Liabilities / Assets
3rd percentile
Higher debt load relative to assets than 3% of similar nonprofits.
Members First of Maryland Federal Credit Union
990 • Fiscal year 2011 • EIN 52-0905206
Siviq Scores
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
0.00x
Liabilities / Revenue
Score unavailable
Liabilities-to-revenue requires both liabilities and revenue on this filing.
Net Margin
Score unavailable
Net margin requires both revenue and expenses on this filing.
Top Officer Pay
Score unavailable
This filing does not contain officer compensation rows.
Asset Growth
87th percentile
Faster asset growth than 87% of similar nonprofits.
Revenue Growth
Score unavailable
No valid filing value is available for this score.
Balance Sheet
Assets
Up$34,887,823
Up $3,419,196 (+11%) from 2010
Net Assets
Up$34,790,708
Up $3,465,351 (+11%) from 2010
Liabilities
Down$97,115
Down $46,155 (-32%) from 2010
Revenue And Expenses
Revenue
-
No earlier filing loaded for comparison.
Expenses
Down$1,670,435
Down $366,210 (-18%) from 2010
Net Income
-
No earlier filing loaded for comparison.
Historical Trend
Jump To
Filing Snapshot
- Filing Period
- Jan 1, 2011 to Dec 31, 2011
- Signed
- May 7, 2012
- Return Version
- 2011v1.2
- Gross Receipts
- $1,570,673
Mission and Program Overview
Mission
Our mission is to provide low cost, high yield financial services to our members.
Filing and Contact Details
Filer
- EIN
- 52-0905206
Raw XML AppendixShowing 400 of 402 raw XML fields
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReview | 0 | 0 |
| IRS990/AccountsPayableAccruedExpenses/BOY | 0 | 106247 |
| IRS990/AccountsPayableAccruedExpenses/EOY | 0 | 89429 |
| IRS990/ActivitiesConductedPartnership | 0 | 0 |
| IRS990/ActivityOrMissionDescription | 0 | State chartered credit union |
| IRS990/AddressPrincipalOfficerUS/AddressLine1 | 0 | PO Box 8865 535 Dundalk Avenue |
| IRS990/AddressPrincipalOfficerUS/City | 0 | Baltimore |
| IRS990/AddressPrincipalOfficerUS/State | 0 | MD |
| IRS990/AddressPrincipalOfficerUS/ZIPCode | 0 | 21224 |
| IRS990/Advertising/Total | 0 | 1259 |
| IRS990/AllOtherExpenses/Total | 0 | -35837 |
| IRS990/AnnualDisclosureCoveredPersons | 0 | 1 |
| IRS990/BenefitsPaidToMembersCY | 0 | 0 |
| IRS990/BenefitsPaidToMembersPriorYear | 0 | 0 |
| IRS990/BsnssRltnshpThruFamilyMember | 0 | 0 |
| IRS990/BsnssRltnshpWithOrganization | 0 | 0 |
| IRS990/CapStckTrstPrinCurrentFunds/BOY | 0 | 27368144 |
| IRS990/CapStckTrstPrinCurrentFunds/EOY | 0 | 30730047 |
| IRS990/CashNonInterestBearing/BOY | 0 | 609403 |
| IRS990/CashNonInterestBearing/EOY | 0 | 656289 |
| IRS990/ChangesToOrganizingDocs | 0 | 0 |
| IRS990/CollectionsOfArt | 0 | 0 |
| IRS990/CompCurrentOfficersDirectors/Total | 0 | 149741 |
| IRS990/CompensationFromOtherSources | 0 | 0 |
| IRS990/CompensationProcessCEO | 0 | 1 |
| IRS990/CompensationProcessOther | 0 | 1 |
| IRS990/ComplianceWithBackupWitholding | 0 | 1 |
| IRS990/ConferencesMeetings/Total | 0 | 2413 |
| IRS990/ConflictOfInterestPolicy | 0 | 1 |
| IRS990/ConservationEasements | 0 | 0 |
| IRS990/ConsolidatedAuditFinancialStmt | 0 | 0 |
| IRS990/ContributionsGrantsCurrentYear | 0 | 0 |
| IRS990/ContributionsGrantsPriorYear | 0 | 0 |
| IRS990/CreditCounseling | 0 | 0 |
| IRS990/DecisionsSubjectToApproval | 0 | 0 |
| IRS990/DeductibleContributionsOfArt | 0 | 0 |
| IRS990/DeductibleNonCashContributions | 0 | 0 |
| IRS990/DelegationOfManagementDuties | 0 | 0 |
