credit Union and makes recommendations for any changes to the CEO or officers' compensation. The salaries of upper management are set by the CEO. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 5 | The Credit Union distributes a financial report at the annual meeting and it posts monthly financial statements on a form provided by the NCUA in the lobby. It does not currently make governing documents or a conflict of interest policy available to the public. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 6 | Change in Member Shares -3,123,664. |
| IRS990ScheduleO/GeneralExplanation/Identifier | 0 | Changes in Net Assets or Fund Balances: |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 0 | Form 990, Part VI, Section A, line 6 |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 1 | Form 990, Part VI, Section A, line 7a |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 2 | Form 990, Part VI, Section B, line 11 |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 3 | Form 990, Part VI, Section B, line 12c |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 4 | Form 990, Part VI, Section B, line 15 |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 5 | Form 990, Part VI, Section C, line 19 |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 6 | Form 990, Part XI, line 9: |
| IRS990/ScheduleORequired | 0 | 1 |
| IRS990/School | 0 | 0 |
| IRS990/SignificantChange | 0 | 0 |
| IRS990/SignificantNewProgramServices | 0 | 0 |
| IRS990/StateLegalDomicile | 0 | MD |
| IRS990/SubjectToProxyTax | 0 | 0 |
| IRS990/TaxablePartyNotification | 0 | 0 |
| IRS990/TaxExemptBonds | 0 | 0 |
| IRS990/Terminated | 0 | 0 |
| IRS990/TermOrPermanentEndowments | 0 | 0 |
| IRS990/TheBooksAreInCareOf/AddressUS/AddressLine1 | 0 | 535 Dundalk Avenue |
| IRS990/TheBooksAreInCareOf/AddressUS/City | 0 | Baltimore |
| IRS990/TheBooksAreInCareOf/AddressUS/State | 0 | MD |
| IRS990/TheBooksAreInCareOf/AddressUS/ZIPCode | 0 | 21224 |
| IRS990/TheBooksAreInCareOf/NameBusiness/BusinessNameLine1 | 0 | Carol Coleman |
| IRS990/TheBooksAreInCareOf/TelephoneNumber | 0 | 4106338850 |
| IRS990/TotalAssets/BOY | 0 | 34887823 |
| IRS990/TotalAssetsBOY | 0 | 34887823 |
| IRS990/TotalAssets/EOY | 0 | 31603367 |
| IRS990/TotalAssetsEOY | 0 | 31603367 |
| IRS990/TotalCompGT150K | 0 | 0 |
| IRS990/TotalExpensesCurrentYear | 0 | 1423675 |
| IRS990/TotalExpensesPriorYear | 0 | 1670435 |
| IRS990/TotalFunctionalExpenses/Total | 0 | 1423675 |
| IRS990/TotalFundrsngExpCurrentYear | 0 | 0 |
| IRS990/TotalGrossUBI | 0 | 0 |
| IRS990/TotalLiabilities/BOY | 0 | 97115 |
| IRS990/TotalLiabilitiesBOY | 0 | 97115 |
| IRS990/TotalLiabilities/EOY | 0 | 66201 |
| IRS990/TotalLiabilitiesEOY | 0 | 66201 |
| IRS990/TotalLiabNetAssetsFundBalances/BOY | 0 | 34887823 |
| IRS990/TotalLiabNetAssetsFundBalances/EOY | 0 | 31603367 |
| IRS990/TotalNbrEmployees | 0 | 22 |
| IRS990/TotalNbrVolunteers | 0 | 0 |
| IRS990/TotalNetAssetsFundBalances/BOY | 0 | 34790708 |
| IRS990/TotalNetAssetsFundBalances/EOY | 0 | 31537166 |
| IRS990/TotalOtherCompensation | 0 | 1179 |
| IRS990/TotalProfFundrsngExpCY | 0 | 0 |
| IRS990/TotalProfFundrsngExpPriorYear | 0 | 0 |
| IRS990/TotalProgramServiceRevenue | 0 | 906139 |
| IRS990/TotalReportableCompFrmRltdOrgs | 0 | 0 |
| IRS990/TotalReportableCompFromOrg | 0 | 86262 |
| IRS990/TotalRevenueCurrentYear | 0 | 1337118 |
| IRS990/TotalRevenue/ExclusionAmount | 0 | 430979 |
| IRS990/TotalRevenuePriorYear | 0 | 1570673 |
| IRS990/TotalRevenue/RelatedOrExemptFunctionIncome | 0 | 906139 |
| IRS990/TotalRevenue/TotalRevenueColumn | 0 | 1337118 |
| IRS990/TotalRevenue/UnrelatedBusinessRevenue | 0 | 0 |
| IRS990/Travel/Total | 0 | 1794 |
| IRS990/TypeOfOrganizationCorporation | 0 | X |
| IRS990/UnrelatedBusinessIncome | 0 | 0 |
| IRS990/UponRequest | 0 | X |
| IRS990/WebSite | 0 | www.mfirstcu.org |
| IRS990/WhistleblowerPolicy | 0 | 1 |
| IRS990/YearFormation | 0 | 1969 |
| ReturnHeader/BuildTS | 0 | 2016-03-07 17:11:31Z |
| ReturnHeader/Filer/EIN | 0 | 520905206 |
| ReturnHeader/Filer/Name/BusinessNameLine1 | 0 | Members First Credit Union |
| ReturnHeader/Filer/NameControl | 0 | MEMB |
| ReturnHeader/Filer/Phone | 0 | 4106338850 |
| ReturnHeader/Filer/USAddress/AddressLine1 | 0 | PO Box 8865 535 Dundalk Avenue |
| ReturnHeader/Filer/USAddress/City | 0 | Baltimore |
| ReturnHeader/Filer/USAddress/State | 0 | MD |
| ReturnHeader/Filer/USAddress/ZIPCode | 0 | 21224 |
| ReturnHeader/Officer/AuthorizeThirdParty | 0 | 1 |
| ReturnHeader/Officer/DateSigned | 0 | 2013-04-30 |
| ReturnHeader/Officer/Name | 0 | Anthony McCollim |
| ReturnHeader/Officer/Phone | 0 | 4106338850 |
| ReturnHeader/Officer/Title | 0 | CEO |
| ReturnHeader/PreparerFirm/EIN | 0 | 520630619 |
| ReturnHeader/PreparerFirm/PreparerFirmBusinessName/BusinessNameLine1 | 0 | Rowles & Company LLP |
| ReturnHeader/PreparerFirm/PreparerFirmUSAddress/AddressLine1 | 0 | 101 E Chesapeake Avenue |
| ReturnHeader/PreparerFirm/PreparerFirmUSAddress/City | 0 | Baltimore |
| ReturnHeader/PreparerFirm/PreparerFirmUSAddress/State | 0 | MD |
| ReturnHeader/PreparerFirm/PreparerFirmUSAddress/ZIPCode | 0 | 21286 |
| ReturnHeader/Preparer/Name | 0 | Edward C Beyer |
| ReturnHeader/Preparer/Phone | 0 | 4105836990 |
| ReturnHeader/ReturnType | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDate | 0 | 2012-01-01 |
| ReturnHeader/TaxPeriodEndDate | 0 | 2012-12-31 |
| ReturnHeader/TaxYear | 0 | 2012 |
| ReturnHeader/Timestamp | 0 | 2013-04-30T15:34:41-05:00 |
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Displayed year
2012 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.