| IRS990/DepreciationDepletion/Total | 0 | 99960 |
| IRS990/DescribedIn501C3 | 0 | 0 |
| IRS990/Description | 0 | The Credit Union provides financial services to 4,914 members. |
| IRS990/DisregardedEntity | 0 | 0 |
| IRS990/DocumentRetentionPolicy | 0 | 1 |
| IRS990/DonorAdvisedFunds | 0 | 0 |
| IRS990/DoNotFollowSFAS117 | 0 | X |
| IRS990/ElectionOfBoardMembers | 0 | 1 |
| IRS990/EmploymentTaxReturnsFiled | 0 | 1 |
| IRS990/FamilyOrBusinessRelationship | 0 | 0 |
| IRS990/FederalGrantAuditRequired | 0 | 0 |
| IRS990/FeesForServicesAccounting/Total | 0 | 20626 |
| IRS990/FeesForServicesOther/Total | 0 | 25445 |
| IRS990/ForeignActivities | 0 | 0 |
| IRS990/ForeignFinancialAccount | 0 | 0 |
| IRS990/ForeignOffice | 0 | 0 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 0 | 2.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 1 | 2.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 2 | 2.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 3 | 2.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 4 | 2.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 5 | 2.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 6 | 2.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 7 | 2.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 8 | 2.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 9 | 40.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 10 | 40.00 |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 0 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 1 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 2 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 3 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 4 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 5 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 6 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 7 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 8 | X |
| IRS990/Form990PartVIISectionA/NamePerson | 0 | Gordon Jakubowski |
| IRS990/Form990PartVIISectionA/NamePerson | 1 | Jerry Ernest |
| IRS990/Form990PartVIISectionA/NamePerson | 2 | Ed Bartee |
| IRS990/Form990PartVIISectionA/NamePerson | 3 | Allen Pugh |
| IRS990/Form990PartVIISectionA/NamePerson | 4 | David Boyd |
| IRS990/Form990PartVIISectionA/NamePerson | 5 | Frank LePore |
| IRS990/Form990PartVIISectionA/NamePerson | 6 | Frank Mortis |
| IRS990/Form990PartVIISectionA/NamePerson | 7 | James Blankenship |
| IRS990/Form990PartVIISectionA/NamePerson | 8 | Sean Ritter |
| IRS990/Form990PartVIISectionA/NamePerson | 9 | Anthony McCollim |
| IRS990/Form990PartVIISectionA/NamePerson | 10 | Bonnie Flannery |
| IRS990/Form990PartVIISectionA/Officer | 0 | X |
| IRS990/Form990PartVIISectionA/Officer | 1 | X |
| IRS990/Form990PartVIISectionA/OtherCompensation | 0 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 1 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 2 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 3 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 4 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 5 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 6 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 7 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 8 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 9 | 5634 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 10 | 9144 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 0 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 1 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 2 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 3 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 4 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 5 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 6 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 7 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 8 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 9 | 89100 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 10 | 45863 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 0 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 1 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 2 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 3 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 4 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 5 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 6 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 7 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 8 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 9 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 10 | 0 |
| IRS990/Form990PartVIISectionA/Title | 0 | Chairman |
| IRS990/Form990PartVIISectionA/Title | 1 | Vice-Chairman |
| IRS990/Form990PartVIISectionA/Title | 2 | Treasurer |
| IRS990/Form990PartVIISectionA/Title | 3 | Secretary |
| IRS990/Form990PartVIISectionA/Title | 4 | Director |
| IRS990/Form990PartVIISectionA/Title | 5 | Director |
| IRS990/Form990PartVIISectionA/Title | 6 | Director |
| IRS990/Form990PartVIISectionA/Title | 7 | Director |
| IRS990/Form990PartVIISectionA/Title | 8 | Director |
| IRS990/Form990PartVIISectionA/Title | 9 | CEO |
| IRS990/Form990PartVIISectionA/Title | 10 | Accounting Manager |
| IRS990/Form990ProvidedToGoverningBody | 0 | 0 |
| IRS990/FormersListed | 0 | 0 |
| IRS990/FSAudited | 0 | 0 |
| IRS990/FundraisingActivities | 0 | 0 |
| IRS990/Gaming | 0 | 0 |
| IRS990/GrantsAndSimilarAmntsCY | 0 | 0 |
| IRS990/GrantsAndSimilarAmntsPriorYear | 0 | 0 |
| IRS990/GrantsToIndividuals | 0 | 0 |
| IRS990/GrantsToOrganizations | 0 | 0 |
| IRS990/GrantToRelatedPerson | 0 | 0 |
| IRS990/GrossReceipts | 0 | 1570673 |
| IRS990/GrossRents/Real | 0 | 11700 |
| IRS990/GroupReturnForAffiliates | 0 | 0 |
| IRS990/Hospital | 0 | 0 |
| IRS990/IndependentAuditFinancialStmt | 0 | 0 |
| IRS990/IndoorTanningServices | 0 | 0 |
| IRS990/InfoInScheduleOPartVI | 0 | X |
| IRS990/InfoInScheduleOPartXI | 0 | X |
| IRS990/InformationTechnology/Total | 0 | 53058 |
| IRS990/Insurance/Total | 0 | 31651 |
| IRS990/Interest/Total | 0 | 147246 |
| IRS990/InvestmentIncomeCurrentYear | 0 | 625000 |
| IRS990/InvestmentIncome/ExclusionAmount | 0 | 625000 |
| IRS990/InvestmentIncomePriorYear | 0 | 536061 |
| IRS990/InvestmentIncome/TotalRevenueColumn | 0 | 625000 |
| IRS990/InvestmentInJointVenture | 0 | 0 |
| IRS990/InvestmentsPubTradedSecurities/BOY | 0 | 20050160 |
| IRS990/InvestmentsPubTradedSecurities/EOY | 0 | 23690833 |
| IRS990/LandBldgEquipmentAccumDeprec | 0 | 1649089 |
| IRS990/LandBuildingsEquipmentBasis | 0 | 2105754 |
| IRS990/LandBuildingsEquipmentBasisNet/BOY | 0 | 547301 |
| IRS990/LandBuildingsEquipmentBasisNet/EOY | 0 | 456665 |
| IRS990/LoanToOfficerOrDQP | 0 | 1 |
| IRS990/LocalChapters | 0 | 0 |
| IRS990/MaterialDiversionOrMisuse | 0 | 0 |
| IRS990/MembersOrStockholders | 0 | 1 |
| IRS990/MethodOfAccountingAccrual | 0 | X |
| IRS990/MinutesOfCommittees | 0 | 1 |
| IRS990/MinutesOfGoverningBody | 0 | 1 |
| IRS990/MissionDescription | 0 | Our mission is to provide low cost, high yield financial services to our members. |
| IRS990/MoreThan5000KToIndividuals | 0 | 0 |
| IRS990/MoreThan5000KToOrganizations | 0 | 0 |
| IRS990/NameOfPrincipalOfficerPerson | 0 | Anthony McCollim |
| IRS990/NbrIndependentVotingMembers | 0 | 9 |
| IRS990/NbrVotingGoverningBodyMembers | 0 | 9 |
| IRS990/NbrVotingMembersGoverningBody | 0 | 9 |
| IRS990/NetAssetsOrFundBalancesBOY | 0 | 31325357 |
| IRS990/NetAssetsOrFundBalancesEOY | 0 | 34790708 |
| IRS990/NetRentalIncomeOrLoss/ExclusionAmount | 0 | 11700 |
| IRS990/NetRentalIncomeOrLoss/TotalRevenueColumn | 0 | 11700 |
| IRS990/NetUnrelatedBusinessTxblIncome | 0 | 0 |
| IRS990/NonDeductibleContributions | 0 | 0 |
| IRS990/NumberFormsTransmittedWith1096 | 0 | 1094 |
| IRS990/NumberIndependentVotingMembers | 0 | 9 |
| IRS990/NumberIndividualsGT100K | 0 | 0 |
| IRS990/NumberOfContractorsGT100K | 0 | 0 |
| IRS990/NumberOfEmployees | 0 | 17 |
| IRS990/NumberW2GIncluded | 0 | 0 |
| IRS990/Occupancy/Total | 0 | 137764 |
| IRS990/OfficeExpenses/Total | 0 | 18469 |
| IRS990/OfficerEntityWithBsnssRltnshp | 0 | 0 |
| IRS990/OfficerMailingAddress | 0 | 0 |
| IRS990/Organization501c | 0 | X |
| IRS990/OtherAssetsTotal/BOY | 0 | 79353 |
| IRS990/OtherAssetsTotal/EOY | 0 | 123926 |
| IRS990/OtherEmployeeBenefits/Total | 0 | 110924 |
| IRS990/OtherExpensePriorYear | 0 | 1130612 |
| IRS990/OtherExpensesCurrentYear | 0 | 812913 |
| IRS990/OtherExpenses/Description | 0 | Bank and ATM Charges |
| IRS990/OtherExpenses/Description | 1 | Member Share Insurance |
| IRS990/OtherExpenses/Description | 2 | Loan Servicing |
| IRS990/OtherExpenses/Description | 3 | Miscellaneous |
| IRS990/OtherExpenses/Total | 0 | 129139 |
| IRS990/OtherExpenses/Total | 1 | 75122 |
| IRS990/OtherExpenses/Total | 2 | 72222 |
| IRS990/OtherExpenses/Total | 3 | 33103 |
| IRS990/OtherLiabilities/BOY | 0 | 37023 |
| IRS990/OtherLiabilities/EOY | 0 | 7686 |
| IRS990/OtherNotesLoansReceivableNet/BOY | 0 | 8753435 |
| IRS990/OtherNotesLoansReceivableNet/EOY | 0 | 8132033 |
| IRS990/OtherRevenueCurrentYear | 0 | 11700 |
| IRS990/OtherRevenuePriorYear | 0 | 5700 |
| IRS990/OtherSalariesAndWages/Total | 0 | 511140 |
| IRS990/PaidInCapSrplsLandBldgEqpFund/BOY | 0 | 1315796 |
| IRS990/PaidInCapSrplsLandBldgEqpFund/EOY | 0 | 1315796 |
| IRS990/PartialLiquidation | 0 | 0 |
| IRS990/PayrollTaxes/Total | 0 | 63785 |
| IRS990/PensionPlanContributions/Total | 0 | 21932 |
| IRS990/PoliticalActivities | 0 | 0 |
| IRS990/PrepaidExpensesDeferredCharges/BOY | 0 | 67059 |
| IRS990/PrepaidExpensesDeferredCharges/EOY | 0 | 60286 |
| IRS990/ProfessionalFundraising | 0 | 0 |
| IRS990/ProgramServiceRevenue/BusinessCode | 0 | 522100 |
| IRS990/ProgramServiceRevenue/BusinessCode | 1 | 525990 |
| IRS990/ProgramServiceRevenueCY | 0 | 933973 |
| IRS990/ProgramServiceRevenue/Description | 0 | Interest-Member Loans |
| IRS990/ProgramServiceRevenue/Description | 1 | Service Charges-Shares |
| IRS990/ProgramServiceRevenuePriorYear | 0 | 965040 |
| IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome | 0 | 650055 |
| IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome | 1 | 283918 |
| IRS990/ProgramServiceRevenue/TotalRevenueColumn | 0 | 650055 |
| IRS990/ProgramServiceRevenue/TotalRevenueColumn | 1 | 283918 |
| IRS990/ProhibitedTaxShelterTrans | 0 | 0 |
| IRS990/ReceivablesFromOfficersEtc/BOY | 0 | 182147 |
| IRS990/ReceivablesFromOfficersEtc/EOY | 0 | 7045 |
| IRS990/ReconcilationOtherChanges | 0 | 3565113 |
| IRS990/ReconcilationRevenueExpenses | 0 | -99762 |
| IRS990/RegularMonitoringEnforcement | 0 | 1 |
| IRS990/RelatedEntity | 0 | 0 |
| IRS990/RelatedOrgControlledEntity | 0 | 0 |
| IRS990/RentalIncomeOrLoss/Real | 0 | 11700 |
| IRS990/ReportFin48Footnote | 0 | 0 |
| IRS990/ReportInvestOthSecurities | 0 | 0 |
| IRS990/ReportLandBldgEquip | 0 | 1 |
| IRS990/ReportOtherAssets | 0 | 0 |
| IRS990/ReportOtherLiabilities | 0 | 1 |
| IRS990/ReportProgRelInvest | 0 | 0 |
| IRS990/RetainedEarningsEndowmentEtc/BOY | 0 | 2641417 |
| IRS990/RetainedEarningsEndowmentEtc/EOY | 0 | 2744865 |
| IRS990/RevenuesLessExpensesCY | 0 | -99762 |
| IRS990/RevenuesLessExpensesPriorYear | 0 | -529844 |
| IRS990/SalariesEtcCurrentYear | 0 | 857522 |
| IRS990/SalariesEtcPriorYear | 0 | 906033 |
| IRS990/SavingsAndTempCashInvestments/BOY | 0 | 1179769 |
| IRS990/SavingsAndTempCashInvestments/EOY | 0 | 1760746 |
| IRS990/ScheduleBRequired | 0 | 0 |
| IRS990ScheduleD/Buildings/BookValue | 0 | 127496 |
| IRS990ScheduleD/Buildings/Depreciation | 0 | 1110439 |
| IRS990ScheduleD/Buildings/OtherCostOrOtherBasis | 0 | 1237935 |
| IRS990ScheduleD/Equipment/BookValue | 0 | 152367 |
| IRS990ScheduleD/Equipment/Depreciation | 0 | 328993 |
| IRS990ScheduleD/Equipment/OtherCostOrOtherBasis | 0 | 481360 |
| IRS990ScheduleD/Land/BookValue | 0 | 171950 |
| IRS990ScheduleD/Land/OtherCostOrOtherBasis | 0 | 171950 |
| IRS990ScheduleD/OtherLandBuildings/BookValue | 0 | 4852 |
| IRS990ScheduleD/OtherLandBuildings/Depreciation | 0 | 209657 |
| IRS990ScheduleD/OtherLandBuildings/OtherCostOrOtherBasis | 0 | 214509 |
| IRS990ScheduleD/OtherLiabilities/Amount | 0 | 1852 |
| IRS990ScheduleD/OtherLiabilities/Amount | 1 | 5834 |
| IRS990ScheduleD/OtherLiabilities/Description | 0 | Dividends Payable |
| IRS990ScheduleD/OtherLiabilities/Description | 1 | Other Liabilities |
| IRS990ScheduleD/TotalOfAmounts | 0 | 7686 |
| IRS990ScheduleD/TotalOfBookValueLandBuildings | 0 | 456665 |
| IRS990ScheduleJ/BoardOrCommitteeApproval | 0 | X |
| IRS990ScheduleJ/CompensationCommittee | 0 | X |
| IRS990ScheduleJ/EquityBasedCompArrangement | 0 | 0 |
| IRS990/ScheduleJRequired | 0 | 0 |
| IRS990ScheduleJ/SeverancePayment | 0 | 0 |
| IRS990ScheduleJ/SupplementalNonqualRetirePlan | 0 | 0 |
| IRS990ScheduleL/LoanTable/ApprovedByBoard | 0 | 1 |
| IRS990ScheduleL/LoanTable/ApprovedByBoard | 1 | 1 |
| IRS990ScheduleL/LoanTable/ApprovedByBoard | 2 | 1 |
| IRS990ScheduleL/LoanTable/BalanceDue | 0 | 3387 |
| IRS990ScheduleL/LoanTable/BalanceDue | 1 | 114 |
| IRS990ScheduleL/LoanTable/BalanceDue | 2 | 3544 |
| IRS990ScheduleL/LoanTable/Default | 0 | 0 |
| IRS990ScheduleL/LoanTable/Default | 1 | 0 |
| IRS990ScheduleL/LoanTable/Default | 2 | 0 |
| IRS990ScheduleL/LoanTable/LoanFromOrganization | 0 | X |
| IRS990ScheduleL/LoanTable/LoanFromOrganization | 1 | X |
| IRS990ScheduleL/LoanTable/LoanFromOrganization | 2 | X |
| IRS990ScheduleL/LoanTable/NamePerson | 0 | Gordon Jakubowski |
| IRS990ScheduleL/LoanTable/NamePerson | 1 | Ed Bartee |
| IRS990ScheduleL/LoanTable/NamePerson | 2 | Frank Lepore |
| IRS990ScheduleL/LoanTable/OriginalPrincipalAmount | 0 | 15000 |
| IRS990ScheduleL/LoanTable/OriginalPrincipalAmount | 1 | 14000 |
| IRS990ScheduleL/LoanTable/OriginalPrincipalAmount | 2 | 5000 |
| IRS990ScheduleL/LoanTable/PurposeOfLoan | 0 | Credit Card |
| IRS990ScheduleL/LoanTable/PurposeOfLoan | 1 | Credit Card |
| IRS990ScheduleL/LoanTable/PurposeOfLoan | 2 | Credit Card |
| IRS990ScheduleL/LoanTable/WrittenAgreement | 0 | 1 |
| IRS990ScheduleL/LoanTable/WrittenAgreement | 1 | 1 |
| IRS990ScheduleL/LoanTable/WrittenAgreement | 2 | 1 |
| IRS990ScheduleL/TotalBalanceDue | 0 | 7045 |
| IRS990ScheduleO/GeneralExplanation/Explanation | 0 | The Credit Union has 4,914 members. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 1 | Credit Union members elect the board of directors. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 2 | The CEO, accounting manager, chairman, and vice chairman review Form 990 for accuracy. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 3 | The Credit Union reviews compliance with the conflict of interest policy throughout the year. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 4 | The compensation committee of the board reviews the financial performance of the Credit Union and makes recommendations for any changes to the CEO or officers' compensation. The salaries of upper management are set by the CEO. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 5 | The Credit Union distributes a financial report at the annual meeting and it posts monthly financial statements on a form provided by the NCUA in the lobby. It does not currently make governing documents or a conflict of interest policy available to the public. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 6 | Net unrealized gains on investments: 203,210. Change in Member Shares 3,361,903. Total to Form 990, Part XI, Line 5: 3,565,113. |
| IRS990ScheduleO/GeneralExplanation/Identifier | 0 | Changes in Net Assets or Fund Balances: |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 0 | Form 990, Part VI, Section A, line 6 |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 1 | Form 990, Part VI, Section A, line 7a |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 2 | Form 990, Part VI, Section B, line 11 |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 3 | Form 990, Part VI, Section B, line 12c |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 4 | Form 990, Part VI, Section B, line 15 |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 5 | Form 990, Part VI, Section C, line 19 |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 6 | Form 990, Part XI, line 5: |
| IRS990/ScheduleORequired | 0 | 1 |
| IRS990/School | 0 | 0 |
| IRS990/SignificantChange | 0 | 0 |
| IRS990/SignificantNewProgramServices | 0 | 0 |
| IRS990/StateLegalDomicile | 0 | MD |
| IRS990/TaxablePartyNotification | 0 | 0 |
| IRS990/TaxExemptBonds | 0 | 0 |
| IRS990/Terminated | 0 | 0 |
| IRS990/TermOrPermanentEndowments | 0 | 0 |
| IRS990/TheBooksAreInCareOf/AddressUS/AddressLine1 | 0 | 535 Dundalk Avenue |
| IRS990/TheBooksAreInCareOf/AddressUS/City | 0 | Baltimore |
| IRS990/TheBooksAreInCareOf/AddressUS/State | 0 | MD |
| IRS990/TheBooksAreInCareOf/AddressUS/ZIPCode | 0 | 21224 |
| IRS990/TheBooksAreInCareOf/NameBusiness/BusinessNameLine1 | 0 | Bonnie Flannery |
| IRS990/TheBooksAreInCareOf/TelephoneNumber | 0 | 4106338850 |
| IRS990/TotalAssets/BOY | 0 | 31468627 |
| IRS990/TotalAssetsBOY | 0 | 31468627 |
| IRS990/TotalAssets/EOY | 0 | 34887823 |
| IRS990/TotalAssetsEOY | 0 | 34887823 |
| IRS990/TotalCompGT150K | 0 | 0 |
| IRS990/TotalExpensesCurrentYear | 0 | 1670435 |
| IRS990/TotalExpensesPriorYear | 0 | 2036645 |
| IRS990/TotalFunctionalExpenses/Total | 0 | 1670435 |
| IRS990/TotalFundrsngExpCurrentYear | 0 | 0 |
| IRS990/TotalGrossUBI | 0 | 0 |
| IRS990/TotalLiabilities/BOY | 0 | 143270 |
| IRS990/TotalLiabilitiesBOY | 0 | 143270 |
| IRS990/TotalLiabilities/EOY | 0 | 97115 |
| IRS990/TotalLiabilitiesEOY | 0 | 97115 |
| IRS990/TotalLiabNetAssetsFundBalances/BOY | 0 | 31468627 |
| IRS990/TotalLiabNetAssetsFundBalances/EOY | 0 | 34887823 |
| IRS990/TotalNbrEmployees | 0 | 17 |
| IRS990/TotalNbrVolunteers | 0 | 0 |
| IRS990/TotalNetAssetsFundBalances/BOY | 0 | 31325357 |
| IRS990/TotalNetAssetsFundBalances/EOY | 0 | 34790708 |
| IRS990/TotalOtherCompensation | 0 | 14778 |
| IRS990/TotalProfFundrsngExpCY | 0 | 0 |
| IRS990/TotalProfFundrsngExpPriorYear | 0 | 0 |
| IRS990/TotalProgramServiceRevenue | 0 | 933973 |
| IRS990/TotalReportableCompFrmRltdOrgs | 0 | 0 |
| IRS990/TotalReportableCompFromOrg | 0 | 134963 |
| IRS990/TotalRevenueCurrentYear | 0 | 1570673 |
| IRS990/TotalRevenue/ExclusionAmount | 0 | 636700 |
| IRS990/TotalRevenuePriorYear | 0 | 1506801 |
| IRS990/TotalRevenue/RelatedOrExemptFunctionIncome | 0 | 933973 |
| IRS990/TotalRevenue/TotalRevenueColumn | 0 | 1570673 |
| IRS990/TotalRevenue/UnrelatedBusinessRevenue | 0 | 0 |
| IRS990/TransactionRelatedEntity | 0 | 0 |
| IRS990/Travel/Total | 0 | 1273 |
| IRS990/TypeOfOrganizationCorporation | 0 | X |
| IRS990/UnrelatedBusinessIncome | 0 | 0 |
| IRS990/UponRequest | 0 | X |
| IRS990/WebSite | 0 | www.mfirstcu.org |
| IRS990/WhistleblowerPolicy | 0 | 1 |
| IRS990/YearFormation | 0 | 1969 |
| ReturnHeader/BuildTS | 0 | 2016-02-24 21:20:13Z |
| ReturnHeader/Filer/EIN | 0 | 520905206 |
| ReturnHeader/Filer/Name/BusinessNameLine1 | 0 | Members First Credit Union |
| ReturnHeader/Filer/NameControl | 0 | MEMB |
| ReturnHeader/Filer/Phone | 0 | 4106338850 |
| ReturnHeader/Filer/USAddress/AddressLine1 | 0 | PO Box 8865 535 Dundalk Avenue |
| ReturnHeader/Filer/USAddress/City | 0 | Baltimore |
| ReturnHeader/Filer/USAddress/State | 0 | MD |
| ReturnHeader/Filer/USAddress/ZIPCode | 0 | 21224 |
| ReturnHeader/Officer/AuthorizeThirdParty | 0 | 1 |
| ReturnHeader/Officer/DateSigned | 0 | 2012-05-07 |
| ReturnHeader/Officer/Name | 0 | Anthony McCollim |
| ReturnHeader/Officer/Phone | 0 | 4106338850 |
| ReturnHeader/Officer/Title | 0 | CEO |
| ReturnHeader/PreparerFirm/EIN | 0 | 520630619 |
| ReturnHeader/PreparerFirm/PreparerFirmBusinessName/BusinessNameLine1 | 0 | Rowles & Company LLP |
| ReturnHeader/PreparerFirm/PreparerFirmUSAddress/AddressLine1 | 0 | 101 E Chesapeake Avenue |
| ReturnHeader/PreparerFirm/PreparerFirmUSAddress/City | 0 | Baltimore |
| ReturnHeader/PreparerFirm/PreparerFirmUSAddress/State | 0 | MD |
| ReturnHeader/PreparerFirm/PreparerFirmUSAddress/ZIPCode | 0 | 21286 |
| ReturnHeader/Preparer/Name | 0 | Edward C Beyer |
| ReturnHeader/Preparer/Phone | 0 | 4105836990 |
| ReturnHeader/ReturnType | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDate | 0 | 2011-01-01 |
| ReturnHeader/TaxPeriodEndDate | 0 | 2011-12-31 |
Document Assets
No mirrored PDF or thumbnail assets are attached yet.
Filings
Displayed year
2011 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.
- Assets
- $34,887,823
- Liabilities
- $97,115
- Net assets
- $34,790,708
- Revenue
- -
- Expenses
- $1,670,435
- Net income
- -